Home > The Muncy Bank and Trust Company > Income and Expense

The Muncy Bank and Trust Company, Income and Expense

2023-09-30 (YTD Data)Rank
Total interest income$21,635,0001,412
Total interest expense$8,317,0001,130
Net interest income$13,318,0001,600
Provision for loan and lease losses$-121,0004,395
Total noninterest income$2,333,0001,598
Gross Fiduciary activities income$0950
Service charges on deposit accounts$480,0001,416
Trading account gains and feesNANA
Additional Noninterest Income$1,853,0001,417
Total noninterest expense$11,020,0001,539
Salaries and employee benefits$6,177,0001,573
Premises and equipment expense$1,193,0001,468
Additional noninterest expense$1,853,0001,417
Pre-tax net operating income$4,752,0001,715
Securities gains (losses)$0849
Applicable income taxes$698,0001,533
Income before extraordinary items$4,054,0001,702
Extraordinary gains, net$052
Net income$4,054,0001,716
Minority interest net income$081
Net income of bank and minority interests.$4,054,0001,702
Net charge-offs$28,0001,741
Cash dividends$2,730,000947
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,054,0001,725
2023-06-30 (YTD Data)Rank
Total interest income$13,949,0001,416
Total interest expense$5,074,0001,106
Net interest income$8,875,0001,612
Provision for loan and lease losses$83,0001,939
Total noninterest income$1,581,0001,504
Gross Fiduciary activities income$0931
Service charges on deposit accounts$320,0001,396
Trading account gains and feesNANA
Additional Noninterest Income$1,261,0001,328
Total noninterest expense$7,339,0001,524
Salaries and employee benefits$4,176,0001,547
Premises and equipment expense$819,0001,423
Additional noninterest expense$1,261,0001,327
Pre-tax net operating income$3,034,0001,750
Securities gains (losses)$0938
Applicable income taxes$446,0001,568
Income before extraordinary items$2,588,0001,743
Extraordinary gains, net$051
Net income$2,588,0001,764
Minority interest net income$081
Net income of bank and minority interests.$2,588,0001,743
Net charge-offs$16,0001,633
Cash dividends$1,280,0001,209
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,588,0001,753
2023-03-31 (YTD Data)Rank
Total interest income$6,738,0001,436
Total interest expense$2,235,0001,104
Net interest income$4,503,0001,607
Provision for loan and lease losses$84,0001,381
Total noninterest income$882,0001,403
Gross Fiduciary activities income$0913
Service charges on deposit accounts$157,0001,431
Trading account gains and feesNANA
Additional Noninterest Income$725,0001,198
Total noninterest expense$3,868,0001,486
Salaries and employee benefits$2,239,0001,477
Premises and equipment expense$426,0001,414
Additional noninterest expense$725,0001,198
Pre-tax net operating income$1,433,0001,846
Securities gains (losses)$0950
Applicable income taxes$204,0001,652
Income before extraordinary items$1,229,0001,820
Extraordinary gains, net$04
Net income$1,229,0001,820
Minority interest net income$048
Net income of bank and minority interests.$1,229,0001,820
Net charge-offs$5,0001,579
Cash dividends$640,0001,090
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,229,0001,843
2022-12-31 (YTD Data)Rank
Total interest income$23,656,0001,368
Total interest expense$3,859,000959
Net interest income$19,797,0001,449
Provision for loan and lease losses$250,0001,629
Total noninterest income$2,932,0001,654
Gross Fiduciary activities income$40,000819
Service charges on deposit accounts$609,0001,487
Trading account gains and feesNANA
Additional Noninterest Income$2,283,0001,501
Total noninterest expense$14,810,0001,499
Salaries and employee benefits$8,292,0001,515
Premises and equipment expense$1,201,0001,814
Additional noninterest expense$2,283,0001,501
Pre-tax net operating income$7,669,0001,535
Securities gains (losses)$3,000566
Applicable income taxes$1,202,0001,417
Income before extraordinary items$6,470,0001,548
Extraordinary gains, net$05
Net income$6,470,0001,546
Minority interest net income$063
Net income of bank and minority interests.$6,470,0001,547
Net charge-offs$35,0001,710
Cash dividends$2,520,0001,286
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,467,4801,569
2022-09-30 (YTD Data)Rank
Total interest income$17,190,0001,347
Total interest expense$2,242,000913
Net interest income$14,948,0001,421
Provision for loan and lease losses$225,0001,390
Total noninterest income$2,303,0001,627
Gross Fiduciary activities income$40,000787
Service charges on deposit accounts$449,0001,514
Trading account gains and feesNANA
Additional Noninterest Income$1,814,0001,470
Total noninterest expense$11,125,0001,487
Salaries and employee benefits$6,221,0001,529
Premises and equipment expense$892,0001,836
Additional noninterest expense$1,814,0001,470
Pre-tax net operating income$5,901,0001,500
Securities gains (losses)$3,000589
Applicable income taxes$931,0001,393
Income before extraordinary items$4,973,0001,494
Extraordinary gains, net$04
Net income$4,973,0001,494
Minority interest net income$057
Net income of bank and minority interests.$4,973,0001,494
Net charge-offs$3,0002,106
Cash dividends$1,890,0001,166
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,970,4801,527
2022-06-30 (YTD Data)Rank
Total interest income$11,244,0001,335
Total interest expense$1,114,0001,033
Net interest income$10,130,0001,369
Provision for loan and lease losses$150,0001,272
Total noninterest income$1,678,0001,541
Gross Fiduciary activities income$40,000737
Service charges on deposit accounts$308,0001,476
Trading account gains and feesNANA
Additional Noninterest Income$1,330,0001,417
Total noninterest expense$7,521,0001,461
Salaries and employee benefits$4,259,0001,488
Premises and equipment expense$606,0001,813
Additional noninterest expense$2,656,0001,275
Pre-tax net operating income$4,137,0001,382
Securities gains (losses)$3,000528
Applicable income taxes$663,0001,282
Income before extraordinary items$3,477,0001,360
Extraordinary gains, net$04
Net income$3,477,0001,360
Minority interest net income$060
Net income of bank and minority interests.$3,477,0001,360
Net charge-offs$02,156
Cash dividends$1,260,0001,168
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,474,4801,393
2022-03-31 (YTD Data)Rank
Total interest income$5,510,0001,320
Total interest expense$497,0001,101
Net interest income$5,013,0001,342
Provision for loan and lease losses$75,0001,098
Total noninterest income$958,0001,413
Gross Fiduciary activities income$21,000731
Service charges on deposit accounts$152,0001,478
Trading account gains and feesNANA
Additional Noninterest Income$785,0001,267
Total noninterest expense$3,788,0001,445
Salaries and employee benefits$2,133,0001,494
Premises and equipment expense$305,0001,815
Additional noninterest expense$1,350,0001,246
Pre-tax net operating income$2,108,0001,300
Securities gains (losses)$3,000496
Applicable income taxes$339,0001,218
Income before extraordinary items$1,772,0001,301
Extraordinary gains, net$04
Net income$1,772,0001,300
Minority interest net income$050
Net income of bank and minority interests.$1,772,0001,301
Net charge-offs$21,000939
Cash dividends$630,0001,025
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,769,4801,319
2021-12-31 (YTD Data)Rank
Total interest income$21,373,0001,391
Total interest expense$2,414,0001,126
Net interest income$18,959,0001,430
Provision for loan and lease losses$550,000965
Total noninterest income$5,442,0001,242
Gross Fiduciary activities income$265,000647
Service charges on deposit accounts$557,0001,492
Trading account gains and feesNANA
Additional Noninterest Income$4,620,0001,132
Total noninterest expense$14,841,0001,465
Salaries and employee benefits$8,189,0001,536
Premises and equipment expense$1,073,0001,949
Additional noninterest expense$5,579,0001,206
Pre-tax net operating income$9,010,0001,372
Securities gains (losses)$-28,0004,481
Applicable income taxes$1,285,0001,438
Income before extraordinary items$7,697,0001,383
Extraordinary gains, net$010
Net income$7,697,0001,383
Minority interest net income$074
Net income of bank and minority interests.$7,697,0001,383
