Home > The National Bank of Blacksburg > Income and Expense

The National Bank of Blacksburg, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$58,833,000813
Total interest expense$21,550,000746
Net interest income$37,283,000851
Provision for loan and lease losses$-1,261,0004,514
Total noninterest income$13,746,000603
Gross Fiduciary activities income$1,901,000412
Service charges on deposit accounts$2,332,000488
Trading account gains and fees$0123
Additional Noninterest Income$9,513,000553
Total noninterest expense$28,724,000929
Salaries and employee benefits$16,862,000880
Premises and equipment expense$2,234,0001,112
Additional noninterest expense$9,513,000553
Pre-tax net operating income$23,566,000600
Securities gains (losses)$-3,332,0004,452
Applicable income taxes$3,413,000691
Income before extraordinary items$16,821,000666
Extraordinary gains, net$054
Net income$16,821,000676
Minority interest net income$088
Net income of bank and minority interests.$16,821,000669
Net charge-offs$195,0001,176
Cash dividends$12,000,000428
Sale, conversion, retirement of capital stock, net$0540
Net operating income$19,586,560608
2023-09-30 (YTD Data)Rank
Total interest income$43,320,000815
Total interest expense$14,517,000761
Net interest income$28,803,000841
Provision for loan and lease losses$-368,0004,489
Total noninterest income$11,320,000563
Gross Fiduciary activities income$1,431,000411
Service charges on deposit accounts$1,728,000489
Trading account gains and fees$0125
Additional Noninterest Income$8,161,000514
Total noninterest expense$22,048,000905
Salaries and employee benefits$13,013,000868
Premises and equipment expense$1,650,0001,119
Additional noninterest expense$8,161,000514
Pre-tax net operating income$18,443,000599
Securities gains (losses)$-3,332,0004,539
Applicable income taxes$2,491,000731
Income before extraordinary items$12,620,000684
Extraordinary gains, net$052
Net income$12,620,000688
Minority interest net income$081
Net income of bank and minority interests.$12,620,000684
Net charge-offs$-3,0003,563
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$15,418,880596
2023-06-30 (YTD Data)Rank
Total interest income$28,641,000794
Total interest expense$8,478,000766
Net interest income$20,163,000815
Provision for loan and lease losses$3,0002,874
Total noninterest income$8,813,000494
Gross Fiduciary activities income$926,000407
Service charges on deposit accounts$1,132,000485
Trading account gains and fees$0112
Additional Noninterest Income$6,755,000435
Total noninterest expense$14,497,000905
Salaries and employee benefits$8,668,000859
Premises and equipment expense$1,031,0001,186
Additional noninterest expense$6,755,000435
Pre-tax net operating income$14,476,000529
Securities gains (losses)$-3,332,0004,591
Applicable income taxes$1,811,000702
Income before extraordinary items$9,333,000629
Extraordinary gains, net$051
Net income$9,333,000639
Minority interest net income$081
Net income of bank and minority interests.$9,333,000629
Net charge-offs$-47,0004,310
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$12,131,880518
2023-03-31 (YTD Data)Rank
Total interest income$14,044,000802
Total interest expense$3,098,000872
Net interest income$10,946,000763
Provision for loan and lease losses$2,0002,559
Total noninterest income$2,258,000766
Gross Fiduciary activities income$445,000425
Service charges on deposit accounts$543,000517
Trading account gains and fees$097
Additional Noninterest Income$1,270,000820
Total noninterest expense$7,171,000921
Salaries and employee benefits$4,319,000874
Premises and equipment expense$578,0001,094
Additional noninterest expense$1,270,000820
Pre-tax net operating income$6,031,000627
Securities gains (losses)$12,000547
Applicable income taxes$1,104,000634
Income before extraordinary items$4,939,000624
Extraordinary gains, net$04
Net income$4,939,000623
Minority interest net income$048
Net income of bank and minority interests.$4,939,000623
Net charge-offs$-81,0004,521
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,929,160634
2022-12-31 (YTD Data)Rank
Total interest income$50,109,000740
Total interest expense$3,083,0001,152
Net interest income$47,026,000704
Provision for loan and lease losses$706,0001,018
Total noninterest income$9,189,000806
Gross Fiduciary activities income$1,817,000426
Service charges on deposit accounts$2,215,000522
Trading account gains and fees$0116
Additional Noninterest Income$5,157,000888
Total noninterest expense$26,836,000950
Salaries and employee benefits$16,060,000907
Premises and equipment expense$2,084,0001,163
Additional noninterest expense$5,157,000888
Pre-tax net operating income$28,673,000585
Securities gains (losses)$0691
Applicable income taxes$5,238,000588
Income before extraordinary items$23,435,000579
Extraordinary gains, net$05
Net income$23,435,000581
Minority interest net income$063
Net income of bank and minority interests.$23,435,000581
Net charge-offs$155,0001,035
Cash dividends$25,000,000258
Sale, conversion, retirement of capital stock, net$0568
Net operating income$23,435,000586
2022-09-30 (YTD Data)Rank
Total interest income$36,127,000732
Total interest expense$2,055,0001,002
Net interest income$34,072,000720
Provision for loan and lease losses$696,000788
Total noninterest income$7,105,000802
Gross Fiduciary activities income$1,374,000423
Service charges on deposit accounts$1,666,000523
Trading account gains and fees$0111
Additional Noninterest Income$4,065,000880
Total noninterest expense$19,802,000958
Salaries and employee benefits$11,794,000915
Premises and equipment expense$1,545,0001,167
Additional noninterest expense$4,065,000880
Pre-tax net operating income$20,679,000605
Securities gains (losses)$0740
Applicable income taxes$3,752,000611
Income before extraordinary items$16,927,000593
Extraordinary gains, net$04
Net income$16,927,000593
Minority interest net income$057
Net income of bank and minority interests.$16,927,000593
Net charge-offs$163,000758
Cash dividends$9,000,000386
Sale, conversion, retirement of capital stock, net$0519
Net operating income$16,927,000600
2022-06-30 (YTD Data)Rank
Total interest income$22,972,000732
Total interest expense$1,302,000886
Net interest income$21,670,000729
Provision for loan and lease losses$444,000744
Total noninterest income$4,684,000793
Gross Fiduciary activities income$882,000386
Service charges on deposit accounts$1,059,000541
Trading account gains and fees$0108
Additional Noninterest Income$2,743,000885
Total noninterest expense$13,031,000952
Salaries and employee benefits$7,759,000915
Premises and equipment expense$1,031,0001,166
Additional noninterest expense$4,241,000885
Pre-tax net operating income$12,879,000601
Securities gains (losses)$0687
Applicable income taxes$2,308,000600
Income before extraordinary items$10,571,000586
Extraordinary gains, net$04
Net income$10,571,000585
Minority interest net income$060
Net income of bank and minority interests.$10,571,000586
Net charge-offs$49,000978
Cash dividends$9,000,000289
Sale, conversion, retirement of capital stock, net$0494
Net operating income$10,571,000595
2022-03-31 (YTD Data)Rank
Total interest income$11,050,000737
Total interest expense$655,000836
Net interest income$10,395,000736
Provision for loan and lease losses$134,000860
Total noninterest income$2,293,000813
Gross Fiduciary activities income$443,000392
Service charges on deposit accounts$510,000552
Trading account gains and fees$0103
Additional Noninterest Income$1,340,000906
Total noninterest expense$6,669,000931
Salaries and employee benefits$3,862,000922
Premises and equipment expense$531,0001,133
Additional noninterest expense$2,276,000825
Pre-tax net operating income$5,885,000603
Securities gains (losses)$0623
Applicable income taxes$1,042,000633
Income before extraordinary items$4,843,000606
Extraordinary gains, net$04
Net income$4,843,000606
Minority interest net income$050
Net income of bank and minority interests.$4,843,000606
Net charge-offs$20,000954
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,843,000609
2021-12-31 (YTD Data)Rank
Total interest income$44,987,000739
Total interest expense$3,098,000874
Net interest income$41,889,000733
Provision for loan and lease losses$-398,0004,398
Total noninterest income$9,106,000890
Gross Fiduciary activities income$1,797,000388
Service charges on deposit accounts$1,809,000579
Trading account gains and fees$0132
Additional Noninterest Income$5,500,000997
Total noninterest expense$26,219,000948
Salaries and employee benefits$15,293,000922
Premises and equipment expense$2,021,0001,195
Additional noninterest expense$8,905,000856
Pre-tax net operating income$25,174,000625
Securities gains (losses)$6,0001,813
Applicable income taxes$4,473,000679
Income before extraordinary items$20,707,000634
Extraordinary gains, net$010
Net income$20,707,000634
Minority interest net income$074
Net income of bank and minority interests.$20,707,000635
Net charge-offs$409,000716
Cash dividends$14,508,000370
Sale, conversion, retirement of capital stock, net$0582
Net operating income$20,702,080623
2021-09-30 (YTD Data)Rank
Total interest income$33,434,000760
Total interest expense$2,408,000896
Net interest income$31,026,000754
Provision for loan and lease losses$-338,0004,500
Total noninterest income$6,644,000936
Gross Fiduciary activities income$1,287,000388
Service charges on deposit accounts$1,306,000600
Trading account gains and fees$0132
Additional Noninterest Income$4,051,0001,044
Total noninterest expense$19,415,000961
Salaries and employee benefits$11,428,000929
Premises and equipment expense$1,518,0001,212
Additional noninterest expense$6,469,000879
Pre-tax net operating income$18,593,000654
Securities gains (losses)$5,0001,760
Applicable income taxes$3,296,000707
Income before extraordinary items$15,302,000647
Extraordinary gains, net$08
Net income$15,302,000647
Minority interest net income$069
Net income of bank and minority interests.$15,302,000647
Net charge-offs$445,000540
Cash dividends$10,000,000378
Sale, conversion, retirement of capital stock, net$0543
Net operating income$15,297,900635
2021-06-30 (YTD Data)Rank
Total interest income$21,778,000771
Total interest expense$1,689,000891
Net interest income$20,089,000764
Provision for loan and lease losses$54,0002,123
Total noninterest income$4,275,000959
Gross Fiduciary activities income$855,000388
Service charges on deposit accounts$816,000604
Trading account gains and fees$0133
Additional Noninterest Income$2,604,0001,080
Total noninterest expense$12,939,000952
Salaries and employee benefits$7,633,000920
Premises and equipment expense$1,027,0001,189
Additional noninterest expense$4,279,000876
Pre-tax net operating income$11,371,000686
Securities gains (losses)$5,0001,571
Applicable income taxes$1,986,000762
Income before extraordinary items$9,390,000695
Extraordinary gains, net$06
Net income$9,390,000695
Minority interest net income$067
Net income of bank and minority interests.$9,390,000695
Net charge-offs$458,000432
Cash dividends$10,000,000272
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,385,850681
2021-03-31 (YTD Data)Rank
Total interest income$10,881,000772
Total interest expense$855,000930
Net interest income$10,026,000756
Provision for loan and lease losses$50,0001,719
Total noninterest income$2,058,000988
Gross Fiduciary activities income$418,000396
Service charges on deposit accounts$405,000602
Trading account gains and fees$0127
Additional Noninterest Income$1,235,0001,115
Total noninterest expense$6,514,000940
Salaries and employee benefits$3,799,000924
Premises and equipment expense$538,0001,149
Additional noninterest expense$2,177,000842
