Home > The National Bank and Trust Company > Income and Expense
The National Bank and Trust Company, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $23,182,000 | 1,107 |
| Total interest expense | $1,274,000 | 2,157 |
| Net interest income | $21,908,000 | 1,030 |
| Provision for loan and lease losses | $510,000 | 1,442 |
| Total noninterest income | $7,711,000 | 795 |
| Gross Fiduciary activities income | $1,473,000 | 397 |
| Service charges on deposit accounts | $2,704,000 | 507 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,534,000 | 983 |
| Total noninterest expense | $22,118,000 | 914 |
| Salaries and employee benefits | $11,692,000 | 930 |
| Premises and equipment expense | $3,077,000 | 803 |
| Additional noninterest expense | $7,349,000 | 890 |
| Pre-tax net operating income | $6,991,000 | 1,157 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,566,000 | 1,165 |
| Income before extraordinary items | $5,425,000 | 1,210 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,425,000 | 1,207 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,425,000 | 1,209 |
| Net charge-offs | $984,000 | 909 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 485 |
| Net operating income | $5,425,000 | 1,182 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $17,253,000 | 1,126 |
| Total interest expense | $965,000 | 2,164 |
| Net interest income | $16,288,000 | 1,048 |
| Provision for loan and lease losses | $510,000 | 1,119 |
| Total noninterest income | $5,799,000 | 792 |
| Gross Fiduciary activities income | $1,093,000 | 398 |
| Service charges on deposit accounts | $2,034,000 | 509 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,672,000 | 990 |
| Total noninterest expense | $16,529,000 | 911 |
| Salaries and employee benefits | $8,600,000 | 947 |
| Premises and equipment expense | $2,324,000 | 802 |
| Additional noninterest expense | $5,605,000 | 868 |
| Pre-tax net operating income | $5,048,000 | 1,207 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,138,000 | 1,190 |
| Income before extraordinary items | $3,910,000 | 1,241 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,910,000 | 1,238 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,910,000 | 1,240 |
| Net charge-offs | $652,000 | 944 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 415 |
| Net operating income | $3,910,000 | 1,228 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $11,307,000 | 1,142 |
| Total interest expense | $651,000 | 2,174 |
| Net interest income | $10,656,000 | 1,056 |
| Provision for loan and lease losses | $410,000 | 984 |
| Total noninterest income | $3,829,000 | 782 |
| Gross Fiduciary activities income | $720,000 | 399 |
| Service charges on deposit accounts | $1,315,000 | 519 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,794,000 | 976 |
| Total noninterest expense | $10,903,000 | 917 |
| Salaries and employee benefits | $5,697,000 | 953 |
| Premises and equipment expense | $1,560,000 | 803 |
| Additional noninterest expense | $3,646,000 | 887 |
| Pre-tax net operating income | $3,172,000 | 1,241 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $709,000 | 1,242 |
| Income before extraordinary items | $2,463,000 | 1,279 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,463,000 | 1,279 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,463,000 | 1,280 |
| Net charge-offs | $748,000 | 636 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 377 |
| Net operating income | $2,463,000 | 1,261 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,623,000 | 1,141 |
| Total interest expense | $335,000 | 2,165 |
| Net interest income | $5,288,000 | 1,068 |
| Provision for loan and lease losses | $275,000 | 770 |
| Total noninterest income | $1,920,000 | 749 |
| Gross Fiduciary activities income | $363,000 | 394 |
| Service charges on deposit accounts | $632,000 | 526 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $925,000 | 911 |
| Total noninterest expense | $5,521,000 | 912 |
| Salaries and employee benefits | $2,849,000 | 968 |
| Premises and equipment expense | $808,000 | 786 |
| Additional noninterest expense | $1,864,000 | 851 |
| Pre-tax net operating income | $1,412,000 | 1,320 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $310,000 | 1,322 |
| Income before extraordinary items | $1,102,000 | 1,377 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,102,000 | 1,380 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,102,000 | 1,379 |
| Net charge-offs | $318,000 | 686 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 286 |
| Net operating income | $1,102,000 | 1,350 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $22,472,000 | 1,147 |
| Total interest expense | $1,667,000 | 1,988 |
| Net interest income | $20,805,000 | 1,057 |
| Provision for loan and lease losses | $2,590,000 | 508 |
| Total noninterest income | $8,008,000 | 800 |
| Gross Fiduciary activities income | $1,267,000 | 410 |
| Service charges on deposit accounts | $3,070,000 | 461 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,671,000 | 1,011 |
| Total noninterest expense | $21,930,000 | 927 |
| Salaries and employee benefits | $10,915,000 | 984 |
| Premises and equipment expense | $3,323,000 | 731 |
| Additional noninterest expense | $7,692,000 | 880 |
| Pre-tax net operating income | $4,293,000 | 1,627 |
| Securities gains (losses) | $1,008,000 | 232 |
| Applicable income taxes | $1,181,000 | 1,316 |
| Income before extraordinary items | $4,120,000 | 1,462 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,120,000 | 1,465 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,120,000 | 1,466 |
| Net charge-offs | $3,297,000 | 498 |
| Cash dividends | $4,100,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $191,000 | 437 |
| Net operating income | $3,333,760 | 1,706 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $16,992,000 | 1,138 |
| Total interest expense | $1,292,000 | 1,991 |
| Net interest income | $15,700,000 | 1,052 |
| Provision for loan and lease losses | $1,840,000 | 531 |
| Total noninterest income | $5,898,000 | 820 |
| Gross Fiduciary activities income | $915,000 | 414 |
| Service charges on deposit accounts | $2,301,000 | 458 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,682,000 | 1,055 |
| Total noninterest expense | $16,525,000 | 926 |
| Salaries and employee benefits | $8,304,000 | 970 |
| Premises and equipment expense | $2,507,000 | 731 |
| Additional noninterest expense | $5,714,000 | 889 |
| Pre-tax net operating income | $3,233,000 | 1,636 |
| Securities gains (losses) | $781,000 | 271 |
| Applicable income taxes | $927,000 | 1,320 |
| Income before extraordinary items | $3,087,000 | 1,470 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,087,000 | 1,472 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,087,000 | 1,472 |
| Net charge-offs | $716,000 | 1,273 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 412 |
| Net operating income | $2,485,630 | 1,741 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $11,484,000 | 1,110 |
| Total interest expense | $899,000 | 1,947 |
| Net interest income | $10,585,000 | 1,032 |
| Provision for loan and lease losses | $1,440,000 | 497 |
| Total noninterest income | $3,815,000 | 846 |
| Gross Fiduciary activities income | $608,000 | 419 |
| Service charges on deposit accounts | $1,520,000 | 457 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,687,000 | 1,100 |
| Total noninterest expense | $11,096,000 | 918 |
| Salaries and employee benefits | $5,601,000 | 958 |
| Premises and equipment expense | $1,709,000 | 715 |
| Additional noninterest expense | $3,786,000 | 895 |
| Pre-tax net operating income | $1,864,000 | 1,835 |
| Securities gains (losses) | $781,000 | 241 |
| Applicable income taxes | $642,000 | 1,274 |
| Income before extraordinary items | $2,003,000 | 1,501 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,003,000 | 1,504 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,003,000 | 1,506 |
| Net charge-offs | $397,000 | 1,449 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 392 |
| Net operating income | $1,409,440 | 1,955 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,896,000 | 1,085 |
| Total interest expense | $473,000 | 1,920 |
