Home > The National Bank of Middlebury > Income and Expense

The National Bank of Middlebury, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,487,0001,991
Total interest expense$3,992,0002,285
Net interest income$14,495,0001,867
Provision for loan and lease losses$49,0002,811
Total noninterest income$3,553,0001,465
Gross Fiduciary activities income$0981
Service charges on deposit accounts$488,0001,665
Trading account gains and fees$0123
Additional Noninterest Income$3,065,0001,232
Total noninterest expense$15,622,0001,476
Salaries and employee benefits$8,090,0001,590
Premises and equipment expense$1,687,0001,405
Additional noninterest expense$3,065,0001,232
Pre-tax net operating income$2,377,0002,761
Securities gains (losses)$0988
Applicable income taxes$6,0003,315
Income before extraordinary items$2,371,0002,607
Extraordinary gains, net$054
Net income$2,371,0002,633
Minority interest net income$088
Net income of bank and minority interests.$2,371,0002,609
Net charge-offs$8,0002,487
Cash dividends$944,0002,238
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,371,0002,633
2023-09-30 (YTD Data)Rank
Total interest income$13,488,0002,004
Total interest expense$2,579,0002,337
Net interest income$10,909,0001,871
Provision for loan and lease losses$21,0002,802
Total noninterest income$2,725,0001,455
Gross Fiduciary activities income$0950
Service charges on deposit accounts$363,0001,678
Trading account gains and fees$0125
Additional Noninterest Income$2,362,0001,224
Total noninterest expense$11,865,0001,450
Salaries and employee benefits$6,265,0001,549
Premises and equipment expense$1,269,0001,401
Additional noninterest expense$2,362,0001,224
Pre-tax net operating income$1,748,0002,852
Securities gains (losses)$0849
Applicable income taxes$1,0003,388
Income before extraordinary items$1,747,0002,671
Extraordinary gains, net$052
Net income$1,747,0002,701
Minority interest net income$081
Net income of bank and minority interests.$1,747,0002,672
Net charge-offs$02,641
Cash dividends$729,0001,965
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,747,0002,692
2023-06-30 (YTD Data)Rank
Total interest income$8,663,0002,024
Total interest expense$1,238,0002,584
Net interest income$7,425,0001,846
Provision for loan and lease losses$13,0002,711
Total noninterest income$1,763,0001,409
Gross Fiduciary activities income$0931
Service charges on deposit accounts$234,0001,707
Trading account gains and fees$0112
Additional Noninterest Income$1,529,0001,174
Total noninterest expense$7,844,0001,444
Salaries and employee benefits$4,179,0001,545
Premises and equipment expense$817,0001,429
Additional noninterest expense$1,529,0001,173
Pre-tax net operating income$1,331,0002,720
Securities gains (losses)$0938
Applicable income taxes$34,0003,019
Income before extraordinary items$1,297,0002,568
Extraordinary gains, net$051
Net income$1,297,0002,598
Minority interest net income$081
Net income of bank and minority interests.$1,297,0002,568
Net charge-offs$02,431
Cash dividends$486,0001,997
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,297,0002,581
2023-03-31 (YTD Data)Rank
Total interest income$4,204,0002,045
Total interest expense$323,0003,088
Net interest income$3,881,0001,795
Provision for loan and lease losses$2,0002,559
Total noninterest income$887,0001,399
Gross Fiduciary activities income$0913
Service charges on deposit accounts$113,0001,768
Trading account gains and fees$097
Additional Noninterest Income$774,0001,153
Total noninterest expense$3,906,0001,470
Salaries and employee benefits$2,071,0001,584
Premises and equipment expense$423,0001,423
Additional noninterest expense$774,0001,153
Pre-tax net operating income$860,0002,485
Securities gains (losses)$0950
Applicable income taxes$58,0002,492
Income before extraordinary items$802,0002,380
Extraordinary gains, net$04
Net income$802,0002,380
Minority interest net income$048
Net income of bank and minority interests.$802,0002,380
Net charge-offs$-1,0003,238
Cash dividends$243,0001,723
Sale, conversion, retirement of capital stock, net$0430
Net operating income$802,0002,400
2022-12-31 (YTD Data)Rank
Total interest income$14,639,0002,008
Total interest expense$315,0003,714
Net interest income$14,324,0001,846
Provision for loan and lease losses$-311,0004,484
Total noninterest income$3,308,0001,541
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$459,0001,778
Trading account gains and fees$0116
Additional Noninterest Income$2,849,0001,298
Total noninterest expense$14,550,0001,525
Salaries and employee benefits$7,675,0001,629
Premises and equipment expense$1,604,0001,462
Additional noninterest expense$2,849,0001,298
Pre-tax net operating income$3,393,0002,505
Securities gains (losses)$0691
Applicable income taxes$260,0002,508
Income before extraordinary items$3,133,0002,399
Extraordinary gains, net$05
Net income$3,133,0002,397
Minority interest net income$063
Net income of bank and minority interests.$3,133,0002,398
Net charge-offs$2,0002,471
Cash dividends$972,0002,195
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,133,0002,427
2022-09-30 (YTD Data)Rank
Total interest income$10,550,0001,998
Total interest expense$226,0003,599
Net interest income$10,324,0001,873
Provision for loan and lease losses$-311,0004,547
Total noninterest income$2,432,0001,579
Gross Fiduciary activities income$0968
Service charges on deposit accounts$343,0001,794
Trading account gains and fees$0111
Additional Noninterest Income$2,089,0001,341
Total noninterest expense$10,339,0001,590
Salaries and employee benefits$5,542,0001,659
Premises and equipment expense$1,212,0001,466
Additional noninterest expense$2,089,0001,341
Pre-tax net operating income$2,728,0002,412
Securities gains (losses)$0740
Applicable income taxes$257,0002,327
Income before extraordinary items$2,471,0002,315
Extraordinary gains, net$04
Net income$2,471,0002,314
Minority interest net income$057
Net income of bank and minority interests.$2,471,0002,314
Net charge-offs$02,349
Cash dividends$729,0001,924
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,471,0002,355
2022-06-30 (YTD Data)Rank
Total interest income$6,733,0002,016
Total interest expense$112,0003,841
Net interest income$6,621,0001,900
Provision for loan and lease losses$-300,0004,562
Total noninterest income$1,626,0001,564
Gross Fiduciary activities income$0925
Service charges on deposit accounts$222,0001,821
Trading account gains and fees$0108
Additional Noninterest Income$1,404,0001,371
Total noninterest expense$6,856,0001,582
Salaries and employee benefits$3,656,0001,666
Premises and equipment expense$813,0001,450
Additional noninterest expense$2,387,0001,401
Pre-tax net operating income$1,691,0002,419
Securities gains (losses)$0687
Applicable income taxes$191,0002,165
Income before extraordinary items$1,500,0002,342
Extraordinary gains, net$04
Net income$1,500,0002,342
Minority interest net income$060
Net income of bank and minority interests.$1,500,0002,342
Net charge-offs$-1,0002,999
Cash dividends$486,0001,920
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,500,0002,382
2022-03-31 (YTD Data)Rank
Total interest income$3,261,0002,008
Total interest expense$48,0003,965
Net interest income$3,213,0001,891
Provision for loan and lease losses$02,285
Total noninterest income$835,0001,544
Gross Fiduciary activities income$0892
Service charges on deposit accounts$110,0001,821
Trading account gains and fees$0103
Additional Noninterest Income$725,0001,347
Total noninterest expense$3,371,0001,593
Salaries and employee benefits$1,835,0001,669
Premises and equipment expense$429,0001,380
Additional noninterest expense$1,107,0001,465
Pre-tax net operating income$677,0002,593
Securities gains (losses)$0623
Applicable income taxes$42,0002,597
Income before extraordinary items$635,0002,476
Extraordinary gains, net$04
Net income$635,0002,473
Minority interest net income$050
Net income of bank and minority interests.$635,0002,476
Net charge-offs$-3,0003,434
Cash dividends$243,0001,644
Sale, conversion, retirement of capital stock, net$0453
Net operating income$635,0002,498
2021-12-31 (YTD Data)Rank
Total interest income$13,516,0002,013
Total interest expense$217,0004,061
Net interest income$13,299,0001,896
Provision for loan and lease losses$63,0002,427
Total noninterest income$4,154,0001,481
Gross Fiduciary activities income$0994
Service charges on deposit accounts$379,0001,926
Trading account gains and fees$0132
Additional Noninterest Income$3,775,0001,296
Total noninterest expense$13,382,0001,594
Salaries and employee benefits$7,255,0001,669
Premises and equipment expense$1,519,0001,503
Additional noninterest expense$4,608,0001,418
Pre-tax net operating income$4,008,0002,321
Securities gains (losses)$-45,0004,558
Applicable income taxes$464,0002,149
Income before extraordinary items$3,499,0002,353
Extraordinary gains, net$010
Net income$3,499,0002,353
Minority interest net income$074
Net income of bank and minority interests.$3,499,0002,354
Net charge-offs$-15,0003,759
Cash dividends$972,0002,273
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,538,6002,305
2021-09-30 (YTD Data)Rank
Total interest income$10,175,0002,044
Total interest expense$170,0004,115
Net interest income$10,005,0001,921
Provision for loan and lease losses$62,0002,254
Total noninterest income$3,388,0001,430
Gross Fiduciary activities income$0957
Service charges on deposit accounts$272,0001,973
Trading account gains and fees$0132
Additional Noninterest Income$3,116,0001,259
Total noninterest expense$9,520,0001,667
Salaries and employee benefits$5,049,0001,768
Premises and equipment expense$1,127,0001,544
Additional noninterest expense$3,344,0001,453
Pre-tax net operating income$3,811,0002,110
Securities gains (losses)$4,0001,798
Applicable income taxes$541,0001,928
Income before extraordinary items$3,274,0002,136
Extraordinary gains, net$08
Net income$3,274,0002,137
Minority interest net income$069
Net income of bank and minority interests.$3,274,0002,137
Net charge-offs$-12,0003,729
Cash dividends$729,0002,015
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,270,5602,111
2021-06-30 (YTD Data)Rank
Total interest income$6,675,0002,061
Total interest expense$123,0004,112
Net interest income$6,552,0001,927
Provision for loan and lease losses$02,862
Total noninterest income$2,180,0001,454
Gross Fiduciary activities income$0951
Service charges on deposit accounts$169,0002,007
Trading account gains and fees$0133
Additional Noninterest Income$2,011,0001,289
Total noninterest expense$5,972,0001,741
Salaries and employee benefits$3,157,0001,854
Premises and equipment expense$762,0001,525
Additional noninterest expense$2,053,0001,542
Pre-tax net operating income$2,760,0001,982
Securities gains (losses)$6,0001,541
Applicable income taxes$402,0001,846
Income before extraordinary items$2,364,0002,027
Extraordinary gains, net$06
Net income$2,364,0002,027
Minority interest net income$067
Net income of bank and minority interests.$2,364,0002,027
Net charge-offs$-8,0003,728
Cash dividends$486,0001,996
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,358,9001,994
2021-03-31 (YTD Data)Rank
Total interest income$3,368,0002,035
Total interest expense$68,0004,078
Net interest income$3,300,0001,887
Provision for loan and lease losses$02,741
Total noninterest income$1,138,0001,412
Gross Fiduciary activities income$0922
Service charges on deposit accounts$80,0002,064
Trading account gains and fees$0127