Pre-tax net operating income$5,520,000709
Securities gains (losses)$5,0001,192
Applicable income taxes$956,000775
Income before extraordinary items$4,569,000723
Extraordinary gains, net$03
Net income$4,569,000723
Minority interest net income$055
Net income of bank and minority interests.$4,569,000723
Net charge-offs$-5,0003,772
Cash dividends$10,000,000152
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,564,850710
2020-12-31 (YTD Data)Rank
Total interest income$44,004,000761
Total interest expense$5,837,000820
Net interest income$38,167,000754
Provision for loan and lease losses$1,991,0001,050
Total noninterest income$8,625,000880
Gross Fiduciary activities income$1,663,000383
Service charges on deposit accounts$1,750,000583
Trading account gains and fees$0133
Additional Noninterest Income$5,212,000988
Total noninterest expense$24,952,000949
Salaries and employee benefits$14,153,000951
Premises and equipment expense$2,034,0001,163
Additional noninterest expense$8,765,000822
Pre-tax net operating income$19,849,000594
Securities gains (losses)$108,0001,343
Applicable income taxes$3,289,000655
Income before extraordinary items$16,668,000603
Extraordinary gains, net$04
Net income$16,668,000602
Minority interest net income$072
Net income of bank and minority interests.$16,668,000603
Net charge-offs$373,0001,165
Cash dividends$22,000,000262
Sale, conversion, retirement of capital stock, net$0566
Net operating income$16,577,280589
2020-09-30 (YTD Data)Rank
Total interest income$32,843,000765
Total interest expense$4,814,000797
Net interest income$28,029,000765
Provision for loan and lease losses$1,985,000898
Total noninterest income$6,227,000884
Gross Fiduciary activities income$1,245,000377
Service charges on deposit accounts$1,267,000593
Trading account gains and fees$0125
Additional Noninterest Income$3,715,000993
Total noninterest expense$18,640,000937
Salaries and employee benefits$10,569,000939
Premises and equipment expense$1,535,0001,149
Additional noninterest expense$6,536,000806
Pre-tax net operating income$13,631,000617
Securities gains (losses)$96,0001,240
Applicable income taxes$2,187,000673
Income before extraordinary items$11,540,000616
Extraordinary gains, net$04
Net income$11,540,000615
Minority interest net income$065
Net income of bank and minority interests.$11,540,000616
Net charge-offs$420,000834
Cash dividends$5,348,000544
Sale, conversion, retirement of capital stock, net$0532
Net operating income$11,459,360597
2020-06-30 (YTD Data)Rank
Total interest income$22,135,000760
Total interest expense$3,394,000812
Net interest income$18,741,000757
Provision for loan and lease losses$1,831,000758
Total noninterest income$4,069,000852
Gross Fiduciary activities income$821,000379
Service charges on deposit accounts$856,000592
Trading account gains and fees$0123
Additional Noninterest Income$2,392,000947
Total noninterest expense$12,503,000927
Salaries and employee benefits$7,461,000886
Premises and equipment expense$1,021,0001,151
Additional noninterest expense$4,021,000852
Pre-tax net operating income$8,476,000594
Securities gains (losses)$82,0001,070
Applicable income taxes$1,378,000641
Income before extraordinary items$7,180,000608
Extraordinary gains, net$04
Net income$7,180,000607
Minority interest net income$065
Net income of bank and minority interests.$7,180,000608
Net charge-offs$386,000699
Cash dividends$4,348,000485
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,111,120578
2020-03-31 (YTD Data)Rank
Total interest income$11,386,000739
Total interest expense$1,796,000865
Net interest income$9,590,000715
Provision for loan and lease losses$479,000919
Total noninterest income$2,091,000793
Gross Fiduciary activities income$434,000375
Service charges on deposit accounts$534,000572
Trading account gains and fees$0106
Additional Noninterest Income$1,123,000885
Total noninterest expense$6,465,000905
Salaries and employee benefits$3,873,000857
Premises and equipment expense$507,0001,180
Additional noninterest expense$2,085,000826
Pre-tax net operating income$4,737,000498
Securities gains (losses)$20,0001,128
Applicable income taxes$796,000541
Income before extraordinary items$3,961,000503
Extraordinary gains, net$04
Net income$3,961,000503
Minority interest net income$056
Net income of bank and minority interests.$3,961,000503
Net charge-offs$102,000872
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,944,400486
2019-12-31 (YTD Data)Rank
Total interest income$45,129,000759
Total interest expense$7,380,000890
Net interest income$37,749,000725
Provision for loan and lease losses$126,0002,735
Total noninterest income$8,937,000749
Gross Fiduciary activities income$1,623,000382
Service charges on deposit accounts$2,262,000557
Trading account gains and fees$0135
Additional Noninterest Income$5,052,000830
Total noninterest expense$25,689,000901
Salaries and employee benefits$14,884,000869
Premises and equipment expense$2,067,0001,138
Additional noninterest expense$8,738,000788
Pre-tax net operating income$20,871,000588
Securities gains (losses)$566,000327
Applicable income taxes$3,426,000644
Income before extraordinary items$18,011,000582
Extraordinary gains, net$011
Net income$18,011,000583
Minority interest net income$076
Net income of bank and minority interests.$18,011,000583
Net charge-offs$653,000886
Cash dividends$28,557,000244
Sale, conversion, retirement of capital stock, net$0626
Net operating income$17,535,560579
2019-09-30 (YTD Data)Rank
Total interest income$33,705,000765
Total interest expense$5,573,000894
Net interest income$28,132,000737
Provision for loan and lease losses$350,0001,466
Total noninterest income$6,781,000743
Gross Fiduciary activities income$1,209,000384
Service charges on deposit accounts$1,694,000551
Trading account gains and fees$0129
Additional Noninterest Income$3,878,000805
Total noninterest expense$19,256,000887
Salaries and employee benefits$11,136,000869
Premises and equipment expense$1,554,0001,140
Additional noninterest expense$6,566,000782
Pre-tax net operating income$15,307,000612
Securities gains (losses)$182,000557
Applicable income taxes$2,389,000694
Income before extraordinary items$13,100,000601
Extraordinary gains, net$011
Net income$13,100,000601
Minority interest net income$072
Net income of bank and minority interests.$13,100,000601
Net charge-offs$478,000784
Cash dividends$23,883,000221
Sale, conversion, retirement of capital stock, net$0590
Net operating income$12,945,300599
2019-06-30 (YTD Data)Rank
Total interest income$22,422,000766
Total interest expense$3,707,000879
Net interest income$18,715,000735
Provision for loan and lease losses$255,0001,364
Total noninterest income$4,586,000726
Gross Fiduciary activities income$769,000389
Service charges on deposit accounts$1,101,000562
Trading account gains and fees$0131
Additional Noninterest Income$2,716,000763
Total noninterest expense$12,848,000885
Salaries and employee benefits$7,418,000861
Premises and equipment expense$1,031,0001,147
Additional noninterest expense$4,399,000789
Pre-tax net operating income$10,198,000592
Securities gains (losses)$20,0001,043
Applicable income taxes$1,553,000669
Income before extraordinary items$8,665,000598
Extraordinary gains, net$011
Net income$8,665,000598
Minority interest net income$069
Net income of bank and minority interests.$8,665,000598
Net charge-offs$341,000724
Cash dividends$23,355,000169
Sale, conversion, retirement of capital stock, net$0573
Net operating income$8,648,000588
2019-03-31 (YTD Data)Rank
Total interest income$11,136,000766
Total interest expense$1,793,000875
Net interest income$9,343,000738
Provision for loan and lease losses$200,000934
Total noninterest income$2,517,000649
Gross Fiduciary activities income$398,000386
Service charges on deposit accounts$541,000565
Trading account gains and fees$0126
Additional Noninterest Income$1,578,000669
Total noninterest expense$6,426,000877
Salaries and employee benefits$3,719,000857
Premises and equipment expense$505,0001,184
Additional noninterest expense$2,202,000778
Pre-tax net operating income$5,234,000570
Securities gains (losses)$12,000677
Applicable income taxes$798,000643
Income before extraordinary items$4,448,000576
Extraordinary gains, net$05
Net income$4,448,000575
Minority interest net income$052
Net income of bank and minority interests.$4,448,000575
Net charge-offs$230,000557
Cash dividends$18,997,000129
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,437,800563
2018-12-31 (YTD Data)Rank
Total interest income$43,214,000738
Total interest expense$5,047,000911
Net interest income$38,167,000707
Provision for loan and lease losses$-81,0005,167
Total noninterest income$8,595,000763
Gross Fiduciary activities income$1,566,000391
Service charges on deposit accounts$2,450,000524
Trading account gains and fees$0126
Additional Noninterest Income$4,579,000850
Total noninterest expense$27,175,000812
Salaries and employee benefits$14,136,000885
Premises and equipment expense$1,987,0001,179
Additional noninterest expense$11,052,000637
Pre-tax net operating income$19,668,000600
Securities gains (losses)$17,000610
Applicable income taxes$2,808,000685
Income before extraordinary items$16,877,000585
Extraordinary gains, net$06
Net income$16,877,000584
Minority interest net income$072
Net income of bank and minority interests.$16,877,000584
Net charge-offs$454,0001,012
Cash dividends$9,418,000447
Sale, conversion, retirement of capital stock, net$0671
Net operating income$16,862,380592
2018-09-30 (YTD Data)Rank
Total interest income$32,148,000729
Total interest expense$3,471,000924
Net interest income$28,677,000701
Provision for loan and lease losses$93,0002,662
Total noninterest income$6,423,000780
Gross Fiduciary activities income$1,132,000395
Service charges on deposit accounts$1,867,000513
Trading account gains and fees$0138
Additional Noninterest Income$3,424,000858
Total noninterest expense$20,966,000792
Salaries and employee benefits$10,602,000881
Premises and equipment expense$1,501,0001,167
Additional noninterest expense$8,863,000582
Pre-tax net operating income$14,041,000622
Securities gains (losses)$01,118
Applicable income taxes$1,907,000755
Income before extraordinary items$12,134,000602
Extraordinary gains, net$05
Net income$12,134,000600
Minority interest net income$066
Net income of bank and minority interests.$12,134,000601
Net charge-offs$305,000988
Cash dividends$5,036,000530
Sale, conversion, retirement of capital stock, net$0633
Net operating income$12,134,000602
2018-06-30 (YTD Data)Rank
Total interest income$21,207,000723
Total interest expense$2,226,000901
Net interest income$18,981,000702
Provision for loan and lease losses$-130,0005,389
Total noninterest income$4,414,000760
Gross Fiduciary activities income$776,000391
Service charges on deposit accounts$1,251,000508
Trading account gains and fees$0130
Additional Noninterest Income$2,387,000835
Total noninterest expense$14,649,000762
Salaries and employee benefits$7,056,000886
Premises and equipment expense$1,033,0001,143
Additional noninterest expense$6,560,000522
Pre-tax net operating income$8,876,000648
Securities gains (losses)$0961
Applicable income taxes$1,176,000781
Income before extraordinary items$7,700,000628
Extraordinary gains, net$06
Net income$7,700,000626
Minority interest net income$065
Net income of bank and minority interests.$7,700,000627
Net charge-offs$216,000896
Cash dividends$5,036,000389
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,700,000625
2018-03-31 (YTD Data)Rank
Total interest income$10,482,000728
Total interest expense$1,081,000882
Net interest income$9,401,000705
Provision for loan and lease losses$-472,0005,555
