Home > The National Bank of Delaware County > Assets and Liabilities
The National Bank of Delaware County, Assets and Liabilities
| 2016-06-30 | Rank | |
| # of Employees: | 96 | 1,536 |
| Assets and Liabilities | ||
| Total Assets: | $375,497,000 | 1,815 |
| Cash and due from depository institutions | $10,579,000 | 1,536 |
| Interest-bearing balances | $4,763,000 | 3,896 |
| Securities | $220,233,000 | 664 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,524 |
| Net loans & leases | $110,786,000 | 3,229 |
| Loan loss allowance | $1,649,000 | 3,009 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,969,000 | 2,519 |
| Other real estate owned | $0 | 1,536 |
| Goodwill and other intangibles | $7,660,000 | 608 |
| All other assets | $22,270,000 | 953 |
| Life insurance assets | $14,716,000 | 655 |
| Total liabilities and capital | $375,497,000 | 1,815 |
| Total liabilities | $334,443,000 | 1,804 |
| Total deposits | $327,673,000 | 1,724 |
| Interest-bearing deposits | $261,262,000 | 1,715 |
| Deposits held in domestic offices | $327,673,000 | 1,723 |
| % insured | 77.20% | 4,288 |
| Federal funds purchased & repurchase agreements | $1,298,000 | 1,458 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,625 |
| Subordinated debt | $0 | 116 |
| All other liabilities | $5,472,000 | 1,011 |
| Total equity capital | $41,054,000 | 1,859 |
| Total bank equity capital | $41,054,000 | 1,859 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $920,000 | 2,108 |
| Surplus | $920,000 | 4,951 |
| Undivided profits | $39,214,000 | 1,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 130 |
| Memoranda | ||
| Noncurrent loans and leases | $784,000 | 3,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 859 |
| Income earned, not collected on loans | $1,399,000 | 1,876 |
| Earning assets | $335,782,000 | 1,876 |
| Long-term assets (5+ years) | $242,784,000 | 968 |
| Average Assets, year-to-date | $375,342,000 | 1,786 |
| Average Assets, quarterly | $378,067,000 | 1,790 |
| Volatile liabilities | $12,912,000 | 2,669 |
| Insider loans | $708,000 | 3,707 |
| FHLB advances | $0 | 3,439 |
| Loans and leases held for sale | $0 | 1,907 |
| Unused loan commitments | $23,229,000 | 2,558 |
| Tier 1 (core) risk-based capital | $33,361,000 | 2,123 |
| Tier 2 risk-based capital | $1,649,000 | 2,758 |
| Total risk weighted assets | $141,684,000 | 2,895 |
| Total unused commitments | $23,229,000 | 2,558 |
| Derivatives | $8,000,000 | 822 |
| 2016-03-31 | Rank | |
| # of Employees: | 96 | 1,522 |
| Assets and Liabilities | ||
| Total Assets: | $380,637,000 | 1,778 |
| Cash and due from depository institutions | $27,156,000 | 1,522 |
| Interest-bearing balances | $16,840,000 | 2,030 |
| Securities | $206,261,000 | 713 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,601 |
| Net loans & leases | $112,605,000 | 3,182 |
| Loan loss allowance | $1,640,000 | 3,035 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,085,000 | 2,480 |
| Other real estate owned | $0 | 1,522 |
| Goodwill and other intangibles | $7,723,000 | 603 |
| All other assets | $22,807,000 | 929 |
| Life insurance assets | $14,632,000 | 653 |
| Total liabilities and capital | $380,637,000 | 1,778 |
| Total liabilities | $340,380,000 | 1,772 |
| Total deposits | $332,167,000 | 1,706 |
| Interest-bearing deposits | $267,036,000 | 1,678 |
| Deposits held in domestic offices | $332,167,000 | 1,706 |
| % insured | 75.88% | 4,556 |
| Federal funds purchased & repurchase agreements | $2,533,000 | 1,209 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,577 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $5,680,000 | 951 |
| Total equity capital | $40,257,000 | 1,863 |
| Total bank equity capital | $40,257,000 | 1,863 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $920,000 | 2,130 |
| Surplus | $920,000 | 5,001 |
| Undivided profits | $38,417,000 | 1,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 134 |
| Memoranda | ||
| Noncurrent loans and leases | $638,000 | 3,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 861 |
| Income earned, not collected on loans | $1,432,000 | 1,820 |
| Earning assets | $335,706,000 | 1,867 |
| Long-term assets (5+ years) | $257,402,000 | 915 |
| Average Assets, year-to-date | $375,264,500 | 1,788 |
| Average Assets, quarterly | $375,264,500 | 1,788 |
| Volatile liabilities | $14,142,000 | 2,463 |
| Insider loans | $716,000 | 3,693 |
| FHLB advances | $0 | 3,406 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $22,986,000 | 2,580 |
| Tier 1 (core) risk-based capital | $33,529,000 | 2,112 |
| Tier 2 risk-based capital | $1,640,000 | 2,761 |
| Total risk weighted assets | $148,269,000 | 2,768 |
| Total unused commitments | $22,986,000 | 2,580 |
| Derivatives | $8,000,000 | 776 |
| 2015-12-31 | Rank | |
| # of Employees: | 96 | 1,529 |
| Assets and Liabilities | ||
| Total Assets: | $369,892,000 | 1,814 |
| Cash and due from depository institutions | $6,154,000 | 1,529 |
| Interest-bearing balances | $791,000 | 5,407 |
| Securities | $213,616,000 | 690 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,502 |
| Net loans & leases | $113,956,000 | 3,182 |
| Loan loss allowance | $1,682,000 | 2,994 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $4,200,000 | 2,449 |
| Other real estate owned | $0 | 1,529 |
| Goodwill and other intangibles | $7,785,000 | 594 |
| All other assets | $24,181,000 | 880 |
| Life insurance assets | $14,554,000 | 646 |
| Total liabilities and capital | $369,892,000 | 1,814 |
| Total liabilities | $331,818,000 | 1,808 |
| Total deposits | $318,866,000 | 1,754 |
| Interest-bearing deposits | $251,335,000 | 1,759 |
| Deposits held in domestic offices | $318,866,000 | 1,754 |
| % insured | 78.06% | 4,218 |
| Federal funds purchased & repurchase agreements | $2,277,000 | 1,348 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $4,500,000 | 2,530 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $6,175,000 | 891 |
| Total equity capital | $38,074,000 | 1,937 |
| Total bank equity capital | $38,074,000 | 1,937 |
| Perpetual preferred stock | $0 | 135 |
| Common stock | $920,000 | 2,161 |
| Surplus | $920,000 | 5,048 |
| Undivided profits | $36,234,000 | 1,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 136 |
| Memoranda | ||
| Noncurrent loans and leases | $709,000 | 3,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 871 |
| Income earned, not collected on loans | $1,416,000 | 1,902 |
| Earning assets | $328,363,000 | 1,893 |
| Long-term assets (5+ years) | $263,299,000 | 902 |
| Average Assets, year-to-date | $372,051,200 | 1,760 |
| Average Assets, quarterly | $371,174,500 | 1,794 |
| Volatile liabilities | $17,845,000 | 2,202 |
| Insider loans | $724,000 | 3,718 |
| FHLB advances | $4,500,000 | 2,449 |
| Loans and leases held for sale | $0 | 1,840 |
| Unused loan commitments | $23,176,000 | 2,525 |
| Tier 1 (core) risk-based capital | $34,255,000 | 2,070 |
| Tier 2 risk-based capital | $1,682,000 | 2,726 |
| Total risk weighted assets | $152,545,000 | 2,724 |
| Total unused commitments | $23,176,000 | 2,525 |
| Derivatives | $8,000,000 | 728 |
| 2015-09-30 | Rank | |
| # of Employees: | 97 | 1,509 |
| Assets and Liabilities | ||
| Total Assets: | $372,457,000 | 1,794 |
| Cash and due from depository institutions | $7,109,000 | 1,509 |
| Interest-bearing balances | $779,000 | 5,467 |
| Securities | $217,162,000 | 683 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,541 |
| Net loans & leases | $112,170,000 | 3,219 |
| Loan loss allowance | $1,665,000 | 3,048 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $4,282,000 | 2,434 |
| Other real estate owned | $0 | 1,509 |
| Goodwill and other intangibles | $7,851,000 | 582 |
| All other assets | $23,883,000 | 888 |
| Life insurance assets | $14,437,000 | 645 |
| Total liabilities and capital | $372,457,000 | 1,794 |
| Total liabilities | $333,877,000 | 1,777 |
| Total deposits | $318,045,000 | 1,749 |
| Interest-bearing deposits | $250,827,000 | 1,761 |
| Deposits held in domestic offices | $318,045,000 | 1,749 |
| % insured | 77.18% | 4,517 |
| Federal funds purchased & repurchase agreements | $2,859,000 | 1,290 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $6,500,000 | 2,169 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $6,473,000 | 884 |
| Total equity capital | $38,580,000 | 1,915 |
| Total bank equity capital | $38,580,000 | 1,915 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $920,000 | 2,203 |
| Surplus | $920,000 | 5,119 |
| Undivided profits | $36,740,000 | 1,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $719,000 | 3,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $1,456,000 | 1,882 |
| Earning assets | $330,111,000 | 1,875 |
| Long-term assets (5+ years) | $273,446,000 | 879 |
| Average Assets, year-to-date | $372,591,000 | 1,775 |
| Average Assets, quarterly | $372,714,000 | 1,787 |
| Volatile liabilities | $19,863,000 | 2,057 |
| Insider loans | $731,000 | 3,758 |
| FHLB advances | $6,500,000 | 2,093 |
| Loans and leases held for sale | $0 | 1,915 |
| Unused loan commitments | $26,256,000 | 2,379 |
| Tier 1 (core) risk-based capital | $33,950,000 | 2,077 |
| Tier 2 risk-based capital | $1,665,000 | 2,763 |
| Total risk weighted assets | $153,243,000 | 2,724 |
| Total unused commitments | $26,256,000 | 2,379 |
| Derivatives | $8,000,000 | 759 |
| 2015-06-30 | Rank | |
| # of Employees: | 99 | 1,476 |
| Assets and Liabilities | ||
| Total Assets: | $372,971,000 | 1,798 |
| Cash and due from depository institutions | $6,902,000 | 1,476 |
| Interest-bearing balances | $688,000 | 5,568 |
| Securities | $218,769,000 | 692 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,585 |
| Net loans & leases | $110,191,000 | 3,249 |
| Loan loss allowance | $1,648,000 | 3,079 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $4,377,000 | 2,405 |
| Other real estate owned | $0 | 1,476 |
| Goodwill and other intangibles | $7,922,000 | 581 |
| All other assets | $24,810,000 | 873 |
| Life insurance assets | $14,359,000 | 641 |
| Total liabilities and capital | $372,971,000 | 1,798 |
| Total liabilities | $336,249,000 | 1,785 |
| Total deposits | $323,119,000 | 1,739 |
| Interest-bearing deposits | $260,274,000 | 1,713 |
| Deposits held in domestic offices | $323,119,000 | 1,737 |
| % insured | 77.71% | 4,547 |
| Federal funds purchased & repurchase agreements | $1,726,000 | 1,520 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $4,800,000 | 2,525 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $6,604,000 | 843 |
| Total equity capital | $36,722,000 | 1,985 |
| Total bank equity capital | $36,722,000 | 1,985 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $920,000 | 2,236 |
| Surplus | $920,000 | 5,179 |
| Undivided profits | $34,882,000 | 1,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 4,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $1,468,000 | 1,747 |
| Earning assets | $329,648,000 | 1,885 |
| Long-term assets (5+ years) | $275,826,000 | 875 |
| Average Assets, year-to-date | $372,635,670 | 1,786 |
| Average Assets, quarterly | $369,163,000 | 1,811 |
| Volatile liabilities | $17,452,000 | 2,222 |
| Insider loans | $738,000 | 3,779 |
| FHLB advances | $4,800,000 | 2,442 |
| Loans and leases held for sale | $0 | 1,968 |
| Unused loan commitments | $23,311,000 | 2,544 |
| Tier 1 (core) risk-based capital | $33,116,000 | 2,116 |
| Tier 2 risk-based capital | $1,648,000 | 2,765 |
| Total risk weighted assets | $151,010,000 | 2,742 |
| Total unused commitments | $23,311,000 | 2,544 |
| Derivatives | $8,000,000 | 772 |
| 2015-03-31 | Rank | |
| # of Employees: | 101 | 1,451 |
| Assets and Liabilities | ||
| Total Assets: | $365,355,000 | 1,833 |
| Cash and due from depository institutions | $13,323,000 | 1,451 |
| Interest-bearing balances | $4,611,000 | 4,246 |
| Securities | $213,287,000 | 709 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,825 |
| Net loans & leases | $103,534,000 | 3,353 |
| Loan loss allowance | $1,611,000 | 3,162 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,495,000 | 2,365 |
| Other real estate owned | $159,000 | 1,451 |
| Goodwill and other intangibles | $7,995,000 | 571 |
| All other assets | $22,562,000 | 919 |
| Life insurance assets | $14,281,000 | 638 |
| Total liabilities and capital | $365,355,000 | 1,833 |
| Total liabilities | $326,469,000 | 1,831 |
| Total deposits | $317,540,000 | 1,780 |
| Interest-bearing deposits | $258,467,000 | 1,737 |
| Deposits held in domestic offices | $317,540,000 | 1,779 |
| % insured | 78.30% | 4,524 |
| Federal funds purchased & repurchase agreements | $2,445,000 | 1,292 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,720 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $6,484,000 | 852 |
| Total equity capital | $38,886,000 | 1,904 |
| Total bank equity capital | $38,886,000 | 1,904 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $920,000 | 2,268 |
| Surplus | $920,000 | 5,239 |
| Undivided profits | $37,046,000 | 1,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $757,000 | 3,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $1,337,000 | 1,871 |
| Earning assets | $321,432,000 | 1,933 |
| Long-term assets (5+ years) | $271,644,000 | 867 |
| Average Assets, year-to-date | $372,468,000 | 1,793 |
| Average Assets, quarterly | $372,468,000 | 1,793 |
| Volatile liabilities | $13,424,000 | 2,538 |
| Insider loans | $706,000 | 3,845 |
| FHLB advances | $0 | 3,519 |
| Loans and leases held for sale | $0 | 1,949 |
| Unused loan commitments | $25,120,000 | 2,419 |
| Tier 1 (core) risk-based capital | $32,450,000 | 2,153 |
| Tier 2 risk-based capital | $1,611,000 | 2,783 |
| Total risk weighted assets | $142,171,000 | 2,847 |
| Total unused commitments | $25,120,000 | 2,419 |
| Derivatives | $8,000,000 | 779 |
| 2014-12-31 | Rank | |
| # of Employees: | 105 | 1,402 |
| Assets and Liabilities | ||
| Total Assets: | $379,581,000 | 1,763 |
| Cash and due from depository institutions | $8,531,000 | 1,402 |
| Interest-bearing balances | $1,245,000 | 5,344 |
| Securities | $233,161,000 | 641 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $101,175,000 | 3,447 |
| Loan loss allowance | $1,585,000 | 3,224 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $4,597,000 | 2,349 |
| Other real estate owned | $159,000 | 1,402 |
| Goodwill and other intangibles | $8,065,000 | 566 |
| All other assets | $23,893,000 | 892 |
| Life insurance assets | $14,203,000 | 630 |
| Total liabilities and capital | $379,581,000 | 1,763 |
| Total liabilities | $341,012,000 | 1,749 |
| Total deposits | $307,662,000 | 1,827 |
| Interest-bearing deposits | $243,736,000 | 1,820 |
| Deposits held in domestic offices | $307,662,000 | 1,826 |
| % insured | 80.98% | 4,066 |
| Federal funds purchased & repurchase agreements | $2,801,000 | 1,360 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $24,750,000 | 1,055 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $5,799,000 | 919 |
| Total equity capital | $38,569,000 | 1,899 |
| Total bank equity capital | $38,569,000 | 1,899 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $920,000 | 2,314 |
| Surplus | $920,000 | 5,314 |
| Undivided profits | $36,729,000 | 1,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $638,000 | 3,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $1,347,000 | 1,964 |
| Earning assets | $335,581,000 | 1,834 |
| Long-term assets (5+ years) | $287,619,000 | 826 |
| Average Assets, year-to-date | $314,298,400 | 2,066 |
| Average Assets, quarterly | $374,482,000 | 1,782 |
| Volatile liabilities | $38,100,000 | 1,240 |
| Insider loans | $824,000 | 3,706 |
| FHLB advances | $24,750,000 | 1,007 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $24,116,000 | 2,438 |
| Tier 1 (core) risk-based capital | $31,754,000 | 2,169 |
| Tier 2 risk-based capital | $1,585,000 | 2,839 |
| Total risk weighted assets | $196,636,000 | 2,216 |
| Total unused commitments | $24,116,000 | 2,438 |
| Derivatives | $8,000,000 | 696 |
| 2014-09-30 | Rank | |
| # of Employees: | 106 | 1,403 |
| Assets and Liabilities | ||
| Total Assets: | $369,383,000 | 1,803 |
| Cash and due from depository institutions | $32,571,000 | 1,403 |
| Interest-bearing balances | $9,657,000 | 2,717 |
| Securities | $203,973,000 | 746 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $96,984,000 | 3,529 |
| Loan loss allowance | $1,592,000 | 3,286 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,083,000 | 2,595 |
| Other real estate owned | $159,000 | 1,403 |
| Goodwill and other intangibles | $8,470,000 | 551 |
| All other assets | $23,143,000 | 916 |
| Life insurance assets | $14,089,000 | 627 |
| Total liabilities and capital | $369,383,000 | 1,803 |
| Total liabilities | $332,203,000 | 1,785 |
| Total deposits | $312,628,000 | 1,790 |
| Interest-bearing deposits | $248,899,000 | 1,802 |
| Deposits held in domestic offices | $312,628,000 | 1,789 |
| % insured | 82.22% | 4,011 |
