Home > The Nashua Bank > Income and Expense
The Nashua Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 4,222 |
| Total interest expense | $638,000 | 4,103 |
| Net interest income | $3,370,000 | 4,162 |
| Provision for loan and lease losses | $80,000 | 4,589 |
| Total noninterest income | $59,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $49,000 | 6,056 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,000 | 6,493 |
| Total noninterest expense | $3,000,000 | 4,070 |
| Salaries and employee benefits | $1,505,000 | 4,139 |
| Premises and equipment expense | $282,000 | 4,501 |
| Additional noninterest expense | $1,213,000 | 3,633 |
| Pre-tax net operating income | $349,000 | 5,130 |
| Securities gains (losses) | $-1,000 | 6,745 |
| Applicable income taxes | $142,000 | 3,114 |
| Income before extraordinary items | $206,000 | 5,695 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $206,000 | 5,694 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $206,000 | 5,694 |
| Net charge-offs | $-7,000 | 6,541 |
| Cash dividends | $33,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 419 |
| Net operating income | $206,640 | 5,517 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,668,000 | 4,254 |
| Total interest expense | $427,000 | 4,189 |
| Net interest income | $2,241,000 | 4,174 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $41,000 | 6,580 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $34,000 | 6,029 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,537 |
| Total noninterest expense | $1,884,000 | 4,221 |
| Salaries and employee benefits | $1,003,000 | 4,164 |
| Premises and equipment expense | $194,000 | 4,443 |
| Additional noninterest expense | $687,000 | 4,037 |
| Pre-tax net operating income | $338,000 | 4,695 |
| Securities gains (losses) | $-1,000 | 6,818 |
| Applicable income taxes | $134,000 | 2,823 |
| Income before extraordinary items | $203,000 | 5,318 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $203,000 | 5,317 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $203,000 | 5,317 |
| Net charge-offs | $-7,000 | 6,547 |
| Cash dividends | $25,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 471 |
| Net operating income | $203,640 | 5,116 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 4,277 |
| Total interest expense | $216,000 | 4,271 |
| Net interest income | $1,125,000 | 4,193 |
| Provision for loan and lease losses | $40,000 | 3,905 |
| Total noninterest income | $19,000 | 6,683 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,790 |
| Total noninterest expense | $932,000 | 4,279 |
| Salaries and employee benefits | $483,000 | 4,294 |
| Premises and equipment expense | $101,000 | 4,371 |
| Additional noninterest expense | $348,000 | 4,001 |
| Pre-tax net operating income | $172,000 | 4,733 |
| Securities gains (losses) | $-1,000 | 6,909 |
| Applicable income taxes | $68,000 | 2,787 |
| Income before extraordinary items | $103,000 | 5,320 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $103,000 | 5,321 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $103,000 | 5,321 |
| Net charge-offs | $-6,000 | 6,458 |
| Cash dividends | $8,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 395 |
| Net operating income | $103,640 | 5,173 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,084,000 | 4,525 |
| Total interest expense | $1,005,000 | 4,381 |
| Net interest income | $4,079,000 | 4,492 |
| Provision for loan and lease losses | $235,000 | 4,447 |
| Total noninterest income | $53,000 | 6,772 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $44,000 | 6,420 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $9,000 | 6,552 |
| Total noninterest expense | $3,457,000 | 4,516 |
| Salaries and employee benefits | $1,783,000 | 4,477 |
| Premises and equipment expense | $343,000 | 4,926 |
| Additional noninterest expense | $1,331,000 | 4,179 |
| Pre-tax net operating income | $440,000 | 4,872 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $183,000 | 2,981 |
| Income before extraordinary items | $258,000 | 5,371 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $258,000 | 5,372 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $258,000 | 5,372 |
| Net charge-offs | $32,000 | 5,714 |
| Cash dividends | $9,000 | 4,175 |
| Sale, conversion, retirement of capital stock, net | $3,134,000 | 201 |
| Net operating income | $257,360 | 5,260 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 4,624 |
| Total interest expense | $765,000 | 4,472 |
| Net interest income | $2,976,000 | 4,584 |
| Provision for loan and lease losses | $155,000 | 4,455 |
| Total noninterest income | $41,000 | 6,869 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $28,000 | 6,561 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $13,000 | 6,554 |
| Total noninterest expense | $2,583,000 | 4,527 |
| Salaries and employee benefits | $1,266,000 | 4,641 |
| Premises and equipment expense | $251,000 | 5,034 |
| Additional noninterest expense | $1,066,000 | 3,993 |
| Pre-tax net operating income | $279,000 | 5,195 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $104,000 | 3,170 |
| Income before extraordinary items | $176,000 | 5,584 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 5,585 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $176,000 | 5,585 |
| Net charge-offs | $14,000 | 5,673 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $3,110,000 | 165 |
| Net operating income | $175,360 | 5,460 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 4,714 |
| Total interest expense | $512,000 | 4,559 |
| Net interest income | $1,936,000 | 4,679 |
| Provision for loan and lease losses | $118,000 | 4,262 |
| Total noninterest income | $23,000 | 6,989 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $14,000 | 6,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 6,628 |
| Total noninterest expense | $1,726,000 | 4,567 |
| Salaries and employee benefits | $833,000 | 4,715 |
| Premises and equipment expense | $169,000 | 5,059 |
| Additional noninterest expense | $724,000 | 4,002 |
| Pre-tax net operating income | $115,000 | 5,613 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $42,000 | 3,465 |
| Income before extraordinary items | $74,000 | 5,862 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $74,000 | 5,861 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $74,000 | 5,862 |
| Net charge-offs | $14,000 | 5,222 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 457 |
| Net operating income | $73,360 | 5,790 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 4,820 |
| Total interest expense | $268,000 | 4,569 |
| Net interest income | $926,000 | 4,782 |
| Provision for loan and lease losses | $46,000 | 4,243 |
| Total noninterest income | $10,000 | 7,116 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $5,000 | 6,822 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 6,705 |
| Total noninterest expense | $854,000 | 4,619 |
| Salaries and employee benefits | $406,000 | 4,828 |
| Premises and equipment expense | $83,000 | 5,145 |
| Additional noninterest expense | $365,000 | 3,971 |
| Pre-tax net operating income | $36,000 | 5,929 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $14,000 | 3,619 |
| Income before extraordinary items | $22,000 | 6,098 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $22,000 | 6,097 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $22,000 | 6,098 |
| Net charge-offs | $14,000 | 4,237 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 401 |
| Net operating income | $22,000 | 6,063 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,720,000 | 4,978 |
| Total interest expense | $1,235,000 | 4,745 |
| Net interest income | $3,485,000 | 4,964 |
| Provision for loan and lease losses | $207,000 | 5,296 |
| Total noninterest income | $53,000 | 7,026 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $44,000 | 6,321 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,804 |
| Total noninterest expense | $3,245,000 | 4,787 |
| Salaries and employee benefits | $1,545,000 | 4,985 |
| Premises and equipment expense | $334,000 | 5,187 |
| Additional noninterest expense | $1,366,000 | 4,253 |
| Pre-tax net operating income | $86,000 | 5,515 |
| Securities gains (losses) | $236,000 | 1,450 |
| Applicable income taxes | $-351,000 | 7,090 |
| Income before extraordinary items | $673,000 | 3,905 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $673,000 | 3,904 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $673,000 | 3,906 |
| Net charge-offs | $-1,000 | 7,276 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 706 |
| Net operating income | $437,000 | 4,351 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 5,055 |
| Total interest expense | $946,000 | 4,835 |
| Net interest income | $2,607,000 | 5,032 |
| Provision for loan and lease losses | $160,000 | 5,166 |
| Total noninterest income | $38,000 | 7,192 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $33,000 | 6,398 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $5,000 | 7,023 |
| Total noninterest expense | $2,378,000 | 4,878 |
| Salaries and employee benefits | $1,131,000 | 5,076 |
| Premises and equipment expense | $257,000 | 5,172 |
| Additional noninterest expense | $990,000 | 4,327 |
| Pre-tax net operating income | $107,000 | 5,594 |
| Securities gains (losses) | $236,000 | 1,246 |
| Applicable income taxes | $15,000 | 4,104 |
| Income before extraordinary items | $328,000 | 4,753 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $328,000 | 4,756 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $328,000 | 4,756 |
| Net charge-offs | $-1,000 | 7,212 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 640 |
| Net operating income | $101,440 | 5,566 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,384,000 | 5,080 |
| Total interest expense | $648,000 | 4,877 |
| Net interest income | $1,736,000 | 5,041 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $24,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $21,000 | 6,463 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 7,111 |
| Total noninterest expense | $1,516,000 | 5,043 |
| Salaries and employee benefits | $721,000 | 5,218 |
| Premises and equipment expense | $163,000 | 5,334 |
| Additional noninterest expense | $632,000 | 4,452 |
| Pre-tax net operating income | $144,000 | 5,245 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $15,000 | 3,923 |
| Income before extraordinary items | $129,000 | 5,356 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $129,000 | 5,357 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $129,000 | 5,358 |
| Net charge-offs | $-1,000 | 7,109 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 555 |
| Net operating income | $129,000 | 5,222 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 5,167 |
| Total interest expense | $342,000 | 4,883 |
| Net interest income | $846,000 | 5,147 |
| Provision for loan and lease losses | $62,000 | 4,555 |
| Total noninterest income | $8,000 | 7,486 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $7,000 | 6,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $724,000 | 5,204 |
| Salaries and employee benefits | $327,000 | 5,572 |
| Premises and equipment expense | $80,000 | 5,439 |
| Additional noninterest expense | $317,000 | 4,435 |
| Pre-tax net operating income | $68,000 | 5,441 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $68,000 | 5,424 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $68,000 | 5,426 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $68,000 | 5,425 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 496 |
| Net operating income | $68,000 | 5,317 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,915,000 | 5,770 |
| Total interest expense | $1,438,000 | 5,247 |
| Net interest income | $2,477,000 | 5,862 |
| Provision for loan and lease losses | $352,000 | 5,053 |
| Total noninterest income | $33,000 | 7,515 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $25,000 | 6,842 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $8,000 | 7,239 |
| Total noninterest expense | $2,368,000 | 5,823 |
| Salaries and employee benefits | $1,144,000 | 5,960 |
| Premises and equipment expense | $269,000 | 5,889 |
| Additional noninterest expense | $955,000 | 5,350 |
| Pre-tax net operating income | $-210,000 | 5,721 |
| Securities gains (losses) | $12,000 | 3,205 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-198,000 | 5,824 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-198,000 | 5,823 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-198,000 | 5,823 |
| Net charge-offs | $4,000 | 7,069 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 792 |
| Net operating income | $-210,000 | 5,838 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 6,026 |
| Total interest expense | $1,029,000 | 5,489 |
| Net interest income | $1,663,000 | 6,144 |
| Provision for loan and lease losses | $259,000 | 4,823 |
| Total noninterest income | $22,000 | 7,669 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $17,000 | 6,916 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $5,000 | 7,434 |
| Total noninterest expense | $1,672,000 | 5,990 |
| Salaries and employee benefits | $763,000 | 6,231 |
| Premises and equipment expense | $194,000 | 6,032 |
| Additional noninterest expense | $715,000 | 5,347 |
| Pre-tax net operating income | $-246,000 | 6,078 |
| Securities gains (losses) | $11,000 | 2,942 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-235,000 | 6,164 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-235,000 | 6,165 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-235,000 | 6,164 |
| Net charge-offs | $4,000 | 6,745 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 726 |
| Net operating income | $-246,000 | 6,149 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 6,269 |
| Total interest expense | $639,000 | 5,783 |
| Net interest income | $1,019,000 | 6,352 |
| Provision for loan and lease losses | $119,000 | 5,143 |
| Total noninterest income | $12,000 | 7,789 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $9,000 | 7,030 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,000 | 7,580 |
| Total noninterest expense | $1,076,000 | 6,118 |
| Salaries and employee benefits | $469,000 | 6,477 |
| Premises and equipment expense | $125,000 | 6,166 |
| Additional noninterest expense | $482,000 | 5,342 |
| Pre-tax net operating income | $-164,000 | 6,211 |
| Securities gains (losses) | $12,000 | 2,527 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-152,000 | 6,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-152,000 | 6,289 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-152,000 | 6,289 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 699 |
| Net operating income | $-164,000 | 6,286 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,429 |
| Total interest expense | $285,000 | 6,118 |
| Net interest income | $498,000 | 6,417 |
| Provision for loan and lease losses | $31,000 | 5,376 |
| Total noninterest income | $5,000 | 7,912 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $4,000 | 7,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $511,000 | 6,213 |
| Salaries and employee benefits | $227,000 | 6,602 |
| Premises and equipment expense | $63,000 | 6,194 |
| Additional noninterest expense | $221,000 | 5,328 |
| Pre-tax net operating income | $-39,000 | 6,454 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-39,000 | 6,610 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-39,000 | 6,611 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-39,000 | 6,611 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 582 |
| Net operating income | $-39,000 | 6,493 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 7,418 |
| Total interest expense | $756,000 | 7,210 |
| Net interest income | $1,120,000 | 7,454 |
| Provision for loan and lease losses | $246,000 | 4,936 |
| Total noninterest income | $16,000 | 7,976 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,153 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,000 | 7,796 |
| Total noninterest expense | $1,876,000 | 6,395 |
| Salaries and employee benefits | $665,000 | 7,239 |
| Premises and equipment expense | $180,000 | 6,861 |
| Additional noninterest expense | $1,031,000 | 4,733 |
| Pre-tax net operating income | $-986,000 | 7,011 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $4,000 | 4,719 |
| Income before extraordinary items | $-990,000 | 6,985 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-990,000 | 6,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $559,000 | 530 |
| Net operating income | $-990,000 | 7,110 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 7,688 |
| Total interest expense | $484,000 | 7,546 |
| Net interest income | $733,000 | 7,683 |
| Provision for loan and lease losses | $227,000 | 3,993 |
| Total noninterest income | $9,000 | 8,124 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $8,000 | 7,214 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 8,065 |
| Total noninterest expense | $884,000 | 7,316 |
| Salaries and employee benefits | $465,000 | 7,375 |
| Premises and equipment expense | $126,000 | 7,022 |
| Additional noninterest expense | $293,000 | 7,095 |
| Pre-tax net operating income | $-369,000 | 7,170 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $4,000 | 5,079 |
| Income before extraordinary items | $-373,000 | 7,082 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-373,000 | 7,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-373,000 | 7,228 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $717,000 | 7,872 |
| Total interest expense | $293,000 | 7,722 |
| Net interest income | $424,000 | 7,875 |
| Provision for loan and lease losses | $163,000 | 3,481 |
| Total noninterest income | $3,000 | 8,246 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $3,000 | 7,319 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $582,000 | 7,396 |
| Salaries and employee benefits | $299,000 | 7,516 |
| Premises and equipment expense | $62,000 | 7,477 |
| Additional noninterest expense | $221,000 | 6,883 |
| Pre-tax net operating income | $-318,000 | 7,450 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $3,000 | 5,335 |
| Income before extraordinary items | $-321,000 | 7,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-321,000 | 7,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-321,000 | 7,520 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $323,000 | 8,022 |
| Total interest expense | $146,000 | 7,828 |
| Net interest income | $177,000 | 8,084 |
| Provision for loan and lease losses | $52,000 | 3,746 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $277,000 | 7,506 |
| Salaries and employee benefits | $148,000 | 7,570 |
| Premises and equipment expense | $31,000 | 7,509 |
| Additional noninterest expense | $98,000 | 7,100 |
| Pre-tax net operating income | $-152,000 | 7,670 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $-154,000 | 7,762 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-154,000 | 7,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-154,000 | 7,721 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $182,000 | 8,493 |
| Total interest expense | $67,000 | 8,413 |
| Net interest income | $115,000 | 8,505 |
| Provision for loan and lease losses | $41,000 | 5,839 |
| Total noninterest income | $1,000 | 8,400 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,000 | 8,298 |
| Total noninterest expense | $752,000 | 8,012 |
| Salaries and employee benefits | $159,000 | 8,464 |
| Premises and equipment expense | $39,000 | 8,335 |
| Additional noninterest expense | $554,000 | 6,342 |
| Pre-tax net operating income | $-677,000 | 7,915 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-677,000 | 7,990 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-677,000 | 7,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $12,541,000 | 149 |
| Net operating income | $-677,000 | 7,981 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.