Total noninterest income$2,270,000715
Gross Fiduciary activities income$402,000391
Service charges on deposit accounts$615,000513
Trading account gains and fees$0123
Additional Noninterest Income$1,253,000790
Total noninterest expense$8,261,000690
Salaries and employee benefits$3,604,000878
Premises and equipment expense$507,0001,182
Additional noninterest expense$4,150,000433
Pre-tax net operating income$3,882,000698
Securities gains (losses)$0735
Applicable income taxes$470,000908
Income before extraordinary items$3,412,000681
Extraordinary gains, net$07
Net income$3,412,000680
Minority interest net income$052
Net income of bank and minority interests.$3,412,000681
Net charge-offs$62,0001,077
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,412,000675
2017-12-31 (YTD Data)Rank
Total interest income$41,248,000696
Total interest expense$4,125,000822
Net interest income$37,123,000686
Provision for loan and lease losses$157,0002,614
Total noninterest income$9,602,000708
Gross Fiduciary activities income$1,531,000386
Service charges on deposit accounts$2,552,000500
Trading account gains and fees$0151
Additional Noninterest Income$5,519,000768
Total noninterest expense$25,407,000856
Salaries and employee benefits$12,125,000989
Premises and equipment expense$1,916,0001,212
Additional noninterest expense$11,366,000591
Pre-tax net operating income$21,161,000523
Securities gains (losses)$10,0001,604
Applicable income taxes$6,596,000557
Income before extraordinary items$14,575,000540
Extraordinary gains, net$09
Net income$14,575,000539
Minority interest net income$076
Net income of bank and minority interests.$14,575,000540
Net charge-offs$532,0001,046
Cash dividends$8,141,000439
Sale, conversion, retirement of capital stock, net$0711
Net operating income$14,568,100533
2017-09-30 (YTD Data)Rank
Total interest income$30,825,000698
Total interest expense$3,097,000800
Net interest income$27,728,000689
Provision for loan and lease losses$724,000904
Total noninterest income$6,994,000734
Gross Fiduciary activities income$1,128,000388
Service charges on deposit accounts$1,899,000511
Trading account gains and fees$0145
Additional Noninterest Income$3,967,000799
Total noninterest expense$19,222,000848
Salaries and employee benefits$9,269,000970
Premises and equipment expense$1,441,0001,227
Additional noninterest expense$8,512,000593
Pre-tax net operating income$14,776,000564
Securities gains (losses)$4,0001,878
Applicable income taxes$3,419,000621
Income before extraordinary items$11,361,000564
Extraordinary gains, net$09
Net income$11,361,000564
Minority interest net income$071
Net income of bank and minority interests.$11,361,000564
Net charge-offs$551,000754
Cash dividends$3,896,000620
Sale, conversion, retirement of capital stock, net$0677
Net operating income$11,357,920557
2017-06-30 (YTD Data)Rank
Total interest income$20,527,000699
Total interest expense$2,076,000768
Net interest income$18,451,000684
Provision for loan and lease losses$523,000827
Total noninterest income$4,550,000741
Gross Fiduciary activities income$762,000387
Service charges on deposit accounts$1,245,000512
Trading account gains and fees$0139
Additional Noninterest Income$2,543,000821
Total noninterest expense$12,866,000844
Salaries and employee benefits$6,180,000977
Premises and equipment expense$958,0001,229
Additional noninterest expense$5,728,000597
Pre-tax net operating income$9,612,000568
Securities gains (losses)$4,0001,497
Applicable income taxes$2,205,000624
Income before extraordinary items$7,411,000569
Extraordinary gains, net$011
Net income$7,411,000568
Minority interest net income$071
Net income of bank and minority interests.$7,411,000569
Net charge-offs$451,000613
Cash dividends$3,896,000447
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,407,920559
2017-03-31 (YTD Data)Rank
Total interest income$10,235,000696
Total interest expense$1,028,000757
Net interest income$9,207,000687
Provision for loan and lease losses$59,0001,989
Total noninterest income$2,267,000731
Gross Fiduciary activities income$402,000382
Service charges on deposit accounts$608,000523
Trading account gains and fees$0142
Additional Noninterest Income$1,257,000814
Total noninterest expense$6,600,000833
Salaries and employee benefits$3,151,000967
Premises and equipment expense$466,0001,265
Additional noninterest expense$2,983,000574
Pre-tax net operating income$4,815,000541
Securities gains (losses)$01,153
Applicable income taxes$1,102,000616
Income before extraordinary items$3,713,000558
Extraordinary gains, net$08
Net income$3,713,000557
Minority interest net income$055
Net income of bank and minority interests.$3,713,000558
Net charge-offs$98,000940
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,713,000543
2016-12-31 (YTD Data)Rank
Total interest income$40,926,000662
Total interest expense$4,166,000709
Net interest income$36,760,000653
Provision for loan and lease losses$1,650,000602
Total noninterest income$8,707,000762
Gross Fiduciary activities income$1,347,000416
Service charges on deposit accounts$2,235,000587
Trading account gains and fees$0170
Additional Noninterest Income$5,125,000828
Total noninterest expense$24,378,000877
Salaries and employee benefits$11,211,0001,045
Premises and equipment expense$2,009,0001,174
Additional noninterest expense$11,158,000618
Pre-tax net operating income$19,439,000523
Securities gains (losses)$231,000794
Applicable income taxes$4,512,000593
Income before extraordinary items$15,158,000514
Extraordinary gains, net$05
Net income$15,158,000513
Minority interest net income$082
Net income of bank and minority interests.$15,158,000513
Net charge-offs$1,647,000445
Cash dividends$9,071,000415
Sale, conversion, retirement of capital stock, net$0759
Net operating income$14,980,130510
2016-09-30 (YTD Data)Rank
Total interest income$30,932,000655
Total interest expense$3,150,000698
Net interest income$27,782,000648
Provision for loan and lease losses$1,148,000635
Total noninterest income$6,626,000762
Gross Fiduciary activities income$1,008,000412
Service charges on deposit accounts$1,609,000609
Trading account gains and fees$0169
Additional Noninterest Income$4,009,000796
Total noninterest expense$18,331,000870
Salaries and employee benefits$8,484,0001,037
Premises and equipment expense$1,511,0001,175
Additional noninterest expense$8,336,000622
Pre-tax net operating income$14,929,000515
Securities gains (losses)$199,000804
Applicable income taxes$3,508,000591
Income before extraordinary items$11,620,000509
Extraordinary gains, net$05
Net income$11,620,000507
Minority interest net income$071
Net income of bank and minority interests.$11,620,000509
Net charge-offs$1,144,000434
Cash dividends$4,827,000520
Sale, conversion, retirement of capital stock, net$0719
Net operating income$11,466,770508
2016-06-30 (YTD Data)Rank
Total interest income$20,775,000646
Total interest expense$2,131,000692
Net interest income$18,644,000642
Provision for loan and lease losses$857,000573
Total noninterest income$4,405,000758
Gross Fiduciary activities income$677,000409
Service charges on deposit accounts$1,017,000627
Trading account gains and fees$0157
Additional Noninterest Income$2,711,000783
Total noninterest expense$12,108,000880
Salaries and employee benefits$5,624,0001,039
Premises and equipment expense$1,004,0001,178
Additional noninterest expense$5,480,000627
Pre-tax net operating income$10,084,000504
Securities gains (losses)$98,000977
Applicable income taxes$2,349,000578
Income before extraordinary items$7,833,000503
Extraordinary gains, net$016
Net income$7,833,000500
Minority interest net income$071
Net income of bank and minority interests.$7,833,000502
Net charge-offs$959,000371
Cash dividends$3,827,000469
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,757,540493
2016-03-31 (YTD Data)Rank
Total interest income$10,483,000640
Total interest expense$1,068,000687
Net interest income$9,415,000634
Provision for loan and lease losses$203,000950
Total noninterest income$2,023,000789
Gross Fiduciary activities income$323,000421
Service charges on deposit accounts$506,000628
Trading account gains and fees$0142
Additional Noninterest Income$1,194,000823
Total noninterest expense$6,284,000842
Salaries and employee benefits$3,139,000946
Premises and equipment expense$513,0001,162
Additional noninterest expense$2,632,000653
Pre-tax net operating income$4,951,000496
Securities gains (losses)$24,0001,160
Applicable income taxes$1,127,000584
Income before extraordinary items$3,848,000486
Extraordinary gains, net$012
Net income$3,848,000484
Minority interest net income$062
Net income of bank and minority interests.$3,848,000486
Net charge-offs$393,000405
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,829,520481
2015-12-31 (YTD Data)Rank
Total interest income$42,911,000594
Total interest expense$4,184,000669
Net interest income$38,727,000592
Provision for loan and lease losses$2,009,000452
Total noninterest income$8,157,000783
Gross Fiduciary activities income$1,230,000429
Service charges on deposit accounts$2,030,000648
Trading account gains and fees$0159
Additional Noninterest Income$4,897,000829
Total noninterest expense$23,851,000864
Salaries and employee benefits$10,860,0001,048
Premises and equipment expense$1,855,0001,263
Additional noninterest expense$11,136,000604
Pre-tax net operating income$21,024,000463
Securities gains (losses)$33,0001,928
Applicable income taxes$4,829,000536
Income before extraordinary items$16,228,000461
Extraordinary gains, net$023
Net income$16,228,000460
Minority interest net income$081
Net income of bank and minority interests.$16,228,000462
Net charge-offs$1,975,000374
Cash dividends$7,930,000458
Sale, conversion, retirement of capital stock, net$0804
Net operating income$16,202,590454
2015-09-30 (YTD Data)Rank
Total interest income$32,275,000593
Total interest expense$3,147,000669
Net interest income$29,128,000595
Provision for loan and lease losses$734,000764
Total noninterest income$5,940,000823
Gross Fiduciary activities income$902,000433
Service charges on deposit accounts$1,509,000653
Trading account gains and fees$0153
Additional Noninterest Income$3,529,000861
Total noninterest expense$17,916,000878
Salaries and employee benefits$8,186,0001,047
Premises and equipment expense$1,398,0001,283
Additional noninterest expense$8,332,000609
Pre-tax net operating income$16,418,000459
Securities gains (losses)$5,0002,620
Applicable income taxes$3,767,000544
Income before extraordinary items$12,656,000447
Extraordinary gains, net$021
Net income$12,656,000446
Minority interest net income$078
Net income of bank and minority interests.$12,656,000447
Net charge-offs$880,000561
Cash dividends$3,686,000617
Sale, conversion, retirement of capital stock, net$0773
Net operating income$12,652,150438
2015-06-30 (YTD Data)Rank
Total interest income$21,518,000593
Total interest expense$2,139,000657
Net interest income$19,379,000587
Provision for loan and lease losses$556,000695
Total noninterest income$3,873,000840
Gross Fiduciary activities income$588,000439
Service charges on deposit accounts$996,000634
Trading account gains and fees$0157
Additional Noninterest Income$2,289,000878
Total noninterest expense$11,982,000880
Salaries and employee benefits$5,502,0001,032
Premises and equipment expense$935,0001,278
Additional noninterest expense$5,545,000611
Pre-tax net operating income$10,714,000469
Securities gains (losses)$3,0002,361
Applicable income taxes$2,412,000572
Income before extraordinary items$8,305,000454
Extraordinary gains, net$022
Net income$8,305,000453
Minority interest net income$075
Net income of bank and minority interests.$8,305,000454
