Home > The National Bank of North East > Income and Expense

The National Bank of North East, Income and Expense

2005-09-30 (YTD Data)Rank
Total interest income$2,935,0005,863
Total interest expense$703,0006,350
Net interest income$2,232,0005,546
Provision for loan and lease losses$-47,0008,657
Total noninterest income$473,0004,696
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$264,0003,838
Trading account gains and fees$0126
Additional Noninterest Income$209,0004,520
Total noninterest expense$3,178,0003,669
Salaries and employee benefits$1,350,0004,449
Premises and equipment expense$697,0002,518
Additional noninterest expense$1,131,0003,175
Pre-tax net operating income$-426,0008,573
Securities gains (losses)$-4,0007,604
Applicable income taxes$06,976
Income before extraordinary items$-430,0008,612
Extraordinary gains, net$035
Net income$-430,0008,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0002,801
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-426,0008,585
2005-06-30 (YTD Data)Rank
Total interest income$1,899,0005,888
Total interest expense$427,0006,447
Net interest income$1,472,0005,559
Provision for loan and lease losses$-47,0008,698
Total noninterest income$298,0004,804
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$169,0003,872
Trading account gains and fees$0116
Additional Noninterest Income$129,0004,634
Total noninterest expense$1,801,0004,142
Salaries and employee benefits$872,0004,525
Premises and equipment expense$407,0002,803
Additional noninterest expense$522,0004,228
Pre-tax net operating income$16,0008,300
Securities gains (losses)$-4,0007,869
Applicable income taxes$06,961
Income before extraordinary items$12,0008,321
Extraordinary gains, net$030
Net income$12,0008,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,009
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$16,0008,269
2005-03-31 (YTD Data)Rank
Total interest income$949,0005,890
Total interest expense$201,0006,528
Net interest income$748,0005,535
Provision for loan and lease losses$-21,0008,760
Total noninterest income$160,0004,552
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$77,0004,013
Trading account gains and fees$0115
Additional Noninterest Income$83,0004,113
Total noninterest expense$873,0004,262
Salaries and employee benefits$438,0004,522
Premises and equipment expense$209,0002,768
Additional noninterest expense$226,0004,689
Pre-tax net operating income$56,0007,814
Securities gains (losses)$-4,0008,340
Applicable income taxes$06,892
Income before extraordinary items$52,0007,732
Extraordinary gains, net$024
Net income$52,0007,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,985
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$56,0007,633
2004-12-31 (YTD Data)Rank
Total interest income$3,615,0005,876
Total interest expense$757,0006,404
Net interest income$2,858,0005,560
Provision for loan and lease losses$848,0001,225
Total noninterest income$673,0004,508
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$372,0003,803
Trading account gains and fees$0138
Additional Noninterest Income$301,0004,261
Total noninterest expense$3,698,0003,989
Salaries and employee benefits$1,840,0004,265
Premises and equipment expense$820,0002,726
Additional noninterest expense$1,038,0004,209
Pre-tax net operating income$-1,015,0008,810
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-1,015,0008,839
Extraordinary gains, net$034
Net income$-1,015,0008,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,672
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-1,015,0008,816
2004-09-30 (YTD Data)Rank
Total interest income$2,661,0005,925
Total interest expense$578,0006,340
Net interest income$2,083,0005,662
Provision for loan and lease losses$918,000837
Total noninterest income$501,0004,556
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$279,0003,832
Trading account gains and fees$0134
Additional Noninterest Income$222,0004,298
Total noninterest expense$2,797,0003,930
Salaries and employee benefits$1,365,0004,280
Premises and equipment expense$623,0002,689
Additional noninterest expense$809,0004,051
Pre-tax net operating income$-1,131,0008,915
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-1,131,0008,937
Extraordinary gains, net$026
Net income$-1,131,0008,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0003,382
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-1,131,0008,921
2004-06-30 (YTD Data)Rank
Total interest income$1,762,0005,947
Total interest expense$398,0006,301
Net interest income$1,364,0005,712
Provision for loan and lease losses$272,0001,712
Total noninterest income$347,0004,447
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$186,0003,825
Trading account gains and fees$0130
Additional Noninterest Income$161,0004,166
Total noninterest expense$1,925,0003,855
Salaries and employee benefits$902,0004,310
Premises and equipment expense$429,0002,617
