Home > The National Bank of Carmi > Assets and Liabilities
The National Bank of Carmi, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 23 | 6,565 |
| Assets and Liabilities | ||
| Total Assets: | $64,099,000 | 6,086 |
| Cash and due from depository institutions | $2,031,000 | 6,565 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $11,824,000 | 6,864 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,224 |
| Net loans & leases | $36,132,000 | 6,177 |
| Loan loss allowance | $468,000 | 5,958 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,107,000 | 5,659 |
| Other real estate owned | $6,000 | 6,565 |
| Goodwill and other intangibles | $1,033,000 | 1,328 |
| All other assets | $966,000 | 6,163 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,099,000 | 6,086 |
| Total liabilities | $57,287,000 | 6,083 |
| Total deposits | $56,482,000 | 5,920 |
| Interest-bearing deposits | $51,358,000 | 5,673 |
| Deposits held in domestic offices | $56,482,000 | 5,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $300,000 | 4,327 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $505,000 | 5,875 |
| Total equity capital | $6,812,000 | 5,891 |
| Total bank equity capital | $6,812,000 | 5,891 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $1,000,000 | 7,315 |
| Undivided profits | $4,812,000 | 4,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $354,000 | 4,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $785,000 | 2,954 |
| Earning assets | $59,056,000 | 6,052 |
| Long-term assets (5+ years) | $10,653,000 | 4,181 |
| Average Assets, year-to-date | $65,517,200 | 5,802 |
| Average Assets, quarterly | $65,003,500 | 5,958 |
| Volatile liabilities | $6,109,000 | 6,543 |
| Insider loans | $1,223,000 | 3,074 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,023,000 | 6,508 |
| Tier 1 (core) risk-based capital | $5,636,000 | 6,518 |
| Tier 2 risk-based capital | $468,000 | 5,410 |
| Total risk weighted assets | $39,829,800 | 5,949 |
| Total unused commitments | $3,023,000 | 6,516 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $65,762,000 | 6,148 |
| Cash and due from depository institutions | $2,409,000 | 6,541 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $23,442,000 | 4,734 |
| Federal funds sold & reverse repurchase agreements | $1,862,000 | 5,104 |
| Net loans & leases | $34,667,000 | 6,400 |
| Loan loss allowance | $431,000 | 6,508 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,059,000 | 5,809 |
| Other real estate owned | $7,000 | 6,541 |
| Goodwill and other intangibles | $1,128,000 | 1,215 |
| All other assets | $1,188,000 | 5,535 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,762,000 | 6,148 |
| Total liabilities | $58,402,000 | 6,193 |
| Total deposits | $57,652,000 | 6,019 |
| Interest-bearing deposits | $50,065,000 | 5,958 |
| Deposits held in domestic offices | $57,652,000 | 6,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $300,000 | 4,288 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $450,000 | 6,360 |
| Total equity capital | $7,360,000 | 5,598 |
| Total bank equity capital | $7,360,000 | 5,598 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $5,360,000 | 4,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $695,000 | 3,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $753,000 | 3,020 |
| Earning assets | $60,071,000 | 6,143 |
| Long-term assets (5+ years) | $11,288,000 | 3,920 |
| Average Assets, year-to-date | $66,155,400 | 5,933 |
| Average Assets, quarterly | $66,157,000 | 6,064 |
| Volatile liabilities | $4,784,000 | 7,222 |
| Insider loans | $850,000 | 4,045 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,978,000 | 6,450 |
| Tier 1 (core) risk-based capital | $6,181,000 | 6,242 |
| Tier 2 risk-based capital | $431,000 | 5,836 |
| Total risk weighted assets | $38,854,900 | 6,099 |
| Total unused commitments | $2,978,000 | 6,465 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 27 | 6,461 |
| Assets and Liabilities | ||
| Total Assets: | $65,900,000 | 6,205 |
| Cash and due from depository institutions | $1,737,000 | 6,461 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $25,180,000 | 4,683 |
| Federal funds sold & reverse repurchase agreements | $2,201,000 | 5,255 |
| Net loans & leases | $33,252,000 | 6,574 |
| Loan loss allowance | $775,000 | 4,353 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,132,000 | 5,625 |
| Other real estate owned | $26,000 | 6,461 |
| Goodwill and other intangibles | $1,223,000 | 1,086 |
| All other assets | $1,149,000 | 5,768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,900,000 | 6,205 |
| Total liabilities | $57,868,000 | 6,308 |
| Total deposits | $56,005,000 | 6,241 |
| Interest-bearing deposits | $50,889,000 | 5,999 |
| Deposits held in domestic offices | $56,005,000 | 6,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $700,000 | 3,216 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,163,000 | 3,198 |
| Total equity capital | $8,032,000 | 5,227 |
| Total bank equity capital | $8,032,000 | 5,227 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $6,032,000 | 3,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $480,000 | 4,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $691,000 | 3,426 |
| Earning assets | $60,733,000 | 6,172 |
| Long-term assets (5+ years) | $15,896,000 | 2,959 |
| Average Assets, year-to-date | $66,974,000 | 5,930 |
| Average Assets, quarterly | $66,660,500 | 6,106 |
| Volatile liabilities | $6,497,000 | 6,034 |
| Insider loans | $947,000 | 3,867 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,580,000 | 6,771 |
| Tier 1 (core) risk-based capital | $6,790,000 | 5,861 |
