Home > THE National Bank > Assets and Liabilities
THE National Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 178 | 919 |
| Assets and Liabilities | ||
| Total Assets: | $439,773,000 | 1,424 |
| Cash and due from depository institutions | $20,757,000 | 919 |
| Interest-bearing balances | $12,041,000 | 474 |
| Securities | $52,206,000 | 2,276 |
| Federal funds sold & reverse repurchase agreements | $6,205,000 | 2,113 |
| Net loans & leases | $335,269,000 | 1,267 |
| Loan loss allowance | $5,879,000 | 837 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,202,000 | 1,208 |
| Other real estate owned | $251,000 | 919 |
| Goodwill and other intangibles | $3,674,000 | 981 |
| All other assets | $12,209,000 | 1,406 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $439,773,000 | 1,424 |
| Total liabilities | $396,257,000 | 1,422 |
| Total deposits | $374,273,000 | 1,313 |
| Interest-bearing deposits | $347,251,000 | 1,179 |
| Deposits held in domestic offices | $374,273,000 | 1,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,640,000 | 1,545 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,000,000 | 2,275 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,344,000 | 1,432 |
| Total equity capital | $43,516,000 | 1,388 |
| Total bank equity capital | $43,516,000 | 1,388 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,500,000 | 2,256 |
| Surplus | $29,750,000 | 913 |
| Undivided profits | $12,266,000 | 2,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,815,000 | 1,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,795,000 | 1,190 |
| Earning assets | $405,721,000 | 1,409 |
| Long-term assets (5+ years) | $40,778,000 | 2,043 |
| Average Assets, year-to-date | $416,092,600 | 1,450 |
| Average Assets, quarterly | $431,267,500 | 1,435 |
| Volatile liabilities | $63,260,000 | 2,021 |
| Insider loans | $6,023,000 | 1,108 |
| FHLB advances | $13,000,000 | 2,151 |
| Loans and leases held for sale | $1,447,000 | 716 |
| Unused loan commitments | $54,249,000 | 1,659 |
| Tier 1 (core) risk-based capital | $40,317,000 | 1,435 |
| Tier 2 risk-based capital | $4,794,000 | 1,011 |
| Total risk weighted assets | $382,402,000 | 1,155 |
| Total unused commitments | $54,249,000 | 1,659 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 161 | 1,017 |
| Assets and Liabilities | ||
| Total Assets: | $422,762,000 | 1,453 |
| Cash and due from depository institutions | $11,450,000 | 1,017 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $54,212,000 | 2,176 |
| Federal funds sold & reverse repurchase agreements | $1,389,000 | 4,250 |
| Net loans & leases | $330,109,000 | 1,255 |
| Loan loss allowance | $6,488,000 | 753 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,375,000 | 1,135 |
| Other real estate owned | $357,000 | 1,017 |
| Goodwill and other intangibles | $3,727,000 | 944 |
| All other assets | $12,143,000 | 1,365 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $422,762,000 | 1,453 |
| Total liabilities | $380,663,000 | 1,450 |
| Total deposits | $358,758,000 | 1,334 |
| Interest-bearing deposits | $329,642,000 | 1,224 |
| Deposits held in domestic offices | $358,758,000 | 1,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,811,000 | 1,511 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $13,000,000 | 2,296 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,094,000 | 1,463 |
| Total equity capital | $42,099,000 | 1,417 |
| Total bank equity capital | $42,099,000 | 1,417 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,225 |
| Surplus | $29,750,000 | 878 |
| Undivided profits | $10,849,000 | 2,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,169,000 | 2,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,701,000 | 1,175 |
| Earning assets | $385,710,000 | 1,455 |
| Long-term assets (5+ years) | $41,340,000 | 2,033 |
| Average Assets, year-to-date | $410,172,500 | 1,459 |
| Average Assets, quarterly | $416,570,500 | 1,461 |
| Volatile liabilities | $57,937,000 | 2,105 |
| Insider loans | $6,153,000 | 1,050 |
| FHLB advances | $13,000,000 | 2,159 |
| Loans and leases held for sale | $744,000 | 1,088 |
| Unused loan commitments | $57,024,000 | 1,582 |
| Tier 1 (core) risk-based capital | $38,712,000 | 1,476 |
| Tier 2 risk-based capital | $4,731,000 | 1,000 |
| Total risk weighted assets | $376,706,000 | 1,148 |