Additional noninterest expense$594,0003,778
Pre-tax net operating income$-486,0008,894
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-486,0008,928
Extraordinary gains, net$021
Net income$-486,0008,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0001,593
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-486,0008,907
2004-03-31 (YTD Data)Rank
Total interest income$885,0005,967
Total interest expense$206,0006,271
Net interest income$679,0005,739
Provision for loan and lease losses$143,0001,598
Total noninterest income$165,0004,531
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$88,0003,887
Trading account gains and fees$0121
Additional Noninterest Income$77,0004,245
Total noninterest expense$977,0003,831
Salaries and employee benefits$438,0004,435
Premises and equipment expense$215,0002,628
Additional noninterest expense$324,0003,518
Pre-tax net operating income$-276,0008,951
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-276,0008,980
Extraordinary gains, net$016
Net income$-276,0008,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0001,833
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-276,0008,957
2003-12-31 (YTD Data)Rank
Total interest income$3,940,0005,699
Total interest expense$962,0006,225
Net interest income$2,978,0005,330
Provision for loan and lease losses$653,0001,727
Total noninterest income$740,0004,404
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$383,0003,740
Trading account gains and fees$0160
Additional Noninterest Income$357,0004,176
Total noninterest expense$3,821,0003,839
Salaries and employee benefits$1,836,0004,196
Premises and equipment expense$834,0002,654
Additional noninterest expense$1,151,0003,844
Pre-tax net operating income$-756,0008,912
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$-756,0008,981
Extraordinary gains, net$054
Net income$-756,0008,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0002,062
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-756,0008,927
2003-09-30 (YTD Data)Rank
Total interest income$3,016,0005,691
Total interest expense$751,0006,273
Net interest income$2,265,0005,301
Provision for loan and lease losses$392,0002,059
Total noninterest income$602,0004,272
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$291,0003,720
Trading account gains and fees$0153
Additional Noninterest Income$311,0003,977
Total noninterest expense$2,817,0003,876
Salaries and employee benefits$1,390,0004,172
Premises and equipment expense$618,0002,700
Additional noninterest expense$809,0004,032
Pre-tax net operating income$-342,0008,892
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$-342,0008,973
Extraordinary gains, net$040
Net income$-342,0008,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0001,594
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-342,0008,905
2003-06-30 (YTD Data)Rank
Total interest income$2,030,0005,684
Total interest expense$519,0006,280
Net interest income$1,511,0005,303
Provision for loan and lease losses$132,0003,313
Total noninterest income$390,0004,308
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$194,0003,696
Trading account gains and fees$0150
Additional Noninterest Income$196,0004,078
Total noninterest expense$1,808,0003,986
Salaries and employee benefits$943,0004,103
Premises and equipment expense$394,0002,806
Additional noninterest expense$471,0004,438
Pre-tax net operating income$-39,0008,754
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$-39,0008,848
Extraordinary gains, net$030
Net income$-39,0008,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0001,285
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-39,0008,752
2003-03-31 (YTD Data)Rank
Total interest income$1,008,0005,745
Total interest expense$256,0006,420
Net interest income$752,0005,305
Provision for loan and lease losses$15,0005,504
Total noninterest income$170,0004,564
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$94,0003,690
Trading account gains and fees$0134
Additional Noninterest Income$76,0004,450
Total noninterest expense$849,0004,182
Salaries and employee benefits$452,0004,227
Premises and equipment expense$174,0003,100
Additional noninterest expense$223,0004,588
Pre-tax net operating income$58,0007,870
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$58,0007,730
Extraordinary gains, net$021
Net income$58,0007,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0001,016
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$58,0007,582
2002-12-31 (YTD Data)Rank
Total interest income$4,448,0005,573
Total interest expense$1,331,0006,091
Net interest income$3,117,0005,171
Provision for loan and lease losses$617,0002,013
Total noninterest income$1,062,0003,334
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$402,0003,531
Trading account gains and fees$0153
Additional Noninterest Income$660,0002,799
Total noninterest expense$3,608,0003,864