| Net interest income | $5,423,000 | 995 |
| Provision for loan and lease losses | $140,000 | 1,778 |
| Total noninterest income | $1,770,000 | 903 |
| Gross Fiduciary activities income | $295,000 | 425 |
| Service charges on deposit accounts | $740,000 | 468 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $735,000 | 1,215 |
| Total noninterest expense | $5,640,000 | 913 |
| Salaries and employee benefits | $2,869,000 | 953 |
| Premises and equipment expense | $854,000 | 728 |
| Additional noninterest expense | $1,917,000 | 882 |
| Pre-tax net operating income | $1,413,000 | 1,290 |
| Securities gains (losses) | $-36,000 | 6,910 |
| Applicable income taxes | $344,000 | 1,201 |
| Income before extraordinary items | $1,033,000 | 1,430 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,033,000 | 1,432 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,033,000 | 1,432 |
| Net charge-offs | $230,000 | 1,248 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 384 |
| Net operating income | $1,060,000 | 1,341 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $25,279,000 | 1,049 |
| Total interest expense | $2,610,000 | 1,681 |
| Net interest income | $22,669,000 | 962 |
| Provision for loan and lease losses | $4,287,000 | 578 |
| Total noninterest income | $8,572,000 | 763 |
| Gross Fiduciary activities income | $1,124,000 | 424 |
| Service charges on deposit accounts | $3,290,000 | 450 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,158,000 | 935 |
| Total noninterest expense | $22,530,000 | 897 |
| Salaries and employee benefits | $11,263,000 | 924 |
| Premises and equipment expense | $3,496,000 | 688 |
| Additional noninterest expense | $7,771,000 | 891 |
| Pre-tax net operating income | $4,424,000 | 1,530 |
| Securities gains (losses) | $1,139,000 | 461 |
| Applicable income taxes | $1,372,000 | 1,168 |
| Income before extraordinary items | $4,191,000 | 1,399 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,191,000 | 1,400 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,191,000 | 1,400 |
| Net charge-offs | $4,195,000 | 663 |
| Cash dividends | $4,200,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 466 |
| Net operating income | $3,336,750 | 1,608 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $19,001,000 | 1,070 |
| Total interest expense | $2,098,000 | 1,654 |
| Net interest income | $16,903,000 | 975 |
| Provision for loan and lease losses | $3,605,000 | 528 |
| Total noninterest income | $6,573,000 | 752 |
| Gross Fiduciary activities income | $832,000 | 423 |
| Service charges on deposit accounts | $2,450,000 | 456 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,291,000 | 877 |
| Total noninterest expense | $16,948,000 | 889 |
| Salaries and employee benefits | $8,529,000 | 921 |
| Premises and equipment expense | $2,637,000 | 694 |
| Additional noninterest expense | $5,782,000 | 896 |
| Pre-tax net operating income | $2,923,000 | 1,734 |
| Securities gains (losses) | $1,139,000 | 355 |
| Applicable income taxes | $975,000 | 1,254 |
| Income before extraordinary items | $3,087,000 | 1,453 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,087,000 | 1,454 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,087,000 | 1,454 |
| Net charge-offs | $2,138,000 | 881 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 411 |
| Net operating income | $2,221,360 | 1,809 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,804,000 | 1,067 |
| Total interest expense | $1,495,000 | 1,610 |
| Net interest income | $11,309,000 | 975 |
| Provision for loan and lease losses | $1,632,000 | 755 |
| Total noninterest income | $3,814,000 | 812 |
| Gross Fiduciary activities income | $545,000 | 425 |
| Service charges on deposit accounts | $1,587,000 | 465 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,682,000 | 1,052 |
| Total noninterest expense | $11,264,000 | 884 |
| Salaries and employee benefits | $5,703,000 | 924 |
| Premises and equipment expense | $1,762,000 | 695 |
| Additional noninterest expense | $3,799,000 | 909 |
| Pre-tax net operating income | $2,227,000 | 1,551 |
| Securities gains (losses) | $126,000 | 1,433 |
| Applicable income taxes | $621,000 | 1,290 |
| Income before extraordinary items | $1,732,000 | 1,682 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,732,000 | 1,680 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,732,000 | 1,682 |
| Net charge-offs | $1,792,000 | 751 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 402 |
| Net operating income | $1,638,760 | 1,674 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,527,000 | 1,045 |
| Total interest expense | $782,000 | 1,601 |
| Net interest income | $5,745,000 | 954 |
| Provision for loan and lease losses | $1,300,000 | 500 |
| Total noninterest income | $1,867,000 | 821 |
| Gross Fiduciary activities income | $276,000 | 425 |
| Service charges on deposit accounts | $752,000 | 487 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $839,000 | 1,037 |
| Total noninterest expense | $5,737,000 | 867 |
| Salaries and employee benefits | $3,005,000 | 861 |
| Premises and equipment expense | $908,000 | 667 |
| Additional noninterest expense | $1,824,000 | 934 |
| Pre-tax net operating income | $575,000 | 2,598 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $112,000 | 2,340 |
| Income before extraordinary items | $463,000 | 2,770 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $463,000 | 2,772 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $463,000 | 2,773 |
| Net charge-offs | $1,395,000 | 537 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 332 |
| Net operating income | $463,000 | 2,632 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $28,171,000 | 985 |
| Total interest expense | $4,004,000 | 1,519 |
| Net interest income | $24,167,000 | 899 |
| Provision for loan and lease losses | $2,935,000 | 1,213 |
| Total noninterest income | $6,878,000 | 807 |
| Gross Fiduciary activities income | $1,030,000 | 392 |
| Service charges on deposit accounts | $2,983,000 | 503 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,865,000 | 1,074 |
| Total noninterest expense | $23,965,000 | 829 |
| Salaries and employee benefits | $11,971,000 | 825 |
| Premises and equipment expense | $3,699,000 | 666 |
| Additional noninterest expense | $8,295,000 | 860 |
| Pre-tax net operating income | $4,145,000 | 1,390 |
| Securities gains (losses) | $1,820,000 | 258 |
| Applicable income taxes | $1,753,000 | 881 |
| Income before extraordinary items | $4,212,000 | 1,192 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,212,000 | 1,192 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,212,000 | 1,192 |
| Net charge-offs | $1,981,000 | 1,563 |
| Cash dividends | $4,000,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 556 |
| Net operating income | $2,919,800 | 1,575 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $21,487,000 | 983 |
| Total interest expense | $3,188,000 | 1,485 |
| Net interest income | $18,299,000 | 904 |
| Provision for loan and lease losses | $1,410,000 | 1,570 |
| Total noninterest income | $5,295,000 | 803 |
| Gross Fiduciary activities income | $775,000 | 387 |
| Service charges on deposit accounts | $2,148,000 | 529 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,372,000 | 994 |
| Total noninterest expense | $18,379,000 | 802 |
| Salaries and employee benefits | $9,376,000 | 792 |
| Premises and equipment expense | $2,795,000 | 678 |
| Additional noninterest expense | $6,208,000 | 860 |
| Pre-tax net operating income | $3,805,000 | 1,212 |
| Securities gains (losses) | $1,200,000 | 290 |
| Applicable income taxes | $1,513,000 | 791 |
| Income before extraordinary items | $3,492,000 | 1,096 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,492,000 | 1,096 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,492,000 | 1,096 |
| Net charge-offs | $1,640,000 | 1,408 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 514 |
| Net operating income | $2,652,000 | 1,362 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $14,658,000 | 976 |
| Total interest expense | $2,291,000 | 1,430 |
| Net interest income | $12,367,000 | 897 |
| Provision for loan and lease losses | $935,000 | 1,550 |
| Total noninterest income | $3,220,000 | 868 |