| Federal funds purchased & repurchase agreements | $2,645,000 | 1,387 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,890 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $16,930,000 | 410 |
| Total equity capital | $37,180,000 | 1,960 |
| Total bank equity capital | $37,180,000 | 1,960 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $920,000 | 2,342 |
| Surplus | $920,000 | 5,380 |
| Undivided profits | $35,340,000 | 1,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $538,000 | 4,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $1,155,000 | 2,381 |
| Earning assets | $310,614,000 | 1,975 |
| Long-term assets (5+ years) | $254,267,000 | 915 |
| Average Assets, year-to-date | $297,977,750 | 2,184 |
| Average Assets, quarterly | $326,373,000 | 2,026 |
| Volatile liabilities | $13,156,000 | 2,658 |
| Insider loans | $1,047,000 | 3,422 |
| FHLB advances | $0 | 3,673 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $23,956,000 | 2,469 |
| Tier 1 (core) risk-based capital | $32,596,000 | 2,129 |
| Tier 2 risk-based capital | $1,592,000 | 2,861 |
| Total risk weighted assets | $171,488,000 | 2,477 |
| Total unused commitments | $23,956,000 | 2,469 |
| Derivatives | $8,000,000 | 716 |
| 2014-06-30 | Rank | |
| # of Employees: | 76 | 1,983 |
| Assets and Liabilities | ||
| Total Assets: | $283,363,000 | 2,289 |
| Cash and due from depository institutions | $7,386,000 | 1,983 |
| Interest-bearing balances | $3,067,000 | 4,622 |
| Securities | $149,425,000 | 1,015 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $95,654,000 | 3,552 |
| Loan loss allowance | $1,635,000 | 3,249 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $1,938,000 | 3,897 |
| Other real estate owned | $474,000 | 1,983 |
| Goodwill and other intangibles | $6,832,000 | 607 |
| All other assets | $21,654,000 | 971 |
| Life insurance assets | $13,117,000 | 664 |
| Total liabilities and capital | $283,363,000 | 2,289 |
| Total liabilities | $254,557,000 | 2,274 |
| Total deposits | $236,955,000 | 2,296 |
| Interest-bearing deposits | $191,221,000 | 2,287 |
| Deposits held in domestic offices | $236,955,000 | 2,295 |
| % insured | 77.85% | 4,972 |
| Federal funds purchased & repurchase agreements | $1,488,000 | 1,622 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $9,650,000 | 1,837 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $6,464,000 | 821 |
| Total equity capital | $28,806,000 | 2,408 |
| Total bank equity capital | $28,806,000 | 2,408 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $920,000 | 2,373 |
| Surplus | $920,000 | 5,429 |
| Undivided profits | $26,966,000 | 1,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $699,000 | 3,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $985,000 | 2,625 |
| Earning assets | $248,146,000 | 2,404 |
| Long-term assets (5+ years) | $205,676,000 | 1,116 |
| Average Assets, year-to-date | $274,176,000 | 2,340 |
| Average Assets, quarterly | $280,071,000 | 2,305 |
| Volatile liabilities | $25,022,000 | 1,710 |
| Insider loans | $720,000 | 3,965 |
| FHLB advances | $9,650,000 | 1,763 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $18,779,000 | 2,836 |
| Tier 1 (core) risk-based capital | $25,129,000 | 2,640 |
| Tier 2 risk-based capital | $1,635,000 | 2,809 |
| Total risk weighted assets | $134,123,000 | 2,950 |
| Total unused commitments | $18,779,000 | 2,836 |
| Derivatives | $8,000,000 | 732 |
| 2014-03-31 | Rank | |
| # of Employees: | 71 | 2,109 |
| Assets and Liabilities | ||
| Total Assets: | $276,779,000 | 2,348 |
| Cash and due from depository institutions | $16,959,000 | 2,109 |
| Interest-bearing balances | $11,312,000 | 2,803 |
| Securities | $133,975,000 | 1,141 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $94,663,000 | 3,549 |
| Loan loss allowance | $1,655,000 | 3,251 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $1,946,000 | 3,917 |
| Other real estate owned | $484,000 | 2,109 |
| Goodwill and other intangibles | $6,895,000 | 603 |
| All other assets | $21,857,000 | 959 |
| Life insurance assets | $13,041,000 | 659 |
| Total liabilities and capital | $276,779,000 | 2,348 |
| Total liabilities | $249,514,000 | 2,318 |
| Total deposits | $241,387,000 | 2,268 |
| Interest-bearing deposits | $195,412,000 | 2,273 |
| Deposits held in domestic offices | $241,387,000 | 2,268 |
| % insured | 75.87% | 5,334 |
| Federal funds purchased & repurchase agreements | $2,189,000 | 1,411 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,804 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $5,938,000 | 877 |
| Total equity capital | $27,265,000 | 2,475 |
| Total bank equity capital | $27,265,000 | 2,475 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $920,000 | 2,399 |
| Surplus | $920,000 | 5,488 |
| Undivided profits | $25,425,000 | 1,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $845,000 | 3,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,025,000 | 2,479 |
| Earning assets | $239,950,000 | 2,463 |
| Long-term assets (5+ years) | $189,410,000 | 1,185 |
| Average Assets, year-to-date | $269,582,500 | 2,382 |
| Average Assets, quarterly | $269,582,500 | 2,382 |
| Volatile liabilities | $16,814,000 | 2,164 |
| Insider loans | $708,000 | 4,003 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $17,866,000 | 2,942 |
| Tier 1 (core) risk-based capital | $24,610,000 | 2,673 |
| Tier 2 risk-based capital | $1,637,000 | 2,806 |
| Total risk weighted assets | $130,970,000 | 2,996 |
| Total unused commitments | $17,866,000 | 2,942 |
| Derivatives | $8,000,000 | 684 |
| 2013-12-31 | Rank | |
| # of Employees: | 69 | 2,181 |
| Assets and Liabilities | ||
| Total Assets: | $262,386,000 | 2,441 |
| Cash and due from depository institutions | $4,370,000 | 2,181 |
| Interest-bearing balances | $1,605,000 | 5,357 |
| Securities | $130,710,000 | 1,154 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $95,391,000 | 3,571 |
| Loan loss allowance | $1,680,000 | 3,249 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $1,923,000 | 3,974 |
| Other real estate owned | $579,000 | 2,181 |
| Goodwill and other intangibles | $6,958,000 | 599 |
| All other assets | $22,455,000 | 952 |
| Life insurance assets | $12,971,000 | 650 |
| Total liabilities and capital | $262,386,000 | 2,441 |
| Total liabilities | $236,846,000 | 2,416 |
| Total deposits | $227,741,000 | 2,373 |
| Interest-bearing deposits | $184,651,000 | 2,377 |
| Deposits held in domestic offices | $227,741,000 | 2,373 |
| % insured | 77.96% | 5,075 |
| Federal funds purchased & repurchase agreements | $2,693,000 | 1,450 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $6,412,000 | 819 |
| Total equity capital | $25,540,000 | 2,581 |
| Total bank equity capital | $25,540,000 | 2,581 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $920,000 | 2,430 |
| Surplus | $920,000 | 5,553 |
| Undivided profits | $23,700,000 | 1,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $974,000 | 3,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $933,000 | 2,791 |
| Earning assets | $227,706,000 | 2,573 |
| Long-term assets (5+ years) | $184,935,000 | 1,178 |
| Average Assets, year-to-date | $268,153,600 | 2,366 |
| Average Assets, quarterly | $263,977,000 | 2,417 |
| Volatile liabilities | $16,298,000 | 2,257 |
| Insider loans | $715,000 | 4,022 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $17,096,000 | 2,939 |
| Tier 1 (core) risk-based capital | $24,419,000 | 2,670 |
| Tier 2 risk-based capital | $1,630,000 | 2,814 |
| Total risk weighted assets | $130,380,000 | 3,029 |
| Total unused commitments | $17,096,000 | 2,939 |
| Derivatives | $8,000,000 | 658 |
| 2013-09-30 | Rank | |
| # of Employees: | 69 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $265,568,000 | 2,412 |
| Cash and due from depository institutions | $11,307,000 | 2,197 |
| Interest-bearing balances | $6,907,000 | 3,492 |
| Securities | $129,314,000 | 1,180 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $93,801,000 | 3,622 |
| Loan loss allowance | $1,540,000 | 3,519 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $1,909,000 | 4,011 |
| Other real estate owned | $614,000 | 2,197 |
| Goodwill and other intangibles | $7,025,000 | 594 |
| All other assets | $21,598,000 | 977 |
| Life insurance assets | $12,870,000 | 638 |
| Total liabilities and capital | $265,568,000 | 2,412 |
| Total liabilities | $239,862,000 | 2,386 |
| Total deposits | $229,811,000 | 2,350 |
| Interest-bearing deposits | $202,526,000 | 2,164 |
| Deposits held in domestic offices | $229,811,000 | 2,349 |
| % insured | 77.15% | 5,407 |
| Federal funds purchased & repurchase agreements | $2,437,000 | 1,499 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $7,614,000 | 757 |
| Total equity capital | $25,706,000 | 2,585 |
| Total bank equity capital | $25,706,000 | 2,585 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $920,000 | 2,461 |
| Surplus | $920,000 | 5,612 |
| Undivided profits | $23,866,000 | 1,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $879,000 | 3,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,141,000 | 2,417 |
| Earning assets | $230,022,000 | 2,532 |
| Long-term assets (5+ years) | $177,774,000 | 1,231 |
| Average Assets, year-to-date | $269,595,500 | 2,368 |
| Average Assets, quarterly | $268,407,000 | 2,381 |
| Volatile liabilities | $10,914,000 | 2,957 |
| Insider loans | $718,000 | 4,048 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $19,662,000 | 2,718 |
| Tier 1 (core) risk-based capital | $24,486,000 | 2,670 |
| Tier 2 risk-based capital | $1,540,000 | 2,971 |
| Total risk weighted assets | $131,033,000 | 3,010 |
| Total unused commitments | $19,662,000 | 2,718 |
| Derivatives | $8,000,000 | 696 |
| 2013-06-30 | Rank | |
| # of Employees: | 72 | 2,130 |
| Assets and Liabilities | ||
| Total Assets: | $271,246,000 | 2,362 |
| Cash and due from depository institutions | $3,647,000 | 2,130 |
| Interest-bearing balances | $508,000 | 6,089 |
| Securities | $143,002,000 | 1,074 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $93,809,000 | 3,614 |
| Loan loss allowance | $1,607,000 | 3,441 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $1,930,000 | 3,999 |
| Other real estate owned | $821,000 | 2,130 |
| Goodwill and other intangibles | $7,097,000 | 589 |
| All other assets | $20,940,000 | 1,007 |
| Life insurance assets | $12,801,000 | 630 |
| Total liabilities and capital | $271,246,000 | 2,362 |
| Total liabilities | $245,144,000 | 2,328 |
| Total deposits | $229,396,000 | 2,348 |
| Interest-bearing deposits | $205,605,000 | 2,146 |
| Deposits held in domestic offices | $229,396,000 | 2,347 |
| % insured | 78.67% | 5,322 |
| Federal funds purchased & repurchase agreements | $913,000 | 1,843 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $7,275,000 | 2,007 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $7,560,000 | 750 |
| Total equity capital | $26,102,000 | 2,548 |
| Total bank equity capital | $26,102,000 | 2,548 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $920,000 | 2,481 |
| Surplus | $920,000 | 5,655 |
| Undivided profits | $24,262,000 | 1,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $2,494,000 | 2,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $96,000 | 824 |
| Income earned, not collected on loans | $1,108,000 | 2,425 |
| Earning assets | $237,319,000 | 2,466 |
| Long-term assets (5+ years) | $184,853,000 | 1,145 |
| Average Assets, year-to-date | $270,938,000 | 2,362 |
| Average Assets, quarterly | $272,244,000 | 2,345 |
| Volatile liabilities | $17,006,000 | 2,217 |
| Insider loans | $730,000 | 4,062 |
| FHLB advances | $7,275,000 | 1,928 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $17,103,000 | 2,942 |
| Tier 1 (core) risk-based capital | $24,118,000 | 2,680 |
| Tier 2 risk-based capital | $1,607,000 | 2,850 |
| Total risk weighted assets | $131,196,000 | 3,006 |
| Total unused commitments | $17,103,000 | 2,942 |
| Derivatives | $8,000,000 | 760 |
| 2013-03-31 | Rank | |
| # of Employees: | 68 | 2,246 |
| Assets and Liabilities | ||
| Total Assets: | $273,242,000 | 2,370 |
| Cash and due from depository institutions | $10,035,000 | 2,246 |
| Interest-bearing balances | $7,227,000 | 4,029 |
| Securities | $142,024,000 | 1,093 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $93,463,000 | 3,609 |
| Loan loss allowance | $1,634,000 | 3,462 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $1,916,000 | 4,039 |
| Other real estate owned | $110,000 | 2,246 |
| Goodwill and other intangibles | $7,170,000 | 583 |
| All other assets | $18,524,000 | 1,096 |
| Life insurance assets | $12,727,000 | 623 |
| Total liabilities and capital | $273,242,000 | 2,370 |
| Total liabilities | $243,487,000 | 2,375 |
| Total deposits | $234,121,000 | 2,346 |
| Interest-bearing deposits | $211,498,000 | 2,132 |
| Deposits held in domestic offices | $234,121,000 | 2,346 |
| % insured | 75.98% | 5,713 |
| Federal funds purchased & repurchase agreements | $2,098,000 | 1,460 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $7,268,000 | 778 |
| Total equity capital | $29,755,000 | 2,331 |
| Total bank equity capital | $29,755,000 | 2,331 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $920,000 | 2,520 |
| Surplus | $920,000 | 5,718 |
| Undivided profits | $27,915,000 | 1,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $3,049,000 | 2,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,178,000 | 2,225 |
| Earning assets | $242,714,000 | 2,453 |
| Long-term assets (5+ years) | $183,456,000 | 1,149 |
| Average Assets, year-to-date | $270,784,000 | 2,384 |
| Average Assets, quarterly | $270,784,000 | 2,384 |
| Volatile liabilities | $11,942,000 | 2,792 |
| Insider loans | $740,000 | 4,054 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $18,088,000 | 2,847 |
| Tier 1 (core) risk-based capital | $24,188,000 | 2,666 |
| Tier 2 risk-based capital | $1,572,000 | 2,897 |
| Total risk weighted assets | $125,718,000 | 3,091 |
| Total unused commitments | $18,088,000 | 2,847 |
| Derivatives | $8,000,000 | 752 |
| 2012-12-31 | Rank | |
| # of Employees: | 66 | 2,310 |
| Assets and Liabilities | ||
| Total Assets: | $268,326,000 | 2,407 |
| Cash and due from depository institutions | $4,479,000 | 2,310 |
| Interest-bearing balances | $575,000 | 6,129 |
| Securities | $141,270,000 | 1,068 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $95,320,000 | 3,627 |
| Loan loss allowance | $1,562,000 | 3,581 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $1,940,000 | 4,033 |
| Other real estate owned | $0 | 2,310 |
| Goodwill and other intangibles | $7,242,000 | 574 |
| All other assets | $18,075,000 | 1,120 |
| Life insurance assets | $12,643,000 | 622 |
| Total liabilities and capital | $268,326,000 | 2,407 |
| Total liabilities | $238,292,000 | 2,423 |
| Total deposits | $221,584,000 | 2,465 |
| Interest-bearing deposits | $198,731,000 | 2,236 |
| Deposits held in domestic offices | $221,584,000 | 2,465 |
| % insured | 80.96% | 5,738 |
| Federal funds purchased & repurchase agreements | $2,302,000 | 1,554 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $6,740,000 | 2,149 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $7,666,000 | 768 |
| Total equity capital | $30,034,000 | 2,289 |
| Total bank equity capital | $30,034,000 | 2,289 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $920,000 | 2,544 |
| Surplus | $920,000 | 5,773 |
| Undivided profits | $28,194,000 | 1,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $3,032,000 | 2,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,085,000 | 2,466 |
| Earning assets | $237,165,000 | 2,495 |
| Long-term assets (5+ years) | $177,441,000 | 1,147 |
| Average Assets, year-to-date | $268,483,400 | 2,355 |
| Average Assets, quarterly | $269,794,500 | 2,376 |
| Volatile liabilities | $19,868,000 | 2,026 |
| Insider loans | $747,000 | 4,116 |
| FHLB advances | $6,740,000 | 2,064 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $16,906,000 | 2,891 |
| Tier 1 (core) risk-based capital | $23,848,000 | 2,679 |
| Tier 2 risk-based capital | $1,548,000 | 2,963 |
| Total risk weighted assets | $123,840,000 | 3,164 |
| Total unused commitments | $16,906,000 | 2,891 |
| Derivatives | $8,000,000 | 760 |
| 2012-09-30 | Rank | |
| # of Employees: | 66 | 2,324 |
| Assets and Liabilities | ||
| Total Assets: | $271,263,000 | 2,383 |
| Cash and due from depository institutions | $4,865,000 | 2,324 |
| Interest-bearing balances | $693,000 | 6,068 |
| Securities | $142,668,000 | 1,071 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $96,213,000 | 3,624 |
| Loan loss allowance | $1,557,000 | 3,654 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $1,875,000 | 4,140 |
| Other real estate owned | $0 | 2,324 |
| Goodwill and other intangibles | $7,317,000 | 576 |
| All other assets | $18,325,000 | 1,112 |
| Life insurance assets | $12,532,000 | 608 |
| Total liabilities and capital | $271,263,000 | 2,383 |