Net charge-offs$80,0001,436
Cash dividends$2,400,0001,369
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,721,0801,359
2021-09-30 (YTD Data)Rank
Total interest income$15,886,0001,434
Total interest expense$1,876,0001,152
Net interest income$14,010,0001,471
Provision for loan and lease losses$350,0001,062
Total noninterest income$4,533,0001,172
Gross Fiduciary activities income$196,000643
Service charges on deposit accounts$401,0001,522
Trading account gains and feesNANA
Additional Noninterest Income$3,936,0001,063
Total noninterest expense$11,124,0001,474
Salaries and employee benefits$6,047,0001,558
Premises and equipment expense$805,0001,974
Additional noninterest expense$4,272,0001,185
Pre-tax net operating income$7,069,0001,376
Securities gains (losses)$-9,0004,549
Applicable income taxes$988,0001,461
Income before extraordinary items$6,072,0001,387
Extraordinary gains, net$08
Net income$6,072,0001,387
Minority interest net income$069
Net income of bank and minority interests.$6,072,0001,387
Net charge-offs$80,0001,167
Cash dividends$1,800,0001,241
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,079,7401,371
2021-06-30 (YTD Data)Rank
Total interest income$10,459,0001,453
Total interest expense$1,324,0001,126
Net interest income$9,135,0001,477
Provision for loan and lease losses$285,000945
Total noninterest income$3,458,0001,089
Gross Fiduciary activities income$136,000644
Service charges on deposit accounts$258,0001,509
Trading account gains and feesNANA
Additional Noninterest Income$3,064,000955
Total noninterest expense$7,425,0001,466
Salaries and employee benefits$3,944,0001,577
Premises and equipment expense$537,0001,969
Additional noninterest expense$2,944,0001,143
Pre-tax net operating income$4,883,0001,338
Securities gains (losses)$-17,0004,693
Applicable income taxes$584,0001,552
Income before extraordinary items$4,282,0001,326
Extraordinary gains, net$06
Net income$4,282,0001,326
Minority interest net income$067
Net income of bank and minority interests.$4,282,0001,326
Net charge-offs$63,0001,080
Cash dividends$1,200,0001,224
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,296,9601,295
2021-03-31 (YTD Data)Rank
Total interest income$5,180,0001,457
Total interest expense$689,0001,148
Net interest income$4,491,0001,494
Provision for loan and lease losses$125,0001,106
Total noninterest income$1,347,0001,261
Gross Fiduciary activities income$66,000646
Service charges on deposit accounts$134,0001,460
Trading account gains and feesNANA
Additional Noninterest Income$1,147,0001,167
Total noninterest expense$3,424,0001,555
Salaries and employee benefits$1,933,0001,590
Premises and equipment expense$285,0001,908
Additional noninterest expense$1,206,0001,323
Pre-tax net operating income$2,289,0001,382
Securities gains (losses)$3,0001,244
Applicable income taxes$378,0001,361
Income before extraordinary items$1,914,0001,433
Extraordinary gains, net$03
Net income$1,914,0001,433
Minority interest net income$055
Net income of bank and minority interests.$1,914,0001,433
Net charge-offs$40,000910
Cash dividends$600,0001,054
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,911,4801,401
2020-12-31 (YTD Data)Rank
Total interest income$21,369,0001,403
Total interest expense$3,575,0001,292
Net interest income$17,794,0001,425
Provision for loan and lease losses$650,0001,994
Total noninterest income$3,020,0001,718
Gross Fiduciary activities income$233,000661
Service charges on deposit accounts$596,0001,419
Trading account gains and feesNANA
Additional Noninterest Income$2,191,0001,710
Total noninterest expense$13,335,0001,559
Salaries and employee benefits$7,360,0001,611
Premises and equipment expense$1,009,0002,026
Additional noninterest expense$4,966,0001,289
Pre-tax net operating income$6,829,0001,395
Securities gains (losses)$83,0001,477
Applicable income taxes$1,054,0001,389
Income before extraordinary items$5,858,0001,448
Extraordinary gains, net$04
Net income$5,858,0001,448
Minority interest net income$072
Net income of bank and minority interests.$5,858,0001,449
Net charge-offs$406,0001,113
Cash dividends$2,775,0001,201
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,787,4501,418
2020-09-30 (YTD Data)Rank
Total interest income$15,869,0001,428
Total interest expense$2,831,0001,299
Net interest income$13,038,0001,446
Provision for loan and lease losses$500,0001,950
Total noninterest income$2,139,0001,740
Gross Fiduciary activities income$162,000656
Service charges on deposit accounts$440,0001,438
Trading account gains and feesNANA
Additional Noninterest Income$1,537,0001,714
Total noninterest expense$9,768,0001,565
Salaries and employee benefits$5,340,0001,648
Premises and equipment expense$760,0002,012
Additional noninterest expense$3,668,0001,284
Pre-tax net operating income$4,909,0001,417
Securities gains (losses)$50,0001,535
Applicable income taxes$744,0001,400
Income before extraordinary items$4,215,0001,456
Extraordinary gains, net$04
Net income$4,215,0001,457
Minority interest net income$065
Net income of bank and minority interests.$4,215,0001,457
Net charge-offs$301,0001,014
Cash dividends$2,175,0001,044
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,172,5001,423
2020-06-30 (YTD Data)Rank
Total interest income$10,573,0001,448
Total interest expense$2,018,0001,308
Net interest income$8,555,0001,462
Provision for loan and lease losses$425,0001,749
Total noninterest income$1,305,0001,753
Gross Fiduciary activities income$105,000666
Service charges on deposit accounts$298,0001,433
Trading account gains and feesNANA
Additional Noninterest Income$902,0001,769
Total noninterest expense$6,573,0001,541
Salaries and employee benefits$3,593,0001,634
Premises and equipment expense$522,0001,970
Additional noninterest expense$2,458,0001,264
Pre-tax net operating income$2,862,0001,515
Securities gains (losses)$24,0001,612
Applicable income taxes$405,0001,524
Income before extraordinary items$2,481,0001,539
Extraordinary gains, net$04
Net income$2,481,0001,538
Minority interest net income$065
Net income of bank and minority interests.$2,481,0001,539
Net charge-offs$203,0001,002
Cash dividends$1,200,0001,147
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,460,3601,502
2020-03-31 (YTD Data)Rank
Total interest income$5,332,0001,428
Total interest expense$1,124,0001,311
Net interest income$4,208,0001,451
Provision for loan and lease losses$125,0001,776
Total noninterest income$652,0001,674
Gross Fiduciary activities income$48,000683
Service charges on deposit accounts$166,0001,522
Trading account gains and feesNANA
Additional Noninterest Income$438,0001,641
Total noninterest expense$3,261,0001,566
Salaries and employee benefits$1,744,0001,681
Premises and equipment expense$275,0001,917
Additional noninterest expense$1,242,0001,277
Pre-tax net operating income$1,474,0001,338
Securities gains (losses)$10,0001,316
Applicable income taxes$211,0001,359
Income before extraordinary items$1,273,0001,352
Extraordinary gains, net$04
Net income$1,273,0001,351
Minority interest net income$056
Net income of bank and minority interests.$1,273,0001,352
Net charge-offs$138,000746
Cash dividends$600,0001,133
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,264,4001,340
2019-12-31 (YTD Data)Rank
Total interest income$21,614,0001,424
Total interest expense$5,183,0001,205
Net interest income$16,431,0001,469
Provision for loan and lease losses$125,0002,741
Total noninterest income$2,640,0001,695
Gross Fiduciary activities income$224,000679
Service charges on deposit accounts$479,0001,980
Trading account gains and feesNANA
Additional Noninterest Income$1,937,0001,571
Total noninterest expense$12,607,0001,575
Salaries and employee benefits$7,199,0001,588
Premises and equipment expense$909,0002,173
Additional noninterest expense$4,499,0001,362
Pre-tax net operating income$6,339,0001,477
Securities gains (losses)$6,0002,041
Applicable income taxes$975,0001,452
Income before extraordinary items$5,370,0001,517
Extraordinary gains, net$011
Net income$5,370,0001,518