Net charge-offs$688,000485
Cash dividends$3,686,000433
Sale, conversion, retirement of capital stock, net$0751
Net operating income$8,302,690443
2015-03-31 (YTD Data)Rank
Total interest income$10,789,000590
Total interest expense$1,088,000646
Net interest income$9,701,000582
Provision for loan and lease losses$201,000882
Total noninterest income$1,588,000927
Gross Fiduciary activities income$290,000445
Service charges on deposit accounts$468,000668
Trading account gains and fees$0152
Additional Noninterest Income$830,0001,066
Total noninterest expense$5,962,000876
Salaries and employee benefits$2,664,0001,075
Premises and equipment expense$485,0001,249
Additional noninterest expense$2,813,000598
Pre-tax net operating income$5,126,000480
Securities gains (losses)$-2,0006,101
Applicable income taxes$1,085,000594
Income before extraordinary items$4,039,000466
Extraordinary gains, net$013
Net income$4,039,000466
Minority interest net income$064
Net income of bank and minority interests.$4,039,000466
Net charge-offs$207,000704
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,040,580444
2014-12-31 (YTD Data)Rank
Total interest income$43,940,000563
Total interest expense$4,899,000580
Net interest income$39,041,000567
Provision for loan and lease losses$1,641,000561
Total noninterest income$8,167,000760
Gross Fiduciary activities income$1,214,000430
Service charges on deposit accounts$2,212,000615
Trading account gains and fees$0180
Additional Noninterest Income$4,741,000786
Total noninterest expense$23,007,000873
Salaries and employee benefits$10,116,0001,089
Premises and equipment expense$1,862,0001,283
Additional noninterest expense$11,029,000608
Pre-tax net operating income$22,560,000418
Securities gains (losses)$2,0003,069
Applicable income taxes$5,205,000481
Income before extraordinary items$17,357,000427
Extraordinary gains, net$017
Net income$17,357,000426
Minority interest net income$084
Net income of bank and minority interests.$17,357,000427
Net charge-offs$1,605,000621
Cash dividends$7,853,000414
Sale, conversion, retirement of capital stock, net$0862
Net operating income$17,355,460420
2014-09-30 (YTD Data)Rank
Total interest income$33,075,000563
Total interest expense$3,757,000577
Net interest income$29,318,000563
Provision for loan and lease losses$1,160,000580
Total noninterest income$6,108,000761
Gross Fiduciary activities income$921,000428
Service charges on deposit accounts$1,593,000633
Trading account gains and fees$0174
Additional Noninterest Income$3,594,000783
Total noninterest expense$17,217,000875
Salaries and employee benefits$7,759,0001,051
Premises and equipment expense$1,370,0001,316
Additional noninterest expense$8,088,000615
Pre-tax net operating income$17,049,000408
Securities gains (losses)$5,0002,558
Applicable income taxes$3,938,000478
Income before extraordinary items$13,116,000418
Extraordinary gains, net$015
Net income$13,116,000417
Minority interest net income$081
Net income of bank and minority interests.$13,116,000418
Net charge-offs$1,356,000521
Cash dividends$3,821,000554
Sale, conversion, retirement of capital stock, net$0819
Net operating income$13,112,150411
2014-06-30 (YTD Data)Rank
Total interest income$22,129,000556
Total interest expense$2,610,000557
Net interest income$19,519,000562
Provision for loan and lease losses$804,000559
Total noninterest income$4,051,000740
Gross Fiduciary activities income$625,000427
Service charges on deposit accounts$1,039,000642
Trading account gains and fees$0172
Additional Noninterest Income$2,387,000759
Total noninterest expense$11,445,000876
Salaries and employee benefits$5,218,0001,043
Premises and equipment expense$929,0001,294
Additional noninterest expense$5,298,000620
Pre-tax net operating income$11,321,000414
Securities gains (losses)$1,0002,460
Applicable income taxes$2,598,000474
Income before extraordinary items$8,724,000406
Extraordinary gains, net$020
Net income$8,724,000405
Minority interest net income$080
Net income of bank and minority interests.$8,724,000406
Net charge-offs$1,060,000473
Cash dividends$3,821,000395
Sale, conversion, retirement of capital stock, net$0794
Net operating income$8,723,230398
2014-03-31 (YTD Data)Rank
Total interest income$11,110,000557
Total interest expense$1,315,000556
Net interest income$9,795,000561
Provision for loan and lease losses$103,0001,575
Total noninterest income$1,949,000737
Gross Fiduciary activities income$293,000442
Service charges on deposit accounts$514,000637
Trading account gains and fees$0147
Additional Noninterest Income$1,142,000754
Total noninterest expense$5,744,000878
Salaries and employee benefits$2,609,0001,046
Premises and equipment expense$480,0001,286
Additional noninterest expense$2,655,000615
Pre-tax net operating income$5,897,000378
Securities gains (losses)$1,0001,605
Applicable income taxes$1,376,000449
Income before extraordinary items$4,522,000380
Extraordinary gains, net$016
Net income$4,522,000380
Minority interest net income$066
Net income of bank and minority interests.$4,522,000380
Net charge-offs$33,0002,158
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,521,230375
2013-12-31 (YTD Data)Rank
Total interest income$45,771,000540
Total interest expense$5,954,000529
Net interest income$39,817,000537
Provision for loan and lease losses$1,531,000773
Total noninterest income$8,264,000776
Gross Fiduciary activities income$1,151,000430
Service charges on deposit accounts$2,158,000639
Trading account gains and fees$0184
Additional Noninterest Income$4,955,000809
Total noninterest expense$22,973,000885
Salaries and employee benefits$10,426,0001,037
Premises and equipment expense$1,773,0001,342
Additional noninterest expense$10,774,000644
Pre-tax net operating income$23,577,000382
Securities gains (losses)$-30,0006,384
Applicable income taxes$5,355,000438
Income before extraordinary items$18,192,000393
Extraordinary gains, net$029
Net income$18,192,000392
Minority interest net income$090
Net income of bank and minority interests.$18,192,000393
Net charge-offs$1,653,000877
Cash dividends$7,782,000398
Sale, conversion, retirement of capital stock, net$0924
Net operating income$18,215,100384
2013-09-30 (YTD Data)Rank
Total interest income$34,417,000539
Total interest expense$4,615,000527
Net interest income$29,802,000540
Provision for loan and lease losses$1,329,000714
Total noninterest income$6,077,000803
Gross Fiduciary activities income$868,000425
Service charges on deposit accounts$1,615,000642
Trading account gains and fees$0180
Additional Noninterest Income$3,594,000859
Total noninterest expense$17,207,000892
Salaries and employee benefits$7,805,0001,041
Premises and equipment expense$1,348,0001,329
Additional noninterest expense$8,054,000645
Pre-tax net operating income$17,343,000397
Securities gains (losses)$-9,0006,495
Applicable income taxes$3,892,000460
Income before extraordinary items$13,442,000394
Extraordinary gains, net$025
Net income$13,442,000395
Minority interest net income$084
Net income of bank and minority interests.$13,442,000396
Net charge-offs$1,588,000711
Cash dividends$3,753,000532
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,449,020388
2013-06-30 (YTD Data)Rank
Total interest income$22,957,000532
Total interest expense$3,227,000519
Net interest income$19,730,000540
Provision for loan and lease losses$1,026,000665
Total noninterest income$3,971,000818
Gross Fiduciary activities income$601,000421
Service charges on deposit accounts$1,026,000658
Trading account gains and fees$0157
Additional Noninterest Income$2,344,000878
Total noninterest expense$11,393,000900
Salaries and employee benefits$5,168,0001,048
Premises and equipment expense$918,0001,300
Additional noninterest expense$5,307,000643
Pre-tax net operating income$11,282,000400
Securities gains (losses)$-21,0006,734
Applicable income taxes$2,485,000465
Income before extraordinary items$8,776,000394
Extraordinary gains, net$022
Net income$8,776,000395
Minority interest net income$082
Net income of bank and minority interests.$8,776,000396
Net charge-offs$1,423,000587
Cash dividends$3,752,000375
Sale, conversion, retirement of capital stock, net$0838
Net operating income$8,792,380381
2013-03-31 (YTD Data)Rank
Total interest income$11,453,000542
Total interest expense$1,680,000514
Net interest income$9,773,000551
Provision for loan and lease losses$671,000558
Total noninterest income$1,908,000850
Gross Fiduciary activities income$289,000433
Service charges on deposit accounts$498,000676
Trading account gains and fees$0148
Additional Noninterest Income$1,121,000918
Total noninterest expense$5,624,000915
Salaries and employee benefits$2,566,0001,059
Premises and equipment expense$474,0001,290
Additional noninterest expense$2,584,000667
Pre-tax net operating income$5,386,000410
Securities gains (losses)$-10,0006,810
Applicable income taxes$1,151,000494
Income before extraordinary items$4,225,000401
Extraordinary gains, net$010
Net income$4,225,000400
Minority interest net income$076
Net income of bank and minority interests.$4,225,000402
Net charge-offs$729,000590
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,232,900387
2012-12-31 (YTD Data)Rank
Total interest income$48,233,000539
Total interest expense$7,887,000536
Net interest income$40,346,000541
Provision for loan and lease losses$3,134,000740
Total noninterest income$8,503,000770
Gross Fiduciary activities income$1,315,000389
Service charges on deposit accounts$2,166,000654
Trading account gains and fees$0166
Additional Noninterest Income$5,022,000810
Total noninterest expense$22,353,000906
Salaries and employee benefits$10,590,000989
Premises and equipment expense$1,776,0001,332
Additional noninterest expense$9,987,000713
Pre-tax net operating income$23,362,000381
Securities gains (losses)$-22,0006,788
Applicable income taxes$5,315,000418
Income before extraordinary items$18,025,000384
Extraordinary gains, net$029
Net income$18,025,000384
Minority interest net income$093
Net income of bank and minority interests.$18,025,000384
Net charge-offs$2,853,000875
Cash dividends$7,638,000387
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$18,041,940374
2012-09-30 (YTD Data)Rank
Total interest income$36,202,000547
Total interest expense$6,070,000552
Net interest income$30,132,000549
Provision for loan and lease losses$2,554,000700
Total noninterest income$6,307,000773
Gross Fiduciary activities income$1,040,000382
Service charges on deposit accounts$1,628,000661
Trading account gains and fees$0157
Additional Noninterest Income$3,639,000805
Total noninterest expense$16,735,000903
Salaries and employee benefits$7,975,000974
Premises and equipment expense$1,322,0001,359
Additional noninterest expense$7,438,000705
Pre-tax net operating income$17,150,000393
Securities gains (losses)$-13,0006,885
Applicable income taxes$3,891,000439
Income before extraordinary items$13,246,000405
Extraordinary gains, net$020
Net income$13,246,000405
Minority interest net income$086
Net income of bank and minority interests.$13,246,000405
Net charge-offs$2,368,000815
Cash dividends$3,678,000463
Sale, conversion, retirement of capital stock, net$0952
Net operating income$13,256,010387
2012-06-30 (YTD Data)Rank
Total interest income$24,064,000556
Total interest expense$4,135,000561
Net interest income$19,929,000557
Provision for loan and lease losses$1,776,000708
Total noninterest income$4,227,000764
Gross Fiduciary activities income$766,000359
Service charges on deposit accounts$1,058,000672
Trading account gains and fees$0153
Additional Noninterest Income$2,403,000811
Total noninterest expense$10,875,000926
Salaries and employee benefits$5,228,000997