Additional Noninterest Income$1,058,0001,233
Total noninterest expense$3,090,0001,681
Salaries and employee benefits$1,725,0001,727
Premises and equipment expense$385,0001,526
Additional noninterest expense$980,0001,569
Pre-tax net operating income$1,348,0001,994
Securities gains (losses)$01,392
Applicable income taxes$196,0001,824
Income before extraordinary items$1,152,0002,044
Extraordinary gains, net$03
Net income$1,152,0002,043
Minority interest net income$055
Net income of bank and minority interests.$1,152,0002,044
Net charge-offs$-5,0003,772
Cash dividends$243,0001,714
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,152,0002,007
2020-12-31 (YTD Data)Rank
Total interest income$13,680,0002,014
Total interest expense$675,0003,488
Net interest income$13,005,0001,840
Provision for loan and lease losses$328,0002,602
Total noninterest income$4,459,0001,362
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$359,0002,031
Trading account gains and fees$0133
Additional Noninterest Income$4,100,0001,181
Total noninterest expense$12,554,0001,644
Salaries and employee benefits$7,303,0001,623
Premises and equipment expense$1,451,0001,550
Additional noninterest expense$3,800,0001,598
Pre-tax net operating income$4,582,0001,898
Securities gains (losses)$34,0001,899
Applicable income taxes$622,0001,788
Income before extraordinary items$3,994,0001,930
Extraordinary gains, net$04
Net income$3,994,0001,929
Minority interest net income$072
Net income of bank and minority interests.$3,994,0001,930
Net charge-offs$-167,0004,827
Cash dividends$904,0002,320
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,964,4201,883
2020-09-30 (YTD Data)Rank
Total interest income$10,216,0002,032
Total interest expense$601,0003,348
Net interest income$9,615,0001,849
Provision for loan and lease losses$328,0002,341
Total noninterest income$3,319,0001,335
Gross Fiduciary activities income$0981
Service charges on deposit accounts$267,0002,037
Trading account gains and fees$0125
Additional Noninterest Income$3,052,0001,153
Total noninterest expense$9,016,0001,682
Salaries and employee benefits$5,198,0001,690
Premises and equipment expense$1,127,0001,515
Additional noninterest expense$2,691,0001,646
Pre-tax net operating income$3,590,0001,817
Securities gains (losses)$16,0001,993
Applicable income taxes$504,0001,731
Income before extraordinary items$3,102,0001,862
Extraordinary gains, net$04
Net income$3,102,0001,861
Minority interest net income$065
Net income of bank and minority interests.$3,102,0001,862
Net charge-offs$-166,0004,893
Cash dividends$679,0002,058
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,088,2401,819
2020-06-30 (YTD Data)Rank
Total interest income$6,879,0002,046
Total interest expense$492,0003,150
Net interest income$6,387,0001,859
Provision for loan and lease losses$328,0001,960
Total noninterest income$1,753,0001,472
Gross Fiduciary activities income$0970
Service charges on deposit accounts$181,0002,034
Trading account gains and fees$0123
Additional Noninterest Income$1,572,0001,279
Total noninterest expense$5,961,0001,693
Salaries and employee benefits$3,384,0001,705
Premises and equipment expense$775,0001,466
Additional noninterest expense$1,802,0001,629
Pre-tax net operating income$1,851,0002,106
Securities gains (losses)$02,249
Applicable income taxes$219,0001,985
Income before extraordinary items$1,632,0002,117
Extraordinary gains, net$04
Net income$1,632,0002,117
Minority interest net income$065
Net income of bank and minority interests.$1,632,0002,117
Net charge-offs$-164,0004,961
Cash dividends$454,0002,065
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,632,0002,073
2020-03-31 (YTD Data)Rank
Total interest income$3,448,0002,038
Total interest expense$292,0003,048
Net interest income$3,156,0001,846
Provision for loan and lease losses$130,0001,756
Total noninterest income$769,0001,499
Gross Fiduciary activities income$0941
Service charges on deposit accounts$114,0001,987
Trading account gains and fees$0106
Additional Noninterest Income$655,0001,288
Total noninterest expense$2,972,0001,705
Salaries and employee benefits$1,740,0001,682
Premises and equipment expense$411,0001,409
Additional noninterest expense$821,0001,788
Pre-tax net operating income$823,0002,124
Securities gains (losses)$01,705
Applicable income taxes$91,0002,018
Income before extraordinary items$732,0002,103
Extraordinary gains, net$04
Net income$732,0002,102
Minority interest net income$056
Net income of bank and minority interests.$732,0002,103
Net charge-offs$-163,0005,014
Cash dividends$227,0001,859
Sale, conversion, retirement of capital stock, net$0482
Net operating income$732,0002,071
2019-12-31 (YTD Data)Rank
Total interest income$14,007,0002,033
Total interest expense$1,018,0003,284
Net interest income$12,989,0001,812
Provision for loan and lease losses$576,0001,370
Total noninterest income$3,156,0001,517
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$488,0001,959
Trading account gains and fees$0135
Additional Noninterest Income$2,668,0001,295
Total noninterest expense$11,424,0001,714
Salaries and employee benefits$6,545,0001,718
Premises and equipment expense$1,381,0001,607
Additional noninterest expense$3,498,0001,676
Pre-tax net operating income$4,145,0002,007
Securities gains (losses)$71,0001,098
Applicable income taxes$657,0001,760
Income before extraordinary items$3,559,0002,063
Extraordinary gains, net$011
Net income$3,559,0002,065
Minority interest net income$076
Net income of bank and minority interests.$3,559,0002,065
Net charge-offs$211,0001,636
Cash dividends$860,0002,510
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,499,3602,047
2019-09-30 (YTD Data)Rank
Total interest income$10,504,0002,057
Total interest expense$730,0003,372
Net interest income$9,774,0001,828
Provision for loan and lease losses$276,0001,672
Total noninterest income$2,293,0001,541
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$365,0001,963
Trading account gains and fees$0129
Additional Noninterest Income$1,928,0001,316
Total noninterest expense$8,443,0001,743
Salaries and employee benefits$4,736,0001,776
Premises and equipment expense$1,084,0001,564
Additional noninterest expense$2,623,0001,679
Pre-tax net operating income$3,348,0001,969
Securities gains (losses)$68,000951
Applicable income taxes$555,0001,705
Income before extraordinary items$2,861,0002,003
Extraordinary gains, net$011
Net income$2,861,0002,003
Minority interest net income$072
Net income of bank and minority interests.$2,861,0002,004
Net charge-offs$156,0001,467
Cash dividends$642,0002,259
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,803,8802,007
2019-06-30 (YTD Data)Rank
Total interest income$6,950,0002,067
Total interest expense$431,0003,527
Net interest income$6,519,0001,835
Provision for loan and lease losses$63,0002,544
Total noninterest income$1,386,0001,603
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$232,0002,002
Trading account gains and fees$0131
Additional Noninterest Income$1,154,0001,366
Total noninterest expense$5,627,0001,752
Salaries and employee benefits$3,121,0001,794
Premises and equipment expense$736,0001,542
Additional noninterest expense$1,770,0001,672
Pre-tax net operating income$2,215,0001,962
Securities gains (losses)$1,0001,602
Applicable income taxes$367,0001,687
Income before extraordinary items$1,849,0002,028
Extraordinary gains, net$011
Net income$1,849,0002,026
Minority interest net income$069
Net income of bank and minority interests.$1,849,0002,028
Net charge-offs$-4,0004,200
Cash dividends$424,0002,276
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,848,1702,004
2019-03-31 (YTD Data)Rank
Total interest income$3,374,0002,107
Total interest expense$190,0003,688
Net interest income$3,184,0001,876
Provision for loan and lease losses$63,0001,855
Total noninterest income$679,0001,602
Gross Fiduciary activities income$0972
Service charges on deposit accounts$111,0002,057
Trading account gains and fees$0126
Additional Noninterest Income$568,0001,329
Total noninterest expense$2,790,0001,768
Salaries and employee benefits$1,535,0001,833
Premises and equipment expense$401,0001,450
Additional noninterest expense$854,0001,716
Pre-tax net operating income$1,010,0002,043
Securities gains (losses)$1,0001,020
Applicable income taxes$162,0001,769
Income before extraordinary items$849,0002,113
Extraordinary gains, net$05
Net income$849,0002,112
Minority interest net income$052
Net income of bank and minority interests.$849,0002,112
Net charge-offs$-3,0004,217
Cash dividends$212,0001,996
Sale, conversion, retirement of capital stock, net$0529
Net operating income$848,1602,104
2018-12-31 (YTD Data)Rank
Total interest income$12,600,0002,129
Total interest expense$576,0003,745
Net interest income$12,024,0001,954
Provision for loan and lease losses$123,0002,830
Total noninterest income$2,843,0001,607
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$458,0002,115
Trading account gains and fees$0126
Additional Noninterest Income$2,385,0001,330
Total noninterest expense$10,882,0001,767
Salaries and employee benefits$6,202,0001,758
Premises and equipment expense$1,333,0001,669
Additional noninterest expense$3,347,0001,743
Pre-tax net operating income$3,862,0002,158
Securities gains (losses)$-126,0005,074
Applicable income taxes$562,0001,881
Income before extraordinary items$3,174,0002,244
Extraordinary gains, net$06
Net income$3,174,0002,242
Minority interest net income$072
Net income of bank and minority interests.$3,174,0002,243
Net charge-offs$27,0002,960
Cash dividends$832,0002,418
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,281,1002,183
2018-09-30 (YTD Data)Rank
Total interest income$9,302,0002,148
Total interest expense$416,0003,749
Net interest income$8,886,0001,973
Provision for loan and lease losses$100,0002,576
Total noninterest income$2,128,0001,619
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$341,0002,137
Trading account gains and fees$0138
Additional Noninterest Income$1,787,0001,350
Total noninterest expense$8,064,0001,783
Salaries and employee benefits$4,522,0001,797
Premises and equipment expense$1,022,0001,649
Additional noninterest expense$2,520,0001,738
Pre-tax net operating income$2,850,0002,195
Securities gains (losses)$01,118
Applicable income taxes$450,0001,889
Income before extraordinary items$2,400,0002,236
Extraordinary gains, net$05
Net income$2,400,0002,234
Minority interest net income$066
Net income of bank and minority interests.$2,400,0002,235
Net charge-offs$5,0003,200
Cash dividends$620,0002,163
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,400,0002,235
2018-06-30 (YTD Data)Rank
Total interest income$6,091,0002,156
Total interest expense$218,0004,015
Net interest income$5,873,0001,992
Provision for loan and lease losses$100,0002,173
Total noninterest income$1,370,0001,656
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$227,0002,132
Trading account gains and fees$0130
Additional Noninterest Income$1,143,0001,402
Total noninterest expense$5,440,0001,777
Salaries and employee benefits$3,046,0001,800
Premises and equipment expense$705,0001,611
Additional noninterest expense$1,689,0001,739
Pre-tax net operating income$1,703,0002,331
Securities gains (losses)$0961
Applicable income taxes$259,0001,991
Income before extraordinary items$1,444,0002,368
Extraordinary gains, net$06
Net income$1,444,0002,367
Minority interest net income$065
Net income of bank and minority interests.$1,444,0002,367
