Home > The National Bank of Andrews > Income and Expense
The National Bank of Andrews, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 9,404 |
| Total interest expense | $766,000 | 9,774 |
| Net interest income | $1,447,000 | 9,020 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $392,000 | 6,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 4,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,091 |
| Total noninterest expense | $1,198,000 | 8,606 |
| Salaries and employee benefits | $503,000 | 9,364 |
| Premises and equipment expense | $151,000 | 8,529 |
| Additional noninterest expense | $544,000 | 7,479 |
| Pre-tax net operating income | $617,000 | 7,909 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $224,000 | 6,953 |
| Income before extraordinary items | $393,000 | 8,253 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $393,000 | 8,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $393,000 | 8,296 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 10,028 |
| Total interest expense | $679,000 | 10,716 |
| Net interest income | $1,397,000 | 9,426 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $280,000 | 7,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $1,111,000 | 9,289 |
| Salaries and employee benefits | $477,000 | 9,884 |
| Premises and equipment expense | $181,000 | 8,115 |
| Additional noninterest expense | $453,000 | 8,692 |
| Pre-tax net operating income | $564,000 | 8,198 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $165,000 | 8,309 |
| Income before extraordinary items | $398,000 | 8,456 |
| Extraordinary gains, net | $-68,000 | 12,813 |
| Net income | $330,000 | 9,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $398,710 | 8,173 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 10,428 |
| Total interest expense | $906,000 | 10,844 |
| Net interest income | $1,317,000 | 9,922 |
| Provision for loan and lease losses | $38,000 | 9,593 |
| Total noninterest income | $295,000 | 7,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 5,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $1,075,000 | 9,643 |
| Salaries and employee benefits | $461,000 | 10,184 |
| Premises and equipment expense | $187,000 | 8,147 |
| Additional noninterest expense | $427,000 | 9,235 |
| Pre-tax net operating income | $499,000 | 8,420 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $129,000 | 9,137 |
| Income before extraordinary items | $389,000 | 8,328 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $389,000 | 8,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $374,750 | 8,103 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.