| Gross Fiduciary activities income | $519,000 | 392 |
| Service charges on deposit accounts | $1,321,000 | 562 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,380,000 | 1,081 |
| Total noninterest expense | $12,197,000 | 822 |
| Salaries and employee benefits | $6,212,000 | 800 |
| Premises and equipment expense | $1,881,000 | 674 |
| Additional noninterest expense | $4,104,000 | 885 |
| Pre-tax net operating income | $2,455,000 | 1,213 |
| Securities gains (losses) | $779,000 | 246 |
| Applicable income taxes | $972,000 | 779 |
| Income before extraordinary items | $2,262,000 | 1,096 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,262,000 | 1,095 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,262,000 | 1,096 |
| Net charge-offs | $1,174,000 | 1,339 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 420 |
| Net operating income | $1,716,700 | 1,370 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,310,000 | 990 |
| Total interest expense | $1,200,000 | 1,417 |
| Net interest income | $6,110,000 | 910 |
| Provision for loan and lease losses | $550,000 | 1,349 |
| Total noninterest income | $1,547,000 | 886 |
| Gross Fiduciary activities income | $264,000 | 394 |
| Service charges on deposit accounts | $612,000 | 589 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $671,000 | 1,085 |
| Total noninterest expense | $6,332,000 | 792 |
| Salaries and employee benefits | $3,104,000 | 818 |
| Premises and equipment expense | $977,000 | 669 |
| Additional noninterest expense | $2,251,000 | 797 |
| Pre-tax net operating income | $775,000 | 1,820 |
| Securities gains (losses) | $789,000 | 118 |
| Applicable income taxes | $462,000 | 796 |
| Income before extraordinary items | $1,102,000 | 1,113 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,102,000 | 1,112 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,102,000 | 1,113 |
| Net charge-offs | $758,000 | 1,026 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 352 |
| Net operating income | $549,700 | 2,041 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $31,613,000 | 963 |
| Total interest expense | $6,603,000 | 1,249 |
| Net interest income | $25,010,000 | 879 |
| Provision for loan and lease losses | $1,610,000 | 2,362 |
| Total noninterest income | $16,252,000 | 455 |
| Gross Fiduciary activities income | $936,000 | 414 |
| Service charges on deposit accounts | $2,936,000 | 506 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,380,000 | 393 |
| Total noninterest expense | $26,154,000 | 759 |
| Salaries and employee benefits | $13,448,000 | 719 |
| Premises and equipment expense | $3,778,000 | 679 |
| Additional noninterest expense | $8,928,000 | 831 |
| Pre-tax net operating income | $13,498,000 | 418 |
| Securities gains (losses) | $-47,000 | 7,147 |
| Applicable income taxes | $4,240,000 | 419 |
| Income before extraordinary items | $9,211,000 | 494 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,211,000 | 494 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $9,211,000 | 496 |
| Net charge-offs | $1,672,000 | 2,047 |
| Cash dividends | $8,000,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 701 |
| Net operating income | $9,242,960 | 468 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $23,882,000 | 972 |
| Total interest expense | $5,048,000 | 1,273 |
| Net interest income | $18,834,000 | 877 |
| Provision for loan and lease losses | $1,185,000 | 2,291 |
| Total noninterest income | $14,422,000 | 387 |
| Gross Fiduciary activities income | $690,000 | 416 |
| Service charges on deposit accounts | $2,248,000 | 503 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $11,484,000 | 327 |
| Total noninterest expense | $19,743,000 | 744 |
| Salaries and employee benefits | $10,521,000 | 683 |
| Premises and equipment expense | $2,854,000 | 682 |
| Additional noninterest expense | $6,368,000 | 850 |
| Pre-tax net operating income | $12,328,000 | 356 |
| Securities gains (losses) | $-47,000 | 7,324 |
| Applicable income taxes | $3,889,000 | 347 |
| Income before extraordinary items | $8,392,000 | 407 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,392,000 | 406 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $8,392,000 | 408 |
| Net charge-offs | $1,026,000 | 2,165 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 642 |
| Net operating income | $8,423,960 | 392 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,813,000 | 990 |
| Total interest expense | $3,360,000 | 1,335 |
| Net interest income | $12,453,000 | 887 |
| Provision for loan and lease losses | $960,000 | 1,984 |
| Total noninterest income | $12,589,000 | 324 |
| Gross Fiduciary activities income | $456,000 | 415 |
| Service charges on deposit accounts | $1,509,000 | 504 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $10,624,000 | 256 |
| Total noninterest expense | $13,633,000 | 720 |
| Salaries and employee benefits | $7,518,000 | 628 |
| Premises and equipment expense | $1,905,000 | 685 |
| Additional noninterest expense | $4,210,000 | 854 |
| Pre-tax net operating income | $10,449,000 | 283 |
| Securities gains (losses) | $-47,000 | 7,431 |
| Applicable income taxes | $3,328,000 | 269 |
| Income before extraordinary items | $7,074,000 | 317 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $7,074,000 | 316 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $7,074,000 | 317 |
| Net charge-offs | $894,000 | 1,841 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 559 |
| Net operating income | $7,105,960 | 307 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,463,000 | 1,076 |
| Total interest expense | $1,663,000 | 1,416 |
| Net interest income | $5,800,000 | 972 |
| Provision for loan and lease losses | $435,000 | 1,982 |
| Total noninterest income | $10,613,000 | 227 |
| Gross Fiduciary activities income | $227,000 | 424 |
| Service charges on deposit accounts | $702,000 | 542 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,684,000 | 178 |
| Total noninterest expense | $7,445,000 | 673 |
| Salaries and employee benefits | $4,412,000 | 551 |
| Premises and equipment expense | $961,000 | 692 |
| Additional noninterest expense | $2,072,000 | 859 |
| Pre-tax net operating income | $8,533,000 | 189 |
| Securities gains (losses) | $-50,000 | 7,630 |
| Applicable income taxes | $2,786,000 | 191 |
| Income before extraordinary items | $5,697,000 | 200 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,697,000 | 202 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $5,697,000 | 202 |
| Net charge-offs | $567,000 | 1,488 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 496 |
| Net operating income | $5,730,500 | 199 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $25,914,000 | 1,324 |
| Total interest expense | $6,745,000 | 1,741 |
| Net interest income | $19,169,000 | 1,156 |
| Provision for loan and lease losses | $1,550,000 | 2,840 |
| Total noninterest income | $9,955,000 | 641 |
| Gross Fiduciary activities income | $882,000 | 413 |
| Service charges on deposit accounts | $2,481,000 | 677 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $6,592,000 | 582 |
| Total noninterest expense | $21,938,000 | 960 |
| Salaries and employee benefits | $11,233,000 | 880 |
| Premises and equipment expense | $3,329,000 | 811 |
| Additional noninterest expense | $7,376,000 | 1,052 |
| Pre-tax net operating income | $5,636,000 | 751 |
| Securities gains (losses) | $-107,000 | 7,294 |
| Applicable income taxes | $790,000 | 1,146 |
| Income before extraordinary items | $4,739,000 | 720 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,739,000 | 719 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,739,000 | 720 |
| Net charge-offs | $1,185,000 | 2,663 |
| Cash dividends | $4,000,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 819 |
| Net operating income | $4,831,020 | 705 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $19,497,000 | 1,345 |
| Total interest expense | $5,126,000 | 1,796 |
| Net interest income | $14,371,000 | 1,150 |
| Provision for loan and lease losses | $650,000 | 3,400 |
| Total noninterest income | $6,172,000 | 740 |
| Gross Fiduciary activities income | $654,000 | 414 |
| Service charges on deposit accounts | $1,770,000 | 702 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,748,000 | 728 |
