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The National Bank of Coxsackie, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$260,000	4,542
Total interest expense	$10,000	4,487
Net interest income	$770,000	4,500
Provision for loan and lease losses	NA	NA
Total noninterest income	$1,032	4,561
Gross Fiduciary activities income	$22	974
Service charges on deposit accounts	$86	4,420
Trading account gains and fees	$0	123
Additional Noninterest Income	$6,175	4,452
Total noninterest expense	NA	NA
Salaries and employee benefits	NA	NA
Premises and equipment expense	$0	4,529
Additional noninterest expense	$10,944	4,417
Pre-tax net operating income	$0	4,317
Securities gains (losses)	$0	988
Applicable income taxes	$0	3,369
Income before extraordinary items	$4,000	4,332
Extraordinary gains, net	$7,018,000	41
Net income	$1,222,000	3,322
Minority interest net income	$385,000	35
Net income of bank and minority interests.	$0	4,314
Net charge-offs	$0	2,884
Cash dividends	$335,000	2,989
Sale, conversion, retirement of capital stock, net	$-6	4,528
Net operating income	$0	4,337
2023-09-30 (YTD Data)		Rank
Total interest income	$14,752,000	1,877
Total interest expense	$5,071,000	1,562
Net interest income	$9,681,000	2,028
Provision for loan and lease losses	$190,000	1,697
Total noninterest income	$1,001,000	2,408
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$242,000	2,116
Trading account gains and fees	$0	125
Additional Noninterest Income	$759,000	2,261
Total noninterest expense	$9,300,000	1,769
Salaries and employee benefits	$5,076,000	1,810
Premises and equipment expense	$1,097,000	1,564
Additional noninterest expense	$759,000	2,261
Pre-tax net operating income	$1,192,000	3,263
Securities gains (losses)	$-6,000	3,417
Applicable income taxes	$140,000	2,526
Income before extraordinary items	$1,046,000	3,249
Extraordinary gains, net	$0	52
Net income	$1,046,000	3,282
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,046,000	3,250
Net charge-offs	$-13,000	3,885
Cash dividends	$341,000	2,503
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,051,280	3,269
2023-06-30 (YTD Data)		Rank
Total interest income	$9,545,000	1,901
Total interest expense	$3,002,000	1,562
Net interest income	$6,543,000	2,037
Provision for loan and lease losses	$140,000	1,613
Total noninterest income	$654,000	2,387
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$152,000	2,169
Trading account gains and fees	$0	112
Additional Noninterest Income	$502,000	2,196
Total noninterest expense	$6,230,000	1,753
Salaries and employee benefits	$3,430,000	1,787
Premises and equipment expense	$722,000	1,579
Additional noninterest expense	$502,000	2,193
Pre-tax net operating income	$827,000	3,249
Securities gains (losses)	$-6,000	3,733
Applicable income taxes	$97,000	2,560
Income before extraordinary items	$724,000	3,236
Extraordinary gains, net	$0	51
Net income	$724,000	3,270
Minority interest net income	$0	81
Net income of bank and minority interests.	$724,000	3,235
Net charge-offs	$-12,000	3,968
Cash dividends	$256,000	2,397
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$729,280	3,241
2023-03-31 (YTD Data)		Rank
Total interest income	$4,647,000	1,910
Total interest expense	$1,312,000	1,554
Net interest income	$3,335,000	2,019
Provision for loan and lease losses	$70,000	1,505
Total noninterest income	$323,000	2,409
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$79,000	2,152
Trading account gains and fees	$0	97
Additional Noninterest Income	$244,000	2,216
Total noninterest expense	$3,129,000	1,766
Salaries and employee benefits	$1,706,000	1,824
Premises and equipment expense	$369,000	1,581
Additional noninterest expense	$244,000	2,216
Pre-tax net operating income	$459,000	3,188
Securities gains (losses)	$-6,000	3,990
Applicable income taxes	$60,000	2,473
Income before extraordinary items	$393,000	3,193
Extraordinary gains, net	$0	4
Net income	$393,000	3,192
Minority interest net income	$0	48
Net income of bank and minority interests.	$393,000	3,193
Net charge-offs	$-5,000	3,836
Cash dividends	$69,000	2,170
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$398,220	3,205
2022-12-31 (YTD Data)		Rank
Total interest income	$16,433,000	1,829
Total interest expense	$1,586,000	1,852
Net interest income	$14,847,000	1,807
Provision for loan and lease losses	$250,000	1,629
Total noninterest income	$1,670,000	2,223
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$391,000	1,973
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,279,000	2,069
Total noninterest expense	$11,664,000	1,815
Salaries and employee benefits	$6,514,000	1,841
Premises and equipment expense	$1,366,000	1,641
Additional noninterest expense	$1,279,000	2,069
Pre-tax net operating income	$4,603,000	2,127
Securities gains (losses)	$-5,000	3,305
Applicable income taxes	$848,000	1,680
Income before extraordinary items	$3,750,000	2,189
Extraordinary gains, net	$0	5
Net income	$3,750,000	2,188
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,750,000	2,188
Net charge-offs	$-15,000	3,741
Cash dividends	$1,039,000	2,104
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,754,100	2,209
2022-09-30 (YTD Data)		Rank
Total interest income	$11,985,000	1,808
Total interest expense	$828,000	1,999
Net interest income	$11,157,000	1,776
Provision for loan and lease losses	$250,000	1,333
Total noninterest income	$1,339,000	2,191
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$310,000	1,921
Trading account gains and fees	$0	111
Additional Noninterest Income	$1,029,000	2,022
Total noninterest expense	$8,588,000	1,836
Salaries and employee benefits	$4,769,000	1,872
Premises and equipment expense	$1,022,000	1,652
Additional noninterest expense	$1,029,000	2,022
Pre-tax net operating income	$3,658,000	2,042
Securities gains (losses)	$-5,000	3,659
Applicable income taxes	$679,000	1,629
Income before extraordinary items	$2,974,000	2,097
Extraordinary gains, net	$0	4
Net income	$2,974,000	2,097
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,974,000	2,096
Net charge-offs	$-9,000	3,567
Cash dividends	$571,000	2,102
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,978,050	2,125
2022-06-30 (YTD Data)		Rank
Total interest income	$7,905,000	1,772
Total interest expense	$325,000	2,558
Net interest income	$7,580,000	1,727
Provision for loan and lease losses	$250,000	1,023
Total noninterest income	$815,000	2,287
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$209,000	1,903
Trading account gains and fees	$0	108
Additional Noninterest Income	$606,000	2,185
Total noninterest expense	$5,617,000	1,851
Salaries and employee benefits	$3,144,000	1,881
Premises and equipment expense	$670,000	1,687
Additional noninterest expense	$1,803,000	1,736
Pre-tax net operating income	$2,528,000	1,920
Securities gains (losses)	$-5,000	3,836
Applicable income taxes	$471,000	1,524
Income before extraordinary items	$2,052,000	1,971
Extraordinary gains, net	$0	4
Net income	$2,052,000	1,971
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,052,000	1,971
Net charge-offs	$-5,000	3,441
Cash dividends	$502,000	1,873
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,056,050	2,011
2022-03-31 (YTD Data)		Rank
Total interest income	$3,864,000	1,771
Total interest expense	$125,000	2,880
Net interest income	$3,739,000	1,708
Provision for loan and lease losses	$100,000	968
Total noninterest income	$369,000	2,350
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$105,000	1,878
Trading account gains and fees	$0	103
Additional Noninterest Income	$264,000	2,318
Total noninterest expense	$2,828,000	1,828
Salaries and employee benefits	$1,554,000	1,887
Premises and equipment expense	$362,000	1,606
Additional noninterest expense	$912,000	1,701
Pre-tax net operating income	$1,180,000	1,940
Securities gains (losses)	$-5,000	4,146
Applicable income taxes	$216,000	1,555
Income before extraordinary items	$959,000	1,969
Extraordinary gains, net	$0	4
Net income	$959,000	1,968
Minority interest net income	$0	50
Net income of bank and minority interests.	$959,000	1,969
Net charge-offs	$3,000	1,472
Cash dividends	$69,000	2,095
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$963,100	1,986
2021-12-31 (YTD Data)		Rank
Total interest income	$15,808,000	1,788
Total interest expense	$506,000	3,165
Net interest income	$15,302,000	1,700
Provision for loan and lease losses	$825,000	709
Total noninterest income	$1,398,000	2,619
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$373,000	1,941
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,025,000	2,602
Total noninterest expense	$10,669,000	1,892
Salaries and employee benefits	$5,861,000	1,966
Premises and equipment expense	$1,447,000	1,562
Additional noninterest expense	$3,361,000	1,821
Pre-tax net operating income	$5,206,000	1,999
Securities gains (losses)	$-26,000	4,472
Applicable income taxes	$817,000	1,750
Income before extraordinary items	$4,363,000	2,055
Extraordinary gains, net	$0	10
Net income	$4,363,000	2,055
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,363,000	2,057
Net charge-offs	$40,000	1,767
Cash dividends	$990,000	2,261
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,384,840	2,030
2021-09-30 (YTD Data)		Rank
Total interest income	$11,593,000	1,851
Total interest expense	$377,000	3,259
Net interest income	$11,216,000	1,754
Provision for loan and lease losses	$675,000	630
Total noninterest income	$1,060,000	2,646
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$272,000	1,973
Trading account gains and fees	$0	132
Additional Noninterest Income	$788,000	2,618
Total noninterest expense	$7,439,000	1,993
Salaries and employee benefits	$4,004,000	2,096
Premises and equipment expense	$1,107,000	1,567
Additional noninterest expense	$2,328,000	1,923
Pre-tax net operating income	$4,162,000	2,004
Securities gains (losses)	$-17,000	4,613
Applicable income taxes	$656,000	1,780
Income before extraordinary items	$3,489,000	2,051
Extraordinary gains, net	$0	8
Net income	$3,489,000	2,050
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,489,000	2,051
Net charge-offs	$42,000	1,431
Cash dividends	$307,000	2,630
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,503,280	2,021
2021-06-30 (YTD Data)		Rank
Total interest income	$7,590,000	1,875
Total interest expense	$258,000	3,295
Net interest income	$7,332,000	1,770
Provision for loan and lease losses	$450,000	658
Total noninterest income	$697,000	2,628
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$175,000	1,970
Trading account gains and fees	$0	133
Additional Noninterest Income	$522,000	2,591
Total noninterest expense	$4,906,000	2,000
Salaries and employee benefits	$2,635,000	2,111
Premises and equipment expense	$763,000	1,518
Additional noninterest expense	$1,508,000	1,957
Pre-tax net operating income	$2,673,000	2,025
Securities gains (losses)	$-4,000	4,571
Applicable income taxes	$399,000	1,852
Income before extraordinary items	$2,270,000	2,078
Extraordinary gains, net	$0	6
Net income	$2,270,000	2,078
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,270,000	2,078
Net charge-offs	$5,000	1,907
Cash dividends	$307,000	2,331
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,273,400	2,042
2021-03-31 (YTD Data)		Rank
Total interest income	$3,827,000	1,857
Total interest expense	$130,000	3,362
Net interest income	$3,697,000	1,752
Provision for loan and lease losses	$225,000	730
Total noninterest income	$302,000	2,793
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$90,000	1,926
Trading account gains and fees	$0	127
Additional Noninterest Income	$212,000	2,782
Total noninterest expense	$2,584,000	1,916
Salaries and employee benefits	$1,357,000	2,052
Premises and equipment expense	$422,000	1,431
Additional noninterest expense	$805,000	1,826
Pre-tax net operating income	$1,190,000	2,157