Minority interest net income$076
Net income of bank and minority interests.$5,370,0001,519
Net charge-offs$96,0002,230
Cash dividends$2,600,0001,330
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,364,9001,490
2019-09-30 (YTD Data)Rank
Total interest income$16,085,0001,449
Total interest expense$3,930,0001,201
Net interest income$12,155,0001,503
Provision for loan and lease losses$03,836
Total noninterest income$1,920,0001,716
Gross Fiduciary activities income$169,000675
Service charges on deposit accounts$328,0002,113
Trading account gains and feesNANA
Additional Noninterest Income$1,423,0001,583
Total noninterest expense$9,400,0001,586
Salaries and employee benefits$5,324,0001,613
Premises and equipment expense$691,0002,164
Additional noninterest expense$3,385,0001,363
Pre-tax net operating income$4,675,0001,534
Securities gains (losses)$3,0001,926
Applicable income taxes$728,0001,499
Income before extraordinary items$3,950,0001,565
Extraordinary gains, net$011
Net income$3,950,0001,567
Minority interest net income$072
Net income of bank and minority interests.$3,950,0001,567
Net charge-offs$9,0002,987
Cash dividends$2,000,0001,189
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,947,4801,537
2019-06-30 (YTD Data)Rank
Total interest income$10,521,0001,468
Total interest expense$2,594,0001,188
Net interest income$7,927,0001,544
Provision for loan and lease losses$03,685
Total noninterest income$1,221,0001,738
Gross Fiduciary activities income$117,000673
Service charges on deposit accounts$208,0002,160
Trading account gains and feesNANA
Additional Noninterest Income$896,0001,592
Total noninterest expense$6,233,0001,598
Salaries and employee benefits$3,487,0001,644
Premises and equipment expense$468,0002,149
Additional noninterest expense$2,278,0001,375
Pre-tax net operating income$2,915,0001,582
Securities gains (losses)$01,702
Applicable income taxes$456,0001,520
Income before extraordinary items$2,459,0001,627
Extraordinary gains, net$011
Net income$2,459,0001,628
Minority interest net income$069
Net income of bank and minority interests.$2,459,0001,628
Net charge-offs$9,0002,635
Cash dividends$1,400,0001,149
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,459,0001,591
2019-03-31 (YTD Data)Rank
Total interest income$5,182,0001,479
Total interest expense$1,275,0001,172
Net interest income$3,907,0001,567
Provision for loan and lease losses$03,406
Total noninterest income$569,0001,788
Gross Fiduciary activities income$47,000705
Service charges on deposit accounts$108,0002,094
Trading account gains and feesNANA
Additional Noninterest Income$414,0001,636
Total noninterest expense$3,056,0001,624
Salaries and employee benefits$1,689,0001,707
Premises and equipment expense$244,0002,114
Additional noninterest expense$1,123,0001,374
Pre-tax net operating income$1,420,0001,593
Securities gains (losses)$01,087
Applicable income taxes$223,0001,496
Income before extraordinary items$1,197,0001,628
Extraordinary gains, net$05
Net income$1,197,0001,626
Minority interest net income$052
Net income of bank and minority interests.$1,197,0001,627
Net charge-offs$3,0002,375
Cash dividends$600,0001,170
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,197,0001,607
2018-12-31 (YTD Data)Rank
Total interest income$18,929,0001,515
Total interest expense$3,892,0001,163
Net interest income$15,037,0001,601
Provision for loan and lease losses$55,0003,447
Total noninterest income$2,564,0001,723
Gross Fiduciary activities income$249,000685
Service charges on deposit accounts$421,0002,231
Trading account gains and feesNANA
Additional Noninterest Income$1,894,0001,548
Total noninterest expense$12,000,0001,625
Salaries and employee benefits$7,065,0001,585
Premises and equipment expense$972,0002,095
Additional noninterest expense$3,963,0001,515
Pre-tax net operating income$5,546,0001,641
Securities gains (losses)$1,0001,025
Applicable income taxes$832,0001,552
Income before extraordinary items$4,715,0001,658
Extraordinary gains, net$06
Net income$4,715,0001,657
Minority interest net income$072
Net income of bank and minority interests.$4,715,0001,657
Net charge-offs$-86,0005,024
Cash dividends$2,143,0001,400
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,714,1501,655
2018-09-30 (YTD Data)Rank
Total interest income$13,795,0001,537
Total interest expense$2,721,0001,172
Net interest income$11,074,0001,624
Provision for loan and lease losses$-85,0005,275
Total noninterest income$1,858,0001,768
Gross Fiduciary activities income$203,000670
Service charges on deposit accounts$307,0002,270
Trading account gains and feesNANA
Additional Noninterest Income$1,348,0001,620
Total noninterest expense$8,912,0001,630
Salaries and employee benefits$5,319,0001,582
Premises and equipment expense$708,0002,133
Additional noninterest expense$2,885,0001,558
Pre-tax net operating income$4,105,0001,659
Securities gains (losses)$1,0001,016
Applicable income taxes$618,0001,605
Income before extraordinary items$3,488,0001,691
Extraordinary gains, net$05
Net income$3,488,0001,690
Minority interest net income$066
Net income of bank and minority interests.$3,488,0001,690
Net charge-offs$-89,0005,087
Cash dividends$1,668,0001,217
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,487,1501,679
2018-06-30 (YTD Data)Rank
Total interest income$8,943,0001,568
Total interest expense$1,651,0001,201
Net interest income$7,292,0001,636
Provision for loan and lease losses$65,0002,536
Total noninterest income$1,277,0001,740
Gross Fiduciary activities income$155,000655
Service charges on deposit accounts$209,0002,243
Trading account gains and feesNANA
Additional Noninterest Income$913,0001,612
Total noninterest expense$5,857,0001,660
Salaries and employee benefits$3,520,0001,610
Premises and equipment expense$466,0002,178
Additional noninterest expense$1,871,0001,597
Pre-tax net operating income$2,647,0001,680
Securities gains (losses)$0961
Applicable income taxes$429,0001,544
Income before extraordinary items$2,218,0001,743
Extraordinary gains, net$06
Net income$2,218,0001,742
Minority interest net income$065
Net income of bank and minority interests.$2,218,0001,742
Net charge-offs$27,0002,088
Cash dividends$1,168,0001,184
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,218,0001,734
2018-03-31 (YTD Data)Rank
Total interest income$4,364,0001,583
Total interest expense$752,0001,245
Net interest income$3,612,0001,644
Provision for loan and lease losses$25,0002,657
Total noninterest income$647,0001,715
Gross Fiduciary activities income$82,000645
Service charges on deposit accounts$108,0002,209
Trading account gains and feesNANA
Additional Noninterest Income$457,0001,574
Total noninterest expense$2,843,0001,715
Salaries and employee benefits$1,742,0001,636
Premises and equipment expense$246,0002,132
Additional noninterest expense$855,0001,714
Pre-tax net operating income$1,391,0001,578
Securities gains (losses)$0735
Applicable income taxes$231,0001,439
Income before extraordinary items$1,160,0001,626
Extraordinary gains, net$07
Net income$1,160,0001,626
Minority interest net income$052
Net income of bank and minority interests.$1,160,0001,626
Net charge-offs$4,0002,263
Cash dividends$968,000753
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,160,0001,612
2017-12-31 (YTD Data)Rank
Total interest income$16,446,0001,623
Total interest expense$2,318,0001,367
Net interest income$14,128,0001,651
Provision for loan and lease losses$830,0001,020
Total noninterest income$2,323,0001,849
Gross Fiduciary activities income$238,000697
Service charges on deposit accounts$409,0002,356
Trading account gains and feesNANA
Additional Noninterest Income$1,676,0001,698
Total noninterest expense$11,211,0001,704
Salaries and employee benefits$6,282,0001,749
Premises and equipment expense$886,0002,281
Additional noninterest expense$4,043,0001,510
Pre-tax net operating income$4,410,0001,895
Securities gains (losses)$11,0001,559
Applicable income taxes$1,621,0001,470
Income before extraordinary items$2,800,0002,167
Extraordinary gains, net$09
Net income$2,800,0002,165