| Total unused commitments | $57,024,000 | 1,582 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 162 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $410,379,000 | 1,475 |
| Cash and due from depository institutions | $10,400,000 | 1,016 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $57,011,000 | 2,092 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $317,825,000 | 1,274 |
| Loan loss allowance | $6,314,000 | 766 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,449,000 | 1,110 |
| Other real estate owned | $328,000 | 1,016 |
| Goodwill and other intangibles | $3,780,000 | 925 |
| All other assets | $11,586,000 | 1,386 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $410,379,000 | 1,475 |
| Total liabilities | $369,462,000 | 1,474 |
| Total deposits | $341,542,000 | 1,381 |
| Interest-bearing deposits | $310,590,000 | 1,285 |
| Deposits held in domestic offices | $341,542,000 | 1,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,576,000 | 1,060 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,000,000 | 2,272 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,344,000 | 1,303 |
| Total equity capital | $40,917,000 | 1,431 |
| Total bank equity capital | $40,917,000 | 1,431 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,206 |
| Surplus | $29,750,000 | 861 |
| Undivided profits | $9,667,000 | 3,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $970,000 | 2,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,349,000 | 1,242 |
| Earning assets | $374,836,000 | 1,484 |
| Long-term assets (5+ years) | $42,226,000 | 2,022 |
| Average Assets, year-to-date | $405,976,000 | 1,460 |
| Average Assets, quarterly | $405,921,500 | 1,474 |
| Volatile liabilities | $58,823,000 | 1,999 |
| Insider loans | $5,824,000 | 1,076 |
| FHLB advances | $13,000,000 | 2,157 |
| Loans and leases held for sale | $1,126,000 | 940 |
| Unused loan commitments | $55,813,000 | 1,560 |
| Tier 1 (core) risk-based capital | $37,430,000 | 1,483 |
| Tier 2 risk-based capital | $4,578,000 | 1,015 |
| Total risk weighted assets | $364,507,000 | 1,156 |
| Total unused commitments | $55,813,000 | 1,560 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 163 | 986 |
| Assets and Liabilities | ||
| Total Assets: | $401,464,000 | 1,496 |
| Cash and due from depository institutions | $7,681,000 | 986 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $54,026,000 | 2,253 |
| Federal funds sold & reverse repurchase agreements | $11,869,000 | 1,050 |
| Net loans & leases | $302,420,000 | 1,311 |
| Loan loss allowance | $5,797,000 | 829 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,534,000 | 1,076 |
| Other real estate owned | $390,000 | 986 |
| Goodwill and other intangibles | $3,833,000 | 903 |
| All other assets | $11,711,000 | 1,355 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $401,464,000 | 1,496 |
| Total liabilities | $361,768,000 | 1,493 |
| Total deposits | $339,017,000 | 1,380 |
| Interest-bearing deposits | $311,727,000 | 1,260 |
| Deposits held in domestic offices | $339,017,000 | 1,376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,098,000 | 1,697 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,000,000 | 2,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,653,000 | 847 |
| Total equity capital | $39,696,000 | 1,438 |
| Total bank equity capital | $39,696,000 | 1,438 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,212 |
| Surplus | $29,750,000 | 841 |
| Undivided profits | $8,446,000 | 3,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $782,000 | 2,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,470,000 | 1,131 |
| Earning assets | $368,315,000 | 1,490 |
| Long-term assets (5+ years) | $40,496,000 | 2,120 |
| Average Assets, year-to-date | $403,774,500 | 1,471 |
| Average Assets, quarterly | $403,774,500 | 1,471 |
| Volatile liabilities | $35,071,000 | 2,860 |
| Insider loans | $3,207,000 | 1,888 |
| FHLB advances | $13,000,000 | 2,088 |
| Loans and leases held for sale | $1,620,000 | 720 |
| Unused loan commitments | $44,695,000 | 1,808 |
| Tier 1 (core) risk-based capital | $36,309,000 | 1,496 |
| Tier 2 risk-based capital | $4,360,000 | 1,043 |
| Total risk weighted assets | $347,332,000 | 1,202 |