Premises and equipment expense$889,0001,346
Additional noninterest expense$4,758,000729
Pre-tax net operating income$11,505,000378
Securities gains (losses)$5,0002,890
Applicable income taxes$2,643,000435
Income before extraordinary items$8,867,000374
Extraordinary gains, net$019
Net income$8,867,000373
Minority interest net income$084
Net income of bank and minority interests.$8,867,000373
Net charge-offs$1,676,000785
Cash dividends$3,678,000329
Sale, conversion, retirement of capital stock, net$0928
Net operating income$8,863,150358
2012-03-31 (YTD Data)Rank
Total interest income$12,033,000555
Total interest expense$2,117,000565
Net interest income$9,916,000563
Provision for loan and lease losses$672,000851
Total noninterest income$2,034,000777
Gross Fiduciary activities income$327,000390
Service charges on deposit accounts$520,000686
Trading account gains and fees$0148
Additional Noninterest Income$1,187,000802
Total noninterest expense$5,458,000911
Salaries and employee benefits$2,613,000993
Premises and equipment expense$447,0001,338
Additional noninterest expense$2,398,000720
Pre-tax net operating income$5,820,000381
Securities gains (losses)$6,0001,875
Applicable income taxes$1,351,000419
Income before extraordinary items$4,475,000374
Extraordinary gains, net$019
Net income$4,475,000375
Minority interest net income$078
Net income of bank and minority interests.$4,475,000375
Net charge-offs$677,000894
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,470,380356
2011-12-31 (YTD Data)Rank
Total interest income$49,598,000557
Total interest expense$9,183,000628
Net interest income$40,415,000541
Provision for loan and lease losses$2,949,0001,210
Total noninterest income$7,857,000741
Gross Fiduciary activities income$1,089,000380
Service charges on deposit accounts$2,144,000681
Trading account gains and fees$0146
Additional Noninterest Income$4,624,000749
Total noninterest expense$22,001,000891
Salaries and employee benefits$9,912,000994
Premises and equipment expense$1,782,0001,401
Additional noninterest expense$10,307,000699
Pre-tax net operating income$23,322,000327
Securities gains (losses)$-14,0006,905
Applicable income taxes$5,362,000395
Income before extraordinary items$17,946,000328
Extraordinary gains, net$029
Net income$17,946,000328
Minority interest net income$096
Net income of bank and minority interests.$17,946,000328
Net charge-offs$2,545,0001,335
Cash dividends$7,258,000298
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$17,956,780317
2011-09-30 (YTD Data)Rank
Total interest income$37,269,000561
Total interest expense$7,007,000650
Net interest income$30,262,000546
Provision for loan and lease losses$2,196,0001,171
Total noninterest income$5,843,000743
Gross Fiduciary activities income$819,000377
Service charges on deposit accounts$1,590,000696
Trading account gains and fees$0145
Additional Noninterest Income$3,434,000755
Total noninterest expense$17,063,000868
Salaries and employee benefits$7,454,000992
Premises and equipment expense$1,342,0001,411
Additional noninterest expense$8,267,000646
Pre-tax net operating income$16,846,000345
Securities gains (losses)$-30,0007,098
Applicable income taxes$3,804,000399
Income before extraordinary items$13,012,000340
Extraordinary gains, net$021
Net income$13,012,000340
Minority interest net income$087
Net income of bank and minority interests.$13,012,000340
Net charge-offs$1,141,0001,770
Cash dividends$3,650,000377
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$13,035,100326
2011-06-30 (YTD Data)Rank
Total interest income$24,780,000568
Total interest expense$4,726,000670
Net interest income$20,054,000553
Provision for loan and lease losses$1,553,0001,086
Total noninterest income$3,807,000762
Gross Fiduciary activities income$554,000381
Service charges on deposit accounts$1,017,000720
Trading account gains and fees$0153
Additional Noninterest Income$2,236,000772
Total noninterest expense$11,444,000875
Salaries and employee benefits$4,986,000990
Premises and equipment expense$909,0001,396
Additional noninterest expense$5,549,000655
Pre-tax net operating income$10,864,000344
Securities gains (losses)$-28,0007,172
Applicable income taxes$2,400,000406
Income before extraordinary items$8,436,000343
Extraordinary gains, net$015
Net income$8,436,000343
Minority interest net income$089
Net income of bank and minority interests.$8,436,000343
Net charge-offs$723,0001,764
Cash dividends$3,650,000259
Sale, conversion, retirement of capital stock, net$0986
Net operating income$8,457,840327
2011-03-31 (YTD Data)Rank
Total interest income$12,368,000576
Total interest expense$2,379,000692
Net interest income$9,989,000552
Provision for loan and lease losses$800,0001,013
Total noninterest income$1,788,000798
Gross Fiduciary activities income$247,000408
Service charges on deposit accounts$492,000732
Trading account gains and fees$0158
Additional Noninterest Income$1,049,000797
Total noninterest expense$5,747,000873
Salaries and employee benefits$2,551,000977
Premises and equipment expense$465,0001,390
Additional noninterest expense$2,731,000659
Pre-tax net operating income$5,230,000348
Securities gains (losses)$-14,0007,204
Applicable income taxes$1,128,000416
Income before extraordinary items$4,088,000344
Extraordinary gains, net$09
Net income$4,088,000343
Minority interest net income$086
Net income of bank and minority interests.$4,088,000344
Net charge-offs$219,0002,046
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$4,098,920338
2010-12-31 (YTD Data)Rank
Total interest income$48,746,000610
Total interest expense$11,157,000719
Net interest income$37,589,000578
Provision for loan and lease losses$3,409,0001,484
Total noninterest income$8,236,000728
Gross Fiduciary activities income$1,121,000369
Service charges on deposit accounts$2,401,000619
Trading account gains and fees$0175
Additional Noninterest Income$4,714,000778
Total noninterest expense$22,093,000910
Salaries and employee benefits$9,625,0001,020
Premises and equipment expense$2,045,0001,265
Additional noninterest expense$10,423,000720
Pre-tax net operating income$20,323,000294
Securities gains (losses)$-19,0007,077
Applicable income taxes$4,369,000403
Income before extraordinary items$15,935,000303
Extraordinary gains, net$029
Net income$15,935,000303
Minority interest net income$0111
Net income of bank and minority interests.$15,935,000304
Net charge-offs$2,671,0001,569
Cash dividends$6,309,000268
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$15,949,820292
2010-09-30 (YTD Data)Rank
Total interest income$36,608,000613
Total interest expense$8,554,000733
Net interest income$28,054,000578
Provision for loan and lease losses$2,209,0001,550
Total noninterest income$6,057,000728
Gross Fiduciary activities income$848,000370
Service charges on deposit accounts$1,853,000612
Trading account gains and fees$0165
Additional Noninterest Income$3,356,000763
Total noninterest expense$16,490,000903
Salaries and employee benefits$7,211,0001,006
Premises and equipment expense$1,540,0001,290
Additional noninterest expense$7,739,000710
Pre-tax net operating income$15,412,000293
Securities gains (losses)$-5,0007,159
Applicable income taxes$3,348,000395
Income before extraordinary items$12,059,000298
Extraordinary gains, net$023
Net income$12,059,000299
Minority interest net income$0110
Net income of bank and minority interests.$12,059,000300
Net charge-offs$1,341,0001,880
Cash dividends$3,050,000361
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$12,062,900291
2010-06-30 (YTD Data)Rank
Total interest income$24,445,000620
Total interest expense$5,828,000736
Net interest income$18,617,000584
Provision for loan and lease losses$1,499,0001,529
Total noninterest income$4,041,000713
Gross Fiduciary activities income$531,000385
Service charges on deposit accounts$1,266,000603
Trading account gains and fees$0152
Additional Noninterest Income$2,244,000732
Total noninterest expense$11,010,000900
Salaries and employee benefits$4,855,0001,002
Premises and equipment expense$1,044,0001,267
Additional noninterest expense$5,111,000711
Pre-tax net operating income$10,149,000292
Securities gains (losses)$-9,0007,302
Applicable income taxes$2,204,000377
Income before extraordinary items$7,936,000289
Extraordinary gains, net$019
Net income$7,936,000288
Minority interest net income$0105
Net income of bank and minority interests.$7,936,000289
Net charge-offs$872,0001,865
Cash dividends$3,050,000231
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$7,943,020285
2010-03-31 (YTD Data)Rank
Total interest income$12,195,000633
Total interest expense$2,979,000762
Net interest income$9,216,000597
Provision for loan and lease losses$647,0001,552
Total noninterest income$1,950,000735
Gross Fiduciary activities income$269,000389
Service charges on deposit accounts$610,000630
Trading account gains and fees$0175
Additional Noninterest Income$1,071,000749
Total noninterest expense$5,573,000892
Salaries and employee benefits$2,523,000966
Premises and equipment expense$525,0001,307
Additional noninterest expense$2,525,000723
Pre-tax net operating income$4,946,000278
Securities gains (losses)$-19,0007,553
Applicable income taxes$1,079,000360
Income before extraordinary items$3,848,000283
Extraordinary gains, net$016
Net income$3,848,000285
Minority interest net income$091
Net income of bank and minority interests.$3,848,000285
Net charge-offs$432,0001,701
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,862,820276
2009-12-31 (YTD Data)Rank
Total interest income$50,074,000650
Total interest expense$15,822,000729
Net interest income$34,252,000623
Provision for loan and lease losses$1,634,0002,760
Total noninterest income$8,427,000736
Gross Fiduciary activities income$1,055,000373
Service charges on deposit accounts$2,891,000581
Trading account gains and fees$0211
Additional Noninterest Income$4,481,000776
Total noninterest expense$22,767,000929
Salaries and employee benefits$10,056,000972
Premises and equipment expense$1,949,0001,404
Additional noninterest expense$10,762,000745
Pre-tax net operating income$18,278,000235
Securities gains (losses)$-37,0007,131
Applicable income taxes$3,736,000330
Income before extraordinary items$14,505,000229
Extraordinary gains, net$034
Net income$14,505,000230
Minority interest net income$0115
Net income of bank and minority interests.$14,505,000230
Net charge-offs$566,0003,634
Cash dividends$5,824,000305
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$14,534,600235
2009-09-30 (YTD Data)Rank
Total interest income$37,598,000668
Total interest expense$12,560,000730
Net interest income$25,038,000643
Provision for loan and lease losses$953,0002,856
Total noninterest income$6,374,000727
Gross Fiduciary activities income$794,000370
Service charges on deposit accounts$2,188,000575
Trading account gains and fees$0212
Additional Noninterest Income$3,392,000789
Total noninterest expense$17,098,000922
Salaries and employee benefits$7,452,000994
Premises and equipment expense$1,468,0001,403
Additional noninterest expense$8,178,000700
Pre-tax net operating income$13,361,000253
Securities gains (losses)$-27,0007,311
Applicable income taxes$2,722,000358
Income before extraordinary items$10,612,000244
Extraordinary gains, net$027
Net income$10,612,000243
Minority interest net income$0118
Net income of bank and minority interests.$10,612,000244
Net charge-offs$358,0003,475
Cash dividends$2,843,000447
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$10,633,600238
2009-06-30 (YTD Data)Rank
Total interest income$25,071,000681
Total interest expense$8,685,000741
Net interest income$16,386,000656
Provision for loan and lease losses$648,0002,601
