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The National Bank and Trust Company, Net charge- offs to loans

2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2484%1,726
Percentage Net Loans Charged-off: Total real estate loans0.3054%1,024
Percentage Net Loans Charged-off:Construction & development-0.0472%5,132
Percentage Net Loans Charged-off: Commercial real estate0.4048%788
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.2835%1,239
Percentage Net Loans Charged-off: Home equity loans0.1389%840
All other 1-4 family - Percent of loans charged-off, net0.3122%1,103
Percentage Net Loans Charged-off: Commercial and industrial-0.2225%5,648
Percentage Net Loans Charged-off: Loans to individuals0.3617%2,201
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3617%2,072
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2199%1,722
Percentage Net Loans Charged-off: Total real estate loans0.2796%1,038
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.5397%564
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0756%2,397
Percentage Net Loans Charged-off: Home equity loans0.1582%742
All other 1-4 family - Percent of loans charged-off, net0.0593%2,428
Percentage Net Loans Charged-off: Commercial and industrial-0.2965%5,792
Percentage Net Loans Charged-off: Loans to individuals0.3131%2,197
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3131%2,039
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3804%1,062
Percentage Net Loans Charged-off: Total real estate loans0.3996%777
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.7654%410
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1054%1,960
Percentage Net Loans Charged-off: Home equity loans0.2378%570
All other 1-4 family - Percent of loans charged-off, net0.0793%2,060
Percentage Net Loans Charged-off: Commercial and industrial0.2117%1,365
Percentage Net Loans Charged-off: Loans to individuals1.5300%542
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5300%492
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3223%1,100
Percentage Net Loans Charged-off: Total real estate loans0.3285%838
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.6659%363
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0458%1,872
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0549%1,723
Percentage Net Loans Charged-off: Commercial and industrial0.4945%686
Percentage Net Loans Charged-off: Loans to individuals-0.1858%5,665
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1858%5,606
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8144%765
Percentage Net Loans Charged-off: Total real estate loans0.1656%2,578
Percentage Net Loans Charged-off:Construction & development-0.0345%5,420
Percentage Net Loans Charged-off: Commercial real estate0.1915%1,726
Percentage Net Loans Charged-off: Multi-family residential0.0456%551
Percentage Net Loans Charged-off: 1-4 family residential0.1757%2,397
Percentage Net Loans Charged-off: Home equity loans0.5416%641
All other 1-4 family - Percent of loans charged-off, net0.1019%2,863
Percentage Net Loans Charged-off: Commercial and industrial7.5108%113
Percentage Net Loans Charged-off: Loans to individuals-0.2115%6,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2115%6,118
Percentage Net Loans Charged-off: All other loans and lease-0.0055%5,442
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2350%2,395
Percentage Net Loans Charged-off: Total real estate loans0.1555%2,484
Percentage Net Loans Charged-off:Construction & development-0.0462%5,508
Percentage Net Loans Charged-off: Commercial real estate0.1477%1,670
Percentage Net Loans Charged-off: Multi-family residential0.0615%448
Percentage Net Loans Charged-off: 1-4 family residential0.2004%2,096
Percentage Net Loans Charged-off: Home equity loans0.6079%571
All other 1-4 family - Percent of loans charged-off, net0.1178%2,507
Percentage Net Loans Charged-off: Commercial and industrial1.1518%838
Percentage Net Loans Charged-off: Loans to individuals-0.2757%6,215
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2759%6,163
Percentage Net Loans Charged-off: All other loans and lease-0.0076%5,523
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1952%2,590
Percentage Net Loans Charged-off: Total real estate loans0.2168%2,040
Percentage Net Loans Charged-off:Construction & development-0.0233%5,489
Percentage Net Loans Charged-off: Commercial real estate0.2026%1,330
Percentage Net Loans Charged-off: Multi-family residential0.5674%247
Percentage Net Loans Charged-off: 1-4 family residential0.2529%1,773
Percentage Net Loans Charged-off: Home equity loans0.7993%467
All other 1-4 family - Percent of loans charged-off, net0.1415%2,181
Percentage Net Loans Charged-off: Commercial and industrial0.1093%1,956
Percentage Net Loans Charged-off: Loans to individuals0.0409%3,360
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0409%3,221
Percentage Net Loans Charged-off: All other loans and lease-0.0121%5,569
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2272%2,085
Percentage Net Loans Charged-off: Total real estate loans0.2448%1,610
