Home > The National Bank of Fredericksburg > Assets and Liabilities
The National Bank of Fredericksburg, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 94 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $484,710,000 | 1,384 |
| Cash and due from depository institutions | $7,964,000 | 1,861 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $68,750,000 | 1,696 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $389,859,000 | 1,191 |
| Loan loss allowance | $3,565,000 | 1,508 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,072,000 | 1,770 |
| Other real estate owned | $354,000 | 1,861 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $10,711,000 | 1,666 |
| Life insurance assets | $2,266,000 | 2,111 |
| Total liabilities and capital | $484,710,000 | 1,384 |
| Total liabilities | $443,343,000 | 1,356 |
| Total deposits | $385,728,000 | 1,380 |
| Interest-bearing deposits | $275,043,000 | 1,710 |
| Deposits held in domestic offices | $385,728,000 | 1,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,722,000 | 496 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $7,000,000 | 166 |
| All other liabilities | $4,893,000 | 1,171 |
| Total equity capital | $41,367,000 | 1,650 |
| Total bank equity capital | $41,367,000 | 1,650 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $880,000 | 3,269 |
| Surplus | $1,325,000 | 6,321 |
| Undivided profits | $39,162,000 | 933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 4,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,943,000 | 2,165 |
| Earning assets | $458,609,000 | 1,330 |
| Long-term assets (5+ years) | $77,993,000 | 1,355 |
| Average Assets, year-to-date | $484,841,670 | 1,358 |
| Average Assets, quarterly | $483,948,500 | 1,378 |
| Volatile liabilities | $111,895,000 | 1,254 |
| Insider loans | $13,671,000 | 500 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $128,275,000 | 861 |
| Tier 1 (core) risk-based capital | $42,884,000 | 1,508 |
| Tier 2 risk-based capital | $10,925,000 | 532 |
| Total risk weighted assets | $434,474,000 | 1,140 |
| Total unused commitments | $128,275,000 | 861 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 97 | 1,786 |
| Assets and Liabilities | ||
| Total Assets: | $483,187,000 | 1,377 |
| Cash and due from depository institutions | $8,575,000 | 1,786 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $73,224,000 | 1,620 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $383,861,000 | 1,195 |
| Loan loss allowance | $3,476,000 | 1,534 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,163,000 | 1,724 |
| Other real estate owned | $0 | 1,786 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $10,364,000 | 1,669 |
| Life insurance assets | $2,329,000 | 2,066 |
| Total liabilities and capital | $483,187,000 | 1,377 |
| Total liabilities | $443,683,000 | 1,344 |
| Total deposits | $407,137,000 | 1,280 |
| Interest-bearing deposits | $280,253,000 | 1,668 |
| Deposits held in domestic offices | $407,137,000 | 1,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,810,000 | 702 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $7,000,000 | 163 |
| All other liabilities | $4,736,000 | 1,206 |
| Total equity capital | $39,504,000 | 1,727 |
| Total bank equity capital | $39,504,000 | 1,727 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $880,000 | 3,264 |
| Surplus | $1,325,000 | 6,325 |
| Undivided profits | $37,299,000 | 1,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $300,000 | 4,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,817,000 | 2,246 |
| Earning assets | $457,085,000 | 1,333 |
| Long-term assets (5+ years) | $76,115,000 | 1,364 |
| Average Assets, year-to-date | $484,907,500 | 1,365 |
| Average Assets, quarterly | $484,907,500 | 1,365 |
| Volatile liabilities | $91,171,000 | 1,487 |
| Insider loans | $21,114,000 | 270 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $132,233,000 | 837 |
| Tier 1 (core) risk-based capital | $40,641,000 | 1,578 |
| Tier 2 risk-based capital | $10,846,000 | 522 |
| Total risk weighted assets | $427,438,000 | 1,137 |
| Total unused commitments | $132,233,000 | 837 |
| Derivatives | $205,000 | 1,003 |
| 2006-12-31 | Rank | |
| # of Employees: | 97 | 1,784 |
| Assets and Liabilities | ||
| Total Assets: | $486,628,000 | 1,352 |
| Cash and due from depository institutions | $10,403,000 | 1,784 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $80,195,000 | 1,518 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $377,646,000 | 1,201 |
| Loan loss allowance | $3,496,000 | 1,499 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,199,000 | 1,681 |
| Other real estate owned | $0 | 1,784 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,185,000 | 1,572 |
| Life insurance assets | $2,170,000 | 2,121 |
| Total liabilities and capital | $486,628,000 | 1,352 |
| Total liabilities | $447,509,000 | 1,321 |
| Total deposits | $411,085,000 | 1,249 |
| Interest-bearing deposits | $290,256,000 | 1,587 |
| Deposits held in domestic offices | $411,085,000 | 1,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,806,000 | 708 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $7,000,000 | 163 |
| All other liabilities | $3,618,000 | 1,498 |
| Total equity capital | $39,119,000 | 1,704 |
| Total bank equity capital | $39,119,000 | 1,704 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $880,000 | 3,261 |
| Surplus | $1,325,000 | 6,317 |
| Undivided profits | $36,914,000 | 986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 5,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,617,000 | 1,546 |
| Earning assets | $457,841,000 | 1,312 |
| Long-term assets (5+ years) | $89,809,000 | 1,188 |
| Average Assets, year-to-date | $471,809,000 | 1,331 |
| Average Assets, quarterly | $483,163,500 | 1,342 |
| Volatile liabilities | $98,644,000 | 1,523 |
| Insider loans | $30,024,000 | 180 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $131,016,000 | 825 |
| Tier 1 (core) risk-based capital | $40,168,000 | 1,573 |
| Tier 2 risk-based capital | $10,816,000 | 520 |
| Total risk weighted assets | $405,635,000 | 1,171 |
| Total unused commitments | $131,016,000 | 825 |
| Derivatives | $229,000 | 960 |
| 2006-09-30 | Rank | |
| # of Employees: | 100 | 1,743 |
| Assets and Liabilities | ||
| Total Assets: | $479,699,000 | 1,360 |
| Cash and due from depository institutions | $7,377,000 | 1,743 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $86,273,000 | 1,418 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $368,157,000 | 1,231 |
| Loan loss allowance | $3,544,000 | 1,483 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,123,000 | 1,656 |
| Other real estate owned | $0 | 1,743 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $10,769,000 | 1,622 |
| Life insurance assets | $2,146,000 | 2,097 |
| Total liabilities and capital | $479,699,000 | 1,360 |
| Total liabilities | $441,506,000 | 1,330 |
| Total deposits | $399,966,000 | 1,267 |
| Interest-bearing deposits | $281,607,000 | 1,603 |
| Deposits held in domestic offices | $399,966,000 | 1,263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,967,000 | 621 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $7,000,000 | 168 |
| All other liabilities | $3,573,000 | 1,484 |