Salaries and employee benefits$1,878,0003,956
Premises and equipment expense$874,0002,479
Additional noninterest expense$856,0004,703
Pre-tax net operating income$-46,0008,705
Securities gains (losses)$04,537
Applicable income taxes$-68,0009,024
Income before extraordinary items$22,0008,662
Extraordinary gains, net$070
Net income$22,0008,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$471,0001,731
Cash dividends$165,0005,090
Sale, conversion, retirement of capital stock, net$0862
Net operating income$22,0008,573
2001-12-31 (YTD Data)Rank
Total interest income$5,884,0005,034
Total interest expense$2,409,0005,504
Net interest income$3,475,0004,579
Provision for loan and lease losses$60,0006,353
Total noninterest income$765,0003,982
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$421,0003,248
Trading account gains and fees$0177
Additional Noninterest Income$344,0003,834
Total noninterest expense$3,717,0003,646
Salaries and employee benefits$1,933,0003,694
Premises and equipment expense$868,0002,438
Additional noninterest expense$916,0004,347
Pre-tax net operating income$463,0006,706
Securities gains (losses)$04,612
Applicable income taxes$84,0006,208
Income before extraordinary items$379,0006,689
Extraordinary gains, net$0105
Net income$379,0006,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,490
Cash dividends$170,0005,200
Sale, conversion, retirement of capital stock, net$0922
Net operating income$379,0006,559
2000-12-31 (YTD Data)Rank
Total interest income$6,694,0004,750
Total interest expense$3,033,0004,881
Net interest income$3,661,0004,466
Provision for loan and lease losses$30,0007,204
Total noninterest income$666,0004,136
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$354,0003,558
Trading account gains and feesNANA
Additional Noninterest Income$312,0003,834
Total noninterest expense$3,465,0003,731
Salaries and employee benefits$1,930,0003,576
Premises and equipment expense$605,0003,251
Additional noninterest expense$930,0004,230
Pre-tax net operating income$832,0005,767
Securities gains (losses)$01,956
Applicable income taxes$198,0005,412
Income before extraordinary items$634,0005,693
Extraordinary gains, net$038
Net income$634,0005,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,220
Cash dividends$172,0005,344
Sale, conversion, retirement of capital stock, net$0969
Net operating income$634,0005,709
1999-12-31 (YTD Data)Rank
Total interest income$5,849,0005,037
Total interest expense$2,314,0005,472
Net interest income$3,535,0004,624
Provision for loan and lease losses$130,0004,573
Total noninterest income$565,0004,598
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$304,0003,949
Trading account gains and feesNANA
Additional Noninterest Income$261,0004,344
Total noninterest expense$3,231,0003,955
Salaries and employee benefits$1,685,0003,957
Premises and equipment expense$522,0003,631
Additional noninterest expense$1,024,0003,940
Pre-tax net operating income$739,0006,175
Securities gains (losses)$03,155
Applicable income taxes$165,0006,093
Income before extraordinary items$574,0006,024
Extraordinary gains, net$035
Net income$574,0006,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,567
Cash dividends$172,0005,462
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$574,0005,995
1998-12-31 (YTD Data)Rank
Total interest income$6,013,0004,995
Total interest expense$2,534,0005,317
Net interest income$3,479,0004,624
Provision for loan and lease losses$230,0003,213
Total noninterest income$557,0004,623
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$266,0004,298
Trading account gains and feesNANA
Additional Noninterest Income$291,0004,102
Total noninterest expense$2,718,0004,489
Salaries and employee benefits$1,418,0004,455
Premises and equipment expense$385,0004,564
Additional noninterest expense$915,0004,233
Pre-tax net operating income$1,088,0005,166
Securities gains (losses)$04,449
Applicable income taxes$308,0005,103
Income before extraordinary items$780,0005,268
Extraordinary gains, net$032
Net income$780,0005,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0002,074
Cash dividends$172,0005,613
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$780,0005,169
1997-12-31 (YTD Data)Rank
Total interest income$5,740,0005,232
Total interest expense$2,356,0005,641
Net interest income$3,384,0004,850
Provision for loan and lease losses$86,0005,525
Total noninterest income$558,0004,648
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$272,0004,375
Trading account gains and feesNANA
Additional Noninterest Income$286,0004,041
Total noninterest expense$2,751,0004,404
Salaries and employee benefits$1,412,0004,471
Premises and equipment expense$388,0004,549
Additional noninterest expense$951,0004,091
Pre-tax net operating income$1,105,0005,518
Securities gains (losses)$03,944
Applicable income taxes$327,0005,489