| Total liabilities | $241,306,000 | 2,389 |
| Total deposits | $225,437,000 | 2,403 |
| Interest-bearing deposits | $200,414,000 | 2,235 |
| Deposits held in domestic offices | $225,437,000 | 2,403 |
| % insured | 79.60% | 6,129 |
| Federal funds purchased & repurchase agreements | $2,026,000 | 1,588 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $5,110,000 | 2,441 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $8,733,000 | 731 |
| Total equity capital | $29,957,000 | 2,324 |
| Total bank equity capital | $29,957,000 | 2,324 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $920,000 | 2,587 |
| Surplus | $920,000 | 5,849 |
| Undivided profits | $28,117,000 | 1,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,217,000 | 2,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,119,000 | 2,615 |
| Earning assets | $239,574,000 | 2,461 |
| Long-term assets (5+ years) | $174,189,000 | 1,161 |
| Average Assets, year-to-date | $268,522,750 | 2,384 |
| Average Assets, quarterly | $273,183,500 | 2,361 |
| Volatile liabilities | $16,875,000 | 2,289 |
| Insider loans | $849,000 | 3,986 |
| FHLB advances | $5,110,000 | 2,339 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $18,548,000 | 2,737 |
| Tier 1 (core) risk-based capital | $23,792,000 | 2,711 |
| Tier 2 risk-based capital | $1,557,000 | 2,969 |
| Total risk weighted assets | $124,977,000 | 3,142 |
| Total unused commitments | $18,548,000 | 2,737 |
| Derivatives | $8,000,000 | 784 |
| 2012-06-30 | Rank | |
| # of Employees: | 68 | 2,246 |
| Assets and Liabilities | ||
| Total Assets: | $275,104,000 | 2,330 |
| Cash and due from depository institutions | $9,748,000 | 2,246 |
| Interest-bearing balances | $5,970,000 | 3,955 |
| Securities | $140,634,000 | 1,103 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $96,710,000 | 3,615 |
| Loan loss allowance | $1,457,000 | 3,825 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $1,879,000 | 4,147 |
| Other real estate owned | $0 | 2,246 |
| Goodwill and other intangibles | $7,399,000 | 572 |
| All other assets | $18,734,000 | 1,091 |
| Life insurance assets | $12,439,000 | 606 |
| Total liabilities and capital | $275,104,000 | 2,330 |
| Total liabilities | $245,983,000 | 2,341 |
| Total deposits | $225,803,000 | 2,391 |
| Interest-bearing deposits | $204,762,000 | 2,198 |
| Deposits held in domestic offices | $225,803,000 | 2,391 |
| % insured | 79.81% | 6,140 |
| Federal funds purchased & repurchase agreements | $1,166,000 | 1,815 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $10,000,000 | 1,801 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $9,014,000 | 670 |
| Total equity capital | $29,121,000 | 2,357 |
| Total bank equity capital | $29,121,000 | 2,357 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $920,000 | 2,623 |
| Surplus | $920,000 | 5,883 |
| Undivided profits | $27,281,000 | 1,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $3,304,000 | 2,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,074,000 | 2,557 |
| Earning assets | $243,314,000 | 2,417 |
| Long-term assets (5+ years) | $170,191,000 | 1,153 |
| Average Assets, year-to-date | $267,609,330 | 2,390 |
| Average Assets, quarterly | $272,318,000 | 2,354 |
| Volatile liabilities | $23,012,000 | 1,829 |
| Insider loans | $796,000 | 4,128 |
| FHLB advances | $10,000,000 | 1,722 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $17,841,000 | 2,805 |
| Tier 1 (core) risk-based capital | $23,435,000 | 2,712 |
| Tier 2 risk-based capital | $1,457,000 | 3,151 |
| Total risk weighted assets | $125,147,000 | 3,152 |
| Total unused commitments | $17,841,000 | 2,805 |
| Derivatives | $8,000,000 | 748 |
| 2012-03-31 | Rank | |
| # of Employees: | 66 | 2,310 |
| Assets and Liabilities | ||
| Total Assets: | $269,532,000 | 2,404 |
| Cash and due from depository institutions | $8,715,000 | 2,310 |
| Interest-bearing balances | $5,532,000 | 4,327 |
| Securities | $136,593,000 | 1,140 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $96,371,000 | 3,619 |
| Loan loss allowance | $1,529,000 | 3,749 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,932,000 | 4,131 |
| Other real estate owned | $0 | 2,310 |
| Goodwill and other intangibles | $7,480,000 | 573 |
| All other assets | $18,441,000 | 1,101 |
| Life insurance assets | $12,346,000 | 601 |
| Total liabilities and capital | $269,532,000 | 2,404 |
| Total liabilities | $240,632,000 | 2,403 |
| Total deposits | $230,204,000 | 2,373 |
| Interest-bearing deposits | $204,657,000 | 2,225 |
| Deposits held in domestic offices | $230,204,000 | 2,373 |
| % insured | 79.90% | 6,215 |
| Federal funds purchased & repurchase agreements | $2,042,000 | 1,561 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $8,386,000 | 690 |
| Total equity capital | $28,900,000 | 2,356 |
| Total bank equity capital | $28,900,000 | 2,356 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $920,000 | 2,655 |
| Surplus | $920,000 | 5,922 |
| Undivided profits | $27,060,000 | 1,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,115,000 | 2,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,185,000 | 2,327 |
| Earning assets | $238,496,000 | 2,480 |
| Long-term assets (5+ years) | $168,273,000 | 1,172 |
| Average Assets, year-to-date | $263,862,000 | 2,440 |
| Average Assets, quarterly | $263,862,000 | 2,440 |
| Volatile liabilities | $14,948,000 | 2,550 |
| Insider loans | $706,000 | 4,321 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $18,072,000 | 2,782 |
| Tier 1 (core) risk-based capital | $23,528,000 | 2,689 |
| Tier 2 risk-based capital | $1,530,000 | 3,041 |
| Total risk weighted assets | $124,003,000 | 3,181 |
| Total unused commitments | $18,072,000 | 2,782 |
| Derivatives | $8,000,000 | 716 |
| 2011-12-31 | Rank | |
| # of Employees: | 68 | 2,236 |
| Assets and Liabilities | ||
| Total Assets: | $258,192,000 | 2,494 |
| Cash and due from depository institutions | $6,282,000 | 2,236 |
| Interest-bearing balances | $2,453,000 | 5,028 |
| Securities | $125,484,000 | 1,190 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $98,944,000 | 3,615 |
| Loan loss allowance | $1,608,000 | 3,622 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $1,983,000 | 4,117 |
| Other real estate owned | $0 | 2,236 |
| Goodwill and other intangibles | $7,561,000 | 575 |
| All other assets | $17,938,000 | 1,150 |
| Life insurance assets | $12,249,000 | 594 |
| Total liabilities and capital | $258,192,000 | 2,494 |
| Total liabilities | $229,295,000 | 2,496 |
| Total deposits | $218,017,000 | 2,466 |
| Interest-bearing deposits | $187,497,000 | 2,379 |
| Deposits held in domestic offices | $218,017,000 | 2,465 |
| % insured | 81.07% | 6,081 |
| Federal funds purchased & repurchase agreements | $2,314,000 | 1,598 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $8,964,000 | 654 |
| Total equity capital | $28,897,000 | 2,335 |
| Total bank equity capital | $28,897,000 | 2,335 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $920,000 | 2,675 |
| Surplus | $920,000 | 5,962 |
| Undivided profits | $27,057,000 | 1,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $2,843,000 | 2,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $986,000 | 2,906 |
| Earning assets | $226,881,000 | 2,563 |
| Long-term assets (5+ years) | $155,166,000 | 1,029 |
| Average Assets, year-to-date | $262,025,000 | 2,412 |
| Average Assets, quarterly | $263,319,500 | 2,426 |
| Volatile liabilities | $26,729,000 | 1,787 |
| Insider loans | $730,000 | 4,315 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $17,368,000 | 2,778 |
| Tier 1 (core) risk-based capital | $23,101,000 | 2,699 |
| Tier 2 risk-based capital | $1,532,000 | 3,028 |
| Total risk weighted assets | $122,452,000 | 3,217 |
| Total unused commitments | $17,368,000 | 2,780 |
| Derivatives | $8,000,000 | 616 |
| 2011-09-30 | Rank | |
| # of Employees: | 64 | 2,386 |
| Assets and Liabilities | ||
| Total Assets: | $268,447,000 | 2,383 |
| Cash and due from depository institutions | $6,506,000 | 2,386 |
| Interest-bearing balances | $55,000 | 6,739 |
| Securities | $122,379,000 | 1,191 |
| Federal funds sold & reverse repurchase agreements | $10,800,000 | 578 |
| Net loans & leases | $101,339,000 | 3,574 |
| Loan loss allowance | $1,277,000 | 4,150 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $1,811,000 | 4,300 |
| Other real estate owned | $0 | 2,386 |
| Goodwill and other intangibles | $7,646,000 | 572 |
| All other assets | $17,966,000 | 1,166 |
| Life insurance assets | $12,157,000 | 588 |
| Total liabilities and capital | $268,447,000 | 2,383 |
| Total liabilities | $238,743,000 | 2,395 |
| Total deposits | $227,808,000 | 2,348 |
| Interest-bearing deposits | $192,433,000 | 2,330 |
| Deposits held in domestic offices | $227,808,000 | 2,348 |
| % insured | 80.33% | 6,295 |
| Federal funds purchased & repurchase agreements | $3,140,000 | 1,471 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $7,795,000 | 739 |
| Total equity capital | $29,704,000 | 2,295 |
| Total bank equity capital | $29,704,000 | 2,294 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $920,000 | 2,713 |
| Surplus | $920,000 | 6,018 |
| Undivided profits | $27,864,000 | 1,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $1,255,000 | 4,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,110,000 | 2,704 |
| Earning assets | $234,573,000 | 2,488 |
| Long-term assets (5+ years) | $154,409,000 | 995 |
| Average Assets, year-to-date | $262,983,250 | 2,415 |
| Average Assets, quarterly | $265,072,000 | 2,398 |
| Volatile liabilities | $32,026,000 | 1,555 |
| Insider loans | $723,000 | 4,370 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $18,782,000 | 2,663 |
| Tier 1 (core) risk-based capital | $23,042,000 | 2,709 |
| Tier 2 risk-based capital | $1,277,000 | 3,493 |
| Total risk weighted assets | $125,120,000 | 3,201 |
| Total unused commitments | $18,782,000 | 2,665 |
| Derivatives | $8,000,000 | 661 |
| 2011-06-30 | Rank | |
| # of Employees: | 67 | 2,311 |
| Assets and Liabilities | ||
| Total Assets: | $261,697,000 | 2,444 |
| Cash and due from depository institutions | $3,813,000 | 2,311 |
| Interest-bearing balances | $21,000 | 6,887 |
| Securities | $123,027,000 | 1,179 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 2,814 |
| Net loans & leases | $105,865,000 | 3,479 |
| Loan loss allowance | $1,508,000 | 3,821 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $1,813,000 | 4,316 |
| Other real estate owned | $0 | 2,311 |
| Goodwill and other intangibles | $7,736,000 | 580 |
| All other assets | $18,493,000 | 1,154 |
| Life insurance assets | $12,058,000 | 586 |
| Total liabilities and capital | $261,697,000 | 2,444 |
| Total liabilities | $233,228,000 | 2,457 |
| Total deposits | $224,754,000 | 2,384 |
| Interest-bearing deposits | $192,887,000 | 2,347 |
| Deposits held in domestic offices | $224,754,000 | 2,384 |
| % insured | 81.27% | 6,189 |
| Federal funds purchased & repurchase agreements | $837,000 | 2,054 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $7,637,000 | 711 |
| Total equity capital | $28,469,000 | 2,325 |
| Total bank equity capital | $28,469,000 | 2,324 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $920,000 | 2,748 |
| Surplus | $920,000 | 6,071 |
| Undivided profits | $26,629,000 | 1,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $2,142,000 | 3,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,125,000 | 2,603 |
| Earning assets | $229,863,000 | 2,543 |
| Long-term assets (5+ years) | $161,887,000 | 940 |
| Average Assets, year-to-date | $261,162,000 | 2,447 |
| Average Assets, quarterly | $265,034,500 | 2,413 |
| Volatile liabilities | $29,915,000 | 1,677 |
| Insider loans | $737,000 | 4,377 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $19,246,000 | 2,642 |
| Tier 1 (core) risk-based capital | $22,619,000 | 2,712 |
| Tier 2 risk-based capital | $1,508,000 | 3,128 |
| Total risk weighted assets | $126,834,000 | 3,207 |
| Total unused commitments | $19,246,000 | 2,646 |
| Derivatives | $8,000,000 | 554 |
| 2011-03-31 | Rank | |
| # of Employees: | 68 | 2,277 |
| Assets and Liabilities | ||
| Total Assets: | $268,372,000 | 2,406 |
| Cash and due from depository institutions | $4,029,000 | 2,277 |
| Interest-bearing balances | $41,000 | 6,820 |
| Securities | $116,786,000 | 1,227 |
| Federal funds sold & reverse repurchase agreements | $9,660,000 | 849 |
| Net loans & leases | $109,506,000 | 3,429 |
| Loan loss allowance | $1,336,000 | 4,105 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,759,000 | 4,394 |
| Other real estate owned | $0 | 2,277 |
| Goodwill and other intangibles | $7,827,000 | 582 |
| All other assets | $18,805,000 | 1,155 |
| Life insurance assets | $11,956,000 | 586 |
| Total liabilities and capital | $268,372,000 | 2,406 |
| Total liabilities | $240,478,000 | 2,411 |
| Total deposits | $231,903,000 | 2,340 |
| Interest-bearing deposits | $198,591,000 | 2,314 |
| Deposits held in domestic offices | $231,903,000 | 2,339 |
| % insured | 79.66% | 6,469 |
| Federal funds purchased & repurchase agreements | $1,746,000 | 1,740 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $6,829,000 | 771 |
| Total equity capital | $27,894,000 | 2,333 |
| Total bank equity capital | $27,894,000 | 2,332 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $920,000 | 2,784 |
| Surplus | $920,000 | 6,118 |
| Undivided profits | $26,054,000 | 1,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $772,000 | 4,931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,203,000 | 2,431 |
| Earning assets | $235,993,000 | 2,495 |
| Long-term assets (5+ years) | $152,541,000 | 963 |
| Average Assets, year-to-date | $260,894,500 | 2,463 |
| Average Assets, quarterly | $260,894,500 | 2,463 |
| Volatile liabilities | $28,225,000 | 1,800 |
| Insider loans | $746,000 | 4,416 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $18,229,000 | 2,762 |
| Tier 1 (core) risk-based capital | $22,793,000 | 2,690 |
| Tier 2 risk-based capital | $1,336,000 | 3,452 |
| Total risk weighted assets | $130,809,000 | 3,151 |
| Total unused commitments | $18,229,000 | 2,764 |
| Derivatives | $8,000,000 | 515 |
| 2010-12-31 | Rank | |
| # of Employees: | 68 | 2,297 |
| Assets and Liabilities | ||
| Total Assets: | $253,417,000 | 2,534 |
| Cash and due from depository institutions | $3,981,000 | 2,297 |
| Interest-bearing balances | $90,000 | 6,644 |
| Securities | $108,599,000 | 1,259 |
| Federal funds sold & reverse repurchase agreements | $2,310,000 | 2,360 |
| Net loans & leases | $109,901,000 | 3,492 |
| Loan loss allowance | $1,290,000 | 4,177 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,773,000 | 4,429 |
| Other real estate owned | $60,000 | 2,297 |
| Goodwill and other intangibles | $7,917,000 | 581 |
| All other assets | $18,876,000 | 1,171 |
| Life insurance assets | $11,854,000 | 582 |
| Total liabilities and capital | $253,417,000 | 2,534 |
| Total liabilities | $225,849,000 | 2,551 |
| Total deposits | $216,576,000 | 2,491 |
| Interest-bearing deposits | $187,190,000 | 2,441 |
| Deposits held in domestic offices | $216,576,000 | 2,490 |
| % insured | 81.39% | 6,226 |
| Federal funds purchased & repurchase agreements | $2,012,000 | 1,763 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $7,261,000 | 740 |
| Total equity capital | $27,568,000 | 2,342 |
| Total bank equity capital | $27,568,000 | 2,341 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $920,000 | 2,826 |
| Surplus | $920,000 | 6,175 |
| Undivided profits | $25,728,000 | 1,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $840,000 | 4,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,042,000 | 2,898 |
| Earning assets | $220,900,000 | 2,654 |
| Long-term assets (5+ years) | $148,526,000 | 965 |
| Average Assets, year-to-date | $252,963,800 | 2,521 |
| Average Assets, quarterly | $253,868,500 | 2,522 |
| Volatile liabilities | $47,311,000 | 2,642 |
| Insider loans | $785,000 | 4,428 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $18,952,000 | 2,658 |
| Tier 1 (core) risk-based capital | $22,346,000 | 2,735 |
| Tier 2 risk-based capital | $1,290,000 | 3,568 |
| Total risk weighted assets | $129,807,000 | 3,218 |
| Total unused commitments | $18,952,000 | 2,658 |
| Derivatives | $8,000,000 | 577 |
| 2010-09-30 | Rank | |
| # of Employees: | 72 | 2,162 |
| Assets and Liabilities | ||
| Total Assets: | $254,320,000 | 2,565 |
| Cash and due from depository institutions | $4,235,000 | 2,162 |
| Interest-bearing balances | $49,000 | 6,808 |
| Securities | $104,445,000 | 1,269 |
| Federal funds sold & reverse repurchase agreements | $6,285,000 | 1,241 |
| Net loans & leases | $111,848,000 | 3,518 |
| Loan loss allowance | $1,266,000 | 4,261 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,823,000 | 4,440 |
| Other real estate owned | $60,000 | 2,162 |
| Goodwill and other intangibles | $8,012,000 | 575 |
| All other assets | $17,612,000 | 1,244 |