| Total equity capital | $38,193,000 | 1,724 |
| Total bank equity capital | $38,193,000 | 1,724 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $880,000 | 3,281 |
| Surplus | $1,325,000 | 6,340 |
| Undivided profits | $35,988,000 | 1,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 5,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,001 |
| Income earned, not collected on loans | $2,549,000 | 1,582 |
| Earning assets | $454,430,000 | 1,312 |
| Long-term assets (5+ years) | $80,966,000 | 1,271 |
| Average Assets, year-to-date | $468,104,250 | 1,350 |
| Average Assets, quarterly | $477,252,500 | 1,353 |
| Volatile liabilities | $103,462,000 | 1,442 |
| Insider loans | $30,709,000 | 179 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $123,792,000 | 885 |
| Tier 1 (core) risk-based capital | $39,402,000 | 1,607 |
| Tier 2 risk-based capital | $10,859,000 | 521 |
| Total risk weighted assets | $395,730,000 | 1,195 |
| Total unused commitments | $123,792,000 | 886 |
| Derivatives | $237,000 | 963 |
| 2006-06-30 | Rank | |
| # of Employees: | 102 | 1,717 |
| Assets and Liabilities | ||
| Total Assets: | $474,806,000 | 1,359 |
| Cash and due from depository institutions | $8,874,000 | 1,717 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $93,490,000 | 1,308 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $354,155,000 | 1,262 |
| Loan loss allowance | $3,567,000 | 1,445 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,162,000 | 1,615 |
| Other real estate owned | $0 | 1,717 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $11,125,000 | 1,582 |
| Life insurance assets | $2,120,000 | 2,068 |
| Total liabilities and capital | $474,806,000 | 1,359 |
| Total liabilities | $437,916,000 | 1,335 |
| Total deposits | $383,241,000 | 1,310 |
| Interest-bearing deposits | $253,079,000 | 1,750 |
| Deposits held in domestic offices | $383,241,000 | 1,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,560,000 | 510 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $7,000,000 | 163 |
| All other liabilities | $3,115,000 | 1,533 |
| Total equity capital | $36,890,000 | 1,729 |
| Total bank equity capital | $36,890,000 | 1,729 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $880,000 | 3,278 |
| Surplus | $1,325,000 | 6,339 |
| Undivided profits | $34,685,000 | 999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 5,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,002 |
| Income earned, not collected on loans | $2,352,000 | 1,544 |
| Earning assets | $447,645,000 | 1,319 |
| Long-term assets (5+ years) | $78,532,000 | 1,299 |
| Average Assets, year-to-date | $464,239,330 | 1,367 |
| Average Assets, quarterly | $468,406,500 | 1,361 |
| Volatile liabilities | $94,898,000 | 1,542 |
| Insider loans | $28,941,000 | 180 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $119,686,000 | 912 |
| Tier 1 (core) risk-based capital | $38,737,000 | 1,598 |
| Tier 2 risk-based capital | $10,755,000 | 515 |
| Total risk weighted assets | $384,705,000 | 1,212 |
| Total unused commitments | $119,686,000 | 912 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 102 | 1,697 |
| Assets and Liabilities | ||
| Total Assets: | $462,007,000 | 1,374 |
| Cash and due from depository institutions | $9,707,000 | 1,697 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $100,352,000 | 1,253 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $334,020,000 | 1,294 |
| Loan loss allowance | $3,885,000 | 1,301 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,231,000 | 1,576 |
| Other real estate owned | $0 | 1,697 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $10,697,000 | 1,586 |
| Life insurance assets | $2,090,000 | 2,052 |
| Total liabilities and capital | $462,007,000 | 1,374 |
| Total liabilities | $425,951,000 | 1,339 |
| Total deposits | $376,129,000 | 1,324 |
| Interest-bearing deposits | $254,319,000 | 1,723 |
| Deposits held in domestic offices | $376,129,000 | 1,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,859,000 | 529 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $7,000,000 | 160 |
| All other liabilities | $3,963,000 | 1,250 |
| Total equity capital | $36,056,000 | 1,742 |
| Total bank equity capital | $36,056,000 | 1,742 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $880,000 | 3,265 |
| Surplus | $1,324,000 | 6,308 |
| Undivided profits | $33,852,000 | 1,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 5,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,004 |
| Income earned, not collected on loans | $2,281,000 | 1,493 |
| Earning assets | $434,372,000 | 1,335 |
| Long-term assets (5+ years) | $69,001,000 | 1,413 |
| Average Assets, year-to-date | $458,956,000 | 1,375 |
| Average Assets, quarterly | $458,956,000 | 1,375 |
| Volatile liabilities | $83,766,000 | 1,634 |
| Insider loans | $28,327,000 | 179 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $119,304,000 | 892 |
| Tier 1 (core) risk-based capital | $37,762,000 | 1,598 |
| Tier 2 risk-based capital | $11,084,000 | 490 |
| Total risk weighted assets | $370,932,000 | 1,227 |
| Total unused commitments | $119,304,000 | 892 |
| Derivatives | $28,000 | 984 |
| 2005-12-31 | Rank | |
| # of Employees: | 102 | 1,695 |
| Assets and Liabilities | ||
| Total Assets: | $455,905,000 | 1,385 |
| Cash and due from depository institutions | $8,970,000 | 1,695 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $108,800,000 | 1,152 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $320,428,000 | 1,329 |
| Loan loss allowance | $4,088,000 | 1,223 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,298,000 | 1,536 |
| Other real estate owned | $0 | 1,695 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,409,000 | 1,617 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $455,905,000 | 1,385 |
| Total liabilities | $420,264,000 | 1,345 |
| Total deposits | $369,415,000 | 1,338 |
| Interest-bearing deposits | $246,311,000 | 1,747 |
| Deposits held in domestic offices | $369,415,000 | 1,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,942,000 | 522 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $7,000,000 | 160 |
| All other liabilities | $2,907,000 | 1,582 |
| Total equity capital | $35,641,000 | 1,735 |
| Total bank equity capital | $35,641,000 | 1,735 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $880,000 | 3,274 |
| Surplus | $1,324,000 | 6,317 |
| Undivided profits | $33,437,000 | 1,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $199,000 | 5,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,163,000 | 1,603 |
| Earning assets | $429,228,000 | 1,343 |
| Long-term assets (5+ years) | $69,590,000 | 1,380 |
| Average Assets, year-to-date | $437,766,800 | 1,367 |
| Average Assets, quarterly | $451,400,500 | 1,380 |
| Volatile liabilities | $70,409,000 | 1,859 |
| Insider loans | $28,018,000 | 178 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $112,474,000 | 921 |
| Tier 1 (core) risk-based capital | $37,081,000 | 1,587 |
| Tier 2 risk-based capital | $11,088,000 | 479 |
| Total risk weighted assets | $353,718,000 | 1,271 |
| Total unused commitments | $112,474,000 | 921 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 102 | 1,681 |
| Assets and Liabilities | ||
| Total Assets: | $446,896,000 | 1,375 |