| Total noninterest expense | $16,331,000 | 958 |
| Salaries and employee benefits | $8,464,000 | 883 |
| Premises and equipment expense | $2,553,000 | 806 |
| Additional noninterest expense | $5,314,000 | 1,062 |
| Pre-tax net operating income | $3,562,000 | 935 |
| Securities gains (losses) | $43,000 | 2,389 |
| Applicable income taxes | $863,000 | 943 |
| Income before extraordinary items | $2,742,000 | 990 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,742,000 | 989 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,742,000 | 990 |
| Net charge-offs | $1,052,000 | 2,152 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 735 |
| Net operating income | $2,709,320 | 985 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,893,000 | 1,386 |
| Total interest expense | $3,458,000 | 1,858 |
| Net interest income | $9,435,000 | 1,175 |
| Provision for loan and lease losses | $475,000 | 3,039 |
| Total noninterest income | $3,971,000 | 776 |
| Gross Fiduciary activities income | $434,000 | 418 |
| Service charges on deposit accounts | $1,083,000 | 764 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,454,000 | 749 |
| Total noninterest expense | $10,840,000 | 991 |
| Salaries and employee benefits | $5,642,000 | 901 |
| Premises and equipment expense | $1,750,000 | 796 |
| Additional noninterest expense | $3,448,000 | 1,113 |
| Pre-tax net operating income | $2,091,000 | 1,083 |
| Securities gains (losses) | $38,000 | 2,055 |
| Applicable income taxes | $477,000 | 1,123 |
| Income before extraordinary items | $1,652,000 | 1,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,652,000 | 1,143 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,652,000 | 1,143 |
| Net charge-offs | $974,000 | 1,660 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 707 |
| Net operating income | $1,622,360 | 1,133 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,389,000 | 1,412 |
| Total interest expense | $1,771,000 | 1,876 |
| Net interest income | $4,618,000 | 1,198 |
| Provision for loan and lease losses | $250,000 | 2,548 |
| Total noninterest income | $1,911,000 | 770 |
| Gross Fiduciary activities income | $212,000 | 430 |
| Service charges on deposit accounts | $494,000 | 828 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,205,000 | 728 |
| Total noninterest expense | $5,333,000 | 957 |
| Salaries and employee benefits | $2,875,000 | 888 |
| Premises and equipment expense | $908,000 | 780 |
| Additional noninterest expense | $1,550,000 | 1,083 |
| Pre-tax net operating income | $946,000 | 1,363 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $194,000 | 1,493 |
| Income before extraordinary items | $752,000 | 1,453 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $752,000 | 1,453 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $752,000 | 1,455 |
| Net charge-offs | $702,000 | 1,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 600 |
| Net operating income | $752,000 | 1,371 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $28,829,000 | 1,344 |
| Total interest expense | $9,624,000 | 1,687 |
| Net interest income | $19,205,000 | 1,153 |
| Provision for loan and lease losses | $400,000 | 4,136 |
| Total noninterest income | $8,049,000 | 703 |
| Gross Fiduciary activities income | $936,000 | 423 |
| Service charges on deposit accounts | $2,422,000 | 715 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,691,000 | 689 |
| Total noninterest expense | $21,414,000 | 930 |
| Salaries and employee benefits | $11,847,000 | 840 |
| Premises and equipment expense | $3,569,000 | 782 |
| Additional noninterest expense | $5,998,000 | 1,078 |
| Pre-tax net operating income | $5,440,000 | 1,017 |
| Securities gains (losses) | $15,000 | 2,329 |
| Applicable income taxes | $1,264,000 | 990 |
| Income before extraordinary items | $4,191,000 | 981 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,191,000 | 981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $583,000 | 2,593 |
| Cash dividends | $4,200,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 881 |
| Net operating income | $4,179,450 | 1,060 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,818,000 | 1,351 |
| Total interest expense | $7,558,000 | 1,668 |
| Net interest income | $14,260,000 | 1,187 |
| Provision for loan and lease losses | $295,000 | 3,587 |
| Total noninterest income | $6,224,000 | 726 |
| Gross Fiduciary activities income | $708,000 | 428 |
| Service charges on deposit accounts | $1,828,000 | 723 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,688,000 | 708 |
| Total noninterest expense | $16,075,000 | 921 |
| Salaries and employee benefits | $9,042,000 | 848 |
| Premises and equipment expense | $2,659,000 | 787 |
| Additional noninterest expense | $4,374,000 | 1,049 |
| Pre-tax net operating income | $4,114,000 | 1,219 |
| Securities gains (losses) | $15,000 | 2,175 |
| Applicable income taxes | $961,000 | 1,187 |
| Income before extraordinary items | $3,168,000 | 1,163 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,168,000 | 1,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 2,457 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 769 |
| Net operating income | $3,156,450 | 1,239 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,704,000 | 1,358 |
| Total interest expense | $5,331,000 | 1,647 |
| Net interest income | $9,373,000 | 1,194 |
| Provision for loan and lease losses | $190,000 | 3,238 |
| Total noninterest income | $4,252,000 | 726 |
| Gross Fiduciary activities income | $485,000 | 431 |
| Service charges on deposit accounts | $1,180,000 | 733 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,587,000 | 692 |
| Total noninterest expense | $10,769,000 | 918 |
| Salaries and employee benefits | $6,065,000 | 851 |
| Premises and equipment expense | $1,785,000 | 777 |
| Additional noninterest expense | $2,919,000 | 1,026 |
| Pre-tax net operating income | $2,666,000 | 1,303 |
| Securities gains (losses) | $11,000 | 2,404 |
| Applicable income taxes | $621,000 | 1,358 |
| Income before extraordinary items | $2,056,000 | 1,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,056,000 | 1,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,985 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 692 |
| Net operating income | $2,047,530 | 1,322 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,491,000 | 1,377 |
| Total interest expense | $2,854,000 | 1,645 |
| Net interest income | $4,637,000 | 1,190 |
| Provision for loan and lease losses | $95,000 | 2,798 |
| Total noninterest income | $2,256,000 | 684 |
| Gross Fiduciary activities income | $235,000 | 442 |
| Service charges on deposit accounts | $579,000 | 749 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,442,000 | 632 |
| Total noninterest expense | $5,346,000 | 906 |
| Salaries and employee benefits | $3,071,000 | 850 |
| Premises and equipment expense | $879,000 | 791 |
| Additional noninterest expense | $1,396,000 | 1,034 |
| Pre-tax net operating income | $1,452,000 | 1,306 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $346,000 | 1,333 |
| Income before extraordinary items | $1,106,000 | 1,367 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,106,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,453 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 608 |
| Net operating income | $1,106,000 | 1,323 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,947,000 | 1,284 |
| Total interest expense | $13,532,000 | 1,482 |
| Net interest income | $19,415,000 | 1,143 |
| Provision for loan and lease losses | $135,000 | 4,463 |
| Total noninterest income | $7,959,000 | 746 |
| Gross Fiduciary activities income | $939,000 | 435 |
| Service charges on deposit accounts | $2,423,000 | 736 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,597,000 | 730 |
| Total noninterest expense | $20,828,000 | 893 |
| Salaries and employee benefits | $11,584,000 | 857 |
| Premises and equipment expense | $3,172,000 | 834 |
| Additional noninterest expense | $6,072,000 | 928 |
| Pre-tax net operating income | $6,411,000 | 1,313 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,537,000 | 1,398 |