| Life insurance assets | $11,718,000 | 585 |
| Total liabilities and capital | $254,320,000 | 2,565 |
| Total liabilities | $225,136,000 | 2,599 |
| Total deposits | $216,060,000 | 2,502 |
| Interest-bearing deposits | $181,533,000 | 2,537 |
| Deposits held in domestic offices | $216,060,000 | 2,499 |
| % insured | 79.17% | 6,246 |
| Federal funds purchased & repurchase agreements | $2,237,000 | 1,725 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $6,839,000 | 830 |
| Total equity capital | $29,184,000 | 2,310 |
| Total bank equity capital | $29,184,000 | 2,308 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $920,000 | 2,884 |
| Surplus | $920,000 | 6,249 |
| Undivided profits | $27,344,000 | 1,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $566,000 | 5,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,138,000 | 2,855 |
| Earning assets | $222,627,000 | 2,658 |
| Long-term assets (5+ years) | $141,771,000 | 986 |
| Average Assets, year-to-date | $252,850,500 | 2,559 |
| Average Assets, quarterly | $251,821,000 | 2,588 |
| Volatile liabilities | $48,407,000 | 2,676 |
| Insider loans | $862,000 | 4,336 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $18,866,000 | 2,714 |
| Tier 1 (core) risk-based capital | $22,282,000 | 2,775 |
| Tier 2 risk-based capital | $1,266,000 | 3,692 |
| Total risk weighted assets | $130,405,000 | 3,242 |
| Total unused commitments | $18,866,000 | 2,716 |
| Derivatives | $8,000,000 | 677 |
| 2010-06-30 | Rank | |
| # of Employees: | 71 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $249,322,000 | 2,632 |
| Cash and due from depository institutions | $5,329,000 | 2,234 |
| Interest-bearing balances | $112,000 | 6,506 |
| Securities | $98,803,000 | 1,327 |
| Federal funds sold & reverse repurchase agreements | $5,822,000 | 1,362 |
| Net loans & leases | $111,825,000 | 3,564 |
| Loan loss allowance | $1,257,000 | 4,258 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,863,000 | 4,427 |
| Other real estate owned | $60,000 | 2,234 |
| Goodwill and other intangibles | $8,110,000 | 572 |
| All other assets | $17,510,000 | 1,270 |
| Life insurance assets | $11,616,000 | 590 |
| Total liabilities and capital | $249,322,000 | 2,632 |
| Total liabilities | $220,634,000 | 2,650 |
| Total deposits | $212,658,000 | 2,543 |
| Interest-bearing deposits | $179,670,000 | 2,589 |
| Deposits held in domestic offices | $212,658,000 | 2,541 |
| % insured | 80.86% | 6,080 |
| Federal funds purchased & repurchase agreements | $1,101,000 | 2,053 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,875,000 | 792 |
| Total equity capital | $28,688,000 | 2,326 |
| Total bank equity capital | $28,688,000 | 2,324 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $920,000 | 2,916 |
| Surplus | $920,000 | 6,291 |
| Undivided profits | $26,848,000 | 1,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $890,000 | 4,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,047,000 | 3,025 |
| Earning assets | $216,562,000 | 2,747 |
| Long-term assets (5+ years) | $131,325,000 | 1,046 |
| Average Assets, year-to-date | $252,360,670 | 2,581 |
| Average Assets, quarterly | $252,412,500 | 2,582 |
| Volatile liabilities | $46,651,000 | 2,812 |
| Insider loans | $881,000 | 4,347 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $20,209,000 | 2,638 |
| Tier 1 (core) risk-based capital | $21,766,000 | 2,816 |
| Tier 2 risk-based capital | $1,257,000 | 3,698 |
| Total risk weighted assets | $129,974,000 | 3,299 |
| Total unused commitments | $20,209,000 | 2,639 |
| Derivatives | $8,000,000 | 585 |
| 2010-03-31 | Rank | |
| # of Employees: | 71 | 2,259 |
| Assets and Liabilities | ||
| Total Assets: | $255,503,000 | 2,609 |
| Cash and due from depository institutions | $8,553,000 | 2,259 |
| Interest-bearing balances | $3,107,000 | 4,353 |
| Securities | $99,268,000 | 1,322 |
| Federal funds sold & reverse repurchase agreements | $8,759,000 | 1,066 |
| Net loans & leases | $110,790,000 | 3,626 |
| Loan loss allowance | $1,246,000 | 4,322 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,866,000 | 4,506 |
| Other real estate owned | $0 | 2,259 |
| Goodwill and other intangibles | $8,210,000 | 585 |
| All other assets | $18,057,000 | 1,267 |
| Life insurance assets | $11,519,000 | 589 |
| Total liabilities and capital | $255,503,000 | 2,609 |
| Total liabilities | $226,942,000 | 2,642 |
| Total deposits | $213,673,000 | 2,577 |
| Interest-bearing deposits | $184,296,000 | 2,576 |
| Deposits held in domestic offices | $213,673,000 | 2,575 |
| % insured | 77.97% | 6,593 |
| Federal funds purchased & repurchase agreements | $2,293,000 | 1,760 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 3,478 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,976,000 | 902 |
| Total equity capital | $28,561,000 | 2,341 |
| Total bank equity capital | $28,561,000 | 2,339 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $920,000 | 2,970 |
| Surplus | $920,000 | 6,386 |
| Undivided profits | $26,721,000 | 1,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $934,000 | 4,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,353,000 | 2,410 |
| Earning assets | $221,924,000 | 2,722 |
| Long-term assets (5+ years) | $132,084,000 | 1,052 |
| Average Assets, year-to-date | $253,880,000 | 2,615 |
| Average Assets, quarterly | $253,880,000 | 2,615 |
| Volatile liabilities | $52,994,000 | 2,583 |
| Insider loans | $1,102,000 | 4,051 |
| FHLB advances | $5,000,000 | 3,318 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $19,641,000 | 2,786 |
| Tier 1 (core) risk-based capital | $21,898,000 | 2,833 |
| Tier 2 risk-based capital | $1,246,000 | 3,773 |
| Total risk weighted assets | $131,031,000 | 3,339 |
| Total unused commitments | $19,641,000 | 2,791 |
| Derivatives | $8,000,000 | 549 |
| 2009-12-31 | Rank | |
| # of Employees: | 70 | 2,315 |
| Assets and Liabilities | ||
| Total Assets: | $252,257,000 | 2,651 |
| Cash and due from depository institutions | $7,629,000 | 2,315 |
| Interest-bearing balances | $2,887,000 | 4,071 |
| Securities | $94,691,000 | 1,368 |
| Federal funds sold & reverse repurchase agreements | $9,707,000 | 901 |
| Net loans & leases | $112,153,000 | 3,634 |
| Loan loss allowance | $1,315,000 | 4,165 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,885,000 | 4,531 |
| Other real estate owned | $0 | 2,315 |
| Goodwill and other intangibles | $8,309,000 | 586 |
| All other assets | $17,883,000 | 1,312 |
| Life insurance assets | $11,414,000 | 590 |
| Total liabilities and capital | $252,257,000 | 2,651 |
| Total liabilities | $224,199,000 | 2,680 |
| Total deposits | $210,437,000 | 2,615 |
| Interest-bearing deposits | $177,811,000 | 2,670 |
| Deposits held in domestic offices | $210,437,000 | 2,613 |
| % insured | 78.77% | 6,482 |
| Federal funds purchased & repurchase agreements | $2,604,000 | 1,782 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,042,000 | 3,626 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,116,000 | 874 |
| Total equity capital | $28,058,000 | 2,356 |
| Total bank equity capital | $28,058,000 | 2,353 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $920,000 | 3,013 |
| Surplus | $920,000 | 6,446 |
| Undivided profits | $26,218,000 | 1,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $639,000 | 5,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,078,000 | 3,125 |
| Earning assets | $219,438,000 | 2,769 |
| Long-term assets (5+ years) | $125,073,000 | 1,114 |
| Average Assets, year-to-date | $250,307,600 | 2,604 |
| Average Assets, quarterly | $252,156,000 | 2,636 |
| Volatile liabilities | $41,979,000 | 3,148 |
| Insider loans | $1,135,000 | 4,049 |
| FHLB advances | $5,042,000 | 3,485 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $18,795,000 | 2,881 |
| Tier 1 (core) risk-based capital | $21,434,000 | 2,867 |
| Tier 2 risk-based capital | $1,315,000 | 3,633 |
| Total risk weighted assets | $131,565,000 | 3,374 |
| Total unused commitments | $18,795,000 | 2,881 |
| Derivatives | $8,000,000 | 539 |
| 2009-09-30 | Rank | |
| # of Employees: | 70 | 2,336 |
| Assets and Liabilities | ||
| Total Assets: | $252,055,000 | 2,645 |
| Cash and due from depository institutions | $7,815,000 | 2,336 |
| Interest-bearing balances | $3,208,000 | 3,717 |
| Securities | $97,097,000 | 1,309 |
| Federal funds sold & reverse repurchase agreements | $9,088,000 | 1,021 |
| Net loans & leases | $110,929,000 | 3,703 |
| Loan loss allowance | $1,163,000 | 4,375 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,933,000 | 4,510 |
| Other real estate owned | $0 | 2,336 |
| Goodwill and other intangibles | $8,452,000 | 625 |
| All other assets | $16,741,000 | 1,230 |
| Life insurance assets | $11,257,000 | 600 |
| Total liabilities and capital | $252,055,000 | 2,645 |
| Total liabilities | $223,804,000 | 2,671 |
| Total deposits | $209,731,000 | 2,590 |
| Interest-bearing deposits | $180,407,000 | 2,609 |
| Deposits held in domestic offices | $209,731,000 | 2,587 |
| % insured | 78.88% | 6,620 |
| Federal funds purchased & repurchase agreements | $1,641,000 | 2,058 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,084,000 | 3,737 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $7,348,000 | 821 |
| Total equity capital | $28,251,000 | 2,415 |
| Total bank equity capital | $28,251,000 | 2,414 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $920,000 | 3,054 |
| Surplus | $920,000 | 6,505 |
| Undivided profits | $26,411,000 | 1,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 5,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,263,000 | 2,863 |
| Earning assets | $220,322,000 | 2,783 |
| Long-term assets (5+ years) | $121,925,000 | 1,132 |
| Average Assets, year-to-date | $249,820,250 | 2,627 |
| Average Assets, quarterly | $251,324,000 | 2,636 |
| Volatile liabilities | $50,039,000 | 2,771 |
| Insider loans | $1,017,000 | 4,230 |
| FHLB advances | $5,084,000 | 3,593 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $19,129,000 | 2,946 |
| Tier 1 (core) risk-based capital | $21,248,000 | 2,952 |
| Tier 2 risk-based capital | $1,163,000 | 3,932 |
| Total risk weighted assets | $130,741,000 | 3,427 |
| Total unused commitments | $19,129,000 | 2,947 |
| Derivatives | $8,000,000 | 566 |
| 2009-06-30 | Rank | |
| # of Employees: | 70 | 2,382 |
| Assets and Liabilities | ||
| Total Assets: | $250,593,000 | 2,659 |
| Cash and due from depository institutions | $4,801,000 | 2,382 |
| Interest-bearing balances | $590,000 | 5,172 |
| Securities | $99,983,000 | 1,262 |
| Federal funds sold & reverse repurchase agreements | $9,926,000 | 1,034 |
| Net loans & leases | $108,498,000 | 3,789 |
| Loan loss allowance | $1,127,000 | 4,388 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,941,000 | 4,548 |
| Other real estate owned | $0 | 2,382 |
| Goodwill and other intangibles | $8,564,000 | 632 |
| All other assets | $16,880,000 | 1,252 |
| Life insurance assets | $11,167,000 | 612 |
| Total liabilities and capital | $250,593,000 | 2,659 |
| Total liabilities | $223,287,000 | 2,688 |
| Total deposits | $206,728,000 | 2,614 |
| Interest-bearing deposits | $178,045,000 | 2,632 |
| Deposits held in domestic offices | $206,728,000 | 2,612 |
| % insured | 71.20% | 5,846 |
| Federal funds purchased & repurchase agreements | $1,598,000 | 2,143 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $7,625,000 | 3,318 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,336,000 | 852 |
| Total equity capital | $27,306,000 | 2,465 |
| Total bank equity capital | $27,306,000 | 2,463 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $920,000 | 3,093 |
| Surplus | $920,000 | 6,567 |
| Undivided profits | $25,466,000 | 1,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $506,000 | 5,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,167,000 | 2,981 |
| Earning assets | $218,997,000 | 2,782 |
| Long-term assets (5+ years) | $115,532,000 | 1,187 |
| Average Assets, year-to-date | $249,075,330 | 2,646 |
| Average Assets, quarterly | $250,875,500 | 2,648 |
| Volatile liabilities | $48,004,000 | 2,865 |
| Insider loans | $963,000 | 4,382 |
| FHLB advances | $7,625,000 | 3,174 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $18,099,000 | 3,155 |
| Tier 1 (core) risk-based capital | $20,565,000 | 3,057 |
| Tier 2 risk-based capital | $1,127,000 | 3,998 |
| Total risk weighted assets | $129,154,000 | 3,482 |
| Total unused commitments | $18,099,000 | 3,156 |
| Derivatives | $8,000,000 | 614 |
| 2009-03-31 | Rank | |
| # of Employees: | 70 | 2,386 |
| Assets and Liabilities | ||
| Total Assets: | $251,158,000 | 2,654 |
| Cash and due from depository institutions | $3,861,000 | 2,386 |
| Interest-bearing balances | $163,000 | 5,768 |
| Securities | $98,609,000 | 1,254 |
| Federal funds sold & reverse repurchase agreements | $15,074,000 | 776 |
| Net loans & leases | $105,944,000 | 3,852 |
| Loan loss allowance | $1,094,000 | 4,362 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,992,000 | 4,517 |
| Other real estate owned | $0 | 2,386 |
| Goodwill and other intangibles | $8,676,000 | 637 |
| All other assets | $17,002,000 | 1,226 |
| Life insurance assets | $11,077,000 | 617 |
| Total liabilities and capital | $251,158,000 | 2,654 |
| Total liabilities | $224,100,000 | 2,687 |
| Total deposits | $206,021,000 | 2,622 |
| Interest-bearing deposits | $177,163,000 | 2,642 |
| Deposits held in domestic offices | $206,021,000 | 2,620 |
| % insured | 69.55% | 6,161 |
| Federal funds purchased & repurchase agreements | $3,025,000 | 1,817 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $7,665,000 | 3,391 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $7,389,000 | 837 |
| Total equity capital | $27,058,000 | 2,504 |
| Total bank equity capital | $27,058,000 | 2,502 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $920,000 | 3,115 |
| Surplus | $920,000 | 6,603 |
| Undivided profits | $25,218,000 | 1,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 6,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,243,000 | 2,836 |
| Earning assets | $219,790,000 | 2,791 |
| Long-term assets (5+ years) | $110,336,000 | 1,216 |
| Average Assets, year-to-date | $248,316,500 | 2,665 |
| Average Assets, quarterly | $248,316,500 | 2,665 |
| Volatile liabilities | $44,870,000 | 2,983 |
| Insider loans | $949,000 | 4,446 |
| FHLB advances | $7,665,000 | 3,263 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $21,071,000 | 2,961 |
| Tier 1 (core) risk-based capital | $20,525,000 | 3,083 |
| Tier 2 risk-based capital | $1,095,000 | 4,023 |
| Total risk weighted assets | $127,920,000 | 3,513 |
| Total unused commitments | $21,071,000 | 2,961 |
| Derivatives | $8,000,000 | 645 |
| 2008-12-31 | Rank | |
| # of Employees: | 71 | 2,392 |
| Assets and Liabilities | ||
| Total Assets: | $245,475,000 | 2,692 |
| Cash and due from depository institutions | $4,461,000 | 2,392 |
| Interest-bearing balances | $54,000 | 6,095 |
| Securities | $91,983,000 | 1,325 |
| Federal funds sold & reverse repurchase agreements | $14,454,000 | 645 |
| Net loans & leases | $106,563,000 | 3,869 |
| Loan loss allowance | $1,077,000 | 4,350 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,045,000 | 4,499 |
| Other real estate owned | $0 | 2,392 |
| Goodwill and other intangibles | $8,788,000 | 646 |
| All other assets | $17,181,000 | 1,220 |
| Life insurance assets | $10,985,000 | 621 |
| Total liabilities and capital | $245,475,000 | 2,692 |
| Total liabilities | $219,105,000 | 2,725 |
| Total deposits | $200,000,000 | 2,645 |
| Interest-bearing deposits | $167,540,000 | 2,724 |
| Deposits held in domestic offices | $200,000,000 | 2,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,467,000 | 1,946 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $7,705,000 | 3,588 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $7,933,000 | 815 |
| Total equity capital | $26,370,000 | 2,538 |
| Total bank equity capital | $26,370,000 | 2,538 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $920,000 | 3,138 |
| Surplus | $920,000 | 6,630 |
| Undivided profits | $24,530,000 | 1,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $495,000 | 5,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,028,000 | 3,590 |
| Earning assets | $213,054,000 | 2,848 |
| Long-term assets (5+ years) | $101,564,000 | 1,291 |
| Average Assets, year-to-date | $241,795,000 | 2,640 |
| Average Assets, quarterly | $242,024,500 | 2,690 |
| Volatile liabilities | $39,439,000 | 3,250 |
| Insider loans | $884,000 | 4,620 |
| FHLB advances | $7,705,000 | 3,472 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $19,485,000 | 3,108 |
| Tier 1 (core) risk-based capital | $18,534,000 | 3,359 |
| Tier 2 risk-based capital | $1,077,000 | 4,042 |
| Total risk weighted assets | $128,005,000 | 3,520 |
| Total unused commitments | $19,485,000 | 3,109 |
| Derivatives | $8,000,000 | 578 |
| 2008-09-30 | Rank | |