Securities gains (losses)	$-6,000	4,631
Applicable income taxes	$180,000	1,880
Income before extraordinary items	$1,004,000	2,211
Extraordinary gains, net	$0	3
Net income	$1,004,000	2,211
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,004,000	2,211
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,009,100	2,162
2020-12-31 (YTD Data)		Rank
Total interest income	$12,930,000	2,112
Total interest expense	$933,000	3,045
Net interest income	$11,997,000	1,946
Provision for loan and lease losses	$785,000	1,841
Total noninterest income	$1,228,000	2,654
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$421,000	1,833
Trading account gains and fees	$0	133
Additional Noninterest Income	$807,000	2,680
Total noninterest expense	$9,465,000	2,025
Salaries and employee benefits	$5,262,000	2,077
Premises and equipment expense	$1,413,000	1,584
Additional noninterest expense	$2,790,000	2,042
Pre-tax net operating income	$2,975,000	2,436
Securities gains (losses)	$-7,000	4,793
Applicable income taxes	$466,000	1,998
Income before extraordinary items	$2,502,000	2,555
Extraordinary gains, net	$0	4
Net income	$2,502,000	2,554
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,502,000	2,555
Net charge-offs	$-22,000	4,409
Cash dividends	$545,000	2,759
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,507,880	2,502
2020-09-30 (YTD Data)		Rank
Total interest income	$9,231,000	2,204
Total interest expense	$782,000	2,967
Net interest income	$8,449,000	2,056
Provision for loan and lease losses	$560,000	1,885
Total noninterest income	$926,000	2,620
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$314,000	1,822
Trading account gains and fees	$0	125
Additional Noninterest Income	$612,000	2,634
Total noninterest expense	$6,894,000	2,046
Salaries and employee benefits	$3,782,000	2,113
Premises and equipment expense	$1,041,000	1,610
Additional noninterest expense	$2,071,000	2,023
Pre-tax net operating income	$1,921,000	2,640
Securities gains (losses)	$-10,000	4,787
Applicable income taxes	$325,000	2,035
Income before extraordinary items	$1,586,000	2,765
Extraordinary gains, net	$0	4
Net income	$1,586,000	2,764
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,586,000	2,765
Net charge-offs	$-20,000	4,425
Cash dividends	$237,000	2,854
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,594,300	2,703
2020-06-30 (YTD Data)		Rank
Total interest income	$5,993,000	2,293
Total interest expense	$617,000	2,827
Net interest income	$5,376,000	2,139
Provision for loan and lease losses	$310,000	2,020
Total noninterest income	$603,000	2,603
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$220,000	1,780
Trading account gains and fees	$0	123
Additional Noninterest Income	$383,000	2,653
Total noninterest expense	$4,566,000	2,055
Salaries and employee benefits	$2,488,000	2,136
Premises and equipment expense	$695,000	1,602
Additional noninterest expense	$1,383,000	2,014
Pre-tax net operating income	$1,103,000	2,804
Securities gains (losses)	$-10,000	4,791
Applicable income taxes	$185,000	2,117
Income before extraordinary items	$908,000	2,933
Extraordinary gains, net	$0	4
Net income	$908,000	2,932
Minority interest net income	$0	65
Net income of bank and minority interests.	$908,000	2,933
Net charge-offs	$-41,000	4,698
Cash dividends	$237,000	2,575
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$916,300	2,878
2020-03-31 (YTD Data)		Rank
Total interest income	$2,949,000	2,299
Total interest expense	$413,000	2,580
Net interest income	$2,536,000	2,206
Provision for loan and lease losses	$110,000	1,881
Total noninterest income	$317,000	2,450
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$137,000	1,738
Trading account gains and fees	$0	106
Additional Noninterest Income	$180,000	2,560
Total noninterest expense	$2,383,000	2,022
Salaries and employee benefits	$1,264,000	2,138
Premises and equipment expense	$361,000	1,581
Additional noninterest expense	$758,000	1,902
Pre-tax net operating income	$360,000	3,191
Securities gains (losses)	$-7,000	4,771
Applicable income taxes	$57,000	2,320
Income before extraordinary items	$296,000	3,308
Extraordinary gains, net	$0	4
Net income	$296,000	3,308
Minority interest net income	$0	56
Net income of bank and minority interests.	$296,000	3,309
Net charge-offs	$-38,000	4,804
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$301,880	3,259
2019-12-31 (YTD Data)		Rank
Total interest income	$11,178,000	2,404
Total interest expense	$1,737,000	2,567
Net interest income	$9,441,000	2,343
Provision for loan and lease losses	$324,000	1,889
Total noninterest income	$1,756,000	2,117
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$542,000	1,813
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,214,000	2,032
Total noninterest expense	$8,621,000	2,137
Salaries and employee benefits	$4,804,000	2,164
Premises and equipment expense	$1,195,000	1,801
Additional noninterest expense	$2,622,000	2,140
Pre-tax net operating income	$2,252,000	2,884
Securities gains (losses)	$-17,000	4,886
Applicable income taxes	$395,000	2,173
Income before extraordinary items	$1,840,000	3,008
Extraordinary gains, net	$0	11
Net income	$1,840,000	3,007
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,840,000	3,009
Net charge-offs	$31,000	2,913
Cash dividends	$714,000	2,674
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,853,940	2,967
2019-09-30 (YTD Data)		Rank
Total interest income	$8,131,000	2,472
Total interest expense	$1,244,000	2,649
Net interest income	$6,887,000	2,423
Provision for loan and lease losses	$204,000	1,947
Total noninterest income	$1,296,000	2,141
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$401,000	1,830
Trading account gains and fees	$0	129
Additional Noninterest Income	$895,000	2,047
Total noninterest expense	$6,480,000	2,136
Salaries and employee benefits	$3,508,000	2,210
Premises and equipment expense	$915,000	1,797
Additional noninterest expense	$2,057,000	2,078
Pre-tax net operating income	$1,499,000	3,105
Securities gains (losses)	$-27,000	5,035
Applicable income taxes	$252,000	2,349
Income before extraordinary items	$1,220,000	3,221
Extraordinary gains, net	$0	11
Net income	$1,220,000	3,220
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,220,000	3,221
Net charge-offs	$-15,000	4,529
Cash dividends	$387,000	2,725
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,242,410	3,185
2019-06-30 (YTD Data)		Rank
Total interest income	$5,309,000	2,509
Total interest expense	$822,000	2,636
Net interest income	$4,487,000	2,463
Provision for loan and lease losses	$129,000	1,974
Total noninterest income	$939,000	2,019
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$255,000	1,880
Trading account gains and fees	$0	131
Additional Noninterest Income	$684,000	1,867
Total noninterest expense	$4,380,000	2,124
Salaries and employee benefits	$2,306,000	2,233
Premises and equipment expense	$616,000	1,791
Additional noninterest expense	$1,458,000	1,994
Pre-tax net operating income	$917,000	3,215
Securities gains (losses)	$-22,000	5,064
Applicable income taxes	$154,000	2,394
Income before extraordinary items	$741,000	3,363
Extraordinary gains, net	$0	11
Net income	$741,000	3,361
Minority interest net income	$0	69
Net income of bank and minority interests.	$741,000	3,362
Net charge-offs	$-9,000	4,454
Cash dividends	$237,000	2,773
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$759,260	3,300
2019-03-31 (YTD Data)		Rank
Total interest income	$2,592,000	2,561
Total interest expense	$342,000	2,850
Net interest income	$2,250,000	2,472
Provision for loan and lease losses	$83,000	1,626
Total noninterest income	$319,000	2,454
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$122,000	1,942
Trading account gains and fees	$0	126
Additional Noninterest Income	$197,000	2,411
Total noninterest expense	$2,206,000	2,126
Salaries and employee benefits	$1,152,000	2,263
Premises and equipment expense	$317,000	1,772
Additional noninterest expense	$737,000	1,950
Pre-tax net operating income	$280,000	3,870
Securities gains (losses)	$-22,000	5,191
Applicable income taxes	$45,000	2,702
Income before extraordinary items	$213,000	4,036
Extraordinary gains, net	$0	5
Net income	$213,000	4,034
Minority interest net income	$0	52
Net income of bank and minority interests.	$213,000	4,035
Net charge-offs	$-2,000	4,062
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$231,260	3,946
2018-12-31 (YTD Data)		Rank
Total interest income	$9,659,000	2,592
Total interest expense	$742,000	3,368
Net interest income	$8,917,000	2,467
Provision for loan and lease losses	$160,000	2,578
Total noninterest income	$1,280,000	2,527
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$416,000	2,246
Trading account gains and fees	$0	126
Additional Noninterest Income	$864,000	2,407
Total noninterest expense	$8,094,000	2,224
Salaries and employee benefits	$4,363,000	2,318
Premises and equipment expense	$1,163,000	1,849
Additional noninterest expense	$2,568,000	2,179
Pre-tax net operating income	$1,943,000	3,181
Securities gains (losses)	$-30,000	4,714
Applicable income taxes	$332,000	2,308
Income before extraordinary items	$1,581,000	3,298
Extraordinary gains, net	$0	6
Net income	$1,581,000	3,296
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,581,000	3,297
Net charge-offs	$34,000	2,836
Cash dividends	$474,000	3,031
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,605,900	3,275
2018-09-30 (YTD Data)		Rank
Total interest income	$7,101,000	2,621
Total interest expense	$510,000	3,442
Net interest income	$6,591,000	2,495
Provision for loan and lease losses	$70,000	2,956
Total noninterest income	$962,000	2,558
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$303,000	2,282
Trading account gains and fees	$0	138
Additional Noninterest Income	$659,000	2,409
Total noninterest expense	$6,055,000	2,222
Salaries and employee benefits	$3,257,000	2,323
Premises and equipment expense	$877,000	1,850
Additional noninterest expense	$1,921,000	2,174
Pre-tax net operating income	$1,428,000	3,261
Securities gains (losses)	$-28,000	5,003
Applicable income taxes	$254,000	2,351
Income before extraordinary items	$1,146,000	3,388
Extraordinary gains, net	$0	5
Net income	$1,146,000	3,387
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,146,000	3,387
Net charge-offs	$21,000	2,685
Cash dividends	$237,000	3,005
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,168,960	3,359
2018-06-30 (YTD Data)		Rank
Total interest income	$4,702,000	2,622
Total interest expense	$268,000	3,736
Net interest income	$4,434,000	2,482
Provision for loan and lease losses	$20,000	3,342
Total noninterest income	$565,000	2,714
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$197,000	2,317
Trading account gains and fees	$0	130
Additional Noninterest Income	$368,000	2,628
Total noninterest expense	$3,972,000	2,269
Salaries and employee benefits	$2,123,000	2,375
Premises and equipment expense	$610,000	1,815
Additional noninterest expense	$1,239,000	2,240
Pre-tax net operating income	$1,007,000	3,144
Securities gains (losses)	$-16,000	5,070
Applicable income taxes	$192,000	2,255
Income before extraordinary items	$799,000	3,301
Extraordinary gains, net	$0	6
Net income	$799,000	3,300
Minority interest net income	$0	65
Net income of bank and minority interests.	$799,000	3,300
Net charge-offs	$19,000	2,284
Cash dividends	$240,000	2,683
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$811,960	3,259
2018-03-31 (YTD Data)		Rank
Total interest income	$2,320,000	2,637
Total interest expense	$122,000	3,833
Net interest income	$2,198,000	2,494
Provision for loan and lease losses	$0	3,508
Total noninterest income	$269,000	2,761
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$96,000	2,364
Trading account gains and fees	$0	123
Additional Noninterest Income	$173,000	2,658