| Income before extraordinary items | $4,874,000 | 1,313 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,874,000 | 1,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,303,000 | 830 |
| Cash dividends | $3,300,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 889 |
| Net operating income | $4,874,000 | 1,299 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,870,000 | 1,273 |
| Total interest expense | $10,390,000 | 1,443 |
| Net interest income | $14,480,000 | 1,157 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $6,047,000 | 742 |
| Gross Fiduciary activities income | $701,000 | 432 |
| Service charges on deposit accounts | $1,779,000 | 742 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,567,000 | 723 |
| Total noninterest expense | $15,578,000 | 883 |
| Salaries and employee benefits | $8,631,000 | 861 |
| Premises and equipment expense | $2,381,000 | 829 |
| Additional noninterest expense | $4,566,000 | 892 |
| Pre-tax net operating income | $4,769,000 | 1,419 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,138,000 | 1,501 |
| Income before extraordinary items | $3,631,000 | 1,401 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,631,000 | 1,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,118,000 | 598 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 779 |
| Net operating income | $3,631,000 | 1,387 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,644,000 | 1,279 |
| Total interest expense | $6,934,000 | 1,438 |
| Net interest income | $9,710,000 | 1,169 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $4,046,000 | 765 |
| Gross Fiduciary activities income | $466,000 | 440 |
| Service charges on deposit accounts | $1,139,000 | 774 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,441,000 | 711 |
| Total noninterest expense | $10,295,000 | 907 |
| Salaries and employee benefits | $5,766,000 | 880 |
| Premises and equipment expense | $1,596,000 | 840 |
| Additional noninterest expense | $2,933,000 | 934 |
| Pre-tax net operating income | $3,311,000 | 1,417 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $800,000 | 1,490 |
| Income before extraordinary items | $2,511,000 | 1,408 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,511,000 | 1,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $918,000 | 475 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 690 |
| Net operating income | $2,511,000 | 1,387 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,016,000 | 1,329 |
| Total interest expense | $3,451,000 | 1,440 |
| Net interest income | $4,565,000 | 1,251 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $2,010,000 | 751 |
| Gross Fiduciary activities income | $230,000 | 449 |
| Service charges on deposit accounts | $527,000 | 810 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,253,000 | 688 |
| Total noninterest expense | $5,105,000 | 908 |
| Salaries and employee benefits | $2,878,000 | 888 |
| Premises and equipment expense | $791,000 | 848 |
| Additional noninterest expense | $1,436,000 | 946 |
| Pre-tax net operating income | $1,465,000 | 1,569 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $335,000 | 1,723 |
| Income before extraordinary items | $1,130,000 | 1,530 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,130,000 | 1,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 883 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 603 |
| Net operating income | $1,130,000 | 1,517 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $34,095,000 | 1,156 |
| Total interest expense | $15,081,000 | 1,113 |
| Net interest income | $19,014,000 | 1,177 |
| Provision for loan and lease losses | $1,330,000 | 788 |
| Total noninterest income | $9,134,000 | 661 |
| Gross Fiduciary activities income | $944,000 | 419 |
| Service charges on deposit accounts | $2,510,000 | 704 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,680,000 | 619 |
| Total noninterest expense | $23,048,000 | 770 |
| Salaries and employee benefits | $11,572,000 | 828 |
| Premises and equipment expense | $3,333,000 | 754 |
| Additional noninterest expense | $8,143,000 | 670 |
| Pre-tax net operating income | $3,770,000 | 2,353 |
| Securities gains (losses) | $-1,342,000 | 8,597 |
| Applicable income taxes | $150,000 | 4,592 |
| Income before extraordinary items | $2,278,000 | 2,817 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,278,000 | 2,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $626,000 | 983 |
| Cash dividends | $3,000,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 975 |
| Net operating income | $3,539,480 | 1,989 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $25,804,000 | 1,152 |
| Total interest expense | $11,590,000 | 1,049 |
| Net interest income | $14,214,000 | 1,193 |
| Provision for loan and lease losses | $1,150,000 | 664 |
| Total noninterest income | $6,125,000 | 746 |
| Gross Fiduciary activities income | $707,000 | 417 |
| Service charges on deposit accounts | $1,921,000 | 690 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,497,000 | 719 |
| Total noninterest expense | $17,660,000 | 758 |
| Salaries and employee benefits | $8,641,000 | 842 |
| Premises and equipment expense | $2,542,000 | 764 |
| Additional noninterest expense | $6,477,000 | 643 |
| Pre-tax net operating income | $1,529,000 | 3,738 |
| Securities gains (losses) | $-1,342,000 | 8,686 |
| Applicable income taxes | $-439,000 | 8,684 |
| Income before extraordinary items | $626,000 | 5,260 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $626,000 | 5,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 853 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 834 |
| Net operating income | $1,968,000 | 2,588 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,139,000 | 1,129 |
| Total interest expense | $7,675,000 | 995 |
| Net interest income | $9,464,000 | 1,197 |
| Provision for loan and lease losses | $880,000 | 592 |
| Total noninterest income | $4,136,000 | 732 |
| Gross Fiduciary activities income | $470,000 | 423 |
| Service charges on deposit accounts | $1,269,000 | 685 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,397,000 | 695 |
| Total noninterest expense | $12,210,000 | 735 |
| Salaries and employee benefits | $5,758,000 | 845 |
| Premises and equipment expense | $1,703,000 | 762 |
| Additional noninterest expense | $4,749,000 | 598 |
| Pre-tax net operating income | $510,000 | 5,359 |
| Securities gains (losses) | $-150,000 | 8,604 |
| Applicable income taxes | $-224,000 | 8,698 |
| Income before extraordinary items | $584,000 | 4,508 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $584,000 | 4,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 837 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 708 |
| Net operating income | $734,000 | 3,931 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,539,000 | 1,101 |
| Total interest expense | $3,775,000 | 967 |
| Net interest income | $4,764,000 | 1,186 |
| Provision for loan and lease losses | $610,000 | 395 |
| Total noninterest income | $2,108,000 | 706 |
| Gross Fiduciary activities income | $240,000 | 415 |
| Service charges on deposit accounts | $605,000 | 694 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,263,000 | 677 |
| Total noninterest expense | $6,713,000 | 669 |
| Salaries and employee benefits | $2,896,000 | 848 |
| Premises and equipment expense | $850,000 | 760 |
| Additional noninterest expense | $2,967,000 | 493 |
| Pre-tax net operating income | $-451,000 | 8,684 |
| Securities gains (losses) | $-150,000 | 8,695 |
| Applicable income taxes | $-377,000 | 8,761 |
| Income before extraordinary items | $-224,000 | 8,591 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-224,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 668 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 523 |
| Net operating income | $-128,000 | 8,476 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $32,886,000 | 999 |
| Total interest expense | $13,206,000 | 855 |
| Net interest income | $19,680,000 | 1,100 |
| Provision for loan and lease losses | $775,000 | 1,302 |
| Total noninterest income | $8,160,000 | 721 |
| Gross Fiduciary activities income | $1,009,000 | 388 |
| Service charges on deposit accounts | $2,573,000 | 676 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,578,000 | 721 |