Income before extraordinary items$778,0005,549
Extraordinary gains, net$044
Net income$778,0005,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,479
Cash dividends$160,0005,769
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$778,0005,509
1996-12-31 (YTD Data)Rank
Total interest income$5,569,0005,463
Total interest expense$2,224,0006,001
Net interest income$3,345,0005,016
Provision for loan and lease losses$21,0007,918
Total noninterest income$487,0005,258
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$240,0004,968
Trading account gains and feesNANA
Additional Noninterest Income$247,0004,569
Total noninterest expense$2,742,0004,640
Salaries and employee benefits$1,466,0004,405
Premises and equipment expense$417,0004,389
Additional noninterest expense$859,0004,920
Pre-tax net operating income$1,069,0005,512
Securities gains (losses)$04,148
Applicable income taxes$325,0005,565
Income before extraordinary items$744,0005,553
Extraordinary gains, net$053
Net income$744,0005,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,00011,051
Cash dividends$180,0005,668
Sale, conversion, retirement of capital stock, net$0953
Net operating income$744,0005,505
1995-12-31 (YTD Data)Rank
Total interest income$5,264,0005,770
Total interest expense$2,028,0006,399
Net interest income$3,236,0005,181
Provision for loan and lease losses$76,0005,218
Total noninterest income$442,0005,612
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$233,0005,153
Trading account gains and feesNANA
Additional Noninterest Income$209,0005,004
Total noninterest expense$2,691,0004,687
Salaries and employee benefits$1,429,0004,469
Premises and equipment expense$448,0004,129
Additional noninterest expense$814,0005,179
Pre-tax net operating income$911,0006,367
Securities gains (losses)$03,831
Applicable income taxes$265,0006,442
Income before extraordinary items$646,0006,335
Extraordinary gains, net$065
Net income$646,0006,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,662
Cash dividends$140,0006,201
Sale, conversion, retirement of capital stock, net$0809
Net operating income$646,0006,320
1994-12-31 (YTD Data)Rank
Total interest income$4,358,0006,300
Total interest expense$1,509,0006,863
Net interest income$2,849,0005,829
Provision for loan and lease losses$33,0006,965
Total noninterest income$400,0006,153
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$236,0005,255
Trading account gains and feesNANA
Additional Noninterest Income$164,0005,924
Total noninterest expense$2,617,0004,953
Salaries and employee benefits$1,379,0004,633
Premises and equipment expense$417,0004,424
Additional noninterest expense$821,0005,588
Pre-tax net operating income$599,0008,003
Securities gains (losses)$03,600
Applicable income taxes$182,0007,671
Income before extraordinary items$417,0008,024
Extraordinary gains, net$0249
Net income$417,0008,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,088
Cash dividends$132,0006,359
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$417,0008,068
1993-12-31 (YTD Data)Rank
Total interest income$4,192,0006,647
Total interest expense$1,445,0007,394
Net interest income$2,747,0006,072
Provision for loan and lease losses$123,0005,154
Total noninterest income$526,0005,412
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$219,0005,619
Trading account gains and feesNANA
Additional Noninterest Income$307,0004,412
Total noninterest expense$2,464,0005,342
Salaries and employee benefits$1,286,0004,932
Premises and equipment expense$337,0005,376
Additional noninterest expense$841,0005,679
Pre-tax net operating income$686,0007,437
Securities gains (losses)$2,0006,773
Applicable income taxes$207,0007,496
Income before extraordinary items$481,0007,703
Extraordinary gains, net$33,0002,444
Net income$514,0007,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0006,565
Cash dividends$120,0006,522
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$479,6007,461
1992-12-31 (YTD Data)Rank
Total interest income$4,368,0007,041
Total interest expense$1,935,0007,259
Net interest income$2,433,0006,722
Provision for loan and lease losses$146,0006,180
Total noninterest income$459,0005,991
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$234,0005,368
Trading account gains and feesNANA
Additional Noninterest Income$225,0005,300
Total noninterest expense$2,182,0005,962
Salaries and employee benefits$1,143,0005,403
Premises and equipment expense$345,0005,424
Additional noninterest expense$694,0006,787
Pre-tax net operating income$564,0007,960
Securities gains (losses)$08,369
Applicable income taxes$152,0008,570
Income before extraordinary items$412,0008,090
Extraordinary gains, net$01,422
Net income$412,0008,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0005,081
Cash dividends$108,0006,422
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$412,0007,746

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.