Home > The National Bank of Cynthiana > Loan Charge- Offs and Recoveries
The National Bank of Cynthiana, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $146,000 | 4,909 |
| Loans secured by real estate, total | $2,000 | 6,796 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,000 | 6,798 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $2,000 | 619 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $107,000 | 2,980 |
| Loans to individuals | $37,000 | 4,580 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $37,000 | 4,119 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $100,000 | 230 |
| Total recoveries | $96,000 | 3,237 |
| Loans secured by real estate, total | $11,000 | 3,321 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $11,000 | 3,321 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,817 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $6,000 | 1,779 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $20,000 | 4,392 |
| Loans to individuals | $65,000 | 1,623 |
| Credit card loan recoveries | $35,000 | 563 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $30,000 | 2,608 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $5,000 | 1,282 |
| Net charge-offs | $50,000 | 6,048 |
| Loans secured by real estate, total | $-9,000 | 12,085 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-9,000 | 12,124 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $2,000 | 503 |
| Secured by 1-4 family residential properties- net charge-offs | $-5,000 | 12,235 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-6,000 | 12,490 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $87,000 | 2,568 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-28,000 | 13,124 |
| Credit card loan net charge offs | $-35,000 | 13,267 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $7,000 | 6,059 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $95,000 | 198 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $587,000 | 2,618 |
| Loans secured by real estate, total | $59,000 | 3,849 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $59,000 | 3,849 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $53,000 | 228 |
| Total charge-offs secured by 1-4 family residential properties | $6,000 | 5,366 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $376,000 | 1,728 |
| Loans to individuals | $152,000 | 2,262 |
| Credit card loan charge offs | $42,000 | 1,232 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $110,000 | 2,522 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $348,000 | 50 |
| Total recoveries | $56,000 | 4,803 |
| Loans secured by real estate, total | $4,000 | 4,592 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,000 | 4,591 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 3,108 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $16,000 | 5,097 |
| Loans to individuals | $36,000 | 2,650 |
| Credit card loan recoveries | $1,000 | 2,231 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $35,000 | 2,474 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $1,000 | 1,878 |
| Net charge-offs | $531,000 | 2,373 |
| Loans secured by real estate, total | $55,000 | 3,509 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $55,000 | 3,509 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $53,000 | 201 |
| Secured by 1-4 family residential properties- net charge-offs | $2,000 | 5,379 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $360,000 | 1,492 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $116,000 | 2,128 |
| Credit card loan net charge offs | $41,000 | 1,144 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $75,000 | 2,471 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $347,000 | 39 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.