Total noninterest income$4,174,000748
Gross Fiduciary activities income$539,000374
Service charges on deposit accounts$1,430,000581
Trading account gains and fees$0193
Additional Noninterest Income$2,205,000817
Total noninterest expense$11,400,000942
Salaries and employee benefits$4,991,0001,011
Premises and equipment expense$983,0001,421
Additional noninterest expense$5,426,000713
Pre-tax net operating income$8,512,000263
Securities gains (losses)$-10,0007,471
Applicable income taxes$1,714,000384
Income before extraordinary items$6,788,000265
Extraordinary gains, net$021
Net income$6,788,000264
Minority interest net income$0112
Net income of bank and minority interests.$6,788,000264
Net charge-offs$222,0003,305
Cash dividends$2,843,000318
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$6,796,000255
2009-03-31 (YTD Data)Rank
Total interest income$12,487,000690
Total interest expense$4,411,000760
Net interest income$8,076,000654
Provision for loan and lease losses$370,0002,074
Total noninterest income$1,997,000744
Gross Fiduciary activities income$277,000364
Service charges on deposit accounts$700,000580
Trading account gains and fees$0171
Additional Noninterest Income$1,020,000839
Total noninterest expense$5,421,000945
Salaries and employee benefits$2,516,0001,003
Premises and equipment expense$515,0001,376
Additional noninterest expense$2,390,000712
Pre-tax net operating income$4,282,000280
Securities gains (losses)$1,0002,304
Applicable income taxes$895,000387
Income before extraordinary items$3,388,000288
Extraordinary gains, net$015
Net income$3,388,000287
Minority interest net income$0102
Net income of bank and minority interests.$3,388,000289
Net charge-offs$110,0002,761
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,387,210271
2008-12-31 (YTD Data)Rank
Total interest income$50,007,000743
Total interest expense$18,811,000847
Net interest income$31,196,000693
Provision for loan and lease losses$1,119,0002,542
Total noninterest income$8,413,000686
Gross Fiduciary activities income$1,234,000360
Service charges on deposit accounts$3,040,000568
Trading account gains and fees$0154
Additional Noninterest Income$4,139,000750
Total noninterest expense$21,099,000944
Salaries and employee benefits$10,032,000996
Premises and equipment expense$1,963,0001,409
Additional noninterest expense$9,104,000734
Pre-tax net operating income$17,391,000324
Securities gains (losses)$199,000720
Applicable income taxes$3,766,000395
Income before extraordinary items$13,824,000296
Extraordinary gains, net$039
Net income$13,824,000296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$480,0002,853
Cash dividends$5,543,000515
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$13,666,790308
2008-09-30 (YTD Data)Rank
Total interest income$37,516,000765
Total interest expense$14,411,000860
Net interest income$23,105,000726
Provision for loan and lease losses$515,0002,684
Total noninterest income$6,227,000725
Gross Fiduciary activities income$932,000364
Service charges on deposit accounts$2,317,000561
Trading account gains and fees$0148
Additional Noninterest Income$2,978,000828
Total noninterest expense$15,730,000941
Salaries and employee benefits$7,497,0001,018
Premises and equipment expense$1,491,0001,391
Additional noninterest expense$6,742,000698
Pre-tax net operating income$13,087,000400
Securities gains (losses)$213,000589
Applicable income taxes$2,918,000475
Income before extraordinary items$10,382,000351
Extraordinary gains, net$031
Net income$10,382,000350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0002,561
Cash dividends$2,702,000785
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$10,215,860375
2008-06-30 (YTD Data)Rank
Total interest income$25,132,000777
Total interest expense$10,218,000833
Net interest income$14,914,000741
Provision for loan and lease losses$235,0002,897
Total noninterest income$4,074,000757
Gross Fiduciary activities income$624,000370
Service charges on deposit accounts$1,390,000615
Trading account gains and fees$0149
Additional Noninterest Income$2,060,000824
Total noninterest expense$10,465,000946
Salaries and employee benefits$5,002,0001,026
Premises and equipment expense$1,005,0001,381
Additional noninterest expense$4,458,000686
Pre-tax net operating income$8,288,000444
Securities gains (losses)$231,000555
Applicable income taxes$1,856,000547
Income before extraordinary items$6,663,000419
Extraordinary gains, net$021
Net income$6,663,000418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0002,301
Cash dividends$2,702,000600
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,482,820418
2008-03-31 (YTD Data)Rank
Total interest income$12,682,000793
Total interest expense$5,407,000838
Net interest income$7,275,000753
Provision for loan and lease losses$100,0002,696
Total noninterest income$1,935,000775
Gross Fiduciary activities income$304,000376
Service charges on deposit accounts$761,000558
Trading account gains and fees$0158
Additional Noninterest Income$870,000943
Total noninterest expense$5,320,000912
Salaries and employee benefits$2,550,0001,025
Premises and equipment expense$520,0001,332
Additional noninterest expense$2,250,000649
Pre-tax net operating income$3,790,000518
Securities gains (losses)$249,000386
Applicable income taxes$866,000650
Income before extraordinary items$3,173,000472
Extraordinary gains, net$015
Net income$3,173,000473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,882
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,976,290490
2007-12-31 (YTD Data)Rank
Total interest income$50,674,000828
Total interest expense$21,741,000907
Net interest income$28,933,000758
Provision for loan and lease losses$423,0002,608
Total noninterest income$8,413,000705
Gross Fiduciary activities income$1,336,000355
Service charges on deposit accounts$3,291,000527
Trading account gains and fees$0178
Additional Noninterest Income$3,786,000854
Total noninterest expense$20,242,000925
Salaries and employee benefits$9,419,0001,059
Premises and equipment expense$2,000,0001,325
Additional noninterest expense$8,823,000651
Pre-tax net operating income$16,681,000536
Securities gains (losses)$14,0001,219
Applicable income taxes$3,838,000663
Income before extraordinary items$12,857,000513
Extraordinary gains, net$039
Net income$12,857,000510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,0002,052
Cash dividends$6,648,000581
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$12,846,220510
2007-09-30 (YTD Data)Rank
Total interest income$37,853,000830
Total interest expense$16,225,000910
Net interest income$21,628,000765
Provision for loan and lease losses$129,0003,763
Total noninterest income$6,250,000716
Gross Fiduciary activities income$1,021,000344
Service charges on deposit accounts$2,459,000520
Trading account gains and fees$0184
Additional Noninterest Income$2,770,000878
Total noninterest expense$15,266,000908
Salaries and employee benefits$7,200,0001,042
Premises and equipment expense$1,510,0001,307
Additional noninterest expense$6,556,000637
Pre-tax net operating income$12,483,000577
Securities gains (losses)$14,000909
Applicable income taxes$2,906,000708
Income before extraordinary items$9,591,000557
Extraordinary gains, net$033
Net income$9,591,000555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0001,715
Cash dividends$2,934,000901
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$9,580,220551
2007-06-30 (YTD Data)Rank
Total interest income$25,184,000838
Total interest expense$10,784,000920
Net interest income$14,400,000788
Provision for loan and lease losses$10,0005,732
Total noninterest income$4,190,000740
Gross Fiduciary activities income$735,000335
Service charges on deposit accounts$1,648,000525
Trading account gains and fees$0168
Additional Noninterest Income$1,807,000921
Total noninterest expense$10,332,000905
Salaries and employee benefits$4,916,0001,032
Premises and equipment expense$1,034,0001,295
Additional noninterest expense$4,382,000642
Pre-tax net operating income$8,248,000609
Securities gains (losses)$14,000780
Applicable income taxes$1,913,000755
Income before extraordinary items$6,349,000585
Extraordinary gains, net$029
Net income$6,349,000585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,514
Cash dividends$2,934,000667
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,338,220578
2007-03-31 (YTD Data)Rank
Total interest income$12,512,000834
Total interest expense$5,415,000902
Net interest income$7,097,000791
Provision for loan and lease losses$-3,0008,400
Total noninterest income$2,021,000747
Gross Fiduciary activities income$374,000334
Service charges on deposit accounts$807,000518
Trading account gains and fees$0195
Additional Noninterest Income$840,000962
Total noninterest expense$5,062,000919
Salaries and employee benefits$2,488,0001,026
Premises and equipment expense$521,0001,292
Additional noninterest expense$2,053,000679
Pre-tax net operating income$4,059,000609
Securities gains (losses)$14,000632
Applicable income taxes$940,000773
Income before extraordinary items$3,133,000591
Extraordinary gains, net$022
Net income$3,133,000591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0001,111
Cash dividends$350,0001,794
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,122,220579
2006-12-31 (YTD Data)Rank
Total interest income$47,802,000797
Total interest expense$18,567,000898
Net interest income$29,235,000753
Provision for loan and lease losses$49,0005,634
Total noninterest income$8,571,000695
Gross Fiduciary activities income$1,532,000318
Service charges on deposit accounts$3,352,000510
Trading account gains and fees$0130
Additional Noninterest Income$3,687,000858
Total noninterest expense$20,993,000843
Salaries and employee benefits$10,052,000959
Premises and equipment expense$2,100,0001,223
Additional noninterest expense$8,841,000621
Pre-tax net operating income$16,764,000626
Securities gains (losses)$70,000610
Applicable income taxes$3,959,000766
Income before extraordinary items$12,875,000588
Extraordinary gains, net$051
Net income$12,875,000587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,0001,517
Cash dividends$5,809,000621
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$12,821,800581
2006-09-30 (YTD Data)Rank
Total interest income$35,407,000814
Total interest expense$13,310,000920
Net interest income$22,097,000763
Provision for loan and lease losses$40,0005,377
Total noninterest income$6,396,000712
Gross Fiduciary activities income$1,062,000335
Service charges on deposit accounts$2,524,000506
Trading account gains and fees$0126
Additional Noninterest Income$2,810,000862
Total noninterest expense$15,908,000841
Salaries and employee benefits$7,662,000947
Premises and equipment expense$1,586,0001,224
Additional noninterest expense$6,660,000630
Pre-tax net operating income$12,545,000646
Securities gains (losses)$53,000549
Applicable income taxes$3,017,000787
Income before extraordinary items$9,581,000621
Extraordinary gains, net$045
Net income$9,581,000620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0001,349
Cash dividends$3,226,000778
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$9,540,720611
2006-06-30 (YTD Data)Rank
Total interest income$23,390,000802
Total interest expense$8,619,000892
Net interest income$14,771,000762
Provision for loan and lease losses$24,0005,394
Total noninterest income$4,311,000707
Gross Fiduciary activities income$747,000328
Service charges on deposit accounts$1,664,000509
Trading account gains and fees$0126
Additional Noninterest Income$1,900,000857
Total noninterest expense$10,735,000834
Salaries and employee benefits$5,183,000938
Premises and equipment expense$1,081,0001,194