| Total unused commitments | $44,695,000 | 1,810 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 173 | 935 |
| Assets and Liabilities | ||
| Total Assets: | $406,085,000 | 1,465 |
| Cash and due from depository institutions | $9,217,000 | 935 |
| Interest-bearing balances | $1,000 | 6,807 |
| Securities | $66,499,000 | 1,877 |
| Federal funds sold & reverse repurchase agreements | $4,927,000 | 2,258 |
| Net loans & leases | $299,729,000 | 1,302 |
| Loan loss allowance | $5,484,000 | 879 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,469,000 | 1,058 |
| Other real estate owned | $342,000 | 935 |
| Goodwill and other intangibles | $3,886,000 | 889 |
| All other assets | $12,016,000 | 1,298 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $406,085,000 | 1,465 |
| Total liabilities | $367,133,000 | 1,457 |
| Total deposits | $334,741,000 | 1,388 |
| Interest-bearing deposits | $300,290,000 | 1,302 |
| Deposits held in domestic offices | $334,741,000 | 1,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,764,000 | 887 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $13,000,000 | 2,231 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,628,000 | 1,185 |
| Total equity capital | $38,952,000 | 1,466 |
| Total bank equity capital | $38,952,000 | 1,466 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,198 |
| Surplus | $29,750,000 | 831 |
| Undivided profits | $7,702,000 | 3,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $779,000 | 2,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,402,000 | 1,149 |
| Earning assets | $371,156,000 | 1,471 |
| Long-term assets (5+ years) | $38,282,000 | 2,249 |
| Average Assets, year-to-date | $379,942,200 | 1,486 |
| Average Assets, quarterly | $396,155,500 | 1,485 |
| Volatile liabilities | $43,046,000 | 2,394 |
| Insider loans | $3,240,000 | 1,864 |
| FHLB advances | $13,000,000 | 2,105 |
| Loans and leases held for sale | $1,491,000 | 718 |
| Unused loan commitments | $41,396,000 | 1,850 |
| Tier 1 (core) risk-based capital | $35,198,000 | 1,518 |
| Tier 2 risk-based capital | $4,290,000 | 1,056 |
| Total risk weighted assets | $341,980,000 | 1,204 |
| Total unused commitments | $41,396,000 | 1,851 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 157 | 1,036 |
| Assets and Liabilities | ||
| Total Assets: | $386,226,000 | 1,522 |
| Cash and due from depository institutions | $9,434,000 | 1,036 |
| Interest-bearing balances | $2,000 | 6,817 |
| Securities | $60,106,000 | 2,044 |
| Federal funds sold & reverse repurchase agreements | $3,647,000 | 2,663 |
| Net loans & leases | $287,273,000 | 1,333 |
| Loan loss allowance | $5,357,000 | 886 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,610,000 | 1,016 |
| Other real estate owned | $412,000 | 1,036 |
| Goodwill and other intangibles | $3,939,000 | 864 |
| All other assets | $11,805,000 | 1,295 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $386,226,000 | 1,522 |
| Total liabilities | $348,115,000 | 1,515 |
| Total deposits | $326,428,000 | 1,390 |
| Interest-bearing deposits | $294,047,000 | 1,312 |
| Deposits held in domestic offices | $326,428,000 | 1,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,001,000 | 1,381 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,000,000 | 2,560 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,686,000 | 958 |
| Total equity capital | $38,111,000 | 1,478 |
| Total bank equity capital | $38,111,000 | 1,478 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,500,000 | 2,195 |
| Surplus | $29,750,000 | 805 |
| Undivided profits | $6,861,000 | 3,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,276,000 | 2,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,299,000 | 1,218 |
| Earning assets | $351,028,000 | 1,537 |
| Long-term assets (5+ years) | $39,484,000 | 2,228 |
| Average Assets, year-to-date | $373,406,500 | 1,509 |
| Average Assets, quarterly | $379,004,000 | 1,528 |
| Volatile liabilities | $39,704,000 | 2,506 |
| Insider loans | $3,272,000 | 1,793 |
| FHLB advances | $10,000,000 | 2,424 |
| Loans and leases held for sale | $3,088,000 | 468 |
| Unused loan commitments | $45,375,000 | 1,688 |
| Tier 1 (core) risk-based capital | $34,100,000 | 1,540 |
| Tier 2 risk-based capital | $4,155,000 | 1,072 |
| Total risk weighted assets | $331,180,000 | 1,215 |