Minority interest net income$076
Net income of bank and minority interests.$2,800,0002,167
Net charge-offs$395,0001,278
Cash dividends$2,445,0001,210
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,792,9602,149
2017-09-30 (YTD Data)Rank
Total interest income$12,117,0001,644
Total interest expense$1,629,0001,419
Net interest income$10,488,0001,672
Provision for loan and lease losses$580,0001,042
Total noninterest income$1,761,0001,856
Gross Fiduciary activities income$138,000726
Service charges on deposit accounts$293,0002,438
Trading account gains and fees$0145
Additional Noninterest Income$1,330,0001,662
Total noninterest expense$8,154,0001,769
Salaries and employee benefits$4,771,0001,732
Premises and equipment expense$625,0002,395
Additional noninterest expense$2,758,0001,619
Pre-tax net operating income$3,515,0001,826
Securities gains (losses)$11,0001,579
Applicable income taxes$770,0001,701
Income before extraordinary items$2,756,0001,861
Extraordinary gains, net$09
Net income$2,756,0001,861
Minority interest net income$071
Net income of bank and minority interests.$2,756,0001,861
Net charge-offs$352,0001,022
Cash dividends$1,911,0001,106
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,747,4201,837
2017-06-30 (YTD Data)Rank
Total interest income$7,810,0001,680
Total interest expense$889,0001,623
Net interest income$6,921,0001,675
Provision for loan and lease losses$400,000983
Total noninterest income$1,101,0001,926
Gross Fiduciary activities income$88,000732
Service charges on deposit accounts$188,0002,485
Trading account gains and fees$0139
Additional Noninterest Income$825,0001,741
Total noninterest expense$5,319,0001,813
Salaries and employee benefits$3,168,0001,738
Premises and equipment expense$397,0002,498
Additional noninterest expense$1,754,0001,693
Pre-tax net operating income$2,303,0001,817
Securities gains (losses)$6,0001,397
Applicable income taxes$443,0001,812
Income before extraordinary items$1,866,0001,805
Extraordinary gains, net$011
Net income$1,866,0001,805
Minority interest net income$071
Net income of bank and minority interests.$1,866,0001,805
Net charge-offs$136,0001,303
Cash dividends$1,245,0001,118
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,861,1401,784
2017-03-31 (YTD Data)Rank
Total interest income$3,816,0001,704
Total interest expense$428,0001,652
Net interest income$3,388,0001,704
Provision for loan and lease losses$220,000887
Total noninterest income$552,0001,925
Gross Fiduciary activities income$43,000745
Service charges on deposit accounts$98,0002,412
Trading account gains and fees$0142
Additional Noninterest Income$411,0001,728
Total noninterest expense$2,576,0001,876
Salaries and employee benefits$1,570,0001,770
Premises and equipment expense$180,0002,687
Additional noninterest expense$826,0001,785
Pre-tax net operating income$1,144,0001,781
Securities gains (losses)$1,0001,030
Applicable income taxes$281,0001,543
Income before extraordinary items$864,0001,859
Extraordinary gains, net$08
Net income$864,0001,859
Minority interest net income$055
Net income of bank and minority interests.$864,0001,859
Net charge-offs$16,0002,006
Cash dividends$803,000855
Sale, conversion, retirement of capital stock, net$0632
Net operating income$863,2501,851
2016-12-31 (YTD Data)Rank
Total interest income$15,309,0001,646
Total interest expense$1,982,0001,428
Net interest income$13,327,0001,684
Provision for loan and lease losses$525,0001,418
Total noninterest income$1,750,0002,279
Gross Fiduciary activities income$235,000717
Service charges on deposit accounts$373,0002,577
Trading account gains and fees$0170
Additional Noninterest Income$1,142,0002,240
Total noninterest expense$9,483,0002,000
Salaries and employee benefits$5,728,0001,868
Premises and equipment expense$707,0002,710
Additional noninterest expense$3,048,0001,957
Pre-tax net operating income$5,069,0001,612
Securities gains (losses)$42,0001,954
Applicable income taxes$1,177,0001,496
Income before extraordinary items$3,934,0001,673
Extraordinary gains, net$05
Net income$3,934,0001,671
Minority interest net income$082
Net income of bank and minority interests.$3,934,0001,672
Net charge-offs$1,064,000633
Cash dividends$1,708,0001,577
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,901,6601,646
2016-09-30 (YTD Data)Rank
Total interest income$11,523,0001,642
Total interest expense$1,499,0001,416
Net interest income$10,024,0001,683
Provision for loan and lease losses$225,0001,908
Total noninterest income$1,497,0002,126
Gross Fiduciary activities income$150,000732
Service charges on deposit accounts$275,0002,611
Trading account gains and fees$0169
Additional Noninterest Income$1,072,0001,950
Total noninterest expense$7,455,0001,918
Salaries and employee benefits$4,586,0001,757
Premises and equipment expense$534,0002,714
Additional noninterest expense$2,335,0001,906
Pre-tax net operating income$3,841,0001,606
Securities gains (losses)$42,0001,893
Applicable income taxes$968,0001,442
Income before extraordinary items$2,915,0001,728
Extraordinary gains, net$05
Net income$2,915,0001,728
Minority interest net income$071
Net income of bank and minority interests.$2,915,0001,728
Net charge-offs$888,000531
Cash dividends$1,257,0001,442
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,883,5001,690
2016-06-30 (YTD Data)Rank
Total interest income$7,663,0001,656
Total interest expense$1,011,0001,406
Net interest income$6,652,0001,693
Provision for loan and lease losses$125,0002,071
Total noninterest income$962,0002,159
Gross Fiduciary activities income$100,000737
Service charges on deposit accounts$180,0002,619
Trading account gains and fees$0157
Additional Noninterest Income$682,0001,986
Total noninterest expense$4,888,0001,954
Salaries and employee benefits$2,994,0001,787
Premises and equipment expense$350,0002,759
Additional noninterest expense$1,544,0001,924
Pre-tax net operating income$2,601,0001,579
Securities gains (losses)$33,0001,698
Applicable income taxes$625,0001,463
Income before extraordinary items$2,009,0001,658
Extraordinary gains, net$016
Net income$2,009,0001,659
Minority interest net income$071
Net income of bank and minority interests.$2,009,0001,659
Net charge-offs$86,0001,761
Cash dividends$808,0001,491
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,983,9201,626
2016-03-31 (YTD Data)Rank
Total interest income$3,835,0001,655
Total interest expense$515,0001,380
Net interest income$3,320,0001,690
Provision for loan and lease losses$75,0001,741
Total noninterest income$449,0002,212
Gross Fiduciary activities income$50,000740
Service charges on deposit accounts$86,0002,674
Trading account gains and fees$0142
Additional Noninterest Income$313,0002,044
Total noninterest expense$2,479,0001,934
Salaries and employee benefits$1,575,0001,721
Premises and equipment expense$174,0002,798
Additional noninterest expense$730,0002,000
Pre-tax net operating income$1,215,0001,652
Securities gains (losses)$33,0001,008
Applicable income taxes$302,0001,472
Income before extraordinary items$946,0001,704
Extraordinary gains, net$012
Net income$946,0001,705
Minority interest net income$062
Net income of bank and minority interests.$946,0001,705
Net charge-offs$73,0001,199
Cash dividends$404,0001,360
Sale, conversion, retirement of capital stock, net$0659
Net operating income$920,9201,706
2015-12-31 (YTD Data)Rank
Total interest income$15,367,0001,615
Total interest expense$2,076,0001,340
Net interest income$13,291,0001,650
Provision for loan and lease losses$175,0002,493
Total noninterest income$1,906,0002,175
Gross Fiduciary activities income$200,000753
Service charges on deposit accounts$353,0002,748
Trading account gains and fees$0159
Additional Noninterest Income$1,353,0001,985
Total noninterest expense$8,909,0002,106
Salaries and employee benefits$5,245,0001,982
Premises and equipment expense$766,0002,644
Additional noninterest expense$2,898,0002,071
Pre-tax net operating income$6,113,0001,342
Securities gains (losses)$22,0002,184
Applicable income taxes$1,590,0001,195