| Total noninterest expense | $21,689,000 | 785 |
| Salaries and employee benefits | $11,593,000 | 774 |
| Premises and equipment expense | $3,744,000 | 662 |
| Additional noninterest expense | $6,352,000 | 817 |
| Pre-tax net operating income | $5,376,000 | 1,736 |
| Securities gains (losses) | $101,000 | 698 |
| Applicable income taxes | $1,139,000 | 2,085 |
| Income before extraordinary items | $4,338,000 | 1,625 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,338,000 | 1,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $929,000 | 716 |
| Cash dividends | $4,500,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,258,210 | 1,625 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,360,000 | 987 |
| Total interest expense | $9,550,000 | 832 |
| Net interest income | $14,810,000 | 1,079 |
| Provision for loan and lease losses | $475,000 | 1,467 |
| Total noninterest income | $6,221,000 | 715 |
| Gross Fiduciary activities income | $766,000 | 379 |
| Service charges on deposit accounts | $1,904,000 | 686 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,551,000 | 712 |
| Total noninterest expense | $16,379,000 | 773 |
| Salaries and employee benefits | $8,799,000 | 762 |
| Premises and equipment expense | $2,858,000 | 639 |
| Additional noninterest expense | $4,722,000 | 810 |
| Pre-tax net operating income | $4,177,000 | 1,696 |
| Securities gains (losses) | $20,000 | 1,227 |
| Applicable income taxes | $866,000 | 2,092 |
| Income before extraordinary items | $3,331,000 | 1,582 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,331,000 | 1,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $614,000 | 710 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,315,200 | 1,554 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $16,061,000 | 969 |
| Total interest expense | $6,144,000 | 814 |
| Net interest income | $9,917,000 | 1,061 |
| Provision for loan and lease losses | $200,000 | 2,158 |
| Total noninterest income | $4,210,000 | 701 |
| Gross Fiduciary activities income | $517,000 | 383 |
| Service charges on deposit accounts | $1,226,000 | 686 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,467,000 | 687 |
| Total noninterest expense | $10,776,000 | 778 |
| Salaries and employee benefits | $5,761,000 | 770 |
| Premises and equipment expense | $1,945,000 | 613 |
| Additional noninterest expense | $3,070,000 | 829 |
| Pre-tax net operating income | $3,151,000 | 1,486 |
| Securities gains (losses) | $7,000 | 1,472 |
| Applicable income taxes | $696,000 | 1,793 |
| Income before extraordinary items | $2,462,000 | 1,421 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,462,000 | 1,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 801 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,456,540 | 1,398 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,893,000 | 968 |
| Total interest expense | $3,010,000 | 796 |
| Net interest income | $4,883,000 | 1,065 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $2,116,000 | 680 |
| Gross Fiduciary activities income | $281,000 | 370 |
| Service charges on deposit accounts | $556,000 | 729 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,279,000 | 661 |
| Total noninterest expense | $5,286,000 | 782 |
| Salaries and employee benefits | $2,877,000 | 771 |
| Premises and equipment expense | $951,000 | 628 |
| Additional noninterest expense | $1,458,000 | 859 |
| Pre-tax net operating income | $1,638,000 | 1,395 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $371,000 | 1,699 |
| Income before extraordinary items | $1,267,000 | 1,360 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,267,000 | 1,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 773 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,267,000 | 1,330 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $32,135,000 | 869 |
| Total interest expense | $11,492,000 | 724 |
| Net interest income | $20,643,000 | 957 |
| Provision for loan and lease losses | $1,900,000 | 576 |
| Total noninterest income | $8,300,000 | 697 |
| Gross Fiduciary activities income | $991,000 | 380 |
| Service charges on deposit accounts | $2,747,000 | 636 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,562,000 | 710 |
| Total noninterest expense | $21,375,000 | 764 |
| Salaries and employee benefits | $11,055,000 | 772 |
| Premises and equipment expense | $3,900,000 | 587 |
| Additional noninterest expense | $6,420,000 | 789 |
| Pre-tax net operating income | $5,668,000 | 1,504 |
| Securities gains (losses) | $787,000 | 332 |
| Applicable income taxes | $1,403,000 | 1,686 |
| Income before extraordinary items | $5,052,000 | 1,291 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,052,000 | 1,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,518,000 | 391 |
| Cash dividends | $3,500,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,438,140 | 1,405 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $24,042,000 | 856 |
| Total interest expense | $8,563,000 | 709 |
| Net interest income | $15,479,000 | 955 |
| Provision for loan and lease losses | $1,350,000 | 582 |
| Total noninterest income | $6,487,000 | 689 |
| Gross Fiduciary activities income | $748,000 | 381 |
| Service charges on deposit accounts | $2,149,000 | 615 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,590,000 | 708 |
| Total noninterest expense | $16,137,000 | 747 |
| Salaries and employee benefits | $8,386,000 | 761 |
| Premises and equipment expense | $3,065,000 | 562 |
| Additional noninterest expense | $4,686,000 | 804 |
| Pre-tax net operating income | $4,479,000 | 1,449 |
| Securities gains (losses) | $589,000 | 385 |
| Applicable income taxes | $1,130,000 | 1,609 |
| Income before extraordinary items | $3,938,000 | 1,252 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,938,000 | 1,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,636,000 | 402 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,478,580 | 1,369 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $16,116,000 | 846 |
| Total interest expense | $5,691,000 | 697 |
| Net interest income | $10,425,000 | 933 |
| Provision for loan and lease losses | $900,000 | 563 |
| Total noninterest income | $4,186,000 | 706 |
| Gross Fiduciary activities income | $510,000 | 380 |
| Service charges on deposit accounts | $1,352,000 | 645 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,324,000 | 714 |
| Total noninterest expense | $10,671,000 | 753 |
| Salaries and employee benefits | $5,676,000 | 743 |
| Premises and equipment expense | $1,980,000 | 579 |
| Additional noninterest expense | $3,015,000 | 822 |
| Pre-tax net operating income | $3,040,000 | 1,403 |
| Securities gains (losses) | $527,000 | 345 |
| Applicable income taxes | $826,000 | 1,493 |
| Income before extraordinary items | $2,741,000 | 1,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,741,000 | 1,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,049,000 | 414 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,335,210 | 1,338 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,120,000 | 861 |
| Total interest expense | $2,852,000 | 711 |
| Net interest income | $5,268,000 | 937 |
| Provision for loan and lease losses | $450,000 | 561 |
| Total noninterest income | $2,084,000 | 699 |
| Gross Fiduciary activities income | $253,000 | 380 |
| Service charges on deposit accounts | $737,000 | 584 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,094,000 | 741 |
| Total noninterest expense | $5,561,000 | 727 |
| Salaries and employee benefits | $2,844,000 | 754 |
| Premises and equipment expense | $991,000 | 591 |
| Additional noninterest expense | $1,726,000 | 724 |
| Pre-tax net operating income | $1,341,000 | 1,542 |
| Securities gains (losses) | $527,000 | 254 |
| Applicable income taxes | $417,000 | 1,501 |
| Income before extraordinary items | $1,451,000 | 1,133 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,451,000 | 1,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $540,000 | 410 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,039,940 | 1,453 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $34,842,000 | 816 |
| Total interest expense | $12,968,000 | 684 |
| Net interest income | $21,874,000 | 889 |