| Total unused commitments | $45,375,000 | 1,689 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 158 | 1,035 |
| Assets and Liabilities | ||
| Total Assets: | $371,782,000 | 1,553 |
| Cash and due from depository institutions | $9,749,000 | 1,035 |
| Interest-bearing balances | $6,000 | 6,688 |
| Securities | $62,234,000 | 2,015 |
| Federal funds sold & reverse repurchase agreements | $1,537,000 | 3,879 |
| Net loans & leases | $273,032,000 | 1,371 |
| Loan loss allowance | $4,935,000 | 945 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,514,000 | 1,008 |
| Other real estate owned | $320,000 | 1,035 |
| Goodwill and other intangibles | $3,992,000 | 837 |
| All other assets | $11,404,000 | 1,335 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $371,782,000 | 1,553 |
| Total liabilities | $335,083,000 | 1,555 |
| Total deposits | $310,089,000 | 1,459 |
| Interest-bearing deposits | $273,615,000 | 1,397 |
| Deposits held in domestic offices | $310,089,000 | 1,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,203,000 | 1,077 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,100,000 | 2,534 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,691,000 | 1,099 |
| Total equity capital | $36,699,000 | 1,483 |
| Total bank equity capital | $36,699,000 | 1,483 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,500,000 | 2,197 |
| Surplus | $29,750,000 | 788 |
| Undivided profits | $5,449,000 | 4,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,186,000 | 2,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,179,000 | 1,222 |
| Earning assets | $336,809,000 | 1,569 |
| Long-term assets (5+ years) | $35,170,000 | 2,515 |
| Average Assets, year-to-date | $369,133,330 | 1,529 |
| Average Assets, quarterly | $368,199,500 | 1,553 |
| Volatile liabilities | $41,539,000 | 2,368 |
| Insider loans | $5,715,000 | 990 |
| FHLB advances | $10,100,000 | 2,400 |
| Loans and leases held for sale | $1,626,000 | 701 |
| Unused loan commitments | $46,891,000 | 1,645 |
| Tier 1 (core) risk-based capital | $33,112,000 | 1,560 |
| Tier 2 risk-based capital | $3,974,000 | 1,110 |
| Total risk weighted assets | $316,978,000 | 1,237 |
| Total unused commitments | $46,891,000 | 1,648 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 151 | 1,094 |
| Assets and Liabilities | ||
| Total Assets: | $364,617,000 | 1,571 |
| Cash and due from depository institutions | $9,725,000 | 1,094 |
| Interest-bearing balances | $15,000 | 6,501 |
| Securities | $43,028,000 | 2,780 |
| Federal funds sold & reverse repurchase agreements | $26,267,000 | 520 |
| Net loans & leases | $260,759,000 | 1,410 |
| Loan loss allowance | $4,758,000 | 968 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $9,363,000 | 1,015 |
| Other real estate owned | $320,000 | 1,094 |
| Goodwill and other intangibles | $4,045,000 | 816 |
| All other assets | $11,110,000 | 1,283 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $364,617,000 | 1,571 |
| Total liabilities | $327,882,000 | 1,571 |
| Total deposits | $306,601,000 | 1,472 |
| Interest-bearing deposits | $276,182,000 | 1,387 |
| Deposits held in domestic offices | $306,601,000 | 1,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,516,000 | 1,569 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $13,100,000 | 2,082 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,665,000 | 1,234 |
| Total equity capital | $36,735,000 | 1,501 |
| Total bank equity capital | $36,735,000 | 1,501 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,500,000 | 2,193 |
| Surplus | $29,750,000 | 776 |
| Undivided profits | $5,485,000 | 4,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $878,000 | 2,931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,086,000 | 1,270 |
| Earning assets | $330,069,000 | 1,592 |
| Long-term assets (5+ years) | $32,167,000 | 2,628 |
| Average Assets, year-to-date | $367,809,000 | 1,524 |
| Average Assets, quarterly | $367,809,000 | 1,524 |
| Volatile liabilities | $37,078,000 | 2,506 |
| Insider loans | $6,214,000 | 891 |
| FHLB advances | $13,100,000 | 1,962 |
| Loans and leases held for sale | $1,562,000 | 807 |
| Unused loan commitments | $47,553,000 | 1,590 |
| Tier 1 (core) risk-based capital | $32,455,000 | 1,586 |
| Tier 2 risk-based capital | $3,804,000 | 1,158 |
| Total risk weighted assets | $303,411,000 | 1,265 |