Income before extraordinary items$4,545,0001,459
Extraordinary gains, net$023
Net income$4,545,0001,459
Minority interest net income$081
Net income of bank and minority interests.$4,545,0001,459
Net charge-offs$226,0001,869
Cash dividends$1,505,0001,635
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,528,7201,437
2015-09-30 (YTD Data)Rank
Total interest income$11,490,0001,639
Total interest expense$1,554,0001,356
Net interest income$9,936,0001,668
Provision for loan and lease losses$175,0002,122
Total noninterest income$1,376,0002,228
Gross Fiduciary activities income$123,000773
Service charges on deposit accounts$262,0002,774
Trading account gains and fees$0153
Additional Noninterest Income$991,0002,040
Total noninterest expense$6,483,0002,149
Salaries and employee benefits$3,813,0002,035
Premises and equipment expense$591,0002,623
Additional noninterest expense$2,079,0002,131
Pre-tax net operating income$4,654,0001,350
Securities gains (losses)$14,0002,190
Applicable income taxes$1,210,0001,209
Income before extraordinary items$3,458,0001,461
Extraordinary gains, net$021
Net income$3,458,0001,462
Minority interest net income$078
Net income of bank and minority interests.$3,458,0001,462
Net charge-offs$48,0002,807
Cash dividends$1,132,0001,483
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,447,6401,430
2015-06-30 (YTD Data)Rank
Total interest income$7,630,0001,640
Total interest expense$1,028,0001,371
Net interest income$6,602,0001,679
Provision for loan and lease losses$150,0001,756
Total noninterest income$883,0002,291
Gross Fiduciary activities income$73,000797
Service charges on deposit accounts$165,0002,846
Trading account gains and fees$0157
Additional Noninterest Income$645,0002,072
Total noninterest expense$4,344,0002,164
Salaries and employee benefits$2,628,0001,986
Premises and equipment expense$400,0002,596
Additional noninterest expense$1,316,0002,234
Pre-tax net operating income$2,991,0001,383
Securities gains (losses)$9,0002,056
Applicable income taxes$741,0001,292
Income before extraordinary items$2,259,0001,469
Extraordinary gains, net$022
Net income$2,259,0001,470
Minority interest net income$075
Net income of bank and minority interests.$2,259,0001,471
Net charge-offs$47,0002,361
Cash dividends$755,0001,513
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,252,2501,433
2015-03-31 (YTD Data)Rank
Total interest income$3,791,0001,648
Total interest expense$513,0001,370
Net interest income$3,278,0001,686
Provision for loan and lease losses$75,0001,675
Total noninterest income$420,0002,336
Gross Fiduciary activities income$35,000808
Service charges on deposit accounts$78,0002,920
Trading account gains and fees$0152
Additional Noninterest Income$307,0002,092
Total noninterest expense$2,084,0002,237
Salaries and employee benefits$1,258,0002,071
Premises and equipment expense$197,0002,681
Additional noninterest expense$629,0002,313
Pre-tax net operating income$1,539,0001,303
Securities gains (losses)$3,0001,758
Applicable income taxes$379,0001,231
Income before extraordinary items$1,163,0001,405
Extraordinary gains, net$013
Net income$1,163,0001,408
Minority interest net income$064
Net income of bank and minority interests.$1,163,0001,407
Net charge-offs$37,0001,776
Cash dividends$379,0001,354
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,160,7501,367
2014-12-31 (YTD Data)Rank
Total interest income$15,196,0001,646
Total interest expense$2,220,0001,313
Net interest income$12,976,0001,691
Provision for loan and lease losses$225,0002,344
Total noninterest income$1,958,0002,133
Gross Fiduciary activities income$181,000789
Service charges on deposit accounts$338,0002,999
Trading account gains and fees$0180
Additional Noninterest Income$1,439,0001,819
Total noninterest expense$8,253,0002,269
Salaries and employee benefits$4,991,0002,052
Premises and equipment expense$764,0002,751
Additional noninterest expense$2,498,0002,417
Pre-tax net operating income$6,456,0001,239
Securities gains (losses)$7,0002,776
Applicable income taxes$1,702,0001,103
Income before extraordinary items$4,761,0001,365
Extraordinary gains, net$017
Net income$4,761,0001,364
Minority interest net income$084
Net income of bank and minority interests.$4,761,0001,364
Net charge-offs$209,0002,406
Cash dividends$1,353,0001,687
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,755,8201,334
2014-09-30 (YTD Data)Rank
Total interest income$11,356,0001,656
Total interest expense$1,673,0001,309
Net interest income$9,683,0001,716
Provision for loan and lease losses$150,0002,373
Total noninterest income$1,439,0002,167
Gross Fiduciary activities income$106,000814
Service charges on deposit accounts$253,0003,029
Trading account gains and fees$0174
Additional Noninterest Income$1,080,0001,839
Total noninterest expense$6,073,0002,311
Salaries and employee benefits$3,669,0002,101
Premises and equipment expense$571,0002,790
Additional noninterest expense$1,833,0002,461
Pre-tax net operating income$4,899,0001,244
Securities gains (losses)$6,0002,508
Applicable income taxes$1,295,0001,099
Income before extraordinary items$3,610,0001,339
Extraordinary gains, net$015
Net income$3,610,0001,338
Minority interest net income$081
Net income of bank and minority interests.$3,610,0001,339
Net charge-offs$-47,0006,018
Cash dividends$1,020,0001,497
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,605,5601,321
2014-06-30 (YTD Data)Rank
Total interest income$7,533,0001,653
Total interest expense$1,115,0001,326
Net interest income$6,418,0001,714
Provision for loan and lease losses$150,0001,864
Total noninterest income$1,021,0002,065
Gross Fiduciary activities income$70,000819
Service charges on deposit accounts$171,0002,992
Trading account gains and fees$0172
Additional Noninterest Income$780,0001,732
Total noninterest expense$4,124,0002,275
Salaries and employee benefits$2,517,0002,052
Premises and equipment expense$393,0002,741
Additional noninterest expense$1,214,0002,462
Pre-tax net operating income$3,165,0001,243
Securities gains (losses)$6,0002,106
Applicable income taxes$836,0001,097
Income before extraordinary items$2,335,0001,341
Extraordinary gains, net$020
Net income$2,335,0001,343
Minority interest net income$080
Net income of bank and minority interests.$2,335,0001,343
Net charge-offs$-105,0006,326
Cash dividends$685,0001,517
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,330,5601,320
2014-03-31 (YTD Data)Rank
Total interest income$3,744,0001,660
Total interest expense$561,0001,346
Net interest income$3,183,0001,708
Provision for loan and lease losses$75,0001,807
Total noninterest income$480,0002,101
Gross Fiduciary activities income$30,000851
Service charges on deposit accounts$92,0002,836
Trading account gains and fees$0147
Additional Noninterest Income$358,0001,797
Total noninterest expense$1,993,0002,343
Salaries and employee benefits$1,192,0002,158
Premises and equipment expense$210,0002,671
Additional noninterest expense$591,0002,515
Pre-tax net operating income$1,595,0001,189
Securities gains (losses)$2,0001,528
Applicable income taxes$389,0001,104
Income before extraordinary items$1,208,0001,249
Extraordinary gains, net$016
Net income$1,208,0001,250
Minority interest net income$066
Net income of bank and minority interests.$1,208,0001,250
Net charge-offs$8,0002,944
Cash dividends$343,0001,350
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,206,4801,227
2013-12-31 (YTD Data)Rank
Total interest income$14,980,0001,663
Total interest expense$2,418,0001,408
Net interest income$12,562,0001,714
Provision for loan and lease losses$400,0002,105
Total noninterest income$2,018,0002,157
Gross Fiduciary activities income$185,000787
Service charges on deposit accounts$333,0003,165
Trading account gains and fees$0184
Additional Noninterest Income$1,500,0001,848
Total noninterest expense$8,000,0002,336
Salaries and employee benefits$4,954,0002,063
Premises and equipment expense$731,0002,875
Additional noninterest expense$2,315,0002,648
Pre-tax net operating income$6,180,0001,196