Percentage Net Loans Charged-off:Construction & development-0.0439%5,653
Percentage Net Loans Charged-off: Commercial real estate0.2079%972
Percentage Net Loans Charged-off: Multi-family residential1.3602%144
Percentage Net Loans Charged-off: 1-4 family residential0.2723%1,461
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.3282%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.2100%1,248
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease-0.0239%5,689
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0501%1,023
Percentage Net Loans Charged-off: Total real estate loans0.8264%1,233
Percentage Net Loans Charged-off:Construction & development-0.1632%6,093
Percentage Net Loans Charged-off: Commercial real estate1.0752%845
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.6904%1,348
Percentage Net Loans Charged-off: Home equity loans0.5356%990
All other 1-4 family - Percent of loans charged-off, net0.7245%1,240
Percentage Net Loans Charged-off: Commercial and industrial2.8437%594
Percentage Net Loans Charged-off: Loans to individuals0.4829%2,417
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4829%2,258
Percentage Net Loans Charged-off: All other loans and lease-0.0165%5,871
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7148%1,544
Percentage Net Loans Charged-off: Total real estate loans0.5151%1,857
Percentage Net Loans Charged-off:Construction & development-0.2224%6,176
Percentage Net Loans Charged-off: Commercial real estate0.3249%1,697
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.8447%1,054
Percentage Net Loans Charged-off: Home equity loans0.4540%975
All other 1-4 family - Percent of loans charged-off, net0.9321%953
Percentage Net Loans Charged-off: Commercial and industrial2.1389%739
Percentage Net Loans Charged-off: Loans to individuals0.6306%1,861
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6306%1,714
Percentage Net Loans Charged-off: All other loans and lease-0.0222%5,936
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8996%1,223
Percentage Net Loans Charged-off: Total real estate loans0.5490%1,744
Percentage Net Loans Charged-off:Construction & development-0.5262%6,300
Percentage Net Loans Charged-off: Commercial real estate0.2815%1,624
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.9825%921
Percentage Net Loans Charged-off: Home equity loans0.6809%722
All other 1-4 family - Percent of loans charged-off, net1.0507%855
Percentage Net Loans Charged-off: Commercial and industrial3.1969%518
Percentage Net Loans Charged-off: Loans to individuals1.1733%1,069
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1733%958
Percentage Net Loans Charged-off: All other loans and lease-0.0226%5,932
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3971%718
Percentage Net Loans Charged-off: Total real estate loans0.5807%1,445
Percentage Net Loans Charged-off:Construction & development-1.5504%6,427
Percentage Net Loans Charged-off: Commercial real estate0.4650%1,001
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.8247%1,026
Percentage Net Loans Charged-off: Home equity loans1.0651%476
All other 1-4 family - Percent of loans charged-off, net0.7704%1,045
Percentage Net Loans Charged-off: Commercial and industrial6.2240%248
Percentage Net Loans Charged-off: Loans to individuals3.3720%342
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.3720%317
Percentage Net Loans Charged-off: All other loans and lease-0.0218%5,965
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4852%3,057
Percentage Net Loans Charged-off: Total real estate loans0.4723%2,724
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.6335%1,736
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.3578%2,698
Percentage Net Loans Charged-off: Home equity loans0.4208%1,334
All other 1-4 family - Percent of loans charged-off, net0.3435%2,652
Percentage Net Loans Charged-off: Commercial and industrial0.5756%2,619
Percentage Net Loans Charged-off: Loans to individuals1.6050%1,027
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5101%929
Percentage Net Loans Charged-off: All other loans and lease-0.0310%6,026
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5343%2,632
Percentage Net Loans Charged-off: Total real estate loans0.5175%2,363
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.7800%1,268
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.2954%2,666
Percentage Net Loans Charged-off: Home equity loans0.1771%1,449
All other 1-4 family - Percent of loans charged-off, net0.3222%2,462
Percentage Net Loans Charged-off: Commercial and industrial0.6654%2,171
Percentage Net Loans Charged-off: Loans to individuals1.5660%978
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4490%892
Percentage Net Loans Charged-off: All other loans and lease-0.0280%6,025
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5717%2,394
Percentage Net Loans Charged-off: Total real estate loans0.6884%1,874
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate1.1524%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.2627%2,617
Percentage Net Loans Charged-off: Home equity loans0.0935%1,348