Additional noninterest expense$4,471,000635
Pre-tax net operating income$8,323,000649
Securities gains (losses)$6,000812
Applicable income taxes$2,005,000794
Income before extraordinary items$6,324,000631
Extraordinary gains, net$039
Net income$6,324,000629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0001,435
Cash dividends$3,227,000541
Sale, conversion, retirement of capital stock, net$0887
Net operating income$6,319,440617
2006-03-31 (YTD Data)Rank
Total interest income$7,069,0001,334
Total interest expense$2,341,0001,569
Net interest income$4,728,0001,195
Provision for loan and lease losses$10,0005,231
Total noninterest income$1,665,000858
Gross Fiduciary activities income$261,000395
Service charges on deposit accounts$477,000882
Trading account gains and fees$0115
Additional Noninterest Income$927,000850
Total noninterest expense$3,467,0001,315
Salaries and employee benefits$1,669,0001,486
Premises and equipment expense$476,0001,364
Additional noninterest expense$1,322,0001,009
Pre-tax net operating income$2,916,000871
Securities gains (losses)$2,000793
Applicable income taxes$761,000974
Income before extraordinary items$2,157,000883
Extraordinary gains, net$021
Net income$2,157,000882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,390
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,155,520865
2005-12-31 (YTD Data)Rank
Total interest income$27,422,0001,223
Total interest expense$7,669,0001,482
Net interest income$19,753,0001,095
Provision for loan and lease losses$-2,0008,471
Total noninterest income$6,090,000930
Gross Fiduciary activities income$1,027,000384
Service charges on deposit accounts$1,802,000967
Trading account gains and fees$0138
Additional Noninterest Income$3,261,000959
Total noninterest expense$13,500,0001,274
Salaries and employee benefits$6,299,0001,495
Premises and equipment expense$1,905,0001,292
Additional noninterest expense$5,296,000991
Pre-tax net operating income$12,345,000803
Securities gains (losses)$5,0001,712
Applicable income taxes$3,381,000877
Income before extraordinary items$8,969,000802
Extraordinary gains, net$046
Net income$8,969,000804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,0001,679
Cash dividends$4,189,000783
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,965,350788
2005-09-30 (YTD Data)Rank
Total interest income$20,409,0001,184
Total interest expense$5,462,0001,468
Net interest income$14,947,0001,070
Provision for loan and lease losses$-6,0008,585
Total noninterest income$4,493,000946
Gross Fiduciary activities income$752,000385
Service charges on deposit accounts$1,326,000991
Trading account gains and fees$0126
Additional Noninterest Income$2,415,000964
Total noninterest expense$10,247,0001,254
Salaries and employee benefits$4,782,0001,449
Premises and equipment expense$1,484,0001,228
Additional noninterest expense$3,981,000966
Pre-tax net operating income$9,199,000802
Securities gains (losses)$-1,0007,299
Applicable income taxes$2,511,000899
Income before extraordinary items$6,687,000801
Extraordinary gains, net$035
Net income$6,687,000802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0001,416
Cash dividends$2,369,000923
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,687,730786
2005-06-30 (YTD Data)Rank
Total interest income$13,460,0001,168
Total interest expense$3,398,0001,480
Net interest income$10,062,0001,042
Provision for loan and lease losses$-9,0008,627
Total noninterest income$2,979,000933
Gross Fiduciary activities income$499,000390
Service charges on deposit accounts$864,000990
Trading account gains and fees$0116
Additional Noninterest Income$1,616,000951
Total noninterest expense$6,969,0001,221
Salaries and employee benefits$3,214,0001,432
Premises and equipment expense$1,055,0001,135
Additional noninterest expense$2,700,000928
Pre-tax net operating income$6,081,000789
Securities gains (losses)$02,146
Applicable income taxes$1,658,000882
Income before extraordinary items$4,423,000803
Extraordinary gains, net$030
Net income$4,423,000803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0001,263
Cash dividends$2,093,000691
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,423,000782
2005-03-31 (YTD Data)Rank
Total interest income$6,683,0001,143
Total interest expense$1,649,0001,447
Net interest income$5,034,0001,033
Provision for loan and lease losses$-8,0008,714
Total noninterest income$1,434,000935
Gross Fiduciary activities income$261,000385
Service charges on deposit accounts$385,0001,087
Trading account gains and fees$0115
Additional Noninterest Income$788,000963
Total noninterest expense$3,506,0001,205
Salaries and employee benefits$1,616,0001,426
Premises and equipment expense$549,0001,090
Additional noninterest expense$1,341,000935
Pre-tax net operating income$2,970,000800
Securities gains (losses)$-1,0008,158
Applicable income taxes$803,000904
Income before extraordinary items$2,166,000811
Extraordinary gains, net$024
Net income$2,166,000812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,138
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,166,730790
2004-12-31 (YTD Data)Rank
Total interest income$24,797,0001,140
Total interest expense$5,837,0001,408
Net interest income$18,960,0001,050
Provision for loan and lease losses$38,0006,224
Total noninterest income$5,322,0001,032
Gross Fiduciary activities income$989,000381
Service charges on deposit accounts$1,740,0001,022
Trading account gains and fees$0138
Additional Noninterest Income$2,593,0001,101
Total noninterest expense$12,501,0001,317
Salaries and employee benefits$5,817,0001,526
Premises and equipment expense$1,824,0001,257
Additional noninterest expense$4,860,0001,034
Pre-tax net operating income$11,743,000752
Securities gains (losses)$117,0001,141
Applicable income taxes$3,195,000857
Income before extraordinary items$8,665,000762
Extraordinary gains, net$034
Net income$8,665,000763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$419,0001,545
Cash dividends$3,109,000941
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,579,590743
2004-09-30 (YTD Data)Rank
Total interest income$18,168,0001,148
Total interest expense$4,217,0001,429
Net interest income$13,951,0001,060
Provision for loan and lease losses$22,0006,263
Total noninterest income$3,912,0001,051
Gross Fiduciary activities income$733,000386
Service charges on deposit accounts$1,268,0001,065
Trading account gains and fees$0134
Additional Noninterest Income$1,911,0001,123
Total noninterest expense$9,136,0001,339
Salaries and employee benefits$4,312,0001,537
Premises and equipment expense$1,291,0001,335
Additional noninterest expense$3,533,0001,046
Pre-tax net operating income$8,705,000763
Securities gains (losses)$108,0001,119
Applicable income taxes$2,362,000893
Income before extraordinary items$6,451,000779
Extraordinary gains, net$026
Net income$6,451,000780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0001,591
Cash dividends$1,508,0001,235
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,372,160756
2004-06-30 (YTD Data)Rank
Total interest income$11,528,0001,186
Total interest expense$2,666,0001,492
Net interest income$8,862,0001,105
Provision for loan and lease losses$15,0006,089
Total noninterest income$2,504,0001,083
Gross Fiduciary activities income$501,000383
Service charges on deposit accounts$772,0001,143
Trading account gains and fees$0130
Additional Noninterest Income$1,231,0001,152
Total noninterest expense$5,826,0001,389
Salaries and employee benefits$2,787,0001,580
Premises and equipment expense$788,0001,467
Additional noninterest expense$2,251,0001,091
Pre-tax net operating income$5,525,000794
Securities gains (losses)$69,0001,259
Applicable income taxes$1,473,000930
Income before extraordinary items$4,121,000798
Extraordinary gains, net$021
Net income$4,121,000798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0001,587
Cash dividends$1,508,000877
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,069,940775
2004-03-31 (YTD Data)Rank
Total interest income$5,697,0001,218
Total interest expense$1,333,0001,500
Net interest income$4,364,0001,124
Provision for loan and lease losses$4,0006,169
Total noninterest income$1,201,0001,088
Gross Fiduciary activities income$242,000388
Service charges on deposit accounts$365,0001,166
Trading account gains and fees$0121
Additional Noninterest Income$594,0001,154
Total noninterest expense$2,841,0001,437
Salaries and employee benefits$1,392,0001,608
Premises and equipment expense$390,0001,502
Additional noninterest expense$1,059,0001,137
Pre-tax net operating income$2,720,000804
Securities gains (losses)$70,0001,007
Applicable income taxes$728,000958
Income before extraordinary items$2,062,000806
Extraordinary gains, net$016
Net income$2,062,000806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0001,515
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,010,200776
2003-12-31 (YTD Data)Rank
Total interest income$23,569,0001,211
Total interest expense$6,450,0001,377
Net interest income$17,119,0001,132
Provision for loan and lease losses$785,0001,479
Total noninterest income$4,697,0001,191
Gross Fiduciary activities income$827,000426
Service charges on deposit accounts$1,449,0001,202
Trading account gains and fees$0160
Additional Noninterest Income$2,421,0001,260
Total noninterest expense$11,242,0001,437
Salaries and employee benefits$5,364,0001,614
Premises and equipment expense$1,531,0001,486
Additional noninterest expense$4,347,0001,160
Pre-tax net operating income$9,789,000872
Securities gains (losses)$3,0004,078
Applicable income taxes$2,376,0001,119
Income before extraordinary items$7,416,000878
Extraordinary gains, net$054
Net income$7,416,000880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$576,0001,436
Cash dividends$3,361,000903
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,413,720817
2003-09-30 (YTD Data)Rank
Total interest income$17,744,0001,235
Total interest expense$5,078,0001,363
Net interest income$12,666,0001,163
Provision for loan and lease losses$670,0001,286
Total noninterest income$3,457,0001,230
Gross Fiduciary activities income$569,000449
Service charges on deposit accounts$1,049,0001,252
Trading account gains and fees$0153
Additional Noninterest Income$1,839,0001,317
Total noninterest expense$8,469,0001,434
Salaries and employee benefits$4,020,0001,609
Premises and equipment expense$1,127,0001,518
Additional noninterest expense$3,322,0001,144
Pre-tax net operating income$6,984,000941
Securities gains (losses)$3,0003,777
Applicable income taxes$1,738,0001,183
Income before extraordinary items$5,249,000959
Extraordinary gains, net$040
Net income$5,249,000959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$455,0001,262
Cash dividends$1,612,0001,197
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,246,750894
2003-06-30 (YTD Data)Rank
Total interest income$11,832,0001,245
Total interest expense$3,597,0001,333
Net interest income$8,235,0001,189
Provision for loan and lease losses$454,0001,249
Total noninterest income$2,275,0001,238
Gross Fiduciary activities income$364,000459
Service charges on deposit accounts$661,0001,297
Trading account gains and fees$0150
Additional Noninterest Income$1,250,0001,293
Total noninterest expense$5,565,0001,446
Salaries and employee benefits$2,676,0001,605
Premises and equipment expense$728,0001,571
Additional noninterest expense$2,161,0001,163
Pre-tax net operating income$4,491,000972
Securities gains (losses)$3,0003,367
Applicable income taxes$1,104,0001,263
Income before extraordinary items$3,390,000984
Extraordinary gains, net$030
Net income$3,390,000985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0001,198
Cash dividends$1,612,000891