Securities gains (losses)$6,0002,766
Applicable income taxes$1,585,0001,086
Income before extraordinary items$4,601,0001,322
Extraordinary gains, net$029
Net income$4,601,0001,324
Minority interest net income$090
Net income of bank and minority interests.$4,601,0001,325
Net charge-offs$331,0002,461
Cash dividends$1,243,0001,664
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,596,5601,299
2013-09-30 (YTD Data)Rank
Total interest income$11,162,0001,683
Total interest expense$1,829,0001,443
Net interest income$9,333,0001,727
Provision for loan and lease losses$325,0001,984
Total noninterest income$1,502,0002,212
Gross Fiduciary activities income$115,000816
Service charges on deposit accounts$251,0003,178
Trading account gains and fees$0180
Additional Noninterest Income$1,136,0001,883
Total noninterest expense$5,893,0002,380
Salaries and employee benefits$3,630,0002,111
Premises and equipment expense$543,0002,934
Additional noninterest expense$1,720,0002,669
Pre-tax net operating income$4,617,0001,230
Securities gains (losses)$6,0002,632
Applicable income taxes$1,144,0001,133
Income before extraordinary items$3,479,0001,312
Extraordinary gains, net$025
Net income$3,479,0001,314
Minority interest net income$084
Net income of bank and minority interests.$3,479,0001,314
Net charge-offs$261,0002,262
Cash dividends$932,0001,527
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,474,5001,285
2013-06-30 (YTD Data)Rank
Total interest income$7,369,0001,700
Total interest expense$1,218,0001,472
Net interest income$6,151,0001,736
Provision for loan and lease losses$250,0001,852
Total noninterest income$1,014,0002,211
Gross Fiduciary activities income$70,000832
Service charges on deposit accounts$162,0003,220
Trading account gains and fees$0157
Additional Noninterest Income$782,0001,879
Total noninterest expense$3,907,0002,387
Salaries and employee benefits$2,474,0002,072
Premises and equipment expense$355,0002,961
Additional noninterest expense$1,078,0002,792
Pre-tax net operating income$3,008,0001,238
Securities gains (losses)$6,0002,420
Applicable income taxes$754,0001,139
Income before extraordinary items$2,260,0001,339
Extraordinary gains, net$022
Net income$2,260,0001,340
Minority interest net income$082
Net income of bank and minority interests.$2,260,0001,341
Net charge-offs$236,0001,930
Cash dividends$620,0001,500
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,255,5001,288
2013-03-31 (YTD Data)Rank
Total interest income$3,690,0001,711
Total interest expense$610,0001,516
Net interest income$3,080,0001,747
Provision for loan and lease losses$150,0001,610
Total noninterest income$512,0002,199
Gross Fiduciary activities income$30,000859
Service charges on deposit accounts$86,0003,095
Trading account gains and fees$0148
Additional Noninterest Income$396,0001,874
Total noninterest expense$1,896,0002,481
Salaries and employee benefits$1,188,0002,176
Premises and equipment expense$172,0003,062
Additional noninterest expense$536,0002,819
Pre-tax net operating income$1,546,0001,178
Securities gains (losses)$6,0001,600
Applicable income taxes$393,0001,101
Income before extraordinary items$1,159,0001,288
Extraordinary gains, net$010
Net income$1,159,0001,290
Minority interest net income$076
Net income of bank and minority interests.$1,159,0001,290
Net charge-offs$239,0001,223
Cash dividends$310,0001,301
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,154,5001,233
2012-12-31 (YTD Data)Rank
Total interest income$15,215,0001,740
Total interest expense$2,498,0001,748
Net interest income$12,717,0001,730
Provision for loan and lease losses$875,0001,938
Total noninterest income$2,159,0002,081
Gross Fiduciary activities income$141,000838
Service charges on deposit accounts$333,0003,291
Trading account gains and fees$0166
Additional Noninterest Income$1,685,0001,720
Total noninterest expense$7,321,0002,565
Salaries and employee benefits$4,525,0002,205
Premises and equipment expense$660,0003,157
Additional noninterest expense$2,136,0002,932
Pre-tax net operating income$6,680,0001,069
Securities gains (losses)$-1,0006,602
Applicable income taxes$1,838,000936
Income before extraordinary items$4,841,0001,219
Extraordinary gains, net$029
Net income$4,841,0001,221
Minority interest net income$093
Net income of bank and minority interests.$4,841,0001,220
Net charge-offs$419,0002,886
Cash dividends$1,170,0001,771
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,841,7201,158
2012-09-30 (YTD Data)Rank
Total interest income$11,421,0001,766
Total interest expense$1,862,0001,827
Net interest income$9,559,0001,746
Provision for loan and lease losses$600,0002,031
Total noninterest income$1,623,0002,072
Gross Fiduciary activities income$89,000854
Service charges on deposit accounts$241,0003,397
Trading account gains and fees$0157
Additional Noninterest Income$1,293,0001,690
Total noninterest expense$5,240,0002,670
Salaries and employee benefits$3,252,0002,281
Premises and equipment expense$452,0003,421
Additional noninterest expense$1,536,0003,047
Pre-tax net operating income$5,342,0001,008
Securities gains (losses)$-1,0006,745
Applicable income taxes$1,443,000935
Income before extraordinary items$3,898,0001,157
Extraordinary gains, net$020
Net income$3,898,0001,158
Minority interest net income$086
Net income of bank and minority interests.$3,898,0001,158
Net charge-offs$386,0002,503
Cash dividends$861,0001,471
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,898,7301,089
2012-06-30 (YTD Data)Rank
Total interest income$7,562,0001,787
Total interest expense$1,231,0001,913
Net interest income$6,331,0001,766
Provision for loan and lease losses$375,0002,150
Total noninterest income$1,134,0001,978
Gross Fiduciary activities income$57,000868
Service charges on deposit accounts$158,0003,413
Trading account gains and fees$0153
Additional Noninterest Income$919,0001,598
Total noninterest expense$3,495,0002,679
Salaries and employee benefits$2,202,0002,256
Premises and equipment expense$304,0003,409
Additional noninterest expense$989,0003,153
Pre-tax net operating income$3,595,000987
Securities gains (losses)$-1,0006,818
Applicable income taxes$859,0001,008
Income before extraordinary items$2,735,0001,099
Extraordinary gains, net$019
Net income$2,735,0001,099
Minority interest net income$084
Net income of bank and minority interests.$2,735,0001,099
Net charge-offs$233,0002,583
Cash dividends$552,0001,500
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,735,7601,030
2012-03-31 (YTD Data)Rank
Total interest income$3,791,0001,800
Total interest expense$617,0001,989
Net interest income$3,174,0001,764
Provision for loan and lease losses$150,0002,302
Total noninterest income$707,0001,690
Gross Fiduciary activities income$27,000883
Service charges on deposit accounts$83,0003,304
Trading account gains and fees$0148
Additional Noninterest Income$597,0001,330
Total noninterest expense$1,655,0002,811
Salaries and employee benefits$1,045,0002,379
Premises and equipment expense$155,0003,384
Additional noninterest expense$455,0003,324
Pre-tax net operating income$2,076,000864
Securities gains (losses)$-1,0006,909
Applicable income taxes$498,000891
Income before extraordinary items$1,577,000946
Extraordinary gains, net$019
Net income$1,577,000948
Minority interest net income$078
Net income of bank and minority interests.$1,577,000947
Net charge-offs$1,0004,615
Cash dividends$276,0001,347
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,577,760891
2011-12-31 (YTD Data)Rank
Total interest income$14,954,0001,882
Total interest expense$2,919,0002,011
Net interest income$12,035,0001,840
Provision for loan and lease losses$825,0002,693
Total noninterest income$1,823,0002,157
Gross Fiduciary activities income$141,000798
Service charges on deposit accounts$390,0003,083
Trading account gains and fees$0146
Additional Noninterest Income$1,292,0001,809
Total noninterest expense$7,321,0002,560
Salaries and employee benefits$4,445,0002,181
Premises and equipment expense$622,0003,492
Additional noninterest expense$2,254,0002,805