Total noninterest expense	$1,959,000	2,309
Salaries and employee benefits	$1,061,000	2,406
Premises and equipment expense	$319,000	1,776
Additional noninterest expense	$579,000	2,353
Pre-tax net operating income	$508,000	3,087
Securities gains (losses)	$-16,000	5,283
Applicable income taxes	$99,000	2,189
Income before extraordinary items	$393,000	3,277
Extraordinary gains, net	$0	7
Net income	$393,000	3,277
Minority interest net income	$0	52
Net income of bank and minority interests.	$393,000	3,277
Net charge-offs	$9,000	2,006
Cash dividends	$240,000	1,782
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$405,800	3,235
2017-12-31 (YTD Data)		Rank
Total interest income	$8,852,000	2,678
Total interest expense	$561,000	3,494
Net interest income	$8,291,000	2,572
Provision for loan and lease losses	$120,000	2,846
Total noninterest income	$1,146,000	2,751
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$369,000	2,505
Trading account gains and fees	$0	151
Additional Noninterest Income	$777,000	2,602
Total noninterest expense	$7,745,000	2,327
Salaries and employee benefits	$4,131,000	2,420
Premises and equipment expense	$1,133,000	1,935
Additional noninterest expense	$2,481,000	2,271
Pre-tax net operating income	$1,572,000	3,473
Securities gains (losses)	$-3,000	4,906
Applicable income taxes	$413,000	2,552
Income before extraordinary items	$1,156,000	3,533
Extraordinary gains, net	$0	9
Net income	$1,156,000	3,532
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,156,000	3,533
Net charge-offs	$-1,000	4,501
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,158,220	3,509
2017-09-30 (YTD Data)		Rank
Total interest income	$6,573,000	2,710
Total interest expense	$427,000	3,473
Net interest income	$6,146,000	2,605
Provision for loan and lease losses	$120,000	2,498
Total noninterest income	$850,000	2,792
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$271,000	2,554
Trading account gains and fees	$0	145
Additional Noninterest Income	$579,000	2,632
Total noninterest expense	$5,779,000	2,346
Salaries and employee benefits	$3,083,000	2,432
Premises and equipment expense	$857,000	1,925
Additional noninterest expense	$1,839,000	2,282
Pre-tax net operating income	$1,097,000	3,619
Securities gains (losses)	$-11,000	5,410
Applicable income taxes	$220,000	2,700
Income before extraordinary items	$866,000	3,746
Extraordinary gains, net	$0	9
Net income	$866,000	3,744
Minority interest net income	$0	71
Net income of bank and minority interests.	$866,000	3,746
Net charge-offs	$33,000	2,718
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$874,800	3,709
2017-06-30 (YTD Data)		Rank
Total interest income	$4,198,000	2,775
Total interest expense	$288,000	3,433
Net interest income	$3,910,000	2,691
Provision for loan and lease losses	$120,000	2,050
Total noninterest income	$582,000	2,755
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$185,000	2,519
Trading account gains and fees	$0	139
Additional Noninterest Income	$397,000	2,586
Total noninterest expense	$3,852,000	2,350
Salaries and employee benefits	$2,066,000	2,439
Premises and equipment expense	$552,000	1,966
Additional noninterest expense	$1,234,000	2,267
Pre-tax net operating income	$520,000	4,078
Securities gains (losses)	$-11,000	5,500
Applicable income taxes	$104,000	2,909
Income before extraordinary items	$405,000	4,141
Extraordinary gains, net	$0	11
Net income	$405,000	4,140
Minority interest net income	$0	71
Net income of bank and minority interests.	$405,000	4,141
Net charge-offs	$46,000	2,051
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$413,800	4,100
2017-03-31 (YTD Data)		Rank
Total interest income	$2,069,000	2,802
Total interest expense	$142,000	3,436
Net interest income	$1,927,000	2,717
Provision for loan and lease losses	$90,000	1,522
Total noninterest income	$260,000	2,899
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$96,000	2,456
Trading account gains and fees	$0	142
Additional Noninterest Income	$164,000	2,829
Total noninterest expense	$1,952,000	2,343
Salaries and employee benefits	$1,041,000	2,452
Premises and equipment expense	$287,000	1,946
Additional noninterest expense	$624,000	2,245
Pre-tax net operating income	$145,000	4,682
Securities gains (losses)	$10,000	671
Applicable income taxes	$32,000	3,140
Income before extraordinary items	$123,000	4,689
Extraordinary gains, net	$0	8
Net income	$123,000	4,690
Minority interest net income	$0	55
Net income of bank and minority interests.	$123,000	4,690
Net charge-offs	$38,000	1,492
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$115,100	4,739
2016-12-31 (YTD Data)		Rank
Total interest income	$8,369,000	2,762
Total interest expense	$555,000	3,456
Net interest income	$7,814,000	2,670
Provision for loan and lease losses	$735,000	1,159
Total noninterest income	$1,096,000	2,888
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$375,000	2,566
Trading account gains and fees	$0	170
Additional Noninterest Income	$721,000	2,790
Total noninterest expense	$7,320,000	2,467
Salaries and employee benefits	$3,935,000	2,529
Premises and equipment expense	$1,020,000	2,119
Additional noninterest expense	$2,365,000	2,413
Pre-tax net operating income	$855,000	4,267
Securities gains (losses)	$353,000	582
Applicable income taxes	$205,000	2,916
Income before extraordinary items	$1,003,000	3,884
Extraordinary gains, net	$0	5
Net income	$1,003,000	3,882
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,003,000	3,883
Net charge-offs	$454,000	1,152
Cash dividends	$236,000	3,591
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$710,010	4,292
2016-09-30 (YTD Data)		Rank
Total interest income	$6,206,000	2,791
Total interest expense	$415,000	3,490
Net interest income	$5,791,000	2,699
Provision for loan and lease losses	$420,000	1,313
Total noninterest income	$829,000	2,889
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$281,000	2,578
Trading account gains and fees	$0	169
Additional Noninterest Income	$548,000	2,780
Total noninterest expense	$5,469,000	2,469
Salaries and employee benefits	$2,961,000	2,513
Premises and equipment expense	$770,000	2,115
Additional noninterest expense	$1,738,000	2,464
Pre-tax net operating income	$731,000	4,169
Securities gains (losses)	$366,000	527
Applicable income taxes	$116,000	3,146
Income before extraordinary items	$981,000	3,523
Extraordinary gains, net	$0	5
Net income	$981,000	3,521
Minority interest net income	$0	71
Net income of bank and minority interests.	$981,000	3,523
Net charge-offs	$411,000	913
Cash dividends	$236,000	3,052
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$655,260	4,070
2016-06-30 (YTD Data)		Rank
Total interest income	$4,197,000	2,773
Total interest expense	$288,000	3,427
Net interest income	$3,909,000	2,677
Provision for loan and lease losses	$330,000	1,164
Total noninterest income	$567,000	2,836
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$191,000	2,510
Trading account gains and fees	$0	157
Additional Noninterest Income	$376,000	2,738
Total noninterest expense	$3,588,000	2,516
Salaries and employee benefits	$1,950,000	2,553
Premises and equipment expense	$520,000	2,089
Additional noninterest expense	$1,118,000	2,535
Pre-tax net operating income	$558,000	4,004
Securities gains (losses)	$196,000	611
Applicable income taxes	$193,000	2,526
Income before extraordinary items	$561,000	3,798
Extraordinary gains, net	$0	16
Net income	$561,000	3,795
Minority interest net income	$0	71
Net income of bank and minority interests.	$561,000	3,797
Net charge-offs	$298,000	869
Cash dividends	$236,000	2,734
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$415,960	4,154
2016-03-31 (YTD Data)		Rank
Total interest income	$2,125,000	2,754
Total interest expense	$146,000	3,430
Net interest income	$1,979,000	2,657
Provision for loan and lease losses	$0	3,656
Total noninterest income	$251,000	3,009
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$99,000	2,444
Trading account gains and fees	$0	142
Additional Noninterest Income	$152,000	2,965
Total noninterest expense	$1,799,000	2,519
Salaries and employee benefits	$939,000	2,618
Premises and equipment expense	$269,000	2,046
Additional noninterest expense	$591,000	2,424
Pre-tax net operating income	$431,000	3,281
Securities gains (losses)	$14,000	1,386
Applicable income taxes	$59,000	2,862
Income before extraordinary items	$386,000	3,195
Extraordinary gains, net	$0	12
Net income	$386,000	3,193
Minority interest net income	$0	62
Net income of bank and minority interests.	$386,000	3,194
Net charge-offs	$-8,000	5,076
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$373,820	3,189
2015-12-31 (YTD Data)		Rank
Total interest income	$8,662,000	2,677
Total interest expense	$664,000	3,174
Net interest income	$7,998,000	2,599
Provision for loan and lease losses	$90,000	3,155
Total noninterest income	$1,109,000	2,906
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$399,000	2,515
Trading account gains and fees	$0	159
Additional Noninterest Income	$710,000	2,815
Total noninterest expense	$6,973,000	2,568
Salaries and employee benefits	$3,722,000	2,618
Premises and equipment expense	$1,002,000	2,171
Additional noninterest expense	$2,249,000	2,542
Pre-tax net operating income	$2,044,000	2,967
Securities gains (losses)	$85,000	1,260
Applicable income taxes	$469,000	2,279
Income before extraordinary items	$1,660,000	3,048
Extraordinary gains, net	$0	23
Net income	$1,660,000	3,049
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,660,000	3,050
Net charge-offs	$238,000	1,825
Cash dividends	$473,000	3,001
Sale, conversion, retirement of capital stock, net	$14,000	715
Net operating income	$1,593,700	3,075
2015-09-30 (YTD Data)		Rank
Total interest income	$6,271,000	2,774
Total interest expense	$508,000	3,177
Net interest income	$5,763,000	2,702
Provision for loan and lease losses	$70,000	2,996
Total noninterest income	$847,000	2,887
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$293,000	2,567
Trading account gains and fees	$0	153
Additional Noninterest Income	$554,000	2,779
Total noninterest expense	$5,212,000	2,590
Salaries and employee benefits	$2,783,000	2,632
Premises and equipment expense	$751,000	2,206
Additional noninterest expense	$1,678,000	2,562
Pre-tax net operating income	$1,328,000	3,295
Securities gains (losses)	$36,000	1,686
Applicable income taxes	$247,000	2,651
Income before extraordinary items	$1,117,000	3,308
Extraordinary gains, net	$0	21
Net income	$1,117,000	3,306
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,117,000	3,307
Net charge-offs	$237,000	1,390
Cash dividends	$237,000	3,004
Sale, conversion, retirement of capital stock, net	$14,000	668
Net operating income	$1,087,480	3,303
2015-06-30 (YTD Data)		Rank
Total interest income	$4,211,000	2,759
Total interest expense	$349,000	3,131
Net interest income	$3,862,000	2,696
Provision for loan and lease losses	$60,000	2,661
Total noninterest income	$585,000	2,854
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$190,000	2,582
Trading account gains and fees	$0	157
Additional Noninterest Income	$395,000	2,691
Total noninterest expense	$3,441,000	2,632
Salaries and employee benefits	$1,852,000	2,652
Premises and equipment expense	$519,000	2,159
Additional noninterest expense	$1,070,000	2,673
Pre-tax net operating income	$946,000	3,165
Securities gains (losses)	$34,000	1,433
Applicable income taxes	$221,000	2,384
Income before extraordinary items	$759,000	3,264
Extraordinary gains, net	$0	22
Net income	$759,000	3,264
Minority interest net income	$0	75
Net income of bank and minority interests.	$759,000	3,265
Net charge-offs	$172,000	1,288
Cash dividends	$237,000	2,637
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$732,820	3,261
2015-03-31 (YTD Data)		Rank
Total interest income	$2,123,000	2,734
Total interest expense	$175,000	3,147