| Cash and due from depository institutions | $7,647,000 | 1,681 |
| Interest-bearing balances | $1,000 | 6,781 |
| Securities | $115,888,000 | 1,067 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $305,999,000 | 1,369 |
| Loan loss allowance | $4,104,000 | 1,181 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,373,000 | 1,477 |
| Other real estate owned | $0 | 1,681 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $9,989,000 | 1,626 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $446,896,000 | 1,375 |
| Total liabilities | $411,769,000 | 1,338 |
| Total deposits | $380,654,000 | 1,246 |
| Interest-bearing deposits | $254,678,000 | 1,643 |
| Deposits held in domestic offices | $380,654,000 | 1,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,540,000 | 732 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $7,000,000 | 154 |
| All other liabilities | $2,575,000 | 1,695 |
| Total equity capital | $35,127,000 | 1,734 |
| Total bank equity capital | $35,127,000 | 1,734 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $880,000 | 3,256 |
| Surplus | $1,324,000 | 6,302 |
| Undivided profits | $32,923,000 | 1,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 5,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,059,000 | 1,618 |
| Earning assets | $421,888,000 | 1,331 |
| Long-term assets (5+ years) | $70,595,000 | 1,349 |
| Average Assets, year-to-date | $433,232,250 | 1,367 |
| Average Assets, quarterly | $437,691,000 | 1,388 |
| Volatile liabilities | $51,040,000 | 2,346 |
| Insider loans | $21,054,000 | 240 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $94,405,000 | 1,034 |
| Tier 1 (core) risk-based capital | $36,275,000 | 1,584 |
| Tier 2 risk-based capital | $11,104,000 | 473 |
| Total risk weighted assets | $334,306,000 | 1,318 |
| Total unused commitments | $94,405,000 | 1,037 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 101 | 1,706 |
| Assets and Liabilities | ||
| Total Assets: | $428,486,000 | 1,398 |
| Cash and due from depository institutions | $10,182,000 | 1,706 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $111,622,000 | 1,116 |
| Federal funds sold & reverse repurchase agreements | $703,000 | 4,684 |
| Net loans & leases | $291,340,000 | 1,408 |
| Loan loss allowance | $4,106,000 | 1,167 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,151,000 | 1,488 |
| Other real estate owned | $0 | 1,706 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $7,488,000 | 2,000 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $428,486,000 | 1,398 |
| Total liabilities | $393,468,000 | 1,374 |
| Total deposits | $358,563,000 | 1,303 |
| Interest-bearing deposits | $241,258,000 | 1,697 |
| Deposits held in domestic offices | $358,563,000 | 1,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,908,000 | 682 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $7,000,000 | 149 |
| All other liabilities | $2,997,000 | 1,428 |
| Total equity capital | $35,018,000 | 1,702 |
| Total bank equity capital | $35,018,000 | 1,702 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $880,000 | 3,240 |
| Surplus | $1,324,000 | 6,281 |
| Undivided profits | $32,814,000 | 1,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,967,000 | 1,550 |
| Earning assets | $403,665,000 | 1,354 |
| Long-term assets (5+ years) | $64,088,000 | 1,476 |
| Average Assets, year-to-date | $428,677,670 | 1,364 |
| Average Assets, quarterly | $427,508,000 | 1,383 |
| Volatile liabilities | $53,837,000 | 2,140 |
| Insider loans | $21,039,000 | 226 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $94,500,000 | 997 |
| Tier 1 (core) risk-based capital | $35,560,000 | 1,566 |
| Tier 2 risk-based capital | $10,953,000 | 474 |
| Total risk weighted assets | $315,910,000 | 1,365 |
| Total unused commitments | $94,500,000 | 998 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 102 | 1,673 |
| Assets and Liabilities | ||
| Total Assets: | $426,530,000 | 1,388 |
| Cash and due from depository institutions | $7,277,000 | 1,673 |
| Interest-bearing balances | $1,000 | 6,790 |
| Securities | $116,734,000 | 1,092 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $287,807,000 | 1,381 |
| Loan loss allowance | $3,675,000 | 1,309 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,229,000 | 1,450 |
| Other real estate owned | $0 | 1,673 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,483,000 | 1,975 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $426,530,000 | 1,388 |
| Total liabilities | $392,737,000 | 1,359 |
| Total deposits | $354,554,000 | 1,310 |
| Interest-bearing deposits | $244,591,000 | 1,648 |
| Deposits held in domestic offices | $354,554,000 | 1,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,880,000 | 616 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $7,000,000 | 150 |
| All other liabilities | $3,303,000 | 1,317 |
| Total equity capital | $33,793,000 | 1,714 |
| Total bank equity capital | $33,793,000 | 1,714 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $880,000 | 3,250 |
| Surplus | $1,324,000 | 6,307 |
| Undivided profits | $31,589,000 | 1,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,004,000 | 1,461 |
| Earning assets | $404,542,000 | 1,341 |
| Long-term assets (5+ years) | $70,001,000 | 1,404 |
| Average Assets, year-to-date | $428,773,500 | 1,362 |
| Average Assets, quarterly | $428,773,500 | 1,362 |
| Volatile liabilities | $58,471,000 | 1,923 |
| Insider loans | $20,274,000 | 228 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $89,370,000 | 1,032 |
| Tier 1 (core) risk-based capital | $34,790,000 | 1,568 |
| Tier 2 risk-based capital | $10,675,000 | 480 |
| Total risk weighted assets | $313,934,000 | 1,334 |
| Total unused commitments | $89,370,000 | 1,032 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 101 | 1,686 |
| Assets and Liabilities | ||
| Total Assets: | $431,017,000 | 1,360 |
| Cash and due from depository institutions | $9,043,000 | 1,686 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $125,290,000 | 1,022 |
| Federal funds sold & reverse repurchase agreements | $4,787,000 | 2,326 |
| Net loans & leases | $277,441,000 | 1,429 |
| Loan loss allowance | $3,689,000 | 1,272 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,302,000 | 1,418 |
| Other real estate owned | $0 | 1,686 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,154,000 | 2,019 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $431,017,000 | 1,360 |
| Total liabilities | $396,852,000 | 1,329 |
| Total deposits | $364,909,000 | 1,251 |
| Interest-bearing deposits | $231,995,000 | 1,719 |
| Deposits held in domestic offices | $364,909,000 | 1,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,307,000 | 714 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $7,000,000 | 155 |
| All other liabilities | $2,636,000 | 1,530 |
| Total equity capital | $34,165,000 | 1,693 |
| Total bank equity capital | $34,165,000 | 1,693 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $880,000 | 3,249 |
| Surplus | $1,324,000 | 6,309 |
| Undivided profits | $31,961,000 | 1,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 6,846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,986,000 | 1,445 |
| Earning assets | $407,518,000 | 1,320 |
| Long-term assets (5+ years) | $74,119,000 | 1,354 |