Pre-tax net operating income$5,712,0001,052
Securities gains (losses)$4,0003,534
Applicable income taxes$1,399,0001,046
Income before extraordinary items$4,317,0001,164
Extraordinary gains, net$029
Net income$4,317,0001,163
Minority interest net income$096
Net income of bank and minority interests.$4,317,0001,164
Net charge-offs$192,0004,335
Cash dividends$1,018,0001,596
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,313,9601,100
2011-09-30 (YTD Data)Rank
Total interest income$11,137,0001,919
Total interest expense$2,269,0002,026
Net interest income$8,868,0001,873
Provision for loan and lease losses$500,0002,879
Total noninterest income$1,383,0002,125
Gross Fiduciary activities income$83,000816
Service charges on deposit accounts$298,0003,053
Trading account gains and fees$0145
Additional Noninterest Income$1,002,0001,762
Total noninterest expense$4,996,0002,776
Salaries and employee benefits$3,001,0002,400
Premises and equipment expense$454,0003,597
Additional noninterest expense$1,541,0003,079
Pre-tax net operating income$4,755,000978
Securities gains (losses)$-2,0006,883
Applicable income taxes$1,004,0001,089
Income before extraordinary items$3,749,0001,030
Extraordinary gains, net$021
Net income$3,749,0001,028
Minority interest net income$087
Net income of bank and minority interests.$3,749,0001,030
Net charge-offs$56,0004,898
Cash dividends$744,0001,434
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,750,580980
2011-06-30 (YTD Data)Rank
Total interest income$7,338,0001,959
Total interest expense$1,562,0002,035
Net interest income$5,776,0001,910
Provision for loan and lease losses$300,0002,953
Total noninterest income$876,0002,184
Gross Fiduciary activities income$53,000842
Service charges on deposit accounts$194,0003,094
Trading account gains and fees$0153
Additional Noninterest Income$629,0001,814
Total noninterest expense$3,309,0002,826
Salaries and employee benefits$2,023,0002,400
Premises and equipment expense$304,0003,610
Additional noninterest expense$982,0003,251
Pre-tax net operating income$3,043,000998
Securities gains (losses)$-3,0006,961
Applicable income taxes$645,0001,082
Income before extraordinary items$2,395,0001,035
Extraordinary gains, net$015
Net income$2,395,0001,033
Minority interest net income$089
Net income of bank and minority interests.$2,395,0001,035
Net charge-offs$16,0005,169
Cash dividends$486,0001,452
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,397,3701,003
2011-03-31 (YTD Data)Rank
Total interest income$3,619,0001,986
Total interest expense$816,0002,020
Net interest income$2,803,0001,958
Provision for loan and lease losses$150,0002,750
Total noninterest income$421,0002,269
Gross Fiduciary activities income$25,000855
Service charges on deposit accounts$95,0003,089
Trading account gains and fees$0158
Additional Noninterest Income$301,0001,914
Total noninterest expense$1,560,0003,001
Salaries and employee benefits$946,0002,562
Premises and equipment expense$162,0003,505
Additional noninterest expense$452,0003,438
Pre-tax net operating income$1,514,000999
Securities gains (losses)$01,772
Applicable income taxes$327,0001,038
Income before extraordinary items$1,187,0001,027
Extraordinary gains, net$09
Net income$1,187,0001,027
Minority interest net income$086
Net income of bank and minority interests.$1,187,0001,027
Net charge-offs$05,107
Cash dividends$242,0001,290
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,187,000994
2010-12-31 (YTD Data)Rank
Total interest income$13,897,0002,171
Total interest expense$4,031,0001,987
Net interest income$9,866,0002,228
Provision for loan and lease losses$665,0003,684
Total noninterest income$1,629,0002,393
Gross Fiduciary activities income$138,000819
Service charges on deposit accounts$400,0003,077
Trading account gains and fees$0175
Additional Noninterest Income$1,091,0002,075
Total noninterest expense$6,848,0002,777
Salaries and employee benefits$4,034,0002,388
Premises and equipment expense$612,0003,673
Additional noninterest expense$2,202,0002,982
Pre-tax net operating income$3,982,0001,264
Securities gains (losses)$8,0003,363
Applicable income taxes$919,0001,312
Income before extraordinary items$3,071,0001,372
Extraordinary gains, net$029
Net income$3,071,0001,375
Minority interest net income$0111
Net income of bank and minority interests.$3,071,0001,376
Net charge-offs$152,0005,039
Cash dividends$909,0001,602
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,064,8401,332
2010-09-30 (YTD Data)Rank
Total interest income$10,278,0002,252
Total interest expense$3,100,0002,016
Net interest income$7,178,0002,328
Provision for loan and lease losses$415,0003,852
Total noninterest income$1,218,0002,399
Gross Fiduciary activities income$88,000832
Service charges on deposit accounts$301,0003,151
Trading account gains and fees$0165
Additional Noninterest Income$829,0002,031
Total noninterest expense$4,758,0002,961
Salaries and employee benefits$2,783,0002,597
Premises and equipment expense$431,0003,895
Additional noninterest expense$1,544,0003,139
Pre-tax net operating income$3,223,0001,228
Securities gains (losses)$7,0003,200
Applicable income taxes$687,0001,356
Income before extraordinary items$2,543,0001,306
Extraordinary gains, net$023
Net income$2,543,0001,310
Minority interest net income$0110
Net income of bank and minority interests.$2,543,0001,310
Net charge-offs$94,0004,970
Cash dividends$675,0001,436
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,537,4701,269
2010-06-30 (YTD Data)Rank
Total interest income$6,744,0002,315
Total interest expense$2,112,0002,047
Net interest income$4,632,0002,398
Provision for loan and lease losses$265,0003,809
Total noninterest income$785,0002,399
Gross Fiduciary activities income$58,000847
Service charges on deposit accounts$205,0003,113
Trading account gains and fees$0152
Additional Noninterest Income$522,0002,033
Total noninterest expense$3,058,0003,065
Salaries and employee benefits$1,777,0002,724
Premises and equipment expense$285,0003,950
Additional noninterest expense$996,0003,213
Pre-tax net operating income$2,094,0001,256
Securities gains (losses)$3,0002,902
Applicable income taxes$467,0001,286
Income before extraordinary items$1,630,0001,357
Extraordinary gains, net$019
Net income$1,630,0001,358
Minority interest net income$0105
Net income of bank and minority interests.$1,630,0001,358
Net charge-offs$59,0004,734
Cash dividends$450,0001,446
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,627,6601,309
2010-03-31 (YTD Data)Rank
Total interest income$3,326,0002,401
Total interest expense$1,086,0002,099
Net interest income$2,240,0002,508
Provision for loan and lease losses$115,0003,796
Total noninterest income$360,0002,544
Gross Fiduciary activities income$30,000854
Service charges on deposit accounts$101,0003,126
Trading account gains and fees$0175
Additional Noninterest Income$229,0002,196
Total noninterest expense$1,518,0003,113
Salaries and employee benefits$893,0002,744
Premises and equipment expense$146,0003,946
Additional noninterest expense$479,0003,306
Pre-tax net operating income$967,0001,345
Securities gains (losses)$2,0002,064
Applicable income taxes$202,0001,414
Income before extraordinary items$767,0001,441
Extraordinary gains, net$016
Net income$767,0001,443
Minority interest net income$091
Net income of bank and minority interests.$767,0001,443
Net charge-offs$11,0004,779
Cash dividends$224,0001,310
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$765,4201,392
2009-12-31 (YTD Data)Rank
Total interest income$13,005,0002,554
Total interest expense$4,769,0002,362
Net interest income$8,236,0002,650
Provision for loan and lease losses$550,0004,387
Total noninterest income$1,454,0002,608
Gross Fiduciary activities income$120,000843
Service charges on deposit accounts$445,0003,116
Trading account gains and fees$0211
Additional Noninterest Income$889,0002,306
Total noninterest expense$5,864,0003,239
Salaries and employee benefits$3,385,0002,869
Premises and equipment expense$471,0004,531
Additional noninterest expense$2,008,0003,301