All other 1-4 family - Percent of loans charged-off, net0.3006%2,326
Percentage Net Loans Charged-off: Commercial and industrial-0.0313%6,070
Percentage Net Loans Charged-off: Loans to individuals1.4490%1,047
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3043%937
Percentage Net Loans Charged-off: All other loans and lease-0.0330%6,067
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7362%1,743
Percentage Net Loans Charged-off: Total real estate loans0.8841%1,299
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate1.6765%520
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.1160%2,593
Percentage Net Loans Charged-off: Home equity loans0.0312%1,006
All other 1-4 family - Percent of loans charged-off, net0.1348%2,344
Percentage Net Loans Charged-off: Commercial and industrial0.0210%2,336
Percentage Net Loans Charged-off: Loans to individuals1.2870%1,095
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0994%980
Percentage Net Loans Charged-off: All other loans and lease-0.0489%6,090
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3972%4,055
Percentage Net Loans Charged-off: Total real estate loans0.4390%3,181
Percentage Net Loans Charged-off:Construction & development-0.0651%6,892
Percentage Net Loans Charged-off: Commercial real estate0.6304%1,785
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.3166%2,914
Percentage Net Loans Charged-off: Home equity loans0.2991%1,476
All other 1-4 family - Percent of loans charged-off, net0.3202%2,807
Percentage Net Loans Charged-off: Commercial and industrial0.1709%4,139
Percentage Net Loans Charged-off: Loans to individuals0.9015%2,326
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0484%6,445
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3238%4,044
Percentage Net Loans Charged-off: Total real estate loans0.3529%3,188
Percentage Net Loans Charged-off:Construction & development-0.0829%6,955
Percentage Net Loans Charged-off: Commercial real estate0.3981%1,947
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.3687%2,487
Percentage Net Loans Charged-off: Home equity loans0.2499%1,378
All other 1-4 family - Percent of loans charged-off, net0.3928%2,311
Percentage Net Loans Charged-off: Commercial and industrial0.1746%3,722
Percentage Net Loans Charged-off: Loans to individuals0.6973%2,617
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0482%6,465
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4249%3,295
Percentage Net Loans Charged-off: Total real estate loans0.5111%2,448
Percentage Net Loans Charged-off:Construction & development-0.0564%6,957
Percentage Net Loans Charged-off: Commercial real estate0.6734%1,284
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.4408%2,033
Percentage Net Loans Charged-off: Home equity loans0.3830%1,052
All other 1-4 family - Percent of loans charged-off, net0.4523%1,927
Percentage Net Loans Charged-off: Commercial and industrial-0.0072%6,417
Percentage Net Loans Charged-off: Loans to individuals0.6510%2,545
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0602%6,477
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5477%2,435
Percentage Net Loans Charged-off: Total real estate loans0.6619%1,787
Percentage Net Loans Charged-off:Construction & development-0.0618%6,977
Percentage Net Loans Charged-off: Commercial real estate1.1237%709
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.3384%1,880
Percentage Net Loans Charged-off: Home equity loans0.7140%641
All other 1-4 family - Percent of loans charged-off, net0.2635%1,986
Percentage Net Loans Charged-off: Commercial and industrial-0.0077%6,355
Percentage Net Loans Charged-off: Loans to individuals0.5891%2,461
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0235%6,380
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3431%4,514
Percentage Net Loans Charged-off: Total real estate loans0.2777%3,724
Percentage Net Loans Charged-off:Construction & development-0.0536%7,305
Percentage Net Loans Charged-off: Commercial real estate0.5681%1,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0992%3,967
Percentage Net Loans Charged-off: Home equity loans-0.0125%5,775
All other 1-4 family - Percent of loans charged-off, net0.1229%3,605
Percentage Net Loans Charged-off: Commercial and industrial0.3968%3,981
Percentage Net Loans Charged-off: Loans to individuals1.5330%1,827
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1167%6,866
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4215%3,576
Percentage Net Loans Charged-off: Total real estate loans0.3478%2,927
Percentage Net Loans Charged-off:Construction & development-0.0753%7,355
Percentage Net Loans Charged-off: Commercial real estate0.7512%1,030
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0991%3,493
Percentage Net Loans Charged-off: Home equity loans-0.0057%5,790
All other 1-4 family - Percent of loans charged-off, net0.1218%3,143
Percentage Net Loans Charged-off: Commercial and industrial0.5375%3,071
Percentage Net Loans Charged-off: Loans to individuals1.5536%1,650
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1631%6,918