| Average Assets, year-to-date | $399,574,000 | 1,413 |
| Average Assets, quarterly | $417,324,500 | 1,399 |
| Volatile liabilities | $49,534,000 | 2,135 |
| Insider loans | $23,068,000 | 189 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $94,887,000 | 954 |
| Tier 1 (core) risk-based capital | $34,153,000 | 1,569 |
| Tier 2 risk-based capital | $10,689,000 | 492 |
| Total risk weighted assets | $305,234,000 | 1,357 |
| Total unused commitments | $94,887,000 | 954 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 100 | 1,702 |
| Assets and Liabilities | ||
| Total Assets: | $403,632,000 | 1,444 |
| Cash and due from depository institutions | $6,499,000 | 1,702 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $121,935,000 | 1,043 |
| Federal funds sold & reverse repurchase agreements | $4,943,000 | 2,128 |
| Net loans & leases | $256,072,000 | 1,500 |
| Loan loss allowance | $3,708,000 | 1,273 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,385,000 | 1,356 |
| Other real estate owned | $0 | 1,702 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,798,000 | 2,058 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $403,632,000 | 1,444 |
| Total liabilities | $369,714,000 | 1,422 |
| Total deposits | $338,598,000 | 1,333 |
| Interest-bearing deposits | $218,572,000 | 1,784 |
| Deposits held in domestic offices | $338,598,000 | 1,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,856,000 | 723 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $7,000,000 | 158 |
| All other liabilities | $2,260,000 | 1,745 |
| Total equity capital | $33,918,000 | 1,680 |
| Total bank equity capital | $33,918,000 | 1,680 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $880,000 | 3,255 |
| Surplus | $1,324,000 | 6,294 |
| Undivided profits | $31,714,000 | 1,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 6,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,934,000 | 1,536 |
| Earning assets | $382,950,000 | 1,387 |
| Long-term assets (5+ years) | $73,983,000 | 1,390 |
| Average Assets, year-to-date | $391,713,250 | 1,438 |
| Average Assets, quarterly | $400,318,000 | 1,435 |
| Volatile liabilities | $46,556,000 | 2,229 |
| Insider loans | $23,099,000 | 195 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $88,174,000 | 1,022 |
| Tier 1 (core) risk-based capital | $33,501,000 | 1,579 |
| Tier 2 risk-based capital | $10,532,000 | 491 |
| Total risk weighted assets | $282,345,000 | 1,453 |
| Total unused commitments | $88,174,000 | 1,023 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 106 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $397,004,000 | 1,437 |
| Cash and due from depository institutions | $8,783,000 | 1,615 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $121,161,000 | 1,070 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $252,527,000 | 1,489 |
| Loan loss allowance | $3,686,000 | 1,252 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,363,000 | 1,336 |
| Other real estate owned | $0 | 1,615 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $7,170,000 | 1,974 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $397,004,000 | 1,437 |
| Total liabilities | $364,315,000 | 1,430 |
| Total deposits | $334,697,000 | 1,334 |
| Interest-bearing deposits | $211,586,000 | 1,819 |
| Deposits held in domestic offices | $334,697,000 | 1,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,334,000 | 731 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $7,000,000 | 167 |
| All other liabilities | $2,284,000 | 1,596 |
| Total equity capital | $32,689,000 | 1,665 |
| Total bank equity capital | $32,689,000 | 1,665 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $880,000 | 3,271 |
| Surplus | $1,324,000 | 6,308 |
| Undivided profits | $30,485,000 | 1,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 5,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,938,000 | 1,400 |
| Earning assets | $373,688,000 | 1,399 |
| Long-term assets (5+ years) | $77,039,000 | 1,367 |
| Average Assets, year-to-date | $387,740,330 | 1,446 |
| Average Assets, quarterly | $392,013,000 | 1,447 |
| Volatile liabilities | $45,118,000 | 2,237 |
| Insider loans | $18,337,000 | 246 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $84,577,000 | 1,027 |
| Tier 1 (core) risk-based capital | $32,938,000 | 1,570 |
| Tier 2 risk-based capital | $10,462,000 | 497 |
| Total risk weighted assets | $276,700,000 | 1,442 |
| Total unused commitments | $84,577,000 | 1,027 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 104 | 1,650 |
| Assets and Liabilities | ||
| Total Assets: | $387,022,000 | 1,461 |
| Cash and due from depository institutions | $8,746,000 | 1,650 |
| Interest-bearing balances | $136,000 | 4,988 |
| Securities | $122,067,000 | 1,069 |
| Federal funds sold & reverse repurchase agreements | $11,515,000 | 1,273 |
| Net loans & leases | $231,288,000 | 1,595 |
| Loan loss allowance | $3,651,000 | 1,265 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,378,000 | 1,307 |
| Other real estate owned | $0 | 1,650 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,028,000 | 2,145 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $387,022,000 | 1,461 |
| Total liabilities | $352,090,000 | 1,441 |
| Total deposits | $321,660,000 | 1,382 |
| Interest-bearing deposits | $210,099,000 | 1,846 |
| Deposits held in domestic offices | $321,660,000 | 1,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,987,000 | 721 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $7,000,000 | 168 |
| All other liabilities | $3,443,000 | 1,294 |
| Total equity capital | $34,932,000 | 1,591 |
| Total bank equity capital | $34,932,000 | 1,591 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $880,000 | 3,274 |
| Surplus | $1,324,000 | 6,311 |
| Undivided profits | $32,728,000 | 1,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 5,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,902,000 | 1,420 |
| Earning assets | $365,006,000 | 1,420 |
| Long-term assets (5+ years) | $77,417,000 | 1,320 |
| Average Assets, year-to-date | $383,108,500 | 1,465 |
| Average Assets, quarterly | $383,108,500 | 1,465 |
| Volatile liabilities | $46,363,000 | 2,096 |
| Insider loans | $18,062,000 | 239 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $85,223,000 | 990 |
| Tier 1 (core) risk-based capital | $33,008,000 | 1,552 |
| Tier 2 risk-based capital | $10,195,000 | 503 |
| Total risk weighted assets | $255,162,000 | 1,534 |
| Total unused commitments | $85,223,000 | 991 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 103 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $379,195,000 | 1,496 |
| Cash and due from depository institutions | $8,495,000 | 1,678 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $127,303,000 | 1,054 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $230,042,000 | 1,576 |
| Loan loss allowance | $3,616,000 | 1,276 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,289,000 | 1,318 |
| Other real estate owned | $0 | 1,678 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,066,000 | 2,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $379,195,000 | 1,496 |
| Total liabilities | $345,305,000 | 1,479 |
| Total deposits | $306,237,000 | 1,457 |
| Interest-bearing deposits | $205,037,000 | 1,877 |
