Home > The National Bank of Rockwell City > Income and Expense
The National Bank of Rockwell City, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 8,652 |
| Total interest expense | $1,199,000 | 8,587 |
| Net interest income | $1,489,000 | 8,564 |
| Provision for loan and lease losses | $4,000 | 8,753 |
| Total noninterest income | $237,000 | 7,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 9,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,176 |
| Total noninterest expense | $1,115,000 | 8,510 |
| Salaries and employee benefits | $513,000 | 8,998 |
| Premises and equipment expense | $97,000 | 9,693 |
| Additional noninterest expense | $505,000 | 7,217 |
| Pre-tax net operating income | $607,000 | 7,836 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $214,000 | 7,188 |
| Income before extraordinary items | $393,000 | 8,136 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $393,000 | 8,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,436 |
| Cash dividends | $190,000 | 5,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $393,000 | 8,101 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 8,691 |
| Total interest expense | $1,057,000 | 8,452 |
| Net interest income | $1,565,000 | 8,681 |
| Provision for loan and lease losses | $652,000 | 1,261 |
| Total noninterest income | $166,000 | 9,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 9,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,032 |
| Total noninterest expense | $1,035,000 | 9,228 |
| Salaries and employee benefits | $505,000 | 9,346 |
| Premises and equipment expense | $90,000 | 10,345 |
| Additional noninterest expense | $440,000 | 8,419 |
| Pre-tax net operating income | $44,000 | 11,935 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-23,000 | 12,135 |
| Income before extraordinary items | $67,000 | 11,681 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $67,000 | 11,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,727 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $67,000 | 11,721 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 8,792 |
| Total interest expense | $1,176,000 | 8,368 |
| Net interest income | $1,547,000 | 8,958 |
| Provision for loan and lease losses | $98,000 | 5,836 |
| Total noninterest income | $229,000 | 8,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 6,042 |
| Total noninterest expense | $881,000 | 10,285 |
| Salaries and employee benefits | $442,000 | 10,233 |
| Premises and equipment expense | $56,000 | 11,992 |
| Additional noninterest expense | $383,000 | 9,447 |
| Pre-tax net operating income | $797,000 | 6,827 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $273,000 | 6,440 |
| Income before extraordinary items | $535,000 | 7,270 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $535,000 | 7,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,512 |
| Cash dividends | $581,000 | 2,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $527,740 | 7,070 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 8,946 |
| Total interest expense | $1,413,000 | 8,798 |
| Net interest income | $1,598,000 | 8,962 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $212,000 | 9,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 6,391 |
| Total noninterest expense | $881,000 | 10,601 |
| Salaries and employee benefits | $420,000 | 10,630 |
| Premises and equipment expense | $13,000 | 13,799 |
| Additional noninterest expense | $448,000 | 8,986 |
| Pre-tax net operating income | $869,000 | 6,256 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $292,000 | 6,046 |
| Income before extraordinary items | $582,000 | 6,688 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $582,000 | 6,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 8,305 |
| Cash dividends | $320,000 | 3,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $578,650 | 6,364 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.