Net charge-offs$17,0002,331
Cash dividends$408,0002,185
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,444,0002,364
2018-03-31 (YTD Data)Rank
Total interest income$2,992,0002,181
Total interest expense$96,0004,165
Net interest income$2,896,0002,007
Provision for loan and lease losses$25,0002,657
Total noninterest income$689,0001,641
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$117,0002,085
Trading account gains and fees$0123
Additional Noninterest Income$572,0001,378
Total noninterest expense$2,740,0001,778
Salaries and employee benefits$1,557,0001,789
Premises and equipment expense$361,0001,606
Additional noninterest expense$822,0001,772
Pre-tax net operating income$820,0002,348
Securities gains (losses)$0735
Applicable income taxes$123,0001,983
Income before extraordinary items$697,0002,386
Extraordinary gains, net$07
Net income$697,0002,385
Minority interest net income$052
Net income of bank and minority interests.$697,0002,386
Net charge-offs$-1,0003,770
Cash dividends$204,0001,874
Sale, conversion, retirement of capital stock, net$0580
Net operating income$697,0002,378
2017-12-31 (YTD Data)Rank
Total interest income$11,539,0002,182
Total interest expense$350,0004,190
Net interest income$11,189,0002,032
Provision for loan and lease losses$40,0003,661
Total noninterest income$2,913,0001,623
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$508,0001,998
Trading account gains and fees$0151
Additional Noninterest Income$2,405,0001,361
Total noninterest expense$10,443,0001,842
Salaries and employee benefits$5,823,0001,855
Premises and equipment expense$1,338,0001,689
Additional noninterest expense$3,282,0001,808
Pre-tax net operating income$3,619,0002,190
Securities gains (losses)$02,243
Applicable income taxes$1,355,0001,616
Income before extraordinary items$2,264,0002,482
Extraordinary gains, net$09
Net income$2,264,0002,482
Minority interest net income$076
Net income of bank and minority interests.$2,264,0002,482
Net charge-offs$9,0003,713
Cash dividends$798,0002,488
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,264,0002,464
2017-09-30 (YTD Data)Rank
Total interest income$8,351,0002,250
Total interest expense$258,0004,238
Net interest income$8,093,0002,105
Provision for loan and lease losses$40,0003,409
Total noninterest income$2,226,0001,620
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$380,0002,010
Trading account gains and fees$0145
Additional Noninterest Income$1,846,0001,355
Total noninterest expense$7,726,0001,858
Salaries and employee benefits$4,291,0001,883
Premises and equipment expense$1,034,0001,638
Additional noninterest expense$2,401,0001,841
Pre-tax net operating income$2,553,0002,333
Securities gains (losses)$02,274
Applicable income taxes$699,0001,793
Income before extraordinary items$1,854,0002,527
Extraordinary gains, net$09
Net income$1,854,0002,527
Minority interest net income$071
Net income of bank and minority interests.$1,854,0002,527
Net charge-offs$12,0003,191
Cash dividends$594,0002,254
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,854,0002,518
2017-06-30 (YTD Data)Rank
Total interest income$5,476,0002,268
Total interest expense$168,0004,268
Net interest income$5,308,0002,123
Provision for loan and lease losses$40,0002,995
Total noninterest income$1,464,0001,629
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$248,0002,036
Trading account gains and fees$0139
Additional Noninterest Income$1,216,0001,364
Total noninterest expense$5,135,0001,862
Salaries and employee benefits$2,860,0001,893
Premises and equipment expense$684,0001,654
Additional noninterest expense$1,591,0001,844
Pre-tax net operating income$1,597,0002,390
Securities gains (losses)$01,906
Applicable income taxes$430,0001,833
Income before extraordinary items$1,167,0002,577
Extraordinary gains, net$011
Net income$1,167,0002,576
Minority interest net income$071
Net income of bank and minority interests.$1,167,0002,577
Net charge-offs$-6,0004,624
Cash dividends$390,0002,273
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,167,0002,554
2017-03-31 (YTD Data)Rank
Total interest income$2,704,0002,293
Total interest expense$91,0004,160
Net interest income$2,613,0002,149
Provision for loan and lease losses$20,0002,800
Total noninterest income$775,0001,552
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$119,0002,109
Trading account gains and fees$0142
Additional Noninterest Income$656,0001,281
Total noninterest expense$2,561,0001,887
Salaries and employee benefits$1,431,0001,923
Premises and equipment expense$349,0001,641
Additional noninterest expense$781,0001,877
Pre-tax net operating income$807,0002,269
Securities gains (losses)$01,153
Applicable income taxes$218,0001,788
Income before extraordinary items$589,0002,479
Extraordinary gains, net$08
Net income$589,0002,478
Minority interest net income$055
Net income of bank and minority interests.$589,0002,479
Net charge-offs$-5,0004,686
Cash dividends$195,0001,990
Sale, conversion, retirement of capital stock, net$0632
Net operating income$589,0002,463
2016-12-31 (YTD Data)Rank
Total interest income$10,542,0002,301
Total interest expense$429,0003,898
Net interest income$10,113,0002,165
Provision for loan and lease losses$30,0003,875
Total noninterest income$3,048,0001,629
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$490,0002,107
Trading account gains and fees$0170
Additional Noninterest Income$2,558,0001,355
Total noninterest expense$10,518,0001,815
Salaries and employee benefits$5,866,0001,821
Premises and equipment expense$1,342,0001,685
Additional noninterest expense$3,310,0001,809
Pre-tax net operating income$2,613,0002,609
Securities gains (losses)$176,000948
Applicable income taxes$677,0001,996
Income before extraordinary items$2,112,0002,699
Extraordinary gains, net$05
Net income$2,112,0002,696
Minority interest net income$082
Net income of bank and minority interests.$2,112,0002,698
Net charge-offs$-18,0005,093
Cash dividends$762,0002,502
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,978,2402,763
2016-09-30 (YTD Data)Rank
Total interest income$7,863,0002,317
Total interest expense$324,0003,917
Net interest income$7,539,0002,174
Provision for loan and lease losses$04,186
Total noninterest income$2,210,0001,667
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$364,0002,135
Trading account gains and fees$0169
Additional Noninterest Income$1,846,0001,389
Total noninterest expense$7,882,0001,815
Salaries and employee benefits$4,326,0001,836
Premises and equipment expense$1,051,0001,615
Additional noninterest expense$2,505,0001,797
Pre-tax net operating income$1,867,0002,735
Securities gains (losses)$138,0001,046
Applicable income taxes$499,0002,057
Income before extraordinary items$1,506,0002,820
Extraordinary gains, net$05
Net income$1,506,0002,820
Minority interest net income$071
Net income of bank and minority interests.$1,506,0002,820
Net charge-offs$-18,0005,062
Cash dividends$567,0002,244
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,402,5002,869
2016-06-30 (YTD Data)Rank
Total interest income$5,229,0002,319
Total interest expense$216,0003,931
Net interest income$5,013,0002,177
Provision for loan and lease losses$04,017
Total noninterest income$1,370,0001,733
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$241,0002,122
Trading account gains and fees$0157
Additional Noninterest Income$1,129,0001,429
Total noninterest expense$5,252,0001,819
Salaries and employee benefits$2,874,0001,854
Premises and equipment expense$699,0001,621
Additional noninterest expense$1,679,0001,796
Pre-tax net operating income$1,131,0002,863
Securities gains (losses)$138,000780
Applicable income taxes$318,0002,088
Income before extraordinary items$951,0002,887
Extraordinary gains, net$016
Net income$951,0002,885
Minority interest net income$071
Net income of bank and minority interests.$951,0002,886
Net charge-offs$-17,0005,151
Cash dividends$372,0002,299
Sale, conversion, retirement of capital stock, net$0705
Net operating income$847,5003,013
2016-03-31 (YTD Data)Rank
Total interest income$2,604,0002,331
Total interest expense$113,0003,886
Net interest income$2,491,0002,185
Provision for loan and lease losses$03,656
Total noninterest income$627,0001,786
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$117,0002,168
Trading account gains and fees$0142
Additional Noninterest Income$510,0001,485
Total noninterest expense$2,587,0001,857
Salaries and employee benefits$1,446,0001,856
Premises and equipment expense$354,0001,604
Additional noninterest expense$787,0001,889
Pre-tax net operating income$531,0002,935
Securities gains (losses)$138,000397
Applicable income taxes$174,0001,966
Income before extraordinary items$495,0002,771
Extraordinary gains, net$012
Net income$495,0002,770
Minority interest net income$062
Net income of bank and minority interests.$495,0002,771
Net charge-offs$-19,0005,448
Cash dividends$186,0002,006
Sale, conversion, retirement of capital stock, net$0659
Net operating income$392,8803,107
2015-12-31 (YTD Data)Rank
Total interest income$10,174,0002,333
Total interest expense$519,0003,655
Net interest income$9,655,0002,220
Provision for loan and lease losses$338,0001,780
Total noninterest income$2,734,0001,708
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$488,0002,177
Trading account gains and fees$0159
Additional Noninterest Income$2,246,0001,404
Total noninterest expense$10,243,0001,845
Salaries and employee benefits$5,783,0001,800
Premises and equipment expense$1,331,0001,721
Additional noninterest expense$3,129,0001,931
Pre-tax net operating income$1,808,0003,198
Securities gains (losses)$240,000656
Applicable income taxes$409,0002,396
Income before extraordinary items$1,639,0003,073
Extraordinary gains, net$023
Net income$1,639,0003,074
Minority interest net income$081
Net income of bank and minority interests.$1,639,0003,075
Net charge-offs$383,0001,404
Cash dividends$744,0002,491
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,447,0003,230
2015-09-30 (YTD Data)Rank
Total interest income$7,556,0002,375
Total interest expense$400,0003,658
Net interest income$7,156,0002,256
Provision for loan and lease losses$265,0001,647
Total noninterest income$2,068,0001,710
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$367,0002,187
Trading account gains and fees$0153
Additional Noninterest Income$1,701,0001,401
Total noninterest expense$7,648,0001,855
Salaries and employee benefits$4,281,0001,832
Premises and equipment expense$1,065,0001,622
Additional noninterest expense$2,302,0001,954
Pre-tax net operating income$1,311,0003,317
Securities gains (losses)$225,000587
Applicable income taxes$310,0002,453
Income before extraordinary items$1,226,0003,135
Extraordinary gains, net$021
Net income$1,226,0003,134
Minority interest net income$078
Net income of bank and minority interests.$1,226,0003,135
Net charge-offs$355,0001,089
Cash dividends$558,0002,206
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,046,0003,368
2015-06-30 (YTD Data)Rank
Total interest income$4,987,0002,395
Total interest expense$273,0003,649
Net interest income$4,714,0002,279
Provision for loan and lease losses$225,0001,382
Total noninterest income$1,352,0001,737
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$242,0002,171
Trading account gains and fees$0157
Additional Noninterest Income$1,110,0001,444
Total noninterest expense$5,094,0001,872
Salaries and employee benefits$2,850,0001,842