| Provision for loan and lease losses | $3,919,000 | 389 |
| Total noninterest income | $9,398,000 | 689 |
| Gross Fiduciary activities income | $863,000 | 415 |
| Service charges on deposit accounts | $3,104,000 | 559 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,431,000 | 716 |
| Total noninterest expense | $23,287,000 | 702 |
| Salaries and employee benefits | $10,992,000 | 775 |
| Premises and equipment expense | $3,948,000 | 577 |
| Additional noninterest expense | $8,347,000 | 650 |
| Pre-tax net operating income | $4,066,000 | 1,952 |
| Securities gains (losses) | $915,000 | 510 |
| Applicable income taxes | $762,000 | 2,622 |
| Income before extraordinary items | $4,219,000 | 1,485 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,219,000 | 1,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,099,000 | 397 |
| Cash dividends | $2,500,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,441,250 | 1,729 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $26,457,000 | 825 |
| Total interest expense | $10,064,000 | 690 |
| Net interest income | $16,393,000 | 896 |
| Provision for loan and lease losses | $2,316,000 | 465 |
| Total noninterest income | $6,485,000 | 764 |
| Gross Fiduciary activities income | $635,000 | 421 |
| Service charges on deposit accounts | $2,519,000 | 519 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,331,000 | 859 |
| Total noninterest expense | $16,297,000 | 758 |
| Salaries and employee benefits | $8,426,000 | 773 |
| Premises and equipment expense | $2,919,000 | 597 |
| Additional noninterest expense | $4,952,000 | 787 |
| Pre-tax net operating income | $4,265,000 | 1,491 |
| Securities gains (losses) | $907,000 | 474 |
| Applicable income taxes | $1,048,000 | 1,794 |
| Income before extraordinary items | $4,124,000 | 1,208 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,124,000 | 1,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,781,000 | 478 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,398,400 | 1,365 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $18,176,000 | 808 |
| Total interest expense | $6,985,000 | 685 |
| Net interest income | $11,191,000 | 872 |
| Provision for loan and lease losses | $1,027,000 | 628 |
| Total noninterest income | $4,361,000 | 750 |
| Gross Fiduciary activities income | $417,000 | 430 |
| Service charges on deposit accounts | $1,641,000 | 524 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,303,000 | 834 |
| Total noninterest expense | $11,168,000 | 737 |
| Salaries and employee benefits | $5,866,000 | 743 |
| Premises and equipment expense | $2,006,000 | 590 |
| Additional noninterest expense | $3,296,000 | 791 |
| Pre-tax net operating income | $3,357,000 | 1,271 |
| Securities gains (losses) | $907,000 | 392 |
| Applicable income taxes | $969,000 | 1,406 |
| Income before extraordinary items | $3,295,000 | 1,012 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,295,000 | 1,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $979,000 | 536 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,596,610 | 1,187 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,285,000 | 799 |
| Total interest expense | $3,550,000 | 687 |
| Net interest income | $5,735,000 | 850 |
| Provision for loan and lease losses | $540,000 | 591 |
| Total noninterest income | $2,063,000 | 759 |
| Gross Fiduciary activities income | $194,000 | 450 |
| Service charges on deposit accounts | $767,000 | 546 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,102,000 | 838 |
| Total noninterest expense | $5,719,000 | 720 |
| Salaries and employee benefits | $3,056,000 | 709 |
| Premises and equipment expense | $977,000 | 598 |
| Additional noninterest expense | $1,686,000 | 753 |
| Pre-tax net operating income | $1,539,000 | 1,393 |
| Securities gains (losses) | $546,000 | 327 |
| Applicable income taxes | $421,000 | 1,557 |
| Income before extraordinary items | $1,664,000 | 1,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,664,000 | 1,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 556 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,227,200 | 1,252 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $40,476,000 | 753 |
| Total interest expense | $17,089,000 | 669 |
| Net interest income | $23,387,000 | 819 |
| Provision for loan and lease losses | $2,100,000 | 706 |
| Total noninterest income | $8,581,000 | 692 |
| Gross Fiduciary activities income | $926,000 | 418 |
| Service charges on deposit accounts | $2,589,000 | 628 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,066,000 | 683 |
| Total noninterest expense | $22,151,000 | 730 |
| Salaries and employee benefits | $11,512,000 | 709 |
| Premises and equipment expense | $3,919,000 | 572 |
| Additional noninterest expense | $6,720,000 | 760 |
| Pre-tax net operating income | $7,717,000 | 1,091 |
| Securities gains (losses) | $420,000 | 732 |
| Applicable income taxes | $1,642,000 | 1,524 |
| Income before extraordinary items | $6,495,000 | 963 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,495,000 | 963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,900,000 | 588 |
| Cash dividends | $8,000,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,159,000 | 978 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $41,963,000 | 812 |
| Total interest expense | $22,849,000 | 733 |
| Net interest income | $19,114,000 | 933 |
| Provision for loan and lease losses | $1,500,000 | 899 |
| Total noninterest income | $7,727,000 | 715 |
| Gross Fiduciary activities income | $1,027,000 | 415 |
| Service charges on deposit accounts | $1,961,000 | 750 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,739,000 | 684 |
| Total noninterest expense | $18,099,000 | 833 |
| Salaries and employee benefits | $8,967,000 | 826 |
| Premises and equipment expense | $3,637,000 | 605 |
| Additional noninterest expense | $5,495,000 | 888 |
| Pre-tax net operating income | $7,242,000 | 1,032 |
| Securities gains (losses) | $260,000 | 987 |
| Applicable income taxes | $1,491,000 | 1,503 |
| Income before extraordinary items | $6,011,000 | 913 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,011,000 | 914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,114,000 | 547 |
| Cash dividends | $4,000,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,803,000 | 909 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $41,038,000 | 867 |
| Total interest expense | $22,712,000 | 805 |
| Net interest income | $18,326,000 | 946 |
| Provision for loan and lease losses | $2,199,000 | 571 |
| Total noninterest income | $6,122,000 | 797 |
| Gross Fiduciary activities income | $1,276,000 | 376 |
| Service charges on deposit accounts | $1,732,000 | 786 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,114,000 | 844 |
| Total noninterest expense | $15,308,000 | 922 |
| Salaries and employee benefits | $7,518,000 | 931 |
| Premises and equipment expense | $3,099,000 | 678 |
| Additional noninterest expense | $4,691,000 | 998 |
| Pre-tax net operating income | $6,941,000 | 1,093 |
| Securities gains (losses) | $-2,070,000 | 9,802 |
| Applicable income taxes | $771,000 | 2,581 |
| Income before extraordinary items | $4,100,000 | 1,280 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,100,000 | 1,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,619,000 | 538 |
| Cash dividends | $4,000,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,838,800 | 903 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $37,535,000 | 901 |
| Total interest expense | $19,150,000 | 828 |
| Net interest income | $18,385,000 | 962 |
| Provision for loan and lease losses | $1,400,000 | 748 |
| Total noninterest income | $5,602,000 | 854 |
| Gross Fiduciary activities income | $1,192,000 | 423 |
| Service charges on deposit accounts | $1,485,000 | 891 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,925,000 | 908 |
| Total noninterest expense | $15,127,000 | 937 |
| Salaries and employee benefits | $7,594,000 | 910 |
| Premises and equipment expense | $2,932,000 | 709 |
| Additional noninterest expense | $4,601,000 | 1,020 |
| Pre-tax net operating income | $7,460,000 | 1,040 |
| Securities gains (losses) | $-375,000 | 10,091 |
| Applicable income taxes | $1,280,000 | 1,809 |