| # of Employees: | 70 | 2,426 |
| Assets and Liabilities | ||
| Total Assets: | $238,574,000 | 2,735 |
| Cash and due from depository institutions | $5,433,000 | 2,426 |
| Interest-bearing balances | $117,000 | 4,914 |
| Securities | $88,127,000 | 1,347 |
| Federal funds sold & reverse repurchase agreements | $12,790,000 | 936 |
| Net loans & leases | $104,105,000 | 3,921 |
| Loan loss allowance | $1,015,000 | 4,335 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,100,000 | 4,463 |
| Other real estate owned | $0 | 2,426 |
| Goodwill and other intangibles | $9,327,000 | 664 |
| All other assets | $16,692,000 | 1,237 |
| Life insurance assets | $11,020,000 | 608 |
| Total liabilities and capital | $238,574,000 | 2,735 |
| Total liabilities | $210,454,000 | 2,793 |
| Total deposits | $194,125,000 | 2,676 |
| Interest-bearing deposits | $160,653,000 | 2,790 |
| Deposits held in domestic offices | $194,125,000 | 2,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,604,000 | 2,021 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $7,744,000 | 3,596 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,981,000 | 1,133 |
| Total equity capital | $28,120,000 | 2,422 |
| Total bank equity capital | $28,120,000 | 2,422 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $920,000 | 3,168 |
| Surplus | $920,000 | 6,672 |
| Undivided profits | $26,280,000 | 1,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $587,000 | 4,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $49,000 | 933 |
| Income earned, not collected on loans | $1,182,000 | 3,297 |
| Earning assets | $205,139,000 | 2,913 |
| Long-term assets (5+ years) | $106,014,000 | 1,210 |
| Average Assets, year-to-date | $240,875,000 | 2,660 |
| Average Assets, quarterly | $238,063,000 | 2,733 |
| Volatile liabilities | $37,704,000 | 3,279 |
| Insider loans | $808,000 | 4,761 |
| FHLB advances | $7,744,000 | 3,459 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $19,211,000 | 3,311 |
| Tier 1 (core) risk-based capital | $19,645,000 | 3,224 |
| Tier 2 risk-based capital | $1,015,000 | 4,102 |
| Total risk weighted assets | $125,884,000 | 3,552 |
| Total unused commitments | $19,211,000 | 3,314 |
| Derivatives | $8,000,000 | 499 |
| 2008-06-30 | Rank | |
| # of Employees: | 76 | 2,296 |
| Assets and Liabilities | ||
| Total Assets: | $237,552,000 | 2,752 |
| Cash and due from depository institutions | $5,941,000 | 2,296 |
| Interest-bearing balances | $139,000 | 4,667 |
| Securities | $88,797,000 | 1,366 |
| Federal funds sold & reverse repurchase agreements | $9,421,000 | 1,297 |
| Net loans & leases | $105,258,000 | 3,870 |
| Loan loss allowance | $1,106,000 | 4,075 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,159,000 | 4,425 |
| Other real estate owned | $0 | 2,296 |
| Goodwill and other intangibles | $9,448,000 | 671 |
| All other assets | $16,528,000 | 1,208 |
| Life insurance assets | $10,926,000 | 611 |
| Total liabilities and capital | $237,552,000 | 2,752 |
| Total liabilities | $209,544,000 | 2,789 |
| Total deposits | $194,755,000 | 2,680 |
| Interest-bearing deposits | $161,470,000 | 2,790 |
| Deposits held in domestic offices | $194,755,000 | 2,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,501,000 | 2,692 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $7,782,000 | 3,484 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,506,000 | 1,039 |
| Total equity capital | $28,008,000 | 2,446 |
| Total bank equity capital | $28,008,000 | 2,446 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $920,000 | 3,195 |
| Surplus | $920,000 | 6,712 |
| Undivided profits | $26,168,000 | 1,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $475,000 | 5,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $49,000 | 919 |
| Income earned, not collected on loans | $1,124,000 | 3,386 |
| Earning assets | $203,615,000 | 2,923 |
| Long-term assets (5+ years) | $106,806,000 | 1,189 |
| Average Assets, year-to-date | $241,642,000 | 2,664 |
| Average Assets, quarterly | $242,285,500 | 2,687 |
| Volatile liabilities | $36,257,000 | 3,367 |
| Insider loans | $819,000 | 4,725 |
| FHLB advances | $7,782,000 | 3,350 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $20,493,000 | 3,261 |
| Tier 1 (core) risk-based capital | $19,326,000 | 3,290 |
| Tier 2 risk-based capital | $1,106,000 | 3,870 |
| Total risk weighted assets | $127,393,000 | 3,520 |
| Total unused commitments | $20,493,000 | 3,262 |
| Derivatives | $8,000,000 | 495 |
| 2008-03-31 | Rank | |
| # of Employees: | 72 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $247,019,000 | 2,640 |
| Cash and due from depository institutions | $4,544,000 | 2,387 |
| Interest-bearing balances | $105,000 | 4,930 |
| Securities | $96,078,000 | 1,266 |
| Federal funds sold & reverse repurchase agreements | $13,300,000 | 1,303 |
| Net loans & leases | $104,134,000 | 3,847 |
| Loan loss allowance | $1,061,000 | 4,099 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,191,000 | 4,381 |
| Other real estate owned | $0 | 2,387 |
| Goodwill and other intangibles | $10,084,000 | 670 |
| All other assets | $16,688,000 | 1,161 |
| Life insurance assets | $10,822,000 | 606 |
| Total liabilities and capital | $247,019,000 | 2,640 |
| Total liabilities | $217,741,000 | 2,674 |
| Total deposits | $201,787,000 | 2,582 |
| Interest-bearing deposits | $162,364,000 | 2,760 |
| Deposits held in domestic offices | $201,787,000 | 2,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,469,000 | 2,107 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $7,820,000 | 3,234 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,665,000 | 1,086 |
| Total equity capital | $29,278,000 | 2,405 |
| Total bank equity capital | $29,278,000 | 2,405 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $920,000 | 3,210 |
| Surplus | $920,000 | 6,724 |
| Undivided profits | $27,438,000 | 1,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $781,000 | 4,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,376,000 | 2,824 |
| Earning assets | $213,617,000 | 2,779 |
| Long-term assets (5+ years) | $106,974,000 | 1,151 |
| Average Assets, year-to-date | $243,687,000 | 2,653 |
| Average Assets, quarterly | $243,687,000 | 2,653 |
| Volatile liabilities | $38,813,000 | 3,187 |
| Insider loans | $835,000 | 4,656 |
| FHLB advances | $7,820,000 | 3,128 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $20,454,000 | 3,318 |
| Tier 1 (core) risk-based capital | $19,217,000 | 3,302 |
| Tier 2 risk-based capital | $1,061,000 | 3,919 |
| Total risk weighted assets | $129,180,000 | 3,439 |
| Total unused commitments | $20,454,000 | 3,321 |
| Derivatives | $8,000,000 | 540 |
| 2007-12-31 | Rank | |
| # of Employees: | 73 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $240,355,000 | 2,675 |
| Cash and due from depository institutions | $5,911,000 | 2,365 |
| Interest-bearing balances | $102,000 | 4,692 |
| Securities | $94,489,000 | 1,269 |
| Federal funds sold & reverse repurchase agreements | $7,025,000 | 1,910 |
| Net loans & leases | $104,948,000 | 3,819 |
| Loan loss allowance | $1,060,000 | 4,074 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,213,000 | 4,374 |
| Other real estate owned | $0 | 2,365 |
| Goodwill and other intangibles | $10,205,000 | 660 |
| All other assets | $15,564,000 | 1,224 |
| Life insurance assets | $10,732,000 | 608 |
| Total liabilities and capital | $240,355,000 | 2,675 |
| Total liabilities | $211,800,000 | 2,697 |
| Total deposits | $196,518,000 | 2,607 |
| Interest-bearing deposits | $162,142,000 | 2,714 |
| Deposits held in domestic offices | $196,518,000 | 2,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,190,000 | 2,319 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,857,000 | 3,076 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,235,000 | 1,140 |
| Total equity capital | $28,555,000 | 2,439 |
| Total bank equity capital | $28,555,000 | 2,439 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $920,000 | 3,213 |
| Surplus | $920,000 | 6,742 |
| Undivided profits | $26,715,000 | 1,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $732,000 | 3,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,211,000 | 3,406 |
| Earning assets | $206,564,000 | 2,795 |
| Long-term assets (5+ years) | $101,048,000 | 1,146 |
| Average Assets, year-to-date | $178,806,800 | 3,347 |
| Average Assets, quarterly | $199,499,000 | 3,106 |
| Volatile liabilities | $35,727,000 | 3,375 |
| Insider loans | $849,000 | 4,622 |
| FHLB advances | $7,857,000 | 2,965 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $20,334,000 | 3,331 |
| Tier 1 (core) risk-based capital | $19,070,000 | 3,304 |
| Tier 2 risk-based capital | $1,060,000 | 3,906 |
| Total risk weighted assets | $129,613,000 | 3,413 |
| Total unused commitments | $20,334,000 | 3,333 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 41 | 3,923 |
| Assets and Liabilities | ||
| Total Assets: | $158,643,000 | 3,749 |
| Cash and due from depository institutions | $3,367,000 | 3,923 |
| Interest-bearing balances | $503,000 | 3,000 |
| Securities | $66,142,000 | 1,777 |
| Federal funds sold & reverse repurchase agreements | $10,640,000 | 1,387 |
| Net loans & leases | $68,227,000 | 4,914 |
| Loan loss allowance | $886,000 | 4,536 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,173,000 | 5,640 |
| Other real estate owned | $0 | 3,923 |
| Goodwill and other intangibles | $69,000 | 2,946 |
| All other assets | $9,025,000 | 1,930 |
| Life insurance assets | $6,175,000 | 998 |
| Total liabilities and capital | $158,643,000 | 3,749 |
| Total liabilities | $136,239,000 | 3,848 |
| Total deposits | $133,945,000 | 3,624 |
| Interest-bearing deposits | $116,535,000 | 3,576 |
| Deposits held in domestic offices | $133,945,000 | 3,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,294,000 | 2,231 |
| Total equity capital | $22,404,000 | 2,960 |
| Total bank equity capital | $22,404,000 | 2,960 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $920,000 | 3,197 |
| Surplus | $920,000 | 6,753 |
| Undivided profits | $20,564,000 | 1,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 6,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,044,000 | 4,088 |
| Earning assets | $145,512,000 | 3,755 |
| Long-term assets (5+ years) | $61,419,000 | 1,667 |
| Average Assets, year-to-date | $163,419,750 | 3,590 |
| Average Assets, quarterly | $164,893,000 | 3,599 |
| Volatile liabilities | $23,006,000 | 4,394 |
| Insider loans | $859,000 | 4,583 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $10,784,000 | 4,615 |
| Tier 1 (core) risk-based capital | $22,210,000 | 2,859 |
| Tier 2 risk-based capital | $886,000 | 4,347 |
| Total risk weighted assets | $81,406,000 | 4,602 |
| Total unused commitments | $10,784,000 | 4,615 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 47 | 3,548 |
| Assets and Liabilities | ||
| Total Assets: | $171,143,000 | 3,520 |
| Cash and due from depository institutions | $3,744,000 | 3,548 |
| Interest-bearing balances | $494,000 | 3,114 |
| Securities | $66,113,000 | 1,762 |
| Federal funds sold & reverse repurchase agreements | $23,200,000 | 651 |
| Net loans & leases | $67,762,000 | 4,919 |
| Loan loss allowance | $938,000 | 4,370 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,196,000 | 5,632 |
| Other real estate owned | $0 | 3,548 |
| Goodwill and other intangibles | $73,000 | 2,958 |
| All other assets | $9,055,000 | 1,933 |
| Life insurance assets | $6,124,000 | 998 |
| Total liabilities and capital | $171,143,000 | 3,520 |
| Total liabilities | $149,461,000 | 3,575 |
| Total deposits | $146,887,000 | 3,382 |
| Interest-bearing deposits | $129,227,000 | 3,294 |
| Deposits held in domestic offices | $146,887,000 | 3,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,574,000 | 1,945 |
| Total equity capital | $21,682,000 | 3,002 |
| Total bank equity capital | $21,682,000 | 3,002 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $920,000 | 3,200 |
| Surplus | $920,000 | 6,782 |
| Undivided profits | $19,842,000 | 1,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $165,000 | 5,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $973,000 | 4,075 |
| Earning assets | $157,569,000 | 3,497 |
| Long-term assets (5+ years) | $57,816,000 | 1,714 |
| Average Assets, year-to-date | $165,012,000 | 3,575 |
| Average Assets, quarterly | $167,616,500 | 3,560 |
| Volatile liabilities | $25,995,000 | 4,054 |
| Insider loans | $983,000 | 4,356 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $12,975,000 | 4,284 |
| Tier 1 (core) risk-based capital | $21,426,000 | 2,938 |
| Tier 2 risk-based capital | $938,000 | 4,183 |
| Total risk weighted assets | $84,276,000 | 4,500 |
| Total unused commitments | $12,975,000 | 4,285 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 44 | 3,716 |
| Assets and Liabilities | ||
| Total Assets: | $164,090,000 | 3,648 |
| Cash and due from depository institutions | $2,728,000 | 3,716 |
| Interest-bearing balances | $481,000 | 3,206 |
| Securities | $67,536,000 | 1,739 |
| Federal funds sold & reverse repurchase agreements | $14,710,000 | 1,365 |
| Net loans & leases | $68,913,000 | 4,847 |
| Loan loss allowance | $996,000 | 4,183 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,208,000 | 5,604 |
| Other real estate owned | $45,000 | 3,716 |
| Goodwill and other intangibles | $76,000 | 2,953 |
| All other assets | $8,874,000 | 1,897 |
| Life insurance assets | $6,073,000 | 985 |
| Total liabilities and capital | $164,090,000 | 3,648 |
| Total liabilities | $141,965,000 | 3,740 |
| Total deposits | $140,008,000 | 3,525 |
| Interest-bearing deposits | $123,628,000 | 3,417 |
| Deposits held in domestic offices | $140,008,000 | 3,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,957,000 | 2,435 |
| Total equity capital | $22,125,000 | 2,980 |
| Total bank equity capital | $22,125,000 | 2,980 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $920,000 | 3,197 |
| Surplus | $920,000 | 6,791 |
| Undivided profits | $20,285,000 | 1,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $839,000 | 3,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,015 |
| Income earned, not collected on loans | $1,123,000 | 3,469 |
| Earning assets | $151,640,000 | 3,613 |
| Long-term assets (5+ years) | $58,581,000 | 1,671 |
| Average Assets, year-to-date | $161,946,500 | 3,651 |
| Average Assets, quarterly | $161,946,500 | 3,651 |
| Volatile liabilities | $29,348,000 | 3,681 |
| Insider loans | $1,125,000 | 4,078 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $10,864,000 | 4,660 |
| Tier 1 (core) risk-based capital | $22,067,000 | 2,864 |
| Tier 2 risk-based capital | $996,000 | 4,003 |
| Total risk weighted assets | $84,177,000 | 4,467 |
| Total unused commitments | $10,864,000 | 4,660 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 44 | 3,728 |
| Assets and Liabilities | ||
| Total Assets: | $159,803,000 | 3,699 |
| Cash and due from depository institutions | $3,059,000 | 3,728 |
| Interest-bearing balances | $473,000 | 3,231 |
| Securities | $71,496,000 | 1,670 |
| Federal funds sold & reverse repurchase agreements | $5,650,000 | 2,635 |
| Net loans & leases | $69,512,000 | 4,787 |
| Loan loss allowance | $938,000 | 4,342 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,235,000 | 5,555 |
| Other real estate owned | $45,000 | 3,728 |
| Goodwill and other intangibles | $80,000 | 2,939 |
| All other assets | $8,726,000 | 1,944 |
| Life insurance assets | $6,022,000 | 966 |
| Total liabilities and capital | $159,803,000 | 3,699 |
| Total liabilities | $138,136,000 | 3,788 |
| Total deposits | $135,471,000 | 3,585 |
| Interest-bearing deposits | $118,485,000 | 3,477 |
| Deposits held in domestic offices | $135,471,000 | 3,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,665,000 | 1,911 |
| Total equity capital | $21,667,000 | 2,977 |
| Total bank equity capital | $21,667,000 | 2,977 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $920,000 | 3,195 |
| Surplus | $920,000 | 6,798 |
| Undivided profits | $19,827,000 | 1,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 6,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 969 |
| Income earned, not collected on loans | $951,000 | 4,102 |
| Earning assets | $147,131,000 | 3,668 |
| Long-term assets (5+ years) | $56,846,000 | 1,699 |
| Average Assets, year-to-date | $159,259,200 | 3,567 |
| Average Assets, quarterly | $163,546,500 | 3,589 |
| Volatile liabilities | $24,924,000 | 4,167 |
| Insider loans | $1,125,000 | 4,039 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $8,871,000 | 4,995 |
| Tier 1 (core) risk-based capital | $21,664,000 | 2,862 |
| Tier 2 risk-based capital | $938,000 | 4,146 |
| Total risk weighted assets | $83,502,000 | 4,466 |
| Total unused commitments | $8,871,000 | 4,995 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $167,290,000 | 3,508 |
| Cash and due from depository institutions | $4,376,000 | 3,734 |