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5875%2,570
Percentage Net Loans Charged-off: Total real estate loans0.5176%2,094
Percentage Net Loans Charged-off:Construction & development-0.0996%7,382
Percentage Net Loans Charged-off: Commercial real estate1.1369%608
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1429%2,756
Percentage Net Loans Charged-off: Home equity loans0.1024%1,190
All other 1-4 family - Percent of loans charged-off, net0.1515%2,532
Percentage Net Loans Charged-off: Commercial and industrial0.7288%2,322
Percentage Net Loans Charged-off: Loans to individuals1.6761%1,449
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2357%6,961
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8477%1,539
Percentage Net Loans Charged-off: Total real estate loans0.8357%1,160
Percentage Net Loans Charged-off:Construction & development-0.1256%7,411
Percentage Net Loans Charged-off: Commercial real estate2.1411%248
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0358%2,547
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0434%2,301
Percentage Net Loans Charged-off: Commercial and industrial1.4020%1,198
Percentage Net Loans Charged-off: Loans to individuals0.5942%2,751
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5291%7,008
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1682%4,514
Percentage Net Loans Charged-off: Total real estate loans0.0809%3,931
Percentage Net Loans Charged-off:Construction & development-0.0975%7,613
Percentage Net Loans Charged-off: Commercial real estate0.1243%1,652
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0685%3,206
Percentage Net Loans Charged-off: Home equity loans0.0703%1,256
All other 1-4 family - Percent of loans charged-off, net0.0682%3,023
Percentage Net Loans Charged-off: Commercial and industrial0.0792%4,141
Percentage Net Loans Charged-off: Loans to individuals1.2348%1,825
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2461%7,133
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1244%4,103
Percentage Net Loans Charged-off: Total real estate loans0.0435%3,625
Percentage Net Loans Charged-off:Construction & development-0.1080%7,649
Percentage Net Loans Charged-off: Commercial real estate0.0453%1,457
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0538%2,784
Percentage Net Loans Charged-off: Home equity loans-0.0828%6,006
All other 1-4 family - Percent of loans charged-off, net0.0814%2,324
Percentage Net Loans Charged-off: Commercial and industrial0.0779%3,398
Percentage Net Loans Charged-off: Loans to individuals1.0042%1,857
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2934%7,175
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1435%3,302
Percentage Net Loans Charged-off: Total real estate loans0.0857%2,509
Percentage Net Loans Charged-off:Construction & development-0.0966%7,658
Percentage Net Loans Charged-off: Commercial real estate0.1578%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0556%2,274
Percentage Net Loans Charged-off: Home equity loans-0.1250%6,017
All other 1-4 family - Percent of loans charged-off, net0.0920%1,832
Percentage Net Loans Charged-off: Commercial and industrial0.0228%3,038
Percentage Net Loans Charged-off: Loans to individuals0.9662%1,772
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3696%7,194
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1780%2,300
Percentage Net Loans Charged-off: Total real estate loans0.1856%1,295
Percentage Net Loans Charged-off:Construction & development-0.1125%7,637
Percentage Net Loans Charged-off: Commercial real estate0.3403%364
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1204%1,316
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1450%1,109
Percentage Net Loans Charged-off: Commercial and industrial-0.0191%6,858
Percentage Net Loans Charged-off: Loans to individuals0.6985%2,015
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4756%7,203
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3374%1,623
Percentage Net Loans Charged-off: Total real estate loans0.3441%834
Percentage Net Loans Charged-off:Construction & development-0.0062%7,619
Percentage Net Loans Charged-off: Commercial real estate0.9964%253
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0331%2,700
Percentage Net Loans Charged-off: Home equity loans-0.0120%5,974
All other 1-4 family - Percent of loans charged-off, net0.0428%2,389
Percentage Net Loans Charged-off: Commercial and industrial0.1433%3,004
Percentage Net Loans Charged-off: Loans to individuals0.9274%1,749
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0272%1,622
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3794%1,049
Percentage Net Loans Charged-off: Total real estate loans0.3719%470
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate1.0864%140
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0444%1,958
Percentage Net Loans Charged-off: Home equity loans0.0677%601
All other 1-4 family - Percent of loans charged-off, net0.0393%1,877
Percentage Net Loans Charged-off: Commercial and industrial0.1184%2,538