| Total unused commitments | $47,553,000 | 1,594 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 139 | 1,225 |
| Assets and Liabilities | ||
| Total Assets: | $371,001,000 | 1,529 |
| Cash and due from depository institutions | $9,251,000 | 1,225 |
| Interest-bearing balances | $16,000 | 6,460 |
| Securities | $70,053,000 | 1,845 |
| Federal funds sold & reverse repurchase agreements | $14,080,000 | 826 |
| Net loans & leases | $253,987,000 | 1,435 |
| Loan loss allowance | $4,876,000 | 957 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,274,000 | 1,149 |
| Other real estate owned | $322,000 | 1,225 |
| Goodwill and other intangibles | $4,097,000 | 812 |
| All other assets | $10,937,000 | 1,325 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $371,001,000 | 1,529 |
| Total liabilities | $335,274,000 | 1,521 |
| Total deposits | $309,384,000 | 1,435 |
| Interest-bearing deposits | $280,150,000 | 1,338 |
| Deposits held in domestic offices | $309,384,000 | 1,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,105,000 | 1,446 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,100,000 | 1,796 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,685,000 | 1,496 |
| Total equity capital | $35,727,000 | 1,521 |
| Total bank equity capital | $35,727,000 | 1,521 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,500,000 | 2,208 |
| Surplus | $29,750,000 | 773 |
| Undivided profits | $4,477,000 | 4,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,267,000 | 2,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,044,000 | 1,353 |
| Earning assets | $338,136,000 | 1,530 |
| Long-term assets (5+ years) | $30,933,000 | 2,739 |
| Average Assets, year-to-date | $306,314,600 | 1,768 |
| Average Assets, quarterly | $336,907,000 | 1,659 |
| Volatile liabilities | $43,275,000 | 2,211 |
| Insider loans | $8,779,000 | 572 |
| FHLB advances | $17,100,000 | 1,684 |
| Loans and leases held for sale | $2,049,000 | 630 |
| Unused loan commitments | $46,458,000 | 1,561 |
| Tier 1 (core) risk-based capital | $31,503,000 | 1,619 |
| Tier 2 risk-based capital | $3,731,000 | 1,183 |
| Total risk weighted assets | $297,350,000 | 1,290 |
| Total unused commitments | $46,458,000 | 1,563 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 109 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $302,813,000 | 1,875 |
| Cash and due from depository institutions | $5,993,000 | 1,615 |
| Interest-bearing balances | $15,000 | 6,529 |
| Securities | $46,276,000 | 2,604 |
| Federal funds sold & reverse repurchase agreements | $27,888,000 | 520 |
| Net loans & leases | $208,867,000 | 1,700 |
| Loan loss allowance | $4,601,000 | 1,016 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,447,000 | 1,490 |
| Other real estate owned | $342,000 | 1,615 |
| Goodwill and other intangibles | $1,710,000 | 1,266 |
| All other assets | $5,290,000 | 2,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,813,000 | 1,875 |
| Total liabilities | $273,881,000 | 1,861 |
| Total deposits | $246,168,000 | 1,840 |
| Interest-bearing deposits | $226,362,000 | 1,704 |
| Deposits held in domestic offices | $246,168,000 | 1,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,908,000 | 1,569 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,100,000 | 1,576 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,705,000 | 1,545 |
| Total equity capital | $28,932,000 | 1,889 |
| Total bank equity capital | $28,932,000 | 1,889 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $23,750,000 | 917 |
| Undivided profits | $3,682,000 | 5,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,295,000 | 2,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,813,000 | 1,683 |
| Earning assets | $283,046,000 | 1,828 |
| Long-term assets (5+ years) | $32,473,000 | 2,627 |
| Average Assets, year-to-date | $290,143,000 | 1,896 |
| Average Assets, quarterly | $301,593,500 | 1,863 |
| Volatile liabilities | $40,508,000 | 2,283 |
| Insider loans | $8,837,000 | 570 |
| FHLB advances | $20,100,000 | 1,448 |
| Loans and leases held for sale | $347,000 | 1,546 |
| Unused loan commitments | $38,466,000 | 1,817 |
| Tier 1 (core) risk-based capital | $27,214,000 | 1,901 |
| Tier 2 risk-based capital | $3,058,000 | 1,435 |
| Total risk weighted assets | $243,106,000 | 1,584 |