| Interest-bearing balances | $465,000 | 3,180 |
| Securities | $75,802,000 | 1,599 |
| Federal funds sold & reverse repurchase agreements | $6,950,000 | 1,932 |
| Net loans & leases | $69,536,000 | 4,791 |
| Loan loss allowance | $954,000 | 4,310 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,268,000 | 5,509 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $84,000 | 2,937 |
| All other assets | $9,274,000 | 1,852 |
| Life insurance assets | $5,944,000 | 949 |
| Total liabilities and capital | $167,290,000 | 3,508 |
| Total liabilities | $145,137,000 | 3,615 |
| Total deposits | $143,118,000 | 3,391 |
| Interest-bearing deposits | $122,507,000 | 3,340 |
| Deposits held in domestic offices | $143,118,000 | 3,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,019,000 | 2,321 |
| Total equity capital | $22,153,000 | 2,895 |
| Total bank equity capital | $22,153,000 | 2,895 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $920,000 | 3,211 |
| Surplus | $920,000 | 6,832 |
| Undivided profits | $20,313,000 | 1,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 6,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 978 |
| Income earned, not collected on loans | $1,125,000 | 3,602 |
| Earning assets | $152,753,000 | 3,535 |
| Long-term assets (5+ years) | $58,185,000 | 1,658 |
| Average Assets, year-to-date | $159,123,250 | 3,558 |
| Average Assets, quarterly | $161,371,500 | 3,587 |
| Volatile liabilities | $23,687,000 | 4,314 |
| Insider loans | $1,101,000 | 4,050 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $10,153,000 | 4,736 |
| Tier 1 (core) risk-based capital | $22,133,000 | 2,775 |
| Tier 2 risk-based capital | $954,000 | 4,114 |
| Total risk weighted assets | $86,632,000 | 4,350 |
| Total unused commitments | $10,153,000 | 4,738 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 46 | 3,609 |
| Assets and Liabilities | ||
| Total Assets: | $155,453,000 | 3,700 |
| Cash and due from depository institutions | $4,308,000 | 3,609 |
| Interest-bearing balances | $457,000 | 3,202 |
| Securities | $71,270,000 | 1,686 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,335 |
| Net loans & leases | $66,986,000 | 4,876 |
| Loan loss allowance | $1,084,000 | 3,926 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,202,000 | 5,584 |
| Other real estate owned | $0 | 3,609 |
| Goodwill and other intangibles | $87,000 | 2,938 |
| All other assets | $9,100,000 | 1,867 |
| Life insurance assets | $5,976,000 | 922 |
| Total liabilities and capital | $155,453,000 | 3,700 |
| Total liabilities | $134,073,000 | 3,801 |
| Total deposits | $131,746,000 | 3,589 |
| Interest-bearing deposits | $114,144,000 | 3,490 |
| Deposits held in domestic offices | $131,746,000 | 3,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,327,000 | 1,944 |
| Total equity capital | $21,380,000 | 2,881 |
| Total bank equity capital | $21,380,000 | 2,881 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $920,000 | 3,207 |
| Surplus | $920,000 | 6,841 |
| Undivided profits | $19,540,000 | 1,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 5,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 993 |
| Income earned, not collected on loans | $887,000 | 3,999 |
| Earning assets | $141,213,000 | 3,712 |
| Long-term assets (5+ years) | $60,133,000 | 1,598 |
| Average Assets, year-to-date | $156,401,000 | 3,611 |
| Average Assets, quarterly | $157,607,000 | 3,621 |
| Volatile liabilities | $21,003,000 | 4,529 |
| Insider loans | $1,217,000 | 3,857 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $8,900,000 | 5,035 |
| Tier 1 (core) risk-based capital | $21,825,000 | 2,759 |
| Tier 2 risk-based capital | $1,035,000 | 3,871 |
| Total risk weighted assets | $82,770,000 | 4,432 |
| Total unused commitments | $8,900,000 | 5,036 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 47 | 3,538 |
| Assets and Liabilities | ||
| Total Assets: | $159,761,000 | 3,579 |
| Cash and due from depository institutions | $3,179,000 | 3,538 |
| Interest-bearing balances | $445,000 | 3,364 |
| Securities | $71,254,000 | 1,701 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,797 |
| Net loans & leases | $66,610,000 | 4,833 |
| Loan loss allowance | $1,070,000 | 3,942 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,220,000 | 5,532 |
| Other real estate owned | $0 | 3,538 |
| Goodwill and other intangibles | $91,000 | 2,906 |
| All other assets | $9,107,000 | 1,810 |
| Life insurance assets | $5,925,000 | 905 |
| Total liabilities and capital | $159,761,000 | 3,579 |
| Total liabilities | $137,958,000 | 3,694 |
| Total deposits | $136,336,000 | 3,472 |
| Interest-bearing deposits | $117,447,000 | 3,389 |
| Deposits held in domestic offices | $136,336,000 | 3,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,622,000 | 2,525 |
| Total equity capital | $21,803,000 | 2,810 |
| Total bank equity capital | $21,803,000 | 2,810 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $920,000 | 3,194 |
| Surplus | $920,000 | 6,831 |
| Undivided profits | $19,963,000 | 1,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 5,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,013 |
| Income earned, not collected on loans | $1,029,000 | 3,334 |
| Earning assets | $146,609,000 | 3,575 |
| Long-term assets (5+ years) | $62,480,000 | 1,544 |
| Average Assets, year-to-date | $156,875,000 | 3,603 |
| Average Assets, quarterly | $156,875,000 | 3,603 |
| Volatile liabilities | $24,450,000 | 4,022 |
| Insider loans | $1,342,000 | 3,611 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $9,201,000 | 4,953 |
| Tier 1 (core) risk-based capital | $22,063,000 | 2,686 |
| Tier 2 risk-based capital | $1,045,000 | 3,792 |
| Total risk weighted assets | $83,575,000 | 4,354 |
| Total unused commitments | $9,201,000 | 4,954 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 46 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $153,989,000 | 3,660 |
| Cash and due from depository institutions | $2,855,000 | 3,601 |
| Interest-bearing balances | $204,000 | 4,225 |
| Securities | $73,541,000 | 1,654 |
| Federal funds sold & reverse repurchase agreements | $2,350,000 | 3,735 |
| Net loans & leases | $65,074,000 | 4,879 |
| Loan loss allowance | $1,067,000 | 3,924 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,253,000 | 5,470 |
| Other real estate owned | $0 | 3,601 |
| Goodwill and other intangibles | $94,000 | 2,902 |
| All other assets | $8,822,000 | 1,861 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $153,989,000 | 3,660 |
| Total liabilities | $132,380,000 | 3,790 |
| Total deposits | $130,235,000 | 3,556 |
| Interest-bearing deposits | $112,765,000 | 3,453 |
| Deposits held in domestic offices | $130,235,000 | 3,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,145,000 | 2,033 |
| Total equity capital | $21,609,000 | 2,796 |
| Total bank equity capital | $21,609,000 | 2,796 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $920,000 | 3,204 |
| Surplus | $920,000 | 6,856 |
| Undivided profits | $19,769,000 | 1,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $186,000 | 5,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,028 |
| Income earned, not collected on loans | $858,000 | 3,939 |
| Earning assets | $141,169,000 | 3,648 |
| Long-term assets (5+ years) | $60,236,000 | 1,545 |
| Average Assets, year-to-date | $159,505,400 | 3,433 |
| Average Assets, quarterly | $160,030,000 | 3,519 |
| Volatile liabilities | $21,366,000 | 4,285 |
| Insider loans | $1,306,000 | 3,675 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $10,538,000 | 4,620 |
| Tier 1 (core) risk-based capital | $21,636,000 | 2,702 |
| Tier 2 risk-based capital | $1,028,000 | 3,809 |
| Total risk weighted assets | $82,174,000 | 4,383 |
| Total unused commitments | $10,538,000 | 4,620 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 46 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $166,071,000 | 3,410 |
| Cash and due from depository institutions | $3,529,000 | 3,586 |
| Interest-bearing balances | $197,000 | 4,388 |
| Securities | $74,467,000 | 1,632 |
| Federal funds sold & reverse repurchase agreements | $12,500,000 | 1,043 |
| Net loans & leases | $65,268,000 | 4,854 |
| Loan loss allowance | $951,000 | 4,239 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,268,000 | 5,421 |
| Other real estate owned | $0 | 3,586 |
| Goodwill and other intangibles | $98,000 | 2,871 |
| All other assets | $8,941,000 | 1,783 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $166,071,000 | 3,410 |
| Total liabilities | $144,065,000 | 3,484 |
| Total deposits | $142,565,000 | 3,255 |
| Interest-bearing deposits | $121,689,000 | 3,204 |
| Deposits held in domestic offices | $142,565,000 | 3,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,500,000 | 2,583 |
| Total equity capital | $22,006,000 | 2,735 |
| Total bank equity capital | $22,006,000 | 2,735 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $920,000 | 3,187 |
| Surplus | $920,000 | 6,857 |
| Undivided profits | $20,166,000 | 1,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $312,000 | 4,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $66,000 | 900 |
| Income earned, not collected on loans | $1,005,000 | 3,403 |
| Earning assets | $152,432,000 | 3,400 |
| Long-term assets (5+ years) | $59,982,000 | 1,547 |
| Average Assets, year-to-date | $160,884,500 | 3,391 |
| Average Assets, quarterly | $163,039,000 | 3,421 |
| Volatile liabilities | $12,237,000 | 5,594 |
| Insider loans | $1,339,000 | 3,555 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $8,592,000 | 4,989 |
| Tier 1 (core) risk-based capital | $21,930,000 | 2,644 |
| Tier 2 risk-based capital | $951,000 | 4,007 |
| Total risk weighted assets | $84,146,000 | 4,269 |
| Total unused commitments | $8,592,000 | 4,990 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 48 | 3,467 |
| Assets and Liabilities | ||
| Total Assets: | $160,007,000 | 3,451 |
| Cash and due from depository institutions | $2,695,000 | 3,467 |
| Interest-bearing balances | $191,000 | 4,372 |
| Securities | $77,488,000 | 1,585 |
| Federal funds sold & reverse repurchase agreements | $6,450,000 | 1,742 |
| Net loans & leases | $63,740,000 | 4,846 |
| Loan loss allowance | $943,000 | 4,225 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,227,000 | 5,459 |
| Other real estate owned | $0 | 3,467 |
| Goodwill and other intangibles | $102,000 | 2,840 |
| All other assets | $8,305,000 | 1,857 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $160,007,000 | 3,451 |
| Total liabilities | $138,070,000 | 3,562 |
| Total deposits | $135,957,000 | 3,332 |
| Interest-bearing deposits | $116,823,000 | 3,252 |
| Deposits held in domestic offices | $135,957,000 | 3,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,113,000 | 1,879 |
| Total equity capital | $21,937,000 | 2,700 |
| Total bank equity capital | $21,937,000 | 2,700 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $920,000 | 3,170 |
| Surplus | $920,000 | 6,840 |
| Undivided profits | $20,097,000 | 1,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 4,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $65,000 | 917 |
| Income earned, not collected on loans | $838,000 | 3,697 |
| Earning assets | $147,869,000 | 3,414 |
| Long-term assets (5+ years) | $59,466,000 | 1,565 |
| Average Assets, year-to-date | $159,155,670 | 3,402 |
| Average Assets, quarterly | $158,811,000 | 3,434 |
| Volatile liabilities | $12,293,000 | 5,446 |
| Insider loans | $1,334,000 | 3,543 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $9,634,000 | 4,727 |
| Tier 1 (core) risk-based capital | $21,461,000 | 2,624 |
| Tier 2 risk-based capital | $943,000 | 3,990 |
| Total risk weighted assets | $81,624,000 | 4,302 |
| Total unused commitments | $9,634,000 | 4,728 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 46 | 3,571 |
| Assets and Liabilities | ||
| Total Assets: | $157,615,000 | 3,456 |
| Cash and due from depository institutions | $2,705,000 | 3,571 |
| Interest-bearing balances | $185,000 | 4,473 |
| Securities | $76,395,000 | 1,619 |
| Federal funds sold & reverse repurchase agreements | $5,550,000 | 2,130 |
| Net loans & leases | $63,158,000 | 4,849 |
| Loan loss allowance | $914,000 | 4,328 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,208,000 | 5,503 |
| Other real estate owned | $0 | 3,571 |
| Goodwill and other intangibles | $105,000 | 2,832 |
| All other assets | $8,494,000 | 1,789 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $157,615,000 | 3,456 |
| Total liabilities | $135,878,000 | 3,587 |
| Total deposits | $134,594,000 | 3,347 |
| Interest-bearing deposits | $117,041,000 | 3,265 |
| Deposits held in domestic offices | $134,594,000 | 3,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,284,000 | 2,691 |
| Total equity capital | $21,737,000 | 2,654 |
| Total bank equity capital | $21,737,000 | 2,654 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $920,000 | 3,179 |
| Surplus | $920,000 | 6,872 |
| Undivided profits | $19,897,000 | 1,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $225,000 | 5,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 825 |
| Income earned, not collected on loans | $984,000 | 3,102 |
| Earning assets | $145,288,000 | 3,463 |
| Long-term assets (5+ years) | $63,048,000 | 1,531 |
| Average Assets, year-to-date | $158,730,000 | 3,430 |
| Average Assets, quarterly | $158,730,000 | 3,430 |
| Volatile liabilities | $11,787,000 | 5,448 |
| Insider loans | $1,286,000 | 3,622 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,517,000 | 5,492 |
| Tier 1 (core) risk-based capital | $21,643,000 | 2,576 |
| Tier 2 risk-based capital | $914,000 | 4,055 |
| Total risk weighted assets | $80,639,000 | 4,315 |
| Total unused commitments | $6,517,000 | 5,495 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 47 | 3,516 |
| Assets and Liabilities | ||
| Total Assets: | $159,845,000 | 3,418 |
| Cash and due from depository institutions | $3,895,000 | 3,516 |
| Interest-bearing balances | $181,000 | 4,492 |
| Securities | $77,125,000 | 1,635 |
| Federal funds sold & reverse repurchase agreements | $6,050,000 | 1,868 |
| Net loans & leases | $63,290,000 | 4,838 |
| Loan loss allowance | $847,000 | 4,506 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,226,000 | 5,463 |
| Other real estate owned | $0 | 3,516 |
| Goodwill and other intangibles | $109,000 | 2,814 |
| All other assets | $8,150,000 | 1,834 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $159,845,000 | 3,418 |
| Total liabilities | $137,909,000 | 3,533 |
| Total deposits | $135,720,000 | 3,312 |
| Interest-bearing deposits | $116,703,000 | 3,230 |
| Deposits held in domestic offices | $135,720,000 | 3,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,189,000 | 1,798 |
| Total equity capital | $21,936,000 | 2,616 |
| Total bank equity capital | $21,936,000 | 2,616 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $920,000 | 3,174 |
| Surplus | $920,000 | 6,889 |
| Undivided profits | $20,096,000 | 1,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 5,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $750,000 | 3,907 |
| Earning assets | $146,646,000 | 3,426 |
| Long-term assets (5+ years) | $62,480,000 | 1,580 |
| Average Assets, year-to-date | $156,329,400 | 3,365 |
| Average Assets, quarterly | $160,279,000 | 3,396 |
| Volatile liabilities | $12,982,000 | 5,182 |
| Insider loans | $1,293,000 | 3,599 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $7,010,000 | 5,204 |
| Tier 1 (core) risk-based capital | $21,330,000 | 2,570 |
| Tier 2 risk-based capital | $847,000 | 4,245 |
| Total risk weighted assets | $81,425,000 | 4,258 |
| Total unused commitments | $7,010,000 | 5,205 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $160,713,000 | 3,373 |
| Cash and due from depository institutions | $2,954,000 | 3,575 |
| Interest-bearing balances | $178,000 | 4,603 |
| Securities | $75,987,000 | 1,642 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 1,161 |
| Net loans & leases | $62,205,000 | 4,845 |
| Loan loss allowance | $846,000 | 4,511 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,237,000 | 5,417 |
| Other real estate owned | $0 | 3,575 |
| Goodwill and other intangibles | $113,000 | 2,770 |
| All other assets | $8,417,000 | 1,729 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $160,713,000 | 3,373 |
| Total liabilities | $138,447,000 | 3,494 |
| Total deposits | $136,533,000 | 3,269 |
| Interest-bearing deposits | $118,815,000 | 3,163 |
| Deposits held in domestic offices | $136,533,000 | 3,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,914,000 | 1,982 |
| Total equity capital | $22,266,000 | 2,574 |
| Total bank equity capital | $22,266,000 | 2,574 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $920,000 | 3,182 |
| Surplus | $920,000 | 6,894 |