| Deposits held in domestic offices | $306,237,000 | 1,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,540,000 | 602 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $7,000,000 | 172 |
| All other liabilities | $2,528,000 | 1,565 |
| Total equity capital | $33,890,000 | 1,614 |
| Total bank equity capital | $33,890,000 | 1,614 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $880,000 | 3,305 |
| Surplus | $1,324,000 | 6,317 |
| Undivided profits | $31,686,000 | 1,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $645,000 | 3,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,981,000 | 1,402 |
| Earning assets | $357,345,000 | 1,454 |
| Long-term assets (5+ years) | $78,870,000 | 1,331 |
| Average Assets, year-to-date | $356,149,400 | 1,534 |
| Average Assets, quarterly | $370,546,000 | 1,520 |
| Volatile liabilities | $55,217,000 | 1,800 |
| Insider loans | $19,146,000 | 224 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $80,862,000 | 1,004 |
| Tier 1 (core) risk-based capital | $32,481,000 | 1,564 |
| Tier 2 risk-based capital | $10,155,000 | 501 |
| Total risk weighted assets | $251,953,000 | 1,543 |
| Total unused commitments | $80,862,000 | 1,005 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 100 | 1,747 |
| Assets and Liabilities | ||
| Total Assets: | $361,897,000 | 1,568 |
| Cash and due from depository institutions | $8,335,000 | 1,747 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $124,578,000 | 1,077 |
| Federal funds sold & reverse repurchase agreements | $6,393,000 | 2,145 |
| Net loans & leases | $208,849,000 | 1,701 |
| Loan loss allowance | $3,585,000 | 1,305 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,369,000 | 1,289 |
| Other real estate owned | $0 | 1,747 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,373,000 | 2,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $361,897,000 | 1,568 |
| Total liabilities | $328,011,000 | 1,557 |
| Total deposits | $299,104,000 | 1,506 |
| Interest-bearing deposits | $200,328,000 | 1,934 |
| Deposits held in domestic offices | $299,104,000 | 1,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,065,000 | 755 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $7,000,000 | 169 |
| All other liabilities | $2,842,000 | 1,497 |
| Total equity capital | $33,886,000 | 1,615 |
| Total bank equity capital | $33,886,000 | 1,615 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $880,000 | 3,326 |
| Surplus | $1,324,000 | 6,330 |
| Undivided profits | $31,682,000 | 1,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $588,000 | 3,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,863,000 | 1,616 |
| Earning assets | $339,820,000 | 1,521 |
| Long-term assets (5+ years) | $81,488,000 | 1,296 |
| Average Assets, year-to-date | $350,388,000 | 1,575 |
| Average Assets, quarterly | $357,518,500 | 1,574 |
| Volatile liabilities | $43,005,000 | 2,181 |
| Insider loans | $12,603,000 | 368 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $78,339,000 | 1,044 |
| Tier 1 (core) risk-based capital | $31,897,000 | 1,611 |
| Tier 2 risk-based capital | $9,889,000 | 514 |
| Total risk weighted assets | $230,404,000 | 1,654 |
| Total unused commitments | $78,339,000 | 1,045 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 103 | 1,697 |
| Assets and Liabilities | ||
| Total Assets: | $353,140,000 | 1,586 |
| Cash and due from depository institutions | $9,377,000 | 1,697 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $119,239,000 | 1,097 |
| Federal funds sold & reverse repurchase agreements | $1,254,000 | 5,516 |
| Net loans & leases | $210,124,000 | 1,673 |
| Loan loss allowance | $3,518,000 | 1,300 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,437,000 | 1,247 |
| Other real estate owned | $0 | 1,697 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,709,000 | 2,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $353,140,000 | 1,586 |
| Total liabilities | $316,994,000 | 1,585 |
| Total deposits | $294,696,000 | 1,504 |
| Interest-bearing deposits | $200,034,000 | 1,921 |
| Deposits held in domestic offices | $294,696,000 | 1,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,286,000 | 718 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,012,000 | 1,476 |
| Total equity capital | $36,146,000 | 1,513 |
| Total bank equity capital | $36,146,000 | 1,513 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $880,000 | 3,328 |
| Surplus | $1,324,000 | 6,326 |
| Undivided profits | $33,942,000 | 965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $671,000 | 3,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,958,000 | 1,454 |
| Earning assets | $330,617,000 | 1,542 |
| Long-term assets (5+ years) | $82,246,000 | 1,224 |
| Average Assets, year-to-date | $346,551,670 | 1,577 |
| Average Assets, quarterly | $350,484,500 | 1,573 |
| Volatile liabilities | $42,473,000 | 2,143 |
| Insider loans | $12,484,000 | 366 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $73,385,000 | 1,075 |
| Tier 1 (core) risk-based capital | $33,448,000 | 1,506 |
| Tier 2 risk-based capital | $2,863,000 | 1,479 |
| Total risk weighted assets | $228,366,000 | 1,641 |
| Total unused commitments | $73,385,000 | 1,081 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 104 | 1,659 |
| Assets and Liabilities | ||
| Total Assets: | $347,829,000 | 1,576 |
| Cash and due from depository institutions | $8,132,000 | 1,659 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $117,722,000 | 1,092 |
| Federal funds sold & reverse repurchase agreements | $658,000 | 6,636 |
| Net loans & leases | $208,016,000 | 1,666 |
| Loan loss allowance | $3,448,000 | 1,304 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,408,000 | 1,239 |
| Other real estate owned | $0 | 1,659 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,893,000 | 2,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $347,829,000 | 1,576 |
| Total liabilities | $312,065,000 | 1,580 |
| Total deposits | $292,169,000 | 1,489 |
| Interest-bearing deposits | $203,150,000 | 1,873 |
| Deposits held in domestic offices | $292,169,000 | 1,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,992,000 | 775 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,904,000 | 1,222 |
| Total equity capital | $35,764,000 | 1,493 |
| Total bank equity capital | $35,764,000 | 1,493 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $880,000 | 3,346 |
| Surplus | $1,324,000 | 6,332 |
| Undivided profits | $33,560,000 | 950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,256,000 | 2,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,989,000 | 1,460 |
| Earning assets | $326,396,000 | 1,531 |
| Long-term assets (5+ years) | $74,338,000 | 1,289 |
| Average Assets, year-to-date | $343,257,500 | 1,576 |
| Average Assets, quarterly | $343,257,500 | 1,576 |
| Volatile liabilities | $39,422,000 | 2,239 |
| Insider loans | $9,161,000 | 527 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $71,082,000 | 1,075 |
| Tier 1 (core) risk-based capital | $33,018,000 | 1,504 |
| Tier 2 risk-based capital | $2,780,000 | 1,492 |
| Total risk weighted assets | $221,762,000 | 1,650 |
| Total unused commitments | $71,082,000 | 1,084 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 105 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $338,686,000 | 1,588 |