Net interest income	$1,948,000	2,669
Provision for loan and lease losses	$40,000	2,298
Total noninterest income	$232,000	3,164
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$98,000	2,511
Trading account gains and fees	$0	152
Additional Noninterest Income	$134,000	3,187
Total noninterest expense	$1,703,000	2,652
Salaries and employee benefits	$932,000	2,662
Premises and equipment expense	$276,000	2,088
Additional noninterest expense	$495,000	2,819
Pre-tax net operating income	$437,000	3,245
Securities gains (losses)	$-1,000	6,051
Applicable income taxes	$108,000	2,375
Income before extraordinary items	$328,000	3,481
Extraordinary gains, net	$0	13
Net income	$328,000	3,484
Minority interest net income	$0	64
Net income of bank and minority interests.	$328,000	3,484
Net charge-offs	$116,000	1,009
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$328,750	3,396
2014-12-31 (YTD Data)		Rank
Total interest income	$8,100,000	2,872
Total interest expense	$785,000	3,070
Net interest income	$7,315,000	2,805
Provision for loan and lease losses	$60,000	3,589
Total noninterest income	$1,085,000	2,994
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$430,000	2,547
Trading account gains and fees	$0	180
Additional Noninterest Income	$655,000	2,918
Total noninterest expense	$7,069,000	2,597
Salaries and employee benefits	$3,757,000	2,631
Premises and equipment expense	$862,000	2,527
Additional noninterest expense	$2,450,000	2,450
Pre-tax net operating income	$1,271,000	3,753
Securities gains (losses)	$-17,000	6,111
Applicable income taxes	$287,000	2,681
Income before extraordinary items	$967,000	4,012
Extraordinary gains, net	$0	17
Net income	$967,000	4,011
Minority interest net income	$0	84
Net income of bank and minority interests.	$967,000	4,013
Net charge-offs	$465,000	1,545
Cash dividends	$881,000	2,190
Sale, conversion, retirement of capital stock, net	$28,000	714
Net operating income	$980,090	3,933
2014-09-30 (YTD Data)		Rank
Total interest income	$5,990,000	2,919
Total interest expense	$587,000	3,146
Net interest income	$5,403,000	2,859
Provision for loan and lease losses	$50,000	3,379
Total noninterest income	$825,000	2,984
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$317,000	2,606
Trading account gains and fees	$0	174
Additional Noninterest Income	$508,000	2,890
Total noninterest expense	$5,284,000	2,594
Salaries and employee benefits	$2,865,000	2,597
Premises and equipment expense	$659,000	2,520
Additional noninterest expense	$1,760,000	2,543
Pre-tax net operating income	$894,000	3,936
Securities gains (losses)	$-17,000	6,227
Applicable income taxes	$166,000	2,956
Income before extraordinary items	$711,000	4,111
Extraordinary gains, net	$0	15
Net income	$711,000	4,112
Minority interest net income	$0	81
Net income of bank and minority interests.	$711,000	4,112
Net charge-offs	$192,000	2,039
Cash dividends	$611,000	1,991
Sale, conversion, retirement of capital stock, net	$29,000	643
Net operating income	$724,770	4,021
2014-06-30 (YTD Data)		Rank
Total interest income	$3,974,000	2,935
Total interest expense	$398,000	3,142
Net interest income	$3,576,000	2,877
Provision for loan and lease losses	$30,000	3,313
Total noninterest income	$509,000	3,078
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$207,000	2,630
Trading account gains and fees	$0	172
Additional Noninterest Income	$302,000	3,027
Total noninterest expense	$3,509,000	2,615
Salaries and employee benefits	$1,922,000	2,598
Premises and equipment expense	$447,000	2,491
Additional noninterest expense	$1,140,000	2,594
Pre-tax net operating income	$546,000	4,027
Securities gains (losses)	$-12,000	6,315
Applicable income taxes	$90,000	3,087
Income before extraordinary items	$444,000	4,158
Extraordinary gains, net	$0	20
Net income	$444,000	4,164
Minority interest net income	$0	80
Net income of bank and minority interests.	$444,000	4,163
Net charge-offs	$179,000	1,690
Cash dividends	$611,000	1,596
Sale, conversion, retirement of capital stock, net	$28,000	552
Net operating income	$453,960	4,061
2014-03-31 (YTD Data)		Rank
Total interest income	$1,952,000	2,981
Total interest expense	$201,000	3,163
Net interest income	$1,751,000	2,925
Provision for loan and lease losses	$0	3,817
Total noninterest income	$224,000	3,265
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$103,000	2,617
Trading account gains and fees	$0	147
Additional Noninterest Income	$121,000	3,299
Total noninterest expense	$1,659,000	2,745
Salaries and employee benefits	$870,000	2,813
Premises and equipment expense	$246,000	2,342
Additional noninterest expense	$543,000	2,705
Pre-tax net operating income	$316,000	3,729
Securities gains (losses)	$0	1,715
Applicable income taxes	$61,000	2,802
Income before extraordinary items	$255,000	3,823
Extraordinary gains, net	$0	16
Net income	$255,000	3,826
Minority interest net income	$0	66
Net income of bank and minority interests.	$255,000	3,826
Net charge-offs	$106,000	1,337
Cash dividends	$386,000	1,262
Sale, conversion, retirement of capital stock, net	$28,000	425
Net operating income	$255,000	3,785
2013-12-31 (YTD Data)		Rank
Total interest income	$7,730,000	3,022
Total interest expense	$833,000	3,352
Net interest income	$6,897,000	2,937
Provision for loan and lease losses	$120,000	3,475
Total noninterest income	$1,012,000	3,175
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$357,000	3,051
Trading account gains and fees	$0	184
Additional Noninterest Income	$655,000	2,966
Total noninterest expense	$6,399,000	2,845
Salaries and employee benefits	$3,507,000	2,799
Premises and equipment expense	$823,000	2,642
Additional noninterest expense	$2,069,000	2,891
Pre-tax net operating income	$1,390,000	3,538
Securities gains (losses)	$31,000	2,112
Applicable income taxes	$232,000	2,843
Income before extraordinary items	$1,189,000	3,584
Extraordinary gains, net	$0	29
Net income	$1,189,000	3,586
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,189,000	3,588
Net charge-offs	$167,000	3,221
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,162,960	3,578
2013-09-30 (YTD Data)		Rank
Total interest income	$5,781,000	3,050
Total interest expense	$618,000	3,465
Net interest income	$5,163,000	2,957
Provision for loan and lease losses	$20,000	4,484
Total noninterest income	$799,000	3,134
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$262,000	3,108
Trading account gains and fees	$0	180
Additional Noninterest Income	$537,000	2,907
Total noninterest expense	$4,735,000	2,878
Salaries and employee benefits	$2,545,000	2,873
Premises and equipment expense	$621,000	2,652
Additional noninterest expense	$1,569,000	2,874
Pre-tax net operating income	$1,207,000	3,354
Securities gains (losses)	$17,000	2,288
Applicable income taxes	$189,000	2,839
Income before extraordinary items	$1,035,000	3,363
Extraordinary gains, net	$0	25
Net income	$1,035,000	3,366
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,035,000	3,367
Net charge-offs	$175,000	2,709
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,020,550	3,313
2013-06-30 (YTD Data)		Rank
Total interest income	$3,884,000	3,035
Total interest expense	$425,000	3,453
Net interest income	$3,459,000	2,948
Provision for loan and lease losses	$20,000	4,231
Total noninterest income	$591,000	3,013
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$171,000	3,136
Trading account gains and fees	$0	157
Additional Noninterest Income	$420,000	2,730
Total noninterest expense	$3,164,000	2,873
Salaries and employee benefits	$1,709,000	2,877
Premises and equipment expense	$415,000	2,662
Additional noninterest expense	$1,040,000	2,877
Pre-tax net operating income	$866,000	3,183
Securities gains (losses)	$20,000	2,017
Applicable income taxes	$158,000	2,641
Income before extraordinary items	$728,000	3,237
Extraordinary gains, net	$0	22
Net income	$728,000	3,239
Minority interest net income	$0	82
Net income of bank and minority interests.	$728,000	3,240
Net charge-offs	$43,000	3,482
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$711,600	3,185
2013-03-31 (YTD Data)		Rank
Total interest income	$1,935,000	3,073
Total interest expense	$213,000	3,538
Net interest income	$1,722,000	2,956
Provision for loan and lease losses	$20,000	3,573
Total noninterest income	$191,000	3,748
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$85,000	3,125
Trading account gains and fees	$0	148
Additional Noninterest Income	$106,000	3,670
Total noninterest expense	$1,507,000	3,000
Salaries and employee benefits	$799,000	3,056
Premises and equipment expense	$227,000	2,497
Additional noninterest expense	$481,000	3,083
Pre-tax net operating income	$386,000	3,354
Securities gains (losses)	$0	1,966
Applicable income taxes	$83,000	2,571
Income before extraordinary items	$303,000	3,544
Extraordinary gains, net	$0	10
Net income	$303,000	3,545
Minority interest net income	$0	76
Net income of bank and minority interests.	$303,000	3,546
Net charge-offs	$57,000	2,329
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$303,000	3,451
2012-12-31 (YTD Data)		Rank
Total interest income	$7,820,000	3,174
Total interest expense	$927,000	3,794
Net interest income	$6,893,000	3,017
Provision for loan and lease losses	$97,000	4,724
Total noninterest income	$765,000	3,729
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$375,000	3,068
Trading account gains and fees	$0	166
Additional Noninterest Income	$390,000	3,664
Total noninterest expense	$5,676,000	3,159
Salaries and employee benefits	$3,165,000	3,013
Premises and equipment expense	$782,000	2,795
Additional noninterest expense	$1,729,000	3,443
Pre-tax net operating income	$1,885,000	2,920
Securities gains (losses)	$17,000	3,230
Applicable income taxes	$292,000	2,678
Income before extraordinary items	$1,610,000	2,987
Extraordinary gains, net	$0	29
Net income	$1,610,000	2,988
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,610,000	2,989
Net charge-offs	$-171,000	6,986
Cash dividends	$2,082,000	1,173
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,595,550	2,872
2012-09-30 (YTD Data)		Rank
Total interest income	$5,863,000	3,229
Total interest expense	$703,000	3,891
Net interest income	$5,160,000	3,072
Provision for loan and lease losses	$97,000	4,397
Total noninterest income	$575,000	3,765
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$285,000	3,063
Trading account gains and fees	$0	157
Additional Noninterest Income	$290,000	3,738
Total noninterest expense	$4,189,000	3,224
Salaries and employee benefits	$2,310,000	3,088
Premises and equipment expense	$598,000	2,786
Additional noninterest expense	$1,281,000	3,479
Pre-tax net operating income	$1,449,000	2,952
Securities gains (losses)	$17,000	2,941
Applicable income taxes	$264,000	2,586
Income before extraordinary items	$1,202,000	3,069
Extraordinary gains, net	$0	20
Net income	$1,202,000	3,069
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,202,000	3,068
Net charge-offs	$82,000	4,154
Cash dividends	$551,000	1,929
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,188,060	2,948
2012-06-30 (YTD Data)		Rank
Total interest income	$3,912,000	3,249
Total interest expense	$476,000	3,943
Net interest income	$3,436,000	3,091
Provision for loan and lease losses	$77,000	4,143
Total noninterest income	$386,000	3,725
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$192,000	3,035
Trading account gains and fees	$0	153
Additional Noninterest Income	$194,000	3,728
Total noninterest expense	$2,860,000	3,178
Salaries and employee benefits	$1,575,000	3,057
Premises and equipment expense	$411,000	2,721
Additional noninterest expense	$874,000	3,451
Pre-tax net operating income	$885,000	3,095
Securities gains (losses)	$8,000	2,780
Applicable income taxes	$150,000	2,714
Income before extraordinary items	$743,000	3,205
Extraordinary gains, net	$0	19
Net income	$743,000	3,203
Minority interest net income	$0	84
Net income of bank and minority interests.	$743,000	3,205
Net charge-offs	$80,000	3,625
Cash dividends	$550,000	1,501
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$736,360	3,056
2012-03-31 (YTD Data)		Rank
Total interest income	$1,957,000	3,275
Total interest expense	$238,000	4,042
Net interest income	$1,719,000	3,093
Provision for loan and lease losses	$27,000	4,294
Total noninterest income	$193,000	3,724
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$96,000	3,017
Trading account gains and fees	$0	148
Additional Noninterest Income	$97,000	3,758
Total noninterest expense	$1,429,000	3,173
Salaries and employee benefits	$756,000	3,160
Premises and equipment expense	$214,000	2,646
Additional noninterest expense	$459,000	3,300
Pre-tax net operating income	$456,000	3,060
Securities gains (losses)	$7,000	1,852
Applicable income taxes	$51,000	3,059
Income before extraordinary items	$412,000	2,992
Extraordinary gains, net	$0	19
Net income	$412,000	2,996
Minority interest net income	$0	78
Net income of bank and minority interests.	$412,000	2,997
Net charge-offs	$45,000	3,095
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$405,770	2,876
2011-12-31 (YTD Data)		Rank
Total interest income	$8,026,000	3,323
Total interest expense	$1,006,000	4,377
Net interest income	$7,020,000	3,066
Provision for loan and lease losses	$295,000	4,159
Total noninterest income	$784,000	3,566
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$388,000	3,092
Trading account gains and fees	$0	146
Additional Noninterest Income	$396,000	3,457
Total noninterest expense	$5,733,000	3,169
Salaries and employee benefits	$3,162,000	2,979
Premises and equipment expense	$773,000	2,986
Additional noninterest expense	$1,798,000	3,407
Pre-tax net operating income	$1,776,000	2,732
Securities gains (losses)	$-3,000	6,779
Applicable income taxes	$355,000	2,375
Income before extraordinary items	$1,418,000	2,883
Extraordinary gains, net	$0	29
Net income	$1,418,000	2,885
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,418,000	2,885
Net charge-offs	$550,000	3,064
Cash dividends	$1,128,000	1,493
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,420,400	2,783
2011-09-30 (YTD Data)		Rank
Total interest income	$6,015,000	3,357
Total interest expense	$748,000	4,521
Net interest income	$5,267,000	3,080
Provision for loan and lease losses	$150,000	4,478
Total noninterest income	$585,000	3,581
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$313,000	2,954
Trading account gains and fees	$0	145
Additional Noninterest Income	$272,000	3,606
Total noninterest expense	$4,079,000	3,320
Salaries and employee benefits	$2,334,000	3,031
Premises and equipment expense	$588,000	2,989
Additional noninterest expense	$1,157,000	3,777
Pre-tax net operating income	$1,623,000	2,431
Securities gains (losses)	$-3,000	6,910
Applicable income taxes	$417,000	1,900
Income before extraordinary items	$1,203,000	2,722
Extraordinary gains, net	$0	21
Net income	$1,203,000	2,724
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,203,000	2,724
Net charge-offs	$111,000	4,326
Cash dividends	$583,000	1,655
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,205,220	2,626
2011-06-30 (YTD Data)		Rank
Total interest income	$3,970,000	3,414
Total interest expense	$494,000	4,662
Net interest income	$3,476,000	3,102
Provision for loan and lease losses	$115,000	4,273
Total noninterest income	$386,000	3,626
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$202,000	2,991
Trading account gains and fees	$0	153
Additional Noninterest Income	$184,000	3,629
Total noninterest expense	$2,596,000	3,478
Salaries and employee benefits	$1,457,000	3,216
Premises and equipment expense	$395,000	2,987
Additional noninterest expense	$744,000	3,923
Pre-tax net operating income	$1,151,000	2,302
Securities gains (losses)	$-1,000	6,874
Applicable income taxes	$323,000	1,721
Income before extraordinary items	$827,000	2,613
Extraordinary gains, net	$0	15
Net income	$827,000	2,613
Minority interest net income	$0	89
Net income of bank and minority interests.	$827,000	2,613
Net charge-offs	$78,000	4,078
Cash dividends	$583,000	1,283
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$827,720	2,529
2011-03-31 (YTD Data)		Rank
Total interest income	$2,043,000	3,352
Total interest expense	$242,000	4,829
Net interest income	$1,801,000	2,999
Provision for loan and lease losses	$40,000	4,390
Total noninterest income	$195,000	3,639
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$98,000	3,019
Trading account gains and fees	$0	158
Additional Noninterest Income	$97,000	3,622
Total noninterest expense	$1,350,000	3,377
Salaries and employee benefits	$711,000	3,289
Premises and equipment expense	$220,000	2,768
Additional noninterest expense	$419,000	3,620
Pre-tax net operating income	$606,000	2,204
Securities gains (losses)	$3,000	1,535
Applicable income taxes	$232,000	1,348
Income before extraordinary items	$377,000	2,789
Extraordinary gains, net	$0	9
Net income	$377,000	2,788
Minority interest net income	$0	86
Net income of bank and minority interests.	$377,000	2,789
Net charge-offs	$-5,000	6,778
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$375,080	2,741
2010-12-31 (YTD Data)		Rank
Total interest income	$8,544,000	3,370
Total interest expense	$1,215,000	4,786
Net interest income	$7,329,000	2,959
Provision for loan and lease losses	$103,000	5,998
Total noninterest income	$753,000	3,773
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$475,000	2,734
Trading account gains and fees	$0	175
Additional Noninterest Income	$278,000	4,069
Total noninterest expense	$5,554,000	3,308
Salaries and employee benefits	$3,008,000	3,113
Premises and equipment expense	$718,000	3,226
Additional noninterest expense	$1,828,000	3,501
Pre-tax net operating income	$2,425,000	1,932
Securities gains (losses)	$49,000	2,670
Applicable income taxes	$499,000	1,892
Income before extraordinary items	$1,975,000	2,046
Extraordinary gains, net	$0	29
Net income	$1,975,000	2,047
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,975,000	2,048
Net charge-offs	$89,000	5,509
Cash dividends	$1,370,000	1,167
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,935,800	2,005
2010-09-30 (YTD Data)		Rank
Total interest income	$6,406,000	3,441
Total interest expense	$957,000	4,813
Net interest income	$5,449,000	3,015
Provision for loan and lease losses	$103,000	5,654
Total noninterest income	$554,000	3,858
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$348,000	2,840
Trading account gains and fees	$0	165
Additional Noninterest Income	$206,000	4,132
Total noninterest expense	$3,984,000	3,431
Salaries and employee benefits	$2,201,000	3,199
Premises and equipment expense	$581,000	3,103
Additional noninterest expense	$1,202,000	3,801
Pre-tax net operating income	$1,916,000	1,963
Securities gains (losses)	$-9,000	7,205
Applicable income taxes	$329,000	2,062
Income before extraordinary items	$1,578,000	2,062
Extraordinary gains, net	$0	23
Net income	$1,578,000	2,064
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,578,000	2,064
Net charge-offs	$134,000	4,618
Cash dividends	$648,000	1,487
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,585,470	1,958
2010-06-30 (YTD Data)		Rank
Total interest income	$4,302,000	3,461
Total interest expense	$680,000	4,753
Net interest income	$3,622,000	3,033
Provision for loan and lease losses	$55,000	5,779
Total noninterest income	$362,000	3,843
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$213,000	3,034
Trading account gains and fees	$0	152
Additional Noninterest Income	$149,000	3,996
Total noninterest expense	$2,620,000	3,488
Salaries and employee benefits	$1,411,000	3,318
Premises and equipment expense	$398,000	3,066
Additional noninterest expense	$811,000	3,763
Pre-tax net operating income	$1,309,000	1,914
Securities gains (losses)	$-2,000	7,211
Applicable income taxes	$184,000	2,213
Income before extraordinary items	$1,123,000	1,911
Extraordinary gains, net	$0	19
Net income	$1,123,000	1,911
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,123,000	1,911
Net charge-offs	$79,000	4,488
Cash dividends	$648,000	1,067
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,124,720	1,821
2010-03-31 (YTD Data)		Rank
Total interest income	$2,156,000	3,511
Total interest expense	$367,000	4,701
Net interest income	$1,789,000	3,090
Provision for loan and lease losses	$10,000	6,114
Total noninterest income	$173,000	3,978
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$104,000	3,074
Trading account gains and fees	$0	175
Additional Noninterest Income	$69,000	4,144
Total noninterest expense	$1,306,000	3,536
Salaries and employee benefits	$710,000	3,365
Premises and equipment expense	$207,000	3,041
Additional noninterest expense	$389,000	3,861
Pre-tax net operating income	$646,000	1,979
Securities gains (losses)	$0	2,284
Applicable income taxes	$171,000	1,593
Income before extraordinary items	$475,000	2,232
Extraordinary gains, net	$0	16
Net income	$475,000	2,231
Minority interest net income	$0	91
Net income of bank and minority interests.	$475,000	2,232
Net charge-offs	$24,000	4,303
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$475,000	2,141
2009-12-31 (YTD Data)		Rank
Total interest income	$9,193,000	3,441
Total interest expense	$1,880,000	4,636
Net interest income	$7,313,000	2,948
Provision for loan and lease losses	$51,000	6,822
Total noninterest income	$705,000	4,047
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$436,000	3,160
Trading account gains and fees	$0	211
Additional Noninterest Income	$269,000	4,156
Total noninterest expense	$5,263,000	3,526
Salaries and employee benefits	$2,921,000	3,262
Premises and equipment expense	$786,000	3,167
Additional noninterest expense	$1,556,000	3,983
Pre-tax net operating income	$2,704,000	1,478
Securities gains (losses)	$-104,000	7,291
Applicable income taxes	$655,000	1,301
Income before extraordinary items	$1,945,000	1,731
Extraordinary gains, net	$0	34
Net income	$1,945,000	1,730
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,945,000	1,731
Net charge-offs	$9,000	6,916
Cash dividends	$1,340,000	1,314
Sale, conversion, retirement of capital stock, net	$14,000	1,250
Net operating income	$2,023,000	1,603
2009-09-30 (YTD Data)		Rank
Total interest income	$6,941,000	3,478
Total interest expense	$1,424,000	4,741
Net interest income	$5,517,000	2,927
Provision for loan and lease losses	$52,000	6,506
Total noninterest income	$518,000	4,159
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$318,000	3,230
Trading account gains and fees	$0	212
Additional Noninterest Income	$200,000	4,283
Total noninterest expense	$3,814,000	3,631
Salaries and employee benefits	$2,166,000	3,326
Premises and equipment expense	$593,000	3,190
Additional noninterest expense	$1,055,000	4,238
Pre-tax net operating income	$2,169,000	1,494
Securities gains (losses)	$-251,000	7,631
Applicable income taxes	$530,000	1,348
Income before extraordinary items	$1,388,000	1,913
Extraordinary gains, net	$0	27
Net income	$1,388,000	1,912
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,388,000	1,913
Net charge-offs	$14,000	6,396
Cash dividends	$635,000	1,730
Sale, conversion, retirement of capital stock, net	$15,000	1,132
Net operating income	$1,568,720	1,671
2009-06-30 (YTD Data)		Rank
Total interest income	$4,615,000	3,519
Total interest expense	$1,015,000	4,694
Net interest income	$3,600,000	2,969
Provision for loan and lease losses	$52,000	6,039
Total noninterest income	$329,000	4,254
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$199,000	3,323
Trading account gains and fees	$0	193
Additional Noninterest Income	$130,000	4,354
Total noninterest expense	$2,484,000	3,745
Salaries and employee benefits	$1,436,000	3,358
Premises and equipment expense	$412,000	3,101
Additional noninterest expense	$636,000	4,552
Pre-tax net operating income	$1,393,000	1,618
Securities gains (losses)	$10,000	2,574
Applicable income taxes	$403,000	1,260
Income before extraordinary items	$1,000,000	1,844
Extraordinary gains, net	$0	21
Net income	$1,000,000	1,841
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,000,000	1,843
Net charge-offs	$30,000	5,342
Cash dividends	$635,000	1,360
Sale, conversion, retirement of capital stock, net	$15,000	1,044
Net operating income	$992,900	1,802
2009-03-31 (YTD Data)		Rank
Total interest income	$2,329,000	3,539
Total interest expense	$521,000	4,729
Net interest income	$1,808,000	2,961
Provision for loan and lease losses	$45,000	4,992
Total noninterest income	$153,000	4,339
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$93,000	3,396
Trading account gains and fees	$0	171
Additional Noninterest Income	$60,000	4,510
Total noninterest expense	$1,272,000	3,601
Salaries and employee benefits	$756,000	3,251
Premises and equipment expense	$225,000	2,942
Additional noninterest expense	$291,000	4,510
Pre-tax net operating income	$644,000	1,940
Securities gains (losses)	$0	2,434
Applicable income taxes	$181,000	1,555
Income before extraordinary items	$463,000	2,276
Extraordinary gains, net	$0	15
Net income	$463,000	2,276
Minority interest net income	$0	102
Net income of bank and minority interests.	$463,000	2,278
Net charge-offs	$28,000	4,069
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$463,000	2,141
2008-12-31 (YTD Data)		Rank
Total interest income	$9,899,000	3,561
Total interest expense	$2,631,000	4,603
Net interest income	$7,268,000	2,944
Provision for loan and lease losses	$135,000	5,687
Total noninterest income	$708,000	4,111
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$452,000	3,219
Trading account gains and fees	$0	154
Additional Noninterest Income	$256,000	4,390
Total noninterest expense	$4,673,000	3,773
Salaries and employee benefits	$2,716,000	3,532
Premises and equipment expense	$762,000	3,299
Additional noninterest expense	$1,195,000	4,300
Pre-tax net operating income	$3,168,000	1,711
Securities gains (losses)	$71,000	1,367
Applicable income taxes	$978,000	1,216
Income before extraordinary items	$2,261,000	1,768
Extraordinary gains, net	$0	39
Net income	$2,261,000	1,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	5,560
Cash dividends	$1,326,000	1,904
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,211,300	1,926
2008-09-30 (YTD Data)		Rank
Total interest income	$7,421,000	3,622
Total interest expense	$2,022,000	4,672
Net interest income	$5,399,000	2,995
Provision for loan and lease losses	$85,000	5,386
Total noninterest income	$533,000	4,198
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$351,000	3,178
Trading account gains and fees	$0	148
Additional Noninterest Income	$182,000	4,610
Total noninterest expense	$3,462,000	3,794
Salaries and employee benefits	$2,060,000	3,520
Premises and equipment expense	$572,000	3,309
Additional noninterest expense	$830,000	4,456
Pre-tax net operating income	$2,385,000	2,008
Securities gains (losses)	$71,000	1,185
Applicable income taxes	$777,000	1,399
Income before extraordinary items	$1,679,000	2,103
Extraordinary gains, net	$0	31
Net income	$1,679,000	2,101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	4,913
Cash dividends	$621,000	2,436
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,630,720	2,271
2008-06-30 (YTD Data)		Rank
Total interest income	$5,060,000	3,617
Total interest expense	$1,472,000	4,555
Net interest income	$3,588,000	3,000
Provision for loan and lease losses	$85,000	4,532
Total noninterest income	$348,000	4,293
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$221,000	3,278
Trading account gains and fees	$0	149
Additional Noninterest Income	$127,000	4,612
Total noninterest expense	$2,311,000	3,809
Salaries and employee benefits	$1,347,000	3,619
Premises and equipment expense	$389,000	3,283
Additional noninterest expense	$575,000	4,312
Pre-tax net operating income	$1,540,000	2,142
Securities gains (losses)	$25,000	1,907
Applicable income taxes	$492,000	1,625
Income before extraordinary items	$1,073,000	2,427
Extraordinary gains, net	$0	21
Net income	$1,073,000	2,427
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	3,582
Cash dividends	$621,000	2,004
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,055,750	2,414
2008-03-31 (YTD Data)		Rank
Total interest income	$2,566,000	3,652
Total interest expense	$820,000	4,443
Net interest income	$1,746,000	3,077
Provision for loan and lease losses	$25,000	4,682
Total noninterest income	$170,000	4,322
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$111,000	3,231
Trading account gains and fees	$0	158
Additional Noninterest Income	$59,000	4,725
Total noninterest expense	$1,189,000	3,726
Salaries and employee benefits	$721,000	3,471
Premises and equipment expense	$203,000	3,191
Additional noninterest expense	$265,000	4,506
Pre-tax net operating income	$702,000	2,406
Securities gains (losses)	$25,000	1,479
Applicable income taxes	$228,000	1,800
Income before extraordinary items	$499,000	2,699
Extraordinary gains, net	$0	15
Net income	$499,000	2,701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	2,038
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$481,750	2,697
2007-12-31 (YTD Data)		Rank
Total interest income	$10,225,000	3,727
Total interest expense	$3,326,000	4,491
Net interest income	$6,899,000	3,141
Provision for loan and lease losses	$68,000	5,379
Total noninterest income	$631,000	4,533
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$426,000	3,406
Trading account gains and fees	$0	178
Additional Noninterest Income	$205,000	5,009
Total noninterest expense	$4,379,000	3,837
Salaries and employee benefits	$2,530,000	3,687
Premises and equipment expense	$755,000	3,240
Additional noninterest expense	$1,094,000	4,350
Pre-tax net operating income	$3,083,000	2,412
Securities gains (losses)	$5,000	1,575
Applicable income taxes	$1,020,000	1,839
Income before extraordinary items	$2,068,000	2,742
Extraordinary gains, net	$0	39
Net income	$2,068,000	2,741
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,999
Cash dividends	$1,278,000	2,255
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,064,650	2,727
2007-09-30 (YTD Data)		Rank
Total interest income	$7,440,000	3,791
Total interest expense	$2,299,000	4,740
Net interest income	$5,141,000	3,161
Provision for loan and lease losses	$68,000	4,713
Total noninterest income	$466,000	4,572
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$314,000	3,442
Trading account gains and fees	$0	184
Additional Noninterest Income	$152,000	5,065
Total noninterest expense	$3,280,000	3,837
Salaries and employee benefits	$1,925,000	3,634
Premises and equipment expense	$548,000	3,306
Additional noninterest expense	$807,000	4,337
Pre-tax net operating income	$2,259,000	2,612
Securities gains (losses)	$4,000	1,247
Applicable income taxes	$760,000	1,970
Income before extraordinary items	$1,503,000	2,964
Extraordinary gains, net	$0	33
Net income	$1,503,000	2,963
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,266
Cash dividends	$607,000	2,656
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,500,360	2,955
2007-06-30 (YTD Data)		Rank
Total interest income	$4,976,000	3,799
Total interest expense	$1,555,000	4,678
Net interest income	$3,421,000	3,185
Provision for loan and lease losses	$25,000	5,140
Total noninterest income	$301,000	4,655
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$202,000	3,499
Trading account gains and fees	$0	168
Additional Noninterest Income	$99,000	5,143
Total noninterest expense	$2,185,000	3,856
Salaries and employee benefits	$1,268,000	3,710
Premises and equipment expense	$371,000	3,286
Additional noninterest expense	$546,000	4,307
Pre-tax net operating income	$1,512,000	2,661
Securities gains (losses)	$3,000	1,133
Applicable income taxes	$516,000	2,017
Income before extraordinary items	$999,000	3,041
Extraordinary gains, net	$0	29
Net income	$999,000	3,040
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,040
Cash dividends	$607,000	2,154
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$997,020	3,027
2007-03-31 (YTD Data)		Rank
Total interest income	$2,475,000	3,802
Total interest expense	$761,000	4,728
Net interest income	$1,714,000	3,172
Provision for loan and lease losses	$25,000	4,116
Total noninterest income	$147,000	4,690
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$99,000	3,475
Trading account gains and fees	$0	195
Additional Noninterest Income	$48,000	5,190
Total noninterest expense	$1,161,000	3,662
Salaries and employee benefits	$688,000	3,511
Premises and equipment expense	$199,000	3,126
Additional noninterest expense	$274,000	4,233
Pre-tax net operating income	$675,000	2,869
Securities gains (losses)	$0	1,187
Applicable income taxes	$241,000	2,142
Income before extraordinary items	$434,000	3,314
Extraordinary gains, net	$0	22
Net income	$434,000	3,314
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	7,955
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$434,000	3,291
2006-12-31 (YTD Data)		Rank
Total interest income	$9,180,000	3,805
Total interest expense	$2,320,000	5,018
Net interest income	$6,860,000	3,161
Provision for loan and lease losses	$150,000	4,039
Total noninterest income	$678,000	4,435
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$460,000	3,249
Trading account gains and fees	$0	130
Additional Noninterest Income	$218,000	4,947
Total noninterest expense	$4,255,000	3,809
Salaries and employee benefits	$2,496,000	3,610
Premises and equipment expense	$681,000	3,400
Additional noninterest expense	$1,078,000	4,276
Pre-tax net operating income	$3,133,000	2,695
Securities gains (losses)	$3,000	1,365
Applicable income taxes	$1,058,000	2,112
Income before extraordinary items	$2,078,000	3,016
Extraordinary gains, net	$0	51
Net income	$2,078,000	3,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,949
Cash dividends	$1,278,000	2,164
Sale, conversion, retirement of capital stock, net	$13,000	1,137
Net operating income	$2,076,020	3,016
2006-09-30 (YTD Data)		Rank
Total interest income	$6,561,000	3,919
Total interest expense	$1,505,000	5,329
Net interest income	$5,056,000	3,234
Provision for loan and lease losses	$120,000	3,815
Total noninterest income	$520,000	4,378
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$347,000	3,243
Trading account gains and fees	$0	126
Additional Noninterest Income	$173,000	4,845
Total noninterest expense	$3,209,000	3,772
Salaries and employee benefits	$1,915,000	3,556
Premises and equipment expense	$502,000	3,463
Additional noninterest expense	$792,000	4,299
Pre-tax net operating income	$2,247,000	2,874
Securities gains (losses)	$3,000	1,123
Applicable income taxes	$742,000	2,312
Income before extraordinary items	$1,508,000	3,196
Extraordinary gains, net	$0	45
Net income	$1,508,000	3,197
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	7,955
Cash dividends	$593,000	2,708
Sale, conversion, retirement of capital stock, net	$13,000	942
Net operating income	$1,505,990	3,195
2006-06-30 (YTD Data)		Rank
Total interest income	$4,283,000	3,929
Total interest expense	$927,000	5,419
Net interest income	$3,356,000	3,250
Provision for loan and lease losses	$100,000	3,294
Total noninterest income	$372,000	4,210
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$242,000	3,128
Trading account gains and fees	$0	126
Additional Noninterest Income	$130,000	4,581
Total noninterest expense	$2,114,000	3,827
Salaries and employee benefits	$1,259,000	3,607
Premises and equipment expense	$336,000	3,438
Additional noninterest expense	$519,000	4,357
Pre-tax net operating income	$1,514,000	2,860
Securities gains (losses)	$3,000	925
Applicable income taxes	$499,000	2,314
Income before extraordinary items	$1,018,000	3,169
Extraordinary gains, net	$0	39
Net income	$1,018,000	3,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,125
Cash dividends	$593,000	2,161
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,015,990	3,166
2006-03-31 (YTD Data)		Rank
Total interest income	$2,112,000	3,907
Total interest expense	$428,000	5,520
Net interest income	$1,684,000	3,228
Provision for loan and lease losses	$60,000	2,788
Total noninterest income	$206,000	3,917
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$122,000	3,048
Trading account gains and fees	$0	115
Additional Noninterest Income	$84,000	4,044
Total noninterest expense	$1,075,000	3,790
Salaries and employee benefits	$674,000	3,438
Premises and equipment expense	$176,000	3,331
Additional noninterest expense	$225,000	4,805
Pre-tax net operating income	$755,000	2,817
Securities gains (losses)	$3,000	752
Applicable income taxes	$250,000	2,275
Income before extraordinary items	$508,000	3,119
Extraordinary gains, net	$0	21
Net income	$508,000	3,118
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,032
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$505,990	3,113
2005-12-31 (YTD Data)		Rank
Total interest income	$8,157,000	3,705
Total interest expense	$1,460,000	5,287
Net interest income	$6,697,000	3,151
Provision for loan and lease losses	$250,000	3,152
Total noninterest income	$653,000	4,576
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$471,000	3,176
Trading account gains and fees	$0	138
Additional Noninterest Income	$182,000	5,351
Total noninterest expense	$3,877,000	3,952
Salaries and employee benefits	$2,225,000	3,815
Premises and equipment expense	$572,000	3,799
Additional noninterest expense	$1,080,000	4,161
Pre-tax net operating income	$3,223,000	2,610
Securities gains (losses)	$-7,000	7,410
Applicable income taxes	$1,077,000	2,164
Income before extraordinary items	$2,139,000	2,925
Extraordinary gains, net	$0	46
Net income	$2,139,000	2,926
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$152,000	2,698
Cash dividends	$1,232,000	2,097
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,143,690	2,886
2005-09-30 (YTD Data)		Rank
Total interest income	$6,005,000	3,709
Total interest expense	$1,046,000	5,314
Net interest income	$4,959,000	3,166
Provision for loan and lease losses	$180,000	3,127
Total noninterest income	$475,000	4,681
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$340,000	3,275
Trading account gains and fees	$0	126
Additional Noninterest Income	$135,000	5,394
Total noninterest expense	$2,924,000	3,904
Salaries and employee benefits	$1,694,000	3,751
Premises and equipment expense	$409,000	3,910
Additional noninterest expense	$821,000	4,102
Pre-tax net operating income	$2,330,000	2,714
Securities gains (losses)	$-6,000	7,744
Applicable income taxes	$795,000	2,212
Income before extraordinary items	$1,529,000	3,081
Extraordinary gains, net	$0	35
Net income	$1,529,000	3,082
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	2,976
Cash dividends	$580,000	2,578
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,532,960	3,040
2005-06-30 (YTD Data)		Rank
Total interest income	$3,934,000	3,688
Total interest expense	$653,000	5,343
Net interest income	$3,281,000	3,163
Provision for loan and lease losses	$120,000	3,004
Total noninterest income	$303,000	4,763
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$216,000	3,326
Trading account gains and fees	$0	116
Additional Noninterest Income	$87,000	5,442
Total noninterest expense	$1,927,000	3,929
Salaries and employee benefits	$1,101,000	3,804
Premises and equipment expense	$274,000	3,881
Additional noninterest expense	$552,000	4,053
Pre-tax net operating income	$1,537,000	2,696
Securities gains (losses)	$-5,000	7,925
Applicable income taxes	$522,000	2,214
Income before extraordinary items	$1,010,000	3,067
Extraordinary gains, net	$0	30
Net income	$1,010,000	3,067
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	3,094
Cash dividends	$579,000	2,004
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,013,300	3,011
2005-03-31 (YTD Data)		Rank
Total interest income	$1,932,000	3,697
Total interest expense	$301,000	5,470
Net interest income	$1,631,000	3,167
Provision for loan and lease losses	$60,000	2,830
Total noninterest income	$152,000	4,678
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$113,000	3,173
Trading account gains and fees	$0	115
Additional Noninterest Income	$39,000	5,696
Total noninterest expense	$951,000	3,996
Salaries and employee benefits	$536,000	3,879
Premises and equipment expense	$147,000	3,704
Additional noninterest expense	$268,000	4,145
Pre-tax net operating income	$772,000	2,645
Securities gains (losses)	$-5,000	8,378
Applicable income taxes	$261,000	2,202
Income before extraordinary items	$506,000	3,019
Extraordinary gains, net	$0	24
Net income	$506,000	3,019
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	2,763
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$509,300	2,968
2004-12-31 (YTD Data)		Rank
Total interest income	$7,427,000	3,628
Total interest expense	$1,144,000	5,252
Net interest income	$6,283,000	3,168
Provision for loan and lease losses	$290,000	2,996
Total noninterest income	$693,000	4,413
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$501,000	3,143
Trading account gains and fees	$0	138
Additional Noninterest Income	$192,000	5,186
Total noninterest expense	$3,552,000	4,125
Salaries and employee benefits	$2,053,000	3,909
Premises and equipment expense	$499,000	4,099
Additional noninterest expense	$1,000,000	4,348
Pre-tax net operating income	$3,134,000	2,497
Securities gains (losses)	$-20,000	8,388
Applicable income taxes	$1,055,000	2,064
Income before extraordinary items	$2,059,000	2,837
Extraordinary gains, net	$0	34
Net income	$2,059,000	2,839
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	3,044
Cash dividends	$1,173,000	2,080
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,072,200	2,759
2004-09-30 (YTD Data)		Rank
Total interest income	$5,514,000	3,632
Total interest expense	$849,000	5,264
Net interest income	$4,665,000	3,184
Provision for loan and lease losses	$200,000	2,980
Total noninterest income	$472,000	4,694
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$361,000	3,245
Trading account gains and fees	$0	134
Additional Noninterest Income	$111,000	5,728
Total noninterest expense	$2,625,000	4,143
Salaries and employee benefits	$1,510,000	3,928
Premises and equipment expense	$365,000	4,164
Additional noninterest expense	$750,000	4,289
Pre-tax net operating income	$2,312,000	2,554
Securities gains (losses)	$9,000	2,772
Applicable income taxes	$808,000	2,089
Income before extraordinary items	$1,513,000	2,929
Extraordinary gains, net	$0	26
Net income	$1,513,000	2,930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	2,887
Cash dividends	$552,000	2,541
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,507,150	2,865
2004-06-30 (YTD Data)		Rank
Total interest income	$3,648,000	3,659
Total interest expense	$571,000	5,257
Net interest income	$3,077,000	3,216
Provision for loan and lease losses	$130,000	2,974
Total noninterest income	$328,000	4,579
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$256,000	3,085
Trading account gains and fees	$0	130
Additional Noninterest Income	$72,000	5,800
Total noninterest expense	$1,785,000	4,100
Salaries and employee benefits	$1,034,000	3,875
Premises and equipment expense	$239,000	4,211
Additional noninterest expense	$512,000	4,237
Pre-tax net operating income	$1,490,000	2,603
Securities gains (losses)	$9,000	2,475
Applicable income taxes	$521,000	2,134
Income before extraordinary items	$978,000	2,985
Extraordinary gains, net	$0	21
Net income	$978,000	2,985
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	2,235
Cash dividends	$552,000	1,989
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$972,150	2,920
2004-03-31 (YTD Data)		Rank
Total interest income	$1,829,000	3,659
Total interest expense	$283,000	5,349
Net interest income	$1,546,000	3,188
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$163,000	4,567
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$124,000	3,080
Trading account gains and fees	$0	121
Additional Noninterest Income	$39,000	5,616
Total noninterest expense	$884,000	4,149
Salaries and employee benefits	$507,000	3,963
Premises and equipment expense	$129,000	4,010
Additional noninterest expense	$248,000	4,344
Pre-tax net operating income	$765,000	2,513
Securities gains (losses)	$1,000	2,756
Applicable income taxes	$264,000	2,112
Income before extraordinary items	$502,000	2,936
Extraordinary gains, net	$0	16
Net income	$502,000	2,936
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	1,668
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$501,340	2,840
2003-12-31 (YTD Data)		Rank
Total interest income	$7,457,000	3,622
Total interest expense	$1,408,000	5,068
Net interest income	$6,049,000	3,161
Provision for loan and lease losses	$215,000	3,893
Total noninterest income	$629,000	4,838
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$464,000	3,296
Trading account gains and fees	$0	160
Additional Noninterest Income	$165,000	5,660
Total noninterest expense	$3,390,000	4,230
Salaries and employee benefits	$1,956,000	3,996
Premises and equipment expense	$490,000	4,132
Additional noninterest expense	$944,000	4,461
Pre-tax net operating income	$3,073,000	2,450
Securities gains (losses)	$-8,000	8,750
Applicable income taxes	$1,021,000	2,149
Income before extraordinary items	$2,044,000	2,816
Extraordinary gains, net	$0	54
Net income	$2,044,000	2,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,825
Cash dividends	$1,142,000	2,138
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,049,360	2,680
2003-09-30 (YTD Data)		Rank
Total interest income	$5,617,000	3,659
Total interest expense	$1,113,000	5,040
Net interest income	$4,504,000	3,197
Provision for loan and lease losses	$155,000	3,838
Total noninterest income	$463,000	4,947
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$358,000	3,220
Trading account gains and fees	$0	153
Additional Noninterest Income	$105,000	5,986
Total noninterest expense	$2,524,000	4,234
Salaries and employee benefits	$1,448,000	4,034
Premises and equipment expense	$371,000	4,076
Additional noninterest expense	$705,000	4,450
Pre-tax net operating income	$2,288,000	2,566
Securities gains (losses)	$-9,000	8,933
Applicable income taxes	$777,000	2,242
Income before extraordinary items	$1,502,000	2,960
Extraordinary gains, net	$0	40
Net income	$1,502,000	2,960
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,097
Cash dividends	$552,000	2,533
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,507,940	2,808
2003-06-30 (YTD Data)		Rank
Total interest income	$3,834,000	3,627
Total interest expense	$807,000	4,899
Net interest income	$3,027,000	3,161
Provision for loan and lease losses	$95,000	3,952
Total noninterest income	$309,000	4,913
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$238,000	3,185
Trading account gains and fees	$0	150
Additional Noninterest Income	$71,000	5,964
Total noninterest expense	$1,720,000	4,154
Salaries and employee benefits	$991,000	3,947
Premises and equipment expense	$253,000	4,005
Additional noninterest expense	$476,000	4,400
Pre-tax net operating income	$1,521,000	2,553
Securities gains (losses)	$-6,000	9,006
Applicable income taxes	$518,000	2,264
Income before extraordinary items	$997,000	2,981
Extraordinary gains, net	$0	30
Net income	$997,000	2,980
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,597
Cash dividends	$552,000	2,002
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,000,960	2,825
2003-03-31 (YTD Data)		Rank
Total interest income	$1,942,000	3,613
Total interest expense	$415,000	4,928
Net interest income	$1,527,000	3,128
Provision for loan and lease losses	$50,000	3,651
Total noninterest income	$151,000	4,875
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$115,000	3,184
Trading account gains and fees	$0	134
Additional Noninterest Income	$36,000	5,881
Total noninterest expense	$808,000	4,341
Salaries and employee benefits	$462,000	4,149
Premises and equipment expense	$133,000	3,855
Additional noninterest expense	$213,000	4,739
Pre-tax net operating income	$820,000	2,420
Securities gains (losses)	$-5,000	9,108
Applicable income taxes	$281,000	2,144
Income before extraordinary items	$534,000	2,805
Extraordinary gains, net	$0	21
Net income	$534,000	2,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,770
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$-6,000	9,253
Net operating income	$537,300	2,655
2002-12-31 (YTD Data)		Rank
Total interest income	$8,026,000	3,635
Total interest expense	$2,136,000	4,599
Net interest income	$5,890,000	3,191
Provision for loan and lease losses	$240,000	3,935
Total noninterest income	$577,000	4,839
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$445,000	3,258
Trading account gains and fees	$0	153
Additional Noninterest Income	$132,000	5,858
Total noninterest expense	$3,621,000	3,849
Salaries and employee benefits	$1,926,000	3,861
Premises and equipment expense	$475,000	4,092
Additional noninterest expense	$1,220,000	3,567
Pre-tax net operating income	$2,606,000	2,802
Securities gains (losses)	$44,000	2,517
Applicable income taxes	$872,000	2,441
Income before extraordinary items	$1,778,000	3,071
Extraordinary gains, net	$0	70
Net income	$1,778,000	3,070
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	4,073
Cash dividends	$964,000	2,330
Sale, conversion, retirement of capital stock, net	$-8,000	9,208
Net operating income	$1,748,520	3,008
2001-12-31 (YTD Data)		Rank
Total interest income	$7,934,000	4,049
Total interest expense	$2,476,000	5,432
Net interest income	$5,458,000	3,205
Provision for loan and lease losses	$240,000	3,705
Total noninterest income	$435,000	5,464
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$103,000	6,520
Trading account gains and fees	$0	177
Additional Noninterest Income	$332,000	3,898
Total noninterest expense	$3,292,000	4,028
Salaries and employee benefits	$1,852,000	3,825
Premises and equipment expense	$461,000	4,156
Additional noninterest expense	$979,000	4,132
Pre-tax net operating income	$2,361,000	2,792
Securities gains (losses)	$17,000	3,266
Applicable income taxes	$801,000	2,421
Income before extraordinary items	$1,577,000	3,103
Extraordinary gains, net	$0	105
Net income	$1,577,000	3,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	4,356
Cash dividends	$871,000	2,497
Sale, conversion, retirement of capital stock, net	$-279,000	9,534
Net operating income	$1,565,780	3,030
2000-12-31 (YTD Data)		Rank
Total interest income	$8,026,000	4,119
Total interest expense	$3,038,000	4,874
Net interest income	$4,988,000	3,474
Provision for loan and lease losses	$210,000	3,626
Total noninterest income	$388,000	5,605
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$101,000	6,543
Trading account gains and fees	$0	180
Additional Noninterest Income	$287,000	4,021
Total noninterest expense	$3,107,000	4,114
Salaries and employee benefits	$1,777,000	3,819
Premises and equipment expense	$466,000	4,015
Additional noninterest expense	$864,000	4,483
Pre-tax net operating income	$2,059,000	3,251
Securities gains (losses)	$-37,000	9,058
Applicable income taxes	$694,000	2,805
Income before extraordinary items	$1,328,000	3,581
Extraordinary gains, net	$0	38
Net income	$1,328,000	3,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,408
Cash dividends	$789,000	2,701
Sale, conversion, retirement of capital stock, net	$-38,000	9,757
Net operating income	$1,352,420	3,510
1999-12-31 (YTD Data)		Rank
Total interest income	$7,237,000	4,277
Total interest expense	$2,666,000	5,019
Net interest income	$4,571,000	3,735
Provision for loan and lease losses	$160,000	4,104
Total noninterest income	$367,000	5,858
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$118,000	6,387
Trading account gains and fees	NA	NA
Additional Noninterest Income	$249,000	4,447
Total noninterest expense	$2,982,000	4,235
Salaries and employee benefits	$1,728,000	3,873
Premises and equipment expense	$463,000	4,031
Additional noninterest expense	$791,000	4,825
Pre-tax net operating income	$1,796,000	3,624
Securities gains (losses)	$5,000	2,145
Applicable income taxes	$552,000	3,414
Income before extraordinary items	$1,249,000	3,746
Extraordinary gains, net	$0	35
Net income	$1,249,000	3,747
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$152,000	2,829
Cash dividends	$741,000	2,805
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,245,550	3,726
1998-12-31 (YTD Data)		Rank
Total interest income	$6,578,000	4,630
Total interest expense	$2,579,000	5,250
Net interest income	$3,999,000	4,119
Provision for loan and lease losses	$296,000	2,679
Total noninterest income	$405,000	5,571
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$126,000	6,343
Trading account gains and fees	NA	NA
Additional Noninterest Income	$279,000	4,174
Total noninterest expense	$2,812,000	4,364
Salaries and employee benefits	$1,683,000	3,873
Premises and equipment expense	$456,000	3,965
Additional noninterest expense	$673,000	5,322
Pre-tax net operating income	$1,296,000	4,630
Securities gains (losses)	$73,000	1,477
Applicable income taxes	$364,000	4,673
Income before extraordinary items	$1,005,000	4,502
Extraordinary gains, net	$0	32
Net income	$1,005,000	4,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$198,000	2,454
Cash dividends	$686,000	2,888
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$951,710	4,564
1997-12-31 (YTD Data)		Rank
Total interest income	$6,165,000	4,957
Total interest expense	$2,432,000	5,514
Net interest income	$3,733,000	4,488
Provision for loan and lease losses	$145,000	4,221
Total noninterest income	$415,000	5,608
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$155,000	6,094
Trading account gains and fees	NA	NA
Additional Noninterest Income	$260,000	4,274
Total noninterest expense	$2,710,000	4,463
Salaries and employee benefits	$1,588,000	4,039
Premises and equipment expense	$455,000	4,006
Additional noninterest expense	$667,000	5,412
Pre-tax net operating income	$1,293,000	4,986
Securities gains (losses)	$-65,000	10,695
Applicable income taxes	$302,000	5,707
Income before extraordinary items	$926,000	4,957
Extraordinary gains, net	$0	44
Net income	$926,000	4,958
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$341,000	1,799
Cash dividends	$686,000	2,839
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$974,750	4,729
1996-12-31 (YTD Data)		Rank
Total interest income	$5,743,000	5,342
Total interest expense	$2,301,000	5,846
Net interest income	$3,442,000	4,885
Provision for loan and lease losses	$140,000	4,234
Total noninterest income	$403,000	5,923
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$160,000	6,291
Trading account gains and fees	NA	NA
Additional Noninterest Income	$243,000	4,611
Total noninterest expense	$2,764,000	4,608
Salaries and employee benefits	$1,567,000	4,149
Premises and equipment expense	$516,000	3,680
Additional noninterest expense	$681,000	5,848
Pre-tax net operating income	$941,000	5,951
Securities gains (losses)	$32,000	1,648
Applicable income taxes	$223,000	6,802
Income before extraordinary items	$750,000	5,525
Extraordinary gains, net	$0	53
Net income	$750,000	5,527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	3,600
Cash dividends	$664,000	2,841
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$725,360	5,595
1995-12-31 (YTD Data)		Rank
Total interest income	$5,774,000	5,371
Total interest expense	$2,172,000	6,133
Net interest income	$3,602,000	4,729
Provision for loan and lease losses	$25,000	7,325
Total noninterest income	$387,000	6,105
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$155,000	6,557
Trading account gains and fees	NA	NA
Additional Noninterest Income	$232,000	4,705
Total noninterest expense	$2,855,000	4,462
Salaries and employee benefits	$1,569,000	4,118
Premises and equipment expense	$494,000	3,798
Additional noninterest expense	$792,000	5,289
Pre-tax net operating income	$1,109,000	5,576
Securities gains (losses)	$17,000	2,020
Applicable income taxes	$325,000	5,718
Income before extraordinary items	$801,000	5,443
Extraordinary gains, net	$0	65
Net income	$801,000	5,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	3,442
Cash dividends	$664,000	2,746
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$788,930	5,484
1994-12-31 (YTD Data)		Rank
Total interest income	$5,765,000	5,045
Total interest expense	$1,958,000	5,702
Net interest income	$3,807,000	4,578
Provision for loan and lease losses	$10,000	8,460
Total noninterest income	$356,000	6,602
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$130,000	7,363
Trading account gains and fees	NA	NA
Additional Noninterest Income	$226,000	4,871
Total noninterest expense	$2,799,000	4,682
Salaries and employee benefits	$1,477,000	4,335
Premises and equipment expense	$451,000	4,141
Additional noninterest expense	$871,000	5,323
Pre-tax net operating income	$1,354,000	4,782
Securities gains (losses)	$-45,000	10,953
Applicable income taxes	$405,000	4,717
Income before extraordinary items	$904,000	4,895
Extraordinary gains, net	$0	249
Net income	$904,000	4,902
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,704
Cash dividends	$663,000	2,623
Sale, conversion, retirement of capital stock, net	$-5,000	12,446
Net operating income	$935,050	4,797
1993-12-31 (YTD Data)		Rank
Total interest income	$6,459,000	4,634
Total interest expense	$2,311,000	5,140
Net interest income	$4,148,000	4,260
Provision for loan and lease losses	$120,000	5,200
Total noninterest income	$354,000	6,970
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$129,000	7,602
Trading account gains and fees	NA	NA
Additional Noninterest Income	$225,000	5,322
Total noninterest expense	$2,798,000	4,795
Salaries and employee benefits	$1,477,000	4,333
Premises and equipment expense	$429,000	4,433
Additional noninterest expense	$892,000	5,410
Pre-tax net operating income	$1,584,000	4,111
Securities gains (losses)	$239,000	1,492
Applicable income taxes	$634,000	3,422
Income before extraordinary items	$1,189,000	4,049
Extraordinary gains, net	$0	3,149
Net income	$1,189,000	4,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	6,663
Cash dividends	$632,000	2,559
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,033,650	4,330
1992-12-31 (YTD Data)		Rank
Total interest income	$7,067,000	4,791
Total interest expense	$2,845,000	5,393
Net interest income	$4,222,000	4,232
Provision for loan and lease losses	$406,000	3,428
Total noninterest income	$342,000	7,198
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$109,000	8,244
Trading account gains and fees	NA	NA
Additional Noninterest Income	$233,000	5,197
Total noninterest expense	$2,707,000	4,959
Salaries and employee benefits	$1,437,000	4,389
Premises and equipment expense	$401,000	4,782
Additional noninterest expense	$869,000	5,680
Pre-tax net operating income	$1,451,000	4,165
Securities gains (losses)	$24,000	5,342
Applicable income taxes	$484,000	4,097
Income before extraordinary items	$991,000	4,548
Extraordinary gains, net	$126,000	627
Net income	$1,117,000	4,111
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$335,000	3,135
Cash dividends	$632,000	2,314
Sale, conversion, retirement of capital stock, net	$-5,000	13,771
Net operating income	$974,920	4,284

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.