| Undivided profits | $20,426,000 | 1,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 5,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $997,000 | 3,134 |
| Earning assets | $148,170,000 | 3,359 |
| Long-term assets (5+ years) | $64,836,000 | 1,544 |
| Average Assets, year-to-date | $155,450,500 | 3,365 |
| Average Assets, quarterly | $157,219,000 | 3,402 |
| Volatile liabilities | $11,057,000 | 5,577 |
| Insider loans | $1,264,000 | 3,604 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,483,000 | 4,762 |
| Tier 1 (core) risk-based capital | $21,480,000 | 2,524 |
| Tier 2 risk-based capital | $846,000 | 4,239 |
| Total risk weighted assets | $80,855,000 | 4,236 |
| Total unused commitments | $8,483,000 | 4,766 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $153,725,000 | 3,471 |
| Cash and due from depository institutions | $2,808,000 | 3,488 |
| Interest-bearing balances | $176,000 | 4,673 |
| Securities | $75,665,000 | 1,684 |
| Federal funds sold & reverse repurchase agreements | $4,850,000 | 2,048 |
| Net loans & leases | $61,178,000 | 4,851 |
| Loan loss allowance | $754,000 | 4,862 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,226,000 | 5,427 |
| Other real estate owned | $0 | 3,488 |
| Goodwill and other intangibles | $116,000 | 2,770 |
| All other assets | $7,882,000 | 1,829 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $153,725,000 | 3,471 |
| Total liabilities | $132,456,000 | 3,607 |
| Total deposits | $130,681,000 | 3,367 |
| Interest-bearing deposits | $114,009,000 | 3,266 |
| Deposits held in domestic offices | $130,681,000 | 3,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,775,000 | 1,946 |
| Total equity capital | $21,269,000 | 2,570 |
| Total bank equity capital | $21,269,000 | 2,570 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $920,000 | 3,197 |
| Surplus | $920,000 | 6,927 |
| Undivided profits | $19,429,000 | 1,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $733,000 | 3,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $496,000 | 333 |
| Income earned, not collected on loans | $755,000 | 3,795 |
| Earning assets | $141,869,000 | 3,456 |
| Long-term assets (5+ years) | $68,312,000 | 1,520 |
| Average Assets, year-to-date | $153,696,330 | 3,414 |
| Average Assets, quarterly | $155,232,000 | 3,408 |
| Volatile liabilities | $10,942,000 | 5,576 |
| Insider loans | $1,297,000 | 3,531 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $8,797,000 | 4,711 |
| Tier 1 (core) risk-based capital | $21,086,000 | 2,514 |
| Tier 2 risk-based capital | $754,000 | 4,543 |
| Total risk weighted assets | $77,979,000 | 4,309 |
| Total unused commitments | $8,797,000 | 4,714 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 47 | 3,540 |
| Assets and Liabilities | ||
| Total Assets: | $156,739,000 | 3,387 |
| Cash and due from depository institutions | $2,713,000 | 3,540 |
| Interest-bearing balances | $120,000 | 5,085 |
| Securities | $78,535,000 | 1,640 |
| Federal funds sold & reverse repurchase agreements | $6,450,000 | 2,281 |
| Net loans & leases | $59,392,000 | 4,891 |
| Loan loss allowance | $699,000 | 5,047 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,237,000 | 5,400 |
| Other real estate owned | $0 | 3,540 |
| Goodwill and other intangibles | $120,000 | 2,751 |
| All other assets | $8,292,000 | 1,654 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $156,739,000 | 3,387 |
| Total liabilities | $134,463,000 | 3,536 |
| Total deposits | $132,635,000 | 3,317 |
| Interest-bearing deposits | $117,906,000 | 3,163 |
| Deposits held in domestic offices | $132,635,000 | 3,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,828,000 | 2,099 |
| Total equity capital | $22,276,000 | 2,523 |
| Total bank equity capital | $22,276,000 | 2,523 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $920,000 | 3,198 |
| Surplus | $920,000 | 6,937 |
| Undivided profits | $20,436,000 | 1,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $879,000 | 2,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $577,000 | 325 |
| Income earned, not collected on loans | $943,000 | 3,051 |
| Earning assets | $144,497,000 | 3,382 |
| Long-term assets (5+ years) | $64,811,000 | 1,557 |
| Average Assets, year-to-date | $153,682,000 | 3,419 |
| Average Assets, quarterly | $153,682,000 | 3,419 |
| Volatile liabilities | $11,015,000 | 5,453 |
| Insider loans | $655,000 | 4,908 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,742,000 | 4,459 |
| Tier 1 (core) risk-based capital | $21,166,000 | 2,470 |
| Tier 2 risk-based capital | $699,000 | 4,722 |
| Total risk weighted assets | $76,608,000 | 4,290 |
| Total unused commitments | $9,742,000 | 4,466 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 48 | 3,491 |
| Assets and Liabilities | ||
| Total Assets: | $150,625,000 | 3,494 |
| Cash and due from depository institutions | $2,118,000 | 3,491 |
| Interest-bearing balances | $118,000 | 5,053 |
| Securities | $73,800,000 | 1,776 |
| Federal funds sold & reverse repurchase agreements | $5,450,000 | 2,131 |
| Net loans & leases | $60,098,000 | 4,842 |
| Loan loss allowance | $894,000 | 4,280 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,227,000 | 5,446 |
| Other real estate owned | $0 | 3,491 |
| Goodwill and other intangibles | $124,000 | 2,732 |
| All other assets | $7,808,000 | 1,765 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,625,000 | 3,494 |
| Total liabilities | $128,851,000 | 3,658 |
| Total deposits | $126,714,000 | 3,430 |
| Interest-bearing deposits | $112,754,000 | 3,273 |
| Deposits held in domestic offices | $126,714,000 | 3,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,137,000 | 1,777 |
| Total equity capital | $21,774,000 | 2,522 |
| Total bank equity capital | $21,774,000 | 2,522 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $920,000 | 3,225 |
| Surplus | $920,000 | 6,961 |
| Undivided profits | $19,934,000 | 1,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,033,000 | 2,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $774,000 | 237 |
| Income earned, not collected on loans | $719,000 | 4,026 |
| Earning assets | $139,466,000 | 3,458 |
| Long-term assets (5+ years) | $66,440,000 | 1,539 |
| Average Assets, year-to-date | $149,497,400 | 3,400 |
| Average Assets, quarterly | $151,650,500 | 3,439 |
| Volatile liabilities | $10,864,000 | 5,476 |
| Insider loans | $630,000 | 4,994 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,378,000 | 5,272 |
| Tier 1 (core) risk-based capital | $20,871,000 | 2,468 |
| Tier 2 risk-based capital | $894,000 | 3,998 |
| Total risk weighted assets | $75,105,000 | 4,331 |
| Total unused commitments | $6,378,000 | 5,277 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 46 | 3,631 |
| Assets and Liabilities | ||
| Total Assets: | $152,676,000 | 3,427 |
| Cash and due from depository institutions | $3,573,000 | 3,631 |
| Interest-bearing balances | $118,000 | 5,134 |
| Securities | $69,640,000 | 1,836 |
| Federal funds sold & reverse repurchase agreements | $11,900,000 | 1,214 |
| Net loans & leases | $59,000,000 | 4,890 |
| Loan loss allowance | $1,015,000 | 3,921 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,234,000 | 5,409 |
| Other real estate owned | $0 | 3,631 |
| Goodwill and other intangibles | $127,000 | 2,695 |
| All other assets | $7,202,000 | 1,880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,676,000 | 3,427 |
| Total liabilities | $130,521,000 | 3,582 |
| Total deposits | $128,878,000 | 3,363 |
| Interest-bearing deposits | $113,265,000 | 3,254 |
| Deposits held in domestic offices | $128,878,000 | 3,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,643,000 | 2,251 |
| Total equity capital | $22,155,000 | 2,486 |
| Total bank equity capital | $22,155,000 | 2,486 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $920,000 | 3,245 |
| Surplus | $920,000 | 6,987 |
| Undivided profits | $20,315,000 | 1,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,025,000 | 2,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $778,000 | 248 |
| Income earned, not collected on loans | $882,000 | 3,505 |
| Earning assets | $140,658,000 | 3,424 |
| Long-term assets (5+ years) | $65,293,000 | 1,555 |
| Average Assets, year-to-date | $149,215,500 | 3,411 |
| Average Assets, quarterly | $152,455,000 | 3,419 |
| Volatile liabilities | $11,014,000 | 5,455 |
| Insider loans | $374,000 | 5,998 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $7,890,000 | 4,807 |
| Tier 1 (core) risk-based capital | $21,186,000 | 2,443 |
| Tier 2 risk-based capital | $925,000 | 3,891 |
| Total risk weighted assets | $73,803,000 | 4,387 |
| Total unused commitments | $7,890,000 | 4,810 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 47 | 3,571 |
| Assets and Liabilities | ||
| Total Assets: | $152,234,000 | 3,410 |
| Cash and due from depository institutions | $3,372,000 | 3,571 |
| Interest-bearing balances | $112,000 | 5,230 |
| Securities | $70,309,000 | 1,773 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,431 |
| Net loans & leases | $59,338,000 | 4,849 |
| Loan loss allowance | $966,000 | 4,021 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,265,000 | 5,333 |
| Other real estate owned | $0 | 3,571 |
| Goodwill and other intangibles | $131,000 | 2,637 |
| All other assets | $6,819,000 | 1,871 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,234,000 | 3,410 |
| Total liabilities | $130,322,000 | 3,567 |
| Total deposits | $128,316,000 | 3,346 |
| Interest-bearing deposits | $112,358,000 | 3,269 |
| Deposits held in domestic offices | $128,316,000 | 3,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,006,000 | 2,010 |
| Total equity capital | $21,912,000 | 2,501 |
| Total bank equity capital | $21,912,000 | 2,501 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $920,000 | 3,246 |
| Surplus | $920,000 | 6,995 |
| Undivided profits | $20,072,000 | 1,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,195,000 | 2,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $788,000 | 257 |
| Income earned, not collected on loans | $706,000 | 4,125 |
| Earning assets | $140,759,000 | 3,386 |
| Long-term assets (5+ years) | $62,385,000 | 1,539 |
| Average Assets, year-to-date | $148,062,000 | 3,442 |
| Average Assets, quarterly | $151,852,500 | 3,389 |
| Volatile liabilities | $13,369,000 | 4,887 |
| Insider loans | $595,000 | 5,095 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,229,000 | 5,651 |
| Tier 1 (core) risk-based capital | $20,804,000 | 2,443 |
| Tier 2 risk-based capital | $909,000 | 3,893 |
| Total risk weighted assets | $72,683,000 | 4,394 |
| Total unused commitments | $5,229,000 | 5,663 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 46 | 3,595 |
| Assets and Liabilities | ||
| Total Assets: | $151,471,000 | 3,380 |
| Cash and due from depository institutions | $3,412,000 | 3,595 |
| Interest-bearing balances | $124,000 | 5,041 |
| Securities | $65,752,000 | 1,862 |
| Federal funds sold & reverse repurchase agreements | $14,600,000 | 1,119 |
| Net loans & leases | $60,261,000 | 4,739 |
| Loan loss allowance | $968,000 | 3,967 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,299,000 | 5,232 |
| Other real estate owned | $0 | 3,595 |
| Goodwill and other intangibles | $134,000 | 2,623 |
| All other assets | $6,013,000 | 2,028 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,471,000 | 3,380 |
| Total liabilities | $129,546,000 | 3,529 |
| Total deposits | $127,934,000 | 3,337 |
| Interest-bearing deposits | $109,909,000 | 3,307 |
| Deposits held in domestic offices | $127,934,000 | 3,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,612,000 | 2,408 |
| Total equity capital | $21,925,000 | 2,428 |
| Total bank equity capital | $21,925,000 | 2,428 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $920,000 | 3,263 |
| Surplus | $920,000 | 7,014 |
| Undivided profits | $20,085,000 | 1,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,206,000 | 2,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $892,000 | 242 |
| Income earned, not collected on loans | $881,000 | 3,418 |
| Earning assets | $140,737,000 | 3,339 |
| Long-term assets (5+ years) | $64,093,000 | 1,472 |
| Average Assets, year-to-date | $145,976,000 | 3,470 |
| Average Assets, quarterly | $145,976,000 | 3,470 |
| Volatile liabilities | $14,781,000 | 4,573 |
| Insider loans | $496,000 | 5,428 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,793,000 | 6,262 |
| Tier 1 (core) risk-based capital | $20,806,000 | 2,399 |
| Tier 2 risk-based capital | $903,000 | 3,866 |
| Total risk weighted assets | $72,146,000 | 4,361 |
| Total unused commitments | $3,793,000 | 6,277 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 47 | 3,530 |
| Assets and Liabilities | ||
| Total Assets: | $140,481,000 | 3,574 |
| Cash and due from depository institutions | $2,587,000 | 3,530 |
| Interest-bearing balances | $118,000 | 4,976 |
| Securities | $64,749,000 | 1,860 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 2,610 |
| Net loans & leases | $60,414,000 | 4,747 |
| Loan loss allowance | $1,002,000 | 3,791 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,332,000 | 5,173 |
| Other real estate owned | $0 | 3,530 |
| Goodwill and other intangibles | $138,000 | 2,579 |
| All other assets | $5,861,000 | 2,037 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,481,000 | 3,574 |
| Total liabilities | $118,941,000 | 3,778 |
| Total deposits | $116,924,000 | 3,550 |
| Interest-bearing deposits | $101,613,000 | 3,494 |
| Deposits held in domestic offices | $116,924,000 | 3,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,017,000 | 2,009 |
| Total equity capital | $21,540,000 | 2,450 |
| Total bank equity capital | $21,540,000 | 2,450 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $920,000 | 3,262 |
| Surplus | $920,000 | 7,018 |
| Undivided profits | $19,700,000 | 1,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,171,000 | 2,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $894,000 | 226 |
| Income earned, not collected on loans | $767,000 | 4,046 |
| Earning assets | $130,681,000 | 3,528 |
| Long-term assets (5+ years) | $64,325,000 | 1,438 |
| Average Assets, year-to-date | $139,850,800 | 3,451 |
| Average Assets, quarterly | $139,977,000 | 3,553 |
| Volatile liabilities | $13,925,000 | 4,741 |
| Insider loans | $502,000 | 5,437 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $5,169,000 | 5,485 |
| Tier 1 (core) risk-based capital | $20,321,000 | 2,416 |
| Tier 2 risk-based capital | $875,000 | 3,917 |
| Total risk weighted assets | $69,888,000 | 4,433 |
| Total unused commitments | $5,169,000 | 5,487 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 47 | 3,544 |
| Assets and Liabilities | ||
| Total Assets: | $137,643,000 | 3,506 |
| Cash and due from depository institutions | $3,923,000 | 3,544 |
| Interest-bearing balances | $137,000 | 4,809 |
| Securities | $58,524,000 | 1,914 |
| Federal funds sold & reverse repurchase agreements | $8,650,000 | 1,708 |
| Net loans & leases | $59,214,000 | 4,713 |
| Loan loss allowance | $951,000 | 3,725 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,469,000 | 4,894 |
| Other real estate owned | $61,000 | 3,544 |
| Goodwill and other intangibles | $153,000 | 2,473 |
| All other assets | $5,649,000 | 1,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,643,000 | 3,506 |
| Total liabilities | $117,508,000 | 3,671 |
| Total deposits | $115,852,000 | 3,445 |
| Interest-bearing deposits | $99,470,000 | 3,441 |
| Deposits held in domestic offices | $115,852,000 | 3,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,656,000 | 2,352 |
| Total equity capital | $20,135,000 | 2,446 |
| Total bank equity capital | $20,135,000 | 2,446 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $920,000 | 3,323 |
| Surplus | $920,000 | 7,134 |
| Undivided profits | $18,295,000 | 1,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $822,000 | 3,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $793,000 | 4,228 |
| Earning assets | $126,525,000 | 3,489 |
| Long-term assets (5+ years) | $55,629,000 | 1,574 |
| Average Assets, year-to-date | $132,021,600 | 3,479 |
| Average Assets, quarterly | $135,555,500 | 3,508 |
| Volatile liabilities | $18,018,000 | 3,962 |
| Insider loans | $625,000 | 4,957 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,309,000 | 5,398 |
| Tier 1 (core) risk-based capital | $19,538,000 | 2,398 |
| Tier 2 risk-based capital | $874,000 | 3,759 |
| Total risk weighted assets | $69,844,000 | 4,331 |
| Total unused commitments | $5,309,000 | 5,405 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 49 | 3,414 |
| Assets and Liabilities | ||
| Total Assets: | $126,118,000 | 3,641 |
| Cash and due from depository institutions | $2,471,000 | 3,414 |
| Interest-bearing balances | $103,000 | 4,515 |
| Securities | $56,780,000 | 1,939 |
| Federal funds sold & reverse repurchase agreements | $3,650,000 | 2,996 |
| Net loans & leases | $59,101,000 | 4,636 |