| Cash and due from depository institutions | $8,243,000 | 1,641 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $115,666,000 | 1,070 |
| Federal funds sold & reverse repurchase agreements | $464,000 | 6,467 |
| Net loans & leases | $200,805,000 | 1,711 |
| Loan loss allowance | $3,449,000 | 1,281 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,472,000 | 1,205 |
| Other real estate owned | $0 | 1,641 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,036,000 | 1,975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $338,686,000 | 1,588 |
| Total liabilities | $303,124,000 | 1,601 |
| Total deposits | $285,301,000 | 1,493 |
| Interest-bearing deposits | $198,246,000 | 1,873 |
| Deposits held in domestic offices | $285,301,000 | 1,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,418,000 | 849 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,405,000 | 1,350 |
| Total equity capital | $35,562,000 | 1,466 |
| Total bank equity capital | $35,562,000 | 1,466 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $880,000 | 3,343 |
| Surplus | $1,324,000 | 6,318 |
| Undivided profits | $33,358,000 | 927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,250,000 | 2,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,162,000 | 1,382 |
| Earning assets | $316,935,000 | 1,552 |
| Long-term assets (5+ years) | $57,107,000 | 1,565 |
| Average Assets, year-to-date | $319,316,800 | 1,596 |
| Average Assets, quarterly | $333,563,500 | 1,591 |
| Volatile liabilities | $36,216,000 | 2,408 |
| Insider loans | $8,159,000 | 600 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $71,052,000 | 1,034 |
| Tier 1 (core) risk-based capital | $32,634,000 | 1,490 |
| Tier 2 risk-based capital | $2,606,000 | 1,553 |
| Total risk weighted assets | $207,600,000 | 1,727 |
| Total unused commitments | $71,052,000 | 1,034 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 103 | 1,640 |
| Assets and Liabilities | ||
| Total Assets: | $305,688,000 | 1,665 |
| Cash and due from depository institutions | $9,100,000 | 1,640 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $94,384,000 | 1,208 |
| Federal funds sold & reverse repurchase agreements | $4,610,000 | 2,953 |
| Net loans & leases | $184,332,000 | 1,784 |
| Loan loss allowance | $3,500,000 | 1,179 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,831,000 | 1,099 |
| Other real estate owned | $0 | 1,640 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,431,000 | 2,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,688,000 | 1,665 |
| Total liabilities | $272,884,000 | 1,689 |
| Total deposits | $255,947,000 | 1,580 |
| Interest-bearing deposits | $177,441,000 | 1,998 |
| Deposits held in domestic offices | $255,947,000 | 1,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,488,000 | 882 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,449,000 | 1,717 |
| Total equity capital | $32,804,000 | 1,489 |
| Total bank equity capital | $32,804,000 | 1,489 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $880,000 | 3,401 |
| Surplus | $1,324,000 | 6,375 |
| Undivided profits | $30,600,000 | 922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,101,000 | 2,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,201,000 | 1,468 |
| Earning assets | $283,326,000 | 1,645 |
| Long-term assets (5+ years) | $41,769,000 | 1,956 |
| Average Assets, year-to-date | $284,883,400 | 1,691 |
| Average Assets, quarterly | $297,091,500 | 1,681 |
| Volatile liabilities | $34,255,000 | 2,428 |
| Insider loans | $6,970,000 | 664 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $58,774,000 | 1,119 |
| Tier 1 (core) risk-based capital | $30,988,000 | 1,484 |
| Tier 2 risk-based capital | $2,360,000 | 1,593 |
| Total risk weighted assets | $187,694,000 | 1,804 |
| Total unused commitments | $58,774,000 | 1,123 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 102 | 1,625 |
| Assets and Liabilities | ||
| Total Assets: | $270,637,000 | 1,782 |
| Cash and due from depository institutions | $7,597,000 | 1,625 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $84,509,000 | 1,337 |
| Federal funds sold & reverse repurchase agreements | $2,988,000 | 3,430 |
| Net loans & leases | $162,313,000 | 1,966 |
| Loan loss allowance | $3,251,000 | 1,219 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $8,138,000 | 1,016 |
| Other real estate owned | $475,000 | 1,625 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,617,000 | 1,944 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,637,000 | 1,782 |
| Total liabilities | $240,689,000 | 1,804 |
| Total deposits | $220,567,000 | 1,753 |
| Interest-bearing deposits | $159,777,000 | 2,125 |
| Deposits held in domestic offices | $220,567,000 | 1,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,500,000 | 792 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,622,000 | 1,649 |
| Total equity capital | $29,948,000 | 1,550 |
| Total bank equity capital | $29,948,000 | 1,550 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $880,000 | 3,494 |
| Surplus | $1,324,000 | 6,449 |
| Undivided profits | $27,744,000 | 967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,891,000 | 1,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $877,000 | 3,142 |
| Earning assets | $249,810,000 | 1,778 |
| Long-term assets (5+ years) | $37,805,000 | 1,998 |
| Average Assets, year-to-date | $269,078,400 | 1,701 |
| Average Assets, quarterly | $270,323,500 | 1,761 |
| Volatile liabilities | $31,907,000 | 2,534 |
| Insider loans | $8,102,000 | 550 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $60,108,000 | 1,015 |
| Tier 1 (core) risk-based capital | $29,424,000 | 1,500 |
| Tier 2 risk-based capital | $2,084,030 | 1,716 |
| Total risk weighted assets | $165,555,230 | 1,941 |
| Total unused commitments | $60,108,000 | 1,016 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 117 | 1,464 |
| Assets and Liabilities | ||
| Total Assets: | $269,874,000 | 1,754 |
| Cash and due from depository institutions | $8,557,000 | 1,464 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $91,527,000 | 1,242 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $156,894,000 | 1,910 |
| Loan loss allowance | $3,176,000 | 1,214 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,569,000 | 1,077 |
| Other real estate owned | $110,000 | 1,464 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,217,000 | 1,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,874,000 | 1,754 |
| Total liabilities | $242,634,000 | 1,765 |
| Total deposits | $228,234,000 | 1,647 |
| Interest-bearing deposits | $168,634,000 | 1,929 |
| Deposits held in domestic offices | $228,234,000 | 1,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,946,000 | 1,098 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,454,000 | 1,602 |
| Total equity capital | $27,240,000 | 1,622 |
| Total bank equity capital | $27,240,000 | 1,622 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $879,000 | 3,584 |
| Surplus | $1,325,000 | 6,551 |
| Undivided profits | $25,036,000 | 1,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,953,000 | 806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $729,000 | 3,245 |
