Home > The National Bank of Cynthiana > Income and Expense
The National Bank of Cynthiana, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,454,000 | 6,359 |
| Total interest expense | $1,934,000 | 6,000 |
| Net interest income | $2,520,000 | 6,511 |
| Provision for loan and lease losses | $85,000 | 6,189 |
| Total noninterest income | $496,000 | 5,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 4,430 |
| Total noninterest expense | $2,007,000 | 6,323 |
| Salaries and employee benefits | $931,000 | 6,539 |
| Premises and equipment expense | $194,000 | 7,809 |
| Additional noninterest expense | $882,000 | 5,464 |
| Pre-tax net operating income | $924,000 | 6,233 |
| Securities gains (losses) | $78,000 | 2,824 |
| Applicable income taxes | $335,000 | 5,672 |
| Income before extraordinary items | $667,000 | 6,304 |
| Extraordinary gains, net | $27,000 | 2,545 |
| Net income | $694,000 | 6,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 6,048 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $614,740 | 6,421 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,080,000 | 6,312 |
| Total interest expense | $2,520,000 | 5,955 |
| Net interest income | $2,560,000 | 6,485 |
| Provision for loan and lease losses | $244,000 | 4,650 |
| Total noninterest income | $518,000 | 5,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 4,194 |
| Total noninterest expense | $2,109,000 | 6,126 |
| Salaries and employee benefits | $923,000 | 6,492 |
| Premises and equipment expense | $219,000 | 7,420 |
| Additional noninterest expense | $967,000 | 5,188 |
| Pre-tax net operating income | $725,000 | 6,965 |
| Securities gains (losses) | $251,000 | 1,719 |
| Applicable income taxes | $315,000 | 5,736 |
| Income before extraordinary items | $661,000 | 6,165 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $661,000 | 6,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 2,373 |
| Cash dividends | $186,000 | 5,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $490,320 | 7,035 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.