| Loan loss allowance | $961,000 | 3,612 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,517,000 | 4,808 |
| Other real estate owned | $65,000 | 3,414 |
| Goodwill and other intangibles | $167,000 | 2,399 |
| All other assets | $2,367,000 | 3,489 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,118,000 | 3,641 |
| Total liabilities | $106,861,000 | 3,855 |
| Total deposits | $105,404,000 | 3,615 |
| Interest-bearing deposits | $91,270,000 | 3,582 |
| Deposits held in domestic offices | $105,404,000 | 3,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,457,000 | 2,641 |
| Total equity capital | $19,257,000 | 2,422 |
| Total bank equity capital | $19,257,000 | 2,422 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $920,000 | 3,416 |
| Surplus | $920,000 | 7,282 |
| Undivided profits | $17,417,000 | 1,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $879,000 | 2,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $353,000 | 6,342 |
| Earning assets | $119,634,000 | 3,544 |
| Long-term assets (5+ years) | $50,986,000 | 1,618 |
| Average Assets, year-to-date | $126,738,000 | 3,496 |
| Average Assets, quarterly | $125,995,000 | 3,613 |
| Volatile liabilities | $14,374,000 | 4,588 |
| Insider loans | $640,000 | 4,886 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,688,000 | 5,563 |
| Tier 1 (core) risk-based capital | $18,857,000 | 2,387 |
| Tier 2 risk-based capital | $826,420 | 3,810 |
| Total risk weighted assets | $65,978,620 | 4,373 |
| Total unused commitments | $4,688,000 | 5,567 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 46 | 3,730 |
| Assets and Liabilities | ||
| Total Assets: | $123,985,000 | 3,658 |
| Cash and due from depository institutions | $3,725,000 | 3,730 |
| Interest-bearing balances | $65,000 | 5,235 |
| Securities | $51,509,000 | 2,191 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 3,106 |
| Net loans & leases | $61,892,000 | 4,385 |
| Loan loss allowance | $1,060,000 | 3,257 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,526,000 | 4,812 |
| Other real estate owned | $0 | 3,730 |
| Goodwill and other intangibles | $182,000 | 2,434 |
| All other assets | $2,501,000 | 3,312 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,985,000 | 3,658 |
| Total liabilities | $104,916,000 | 3,864 |
| Total deposits | $103,870,000 | 3,609 |
| Interest-bearing deposits | $92,077,000 | 3,499 |
| Deposits held in domestic offices | $103,870,000 | 3,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,046,000 | 3,159 |
| Total equity capital | $19,069,000 | 2,305 |
| Total bank equity capital | $19,069,000 | 2,305 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $920,000 | 3,499 |
| Surplus | $920,000 | 7,446 |
| Undivided profits | $17,229,000 | 1,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,205,000 | 1,860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $351,000 | 5,906 |
| Earning assets | $116,116,000 | 3,584 |
| Long-term assets (5+ years) | $50,747,000 | 1,689 |
| Average Assets, year-to-date | $125,959,800 | 3,493 |
| Average Assets, quarterly | $125,499,000 | 3,600 |
| Volatile liabilities | $13,690,000 | 4,486 |
| Insider loans | $173,000 | 7,402 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,600,000 | 6,279 |
| Tier 1 (core) risk-based capital | $19,255,000 | 2,286 |
| Tier 2 risk-based capital | $827,870 | 3,687 |
| Total risk weighted assets | $65,997,670 | 4,270 |
| Total unused commitments | $3,600,000 | 6,284 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 45 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $125,715,000 | 3,560 |
| Cash and due from depository institutions | $2,192,000 | 3,815 |
| Interest-bearing balances | $52,000 | 5,521 |
| Securities | $52,221,000 | 2,217 |
| Federal funds sold & reverse repurchase agreements | $9,350,000 | 1,839 |
| Net loans & leases | $57,930,000 | 4,423 |
| Loan loss allowance | $859,000 | 3,783 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,540,000 | 4,699 |
| Other real estate owned | $55,000 | 3,815 |
| Goodwill and other intangibles | $196,000 | 2,356 |
| All other assets | $2,231,000 | 3,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,715,000 | 3,560 |
| Total liabilities | $106,833,000 | 3,735 |
| Total deposits | $105,054,000 | 3,552 |
| Interest-bearing deposits | $92,314,000 | 3,469 |
| Deposits held in domestic offices | $105,054,000 | 3,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $403,000 | 2,826 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,376,000 | 2,714 |
| Total equity capital | $18,882,000 | 2,388 |
| Total bank equity capital | $18,882,000 | 2,388 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $920,000 | 3,512 |
| Surplus | $920,000 | 7,504 |
| Undivided profits | $17,042,000 | 1,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,261,000 | 1,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,232 |
| Income earned, not collected on loans | $347,000 | 6,031 |
| Earning assets | $119,553,000 | 3,465 |
| Long-term assets (5+ years) | $41,562,000 | 1,852 |
| Average Assets, year-to-date | $122,910,200 | 3,457 |
| Average Assets, quarterly | $124,613,500 | 3,531 |
| Volatile liabilities | $16,003,000 | 3,607 |
| Insider loans | $76,000 | 8,346 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,038,000 | 6,545 |
| Tier 1 (core) risk-based capital | $18,512,000 | 2,307 |
| Tier 2 risk-based capital | $801,440 | 3,659 |
| Total risk weighted assets | $64,057,940 | 4,180 |
| Total unused commitments | $3,038,000 | 6,557 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 45 | 3,937 |
| Assets and Liabilities | ||
| Total Assets: | $121,013,000 | 3,643 |
| Cash and due from depository institutions | $3,478,000 | 3,937 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $52,217,000 | 2,196 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 5,356 |
| Net loans & leases | $59,076,000 | 4,386 |
| Loan loss allowance | $875,000 | 3,783 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,573,000 | 4,569 |
| Other real estate owned | $230,000 | 3,937 |
| Goodwill and other intangibles | $211,000 | 2,246 |
| All other assets | $2,528,000 | 2,831 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,013,000 | 3,643 |
| Total liabilities | $103,109,000 | 3,815 |
| Total deposits | $101,950,000 | 3,636 |
| Interest-bearing deposits | $91,490,000 | 3,480 |
| Deposits held in domestic offices | $101,950,000 | 3,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,159,000 | 3,158 |
| Total equity capital | $17,904,000 | 2,493 |
| Total bank equity capital | $17,904,000 | 2,493 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $920,000 | 3,608 |
| Surplus | $920,000 | 7,712 |
| Undivided profits | $16,064,000 | 1,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,386,000 | 1,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,307 |
| Income earned, not collected on loans | $377,000 | 5,904 |
| Earning assets | $112,993,000 | 3,590 |
| Long-term assets (5+ years) | $41,089,000 | 1,636 |
| Average Assets, year-to-date | $116,408,800 | 3,611 |
| Average Assets, quarterly | $120,774,500 | 3,598 |
| Volatile liabilities | $15,731,000 | 3,620 |
| Insider loans | $244,000 | 7,075 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,611,000 | 6,857 |
| Tier 1 (core) risk-based capital | $17,503,000 | 2,445 |
| Tier 2 risk-based capital | $793,710 | 3,591 |
| Total risk weighted assets | $63,415,610 | 4,154 |
| Total unused commitments | $2,611,000 | 6,864 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 42 | 4,378 |
| Assets and Liabilities | ||
| Total Assets: | $110,987,000 | 4,021 |
| Cash and due from depository institutions | $2,100,000 | 4,378 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $58,392,000 | 2,078 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,756 |
| Net loans & leases | $43,801,000 | 5,529 |
| Loan loss allowance | $791,000 | 4,276 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,555,000 | 4,575 |
| Other real estate owned | $306,000 | 4,378 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,733,000 | 4,099 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,987,000 | 4,021 |
| Total liabilities | $94,031,000 | 4,243 |
| Total deposits | $93,067,000 | 4,050 |
| Interest-bearing deposits | $83,859,000 | 3,876 |
| Deposits held in domestic offices | $93,067,000 | 4,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $964,000 | 3,630 |
| Total equity capital | $16,956,000 | 2,638 |
| Total bank equity capital | $16,956,000 | 2,638 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $920,000 | 3,839 |
| Surplus | $920,000 | 7,974 |
| Undivided profits | $15,116,000 | 1,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $858,000 | 3,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $272,000 | 7,313 |
| Earning assets | $105,293,000 | 3,898 |
| Long-term assets (5+ years) | $49,658,000 | 1,293 |
| Average Assets, year-to-date | $109,252,000 | 3,921 |
| Average Assets, quarterly | $111,763,000 | 3,950 |
| Volatile liabilities | $9,764,000 | 4,959 |
| Insider loans | $127,000 | 8,464 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,234,000 | 6,218 |
| Tier 1 (core) risk-based capital | $16,935,000 | 2,570 |
| Tier 2 risk-based capital | $602,630 | 4,576 |
| Total risk weighted assets | $48,022,030 | 5,216 |
| Total unused commitments | $3,234,000 | 6,235 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $105,997,000 | 4,189 |
| Cash and due from depository institutions | $1,962,000 | 4,498 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $51,457,000 | 2,429 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,537 |
| Net loans & leases | $43,476,000 | 5,482 |
| Loan loss allowance | $846,000 | 4,065 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,630,000 | 4,393 |
| Other real estate owned | $121,000 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,651,000 | 4,294 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,997,000 | 4,189 |
| Total liabilities | $89,882,000 | 4,421 |
| Total deposits | $88,936,000 | 4,258 |
| Interest-bearing deposits | $79,840,000 | 4,108 |
| Deposits held in domestic offices | $88,936,000 | 4,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $946,000 | 3,802 |
| Total equity capital | $16,115,000 | 2,768 |
| Total bank equity capital | $16,115,000 | 2,768 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $920,000 | 4,031 |
| Surplus | $920,000 | 8,192 |
| Undivided profits | $14,275,000 | 1,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,713,000 | 1,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,234 |
| Income earned, not collected on loans | $308,000 | 6,997 |
| Earning assets | $100,633,000 | 4,055 |
| Long-term assets (5+ years) | $48,168,000 | 1,220 |
| Average Assets, year-to-date | $106,072,400 | 4,025 |
| Average Assets, quarterly | $107,289,500 | 4,090 |
| Volatile liabilities | $6,351,000 | 6,116 |
| Insider loans | $100,000 | 9,149 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,945,000 | 6,413 |
| Tier 1 (core) risk-based capital | $15,961,000 | 2,684 |
| Tier 2 risk-based capital | $577,870 | 4,705 |
| Total risk weighted assets | $45,961,370 | 5,368 |
| Total unused commitments | $2,945,000 | 6,428 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 46 | 4,290 |
| Assets and Liabilities | ||
| Total Assets: | $105,051,000 | 4,178 |
| Cash and due from depository institutions | $2,319,000 | 4,290 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $52,339,000 | 2,515 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 3,329 |
| Net loans & leases | $44,655,000 | 5,349 |
| Loan loss allowance | $866,000 | 4,073 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,416,000 | 4,842 |
| Other real estate owned | $96,000 | 4,290 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,826,000 | 4,173 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,051,000 | 4,178 |
| Total liabilities | $90,582,000 | 4,370 |
| Total deposits | $89,797,000 | 4,177 |
| Interest-bearing deposits | $80,406,000 | 4,035 |
| Deposits held in domestic offices | $89,797,000 | 4,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $785,000 | 3,659 |
| Total equity capital | $14,469,000 | 2,815 |
| Total bank equity capital | $14,469,000 | 2,815 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $920,000 | 4,207 |
| Surplus | $920,000 | 8,412 |
| Undivided profits | $12,629,000 | 1,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $455,000 | 4,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $264,000 | 7,207 |
| Earning assets | $99,394,000 | 4,060 |
| Long-term assets (5+ years) | $51,118,000 | 1,151 |
| Average Assets, year-to-date | $106,456,800 | 4,042 |
| Average Assets, quarterly | $106,932,500 | 4,077 |
| Volatile liabilities | $4,111,000 | 7,435 |
| Insider loans | $176,000 | 8,439 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,652,000 | 5,805 |
| Tier 1 (core) risk-based capital | $14,728,000 | 2,803 |
| Tier 2 risk-based capital | $579,810 | 4,678 |
| Total risk weighted assets | $46,098,510 | 5,283 |
| Total unused commitments | $3,652,000 | 5,814 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 45 | 4,561 |
| Assets and Liabilities | ||
| Total Assets: | $104,081,000 | 4,298 |
| Cash and due from depository institutions | $2,180,000 | 4,561 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $48,532,000 | 2,867 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 2,623 |
| Net loans & leases | $44,938,000 | 5,254 |
| Loan loss allowance | $902,000 | 4,052 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,350,000 | 5,063 |
| Other real estate owned | $220,000 | 4,561 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,561,000 | 4,287 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,081,000 | 4,298 |
| Total liabilities | $90,666,000 | 4,451 |
| Total deposits | $90,004,000 | 4,287 |
| Interest-bearing deposits | $80,475,000 | 4,175 |
| Deposits held in domestic offices | $90,004,000 | 4,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $662,000 | 4,336 |
| Total equity capital | $13,415,000 | 3,017 |
| Total bank equity capital | $13,415,000 | 3,017 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $920,000 | 4,372 |
| Surplus | $920,000 | 8,625 |
| Undivided profits | $11,575,000 | 2,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $846,000 | 3,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $290,000 | 6,255 |
| Earning assets | $98,770,000 | 4,168 |
| Long-term assets (5+ years) | $50,672,000 | 1,194 |
| Average Assets, year-to-date | $104,988,600 | 4,164 |
| Average Assets, quarterly | $104,548,000 | 4,249 |
| Volatile liabilities | $2,510,000 | 8,983 |
| Insider loans | $123,000 | 9,370 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,848,000 | 5,624 |
| Tier 1 (core) risk-based capital | $13,415,000 | 2,954 |
| Tier 2 risk-based capital | $604,670 | 4,502 |
| Total risk weighted assets | $48,076,170 | 5,074 |
| Total unused commitments | $3,848,000 | 5,645 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 46 | 4,586 |
| Assets and Liabilities | ||
| Total Assets: | $104,570,000 | 4,354 |
| Cash and due from depository institutions | $2,858,000 | 4,586 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $42,273,000 | 3,228 |
| Federal funds sold & reverse repurchase agreements | $8,800,000 | 1,886 |
| Net loans & leases | $47,429,000 | 5,008 |
| Loan loss allowance | $886,000 | 4,125 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,404,000 | 4,913 |
| Other real estate owned | $297,000 | 4,586 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,509,000 | 4,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,570,000 | 4,354 |
| Total liabilities | $92,394,000 | 4,492 |
| Total deposits | $91,702,000 | 4,355 |
| Interest-bearing deposits | $81,321,000 | 4,291 |
| Deposits held in domestic offices | $91,702,000 | 4,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $692,000 | 4,470 |
| Total equity capital | $12,176,000 | 3,150 |
| Total bank equity capital | $12,176,000 | 3,150 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $920,000 | 4,576 |
| Surplus | $920,000 | 8,708 |
| Undivided profits | $10,336,000 | 2,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $597,000 | 5,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $341,000 | 5,865 |
| Earning assets | $98,502,000 | 4,218 |
| Long-term assets (5+ years) | $43,648,000 | 1,327 |
| Average Assets, year-to-date | $104,294,000 | 4,267 |
| Average Assets, quarterly | $105,577,000 | 4,273 |
| Volatile liabilities | $2,192,000 | 9,704 |
| Insider loans | $13,000 | 8,699 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,415,000 | 5,699 |
| Tier 1 (core) risk-based capital | $12,176,000 | 3,095 |
| Tier 2 risk-based capital | $638,360 | 4,259 |
| Total risk weighted assets | $50,821,460 | 4,865 |
| Total unused commitments | $3,415,000 | 5,726 |
| Derivatives | $0 | 651 |