| Earning assets | $248,421,000 | 1,740 |
| Long-term assets (5+ years) | $42,160,000 | 1,971 |
| Average Assets, year-to-date | $267,447,200 | 1,699 |
| Average Assets, quarterly | $269,578,000 | 1,740 |
| Volatile liabilities | $25,679,000 | 2,865 |
| Insider loans | $4,242,000 | 1,117 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $68,418,000 | 947 |
| Tier 1 (core) risk-based capital | $28,071,000 | 1,545 |
| Tier 2 risk-based capital | $1,995,900 | 1,698 |
| Total risk weighted assets | $158,492,000 | 1,934 |
| Total unused commitments | $68,418,000 | 948 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 121 | 1,389 |
| Assets and Liabilities | ||
| Total Assets: | $266,925,000 | 1,732 |
| Cash and due from depository institutions | $9,774,000 | 1,389 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $87,097,000 | 1,343 |
| Federal funds sold & reverse repurchase agreements | $6,675,000 | 2,592 |
| Net loans & leases | $152,468,000 | 1,835 |
| Loan loss allowance | $3,142,000 | 1,176 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,591,000 | 1,002 |
| Other real estate owned | $28,000 | 1,389 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,292,000 | 2,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,925,000 | 1,732 |
| Total liabilities | $239,598,000 | 1,746 |
| Total deposits | $235,960,000 | 1,584 |
| Interest-bearing deposits | $174,038,000 | 1,862 |
| Deposits held in domestic offices | $235,960,000 | 1,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,166,000 | 2,306 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,472,000 | 1,663 |
| Total equity capital | $27,327,000 | 1,630 |
| Total bank equity capital | $27,327,000 | 1,630 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $880,000 | 3,602 |
| Surplus | $1,324,000 | 6,535 |
| Undivided profits | $25,123,000 | 1,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $744,000 | 2,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $784,000 | 2,949 |
| Earning assets | $246,240,000 | 1,730 |
| Long-term assets (5+ years) | $35,645,000 | 2,089 |
| Average Assets, year-to-date | $260,211,600 | 1,668 |
| Average Assets, quarterly | $263,622,000 | 1,714 |
| Volatile liabilities | $13,071,000 | 4,181 |
| Insider loans | $5,404,000 | 765 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $60,256,000 | 999 |
| Tier 1 (core) risk-based capital | $26,790,000 | 1,577 |
| Tier 2 risk-based capital | $1,891,670 | 1,708 |
| Total risk weighted assets | $150,083,570 | 1,902 |
| Total unused commitments | $60,256,000 | 1,004 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 140 | 1,249 |
| Assets and Liabilities | ||
| Total Assets: | $257,827,000 | 1,769 |
| Cash and due from depository institutions | $11,273,000 | 1,249 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $65,565,000 | 1,749 |
| Federal funds sold & reverse repurchase agreements | $10,375,000 | 1,300 |
| Net loans & leases | $161,085,000 | 1,760 |
| Loan loss allowance | $2,978,000 | 1,259 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,174,000 | 1,252 |
| Other real estate owned | $124,000 | 1,249 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,231,000 | 2,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $257,827,000 | 1,769 |
| Total liabilities | $232,274,000 | 1,771 |
| Total deposits | $228,437,000 | 1,636 |
| Interest-bearing deposits | $174,659,000 | 1,851 |
| Deposits held in domestic offices | $228,437,000 | 1,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,896,000 | 2,985 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,941,000 | 2,082 |
| Total equity capital | $25,553,000 | 1,749 |
| Total bank equity capital | $25,553,000 | 1,749 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $880,000 | 3,708 |
| Surplus | $1,324,000 | 6,648 |
| Undivided profits | $23,349,000 | 1,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $974,000 | 2,327 |
| Earning assets | $237,025,000 | 1,778 |
| Long-term assets (5+ years) | $30,180,000 | 2,060 |
| Average Assets, year-to-date | $250,743,400 | 1,731 |
| Average Assets, quarterly | $252,842,500 | 1,778 |
| Volatile liabilities | $12,329,000 | 4,324 |
| Insider loans | $5,954,000 | 673 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,301,000 | 736 |
| Unused loan commitments | $56,857,000 | 981 |
| Tier 1 (core) risk-based capital | $25,461,000 | 1,666 |
| Tier 2 risk-based capital | $1,989,880 | 1,545 |
| Total risk weighted assets | $158,202,480 | 1,780 |
| Total unused commitments | $56,857,000 | 987 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 127 | 1,476 |
| Assets and Liabilities | ||
| Total Assets: | $250,209,000 | 1,867 |
| Cash and due from depository institutions | $10,566,000 | 1,476 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $61,221,000 | 1,985 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $168,265,000 | 1,712 |
| Loan loss allowance | $2,751,000 | 1,427 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,769,000 | 1,362 |
| Other real estate owned | $471,000 | 1,476 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,917,000 | 1,954 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,209,000 | 1,867 |
| Total liabilities | $226,085,000 | 1,870 |
| Total deposits | $220,719,000 | 1,738 |
| Interest-bearing deposits | $172,807,000 | 1,934 |
| Deposits held in domestic offices | $220,719,000 | 1,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,975,000 | 2,260 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $878,000 | 3,490 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,513,000 | 1,677 |
| Total equity capital | $24,124,000 | 1,865 |
| Total bank equity capital | $24,124,000 | 1,865 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $880,000 | 3,945 |
| Surplus | $1,324,000 | 6,840 |
| Undivided profits | $21,920,000 | 1,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $303,000 | 5,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,057,000 | 2,120 |
| Earning assets | $229,486,000 | 1,869 |
| Long-term assets (5+ years) | $28,738,000 | 2,029 |
| Average Assets, year-to-date | $246,840,800 | 1,812 |
| Average Assets, quarterly | $250,545,000 | 1,847 |
| Volatile liabilities | $14,044,000 | 3,805 |
| Insider loans | $3,427,000 | 1,264 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $546,000 | 934 |
| Unused loan commitments | $44,161,000 | 1,165 |
| Tier 1 (core) risk-based capital | $24,274,000 | 1,782 |
| Tier 2 risk-based capital | $2,065,770 | 1,545 |
| Total risk weighted assets | $164,576,370 | 1,738 |
| Total unused commitments | $44,161,000 | 1,170 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 129 | 1,478 |
| Assets and Liabilities | ||
| Total Assets: | $238,149,000 | 1,970 |
| Cash and due from depository institutions | $11,204,000 | 1,478 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $55,587,000 | 2,262 |
| Federal funds sold & reverse repurchase agreements | $375,000 | 8,593 |
| Net loans & leases | $160,583,000 | 1,764 |
| Loan loss allowance | $2,526,000 | 1,594 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,062,000 | 1,249 |
| Other real estate owned | $435,000 | 1,478 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,903,000 | 2,002 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,149,000 | 1,970 |