Percentage Net Loans Charged-off: Loans to individuals0.9311%1,492
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0889%7,133
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4599%781
Percentage Net Loans Charged-off: Total real estate loans0.5204%283
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate1.6231%90
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0218%1,844
Percentage Net Loans Charged-off: Home equity loans0.0987%413
All other 1-4 family - Percent of loans charged-off, net0.0050%1,908
Percentage Net Loans Charged-off: Commercial and industrial0.1729%1,922
Percentage Net Loans Charged-off: Loans to individuals0.7185%1,798
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0962%7,124
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1516%1,725
Percentage Net Loans Charged-off: Total real estate loans-0.0123%7,837
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.1256%8,201
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0456%1,153
Percentage Net Loans Charged-off: Home equity loans0.3552%182
All other 1-4 family - Percent of loans charged-off, net-0.0229%7,930
Percentage Net Loans Charged-off: Commercial and industrial0.1976%1,294
Percentage Net Loans Charged-off: Loans to individuals0.9263%1,354
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1143%7,119
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1484%2,509
Percentage Net Loans Charged-off: Total real estate loans0.0811%1,527
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.1303%699
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0702%1,726
Percentage Net Loans Charged-off: Home equity loans0.0431%579
All other 1-4 family - Percent of loans charged-off, net0.0767%1,580
Percentage Net Loans Charged-off: Commercial and industrial-0.0203%7,065
Percentage Net Loans Charged-off: Loans to individuals0.6363%2,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0451%1,418
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1467%2,077
Percentage Net Loans Charged-off: Total real estate loans0.1028%1,050
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.2159%425
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0632%1,492
Percentage Net Loans Charged-off: Home equity loans-0.0260%6,024
All other 1-4 family - Percent of loans charged-off, net0.0847%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0425%7,117
Percentage Net Loans Charged-off: Loans to individuals0.6019%2,189
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1585%7,328
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1403%1,992
Percentage Net Loans Charged-off: Total real estate loans0.0439%1,511
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0156%8,050
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0795%1,166
Percentage Net Loans Charged-off: Home equity loans-0.0320%6,004
All other 1-4 family - Percent of loans charged-off, net0.1070%962
Percentage Net Loans Charged-off: Commercial and industrial0.0280%2,466
Percentage Net Loans Charged-off: Loans to individuals0.7007%1,800
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1909%7,313
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1662%1,509
Percentage Net Loans Charged-off: Total real estate loans0.0730%867
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0367%8,195
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.1365%663
Percentage Net Loans Charged-off: Home equity loans-0.0627%5,998
All other 1-4 family - Percent of loans charged-off, net0.1867%529
Percentage Net Loans Charged-off: Commercial and industrial-0.0511%7,060
Percentage Net Loans Charged-off: Loans to individuals0.8542%1,453
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2792%7,320
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2273%2,056
Percentage Net Loans Charged-off: Total real estate loans0.0322%2,360
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.1043%8,315
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0912%1,513
Percentage Net Loans Charged-off: Home equity loans0.0798%458
All other 1-4 family - Percent of loans charged-off, net0.0945%1,451
Percentage Net Loans Charged-off: Commercial and industrial0.0661%3,548
Percentage Net Loans Charged-off: Loans to individuals0.9663%1,925
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4374%867
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2014%1,956
Percentage Net Loans Charged-off: Total real estate loans0.0322%2,064
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0765%8,287
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0785%1,419
Percentage Net Loans Charged-off: Home equity loans0.0312%479
All other 1-4 family - Percent of loans charged-off, net0.0925%1,257
Percentage Net Loans Charged-off: Commercial and industrial0.0696%2,942
Percentage Net Loans Charged-off: Loans to individuals0.7815%2,117
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5443%691
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1708%2,077
Percentage Net Loans Charged-off: Total real estate loans0.0264%1,865
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0341%8,206
