Home > The National Bank of Harvey > Income and Expense
The National Bank of Harvey, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 5,992 |
| Total interest expense | $205,000 | 5,469 |
| Net interest income | $1,265,000 | 6,012 |
| Provision for loan and lease losses | $-136,000 | 6,077 |
| Total noninterest income | $169,000 | 5,563 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $63,000 | 5,491 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $106,000 | 5,198 |
| Total noninterest expense | $1,078,000 | 6,029 |
| Salaries and employee benefits | $633,000 | 5,947 |
| Premises and equipment expense | $53,000 | 6,332 |
| Additional noninterest expense | $392,000 | 5,909 |
| Pre-tax net operating income | $492,000 | 5,056 |
| Securities gains (losses) | $13,000 | 2,526 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $505,000 | 4,920 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $505,000 | 4,919 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $505,000 | 4,920 |
| Net charge-offs | $-124,000 | 6,168 |
| Cash dividends | $225,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $492,000 | 4,898 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 6,069 |
| Total interest expense | $156,000 | 5,528 |
| Net interest income | $939,000 | 6,095 |
| Provision for loan and lease losses | $-85,000 | 6,182 |
| Total noninterest income | $135,000 | 5,586 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $48,000 | 5,544 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $87,000 | 5,174 |
| Total noninterest expense | $821,000 | 6,064 |
| Salaries and employee benefits | $466,000 | 6,010 |
| Premises and equipment expense | $40,000 | 6,391 |
| Additional noninterest expense | $315,000 | 5,895 |
| Pre-tax net operating income | $338,000 | 5,217 |
| Securities gains (losses) | $4,000 | 2,611 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $342,000 | 5,094 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $342,000 | 5,094 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $342,000 | 5,096 |
| Net charge-offs | $-102,000 | 6,216 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $338,000 | 5,060 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $722,000 | 6,124 |
| Total interest expense | $107,000 | 5,548 |
| Net interest income | $615,000 | 6,156 |
| Provision for loan and lease losses | $-85,000 | 6,321 |
| Total noninterest income | $97,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $31,000 | 5,593 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $66,000 | 5,055 |
| Total noninterest expense | $571,000 | 6,071 |
| Salaries and employee benefits | $310,000 | 6,068 |
| Premises and equipment expense | $27,000 | 6,447 |
| Additional noninterest expense | $234,000 | 5,797 |
| Pre-tax net operating income | $226,000 | 5,211 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $227,000 | 5,092 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $227,000 | 5,094 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $227,000 | 5,095 |
| Net charge-offs | $-74,000 | 6,253 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $226,000 | 5,048 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $357,000 | 6,193 |
| Total interest expense | $54,000 | 5,612 |
| Net interest income | $303,000 | 6,227 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $47,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $34,000 | 5,012 |
| Total noninterest expense | $280,000 | 6,157 |
| Salaries and employee benefits | $154,000 | 6,139 |
| Premises and equipment expense | $16,000 | 6,449 |
| Additional noninterest expense | $110,000 | 5,942 |
| Pre-tax net operating income | $55,000 | 5,694 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $55,000 | 5,660 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $55,000 | 5,660 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $55,000 | 5,660 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $55,000 | 5,625 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,543,000 | 6,188 |
| Total interest expense | $233,000 | 5,739 |
| Net interest income | $1,310,000 | 6,213 |
| Provision for loan and lease losses | $248,000 | 2,705 |
| Total noninterest income | $115,000 | 6,110 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $41,000 | 6,125 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $74,000 | 5,620 |
| Total noninterest expense | $1,117,000 | 6,242 |
| Salaries and employee benefits | $635,000 | 6,183 |
| Premises and equipment expense | $62,000 | 6,555 |
| Additional noninterest expense | $420,000 | 6,063 |
| Pre-tax net operating income | $60,000 | 6,058 |
| Securities gains (losses) | $119,000 | 1,201 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $179,000 | 5,763 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $179,000 | 5,766 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $179,000 | 5,766 |
| Net charge-offs | $713,000 | 1,622 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $60,000 | 6,064 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 6,306 |
| Total interest expense | $179,000 | 5,811 |
| Net interest income | $928,000 | 6,323 |
| Provision for loan and lease losses | $233,000 | 2,367 |
| Total noninterest income | $120,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $33,000 | 6,146 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $87,000 | 5,310 |
| Total noninterest expense | $854,000 | 6,265 |
| Salaries and employee benefits | $476,000 | 6,217 |
| Premises and equipment expense | $74,000 | 6,341 |
| Additional noninterest expense | $304,000 | 6,127 |
| Pre-tax net operating income | $-39,000 | 6,347 |
| Securities gains (losses) | $119,000 | 1,103 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $80,000 | 6,097 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $80,000 | 6,099 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $80,000 | 6,098 |
| Net charge-offs | $701,000 | 1,290 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-39,000 | 6,363 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $688,000 | 6,407 |
| Total interest expense | $123,000 | 5,838 |
| Net interest income | $565,000 | 6,444 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $114,000 | 5,589 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $22,000 | 6,164 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $92,000 | 4,849 |
| Total noninterest expense | $589,000 | 6,262 |
| Salaries and employee benefits | $322,000 | 6,236 |
| Premises and equipment expense | $33,000 | 6,622 |
| Additional noninterest expense | $234,000 | 5,977 |
| Pre-tax net operating income | $-110,000 | 6,485 |
| Securities gains (losses) | $119,000 | 1,001 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $9,000 | 6,341 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $9,000 | 6,343 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $9,000 | 6,343 |
| Net charge-offs | $702,000 | 994 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-110,000 | 6,497 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $361,000 | 6,415 |
| Total interest expense | $62,000 | 5,899 |
| Net interest income | $299,000 | 6,434 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $24,000 | 6,366 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $10,000 | 6,250 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 5,942 |
| Total noninterest expense | $279,000 | 6,383 |
| Salaries and employee benefits | $166,000 | 6,256 |
| Premises and equipment expense | $17,000 | 6,665 |
| Additional noninterest expense | $96,000 | 6,285 |
| Pre-tax net operating income | $44,000 | 5,910 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $44,000 | 5,925 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $44,000 | 5,927 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $44,000 | 5,927 |
| Net charge-offs | $-14,000 | 6,319 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $44,000 | 5,843 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 6,353 |
| Total interest expense | $288,000 | 6,028 |
| Net interest income | $1,400,000 | 6,361 |
| Provision for loan and lease losses | $226,000 | 3,775 |
| Total noninterest income | $124,000 | 6,130 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $42,000 | 6,368 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $82,000 | 5,490 |
| Total noninterest expense | $1,269,000 | 6,335 |
| Salaries and employee benefits | $716,000 | 6,247 |
| Premises and equipment expense | $56,000 | 6,851 |
| Additional noninterest expense | $497,000 | 6,077 |
| Pre-tax net operating income | $29,000 | 6,089 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $29,000 | 6,243 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $29,000 | 6,237 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $29,000 | 6,239 |
| Net charge-offs | $-5,000 | 6,511 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $29,000 | 6,097 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 6,462 |
| Total interest expense | $224,000 | 6,115 |
| Net interest income | $1,031,000 | 6,479 |
| Provision for loan and lease losses | $216,000 | 3,428 |
| Total noninterest income | $97,000 | 6,192 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $31,000 | 6,456 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $66,000 | 5,522 |
| Total noninterest expense | $935,000 | 6,409 |
| Salaries and employee benefits | $526,000 | 6,325 |
| Premises and equipment expense | $38,000 | 6,973 |
| Additional noninterest expense | $371,000 | 6,141 |
| Pre-tax net operating income | $-23,000 | 6,322 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-23,000 | 6,448 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-23,000 | 6,446 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-23,000 | 6,446 |
| Net charge-offs | $-2,000 | 6,317 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-23,000 | 6,328 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $808,000 | 6,559 |
| Total interest expense | $156,000 | 6,154 |
| Net interest income | $652,000 | 6,589 |
| Provision for loan and lease losses | $216,000 | 2,877 |
| Total noninterest income | $70,000 | 6,143 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $19,000 | 6,554 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 5,425 |
| Total noninterest expense | $577,000 | 6,559 |
| Salaries and employee benefits | $352,000 | 6,362 |
| Premises and equipment expense | $27,000 | 6,995 |
| Additional noninterest expense | $198,000 | 6,467 |
| Pre-tax net operating income | $-71,000 | 6,484 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-71,000 | 6,602 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-71,000 | 6,602 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-71,000 | 6,602 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-71,000 | 6,505 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $395,000 | 6,641 |
| Total interest expense | $81,000 | 6,195 |
| Net interest income | $314,000 | 6,684 |
| Provision for loan and lease losses | $216,000 | 1,930 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $9,000 | 6,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,956 |
| Total noninterest expense | $281,000 | 6,644 |
| Salaries and employee benefits | $178,000 | 6,387 |
| Premises and equipment expense | $15,000 | 7,000 |
| Additional noninterest expense | $88,000 | 6,651 |
| Pre-tax net operating income | $-159,000 | 6,814 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-159,000 | 6,877 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-159,000 | 6,878 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-159,000 | 6,878 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-159,000 | 6,833 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 6,569 |
| Total interest expense | $410,000 | 6,167 |
| Net interest income | $1,403,000 | 6,599 |
| Provision for loan and lease losses | $205,000 | 4,603 |
| Total noninterest income | $120,000 | 6,277 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $43,000 | 6,431 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $77,000 | 5,559 |
| Total noninterest expense | $1,181,000 | 6,649 |
| Salaries and employee benefits | $667,000 | 6,546 |
| Premises and equipment expense | $52,000 | 7,157 |
| Additional noninterest expense | $462,000 | 6,377 |
| Pre-tax net operating income | $137,000 | 5,650 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $137,000 | 5,751 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $137,000 | 5,755 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $137,000 | 5,755 |
| Net charge-offs | $362,000 | 3,574 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $137,000 | 5,627 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 6,623 |
| Total interest expense | $323,000 | 6,200 |
| Net interest income | $1,049,000 | 6,662 |
| Provision for loan and lease losses | $107,000 | 4,876 |
| Total noninterest income | $96,000 | 6,302 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $33,000 | 6,455 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $63,000 | 5,564 |
| Total noninterest expense | $886,000 | 6,689 |
| Salaries and employee benefits | $495,000 | 6,591 |
| Premises and equipment expense | $37,000 | 7,237 |
| Additional noninterest expense | $354,000 | 6,406 |
| Pre-tax net operating income | $152,000 | 5,637 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $152,000 | 5,702 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 5,702 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $152,000 | 5,703 |
| Net charge-offs | $355,000 | 3,051 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $152,000 | 5,562 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $932,000 | 6,664 |
| Total interest expense | $229,000 | 6,217 |
| Net interest income | $703,000 | 6,719 |
| Provision for loan and lease losses | $68,000 | 4,794 |
| Total noninterest income | $62,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $22,000 | 6,480 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 5,679 |
| Total noninterest expense | $604,000 | 6,728 |
| Salaries and employee benefits | $328,000 | 6,649 |
| Premises and equipment expense | $23,000 | 7,323 |
| Additional noninterest expense | $253,000 | 6,377 |
| Pre-tax net operating income | $93,000 | 5,716 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $93,000 | 5,740 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $93,000 | 5,738 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $93,000 | 5,740 |
| Net charge-offs | $355,000 | 2,498 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $93,000 | 5,658 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $470,000 | 6,693 |
| Total interest expense | $119,000 | 6,247 |
| Net interest income | $351,000 | 6,745 |
| Provision for loan and lease losses | $43,000 | 4,360 |
| Total noninterest income | $29,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 5,847 |
| Total noninterest expense | $290,000 | 6,830 |
| Salaries and employee benefits | $165,000 | 6,676 |
| Premises and equipment expense | $12,000 | 7,366 |
| Additional noninterest expense | $113,000 | 6,585 |
| Pre-tax net operating income | $47,000 | 5,798 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $47,000 | 5,758 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $47,000 | 5,757 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $47,000 | 5,758 |
| Net charge-offs | $27,000 | 3,845 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $47,000 | 5,717 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,180,000 | 6,597 |
| Total interest expense | $654,000 | 6,093 |
| Net interest income | $1,526,000 | 6,699 |
| Provision for loan and lease losses | $912,000 | 3,193 |
| Total noninterest income | $137,000 | 6,388 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $54,000 | 6,173 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $83,000 | 5,650 |
| Total noninterest expense | $1,144,000 | 6,936 |
| Salaries and employee benefits | $587,000 | 6,954 |
| Premises and equipment expense | $46,000 | 7,470 |
| Additional noninterest expense | $511,000 | 6,466 |
| Pre-tax net operating income | $-393,000 | 6,186 |
| Securities gains (losses) | $16,000 | 3,184 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-377,000 | 6,291 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-377,000 | 6,292 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-377,000 | 6,293 |
| Net charge-offs | $918,000 | 2,807 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-393,000 | 6,258 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 6,691 |
| Total interest expense | $518,000 | 6,144 |
| Net interest income | $1,133,000 | 6,798 |
| Provision for loan and lease losses | $757,000 | 2,925 |
| Total noninterest income | $97,000 | 6,570 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $40,000 | 6,264 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $57,000 | 5,861 |
| Total noninterest expense | $876,000 | 6,974 |
| Salaries and employee benefits | $449,000 | 6,979 |
| Premises and equipment expense | $38,000 | 7,548 |
| Additional noninterest expense | $389,000 | 6,503 |
| Pre-tax net operating income | $-403,000 | 6,479 |
| Securities gains (losses) | $16,000 | 2,975 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-387,000 | 6,604 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-387,000 | 6,604 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-387,000 | 6,604 |
| Net charge-offs | $918,000 | 2,296 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-403,000 | 6,531 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 6,704 |
| Total interest expense | $363,000 | 6,133 |
| Net interest income | $762,000 | 6,827 |
| Provision for loan and lease losses | $731,000 | 2,317 |
| Total noninterest income | $52,000 | 6,823 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $25,000 | 6,341 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $27,000 | 6,237 |
| Total noninterest expense | $594,000 | 6,994 |
| Salaries and employee benefits | $303,000 | 7,008 |
| Premises and equipment expense | $26,000 | 7,591 |
| Additional noninterest expense | $265,000 | 6,491 |
| Pre-tax net operating income | $-511,000 | 6,753 |
| Securities gains (losses) | $16,000 | 2,445 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-495,000 | 6,860 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-495,000 | 6,862 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-495,000 | 6,861 |
| Net charge-offs | $273,000 | 3,171 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-511,000 | 6,827 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $558,000 | 6,797 |
| Total interest expense | $196,000 | 6,124 |
| Net interest income | $362,000 | 6,957 |
| Provision for loan and lease losses | $315,000 | 2,324 |
| Total noninterest income | $31,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $11,000 | 6,478 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $315,000 | 6,999 |
| Salaries and employee benefits | $152,000 | 7,098 |
| Premises and equipment expense | $15,000 | 7,614 |
| Additional noninterest expense | $148,000 | 6,381 |
| Pre-tax net operating income | $-237,000 | 6,894 |
| Securities gains (losses) | $14,000 | 1,636 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-223,000 | 6,964 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-223,000 | 6,965 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-223,000 | 6,964 |
| Net charge-offs | $141,000 | 2,788 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-237,000 | 6,953 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 6,521 |
| Total interest expense | $1,158,000 | 5,731 |
| Net interest income | $1,570,000 | 6,810 |
| Provision for loan and lease losses | $2,014,000 | 2,468 |
| Total noninterest income | $143,000 | 6,632 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $46,000 | 6,536 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $97,000 | 5,679 |
| Total noninterest expense | $1,717,000 | 6,532 |
| Salaries and employee benefits | $595,000 | 7,210 |
| Premises and equipment expense | $58,000 | 7,732 |
| Additional noninterest expense | $1,064,000 | 5,067 |
| Pre-tax net operating income | $-2,018,000 | 6,634 |
| Securities gains (losses) | $24,000 | 2,973 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $-1,996,000 | 6,753 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,996,000 | 6,751 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,996,000 | 6,751 |
| Net charge-offs | $1,690,000 | 2,239 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,300,000 | 394 |
| Net operating income | $-2,020,000 | 6,761 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 6,533 |
| Total interest expense | $916,000 | 5,765 |
| Net interest income | $1,194,000 | 6,829 |
| Provision for loan and lease losses | $1,435,000 | 2,279 |
| Total noninterest income | $96,000 | 6,882 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $36,000 | 6,545 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $60,000 | 6,046 |
| Total noninterest expense | $989,000 | 7,050 |
| Salaries and employee benefits | $450,000 | 7,246 |
| Premises and equipment expense | $45,000 | 7,794 |
| Additional noninterest expense | $494,000 | 6,272 |
| Pre-tax net operating income | $-1,134,000 | 6,719 |
| Securities gains (losses) | $21,000 | 2,721 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $-1,115,000 | 6,806 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,115,000 | 6,805 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,115,000 | 6,807 |
| Net charge-offs | $1,014,000 | 2,192 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,136,000 | 6,809 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 6,567 |
| Total interest expense | $636,000 | 5,800 |
| Net interest income | $792,000 | 6,860 |
| Provision for loan and lease losses | $1,385,000 | 1,720 |
| Total noninterest income | $66,000 | 6,893 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $43,000 | 6,017 |
| Total noninterest expense | $700,000 | 7,001 |
| Salaries and employee benefits | $304,000 | 7,308 |
| Premises and equipment expense | $29,000 | 7,884 |
| Additional noninterest expense | $367,000 | 6,043 |
| Pre-tax net operating income | $-1,227,000 | 7,133 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $10,000 | 4,008 |
| Income before extraordinary items | $-1,237,000 | 7,249 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,237,000 | 7,248 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,237,000 | 7,248 |
| Net charge-offs | $926,000 | 1,701 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,237,000 | 7,247 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $714,000 | 6,616 |
| Total interest expense | $334,000 | 5,787 |
| Net interest income | $380,000 | 6,968 |
| Provision for loan and lease losses | $74,000 | 4,434 |
| Total noninterest income | $33,000 | 6,915 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $263,000 | 7,457 |
| Salaries and employee benefits | $156,000 | 7,305 |
| Premises and equipment expense | $15,000 | 7,890 |
| Additional noninterest expense | $92,000 | 7,213 |
| Pre-tax net operating income | $76,000 | 5,304 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $71,000 | 5,369 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $71,000 | 5,374 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $71,000 | 5,373 |
| Net charge-offs | $79,000 | 3,118 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $71,000 | 5,195 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 6,402 |
| Total interest expense | $1,775,000 | 5,598 |
| Net interest income | $1,577,000 | 6,906 |
| Provision for loan and lease losses | $692,000 | 3,270 |
| Total noninterest income | $180,000 | 6,634 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 6,581 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $127,000 | 5,592 |
| Total noninterest expense | $974,000 | 7,576 |
| Salaries and employee benefits | $595,000 | 7,418 |
| Premises and equipment expense | $56,000 | 8,002 |
| Additional noninterest expense | $323,000 | 7,352 |
| Pre-tax net operating income | $91,000 | 6,049 |
| Securities gains (losses) | $29,000 | 1,954 |
| Applicable income taxes | $37,000 | 4,006 |
| Income before extraordinary items | $83,000 | 5,917 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $83,000 | 5,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $939,000 | 2,027 |
| Cash dividends | $180,000 | 4,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $62,990 | 6,148 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 6,450 |
| Total interest expense | $1,385,000 | 5,635 |
| Net interest income | $1,157,000 | 7,000 |
| Provision for loan and lease losses | $264,000 | 3,767 |
| Total noninterest income | $146,000 | 6,638 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $41,000 | 6,622 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $105,000 | 5,553 |
| Total noninterest expense | $753,000 | 7,560 |
| Salaries and employee benefits | $466,000 | 7,368 |
| Premises and equipment expense | $45,000 | 8,041 |
| Additional noninterest expense | $242,000 | 7,367 |
| Pre-tax net operating income | $286,000 | 5,692 |
| Securities gains (losses) | $29,000 | 1,776 |
| Applicable income taxes | $30,000 | 4,413 |
| Income before extraordinary items | $285,000 | 5,283 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $285,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 2,245 |
| Cash dividends | $180,000 | 3,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $258,900 | 5,577 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 6,492 |
| Total interest expense | $940,000 | 5,731 |
| Net interest income | $770,000 | 7,034 |
| Provision for loan and lease losses | $73,000 | 4,716 |
| Total noninterest income | $114,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $28,000 | 6,625 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $86,000 | 5,302 |
| Total noninterest expense | $504,000 | 7,599 |
| Salaries and employee benefits | $315,000 | 7,417 |
| Premises and equipment expense | $31,000 | 8,070 |
| Additional noninterest expense | $158,000 | 7,433 |
| Pre-tax net operating income | $307,000 | 5,243 |
| Securities gains (losses) | $29,000 | 1,807 |
| Applicable income taxes | $22,000 | 4,624 |
| Income before extraordinary items | $314,000 | 4,921 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $314,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 1,990 |
| Cash dividends | $120,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $287,030 | 5,012 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $890,000 | 6,495 |
| Total interest expense | $487,000 | 5,826 |
| Net interest income | $403,000 | 6,993 |
| Provision for loan and lease losses | $26,000 | 4,670 |
| Total noninterest income | $47,000 | 6,756 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,761 |
| Total noninterest expense | $247,000 | 7,668 |
| Salaries and employee benefits | $163,000 | 7,398 |
| Premises and equipment expense | $15,000 | 8,114 |
| Additional noninterest expense | $69,000 | 7,632 |
| Pre-tax net operating income | $177,000 | 5,175 |
| Securities gains (losses) | $27,000 | 1,433 |
| Applicable income taxes | $15,000 | 4,552 |
| Income before extraordinary items | $189,000 | 4,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $189,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,535 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $163,890 | 4,969 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 6,229 |
| Total interest expense | $2,028,000 | 5,807 |
| Net interest income | $1,968,000 | 6,539 |
| Provision for loan and lease losses | $-227,000 | 8,443 |
| Total noninterest income | $207,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $55,000 | 6,673 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $152,000 | 5,551 |
| Total noninterest expense | $1,392,000 | 7,078 |
| Salaries and employee benefits | $1,035,000 | 6,351 |
| Premises and equipment expense | $56,000 | 8,193 |
| Additional noninterest expense | $301,000 | 7,533 |
| Pre-tax net operating income | $1,010,000 | 4,729 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $45,000 | 4,991 |
| Income before extraordinary items | $966,000 | 4,390 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $966,000 | 4,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-350,000 | 8,481 |
| Cash dividends | $600,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $965,040 | 4,390 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 6,273 |
| Total interest expense | $1,502,000 | 5,865 |
| Net interest income | $1,481,000 | 6,564 |
| Provision for loan and lease losses | $-231,000 | 8,483 |
| Total noninterest income | $151,000 | 6,770 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $43,000 | 6,661 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $108,000 | 5,669 |
| Total noninterest expense | $764,000 | 7,604 |
| Salaries and employee benefits | $493,000 | 7,356 |
| Premises and equipment expense | $52,000 | 8,060 |
| Additional noninterest expense | $219,000 | 7,570 |
| Pre-tax net operating income | $1,099,000 | 4,147 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $40,000 | 5,094 |
| Income before extraordinary items | $1,060,000 | 3,751 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,060,000 | 3,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-325,000 | 8,505 |
| Cash dividends | $255,000 | 3,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,059,040 | 3,736 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 6,329 |
| Total interest expense | $977,000 | 5,924 |
| Net interest income | $997,000 | 6,586 |
| Provision for loan and lease losses | $-259,000 | 8,536 |
| Total noninterest income | $108,000 | 6,728 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $29,000 | 6,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $79,000 | 5,543 |
| Total noninterest expense | $519,000 | 7,624 |
| Salaries and employee benefits | $329,000 | 7,397 |
| Premises and equipment expense | $34,000 | 8,121 |
| Additional noninterest expense | $156,000 | 7,510 |
| Pre-tax net operating income | $845,000 | 3,897 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $26,000 | 5,192 |
| Income before extraordinary items | $820,000 | 3,467 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $820,000 | 3,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-338,000 | 8,557 |
| Cash dividends | $175,000 | 3,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $819,030 | 3,445 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $937,000 | 6,450 |
| Total interest expense | $479,000 | 5,969 |
| Net interest income | $458,000 | 6,806 |
| Provision for loan and lease losses | $22,000 | 4,272 |
| Total noninterest income | $59,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $44,000 | 5,347 |
| Total noninterest expense | $254,000 | 7,704 |
| Salaries and employee benefits | $166,000 | 7,432 |
| Premises and equipment expense | $18,000 | 8,104 |
| Additional noninterest expense | $70,000 | 7,683 |
| Pre-tax net operating income | $241,000 | 5,129 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $231,000 | 4,741 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $231,000 | 4,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $231,000 | 4,723 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,767,000 | 6,265 |
| Total interest expense | $1,767,000 | 5,733 |
| Net interest income | $2,000,000 | 6,557 |
| Provision for loan and lease losses | $851,000 | 1,210 |
| Total noninterest income | $179,000 | 7,092 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $56,000 | 6,795 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $123,000 | 5,969 |
| Total noninterest expense | $937,000 | 7,809 |
| Salaries and employee benefits | $590,000 | 7,623 |
| Premises and equipment expense | $52,000 | 8,338 |
| Additional noninterest expense | $295,000 | 7,610 |
| Pre-tax net operating income | $391,000 | 6,812 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $60,000 | 5,326 |
| Income before extraordinary items | $332,000 | 6,780 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $332,000 | 6,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,010,000 | 676 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $331,150 | 6,784 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,770,000 | 6,330 |
| Total interest expense | $1,256,000 | 5,810 |
| Net interest income | $1,514,000 | 6,612 |
| Provision for loan and lease losses | $827,000 | 918 |
| Total noninterest income | $137,000 | 7,102 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $43,000 | 6,864 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $94,000 | 5,957 |
| Total noninterest expense | $733,000 | 7,747 |
| Salaries and employee benefits | $458,000 | 7,552 |
| Premises and equipment expense | $51,000 | 8,209 |
| Additional noninterest expense | $224,000 | 7,606 |
| Pre-tax net operating income | $91,000 | 7,842 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $45,000 | 5,504 |
| Income before extraordinary items | $46,000 | 7,980 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $46,000 | 7,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,015,000 | 457 |
| Cash dividends | $79,000 | 4,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $46,000 | 7,969 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,753,000 | 6,446 |
| Total interest expense | $766,000 | 5,918 |
| Net interest income | $987,000 | 6,690 |
| Provision for loan and lease losses | $803,000 | 642 |
| Total noninterest income | $96,000 | 7,053 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $27,000 | 6,945 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 5,814 |
| Total noninterest expense | $480,000 | 7,795 |
| Salaries and employee benefits | $310,000 | 7,568 |
| Premises and equipment expense | $34,000 | 8,213 |
| Additional noninterest expense | $136,000 | 7,766 |
| Pre-tax net operating income | $-200,000 | 8,408 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $20,000 | 5,801 |
| Income before extraordinary items | $-220,000 | 8,440 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-220,000 | 8,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,017,000 | 336 |
| Cash dividends | $79,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-220,000 | 8,437 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 6,525 |
| Total interest expense | $350,000 | 6,040 |
| Net interest income | $490,000 | 6,736 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $39,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $236,000 | 7,834 |
| Salaries and employee benefits | $161,000 | 7,500 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $57,000 | 8,006 |
| Pre-tax net operating income | $273,000 | 5,180 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $20,000 | 5,352 |
| Income before extraordinary items | $253,000 | 4,833 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $253,000 | 4,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $253,000 | 4,815 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 6,276 |
| Total interest expense | $1,299,000 | 5,619 |
| Net interest income | $2,093,000 | 6,534 |
| Provision for loan and lease losses | $138,000 | 4,271 |
| Total noninterest income | $188,000 | 7,163 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $58,000 | 6,954 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $130,000 | 5,978 |
| Total noninterest expense | $962,000 | 7,810 |
| Salaries and employee benefits | $598,000 | 7,626 |
| Premises and equipment expense | $62,000 | 8,319 |
| Additional noninterest expense | $302,000 | 7,640 |
| Pre-tax net operating income | $1,181,000 | 4,939 |
| Securities gains (losses) | $12,000 | 1,423 |
| Applicable income taxes | $96,000 | 5,413 |
| Income before extraordinary items | $1,097,000 | 4,570 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,097,000 | 4,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,497 |
| Cash dividends | $675,000 | 3,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,085,960 | 4,566 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 6,338 |
| Total interest expense | $947,000 | 5,594 |
| Net interest income | $1,539,000 | 6,612 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $142,000 | 7,171 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 6,989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $98,000 | 5,978 |
| Total noninterest expense | $700,000 | 7,841 |
| Salaries and employee benefits | $447,000 | 7,599 |
| Premises and equipment expense | $55,000 | 8,199 |
| Additional noninterest expense | $198,000 | 7,844 |
| Pre-tax net operating income | $891,000 | 5,053 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $71,000 | 5,542 |
| Income before extraordinary items | $832,000 | 4,654 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $832,000 | 4,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,701 |
| Cash dividends | $186,000 | 4,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $820,960 | 4,649 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 6,323 |
| Total interest expense | $601,000 | 5,560 |
| Net interest income | $1,032,000 | 6,587 |
| Provision for loan and lease losses | $70,000 | 3,946 |
| Total noninterest income | $95,000 | 7,146 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $29,000 | 6,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $66,000 | 5,981 |
| Total noninterest expense | $468,000 | 7,857 |
| Salaries and employee benefits | $298,000 | 7,626 |
| Premises and equipment expense | $35,000 | 8,242 |
| Additional noninterest expense | $135,000 | 7,795 |
| Pre-tax net operating income | $589,000 | 5,051 |
| Securities gains (losses) | $12,000 | 1,290 |
| Applicable income taxes | $49,000 | 5,534 |
| Income before extraordinary items | $552,000 | 4,633 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $552,000 | 4,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,903 |
| Cash dividends | $124,000 | 4,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $540,960 | 4,640 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 6,372 |
| Total interest expense | $288,000 | 5,591 |
| Net interest income | $514,000 | 6,651 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $39,000 | 7,451 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $13,000 | 7,104 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $248,000 | 7,812 |
| Salaries and employee benefits | $153,000 | 7,619 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $76,000 | 7,655 |
| Pre-tax net operating income | $280,000 | 5,171 |
| Securities gains (losses) | $12,000 | 950 |
| Applicable income taxes | $22,000 | 5,594 |
| Income before extraordinary items | $270,000 | 4,663 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $270,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,512 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $258,960 | 4,740 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 6,710 |
| Total interest expense | $972,000 | 5,749 |
| Net interest income | $1,728,000 | 7,006 |
| Provision for loan and lease losses | $113,000 | 4,813 |
| Total noninterest income | $166,000 | 7,462 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $57,000 | 7,178 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $109,000 | 6,276 |
| Total noninterest expense | $923,000 | 7,945 |
| Salaries and employee benefits | $573,000 | 7,759 |
| Premises and equipment expense | $72,000 | 8,322 |
| Additional noninterest expense | $278,000 | 7,829 |
| Pre-tax net operating income | $858,000 | 5,625 |
| Securities gains (losses) | $28,000 | 2,163 |
| Applicable income taxes | $57,000 | 5,970 |
| Income before extraordinary items | $829,000 | 5,179 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $829,000 | 5,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,425 |
| Cash dividends | $510,000 | 3,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $802,680 | 5,187 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 6,846 |
| Total interest expense | $698,000 | 5,837 |
| Net interest income | $1,233,000 | 7,138 |
| Provision for loan and lease losses | $83,000 | 4,677 |
| Total noninterest income | $131,000 | 7,425 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $43,000 | 7,213 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 6,162 |
| Total noninterest expense | $669,000 | 7,984 |
| Salaries and employee benefits | $433,000 | 7,699 |
| Premises and equipment expense | $55,000 | 8,312 |
| Additional noninterest expense | $181,000 | 8,041 |
| Pre-tax net operating income | $612,000 | 5,852 |
| Securities gains (losses) | $22,000 | 2,247 |
| Applicable income taxes | $48,000 | 5,989 |
| Income before extraordinary items | $586,000 | 5,426 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $586,000 | 5,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,626 |
| Cash dividends | $177,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $565,760 | 5,447 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 7,054 |
| Total interest expense | $433,000 | 6,060 |
| Net interest income | $759,000 | 7,345 |
| Provision for loan and lease losses | $27,000 | 5,578 |
| Total noninterest income | $89,000 | 7,433 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $29,000 | 7,223 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $437,000 | 8,081 |
| Salaries and employee benefits | $290,000 | 7,752 |
| Premises and equipment expense | $37,000 | 8,342 |
| Additional noninterest expense | $110,000 | 8,227 |
| Pre-tax net operating income | $384,000 | 5,953 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $25,000 | 6,158 |
| Income before extraordinary items | $359,000 | 5,603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $359,000 | 5,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,589 |
| Cash dividends | $118,000 | 4,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $359,000 | 5,518 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $581,000 | 7,166 |
| Total interest expense | $216,000 | 6,137 |
| Net interest income | $365,000 | 7,462 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $43,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $29,000 | 6,170 |
| Total noninterest expense | $221,000 | 8,092 |
| Salaries and employee benefits | $149,000 | 7,720 |
| Premises and equipment expense | $19,000 | 8,322 |
| Additional noninterest expense | $53,000 | 8,333 |
| Pre-tax net operating income | $177,000 | 6,099 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $10,000 | 6,242 |
| Income before extraordinary items | $167,000 | 5,759 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $167,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,733 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $167,000 | 5,634 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 6,885 |
| Total interest expense | $1,073,000 | 5,918 |
| Net interest income | $1,580,000 | 7,234 |
| Provision for loan and lease losses | $80,000 | 5,625 |
| Total noninterest income | $183,000 | 7,490 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $60,000 | 7,265 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $123,000 | 6,176 |
| Total noninterest expense | $878,000 | 8,127 |
| Salaries and employee benefits | $561,000 | 7,861 |
| Premises and equipment expense | $62,000 | 8,594 |
| Additional noninterest expense | $255,000 | 8,069 |
| Pre-tax net operating income | $805,000 | 5,689 |
| Securities gains (losses) | $11,000 | 3,560 |
| Applicable income taxes | $65,000 | 6,099 |
| Income before extraordinary items | $751,000 | 5,394 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $751,000 | 5,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,791 |
| Cash dividends | $490,000 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $740,880 | 5,289 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 6,932 |
| Total interest expense | $836,000 | 5,941 |
| Net interest income | $1,179,000 | 7,312 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $136,000 | 7,555 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $45,000 | 7,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $91,000 | 6,249 |
| Total noninterest expense | $668,000 | 8,091 |
| Salaries and employee benefits | $424,000 | 7,803 |
| Premises and equipment expense | $45,000 | 8,649 |
| Additional noninterest expense | $199,000 | 7,998 |
| Pre-tax net operating income | $602,000 | 5,870 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $45,000 | 6,297 |
| Income before extraordinary items | $559,000 | 5,583 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $559,000 | 5,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,826 |
| Cash dividends | $177,000 | 4,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $557,140 | 5,405 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 7,065 |
| Total interest expense | $572,000 | 5,976 |
| Net interest income | $728,000 | 7,505 |
| Provision for loan and lease losses | $24,000 | 6,151 |
| Total noninterest income | $87,000 | 7,636 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $30,000 | 7,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $57,000 | 6,331 |
| Total noninterest expense | $453,000 | 8,091 |
| Salaries and employee benefits | $284,000 | 7,822 |
| Premises and equipment expense | $30,000 | 8,671 |
| Additional noninterest expense | $139,000 | 7,931 |
| Pre-tax net operating income | $338,000 | 6,252 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $24,000 | 6,488 |
| Income before extraordinary items | $316,000 | 5,990 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $316,000 | 5,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,544 |
| Cash dividends | $118,000 | 4,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $314,140 | 5,793 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $653,000 | 7,094 |
| Total interest expense | $292,000 | 6,017 |
| Net interest income | $361,000 | 7,533 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $44,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $244,000 | 7,985 |
| Salaries and employee benefits | $145,000 | 7,801 |
| Premises and equipment expense | $16,000 | 8,615 |
| Additional noninterest expense | $83,000 | 7,586 |
| Pre-tax net operating income | $153,000 | 6,427 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $143,000 | 6,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $142,070 | 5,959 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 6,772 |
| Total interest expense | $1,381,000 | 5,978 |
| Net interest income | $1,703,000 | 7,111 |
| Provision for loan and lease losses | $69,000 | 6,326 |
| Total noninterest income | $184,000 | 7,477 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $66,000 | 7,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $118,000 | 6,097 |
| Total noninterest expense | $842,000 | 8,263 |
| Salaries and employee benefits | $540,000 | 7,968 |
| Premises and equipment expense | $62,000 | 8,726 |
| Additional noninterest expense | $240,000 | 8,247 |
| Pre-tax net operating income | $976,000 | 5,267 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $71,000 | 6,269 |
| Income before extraordinary items | $905,000 | 4,872 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $905,000 | 4,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,572 |
| Cash dividends | $525,000 | 3,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $905,000 | 4,743 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,106,000 | 7,150 |
| Total interest expense | $1,750,000 | 6,510 |
| Net interest income | $1,356,000 | 7,586 |
| Provision for loan and lease losses | $98,000 | 5,658 |
| Total noninterest income | $217,000 | 7,151 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $69,000 | 7,188 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $148,000 | 5,569 |
| Total noninterest expense | $814,000 | 8,424 |
| Salaries and employee benefits | $520,000 | 8,074 |
| Premises and equipment expense | $66,000 | 8,862 |
| Additional noninterest expense | $228,000 | 8,431 |
| Pre-tax net operating income | $661,000 | 5,947 |
| Securities gains (losses) | $242,000 | 1,045 |
| Applicable income taxes | $80,000 | 6,264 |
| Income before extraordinary items | $823,000 | 4,799 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $823,000 | 4,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,057 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $602,780 | 5,481 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,148,000 | 7,261 |
| Total interest expense | $1,770,000 | 6,657 |
| Net interest income | $1,378,000 | 7,693 |
| Provision for loan and lease losses | $142,000 | 4,519 |
| Total noninterest income | $213,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,553 |
| Total noninterest expense | $728,000 | 8,753 |
| Salaries and employee benefits | $513,000 | 8,185 |
| Premises and equipment expense | $-16,000 | 9,896 |
| Additional noninterest expense | $231,000 | 8,494 |
| Pre-tax net operating income | $721,000 | 6,150 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $58,000 | 7,112 |
| Income before extraordinary items | $663,000 | 5,562 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $663,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,296 |
| Cash dividends | $440,000 | 3,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $663,000 | 5,571 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 7,775 |
| Total interest expense | $1,346,000 | 7,309 |
| Net interest income | $1,275,000 | 8,041 |
| Provision for loan and lease losses | $77,000 | 5,736 |
| Total noninterest income | $182,000 | 7,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 7,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,198 |
| Total noninterest expense | $725,000 | 8,959 |
| Salaries and employee benefits | $499,000 | 8,344 |
| Premises and equipment expense | $-15,000 | 10,216 |
| Additional noninterest expense | $241,000 | 8,649 |
| Pre-tax net operating income | $655,000 | 6,493 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $182,000 | 5,901 |
| Income before extraordinary items | $477,000 | 6,563 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $477,000 | 6,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $250,000 | 4,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $474,120 | 6,549 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 8,235 |
| Total interest expense | $1,218,000 | 7,859 |
| Net interest income | $1,155,000 | 8,437 |
| Provision for loan and lease losses | $124,000 | 4,562 |
| Total noninterest income | $190,000 | 7,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,276 |
| Total noninterest expense | $678,000 | 9,169 |
| Salaries and employee benefits | $454,000 | 8,633 |
| Premises and equipment expense | $10,000 | 10,394 |
| Additional noninterest expense | $214,000 | 8,972 |
| Pre-tax net operating income | $543,000 | 7,180 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $150,000 | 6,830 |
| Income before extraordinary items | $394,000 | 7,257 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $394,000 | 7,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,285 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $393,280 | 7,172 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 8,635 |
| Total interest expense | $1,150,000 | 8,256 |
| Net interest income | $1,150,000 | 8,805 |
| Provision for loan and lease losses | $74,000 | 5,820 |
| Total noninterest income | $195,000 | 7,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 7,917 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,144 |
| Total noninterest expense | $739,000 | 9,268 |
| Salaries and employee benefits | $462,000 | 8,870 |
| Premises and equipment expense | $33,000 | 10,570 |
| Additional noninterest expense | $244,000 | 8,915 |
| Pre-tax net operating income | $532,000 | 7,751 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $178,000 | 7,207 |
| Income before extraordinary items | $359,000 | 7,921 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $359,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,402 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $355,650 | 7,899 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 8,565 |
| Total interest expense | $1,161,000 | 8,493 |
| Net interest income | $1,441,000 | 8,408 |
| Provision for loan and lease losses | $412,000 | 2,037 |
| Total noninterest income | $217,000 | 7,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,132 |
| Total noninterest expense | $740,000 | 9,675 |
| Salaries and employee benefits | $487,000 | 8,981 |
| Premises and equipment expense | $36,000 | 11,014 |
| Additional noninterest expense | $217,000 | 9,742 |
| Pre-tax net operating income | $506,000 | 7,902 |
| Securities gains (losses) | $26,000 | 1,793 |
| Applicable income taxes | $151,000 | 7,854 |
| Income before extraordinary items | $381,000 | 7,785 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $381,000 | 7,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 1,766 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $362,280 | 7,849 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 9,213 |
| Total interest expense | $1,148,000 | 8,763 |
| Net interest income | $1,184,000 | 9,377 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $195,000 | 8,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,051 |
| Total noninterest expense | $722,000 | 10,100 |
| Salaries and employee benefits | $469,000 | 9,368 |
| Premises and equipment expense | $39,000 | 11,410 |
| Additional noninterest expense | $214,000 | 10,254 |
| Pre-tax net operating income | $633,000 | 7,690 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $201,000 | 7,387 |
| Income before extraordinary items | $436,000 | 7,769 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $436,000 | 7,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $433,280 | 7,753 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 9,526 |
| Total interest expense | $864,000 | 9,292 |
| Net interest income | $1,283,000 | 9,514 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $201,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,953 |
| Total noninterest expense | $753,000 | 10,451 |
| Salaries and employee benefits | $437,000 | 9,946 |
| Premises and equipment expense | $25,000 | 12,337 |
| Additional noninterest expense | $291,000 | 10,061 |
| Pre-tax net operating income | $731,000 | 7,236 |
| Securities gains (losses) | $-15,000 | 10,127 |
| Applicable income taxes | $240,000 | 6,686 |
| Income before extraordinary items | $476,000 | 7,485 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $476,000 | 7,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $485,900 | 7,463 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 10,116 |
| Total interest expense | $857,000 | 9,755 |
| Net interest income | $1,173,000 | 10,153 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $215,000 | 8,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,809 |
| Total noninterest expense | $689,000 | 11,219 |
| Salaries and employee benefits | $411,000 | 10,523 |
| Premises and equipment expense | $33,000 | 12,758 |
| Additional noninterest expense | $245,000 | 11,144 |
| Pre-tax net operating income | $699,000 | 7,371 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $189,000 | 7,831 |
| Income before extraordinary items | $536,000 | 7,262 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $536,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $516,760 | 7,176 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 10,578 |
| Total interest expense | $1,070,000 | 10,096 |
| Net interest income | $1,085,000 | 10,754 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $194,000 | 9,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,335 |
| Total noninterest expense | $722,000 | 11,401 |
| Salaries and employee benefits | $400,000 | 10,864 |
| Premises and equipment expense | $19,000 | 13,693 |
| Additional noninterest expense | $303,000 | 10,782 |
| Pre-tax net operating income | $557,000 | 8,015 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $199,000 | 7,581 |
| Income before extraordinary items | $363,000 | 8,584 |
| Extraordinary gains, net | $9,000 | 1,353 |
| Net income | $372,000 | 8,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 6,088 |
| Cash dividends | $92,000 | 6,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $359,750 | 8,255 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.