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,387,750909
2003-03-31 (YTD Data)Rank
Total interest income$5,918,0001,256
Total interest expense$1,855,0001,314
Net interest income$4,063,0001,207
Provision for loan and lease losses$240,0001,159
Total noninterest income$1,052,0001,289
Gross Fiduciary activities income$159,000502
Service charges on deposit accounts$296,0001,396
Trading account gains and fees$0134
Additional Noninterest Income$597,0001,309
Total noninterest expense$2,756,0001,441
Salaries and employee benefits$1,338,0001,590
Premises and equipment expense$369,0001,563
Additional noninterest expense$1,049,0001,164
Pre-tax net operating income$2,119,0001,029
Securities gains (losses)$02,891
Applicable income taxes$497,0001,380
Income before extraordinary items$1,622,0001,033
Extraordinary gains, net$021
Net income$1,622,0001,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0001,214
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,622,000958
2002-12-31 (YTD Data)Rank
Total interest income$24,379,0001,260
Total interest expense$8,488,0001,322
Net interest income$15,891,0001,215
Provision for loan and lease losses$1,185,0001,153
Total noninterest income$4,205,0001,201
Gross Fiduciary activities income$720,000470
Service charges on deposit accounts$1,213,0001,347
Trading account gains and fees$0153
Additional Noninterest Income$2,272,0001,198
Total noninterest expense$10,402,0001,480
Salaries and employee benefits$4,918,0001,637
Premises and equipment expense$1,441,0001,540
Additional noninterest expense$4,043,0001,205
Pre-tax net operating income$8,509,000989
Securities gains (losses)$43,0002,542
Applicable income taxes$2,126,0001,222
Income before extraordinary items$6,426,000979
Extraordinary gains, net$070
Net income$6,426,000981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$815,0001,140
Cash dividends$2,212,0001,207
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,393,750935
2001-12-31 (YTD Data)Rank
Total interest income$26,102,0001,314
Total interest expense$12,131,0001,342
Net interest income$13,971,0001,272
Provision for loan and lease losses$859,0001,413
Total noninterest income$3,917,0001,199
Gross Fiduciary activities income$796,000465
Service charges on deposit accounts$1,201,0001,241
Trading account gains and fees$0177
Additional Noninterest Income$1,920,0001,282
Total noninterest expense$10,610,0001,388
Salaries and employee benefits$5,239,0001,449
Premises and equipment expense$1,641,0001,306
Additional noninterest expense$3,730,0001,270
Pre-tax net operating income$6,419,0001,164
Securities gains (losses)$17,0003,266
Applicable income taxes$1,671,0001,367
Income before extraordinary items$4,765,0001,143
Extraordinary gains, net$0105
Net income$4,765,0001,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$657,0001,269
Cash dividends$2,263,0001,189
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,752,4201,106
2000-12-31 (YTD Data)Rank
Total interest income$23,445,0001,481
Total interest expense$10,748,0001,590
Net interest income$12,697,0001,381
Provision for loan and lease losses$859,0001,203
Total noninterest income$3,243,0001,260
Gross Fiduciary activities income$613,000544
Service charges on deposit accounts$1,114,0001,217
Trading account gains and fees$0180
Additional Noninterest Income$1,516,0001,369
Total noninterest expense$8,807,0001,598
Salaries and employee benefits$4,376,0001,630
Premises and equipment expense$1,295,0001,605
Additional noninterest expense$3,136,0001,433
Pre-tax net operating income$6,274,0001,183
Securities gains (losses)$3,0001,519
Applicable income taxes$1,715,0001,347
Income before extraordinary items$4,562,0001,157
Extraordinary gains, net$038
Net income$4,562,0001,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$557,0001,146
Cash dividends$1,761,0001,486
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,559,8101,157
1999-12-31 (YTD Data)Rank
Total interest income$21,226,0001,546
Total interest expense$8,630,0001,724
Net interest income$12,596,0001,384
Provision for loan and lease losses$719,0001,290
Total noninterest income$2,737,0001,461
Gross Fiduciary activities income$680,000551
Service charges on deposit accounts$862,0001,530
Trading account gains and fees$0173
Additional Noninterest Income$1,195,0001,643
Total noninterest expense$7,978,0001,728
Salaries and employee benefits$4,115,0001,673
Premises and equipment expense$1,141,0001,789
Additional noninterest expense$2,722,0001,641
Pre-tax net operating income$6,636,0001,167
Securities gains (losses)$4,0002,267
Applicable income taxes$1,767,0001,383
Income before extraordinary items$4,873,0001,122
Extraordinary gains, net$035
Net income$4,873,0001,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$521,0001,179
Cash dividends$6,315,000562
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,870,0801,105
1998-12-31 (YTD Data)Rank
Total interest income$19,808,0001,642
Total interest expense$8,069,0001,893
Net interest income$11,739,0001,429
Provision for loan and lease losses$350,0002,310
Total noninterest income$2,317,0001,644
Gross Fiduciary activities income$593,000584
Service charges on deposit accounts$755,0001,684
Trading account gains and fees$0224
Additional Noninterest Income$969,0001,900
Total noninterest expense$7,500,0001,746
Salaries and employee benefits$3,931,0001,689
Premises and equipment expense$939,0002,072
Additional noninterest expense$2,630,0001,638
Pre-tax net operating income$6,206,0001,202
Securities gains (losses)$16,0002,616
Applicable income taxes$1,659,0001,477
Income before extraordinary items$4,563,0001,175
Extraordinary gains, net$032
Net income$4,563,0001,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,521
Cash dividends$2,922,0001,009
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,551,3201,141
1997-12-31 (YTD Data)Rank
Total interest income$17,645,0001,873
Total interest expense$6,988,0002,154
Net interest income$10,657,0001,623
Provision for loan and lease losses$260,0002,876
Total noninterest income$2,113,0001,690
Gross Fiduciary activities income$598,000597
Service charges on deposit accounts$687,0001,903
Trading account gains and fees$0239
Additional Noninterest Income$828,0001,987
Total noninterest expense$6,783,0001,906
Salaries and employee benefits$3,527,0001,858
Premises and equipment expense$889,0002,214
Additional noninterest expense$2,367,0001,798
Pre-tax net operating income$5,727,0001,352
Securities gains (losses)$18,0001,964
Applicable income taxes$1,497,0001,705
Income before extraordinary items$4,248,0001,286
Extraordinary gains, net$044
Net income$4,248,0001,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$523,0001,294
Cash dividends$1,496,0001,635
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,234,6801,255
1996-12-31 (YTD Data)Rank
Total interest income$16,984,0001,988
Total interest expense$7,018,0002,213
Net interest income$9,966,0001,777
Provision for loan and lease losses$235,0003,076
Total noninterest income$1,969,0001,860
Gross Fiduciary activities income$489,000717
Service charges on deposit accounts$756,0001,780
Trading account gains and fees$0262
Additional Noninterest Income$724,0002,242
Total noninterest expense$6,033,0002,278
Salaries and employee benefits$3,344,0001,975
Premises and equipment expense$628,0003,067
Additional noninterest expense$2,061,0002,390
Pre-tax net operating income$5,667,0001,261
Securities gains (losses)$3,0003,304
Applicable income taxes$1,442,0001,659
Income before extraordinary items$4,228,0001,196
Extraordinary gains, net$053
Net income$4,228,0001,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,0002,022
Cash dividends$1,334,0001,735
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,225,7501,176
1995-12-31 (YTD Data)Rank
Total interest income$15,852,0002,123
Total interest expense$6,696,0002,323
Net interest income$9,156,0001,960
Provision for loan and lease losses$275,0002,402
Total noninterest income$1,961,0001,859
Gross Fiduciary activities income$369,000825
Service charges on deposit accounts$719,0001,882
Trading account gains and fees$0522
Additional Noninterest Income$873,0001,980
Total noninterest expense$6,268,0002,182
Salaries and employee benefits$3,074,0002,155
Premises and equipment expense$627,0003,097
Additional noninterest expense$2,567,0001,955
Pre-tax net operating income$4,574,0001,617
Securities gains (losses)$1,0003,512
Applicable income taxes$1,131,0002,132
Income before extraordinary items$3,444,0001,489
Extraordinary gains, net$065
Net income$3,444,0001,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0002,489
Cash dividends$1,055,0001,938
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,443,2501,473
1994-12-31 (YTD Data)Rank
Total interest income$14,340,0002,134
Total interest expense$5,655,0002,206
Net interest income$8,685,0002,078
Provision for loan and lease losses$540,0001,448
Total noninterest income$1,847,0001,937
Gross Fiduciary activities income$417,000802
Service charges on deposit accounts$666,0002,032
Trading account gains and fees$0475
Additional Noninterest Income$764,0002,196
Total noninterest expense$6,068,0002,316
Salaries and employee benefits$2,991,0002,223
Premises and equipment expense$654,0003,007
Additional noninterest expense$2,423,0002,189
Pre-tax net operating income$3,924,0001,815
Securities gains (losses)$-20,00010,331
Applicable income taxes$904,0002,469
Income before extraordinary items$3,000,0001,634
Extraordinary gains, net$0249
Net income$3,000,0001,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$572,0001,252
Cash dividends$1,133,0001,719
Sale, conversion, retirement of capital stock, net$87,000837
Net operating income$3,015,4001,629
1993-12-31 (YTD Data)Rank
Total interest income$13,835,0002,242
Total interest expense$5,821,0002,237
Net interest income$8,014,0002,240
Provision for loan and lease losses$930,0001,366
Total noninterest income$2,107,0001,905
Gross Fiduciary activities income$373,000863
Service charges on deposit accounts$594,0002,319
Trading account gains and fees$0532
Additional Noninterest Income$1,140,0001,866
Total noninterest expense$5,745,0002,490
Salaries and employee benefits$2,730,0002,434
Premises and equipment expense$669,0003,003
Additional noninterest expense$2,346,0002,380
Pre-tax net operating income$3,446,0001,977
Securities gains (losses)$25,0004,353
Applicable income taxes$755,0002,889
Income before extraordinary items$2,716,0001,831
Extraordinary gains, net$10,0002,939
Net income$2,726,0001,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$674,0001,472
Cash dividends$992,0001,799
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,696,5001,745
1992-12-31 (YTD Data)Rank
Total interest income$15,650,0002,251
Total interest expense$8,042,0002,114
Net interest income$7,608,0002,382
Provision for loan and lease losses$1,060,0001,769
Total noninterest income$1,685,0002,181
Gross Fiduciary activities income$297,000959
Service charges on deposit accounts$522,0002,654
Trading account gains and fees$0504
Additional Noninterest Income$866,0002,198
Total noninterest expense$5,323,0002,703
Salaries and employee benefits$2,480,0002,627
Premises and equipment expense$601,0003,352
Additional noninterest expense$2,242,0002,548
Pre-tax net operating income$2,910,0002,138
Securities gains (losses)$-1,00012,730
Applicable income taxes$527,0003,823
Income before extraordinary items$2,382,0001,910
Extraordinary gains, net$01,422
Net income$2,382,0001,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$943,0001,611
Cash dividends$815,0001,875
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,382,8201,755

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.