| Total unused commitments | $38,466,000 | 1,818 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 108 | 1,632 |
| Assets and Liabilities | ||
| Total Assets: | $300,374,000 | 1,867 |
| Cash and due from depository institutions | $10,431,000 | 1,632 |
| Interest-bearing balances | $28,000 | 6,289 |
| Securities | $41,900,000 | 2,772 |
| Federal funds sold & reverse repurchase agreements | $16,562,000 | 937 |
| Net loans & leases | $218,453,000 | 1,625 |
| Loan loss allowance | $4,347,000 | 1,050 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,130,000 | 1,551 |
| Other real estate owned | $368,000 | 1,632 |
| Goodwill and other intangibles | $1,735,000 | 1,228 |
| All other assets | $4,795,000 | 2,486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $300,374,000 | 1,867 |
| Total liabilities | $272,002,000 | 1,860 |
| Total deposits | $242,345,000 | 1,852 |
| Interest-bearing deposits | $215,907,000 | 1,764 |
| Deposits held in domestic offices | $242,345,000 | 1,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,130,000 | 1,461 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $21,690,000 | 1,489 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,837,000 | 1,546 |
| Total equity capital | $28,372,000 | 1,920 |
| Total bank equity capital | $28,372,000 | 1,920 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $23,750,000 | 895 |
| Undivided profits | $3,122,000 | 5,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,532,000 | 2,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,452,000 | 2,062 |
| Earning assets | $276,943,000 | 1,846 |
| Long-term assets (5+ years) | $37,833,000 | 2,220 |
| Average Assets, year-to-date | $285,919,670 | 1,909 |
| Average Assets, quarterly | $288,615,000 | 1,916 |
| Volatile liabilities | $43,991,000 | 2,094 |
| Insider loans | $5,852,000 | 881 |
| FHLB advances | $21,690,000 | 1,376 |
| Loans and leases held for sale | $7,046,000 | 581 |
| Unused loan commitments | $24,059,000 | 2,490 |
| Tier 1 (core) risk-based capital | $26,504,000 | 1,909 |
| Tier 2 risk-based capital | $3,074,000 | 1,389 |
| Total risk weighted assets | $244,642,000 | 1,544 |
| Total unused commitments | $24,059,000 | 2,497 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 95 | 1,813 |
| Assets and Liabilities | ||
| Total Assets: | $276,856,000 | 1,975 |
| Cash and due from depository institutions | $7,183,000 | 1,813 |
| Interest-bearing balances | $17,000 | 6,467 |
| Securities | $46,979,000 | 2,504 |
| Federal funds sold & reverse repurchase agreements | $6,289,000 | 2,654 |
| Net loans & leases | $204,007,000 | 1,692 |
| Loan loss allowance | $4,202,000 | 1,077 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,781,000 | 1,623 |
| Other real estate owned | $410,000 | 1,813 |
| Goodwill and other intangibles | $1,760,000 | 1,218 |
| All other assets | $4,447,000 | 2,584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,856,000 | 1,975 |
| Total liabilities | $249,186,000 | 1,969 |
| Total deposits | $218,355,000 | 2,032 |
| Interest-bearing deposits | $199,256,000 | 1,914 |
| Deposits held in domestic offices | $218,355,000 | 2,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,161,000 | 1,382 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $23,190,000 | 1,376 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,480,000 | 1,749 |
| Total equity capital | $27,670,000 | 1,931 |
| Total bank equity capital | $27,670,000 | 1,931 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $23,750,000 | 887 |
| Undivided profits | $2,420,000 | 6,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,173,000 | 2,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,641,000 | 1,808 |
| Earning assets | $257,292,000 | 1,950 |
| Long-term assets (5+ years) | $36,165,000 | 2,236 |
| Average Assets, year-to-date | $278,692,500 | 1,940 |
| Average Assets, quarterly | $278,692,500 | 1,940 |
| Volatile liabilities | $41,007,000 | 2,163 |
| Insider loans | $5,900,000 | 881 |
| FHLB advances | $23,190,000 | 1,272 |
| Loans and leases held for sale | $1,747,000 | 1,081 |
| Unused loan commitments | $25,330,000 | 2,302 |
| Tier 1 (core) risk-based capital | $25,745,000 | 1,945 |
| Tier 2 risk-based capital | $2,877,000 | 1,441 |
| Total risk weighted assets | $228,860,000 | 1,609 |