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0531%1,474
Percentage Net Loans Charged-off: Home equity loans0.0293%393
All other 1-4 family - Percent of loans charged-off, net0.0603%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0553%2,604
Percentage Net Loans Charged-off: Loans to individuals0.7510%2,087
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0990%7,267
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1683%1,810
Percentage Net Loans Charged-off: Total real estate loans0.0445%1,204
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0857%366
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0381%1,212
Percentage Net Loans Charged-off: Home equity loans0.0473%266
All other 1-4 family - Percent of loans charged-off, net0.0353%1,125
Percentage Net Loans Charged-off: Commercial and industrial0.0576%1,777
Percentage Net Loans Charged-off: Loans to individuals0.6631%2,123
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0294%7,116
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6154%858
Percentage Net Loans Charged-off: Total real estate loans0.4524%364
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate1.0889%233
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.3551%541
Percentage Net Loans Charged-off: Home equity loans0.3548%195
All other 1-4 family - Percent of loans charged-off, net0.3552%562
Percentage Net Loans Charged-off: Commercial and industrial0.4406%2,290
Percentage Net Loans Charged-off: Loans to individuals1.3075%1,479
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1339%1,237
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5310%900
Percentage Net Loans Charged-off: Total real estate loans0.2593%611
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.1250%713
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.3381%521
Percentage Net Loans Charged-off: Home equity loans0.2970%195
All other 1-4 family - Percent of loans charged-off, net0.3491%503
Percentage Net Loans Charged-off: Commercial and industrial0.6488%1,513
Percentage Net Loans Charged-off: Loans to individuals1.1268%1,613
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3423%828
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5097%921
Percentage Net Loans Charged-off: Total real estate loans0.2336%667
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.2112%479
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2795%615
Percentage Net Loans Charged-off: Home equity loans0.1254%262
All other 1-4 family - Percent of loans charged-off, net0.3203%541
Percentage Net Loans Charged-off: Commercial and industrial0.9018%1,135
Percentage Net Loans Charged-off: Loans to individuals0.8780%2,127
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0461%1,115
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5245%875
Percentage Net Loans Charged-off: Total real estate loans0.3934%354
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.4456%226
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.4511%346
Percentage Net Loans Charged-off: Home equity loans0.2566%140
All other 1-4 family - Percent of loans charged-off, net0.5010%318
Percentage Net Loans Charged-off: Commercial and industrial0.3819%1,306
Percentage Net Loans Charged-off: Loans to individuals1.2508%1,480
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.8156%7,687
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7756%844
Percentage Net Loans Charged-off: Total real estate loans0.5843%321
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.2689%704
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.7262%269
Percentage Net Loans Charged-off: Home equity loans0.6353%137
All other 1-4 family - Percent of loans charged-off, net0.7473%277
Percentage Net Loans Charged-off: Commercial and industrial0.4998%2,619
Percentage Net Loans Charged-off: Loans to individuals1.3658%1,567
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7435%477
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5982%1,045
Percentage Net Loans Charged-off: Total real estate loans0.2812%680
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.2551%593
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.3344%599
Percentage Net Loans Charged-off: Home equity loans0.1596%276
All other 1-4 family - Percent of loans charged-off, net0.3743%554
Percentage Net Loans Charged-off: Commercial and industrial0.5037%2,211
Percentage Net Loans Charged-off: Loans to individuals1.2954%1,550
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4838%492
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4977%1,243
Percentage Net Loans Charged-off: Total real estate loans0.1503%1,081
Percentage Net Loans Charged-off:Construction & development0.1833%330
Percentage Net Loans Charged-off: Commercial real estate0.3285%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1285%1,125
Percentage Net Loans Charged-off: Home equity loans0.0385%357
All other 1-4 family - Percent of loans charged-off, net0.1487%1,028
Percentage Net Loans Charged-off: Commercial and industrial0.3272%2,354
Percentage Net Loans Charged-off: Loans to individuals1.5100%1,265