Premises and equipment expense$718,0001,624
Additional noninterest expense$1,526,0001,968
Pre-tax net operating income$747,0003,535
Securities gains (losses)$75,000985
Applicable income taxes$135,0002,803
Income before extraordinary items$687,0003,446
Extraordinary gains, net$022
Net income$687,0003,446
Minority interest net income$075
Net income of bank and minority interests.$687,0003,447
Net charge-offs$284,000938
Cash dividends$372,0002,225
Sale, conversion, retirement of capital stock, net$0751
Net operating income$624,0003,549
2015-03-31 (YTD Data)Rank
Total interest income$2,485,0002,394
Total interest expense$141,0003,605
Net interest income$2,344,0002,278
Provision for loan and lease losses$100,0001,425
Total noninterest income$604,0001,864
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$113,0002,273
Trading account gains and fees$0152
Additional Noninterest Income$491,0001,527
Total noninterest expense$2,531,0001,879
Salaries and employee benefits$1,389,0001,891
Premises and equipment expense$367,0001,606
Additional noninterest expense$775,0001,929
Pre-tax net operating income$317,0003,793
Securities gains (losses)$48,000862
Applicable income taxes$49,0003,007
Income before extraordinary items$316,0003,560
Extraordinary gains, net$013
Net income$316,0003,563
Minority interest net income$064
Net income of bank and minority interests.$316,0003,563
Net charge-offs$9,0002,520
Cash dividends$186,0001,920
Sale, conversion, retirement of capital stock, net$0697
Net operating income$274,2403,731
2014-12-31 (YTD Data)Rank
Total interest income$9,901,0002,424
Total interest expense$647,0003,452
Net interest income$9,254,0002,293
Provision for loan and lease losses$100,0003,178
Total noninterest income$2,609,0001,741
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$509,0002,254
Trading account gains and fees$0180
Additional Noninterest Income$2,100,0001,405
Total noninterest expense$10,126,0001,863
Salaries and employee benefits$5,718,0001,802
Premises and equipment expense$1,393,0001,682
Additional noninterest expense$3,015,0002,029
Pre-tax net operating income$1,637,0003,323
Securities gains (losses)$89,0001,344
Applicable income taxes$271,0002,726
Income before extraordinary items$1,455,0003,290
Extraordinary gains, net$017
Net income$1,455,0003,291
Minority interest net income$084
Net income of bank and minority interests.$1,455,0003,291
Net charge-offs$417,0001,677
Cash dividends$744,0002,403
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,380,2403,339
2014-09-30 (YTD Data)Rank
Total interest income$7,374,0002,456
Total interest expense$495,0003,471
Net interest income$6,879,0002,314
Provision for loan and lease losses$100,0002,760
Total noninterest income$1,937,0001,747
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$389,0002,238
Trading account gains and fees$0174
Additional Noninterest Income$1,548,0001,424
Total noninterest expense$7,504,0001,893
Salaries and employee benefits$4,178,0001,853
Premises and equipment expense$1,047,0001,695
Additional noninterest expense$2,279,0002,010
Pre-tax net operating income$1,212,0003,414
Securities gains (losses)$89,0001,071
Applicable income taxes$209,0002,768
Income before extraordinary items$1,092,0003,336
Extraordinary gains, net$015
Net income$1,092,0003,336
Minority interest net income$081
Net income of bank and minority interests.$1,092,0003,337
Net charge-offs$403,0001,346
Cash dividends$558,0002,100
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,017,2403,415
2014-06-30 (YTD Data)Rank
Total interest income$4,844,0002,491
Total interest expense$333,0003,486
Net interest income$4,511,0002,344
Provision for loan and lease losses$04,196
Total noninterest income$1,266,0001,761
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$262,0002,193
Trading account gains and fees$0172
Additional Noninterest Income$1,004,0001,442
Total noninterest expense$4,959,0001,906
Salaries and employee benefits$2,785,0001,852
Premises and equipment expense$698,0001,707
Additional noninterest expense$1,476,0002,048
Pre-tax net operating income$818,0003,327
Securities gains (losses)$63,0001,043
Applicable income taxes$141,0002,737
Income before extraordinary items$740,0003,243
Extraordinary gains, net$020
Net income$740,0003,249
Minority interest net income$080
Net income of bank and minority interests.$740,0003,249
Net charge-offs$279,0001,315
Cash dividends$372,0002,115
Sale, conversion, retirement of capital stock, net$0794
Net operating income$687,0803,326
2014-03-31 (YTD Data)Rank
Total interest income$2,393,0002,512
Total interest expense$167,0003,538
Net interest income$2,226,0002,364
Provision for loan and lease losses$03,817
Total noninterest income$577,0001,856
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$127,0002,211
Trading account gains and fees$0147
Additional Noninterest Income$450,0001,514
Total noninterest expense$2,474,0001,916
Salaries and employee benefits$1,394,0001,861
Premises and equipment expense$360,0001,668
Additional noninterest expense$720,0002,092
Pre-tax net operating income$329,0003,656
Securities gains (losses)$63,000573
Applicable income taxes$53,0002,912
Income before extraordinary items$339,0003,319
Extraordinary gains, net$016
Net income$339,0003,322
Minority interest net income$066
Net income of bank and minority interests.$339,0003,322
Net charge-offs$273,000768
Cash dividends$186,0001,832
Sale, conversion, retirement of capital stock, net$0747
Net operating income$284,8203,582
2013-12-31 (YTD Data)Rank
Total interest income$9,767,0002,481
Total interest expense$787,0003,481
Net interest income$8,980,0002,351
Provision for loan and lease losses$90,0003,788
Total noninterest income$3,061,0001,589
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$555,0002,205
Trading account gains and fees$0184
Additional Noninterest Income$2,506,0001,289
Total noninterest expense$9,829,0001,928
Salaries and employee benefits$5,340,0001,903
Premises and equipment expense$1,379,0001,695
Additional noninterest expense$3,110,0002,016
Pre-tax net operating income$2,122,0002,743
Securities gains (losses)$3,0002,899
Applicable income taxes$349,0002,490
Income before extraordinary items$1,776,0002,830
Extraordinary gains, net$029
Net income$1,776,0002,832
Minority interest net income$090
Net income of bank and minority interests.$1,776,0002,833
Net charge-offs$162,0003,254
Cash dividends$744,0002,294
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,773,4802,776
2013-09-30 (YTD Data)Rank
Total interest income$7,326,0002,498
Total interest expense$608,0003,507
Net interest income$6,718,0002,353
Provision for loan and lease losses$90,0003,447
Total noninterest income$2,409,0001,560
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$417,0002,204
Trading account gains and fees$0180
Additional Noninterest Income$1,992,0001,276
Total noninterest expense$7,231,0001,959
Salaries and employee benefits$3,947,0001,945
Premises and equipment expense$1,054,0001,679
Additional noninterest expense$2,230,0002,090
Pre-tax net operating income$1,806,0002,614
Securities gains (losses)$3,0002,773
Applicable income taxes$337,0002,320
Income before extraordinary items$1,472,0002,696
Extraordinary gains, net$025
Net income$1,472,0002,700
Minority interest net income$084
Net income of bank and minority interests.$1,472,0002,700
Net charge-offs$39,0004,042
Cash dividends$558,0001,994
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,469,5702,622
2013-06-30 (YTD Data)Rank
Total interest income$4,864,0002,500
Total interest expense$418,0003,499
Net interest income$4,446,0002,359
Provision for loan and lease losses$45,0003,696
Total noninterest income$1,732,0001,496
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$273,0002,200
Trading account gains and fees$0157
Additional Noninterest Income$1,459,0001,225
Total noninterest expense$4,751,0001,997
Salaries and employee benefits$2,621,0001,962
Premises and equipment expense$700,0001,691
Additional noninterest expense$1,430,0002,170
Pre-tax net operating income$1,382,0002,345
Securities gains (losses)$02,791
Applicable income taxes$283,0002,075
Income before extraordinary items$1,099,0002,439
Extraordinary gains, net$022
Net income$1,099,0002,446
Minority interest net income$082
Net income of bank and minority interests.$1,099,0002,445
Net charge-offs$5,0004,545
Cash dividends$372,0002,001
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,099,0002,352
2013-03-31 (YTD Data)Rank
Total interest income$2,454,0002,488
Total interest expense$220,0003,465
Net interest income$2,234,0002,347
Provision for loan and lease losses$45,0002,886
Total noninterest income$879,0001,474
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$128,0002,308
Trading account gains and fees$0148
Additional Noninterest Income$751,0001,197
Total noninterest expense$2,349,0002,035
Salaries and employee benefits$1,287,0002,014
Premises and equipment expense$360,0001,678
Additional noninterest expense$702,0002,210
Pre-tax net operating income$719,0002,221
Securities gains (losses)$01,966
Applicable income taxes$151,0001,989
Income before extraordinary items$568,0002,345
Extraordinary gains, net$010
Net income$568,0002,347
Minority interest net income$076
Net income of bank and minority interests.$568,0002,347
Net charge-offs$04,145
Cash dividends$186,0001,682
Sale, conversion, retirement of capital stock, net$0789
Net operating income$568,0002,255
2012-12-31 (YTD Data)Rank
Total interest income$10,653,0002,416
Total interest expense$1,104,0003,376
Net interest income$9,549,0002,254
Provision for loan and lease losses$278,0003,505
Total noninterest income$3,703,0001,401
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$569,0002,242
Trading account gains and fees$0166
Additional Noninterest Income$3,134,0001,123
Total noninterest expense$9,698,0001,971
Salaries and employee benefits$5,357,0001,886
Premises and equipment expense$1,341,0001,759
Additional noninterest expense$3,000,0002,166
Pre-tax net operating income$3,276,0001,938
Securities gains (losses)$03,810
Applicable income taxes$714,0001,818
Income before extraordinary items$2,562,0002,125
Extraordinary gains, net$029
Net income$2,562,0002,124
Minority interest net income$093
Net income of bank and minority interests.$2,562,0002,126
Net charge-offs$258,0003,487
Cash dividends$744,0002,322
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,562,0001,996
2012-09-30 (YTD Data)Rank
Total interest income$8,014,0002,458
Total interest expense$857,0003,416
Net interest income$7,157,0002,279
Provision for loan and lease losses$05,790
Total noninterest income$2,608,0001,460
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$428,0002,262
Trading account gains and fees$0157
Additional Noninterest Income$2,180,0001,183
Total noninterest expense$7,141,0002,007
Salaries and employee benefits$3,790,0001,997
Premises and equipment expense$1,080,0001,642
Additional noninterest expense$2,271,0002,144
Pre-tax net operating income$2,624,0001,891
Securities gains (losses)$03,575
Applicable income taxes$612,0001,727
Income before extraordinary items$2,012,0002,094
Extraordinary gains, net$020
Net income$2,012,0002,094
Minority interest net income$086
Net income of bank and minority interests.$2,012,0002,095
Net charge-offs$20,0005,058
Cash dividends$558,0001,916
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,012,0001,973
2012-06-30 (YTD Data)Rank
Total interest income$5,360,0002,465
Total interest expense$587,0003,451
Net interest income$4,773,0002,283
Provision for loan and lease losses$05,619
Total noninterest income$1,631,0001,534
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$288,0002,230
Trading account gains and fees$0153
Additional Noninterest Income$1,343,0001,231
Total noninterest expense$4,678,0002,051
Salaries and employee benefits$2,492,0002,011
Premises and equipment expense$719,0001,661
Additional noninterest expense$1,467,0002,200
Pre-tax net operating income$1,726,0001,890
Securities gains (losses)$03,178
Applicable income taxes$406,0001,698
Income before extraordinary items$1,320,0002,101
Extraordinary gains, net$019
Net income$1,320,0002,100
Minority interest net income$084
Net income of bank and minority interests.$1,320,0002,101
Net charge-offs$21,0004,608
Cash dividends$372,0001,929
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,320,0001,994
2012-03-31 (YTD Data)Rank
Total interest income$2,705,0002,478
Total interest expense$304,0003,486
Net interest income$2,401,0002,282
Provision for loan and lease losses$05,254
Total noninterest income$774,0001,563
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$137,0002,302
Trading account gains and fees$0148
Additional Noninterest Income$637,0001,266
Total noninterest expense$2,289,0002,097
Salaries and employee benefits$1,228,0002,046
Premises and equipment expense$359,0001,662
Additional noninterest expense$702,0002,286
Pre-tax net operating income$886,0001,859
Securities gains (losses)$02,210
Applicable income taxes$217,0001,638
Income before extraordinary items$669,0002,075
Extraordinary gains, net$019
Net income$669,0002,076
Minority interest net income$078
Net income of bank and minority interests.$669,0002,077
Net charge-offs$-1,0005,761
Cash dividends$186,0001,661
Sale, conversion, retirement of capital stock, net$0861
Net operating income$669,0001,975
2011-12-31 (YTD Data)Rank
Total interest income$11,033,0002,528
Total interest expense$1,349,0003,697
Net interest income$9,684,0002,263
Provision for loan and lease losses$80,0005,528
Total noninterest income$2,840,0001,555
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$589,0002,267
Trading account gains and fees$0146
Additional Noninterest Income$2,251,0001,254
Total noninterest expense$9,792,0001,947
Salaries and employee benefits$5,413,0001,798
Premises and equipment expense$1,390,0001,785
Additional noninterest expense$2,989,0002,210
Pre-tax net operating income$2,652,0002,042
Securities gains (losses)$8,0003,400
Applicable income taxes$502,0002,029
Income before extraordinary items$2,158,0002,121
Extraordinary gains, net$029
Net income$2,158,0002,122
Minority interest net income$096
Net income of bank and minority interests.$2,158,0002,122
Net charge-offs$44,0005,540
Cash dividends$812,0001,857
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,151,5202,049
2011-09-30 (YTD Data)Rank
Total interest income$8,286,0002,546
Total interest expense$1,030,0003,755
Net interest income$7,256,0002,271
Provision for loan and lease losses$80,0005,195
Total noninterest income$1,919,0001,655
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$441,0002,285
Trading account gains and fees$0145
Additional Noninterest Income$1,478,0001,355
Total noninterest expense$7,187,0001,999
Salaries and employee benefits$3,834,0001,908
Premises and equipment expense$1,056,0001,778
Additional noninterest expense$2,297,0002,176
Pre-tax net operating income$1,908,0002,160
Securities gains (losses)$-1,0006,834
Applicable income taxes$339,0002,136
Income before extraordinary items$1,568,0002,226
Extraordinary gains, net$021
Net income$1,568,0002,226
Minority interest net income$087
Net income of bank and minority interests.$1,568,0002,227
Net charge-offs$06,185
Cash dividends$634,0001,567
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,568,8202,142
2011-06-30 (YTD Data)Rank
Total interest income$5,563,0002,552
Total interest expense$703,0003,799
Net interest income$4,860,0002,257
Provision for loan and lease losses$80,0004,642
Total noninterest income$1,284,0001,646
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$289,0002,292
Trading account gains and fees$0153
Additional Noninterest Income$995,0001,347
Total noninterest expense$4,890,0001,973
Salaries and employee benefits$2,563,0001,911
Premises and equipment expense$716,0001,766
Additional noninterest expense$1,611,0002,100
Pre-tax net operating income$1,174,0002,272
Securities gains (losses)$02,914
Applicable income taxes$194,0002,260
Income before extraordinary items$980,0002,314
Extraordinary gains, net$015
Net income$980,0002,314
Minority interest net income$089
Net income of bank and minority interests.$980,0002,314
Net charge-offs$05,875
Cash dividends$356,0001,751
Sale, conversion, retirement of capital stock, net$0986
Net operating income$980,0002,235
2011-03-31 (YTD Data)Rank
Total interest income$2,730,0002,614
Total interest expense$362,0003,832
Net interest income$2,368,0002,304
Provision for loan and lease losses$80,0003,622
Total noninterest income$661,0001,633
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$143,0002,279
Trading account gains and fees$0158
Additional Noninterest Income$518,0001,312
Total noninterest expense$2,501,0001,939
Salaries and employee benefits$1,290,0001,919
Premises and equipment expense$363,0001,779
Additional noninterest expense$848,0001,992
Pre-tax net operating income$448,0002,758
Securities gains (losses)$01,772
Applicable income taxes$50,0002,820
Income before extraordinary items$398,0002,674
Extraordinary gains, net$09
Net income$398,0002,673
Minority interest net income$086
Net income of bank and minority interests.$398,0002,674
Net charge-offs$1,0004,979
Cash dividends$178,0001,502
Sale, conversion, retirement of capital stock, net$0925
Net operating income$398,0002,616
2010-12-31 (YTD Data)Rank
Total interest income$11,612,0002,576
Total interest expense$1,797,0003,829
Net interest income$9,815,0002,240
Provision for loan and lease losses$662,0003,690
Total noninterest income$2,621,0001,704
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$487,0002,690
Trading account gains and fees$0175
Additional Noninterest Income$2,134,0001,347
Total noninterest expense$10,044,0001,946
Salaries and employee benefits$5,484,0001,775
Premises and equipment expense$1,418,0001,813
Additional noninterest expense$3,142,0002,201
Pre-tax net operating income$1,730,0002,497
Securities gains (losses)$145,0001,857
Applicable income taxes$210,0002,679
Income before extraordinary items$1,665,0002,342
Extraordinary gains, net$029
Net income$1,665,0002,340
Minority interest net income$0111
Net income of bank and minority interests.$1,665,0002,343
Net charge-offs$540,0003,554
Cash dividends$712,0001,909
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,535,9502,376
2010-09-30 (YTD Data)Rank
Total interest income$8,793,0002,615
Total interest expense$1,403,0003,870
Net interest income$7,390,0002,267
Provision for loan and lease losses$510,0003,498
Total noninterest income$1,737,0001,882
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$373,0002,712
Trading account gains and fees$0165
Additional Noninterest Income$1,364,0001,437
Total noninterest expense$7,613,0001,918
Salaries and employee benefits$4,109,0001,788
Premises and equipment expense$1,172,0001,673
Additional noninterest expense$2,332,0002,202
Pre-tax net operating income$1,004,0003,090
Securities gains (losses)$145,0001,630
Applicable income taxes$70,0003,354
Income before extraordinary items$1,079,0002,751
Extraordinary gains, net$023
Net income$1,079,0002,747
Minority interest net income$0110
Net income of bank and minority interests.$1,079,0002,752
Net charge-offs$220,0004,120
Cash dividends$534,0001,689
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$942,7002,869
2010-06-30 (YTD Data)Rank
Total interest income$5,817,0002,668
Total interest expense$967,0003,895
Net interest income$4,850,0002,301
Provision for loan and lease losses$210,0004,142
Total noninterest income$1,012,0002,035
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$250,0002,718
Trading account gains and fees$0152
Additional Noninterest Income$762,0001,574
Total noninterest expense$5,051,0001,947
Salaries and employee benefits$2,692,0001,829
Premises and equipment expense$798,0001,653
Additional noninterest expense$1,561,0002,182
Pre-tax net operating income$601,0003,299
Securities gains (losses)$03,184
Applicable income taxes$-10,0006,927
Income before extraordinary items$611,0003,027
Extraordinary gains, net$019
Net income$611,0003,022
Minority interest net income$0105
Net income of bank and minority interests.$611,0003,025
Net charge-offs$217,0003,445
Cash dividends$356,0001,723
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$611,0002,916
2010-03-31 (YTD Data)Rank
Total interest income$2,895,0002,734
Total interest expense$508,0003,883
Net interest income$2,387,0002,358
Provision for loan and lease losses$100,0003,933
Total noninterest income$452,0002,186
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$122,0002,761
Trading account gains and fees$0175
Additional Noninterest Income$330,0001,733
Total noninterest expense$2,510,0001,970
Salaries and employee benefits$1,333,0001,879
Premises and equipment expense$408,0001,659
Additional noninterest expense$769,0002,209
Pre-tax net operating income$229,0003,839
Securities gains (losses)$02,284
Applicable income taxes$-30,0007,246
Income before extraordinary items$259,0003,418
Extraordinary gains, net$016
Net income$259,0003,416
Minority interest net income$091
Net income of bank and minority interests.$259,0003,418
Net charge-offs$118,0002,959
Cash dividends$178,0001,481
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$259,0003,300
2009-12-31 (YTD Data)Rank
Total interest income$12,319,0002,674
Total interest expense$2,602,0003,789
Net interest income$9,717,0002,248
Provision for loan and lease losses$653,0004,135
Total noninterest income$2,261,0001,949
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$558,0002,671
Trading account gains and fees$0211
Additional Noninterest Income$1,703,0001,530
Total noninterest expense$9,858,0002,055
Salaries and employee benefits$5,320,0001,855
Premises and equipment expense$1,451,0001,857
Additional noninterest expense$3,087,0002,292
Pre-tax net operating income$1,467,0002,382
Securities gains (losses)$193,0001,583
Applicable income taxes$104,0002,857
Income before extraordinary items$1,556,0002,057
Extraordinary gains, net$034
Net income$1,556,0002,053
Minority interest net income$0115
Net income of bank and minority interests.$1,556,0002,055
Net charge-offs$113,0005,589
Cash dividends$704,0002,115
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,374,5802,222
2009-09-30 (YTD Data)Rank
Total interest income$9,270,0002,710
Total interest expense$2,029,0003,819
Net interest income$7,241,0002,265
Provision for loan and lease losses$295,0004,617
Total noninterest income$1,689,0002,001
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$427,0002,633
Trading account gains and fees$0212
Additional Noninterest Income$1,262,0001,558
Total noninterest expense$7,295,0002,066
Salaries and employee benefits$3,899,0001,919
Premises and equipment expense$1,133,0001,806
Additional noninterest expense$2,263,0002,302
Pre-tax net operating income$1,340,0002,255
Securities gains (losses)$2,0003,313
Applicable income taxes$120,0002,748
Income before extraordinary items$1,222,0002,151
Extraordinary gains, net$027
Net income$1,222,0002,148
Minority interest net income$0118
Net income of bank and minority interests.$1,222,0002,151
Net charge-offs$104,0005,024
Cash dividends$526,0001,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,220,1802,099
2009-06-30 (YTD Data)Rank
Total interest income$6,218,0002,729
Total interest expense$1,392,0003,863
Net interest income$4,826,0002,258
Provision for loan and lease losses$180,0004,468
Total noninterest income$1,082,0002,056
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$281,0002,636
Trading account gains and fees$0193
Additional Noninterest Income$801,0001,648
Total noninterest expense$4,880,0002,082
Salaries and employee benefits$2,608,0001,943
Premises and equipment expense$772,0001,798
Additional noninterest expense$1,500,0002,336
Pre-tax net operating income$848,0002,404
Securities gains (losses)$2,0002,937
Applicable income taxes$63,0002,993
Income before extraordinary items$787,0002,257
Extraordinary gains, net$021
Net income$787,0002,254
Minority interest net income$0112
Net income of bank and minority interests.$787,0002,256
Net charge-offs$58,0004,788
Cash dividends$348,0002,051
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$785,1402,204
2009-03-31 (YTD Data)Rank
Total interest income$3,126,0002,750
Total interest expense$698,0003,955
Net interest income$2,428,0002,253
Provision for loan and lease losses$90,0004,033
Total noninterest income$445,0002,311
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$137,0002,645
Trading account gains and fees$0171
Additional Noninterest Income$308,0001,912
Total noninterest expense$2,432,0002,034
Salaries and employee benefits$1,292,0001,989
Premises and equipment expense$399,0001,773
Additional noninterest expense$741,0002,118
Pre-tax net operating income$351,0003,069
Securities gains (losses)$02,434
Applicable income taxes$7,0004,167
Income before extraordinary items$344,0002,855
Extraordinary gains, net$015
Net income$344,0002,855
Minority interest net income$0102
Net income of bank and minority interests.$344,0002,856
Net charge-offs$42,0003,719
Cash dividends$178,0001,819
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$344,0002,721
2008-12-31 (YTD Data)Rank
Total interest income$12,970,0002,835
Total interest expense$3,442,0003,884
Net interest income$9,528,0002,307
Provision for loan and lease losses$170,0005,409
Total noninterest income$1,768,0002,336
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$583,0002,703
Trading account gains and fees$0154
Additional Noninterest Income$1,185,0001,891
Total noninterest expense$9,309,0002,067
Salaries and employee benefits$5,037,0002,005
Premises and equipment expense$1,390,0001,964
Additional noninterest expense$2,882,0002,079
Pre-tax net operating income$1,817,0002,651
Securities gains (losses)$03,220
Applicable income taxes$166,0002,984
Income before extraordinary items$1,651,0002,350
Extraordinary gains, net$039
Net income$1,651,0002,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,824
Cash dividends$708,0002,833
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,651,0002,485
2008-09-30 (YTD Data)Rank
Total interest income$9,726,0002,885
Total interest expense$2,662,0003,916
Net interest income$7,064,0002,336
Provision for loan and lease losses$48,0005,926
Total noninterest income$1,378,0002,349
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$429,0002,757
Trading account gains and fees$0148
Additional Noninterest Income$949,0001,892
Total noninterest expense$6,922,0002,075
Salaries and employee benefits$3,673,0002,087
Premises and equipment expense$1,077,0001,895
Additional noninterest expense$2,172,0002,005
Pre-tax net operating income$1,472,0002,876
Securities gains (losses)$03,106
Applicable income taxes$197,0002,927
Income before extraordinary items$1,275,0002,639
Extraordinary gains, net$031
Net income$1,275,0002,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,164
Cash dividends$530,0002,651
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,275,0002,773
2008-06-30 (YTD Data)Rank
Total interest income$6,453,0002,943
Total interest expense$1,807,0003,998
Net interest income$4,646,0002,361
Provision for loan and lease losses$06,671
Total noninterest income$892,0002,429
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$276,0002,810
Trading account gains and fees$0149
Additional Noninterest Income$616,0001,968
Total noninterest expense$4,487,0002,144
Salaries and employee benefits$2,417,0002,143
Premises and equipment expense$706,0001,918
Additional noninterest expense$1,364,0002,084
Pre-tax net operating income$1,051,0002,849
Securities gains (losses)$03,233
Applicable income taxes$164,0002,914
Income before extraordinary items$887,0002,838
Extraordinary gains, net$021
Net income$887,0002,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,448
Cash dividends$350,0002,743
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$887,0002,783
2008-03-31 (YTD Data)Rank
Total interest income$3,280,0002,967
Total interest expense$973,0003,974
Net interest income$2,307,0002,376
Provision for loan and lease losses$06,080
Total noninterest income$398,0002,609
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$137,0002,803
Trading account gains and fees$0158
Additional Noninterest Income$261,0002,149
Total noninterest expense$2,213,0002,164
Salaries and employee benefits$1,182,0002,226
Premises and equipment expense$363,0001,872
Additional noninterest expense$668,0002,088
Pre-tax net operating income$492,0003,107
Securities gains (losses)$02,688
Applicable income taxes$65,0003,297
Income before extraordinary items$427,0003,047
Extraordinary gains, net$015
Net income$427,0003,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,249
Cash dividends$170,0002,483
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$427,0002,958
2007-12-31 (YTD Data)Rank
Total interest income$12,935,0003,079
Total interest expense$4,354,0003,800
Net interest income$8,581,0002,563
Provision for loan and lease losses$06,851
Total noninterest income$1,601,0002,585
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$482,0003,121
Trading account gains and fees$0178
Additional Noninterest Income$1,119,0002,072
Total noninterest expense$8,185,0002,233
Salaries and employee benefits$4,547,0002,211
Premises and equipment expense$1,178,0002,205
Additional noninterest expense$2,460,0002,203
Pre-tax net operating income$1,997,0003,317
Securities gains (losses)$02,146
Applicable income taxes$246,0003,638
Income before extraordinary items$1,751,0003,107
Extraordinary gains, net$039
Net income$1,751,0003,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,400
Cash dividends$670,0003,265
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,751,0003,095
2007-09-30 (YTD Data)Rank
Total interest income$9,665,0003,082
Total interest expense$3,285,0003,790
Net interest income$6,380,0002,594
Provision for loan and lease losses$06,528
Total noninterest income$1,160,0002,657
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$349,0003,192
Trading account gains and fees$0184
Additional Noninterest Income$811,0002,106
Total noninterest expense$5,942,0002,285
Salaries and employee benefits$3,320,0002,268
Premises and equipment expense$875,0002,207
Additional noninterest expense$1,747,0002,272
Pre-tax net operating income$1,598,0003,327
Securities gains (losses)$01,655
Applicable income taxes$285,0003,270
Income before extraordinary items$1,313,0003,250
Extraordinary gains, net$033
Net income$1,313,0003,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,809
Cash dividends$500,0002,910
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,313,0003,238
2007-06-30 (YTD Data)Rank
Total interest income$6,363,0003,126
Total interest expense$2,178,0003,795
Net interest income$4,185,0002,650
Provision for loan and lease losses$06,209
Total noninterest income$761,0002,682
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$224,0003,266
Trading account gains and fees$0168
Additional Noninterest Income$537,0002,145
Total noninterest expense$3,898,0002,345
Salaries and employee benefits$2,169,0002,347
Premises and equipment expense$585,0002,205
Additional noninterest expense$1,144,0002,325
Pre-tax net operating income$1,048,0003,426
Securities gains (losses)$01,444
Applicable income taxes$186,0003,358
Income before extraordinary items$862,0003,350
Extraordinary gains, net$029
Net income$862,0003,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,139
Cash dividends$330,0003,012
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$862,0003,329
2007-03-31 (YTD Data)Rank
Total interest income$3,130,0003,162
Total interest expense$1,067,0003,831
Net interest income$2,063,0002,687
Provision for loan and lease losses$05,779
Total noninterest income$368,0002,714
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$108,0003,287
Trading account gains and fees$0195
Additional Noninterest Income$260,0002,163
Total noninterest expense$1,924,0002,374
Salaries and employee benefits$1,059,0002,427
Premises and equipment expense$302,0002,168
Additional noninterest expense$563,0002,339
Pre-tax net operating income$507,0003,500
Securities gains (losses)$01,187
Applicable income taxes$88,0003,448
Income before extraordinary items$419,0003,381
Extraordinary gains, net$022
Net income$419,0003,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$160,0002,653
Sale, conversion, retirement of capital stock, net$0885
Net operating income$419,0003,359
2006-12-31 (YTD Data)Rank
Total interest income$12,388,0002,999
Total interest expense$3,791,0003,719
Net interest income$8,597,0002,625
Provision for loan and lease losses$06,850
Total noninterest income$1,468,0002,737
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$451,0003,283
Trading account gains and fees$0130
Additional Noninterest Income$1,017,0002,195
Total noninterest expense$7,655,0002,315
Salaries and employee benefits$4,187,0002,346
Premises and equipment expense$1,138,0002,170
Additional noninterest expense$2,330,0002,237
Pre-tax net operating income$2,410,0003,211
Securities gains (losses)$01,687
Applicable income taxes$465,0003,241
Income before extraordinary items$1,945,0003,163
Extraordinary gains, net$051
Net income$1,945,0003,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,284
Cash dividends$632,0003,361
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,945,0003,145
2006-09-30 (YTD Data)Rank
Total interest income$9,103,0003,033
Total interest expense$2,700,0003,768
Net interest income$6,403,0002,656
Provision for loan and lease losses$06,685
Total noninterest income$1,073,0002,801
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$338,0003,310
Trading account gains and fees$0126
Additional Noninterest Income$735,0002,265
Total noninterest expense$5,642,0002,346
Salaries and employee benefits$3,092,0002,380
Premises and equipment expense$842,0002,213
Additional noninterest expense$1,708,0002,273
Pre-tax net operating income$1,834,0003,305
Securities gains (losses)$01,388
Applicable income taxes$376,0003,258
Income before extraordinary items$1,458,0003,262
Extraordinary gains, net$045
Net income$1,458,0003,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,173
Cash dividends$472,0003,031
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,458,0003,255
2006-06-30 (YTD Data)Rank
Total interest income$5,922,0003,056
Total interest expense$1,679,0003,835
Net interest income$4,243,0002,669
Provision for loan and lease losses$06,419
Total noninterest income$680,0002,879
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$223,0003,307
Trading account gains and fees$0126
Additional Noninterest Income$457,0002,344
Total noninterest expense$3,730,0002,365
Salaries and employee benefits$2,047,0002,391
Premises and equipment expense$568,0002,184
Additional noninterest expense$1,115,0002,324
Pre-tax net operating income$1,193,0003,373
Securities gains (losses)$01,185
Applicable income taxes$242,0003,352
Income before extraordinary items$951,0003,329
Extraordinary gains, net$039
Net income$951,0003,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0008,405
Cash dividends$312,0003,046
Sale, conversion, retirement of capital stock, net$0887
Net operating income$951,0003,321
2006-03-31 (YTD Data)Rank
Total interest income$2,862,0003,089
Total interest expense$783,0003,874
Net interest income$2,079,0002,696
Provision for loan and lease losses$06,013
Total noninterest income$322,0002,941
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$107,0003,329
Trading account gains and fees$0115
Additional Noninterest Income$215,0002,387
Total noninterest expense$1,865,0002,373
Salaries and employee benefits$1,026,0002,397
Premises and equipment expense$295,0002,134
Additional noninterest expense$544,0002,356
Pre-tax net operating income$536,0003,585
Securities gains (losses)$0955
Applicable income taxes$100,0003,594
Income before extraordinary items$436,0003,480
Extraordinary gains, net$021
Net income$436,0003,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,875
Cash dividends$152,0002,691
Sale, conversion, retirement of capital stock, net$0648
Net operating income$436,0003,456
2005-12-31 (YTD Data)Rank
Total interest income$10,434,0003,045
Total interest expense$2,202,0004,151
Net interest income$8,232,0002,631
Provision for loan and lease losses$07,120
Total noninterest income$1,284,0002,984
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$503,0003,048
Trading account gains and fees$0138
Additional Noninterest Income$781,0002,583
Total noninterest expense$7,178,0002,330
Salaries and employee benefits$3,935,0002,326
Premises and equipment expense$1,095,0002,190
Additional noninterest expense$2,148,0002,327
Pre-tax net operating income$2,338,0003,300
Securities gains (losses)$02,296
Applicable income taxes$496,0003,378
Income before extraordinary items$1,842,0003,295
Extraordinary gains, net$046
Net income$1,842,0003,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0004,517
Cash dividends$504,0003,607
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,842,0003,264
2005-09-30 (YTD Data)Rank
Total interest income$7,608,0003,070
Total interest expense$1,473,0004,348
Net interest income$6,135,0002,623
Provision for loan and lease losses$06,899
Total noninterest income$942,0003,036
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$376,0003,044
Trading account gains and fees$0126
Additional Noninterest Income$566,0002,645
Total noninterest expense$5,232,0002,368
Salaries and employee benefits$2,791,0002,413
Premises and equipment expense$883,0002,014
Additional noninterest expense$1,558,0002,358
Pre-tax net operating income$1,845,0003,240
Securities gains (losses)$02,317
Applicable income taxes$427,0003,217
Income before extraordinary items$1,418,0003,273
Extraordinary gains, net$035
Net income$1,418,0003,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,785
Cash dividends$352,0003,294
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,418,0003,236
2005-06-30 (YTD Data)Rank
Total interest income$4,928,0003,077
Total interest expense$855,0004,592
Net interest income$4,073,0002,608
Provision for loan and lease losses$06,626
Total noninterest income$589,0003,144
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$248,0003,024
Trading account gains and fees$0116
Additional Noninterest Income$341,0002,825
Total noninterest expense$3,504,0002,351
Salaries and employee benefits$1,858,0002,396
Premises and equipment expense$594,0001,998
Additional noninterest expense$1,052,0002,314
Pre-tax net operating income$1,158,0003,344
Securities gains (losses)$02,146
Applicable income taxes$269,0003,298
Income before extraordinary items$889,0003,388
Extraordinary gains, net$030
Net income$889,0003,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,238
Cash dividends$252,0003,187
Sale, conversion, retirement of capital stock, net$0643
Net operating income$889,0003,337
2005-03-31 (YTD Data)Rank
Total interest income$2,383,0003,111
Total interest expense$353,0005,035
Net interest income$2,030,0002,610
Provision for loan and lease losses$06,226
Total noninterest income$280,0003,210
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$119,0003,049
Trading account gains and fees$0115
Additional Noninterest Income$161,0002,845
Total noninterest expense$1,734,0002,374
Salaries and employee benefits$929,0002,427
Premises and equipment expense$296,0002,024
Additional noninterest expense$509,0002,388
Pre-tax net operating income$576,0003,317
Securities gains (losses)$01,685
Applicable income taxes$145,0003,159
Income before extraordinary items$431,0003,422
Extraordinary gains, net$024
Net income$431,0003,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$152,0002,513
Sale, conversion, retirement of capital stock, net$0491
Net operating income$431,0003,394
2004-12-31 (YTD Data)Rank
Total interest income$8,920,0003,124
Total interest expense$1,140,0005,269
Net interest income$7,780,0002,595
Provision for loan and lease losses$-70,0008,763
Total noninterest income$1,196,0003,139
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$530,0003,007
Trading account gains and fees$0138
Additional Noninterest Income$666,0002,794
Total noninterest expense$6,626,0002,411
Salaries and employee benefits$3,401,0002,554
Premises and equipment expense$1,035,0002,215
Additional noninterest expense$2,190,0002,220
Pre-tax net operating income$2,420,0003,081
Securities gains (losses)$12,0002,733
Applicable income taxes$609,0003,004
Income before extraordinary items$1,823,0003,156
Extraordinary gains, net$034
Net income$1,823,0003,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,099
Cash dividends$572,0003,324
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,814,0003,107
2004-09-30 (YTD Data)Rank
Total interest income$6,588,0003,136
Total interest expense$846,0005,279
Net interest income$5,742,0002,611
Provision for loan and lease losses$-184,0008,914
Total noninterest income$888,0003,171
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$398,0003,023
Trading account gains and fees$0134
Additional Noninterest Income$490,0002,843
Total noninterest expense$5,041,0002,362
Salaries and employee benefits$2,480,0002,588
Premises and equipment expense$833,0002,076
Additional noninterest expense$1,728,0002,088
Pre-tax net operating income$1,773,0003,183
Securities gains (losses)$12,0002,612
Applicable income taxes$479,0002,975
Income before extraordinary items$1,306,0003,341
Extraordinary gains, net$026
Net income$1,306,0003,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,882
Cash dividends$429,0002,939
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,297,2403,267
2004-06-30 (YTD Data)Rank
Total interest income$4,344,0003,158
Total interest expense$565,0005,288
Net interest income$3,779,0002,620
Provision for loan and lease losses$30,0005,293
Total noninterest income$602,0003,160
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$262,0003,030
Trading account gains and fees$0130
Additional Noninterest Income$340,0002,780
Total noninterest expense$3,166,0002,510
Salaries and employee benefits$1,626,0002,637
Premises and equipment expense$555,0002,066
Additional noninterest expense$985,0002,418
Pre-tax net operating income$1,185,0003,137
Securities gains (losses)$12,0002,314
Applicable income taxes$327,0002,923
Income before extraordinary items$870,0003,302
Extraordinary gains, net$021
Net income$870,0003,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,524
Cash dividends$286,0002,980
Sale, conversion, retirement of capital stock, net$0638
Net operating income$861,2403,235
2004-03-31 (YTD Data)Rank
Total interest income$2,164,0003,171
Total interest expense$313,0005,039
Net interest income$1,851,0002,670
Provision for loan and lease losses$30,0004,060
Total noninterest income$273,0003,312
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$129,0002,993
Trading account gains and fees$0121
Additional Noninterest Income$144,0003,013
Total noninterest expense$1,588,0002,515
Salaries and employee benefits$802,0002,673
Premises and equipment expense$280,0002,073
Additional noninterest expense$506,0002,332
Pre-tax net operating income$506,0003,496
Securities gains (losses)$02,934
Applicable income taxes$135,0003,278
Income before extraordinary items$371,0003,715
Extraordinary gains, net$016
Net income$371,0003,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$143,0002,559
Sale, conversion, retirement of capital stock, net$0464
Net operating income$371,0003,588
2003-12-31 (YTD Data)Rank
Total interest income$8,948,0003,128
Total interest expense$1,535,0004,808
Net interest income$7,413,0002,610
Provision for loan and lease losses$170,0004,359
Total noninterest income$1,225,0003,256
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$516,0003,015
Trading account gains and fees$0160
Additional Noninterest Income$709,0002,948
Total noninterest expense$5,999,0002,601
Salaries and employee benefits$2,987,0002,780
Premises and equipment expense$1,038,0002,195
Additional noninterest expense$1,974,0002,440
Pre-tax net operating income$2,469,0002,919
Securities gains (losses)$04,500
Applicable income taxes$735,0002,688
Income before extraordinary items$1,734,0003,195
Extraordinary gains, net$054
Net income$1,734,0003,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,439
Cash dividends$540,0003,384
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,734,0003,053
2003-09-30 (YTD Data)Rank
Total interest income$6,742,0003,150
Total interest expense$1,209,0004,796
Net interest income$5,533,0002,635
Provision for loan and lease losses$140,0004,015
Total noninterest income$972,0003,199
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$379,0003,075
Trading account gains and fees$0153
Additional Noninterest Income$593,0002,846
Total noninterest expense$4,543,0002,589
Salaries and employee benefits$2,285,0002,736
Premises and equipment expense$786,0002,183
Additional noninterest expense$1,472,0002,440
Pre-tax net operating income$1,822,0003,047
Securities gains (losses)$04,204
Applicable income taxes$545,0002,873
Income before extraordinary items$1,277,0003,332
Extraordinary gains, net$040
Net income$1,277,0003,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,530
Cash dividends$405,0002,991
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,277,0003,173
2003-06-30 (YTD Data)Rank
Total interest income$4,551,0003,138
Total interest expense$850,0004,742
Net interest income$3,701,0002,627
Provision for loan and lease losses$110,0003,695
Total noninterest income$599,0003,352
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$247,0003,089
Trading account gains and fees$0150
Additional Noninterest Income$352,0003,009
Total noninterest expense$2,987,0002,612
Salaries and employee benefits$1,506,0002,770
Premises and equipment expense$525,0002,160
Additional noninterest expense$956,0002,467
Pre-tax net operating income$1,203,0003,076
Securities gains (losses)$03,782
Applicable income taxes$360,0002,908
Income before extraordinary items$843,0003,360
Extraordinary gains, net$030
Net income$843,0003,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,273
Cash dividends$270,0003,033
Sale, conversion, retirement of capital stock, net$0589
Net operating income$843,0003,186
2003-03-31 (YTD Data)Rank
Total interest income$2,248,0003,193
Total interest expense$452,0004,657
Net interest income$1,796,0002,688
Provision for loan and lease losses$60,0003,248
Total noninterest income$271,0003,475
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$118,0003,121
Trading account gains and fees$0134
Additional Noninterest Income$153,0003,174
Total noninterest expense$1,485,0002,610
Salaries and employee benefits$744,0002,798
Premises and equipment expense$266,0002,138
Additional noninterest expense$475,0002,449
Pre-tax net operating income$522,0003,397
Securities gains (losses)$02,891
Applicable income taxes$153,0003,192
Income before extraordinary items$369,0003,674
Extraordinary gains, net$021
Net income$369,0003,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,852
Cash dividends$135,0002,640
Sale, conversion, retirement of capital stock, net$0419
Net operating income$369,0003,500
2002-12-31 (YTD Data)Rank
Total interest income$9,873,0003,052
Total interest expense$2,557,0004,027
Net interest income$7,316,0002,606
Provision for loan and lease losses$240,0003,935
Total noninterest income$875,0003,772
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$510,0002,929
Trading account gains and fees$0153
Additional Noninterest Income$365,0003,855
Total noninterest expense$5,852,0002,519
Salaries and employee benefits$2,777,0002,829
Premises and equipment expense$1,017,0002,148
Additional noninterest expense$2,058,0002,243
Pre-tax net operating income$2,099,0003,321
Securities gains (losses)$14,0003,404
Applicable income taxes$581,0003,171
Income before extraordinary items$1,532,0003,441
Extraordinary gains, net$134,00038
Net income$1,666,0003,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,566
Cash dividends$500,0003,434
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,521,7803,360
2001-12-31 (YTD Data)Rank
Total interest income$10,706,0003,127
Total interest expense$4,021,0003,782
Net interest income$6,685,0002,673
Provision for loan and lease losses$233,0003,818
Total noninterest income$776,0003,937
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$487,0002,896
Trading account gains and fees$0177
Additional Noninterest Income$289,0004,198
Total noninterest expense$5,139,0002,762
Salaries and employee benefits$2,585,0002,865
Premises and equipment expense$931,0002,294
Additional noninterest expense$1,623,0002,688
Pre-tax net operating income$2,089,0003,077
Securities gains (losses)$04,612
Applicable income taxes$579,0003,032
Income before extraordinary items$1,510,0003,206
Extraordinary gains, net$0105
Net income$1,510,0003,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,011
Cash dividends$385,0003,961
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,510,0003,106
2000-12-31 (YTD Data)Rank
Total interest income$10,697,0003,214
Total interest expense$4,442,0003,660
Net interest income$6,255,0002,831
Provision for loan and lease losses$155,0004,336
Total noninterest income$692,0004,029
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$433,0003,040
Trading account gains and fees$0180
Additional Noninterest Income$259,0004,220
Total noninterest expense$4,760,0002,849
Salaries and employee benefits$2,313,0003,038
Premises and equipment expense$900,0002,293
Additional noninterest expense$1,547,0002,731
Pre-tax net operating income$2,032,0003,288
Securities gains (losses)$01,956
Applicable income taxes$585,0003,162
Income before extraordinary items$1,447,0003,349
Extraordinary gains, net$038
Net income$1,447,0003,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,352
Cash dividends$337,0004,280
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,447,0003,338
1999-12-31 (YTD Data)Rank
Total interest income$9,186,0003,471
Total interest expense$3,393,0004,143
Net interest income$5,793,0003,015
Provision for loan and lease losses$193,0003,639
Total noninterest income$649,0004,194
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$431,0003,015
Trading account gains and fees$0173
Additional Noninterest Income$218,0004,745
Total noninterest expense$4,464,0003,005
Salaries and employee benefits$2,199,0003,143
Premises and equipment expense$840,0002,403
Additional noninterest expense$1,425,0002,986
Pre-tax net operating income$1,785,0003,639
Securities gains (losses)$69,000870
Applicable income taxes$509,0003,607
Income before extraordinary items$1,345,0003,537
Extraordinary gains, net$035
Net income$1,345,0003,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,444
Cash dividends$600,0003,129
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,294,6303,615
1998-12-31 (YTD Data)Rank
Total interest income$8,966,0003,548
Total interest expense$3,541,0004,086
Net interest income$5,425,0003,168
Provision for loan and lease losses$150,0004,136
Total noninterest income$566,0004,569
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$391,0003,196
Trading account gains and fees$0224
Additional Noninterest Income$175,0005,296
Total noninterest expense$4,363,0002,972
Salaries and employee benefits$2,112,0003,167
Premises and equipment expense$825,0002,372
Additional noninterest expense$1,426,0002,905
Pre-tax net operating income$1,478,0004,225
Securities gains (losses)$3,0003,720
Applicable income taxes$433,0004,218
Income before extraordinary items$1,048,0004,340
Extraordinary gains, net$032
Net income$1,048,0004,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,731
Cash dividends$555,0003,289
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,045,8704,255
1997-12-31 (YTD Data)Rank
Total interest income$8,487,0003,762
Total interest expense$3,513,0004,125
Net interest income$4,974,0003,511
Provision for loan and lease losses$65,0006,037
Total noninterest income$574,0004,551
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$356,0003,559
Trading account gains and feesNANA
Additional Noninterest Income$218,0004,748
Total noninterest expense$3,925,0003,234
Salaries and employee benefits$1,940,0003,409
Premises and equipment expense$753,0002,563
Additional noninterest expense$1,232,0003,284
Pre-tax net operating income$1,558,0004,347
Securities gains (losses)$5,0002,787
Applicable income taxes$459,0004,468
Income before extraordinary items$1,104,0004,351
Extraordinary gains, net$044
Net income$1,104,0004,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,617
Cash dividends$550,0003,253
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,100,4504,292
1996-12-31 (YTD Data)Rank
Total interest income$7,620,0004,218
Total interest expense$3,219,0004,493
Net interest income$4,401,0003,963
Provision for loan and lease losses$09,041
Total noninterest income$468,0005,394
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$318,0004,049
Trading account gains and feesNANA
Additional Noninterest Income$150,0005,966
Total noninterest expense$3,616,0003,671
Salaries and employee benefits$1,913,0003,476
Premises and equipment expense$537,0003,563
Additional noninterest expense$1,166,0003,876
Pre-tax net operating income$1,253,0004,970
Securities gains (losses)$04,148
Applicable income taxes$364,0005,198
Income before extraordinary items$889,0004,917
Extraordinary gains, net$053
Net income$889,0004,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,797
Cash dividends$650,0002,880
Sale, conversion, retirement of capital stock, net$0953
Net operating income$889,0004,862
1995-12-31 (YTD Data)Rank
Total interest income$6,863,0004,644
Total interest expense$2,766,0005,109
Net interest income$4,097,0004,223
Provision for loan and lease losses$73,0005,323
Total noninterest income$399,0005,998
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$303,0004,267
Trading account gains and feesNANA
Additional Noninterest Income$96,0007,354
Total noninterest expense$2,920,0004,395
Salaries and employee benefits$1,483,0004,331
Premises and equipment expense$485,0003,856
Additional noninterest expense$952,0004,541
Pre-tax net operating income$1,503,0004,448
Securities gains (losses)$03,831
Applicable income taxes$430,0004,693
Income before extraordinary items$1,073,0004,335
Extraordinary gains, net$065
Net income$1,073,0004,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,178
Cash dividends$800,0002,402
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,073,0004,330
1994-12-31 (YTD Data)Rank
Total interest income$5,671,0005,107
Total interest expense$1,967,0005,682
Net interest income$3,704,0004,697
Provision for loan and lease losses$09,146
Total noninterest income$399,0006,160
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$244,0005,135
Trading account gains and feesNANA
Additional Noninterest Income$155,0006,118
Total noninterest expense$2,773,0004,727
Salaries and employee benefits$1,411,0004,523
Premises and equipment expense$438,0004,256
Additional noninterest expense$924,0005,061
Pre-tax net operating income$1,330,0004,857
Securities gains (losses)$-38,00010,837
Applicable income taxes$396,0004,799
Income before extraordinary items$896,0004,933
Extraordinary gains, net$0249
Net income$896,0004,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,066
Cash dividends$450,0003,436
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$922,2204,858
1993-12-31 (YTD Data)Rank
Total interest income$5,515,0005,322
Total interest expense$1,926,0006,023
Net interest income$3,589,0004,854
Provision for loan and lease losses$010,371
Total noninterest income$404,0006,424
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$253,0005,067
Trading account gains and feesNANA
Additional Noninterest Income$151,0006,544
Total noninterest expense$2,620,0005,064
Salaries and employee benefits$1,369,0004,649
Premises and equipment expense$410,0004,612
Additional noninterest expense$841,0005,679
Pre-tax net operating income$1,373,0004,659
Securities gains (losses)$07,477
Applicable income taxes$435,0004,712
Income before extraordinary items$938,0004,933
Extraordinary gains, net$53,0002,118
Net income$991,0004,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0006,927
Cash dividends$425,0003,496
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$938,0004,705
1992-12-31 (YTD Data)Rank
Total interest income$5,989,0005,501
Total interest expense$2,637,0005,741
Net interest income$3,352,0005,211
Provision for loan and lease losses$218,0005,008
Total noninterest income$371,0006,823
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$272,0004,799
Trading account gains and feesNANA
Additional Noninterest Income$99,0008,102
Total noninterest expense$2,418,0005,461
Salaries and employee benefits$1,246,0004,996
Premises and equipment expense$412,0004,693
Additional noninterest expense$760,0006,346
Pre-tax net operating income$1,087,0005,306
Securities gains (losses)$08,369
Applicable income taxes$325,0005,633
Income before extraordinary items$762,0005,564
Extraordinary gains, net$01,422
Net income$762,0005,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0007,501
Cash dividends$210,0004,877
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$762,0005,225

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.