| Total unused commitments | $25,330,000 | 2,313 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 95 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $280,529,000 | 1,921 |
| Cash and due from depository institutions | $7,198,000 | 1,794 |
| Interest-bearing balances | $16,000 | 6,446 |
| Securities | $60,248,000 | 1,995 |
| Federal funds sold & reverse repurchase agreements | $957,000 | 5,919 |
| Net loans & leases | $200,556,000 | 1,714 |
| Loan loss allowance | $3,537,000 | 1,246 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,405,000 | 2,111 |
| Other real estate owned | $351,000 | 1,794 |
| Goodwill and other intangibles | $1,785,000 | 1,188 |
| All other assets | $5,029,000 | 2,303 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $280,529,000 | 1,921 |
| Total liabilities | $253,424,000 | 1,911 |
| Total deposits | $227,380,000 | 1,900 |
| Interest-bearing deposits | $209,399,000 | 1,776 |
| Deposits held in domestic offices | $227,380,000 | 1,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,690,000 | 1,367 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $18,190,000 | 1,618 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,164,000 | 1,895 |
| Total equity capital | $27,105,000 | 1,932 |
| Total bank equity capital | $27,105,000 | 1,932 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $23,750,000 | 867 |
| Undivided profits | $1,855,000 | 6,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $982,000 | 2,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,901,000 | 1,609 |
| Earning assets | $261,777,000 | 1,867 |
| Long-term assets (5+ years) | $33,360,000 | 2,346 |
| Average Assets, year-to-date | $249,241,600 | 2,037 |
| Average Assets, quarterly | $275,607,000 | 1,932 |
| Volatile liabilities | $44,588,000 | 2,020 |
| Insider loans | $4,324,000 | 1,211 |
| FHLB advances | $18,190,000 | 1,495 |
| Loans and leases held for sale | $2,352,000 | 981 |
| Unused loan commitments | $24,302,000 | 2,291 |
| Tier 1 (core) risk-based capital | $25,048,000 | 1,956 |
| Tier 2 risk-based capital | $2,844,000 | 1,431 |
| Total risk weighted assets | $227,108,000 | 1,599 |
| Total unused commitments | $24,302,000 | 2,296 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 92 | 1,847 |
| Assets and Liabilities | ||
| Total Assets: | $216,569,000 | 2,345 |
| Cash and due from depository institutions | $7,273,000 | 1,847 |
| Interest-bearing balances | $1,496,000 | 2,588 |
| Securities | $58,485,000 | 1,916 |
| Federal funds sold & reverse repurchase agreements | $1,760,000 | 5,036 |
| Net loans & leases | $137,198,000 | 2,358 |
| Loan loss allowance | $2,779,000 | 1,485 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,792,000 | 1,875 |
| Other real estate owned | $0 | 1,847 |
| Goodwill and other intangibles | $1,884,000 | 1,094 |
| All other assets | $5,177,000 | 2,133 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,569,000 | 2,345 |
| Total liabilities | $196,110,000 | 2,354 |
| Total deposits | $170,528,000 | 2,410 |
| Interest-bearing deposits | $154,950,000 | 2,281 |
| Deposits held in domestic offices | $170,528,000 | 2,404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,581,000 | 1,037 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,275,000 | 1,815 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,726,000 | 2,258 |
| Total equity capital | $20,459,000 | 2,410 |
| Total bank equity capital | $20,459,000 | 2,410 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,500,000 | 2,273 |
| Surplus | $18,750,000 | 1,010 |
| Undivided profits | $209,000 | 8,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $812,000 | 3,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,970,000 | 1,673 |
| Earning assets | $198,939,000 | 2,344 |
| Long-term assets (5+ years) | $67,973,000 | 1,363 |
| Average Assets, year-to-date | $173,187,750 | 2,750 |
| Average Assets, quarterly | $210,226,500 | 2,409 |
| Volatile liabilities | $38,137,000 | 2,226 |
| Insider loans | $186,000 | 7,042 |
| FHLB advances | $13,275,000 | 1,676 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $22,852,000 | 2,272 |
| Tier 1 (core) risk-based capital | $17,870,000 | 2,589 |
| Tier 2 risk-based capital | $2,014,000 | 1,833 |
| Total risk weighted assets | $160,282,000 | 2,081 |
| Total unused commitments | $22,852,000 | 2,277 |
| Derivatives | $0 | 450 |