| Tier 2 risk-based capital | $485,530 | 5,405 |
| Total risk weighted assets | $38,553,030 | 6,125 |
| Total unused commitments | $2,580,000 | 6,784 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $66,727,000 | 6,139 |
| Cash and due from depository institutions | $2,301,000 | 6,680 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $28,102,000 | 4,511 |
| Federal funds sold & reverse repurchase agreements | $963,000 | 5,632 |
| Net loans & leases | $31,638,000 | 6,805 |
| Loan loss allowance | $351,000 | 7,721 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,239,000 | 5,306 |
| Other real estate owned | $91,000 | 6,680 |
| Goodwill and other intangibles | $1,317,000 | 956 |
| All other assets | $1,076,000 | 6,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,727,000 | 6,139 |
| Total liabilities | $58,635,000 | 6,272 |
| Total deposits | $56,512,000 | 6,226 |
| Interest-bearing deposits | $50,600,000 | 6,020 |
| Deposits held in domestic offices | $56,512,000 | 6,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 3,112 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,123,000 | 2,799 |
| Total equity capital | $8,092,000 | 4,873 |
| Total bank equity capital | $8,092,000 | 4,873 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $6,092,000 | 3,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 6,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $511,000 | 4,132 |
| Earning assets | $60,803,000 | 6,158 |
| Long-term assets (5+ years) | $15,951,000 | 3,020 |
| Average Assets, year-to-date | $68,280,200 | 5,923 |
| Average Assets, quarterly | $66,920,000 | 6,098 |
| Volatile liabilities | $6,458,000 | 5,845 |
| Insider loans | $637,000 | 4,942 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,362,000 | 7,031 |
| Tier 1 (core) risk-based capital | $6,978,000 | 5,652 |
| Tier 2 risk-based capital | $351,000 | 6,806 |
| Total risk weighted assets | $36,665,000 | 6,293 |
| Total unused commitments | $2,362,000 | 7,042 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $71,364,000 | 5,979 |
| Cash and due from depository institutions | $2,404,000 | 6,588 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $33,458,000 | 4,083 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 5,413 |
| Net loans & leases | $29,535,000 | 7,070 |
| Loan loss allowance | $404,000 | 7,346 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,206,000 | 5,454 |
| Other real estate owned | $45,000 | 6,588 |
| Goodwill and other intangibles | $1,539,000 | 815 |
| All other assets | $977,000 | 6,217 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,364,000 | 5,979 |
| Total liabilities | $63,073,000 | 6,091 |
| Total deposits | $61,406,000 | 5,994 |
| Interest-bearing deposits | $54,690,000 | 5,890 |
| Deposits held in domestic offices | $61,406,000 | 5,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $700,000 | 3,075 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $967,000 | 3,217 |
| Total equity capital | $8,291,000 | 4,856 |
| Total bank equity capital | $8,291,000 | 4,856 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $6,291,000 | 3,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $442,000 | 5,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $372,000 | 4,988 |
| Earning assets | $65,293,000 | 5,985 |
| Long-term assets (5+ years) | $18,730,000 | 2,800 |
| Average Assets, year-to-date | $61,618,400 | 6,542 |
| Average Assets, quarterly | $65,210,500 | 6,346 |
| Volatile liabilities | $7,003,000 | 5,303 |
| Insider loans | $950,000 | 3,871 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,658,000 | 8,032 |
| Tier 1 (core) risk-based capital | $6,752,000 | 5,697 |
| Tier 2 risk-based capital | $404,000 | 6,217 |
| Total risk weighted assets | $35,116,000 | 6,500 |
| Total unused commitments | $1,658,000 | 8,056 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $59,445,000 | 6,986 |
| Cash and due from depository institutions | $2,373,000 | 8,155 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $28,072,000 | 4,729 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 6,106 |
| Net loans & leases | $24,824,000 | 7,931 |
| Loan loss allowance | $480,000 | 6,682 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,107,000 | 5,807 |
| Other real estate owned | $126,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $743,000 | 7,759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,445,000 | 6,986 |
| Total liabilities | $51,331,000 | 7,249 |
| Total deposits | $49,960,000 | 7,207 |
| Interest-bearing deposits | $45,204,000 | 7,008 |
| Deposits held in domestic offices | $49,960,000 | 7,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $200,000 | 3,872 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,171,000 | 2,897 |
| Total equity capital | $8,114,000 | 4,727 |
| Total bank equity capital | $8,114,000 | 4,727 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $6,114,000 | 3,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $211,000 | 8,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $386,000 | 5,226 |
| Earning assets | $55,096,000 | 6,901 |
| Long-term assets (5+ years) | $7,698,000 | 5,098 |
| Average Assets, year-to-date | $59,296,200 | 6,837 |
| Average Assets, quarterly | $59,824,000 | 6,884 |
| Volatile liabilities | $6,125,000 | 5,802 |
| Insider loans | $513,000 | 1,774 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,116,000 | 7,176 |
| Tier 1 (core) risk-based capital | $8,114,000 | 4,652 |
| Tier 2 risk-based capital | $379,530 | 6,487 |
| Total risk weighted assets | $30,261,730 | 7,272 |
| Total unused commitments | $2,116,000 | 7,206 |
| Derivatives | $0 | 651 |