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7612%661
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4396%1,265
Percentage Net Loans Charged-off: Total real estate loans0.1890%739
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.8269%185
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.1187%949
Percentage Net Loans Charged-off: Home equity loans0.0310%253
All other 1-4 family - Percent of loans charged-off, net0.1383%858
Percentage Net Loans Charged-off: Commercial and industrial0.5809%1,344
Percentage Net Loans Charged-off: Loans to individuals0.9180%2,110
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0528%919
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4920%1,684
Percentage Net Loans Charged-off: Total real estate loans0.1484%1,392
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.2104%829
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1558%1,261
Percentage Net Loans Charged-off: Home equity loans0.1447%359
All other 1-4 family - Percent of loans charged-off, net0.1582%1,242
Percentage Net Loans Charged-off: Commercial and industrial0.3999%3,086
Percentage Net Loans Charged-off: Loans to individuals1.6278%1,233
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3133%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5697%1,411
Percentage Net Loans Charged-off: Total real estate loans0.1070%1,580
Percentage Net Loans Charged-off:Construction & development0.3685%361
Percentage Net Loans Charged-off: Commercial real estate0.0607%1,089
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1058%1,478
Percentage Net Loans Charged-off: Home equity loans0.2630%267
All other 1-4 family - Percent of loans charged-off, net0.0746%1,730
Percentage Net Loans Charged-off: Commercial and industrial0.6605%2,325
Percentage Net Loans Charged-off: Loans to individuals1.6037%1,147
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7886%790
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4407%1,507
Percentage Net Loans Charged-off: Total real estate loans0.0440%458
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0589%241
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0485%442
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0581%361
Percentage Net Loans Charged-off: Commercial and industrial0.8928%277
Percentage Net Loans Charged-off: Loans to individuals0.7925%527
Percentage Net Loans Charged-off: Credit card loans-0.5587%1,319
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6436%131
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2476%2,709
Percentage Net Loans Charged-off: Total real estate loans0.0061%903
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0242%99
Percentage Net Loans Charged-off: 1-4 family residential0.0075%893
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0094%813
Percentage Net Loans Charged-off: Commercial and industrial0.2144%653
Percentage Net Loans Charged-off: Loans to individuals0.7216%619
Percentage Net Loans Charged-off: Credit card loans-1.0787%1,316
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0602%354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4388%1,692
Percentage Net Loans Charged-off: Total real estate loans0.0372%548
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.2370%155
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial1.0283%162
Percentage Net Loans Charged-off: Loans to individuals0.6555%718
Percentage Net Loans Charged-off: Credit card loans-6.7950%1,299
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2639%3,078
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,004
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial0.2091%574
Percentage Net Loans Charged-off: Loans to individuals0.7520%701
Percentage Net Loans Charged-off: Credit card loans27.7123%13
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2171%3,830
Percentage Net Loans Charged-off: Total real estate loans0.0009%1,035
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0013%1,029
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0017%977
Percentage Net Loans Charged-off: Commercial and industrial-0.0315%1,194
Percentage Net Loans Charged-off: Loans to individuals0.7202%704
Percentage Net Loans Charged-off: Credit card loans5.7277%131
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0279%1,225
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1261%5,063
Percentage Net Loans Charged-off: Total real estate loans-0.0043%1,266
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential-0.0065%1,367
Percentage Net Loans Charged-off: Home equity loans-0.0195%1,288
All other 1-4 family - Percent of loans charged-off, net-0.0021%1,326
Percentage Net Loans Charged-off: Commercial and industrial0.1202%610
Percentage Net Loans Charged-off: Loans to individuals0.3352%950
Percentage Net Loans Charged-off: Credit card loans0.9879%824
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0938%5,864
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1097%6,894
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2479%6,634
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA