Home > The Murray State Bank > Income and Expense
The Murray State Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 5,439 |
| Total interest expense | $199,000 | 4,971 |
| Net interest income | $1,404,000 | 5,465 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $178,000 | 5,142 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $50,000 | 5,175 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $128,000 | 4,805 |
| Total noninterest expense | $1,319,000 | 5,379 |
| Salaries and employee benefits | $781,000 | 5,303 |
| Premises and equipment expense | $122,000 | 5,359 |
| Additional noninterest expense | $416,000 | 5,372 |
| Pre-tax net operating income | $263,000 | 5,219 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $86,000 | 3,385 |
| Income before extraordinary items | $177,000 | 5,367 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $177,000 | 5,366 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $177,000 | 5,366 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $177,000 | 5,325 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 5,490 |
| Total interest expense | $150,000 | 5,021 |
| Net interest income | $1,052,000 | 5,525 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $144,000 | 5,139 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $37,000 | 5,235 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $107,000 | 4,728 |
| Total noninterest expense | $954,000 | 5,448 |
| Salaries and employee benefits | $583,000 | 5,333 |
| Premises and equipment expense | $92,000 | 5,402 |
| Additional noninterest expense | $279,000 | 5,515 |
| Pre-tax net operating income | $242,000 | 5,195 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $69,000 | 3,420 |
| Income before extraordinary items | $173,000 | 5,333 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $173,000 | 5,332 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $173,000 | 5,333 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $173,000 | 5,285 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $809,000 | 5,543 |
| Total interest expense | $102,000 | 5,040 |
| Net interest income | $707,000 | 5,580 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $92,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $26,000 | 5,232 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $66,000 | 4,848 |
| Total noninterest expense | $627,000 | 5,527 |
| Salaries and employee benefits | $391,000 | 5,382 |
| Premises and equipment expense | $50,000 | 5,601 |
| Additional noninterest expense | $186,000 | 5,576 |
| Pre-tax net operating income | $172,000 | 5,196 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $49,000 | 3,407 |
| Income before extraordinary items | $123,000 | 5,356 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $123,000 | 5,354 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $123,000 | 5,355 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $123,000 | 5,300 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $416,000 | 5,579 |
| Total interest expense | $50,000 | 5,105 |
| Net interest income | $366,000 | 5,595 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $46,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $13,000 | 5,249 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $33,000 | 4,827 |
| Total noninterest expense | $322,000 | 5,564 |
| Salaries and employee benefits | $199,000 | 5,409 |
| Premises and equipment expense | $19,000 | 5,801 |
| Additional noninterest expense | $104,000 | 5,543 |
| Pre-tax net operating income | $90,000 | 5,148 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $31,000 | 3,256 |
| Income before extraordinary items | $59,000 | 5,366 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $59,000 | 5,367 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $59,000 | 5,367 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $59,000 | 5,311 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 5,631 |
| Total interest expense | $198,000 | 5,182 |
| Net interest income | $1,431,000 | 5,657 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $175,000 | 5,330 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $64,000 | 5,191 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $111,000 | 5,019 |
| Total noninterest expense | $1,240,000 | 5,635 |
| Salaries and employee benefits | $808,000 | 5,453 |
| Premises and equipment expense | $115,000 | 5,648 |
| Additional noninterest expense | $317,000 | 5,798 |
| Pre-tax net operating income | $366,000 | 5,143 |
| Securities gains (losses) | $5,000 | 2,832 |
| Applicable income taxes | $144,000 | 3,141 |
| Income before extraordinary items | $227,000 | 5,405 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $227,000 | 5,407 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $227,000 | 5,408 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $223,800 | 5,361 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 5,720 |
| Total interest expense | $151,000 | 5,232 |
| Net interest income | $1,062,000 | 5,739 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $131,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $49,000 | 5,222 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $82,000 | 5,072 |
| Total noninterest expense | $898,000 | 5,724 |
| Salaries and employee benefits | $579,000 | 5,541 |
| Premises and equipment expense | $78,000 | 5,773 |
| Additional noninterest expense | $241,000 | 5,863 |
| Pre-tax net operating income | $295,000 | 5,234 |
| Securities gains (losses) | $5,000 | 2,620 |
| Applicable income taxes | $73,000 | 3,446 |
| Income before extraordinary items | $227,000 | 5,350 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 5,353 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $227,000 | 5,354 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $223,200 | 5,311 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $799,000 | 5,780 |
| Total interest expense | $103,000 | 5,259 |
| Net interest income | $696,000 | 5,804 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $90,000 | 5,386 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $32,000 | 5,268 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $58,000 | 5,060 |
| Total noninterest expense | $596,000 | 5,780 |
| Salaries and employee benefits | $382,000 | 5,605 |
| Premises and equipment expense | $46,000 | 5,918 |
| Additional noninterest expense | $168,000 | 5,886 |
| Pre-tax net operating income | $190,000 | 5,275 |
| Securities gains (losses) | $5,000 | 2,231 |
| Applicable income taxes | $48,000 | 3,471 |
| Income before extraordinary items | $147,000 | 5,384 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $147,000 | 5,383 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $147,000 | 5,386 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $143,250 | 5,357 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $410,000 | 5,797 |
| Total interest expense | $53,000 | 5,270 |
| Net interest income | $357,000 | 5,823 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $42,000 | 5,476 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $15,000 | 5,349 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $27,000 | 5,145 |
| Total noninterest expense | $299,000 | 5,833 |
| Salaries and employee benefits | $190,000 | 5,661 |
| Premises and equipment expense | $23,000 | 5,964 |
| Additional noninterest expense | $86,000 | 5,931 |
| Pre-tax net operating income | $100,000 | 5,219 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $23,000 | 3,469 |
| Income before extraordinary items | $77,000 | 5,342 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $77,000 | 5,345 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $77,000 | 5,345 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $77,000 | 5,277 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 5,888 |
| Total interest expense | $224,000 | 5,367 |
| Net interest income | $1,425,000 | 5,911 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $170,000 | 5,556 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $70,000 | 5,391 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $100,000 | 5,238 |
| Total noninterest expense | $1,237,000 | 5,901 |
| Salaries and employee benefits | $659,000 | 5,900 |
| Premises and equipment expense | $131,000 | 5,837 |
| Additional noninterest expense | $447,000 | 5,774 |
| Pre-tax net operating income | $358,000 | 5,351 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $140,000 | 3,208 |
| Income before extraordinary items | $218,000 | 5,621 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $218,000 | 5,621 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $218,000 | 5,622 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $218,000 | 5,577 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 5,968 |
| Total interest expense | $171,000 | 5,415 |
| Net interest income | $1,050,000 | 5,998 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $131,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $54,000 | 5,438 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $77,000 | 5,282 |
| Total noninterest expense | $915,000 | 5,958 |
| Salaries and employee benefits | $461,000 | 6,023 |
| Premises and equipment expense | $111,000 | 5,774 |
| Additional noninterest expense | $343,000 | 5,807 |
| Pre-tax net operating income | $266,000 | 5,448 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $128,000 | 3,138 |
| Income before extraordinary items | $138,000 | 5,778 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $138,000 | 5,777 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $138,000 | 5,778 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $138,000 | 5,740 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $806,000 | 6,024 |
| Total interest expense | $114,000 | 5,462 |
| Net interest income | $692,000 | 6,050 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $82,000 | 5,694 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $35,000 | 5,486 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $47,000 | 5,399 |
| Total noninterest expense | $598,000 | 6,029 |
| Salaries and employee benefits | $307,000 | 6,075 |
| Premises and equipment expense | $66,000 | 5,933 |
| Additional noninterest expense | $225,000 | 5,858 |
| Pre-tax net operating income | $176,000 | 5,436 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $85,000 | 3,140 |
| Income before extraordinary items | $91,000 | 5,787 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $91,000 | 5,789 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $91,000 | 5,789 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $91,000 | 5,747 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $406,000 | 6,079 |
| Total interest expense | $59,000 | 5,497 |
| Net interest income | $347,000 | 6,097 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $46,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $19,000 | 5,404 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $27,000 | 5,263 |
| Total noninterest expense | $305,000 | 6,082 |
| Salaries and employee benefits | $148,000 | 6,179 |
| Premises and equipment expense | $40,000 | 5,778 |
| Additional noninterest expense | $117,000 | 5,854 |
| Pre-tax net operating income | $88,000 | 5,386 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $23,000 | 3,425 |
| Income before extraordinary items | $65,000 | 5,546 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $65,000 | 5,546 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $65,000 | 5,546 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $65,000 | 5,506 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 6,059 |
| Total interest expense | $275,000 | 5,534 |
| Net interest income | $1,463,000 | 6,091 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $-417,000 | 6,767 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $63,000 | 5,772 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-480,000 | 6,735 |
| Total noninterest expense | $1,294,000 | 6,090 |
| Salaries and employee benefits | $629,000 | 6,199 |
| Premises and equipment expense | $161,000 | 5,842 |
| Additional noninterest expense | $504,000 | 5,847 |
| Pre-tax net operating income | $-248,000 | 6,383 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-124,000 | 6,506 |
| Income before extraordinary items | $-124,000 | 6,355 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-124,000 | 6,356 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-124,000 | 6,357 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-124,000 | 6,326 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 6,142 |
| Total interest expense | $214,000 | 5,571 |
| Net interest income | $1,076,000 | 6,176 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $141,000 | 5,767 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $46,000 | 5,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $95,000 | 5,228 |
| Total noninterest expense | $946,000 | 6,155 |
| Salaries and employee benefits | $432,000 | 6,330 |
| Premises and equipment expense | $120,000 | 5,890 |
| Additional noninterest expense | $394,000 | 5,802 |
| Pre-tax net operating income | $271,000 | 5,446 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $109,000 | 3,250 |
| Income before extraordinary items | $162,000 | 5,786 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $162,000 | 5,788 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $162,000 | 5,788 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $162,000 | 5,721 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $867,000 | 6,159 |
| Total interest expense | $147,000 | 5,600 |
| Net interest income | $720,000 | 6,202 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $90,000 | 5,828 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $29,000 | 5,935 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $61,000 | 5,313 |
| Total noninterest expense | $629,000 | 6,201 |
| Salaries and employee benefits | $286,000 | 6,385 |
| Premises and equipment expense | $71,000 | 6,068 |
| Additional noninterest expense | $272,000 | 5,766 |
| Pre-tax net operating income | $181,000 | 5,419 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $72,000 | 3,244 |
| Income before extraordinary items | $109,000 | 5,791 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $109,000 | 5,793 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $109,000 | 5,793 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $109,000 | 5,700 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $433,000 | 6,207 |
| Total interest expense | $75,000 | 5,646 |
| Net interest income | $358,000 | 6,247 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $37,000 | 6,016 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $13,000 | 6,030 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 5,533 |
| Total noninterest expense | $326,000 | 6,219 |
| Salaries and employee benefits | $142,000 | 6,441 |
| Premises and equipment expense | $36,000 | 6,088 |
| Additional noninterest expense | $148,000 | 5,693 |
| Pre-tax net operating income | $69,000 | 5,632 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $36,000 | 3,230 |
| Income before extraordinary items | $33,000 | 6,063 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $33,000 | 6,063 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $33,000 | 6,064 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $33,000 | 5,975 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 6,200 |
| Total interest expense | $326,000 | 5,871 |
| Net interest income | $1,588,000 | 6,209 |
| Provision for loan and lease losses | $8,000 | 5,774 |
| Total noninterest income | $193,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $73,000 | 5,833 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $120,000 | 5,173 |
| Total noninterest expense | $1,322,000 | 6,283 |
| Salaries and employee benefits | $603,000 | 6,456 |
| Premises and equipment expense | $160,000 | 6,039 |
| Additional noninterest expense | $559,000 | 5,913 |
| Pre-tax net operating income | $451,000 | 5,022 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $137,000 | 3,282 |
| Income before extraordinary items | $314,000 | 5,429 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $314,000 | 5,426 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $314,000 | 5,427 |
| Net charge-offs | $8,000 | 5,657 |
| Cash dividends | $3,000,000 | 868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $314,000 | 5,235 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 6,310 |
| Total interest expense | $243,000 | 6,003 |
| Net interest income | $1,187,000 | 6,314 |
| Provision for loan and lease losses | $8,000 | 5,636 |
| Total noninterest income | $141,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $57,000 | 5,863 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $84,000 | 5,306 |
| Total noninterest expense | $976,000 | 6,356 |
| Salaries and employee benefits | $410,000 | 6,623 |
| Premises and equipment expense | $123,000 | 6,074 |
| Additional noninterest expense | $443,000 | 5,891 |
| Pre-tax net operating income | $344,000 | 5,149 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $104,000 | 3,348 |
| Income before extraordinary items | $240,000 | 5,560 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $240,000 | 5,560 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $240,000 | 5,560 |
| Net charge-offs | $8,000 | 5,367 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $240,000 | 5,370 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $958,000 | 6,349 |
| Total interest expense | $161,000 | 6,112 |
| Net interest income | $797,000 | 6,343 |
| Provision for loan and lease losses | $8,000 | 5,417 |
| Total noninterest income | $104,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $39,000 | 5,854 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 5,194 |
| Total noninterest expense | $663,000 | 6,385 |
| Salaries and employee benefits | $273,000 | 6,679 |
| Premises and equipment expense | $78,000 | 6,174 |
| Additional noninterest expense | $312,000 | 5,837 |
| Pre-tax net operating income | $230,000 | 5,158 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $70,000 | 3,327 |
| Income before extraordinary items | $160,000 | 5,578 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $160,000 | 5,577 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $160,000 | 5,577 |
| Net charge-offs | $8,000 | 5,010 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $160,000 | 5,394 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $482,000 | 6,396 |
| Total interest expense | $81,000 | 6,195 |
| Net interest income | $401,000 | 6,383 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $45,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $19,000 | 5,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 5,490 |
| Total noninterest expense | $351,000 | 6,347 |
| Salaries and employee benefits | $134,000 | 6,749 |
| Premises and equipment expense | $35,000 | 6,350 |
| Additional noninterest expense | $182,000 | 5,568 |
| Pre-tax net operating income | $95,000 | 5,461 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $37,000 | 3,289 |
| Income before extraordinary items | $58,000 | 5,890 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $58,000 | 5,890 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $58,000 | 5,890 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $58,000 | 5,747 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 6,409 |
| Total interest expense | $407,000 | 6,178 |
| Net interest income | $1,635,000 | 6,417 |
| Provision for loan and lease losses | $10,000 | 6,349 |
| Total noninterest income | $154,000 | 6,028 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $76,000 | 5,877 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $78,000 | 5,546 |
| Total noninterest expense | $1,316,000 | 6,503 |
| Salaries and employee benefits | $629,000 | 6,629 |
| Premises and equipment expense | $153,000 | 6,397 |
| Additional noninterest expense | $534,000 | 6,182 |
| Pre-tax net operating income | $463,000 | 4,816 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $168,000 | 3,037 |
| Income before extraordinary items | $295,000 | 5,265 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $295,000 | 5,267 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $295,000 | 5,267 |
| Net charge-offs | $10,000 | 6,100 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $295,000 | 5,156 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 6,491 |
| Total interest expense | $312,000 | 6,256 |
| Net interest income | $1,202,000 | 6,497 |
| Provision for loan and lease losses | $1,000 | 6,380 |
| Total noninterest income | $109,000 | 6,192 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $57,000 | 5,906 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $52,000 | 5,751 |
| Total noninterest expense | $905,000 | 6,661 |
| Salaries and employee benefits | $418,000 | 6,818 |
| Premises and equipment expense | $96,000 | 6,637 |
| Additional noninterest expense | $391,000 | 6,251 |
| Pre-tax net operating income | $405,000 | 4,754 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $114,000 | 3,107 |
| Income before extraordinary items | $291,000 | 5,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $291,000 | 5,096 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $291,000 | 5,096 |
| Net charge-offs | $1,000 | 6,123 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $291,000 | 4,973 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $983,000 | 6,599 |
| Total interest expense | $213,000 | 6,332 |
| Net interest income | $770,000 | 6,595 |
| Provision for loan and lease losses | $1,000 | 6,201 |
| Total noninterest income | $72,000 | 6,250 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $37,000 | 5,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,811 |
| Total noninterest expense | $608,000 | 6,719 |
| Salaries and employee benefits | $292,000 | 6,829 |
| Premises and equipment expense | $50,000 | 6,919 |
| Additional noninterest expense | $266,000 | 6,306 |
| Pre-tax net operating income | $233,000 | 4,931 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $75,000 | 3,085 |
| Income before extraordinary items | $158,000 | 5,311 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $158,000 | 5,310 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $158,000 | 5,311 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $158,000 | 5,217 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 6,669 |
| Total interest expense | $108,000 | 6,405 |
| Net interest income | $373,000 | 6,662 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $39,000 | 6,229 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 5,678 |
| Total noninterest expense | $314,000 | 6,715 |
| Salaries and employee benefits | $145,000 | 6,883 |
| Premises and equipment expense | $28,000 | 6,863 |
| Additional noninterest expense | $141,000 | 6,247 |
| Pre-tax net operating income | $98,000 | 5,163 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $38,000 | 3,035 |
| Income before extraordinary items | $60,000 | 5,555 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $60,000 | 5,553 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $60,000 | 5,554 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $60,000 | 5,505 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 6,652 |
| Total interest expense | $488,000 | 6,559 |
| Net interest income | $1,627,000 | 6,608 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $135,000 | 6,404 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $82,000 | 5,740 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 6,060 |
| Total noninterest expense | $1,258,000 | 6,793 |
| Salaries and employee benefits | $608,000 | 6,909 |
| Premises and equipment expense | $132,000 | 6,780 |
| Additional noninterest expense | $518,000 | 6,450 |
| Pre-tax net operating income | $504,000 | 4,365 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $150,000 | 2,931 |
| Income before extraordinary items | $354,000 | 4,771 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $354,000 | 4,772 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $354,000 | 4,772 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $354,000 | 4,624 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,587,000 | 6,755 |
| Total interest expense | $372,000 | 6,666 |
| Net interest income | $1,215,000 | 6,706 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $95,000 | 6,595 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $63,000 | 5,781 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $32,000 | 6,375 |
| Total noninterest expense | $920,000 | 6,889 |
| Salaries and employee benefits | $433,000 | 7,038 |
| Premises and equipment expense | $96,000 | 6,888 |
| Additional noninterest expense | $391,000 | 6,495 |
| Pre-tax net operating income | $390,000 | 4,538 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $119,000 | 2,989 |
| Income before extraordinary items | $271,000 | 4,992 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $271,000 | 4,994 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $271,000 | 4,995 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $271,000 | 4,803 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 6,834 |
| Total interest expense | $255,000 | 6,724 |
| Net interest income | $783,000 | 6,787 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $63,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $41,000 | 5,847 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 6,389 |
| Total noninterest expense | $605,000 | 6,962 |
| Salaries and employee benefits | $292,000 | 7,071 |
| Premises and equipment expense | $44,000 | 7,300 |
| Additional noninterest expense | $269,000 | 6,470 |
| Pre-tax net operating income | $241,000 | 4,696 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $72,000 | 3,052 |
| Income before extraordinary items | $169,000 | 5,106 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $169,000 | 5,109 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $169,000 | 5,108 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $169,000 | 4,946 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $514,000 | 6,930 |
| Total interest expense | $128,000 | 6,831 |
| Net interest income | $386,000 | 6,873 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $32,000 | 6,672 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $301,000 | 7,079 |
| Salaries and employee benefits | $151,000 | 7,109 |
| Premises and equipment expense | $23,000 | 7,349 |
| Additional noninterest expense | $127,000 | 6,630 |
| Pre-tax net operating income | $117,000 | 4,871 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $36,000 | 3,040 |
| Income before extraordinary items | $81,000 | 5,240 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $81,000 | 5,241 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $81,000 | 5,240 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $81,000 | 5,121 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 6,901 |
| Total interest expense | $704,000 | 6,682 |
| Net interest income | $1,519,000 | 6,890 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $137,000 | 6,677 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $92,000 | 5,860 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $45,000 | 6,476 |
| Total noninterest expense | $1,149,000 | 7,225 |
| Salaries and employee benefits | $552,000 | 7,307 |
| Premises and equipment expense | $105,000 | 7,336 |
| Additional noninterest expense | $492,000 | 6,809 |
| Pre-tax net operating income | $507,000 | 3,985 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $153,000 | 2,590 |
| Income before extraordinary items | $354,000 | 4,307 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $354,000 | 4,308 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $354,000 | 4,308 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $354,000 | 4,239 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 6,977 |
| Total interest expense | $558,000 | 6,726 |
| Net interest income | $1,113,000 | 6,972 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $98,000 | 6,855 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $68,000 | 5,928 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $30,000 | 6,710 |
| Total noninterest expense | $849,000 | 7,285 |
| Salaries and employee benefits | $402,000 | 7,402 |
| Premises and equipment expense | $74,000 | 7,451 |
| Additional noninterest expense | $373,000 | 6,814 |
| Pre-tax net operating income | $362,000 | 4,313 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $121,000 | 2,741 |
| Income before extraordinary items | $241,000 | 4,669 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $241,000 | 4,667 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $241,000 | 4,670 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $241,000 | 4,606 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 7,046 |
| Total interest expense | $391,000 | 6,760 |
| Net interest income | $719,000 | 7,052 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $57,000 | 7,037 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $42,000 | 6,029 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,000 | 7,005 |
| Total noninterest expense | $553,000 | 7,382 |
| Salaries and employee benefits | $267,000 | 7,481 |
| Premises and equipment expense | $48,000 | 7,540 |
| Additional noninterest expense | $238,000 | 6,931 |
| Pre-tax net operating income | $223,000 | 4,516 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $74,000 | 2,868 |
| Income before extraordinary items | $149,000 | 4,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $149,000 | 4,871 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $149,000 | 4,872 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $149,000 | 4,788 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $556,000 | 7,095 |
| Total interest expense | $201,000 | 6,801 |
| Net interest income | $355,000 | 7,091 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $27,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $260,000 | 7,472 |
| Salaries and employee benefits | $134,000 | 7,526 |
| Premises and equipment expense | $21,000 | 7,693 |
| Additional noninterest expense | $105,000 | 7,019 |
| Pre-tax net operating income | $122,000 | 4,784 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $44,000 | 2,995 |
| Income before extraordinary items | $78,000 | 5,262 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $78,000 | 5,267 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $78,000 | 5,266 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $78,000 | 5,091 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 7,095 |
| Total interest expense | $886,000 | 6,974 |
| Net interest income | $1,457,000 | 7,060 |
| Provision for loan and lease losses | $7,000 | 7,219 |
| Total noninterest income | $147,000 | 6,905 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $101,000 | 5,889 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $46,000 | 6,829 |
| Total noninterest expense | $1,018,000 | 7,519 |
| Salaries and employee benefits | $518,000 | 7,615 |
| Premises and equipment expense | $96,000 | 7,660 |
| Additional noninterest expense | $404,000 | 7,029 |
| Pre-tax net operating income | $579,000 | 4,658 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $119,000 | 3,250 |
| Income before extraordinary items | $460,000 | 4,580 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $460,000 | 4,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,675 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $460,000 | 4,741 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 7,175 |
| Total interest expense | $676,000 | 7,060 |
| Net interest income | $1,082,000 | 7,128 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $102,000 | 7,100 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $78,000 | 5,876 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 7,304 |
| Total noninterest expense | $752,000 | 7,564 |
| Salaries and employee benefits | $374,000 | 7,698 |
| Premises and equipment expense | $81,000 | 7,573 |
| Additional noninterest expense | $297,000 | 7,074 |
| Pre-tax net operating income | $432,000 | 5,162 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $133,000 | 3,334 |
| Income before extraordinary items | $299,000 | 5,215 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $299,000 | 5,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $299,000 | 5,396 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 7,243 |
| Total interest expense | $465,000 | 7,127 |
| Net interest income | $702,000 | 7,197 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $67,000 | 7,184 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $52,000 | 5,887 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $15,000 | 7,431 |
| Total noninterest expense | $497,000 | 7,625 |
| Salaries and employee benefits | $249,000 | 7,764 |
| Premises and equipment expense | $51,000 | 7,691 |
| Additional noninterest expense | $197,000 | 7,088 |
| Pre-tax net operating income | $272,000 | 5,405 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $88,000 | 3,583 |
| Income before extraordinary items | $184,000 | 5,728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $184,000 | 5,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $184,000 | 5,671 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 7,297 |
| Total interest expense | $246,000 | 7,171 |
| Net interest income | $345,000 | 7,278 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $37,000 | 7,068 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $257,000 | 7,606 |
| Salaries and employee benefits | $122,000 | 7,829 |
| Premises and equipment expense | $29,000 | 7,567 |
| Additional noninterest expense | $106,000 | 6,966 |
| Pre-tax net operating income | $125,000 | 5,712 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $35,000 | 3,907 |
| Income before extraordinary items | $90,000 | 5,972 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $90,000 | 5,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $90,000 | 5,887 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 7,281 |
| Total interest expense | $1,002,000 | 7,169 |
| Net interest income | $1,402,000 | 7,246 |
| Provision for loan and lease losses | $26,000 | 6,182 |
| Total noninterest income | $172,000 | 6,954 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $122,000 | 5,733 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $50,000 | 7,096 |
| Total noninterest expense | $995,000 | 7,665 |
| Salaries and employee benefits | $510,000 | 7,784 |
| Premises and equipment expense | $112,000 | 7,623 |
| Additional noninterest expense | $373,000 | 7,178 |
| Pre-tax net operating income | $553,000 | 5,813 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $189,000 | 3,901 |
| Income before extraordinary items | $364,000 | 6,184 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $364,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,353 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $364,000 | 6,171 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 7,335 |
| Total interest expense | $743,000 | 7,217 |
| Net interest income | $1,042,000 | 7,312 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $121,000 | 7,076 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $94,000 | 5,726 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $736,000 | 7,654 |
| Salaries and employee benefits | $366,000 | 7,813 |
| Premises and equipment expense | $89,000 | 7,542 |
| Additional noninterest expense | $281,000 | 7,150 |
| Pre-tax net operating income | $427,000 | 6,052 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $126,000 | 4,220 |
| Income before extraordinary items | $301,000 | 6,313 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $301,000 | 6,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $301,000 | 6,306 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 7,415 |
| Total interest expense | $482,000 | 7,281 |
| Net interest income | $682,000 | 7,406 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $80,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $66,000 | 5,676 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $14,000 | 7,664 |
| Total noninterest expense | $491,000 | 7,718 |
| Salaries and employee benefits | $243,000 | 7,867 |
| Premises and equipment expense | $56,000 | 7,655 |
| Additional noninterest expense | $192,000 | 7,146 |
| Pre-tax net operating income | $271,000 | 6,218 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $82,000 | 4,324 |
| Income before extraordinary items | $189,000 | 6,459 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $189,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $189,000 | 6,455 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $567,000 | 7,493 |
| Total interest expense | $235,000 | 7,339 |
| Net interest income | $332,000 | 7,487 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $46,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $33,000 | 5,642 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $255,000 | 7,696 |
| Salaries and employee benefits | $120,000 | 7,930 |
| Premises and equipment expense | $40,000 | 7,184 |
| Additional noninterest expense | $95,000 | 7,191 |
| Pre-tax net operating income | $123,000 | 6,383 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $32,000 | 4,554 |
| Income before extraordinary items | $91,000 | 6,530 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $91,000 | 6,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $91,000 | 6,517 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 7,405 |
| Total interest expense | $784,000 | 7,359 |
| Net interest income | $1,389,000 | 7,322 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $125,000 | 7,515 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $93,000 | 6,245 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,649 |
| Total noninterest expense | $945,000 | 7,797 |
| Salaries and employee benefits | $478,000 | 7,929 |
| Premises and equipment expense | $96,000 | 7,846 |
| Additional noninterest expense | $371,000 | 7,202 |
| Pre-tax net operating income | $569,000 | 6,276 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $198,000 | 4,302 |
| Income before extraordinary items | $371,000 | 6,628 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $371,000 | 6,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $371,000 | 6,630 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 7,499 |
| Total interest expense | $568,000 | 7,405 |
| Net interest income | $1,018,000 | 7,440 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $95,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $66,000 | 6,390 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,555 |
| Total noninterest expense | $675,000 | 7,877 |
| Salaries and employee benefits | $334,000 | 8,025 |
| Premises and equipment expense | $71,000 | 7,897 |
| Additional noninterest expense | $270,000 | 7,271 |
| Pre-tax net operating income | $438,000 | 6,461 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $148,000 | 4,487 |
| Income before extraordinary items | $290,000 | 6,767 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $290,000 | 6,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $290,000 | 6,772 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 7,578 |
| Total interest expense | $365,000 | 7,420 |
| Net interest income | $655,000 | 7,550 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $59,000 | 7,700 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $42,000 | 6,470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,713 |
| Total noninterest expense | $450,000 | 7,904 |
| Salaries and employee benefits | $221,000 | 8,071 |
| Premises and equipment expense | $44,000 | 7,973 |
| Additional noninterest expense | $185,000 | 7,235 |
| Pre-tax net operating income | $264,000 | 6,683 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $84,000 | 4,734 |
| Income before extraordinary items | $180,000 | 6,921 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $180,000 | 6,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $180,000 | 6,928 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 7,596 |
| Total interest expense | $175,000 | 7,461 |
| Net interest income | $328,000 | 7,567 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $23,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $251,000 | 7,747 |
| Salaries and employee benefits | $112,000 | 8,075 |
| Premises and equipment expense | $39,000 | 7,256 |
| Additional noninterest expense | $100,000 | 7,083 |
| Pre-tax net operating income | $100,000 | 7,062 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $36,000 | 4,838 |
| Income before extraordinary items | $64,000 | 7,292 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $64,000 | 7,298 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 7,480 |
| Total interest expense | $612,000 | 7,296 |
| Net interest income | $1,361,000 | 7,478 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $136,000 | 7,621 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $93,000 | 6,387 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $43,000 | 7,546 |
| Total noninterest expense | $985,000 | 7,775 |
| Salaries and employee benefits | $458,000 | 8,023 |
| Premises and equipment expense | $163,000 | 7,133 |
| Additional noninterest expense | $364,000 | 7,292 |
| Pre-tax net operating income | $512,000 | 6,711 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $187,000 | 4,750 |
| Income before extraordinary items | $325,000 | 7,073 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $325,000 | 7,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $325,000 | 7,052 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 7,531 |
| Total interest expense | $442,000 | 7,315 |
| Net interest income | $1,013,000 | 7,539 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $103,000 | 7,650 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $68,000 | 6,457 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,480 |
| Total noninterest expense | $721,000 | 7,800 |
| Salaries and employee benefits | $329,000 | 8,065 |
| Premises and equipment expense | $118,000 | 7,197 |
| Additional noninterest expense | $274,000 | 7,291 |
| Pre-tax net operating income | $395,000 | 6,813 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $142,000 | 4,872 |
| Income before extraordinary items | $253,000 | 7,170 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $253,000 | 7,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $253,000 | 7,136 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $946,000 | 7,562 |
| Total interest expense | $280,000 | 7,316 |
| Net interest income | $666,000 | 7,573 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $55,000 | 7,872 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $45,000 | 6,448 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $466,000 | 7,861 |
| Salaries and employee benefits | $215,000 | 8,104 |
| Premises and equipment expense | $70,000 | 7,407 |
| Additional noninterest expense | $181,000 | 7,288 |
| Pre-tax net operating income | $255,000 | 6,876 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $98,000 | 4,834 |
| Income before extraordinary items | $157,000 | 7,291 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $157,000 | 7,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $157,000 | 7,244 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $471,000 | 7,608 |
| Total interest expense | $135,000 | 7,352 |
| Net interest income | $336,000 | 7,610 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $26,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $255,000 | 7,766 |
| Salaries and employee benefits | $107,000 | 8,179 |
| Premises and equipment expense | $43,000 | 7,087 |
| Additional noninterest expense | $105,000 | 7,023 |
| Pre-tax net operating income | $107,000 | 7,119 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $35,000 | 5,166 |
| Income before extraordinary items | $72,000 | 7,389 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $72,000 | 7,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $72,000 | 7,353 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 7,489 |
| Total interest expense | $529,000 | 7,202 |
| Net interest income | $1,366,000 | 7,502 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $156,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $110,000 | 6,327 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $46,000 | 7,502 |
| Total noninterest expense | $972,000 | 7,873 |
| Salaries and employee benefits | $429,000 | 8,204 |
| Premises and equipment expense | $134,000 | 7,521 |
| Additional noninterest expense | $409,000 | 7,068 |
| Pre-tax net operating income | $550,000 | 6,542 |
| Securities gains (losses) | $11,000 | 2,784 |
| Applicable income taxes | $200,000 | 4,751 |
| Income before extraordinary items | $361,000 | 6,963 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $361,000 | 6,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $353,960 | 6,952 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,413,000 | 7,528 |
| Total interest expense | $392,000 | 7,242 |
| Net interest income | $1,021,000 | 7,533 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $116,000 | 7,607 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $84,000 | 6,332 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 7,635 |
| Total noninterest expense | $707,000 | 7,900 |
| Salaries and employee benefits | $305,000 | 8,267 |
| Premises and equipment expense | $88,000 | 7,742 |
| Additional noninterest expense | $314,000 | 6,985 |
| Pre-tax net operating income | $430,000 | 6,616 |
| Securities gains (losses) | $11,000 | 2,659 |
| Applicable income taxes | $158,000 | 4,778 |
| Income before extraordinary items | $283,000 | 7,018 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $283,000 | 7,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $275,960 | 6,990 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $937,000 | 7,582 |
| Total interest expense | $262,000 | 7,288 |
| Net interest income | $675,000 | 7,570 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $75,000 | 7,690 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $55,000 | 6,376 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $469,000 | 7,956 |
| Salaries and employee benefits | $204,000 | 8,313 |
| Premises and equipment expense | $55,000 | 7,871 |
| Additional noninterest expense | $210,000 | 7,018 |
| Pre-tax net operating income | $281,000 | 6,621 |
| Securities gains (losses) | $11,000 | 2,367 |
| Applicable income taxes | $99,000 | 4,856 |
| Income before extraordinary items | $193,000 | 6,968 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $193,000 | 6,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $185,740 | 6,951 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $472,000 | 7,617 |
| Total interest expense | $128,000 | 7,392 |
| Net interest income | $344,000 | 7,582 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $36,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $26,000 | 6,426 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $247,000 | 7,902 |
| Salaries and employee benefits | $100,000 | 8,382 |
| Premises and equipment expense | $33,000 | 7,611 |
| Additional noninterest expense | $114,000 | 6,822 |
| Pre-tax net operating income | $133,000 | 6,682 |
| Securities gains (losses) | $11,000 | 2,005 |
| Applicable income taxes | $39,000 | 5,128 |
| Income before extraordinary items | $105,000 | 6,792 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $105,000 | 6,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $96,970 | 6,852 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 7,647 |
| Total interest expense | $631,000 | 7,297 |
| Net interest income | $1,277,000 | 7,694 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $141,000 | 7,901 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $97,000 | 6,604 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $44,000 | 7,707 |
| Total noninterest expense | $857,000 | 8,154 |
| Salaries and employee benefits | $386,000 | 8,463 |
| Premises and equipment expense | $103,000 | 8,029 |
| Additional noninterest expense | $368,000 | 7,338 |
| Pre-tax net operating income | $561,000 | 6,473 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $190,000 | 4,995 |
| Income before extraordinary items | $371,000 | 6,937 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $371,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $371,000 | 6,788 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 7,765 |
| Total interest expense | $481,000 | 7,409 |
| Net interest income | $935,000 | 7,804 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $94,000 | 8,101 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $68,000 | 6,764 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,003 |
| Total noninterest expense | $621,000 | 8,228 |
| Salaries and employee benefits | $269,000 | 8,564 |
| Premises and equipment expense | $80,000 | 7,996 |
| Additional noninterest expense | $272,000 | 7,382 |
| Pre-tax net operating income | $408,000 | 6,682 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $141,000 | 5,188 |
| Income before extraordinary items | $267,000 | 7,140 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $267,000 | 7,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $267,000 | 6,979 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $934,000 | 7,836 |
| Total interest expense | $330,000 | 7,459 |
| Net interest income | $604,000 | 7,891 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $72,000 | 7,929 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $43,000 | 6,840 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $29,000 | 7,373 |
| Total noninterest expense | $403,000 | 8,281 |
| Salaries and employee benefits | $181,000 | 8,581 |
| Premises and equipment expense | $48,000 | 8,136 |
| Additional noninterest expense | $174,000 | 7,472 |
| Pre-tax net operating income | $273,000 | 6,675 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $94,000 | 5,213 |
| Income before extraordinary items | $179,000 | 7,179 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $179,000 | 7,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $179,000 | 6,995 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 7,890 |
| Total interest expense | $171,000 | 7,471 |
| Net interest income | $295,000 | 7,958 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $26,000 | 8,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $208,000 | 8,271 |
| Salaries and employee benefits | $89,000 | 8,648 |
| Premises and equipment expense | $24,000 | 8,165 |
| Additional noninterest expense | $95,000 | 7,280 |
| Pre-tax net operating income | $113,000 | 6,997 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $53,000 | 5,018 |
| Income before extraordinary items | $60,000 | 7,685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 7,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $60,000 | 7,538 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 7,842 |
| Total interest expense | $726,000 | 7,738 |
| Net interest income | $1,279,000 | 7,795 |
| Provision for loan and lease losses | $6,000 | 7,926 |
| Total noninterest income | $125,000 | 8,116 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $80,000 | 6,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,733 |
| Total noninterest expense | $802,000 | 8,343 |
| Salaries and employee benefits | $380,000 | 8,583 |
| Premises and equipment expense | $99,000 | 8,178 |
| Additional noninterest expense | $323,000 | 7,638 |
| Pre-tax net operating income | $596,000 | 6,435 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $214,000 | 5,013 |
| Income before extraordinary items | $391,000 | 6,887 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $391,000 | 6,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $385,150 | 6,784 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 8,057 |
| Total interest expense | $1,075,000 | 7,867 |
| Net interest income | $1,088,000 | 8,109 |
| Provision for loan and lease losses | $23,000 | 7,499 |
| Total noninterest income | $138,000 | 7,999 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $92,000 | 6,725 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $46,000 | 7,791 |
| Total noninterest expense | $796,000 | 8,464 |
| Salaries and employee benefits | $370,000 | 8,751 |
| Premises and equipment expense | $103,000 | 8,251 |
| Additional noninterest expense | $323,000 | 7,685 |
| Pre-tax net operating income | $407,000 | 6,947 |
| Securities gains (losses) | $45,000 | 2,460 |
| Applicable income taxes | $153,000 | 5,414 |
| Income before extraordinary items | $299,000 | 7,155 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $299,000 | 7,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,148 |
| Cash dividends | $45,000 | 6,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $269,300 | 7,200 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,172,000 | 8,256 |
| Total interest expense | $1,129,000 | 7,951 |
| Net interest income | $1,043,000 | 8,398 |
| Provision for loan and lease losses | $8,000 | 8,049 |
| Total noninterest income | $139,000 | 8,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 6,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,695 |
| Total noninterest expense | $782,000 | 8,616 |
| Salaries and employee benefits | $368,000 | 8,913 |
| Premises and equipment expense | $107,000 | 8,330 |
| Additional noninterest expense | $307,000 | 7,890 |
| Pre-tax net operating income | $392,000 | 7,517 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $153,000 | 5,879 |
| Income before extraordinary items | $245,000 | 7,815 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $245,000 | 7,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $45,000 | 6,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $241,160 | 7,829 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 8,499 |
| Total interest expense | $967,000 | 8,263 |
| Net interest income | $1,034,000 | 8,551 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $161,000 | 7,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,600 |
| Total noninterest expense | $676,000 | 9,100 |
| Salaries and employee benefits | $335,000 | 9,287 |
| Premises and equipment expense | $68,000 | 9,271 |
| Additional noninterest expense | $273,000 | 8,356 |
| Pre-tax net operating income | $499,000 | 7,142 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $175,000 | 5,972 |
| Income before extraordinary items | $330,000 | 7,395 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $330,000 | 7,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $45,000 | 6,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $326,100 | 7,402 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 8,703 |
| Total interest expense | $957,000 | 8,536 |
| Net interest income | $1,033,000 | 8,723 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $118,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,037 |
| Total noninterest expense | $660,000 | 9,223 |
| Salaries and employee benefits | $314,000 | 9,546 |
| Premises and equipment expense | $71,000 | 9,346 |
| Additional noninterest expense | $275,000 | 8,356 |
| Pre-tax net operating income | $491,000 | 7,413 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $175,000 | 6,496 |
| Income before extraordinary items | $318,000 | 7,736 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $318,000 | 7,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $45,000 | 6,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $316,700 | 7,664 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 9,312 |
| Total interest expense | $811,000 | 9,226 |
| Net interest income | $968,000 | 9,261 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $110,000 | 9,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,480 |
| Total noninterest expense | $668,000 | 9,497 |
| Salaries and employee benefits | $307,000 | 9,902 |
| Premises and equipment expense | $82,000 | 9,385 |
| Additional noninterest expense | $279,000 | 8,541 |
| Pre-tax net operating income | $398,000 | 8,457 |
| Securities gains (losses) | $18,000 | 1,964 |
| Applicable income taxes | $139,000 | 7,775 |
| Income before extraordinary items | $277,000 | 8,546 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $277,000 | 8,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $45,000 | 7,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $264,940 | 8,602 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 9,969 |
| Total interest expense | $716,000 | 9,924 |
| Net interest income | $889,000 | 9,863 |
| Provision for loan and lease losses | $7,000 | 8,718 |
| Total noninterest income | $120,000 | 9,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $645,000 | 10,012 |
| Salaries and employee benefits | $303,000 | 10,325 |
| Premises and equipment expense | $84,000 | 9,709 |
| Additional noninterest expense | $251,000 | 9,388 |
| Pre-tax net operating income | $364,000 | 8,726 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $139,000 | 8,045 |
| Income before extraordinary items | $232,000 | 8,981 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $232,000 | 8,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,393 |
| Cash dividends | $45,000 | 7,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $227,520 | 8,968 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 10,495 |
| Total interest expense | $706,000 | 10,289 |
| Net interest income | $812,000 | 10,497 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $115,000 | 9,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,472 |
| Total noninterest expense | $643,000 | 10,397 |
| Salaries and employee benefits | $300,000 | 10,748 |
| Premises and equipment expense | $63,000 | 10,685 |
| Additional noninterest expense | $280,000 | 9,487 |
| Pre-tax net operating income | $284,000 | 9,868 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $100,000 | 9,180 |
| Income before extraordinary items | $184,000 | 10,113 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $184,000 | 10,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,436 |
| Cash dividends | $45,000 | 7,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $184,000 | 10,084 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 10,901 |
| Total interest expense | $578,000 | 10,707 |
| Net interest income | $836,000 | 10,932 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $98,000 | 10,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,653 |
| Total noninterest expense | $622,000 | 11,023 |
| Salaries and employee benefits | $276,000 | 11,420 |
| Premises and equipment expense | $47,000 | 11,731 |
| Additional noninterest expense | $299,000 | 9,976 |
| Pre-tax net operating income | $312,000 | 10,041 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $117,000 | 8,983 |
| Income before extraordinary items | $195,000 | 10,329 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $195,000 | 10,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 11,294 |
| Cash dividends | $45,000 | 8,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $195,000 | 10,377 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 11,345 |
| Total interest expense | $599,000 | 11,156 |
| Net interest income | $849,000 | 11,348 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $73,000 | 11,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $621,000 | 11,534 |
| Salaries and employee benefits | $251,000 | 12,183 |
| Premises and equipment expense | $63,000 | 11,742 |
| Additional noninterest expense | $307,000 | 10,354 |
| Pre-tax net operating income | $301,000 | 10,232 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $106,000 | 9,601 |
| Income before extraordinary items | $197,000 | 10,690 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $197,000 | 10,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 12,222 |
| Cash dividends | $45,000 | 8,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $195,700 | 10,488 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 11,892 |
| Total interest expense | $687,000 | 11,887 |
| Net interest income | $842,000 | 11,744 |
| Provision for loan and lease losses | $69,000 | 8,296 |
| Total noninterest income | $58,000 | 12,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $627,000 | 11,903 |
| Salaries and employee benefits | $245,000 | 12,656 |
| Premises and equipment expense | $64,000 | 12,099 |
| Additional noninterest expense | $318,000 | 10,577 |
| Pre-tax net operating income | $204,000 | 11,037 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $70,000 | 10,722 |
| Income before extraordinary items | $146,000 | 11,336 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $146,000 | 11,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $45,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $137,840 | 11,118 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.