| Total liabilities | $215,029,000 | 1,971 |
| Total deposits | $212,636,000 | 1,822 |
| Interest-bearing deposits | $166,148,000 | 2,051 |
| Deposits held in domestic offices | $212,636,000 | 1,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,393,000 | 1,817 |
| Total equity capital | $23,120,000 | 1,940 |
| Total bank equity capital | $23,120,000 | 1,940 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $880,000 | 4,133 |
| Surplus | $1,324,000 | 6,942 |
| Undivided profits | $20,916,000 | 1,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $401,000 | 4,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,582 |
| Income earned, not collected on loans | $1,190,000 | 1,903 |
| Earning assets | $216,545,000 | 1,988 |
| Long-term assets (5+ years) | $37,020,000 | 1,527 |
| Average Assets, year-to-date | $240,722,600 | 1,877 |
| Average Assets, quarterly | $240,225,500 | 1,937 |
| Volatile liabilities | $8,364,000 | 5,142 |
| Insider loans | $3,519,000 | 1,249 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $35,266,000 | 1,318 |
| Tier 1 (core) risk-based capital | $23,149,000 | 1,856 |
| Tier 2 risk-based capital | $2,010,360 | 1,589 |
| Total risk weighted assets | $160,312,760 | 1,779 |
| Total unused commitments | $35,266,000 | 1,327 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 135 | 1,456 |
| Assets and Liabilities | ||
| Total Assets: | $239,498,000 | 1,922 |
| Cash and due from depository institutions | $14,382,000 | 1,456 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $68,072,000 | 1,926 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $147,250,000 | 1,892 |
| Loan loss allowance | $2,587,000 | 1,598 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,146,000 | 1,429 |
| Other real estate owned | $861,000 | 1,456 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,787,000 | 2,159 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,498,000 | 1,922 |
| Total liabilities | $218,252,000 | 1,916 |
| Total deposits | $209,527,000 | 1,811 |
| Interest-bearing deposits | $160,514,000 | 2,058 |
| Deposits held in domestic offices | $209,527,000 | 1,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,600,000 | 1,558 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,125,000 | 1,711 |
| Total equity capital | $21,246,000 | 1,949 |
| Total bank equity capital | $21,246,000 | 1,949 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $880,000 | 4,323 |
| Surplus | $1,324,000 | 7,067 |
| Undivided profits | $19,042,000 | 1,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $253,000 | 6,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $899,000 | 2,225 |
| Earning assets | $215,322,000 | 1,957 |
| Long-term assets (5+ years) | $22,087,000 | 2,346 |
| Average Assets, year-to-date | $237,018,400 | 1,886 |
| Average Assets, quarterly | $239,968,000 | 1,905 |
| Volatile liabilities | $13,008,000 | 3,571 |
| Insider loans | $5,165,000 | 820 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $258,000 | 1,019 |
| Unused loan commitments | $35,932,000 | 1,260 |
| Tier 1 (core) risk-based capital | $21,554,000 | 1,932 |
| Tier 2 risk-based capital | $1,901,790 | 1,659 |
| Total risk weighted assets | $151,457,590 | 1,836 |
| Total unused commitments | $35,932,000 | 1,268 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 141 | 1,492 |
| Assets and Liabilities | ||
| Total Assets: | $235,548,000 | 1,972 |
| Cash and due from depository institutions | $10,935,000 | 1,492 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $69,556,000 | 1,980 |
| Federal funds sold & reverse repurchase agreements | $3,095,000 | 4,285 |
| Net loans & leases | $140,987,000 | 1,940 |
| Loan loss allowance | $2,740,000 | 1,597 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,410,000 | 1,352 |
| Other real estate owned | $1,778,000 | 1,492 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,787,000 | 1,975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,548,000 | 1,972 |
| Total liabilities | $215,502,000 | 1,980 |
| Total deposits | $213,215,000 | 1,853 |
| Interest-bearing deposits | $167,540,000 | 2,062 |
| Deposits held in domestic offices | $213,215,000 | 1,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,287,000 | 1,624 |
| Total equity capital | $20,046,000 | 2,038 |
| Total bank equity capital | $20,046,000 | 2,038 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $880,000 | 4,499 |
| Surplus | $1,324,000 | 7,108 |
| Undivided profits | $17,842,000 | 1,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,212,000 | 2,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,679 |
| Income earned, not collected on loans | $743,000 | 2,413 |
| Earning assets | $213,638,000 | 2,001 |
| Long-term assets (5+ years) | $25,998,000 | 2,145 |
| Average Assets, year-to-date | $227,933,400 | 1,973 |
| Average Assets, quarterly | $233,392,500 | 1,978 |
| Volatile liabilities | $7,789,000 | 4,904 |
| Insider loans | $5,163,000 | 804 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,140,000 | 776 |
| Unused loan commitments | $40,384,000 | 1,150 |
| Tier 1 (core) risk-based capital | $20,046,000 | 1,984 |
| Tier 2 risk-based capital | $1,859,420 | 1,687 |
| Total risk weighted assets | $147,873,220 | 1,853 |
| Total unused commitments | $40,384,000 | 1,172 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 134 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $221,589,000 | 2,148 |
| Cash and due from depository institutions | $7,277,000 | 1,615 |
| Interest-bearing balances | $250,000 | 5,872 |
| Securities | $62,124,000 | 2,178 |
| Federal funds sold & reverse repurchase agreements | $12,275,000 | 1,359 |
| Net loans & leases | $129,972,000 | 2,143 |
| Loan loss allowance | $2,803,000 | 1,611 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,950,000 | 1,221 |
| Other real estate owned | $1,610,000 | 1,615 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,381,000 | 3,089 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,589,000 | 2,148 |
| Total liabilities | $201,810,000 | 2,151 |
| Total deposits | $200,940,000 | 2,047 |
| Interest-bearing deposits | $160,390,000 | 2,257 |
| Deposits held in domestic offices | $200,940,000 | 2,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $870,000 | 3,681 |
| Total equity capital | $19,779,000 | 1,972 |
| Total bank equity capital | $19,779,000 | 1,972 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $880,000 | 4,712 |
| Surplus | $1,324,000 | 7,071 |
| Undivided profits | $17,575,000 | 1,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $535,000 | 5,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $742,000 | 2,684 |
| Earning assets | $204,621,000 | 2,114 |
| Long-term assets (5+ years) | $15,693,000 | 3,137 |
| Average Assets, year-to-date | $213,898,400 | 2,159 |
| Average Assets, quarterly | $220,144,500 | 2,140 |
| Volatile liabilities | $9,323,000 | 4,341 |
| Insider loans | $3,951,000 | 128 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $624,000 | 847 |
| Unused loan commitments | $35,011,000 | 1,211 |
| Tier 1 (core) risk-based capital | $19,779,000 | 1,928 |
| Tier 2 risk-based capital | $1,820,560 | 1,736 |
| Total risk weighted assets | $144,662,360 | 1,942 |
| Total unused commitments | $35,011,000 | 1,225 |
| Derivatives | $0 | 651 |