| Income before extraordinary items | $5,805,000 | 961 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,805,000 | 961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $820,000 | 818 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,112,500 | 908 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $35,274,000 | 938 |
| Total interest expense | $18,540,000 | 854 |
| Net interest income | $16,734,000 | 1,011 |
| Provision for loan and lease losses | $1,150,000 | 866 |
| Total noninterest income | $3,750,000 | 1,135 |
| Gross Fiduciary activities income | $1,105,000 | 433 |
| Service charges on deposit accounts | $1,528,000 | 809 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,117,000 | 1,713 |
| Total noninterest expense | $12,323,000 | 1,073 |
| Salaries and employee benefits | $6,195,000 | 1,055 |
| Premises and equipment expense | $1,938,000 | 997 |
| Additional noninterest expense | $4,190,000 | 1,083 |
| Pre-tax net operating income | $7,011,000 | 1,077 |
| Securities gains (losses) | $302,000 | 741 |
| Applicable income taxes | $1,874,000 | 1,343 |
| Income before extraordinary items | $5,439,000 | 993 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,439,000 | 993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,270,000 | 630 |
| Cash dividends | $10,265,000 | 369 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 696 |
| Net operating income | $5,215,520 | 993 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $31,600,000 | 1,079 |
| Total interest expense | $15,481,000 | 1,059 |
| Net interest income | $16,119,000 | 1,096 |
| Provision for loan and lease losses | $800,000 | 1,181 |
| Total noninterest income | $3,094,000 | 1,265 |
| Gross Fiduciary activities income | $927,000 | 496 |
| Service charges on deposit accounts | $1,423,000 | 893 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $744,000 | 2,132 |
| Total noninterest expense | $11,457,000 | 1,163 |
| Salaries and employee benefits | $5,799,000 | 1,128 |
| Premises and equipment expense | $1,866,000 | 1,060 |
| Additional noninterest expense | $3,792,000 | 1,166 |
| Pre-tax net operating income | $6,956,000 | 1,147 |
| Securities gains (losses) | $300,000 | 568 |
| Applicable income taxes | $2,245,000 | 1,201 |
| Income before extraordinary items | $5,011,000 | 1,107 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,011,000 | 1,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $725,000 | 1,001 |
| Cash dividends | $1,119,000 | 1,988 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 831 |
| Net operating income | $4,804,000 | 1,131 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $28,824,000 | 1,198 |
| Total interest expense | $13,814,000 | 1,185 |
| Net interest income | $15,010,000 | 1,196 |
| Provision for loan and lease losses | $600,000 | 1,497 |
| Total noninterest income | $3,054,000 | 1,334 |
| Gross Fiduciary activities income | $733,000 | 604 |
| Service charges on deposit accounts | $1,147,000 | 1,155 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,174,000 | 1,625 |
| Total noninterest expense | $10,763,000 | 1,332 |
| Salaries and employee benefits | $5,385,000 | 1,242 |
| Premises and equipment expense | $1,595,000 | 1,282 |
| Additional noninterest expense | $3,783,000 | 1,407 |
| Pre-tax net operating income | $6,701,000 | 1,107 |
| Securities gains (losses) | $86,000 | 1,027 |
| Applicable income taxes | $1,860,000 | 1,318 |
| Income before extraordinary items | $4,927,000 | 1,057 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,927,000 | 1,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $558,000 | 1,315 |
| Cash dividends | $1,115,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,864,220 | 1,054 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $25,210,000 | 1,363 |
| Total interest expense | $11,469,000 | 1,419 |
| Net interest income | $13,741,000 | 1,310 |
| Provision for loan and lease losses | $360,000 | 2,012 |
| Total noninterest income | $2,316,000 | 1,629 |
| Gross Fiduciary activities income | $660,000 | 657 |
| Service charges on deposit accounts | $982,000 | 1,390 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $674,000 | 2,352 |
| Total noninterest expense | $10,031,000 | 1,415 |
| Salaries and employee benefits | $5,224,000 | 1,272 |
| Premises and equipment expense | $1,372,000 | 1,497 |
| Additional noninterest expense | $3,435,000 | 1,501 |
| Pre-tax net operating income | $5,666,000 | 1,353 |
| Securities gains (losses) | $23,000 | 1,804 |
| Applicable income taxes | $1,602,000 | 1,553 |
| Income before extraordinary items | $4,087,000 | 1,295 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,087,000 | 1,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,050 |
| Cash dividends | $568,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,070,440 | 1,275 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,935,000 | 1,553 |
| Total interest expense | $7,793,000 | 1,615 |
| Net interest income | $12,142,000 | 1,482 |
| Provision for loan and lease losses | $275,000 | 2,418 |
| Total noninterest income | $2,260,000 | 1,677 |
| Gross Fiduciary activities income | $648,000 | 653 |
| Service charges on deposit accounts | $966,000 | 1,389 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $646,000 | 2,470 |
| Total noninterest expense | $9,833,000 | 1,495 |
| Salaries and employee benefits | $4,828,000 | 1,398 |
| Premises and equipment expense | $1,437,000 | 1,457 |
| Additional noninterest expense | $3,568,000 | 1,558 |
| Pre-tax net operating income | $4,294,000 | 1,675 |
| Securities gains (losses) | $-1,432,000 | 12,454 |
| Applicable income taxes | $617,000 | 3,435 |
| Income before extraordinary items | $2,245,000 | 2,182 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,245,000 | 2,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,585 |
| Cash dividends | $542,000 | 3,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,361,960 | 1,481 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,933,000 | 1,653 |
| Total interest expense | $7,431,000 | 1,767 |
| Net interest income | $11,502,000 | 1,565 |
| Provision for loan and lease losses | $660,000 | 1,725 |
| Total noninterest income | $2,204,000 | 1,835 |
| Gross Fiduciary activities income | $619,000 | 685 |
| Service charges on deposit accounts | $877,000 | 1,557 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $708,000 | 2,577 |
| Total noninterest expense | $9,460,000 | 1,599 |
| Salaries and employee benefits | $5,117,000 | 1,306 |
| Premises and equipment expense | $1,254,000 | 1,669 |
| Additional noninterest expense | $3,089,000 | 1,870 |
| Pre-tax net operating income | $3,586,000 | 1,903 |
| Securities gains (losses) | $1,097,000 | 508 |
| Applicable income taxes | $1,513,000 | 1,547 |
| Income before extraordinary items | $3,170,000 | 1,609 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,170,000 | 1,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 3,273 |
| Cash dividends | $254,000 | 4,798 |
| Sale, conversion, retirement of capital stock, net | $4,134,000 | 229 |
| Net operating income | $2,424,040 | 1,933 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,155,000 | 2,191 |
| Total interest expense | $6,947,000 | 2,420 |
| Net interest income | $9,208,000 | 1,984 |
| Provision for loan and lease losses | $450,000 | 3,212 |
| Total noninterest income | $1,793,000 | 2,087 |
| Gross Fiduciary activities income | $557,000 | 720 |
| Service charges on deposit accounts | $730,000 | 1,847 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $506,000 | 3,161 |
| Total noninterest expense | $7,892,000 | 1,909 |
| Salaries and employee benefits | $4,234,000 | 1,574 |
| Premises and equipment expense | $1,008,000 | 2,078 |
| Additional noninterest expense | $2,650,000 | 2,219 |
| Pre-tax net operating income | $2,659,000 | 2,323 |
| Securities gains (losses) | $718,000 | 832 |
| Applicable income taxes | $940,000 | 2,228 |
| Income before extraordinary items | $2,437,000 | 1,868 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,437,000 | 1,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 3,159 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,920,040 | 2,213 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.