Pre-tax net operating income$3,276,0001,233
Securities gains (losses)$10,0003,254
Applicable income taxes$735,0001,198
Income before extraordinary items$2,551,0001,312
Extraordinary gains, net$034
Net income$2,551,0001,310
Minority interest net income$0115
Net income of bank and minority interests.$2,551,0001,311
Net charge-offs$235,0004,797
Cash dividends$856,0001,835
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,543,2001,297
2009-09-30 (YTD Data)Rank
Total interest income$9,647,0002,621
Total interest expense$3,649,0002,419
Net interest income$5,998,0002,735
Provision for loan and lease losses$400,0004,178
Total noninterest income$1,033,0002,763
Gross Fiduciary activities income$75,000857
Service charges on deposit accounts$328,0003,164
Trading account gains and fees$0212
Additional Noninterest Income$630,0002,445
Total noninterest expense$4,140,0003,413
Salaries and employee benefits$2,435,0003,002
Premises and equipment expense$360,0004,535
Additional noninterest expense$1,345,0003,561
Pre-tax net operating income$2,491,0001,298
Securities gains (losses)$20,0002,745
Applicable income taxes$538,0001,333
Income before extraordinary items$1,973,0001,352
Extraordinary gains, net$027
Net income$1,973,0001,350
Minority interest net income$0118
Net income of bank and minority interests.$1,973,0001,352
Net charge-offs$107,0005,004
Cash dividends$639,0001,722
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,957,2001,340
2009-06-30 (YTD Data)Rank
Total interest income$6,327,0002,686
Total interest expense$2,474,0002,478
Net interest income$3,853,0002,818
Provision for loan and lease losses$250,0003,992
Total noninterest income$639,0002,918
Gross Fiduciary activities income$50,000863
Service charges on deposit accounts$211,0003,216
Trading account gains and fees$0193
Additional Noninterest Income$378,0002,639
Total noninterest expense$2,700,0003,497
Salaries and employee benefits$1,618,0003,051
Premises and equipment expense$237,0004,613
Additional noninterest expense$845,0003,727
Pre-tax net operating income$1,542,0001,485
Securities gains (losses)$19,0002,345
Applicable income taxes$334,0001,426
Income before extraordinary items$1,227,0001,516
Extraordinary gains, net$021
Net income$1,227,0001,513
Minority interest net income$0112
Net income of bank and minority interests.$1,227,0001,515
Net charge-offs$104,0004,205
Cash dividends$424,0001,819
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,211,9901,511
2009-03-31 (YTD Data)Rank
Total interest income$3,143,0002,733
Total interest expense$1,254,0002,523
Net interest income$1,889,0002,849
Provision for loan and lease losses$150,0003,210
Total noninterest income$354,0002,708
Gross Fiduciary activities income$25,000879
Service charges on deposit accounts$97,0003,322
Trading account gains and fees$0171
Additional Noninterest Income$232,0002,304
Total noninterest expense$1,387,0003,349
Salaries and employee benefits$860,0002,916
Premises and equipment expense$122,0004,572
Additional noninterest expense$405,0003,552
Pre-tax net operating income$706,0001,791
Securities gains (losses)$16,0001,773
Applicable income taxes$154,0001,720
Income before extraordinary items$568,0001,893
Extraordinary gains, net$015
Net income$568,0001,895
Minority interest net income$0102
Net income of bank and minority interests.$568,0001,895
Net charge-offs$-10,0007,862
Cash dividends$208,0001,677
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$555,3601,823
2008-12-31 (YTD Data)Rank
Total interest income$12,515,0002,923
Total interest expense$5,295,0002,828
Net interest income$7,220,0002,963
Provision for loan and lease losses$570,0003,604
Total noninterest income$1,580,0002,530
Gross Fiduciary activities income$118,000865
Service charges on deposit accounts$457,0003,199
Trading account gains and fees$0154
Additional Noninterest Income$1,005,0002,108
Total noninterest expense$5,310,0003,400
Salaries and employee benefits$3,199,0003,081
Premises and equipment expense$429,0004,899
Additional noninterest expense$1,682,0003,327
Pre-tax net operating income$2,920,0001,843
Securities gains (losses)$17,0002,264
Applicable income taxes$631,0001,615
Income before extraordinary items$2,306,0001,724
Extraordinary gains, net$039
Net income$2,306,0001,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0004,155
Cash dividends$1,817,0001,474
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,292,5701,860
2008-09-30 (YTD Data)Rank
Total interest income$9,307,0003,013
Total interest expense$3,977,0002,918
Net interest income$5,330,0003,030
Provision for loan and lease losses$290,0003,611
Total noninterest income$1,159,0002,641
Gross Fiduciary activities income$93,000859
Service charges on deposit accounts$350,0003,185
Trading account gains and fees$0148
Additional Noninterest Income$716,0002,286
Total noninterest expense$3,779,0003,530
Salaries and employee benefits$2,316,0003,201
Premises and equipment expense$314,0004,986
Additional noninterest expense$1,149,0003,493
Pre-tax net operating income$2,420,0001,989
Securities gains (losses)$17,0002,103
Applicable income taxes$518,0001,856
Income before extraordinary items$1,919,0001,843
Extraordinary gains, net$031
Net income$1,919,0001,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,596
Cash dividends$1,610,0001,233
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,905,5701,954
2008-06-30 (YTD Data)Rank
Total interest income$6,121,0003,096
Total interest expense$2,636,0003,041
Net interest income$3,485,0003,067
Provision for loan and lease losses$160,0003,502
Total noninterest income$725,0002,779
Gross Fiduciary activities income$66,000868
Service charges on deposit accounts$242,0003,088
Trading account gains and fees$0149
Additional Noninterest Income$417,0002,525
Total noninterest expense$2,457,0003,615
Salaries and employee benefits$1,495,0003,340
Premises and equipment expense$212,0004,972
Additional noninterest expense$750,0003,517
Pre-tax net operating income$1,593,0002,076
Securities gains (losses)$15,0002,228
Applicable income taxes$340,0002,052
Income before extraordinary items$1,268,0002,082
Extraordinary gains, net$021
Net income$1,268,0002,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0002,782
Cash dividends$1,404,0001,055
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,256,1502,052
2008-03-31 (YTD Data)Rank
Total interest income$3,068,0003,165
Total interest expense$1,355,0003,144
Net interest income$1,713,0003,134
Provision for loan and lease losses$75,0003,123
Total noninterest income$393,0002,631
Gross Fiduciary activities income$28,000908
Service charges on deposit accounts$127,0002,928
Trading account gains and fees$0158
Additional Noninterest Income$238,0002,299
Total noninterest expense$1,282,0003,512
Salaries and employee benefits$809,0003,132
Premises and equipment expense$112,0004,832
Additional noninterest expense$361,0003,575
Pre-tax net operating income$749,0002,288
Securities gains (losses)$3,0002,367
Applicable income taxes$160,0002,242
Income before extraordinary items$592,0002,335
Extraordinary gains, net$015
Net income$592,0002,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0001,612
Cash dividends$197,0002,372
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$589,6302,274
2007-12-31 (YTD Data)Rank
Total interest income$11,883,0003,313
Total interest expense$5,755,0003,111
Net interest income$6,128,0003,455
Provision for loan and lease losses$345,0002,939
Total noninterest income$1,493,0002,726
Gross Fiduciary activities income$141,000860
Service charges on deposit accounts$496,0003,074
Trading account gains and fees$0178
Additional Noninterest Income$856,0002,461
Total noninterest expense$4,678,0003,639
Salaries and employee benefits$2,785,0003,428
Premises and equipment expense$396,0005,057
Additional noninterest expense$1,497,0003,424
Pre-tax net operating income$2,598,0002,742
Securities gains (losses)$02,146
Applicable income taxes$546,0002,627
Income before extraordinary items$2,052,0002,759
Extraordinary gains, net$039
Net income$2,052,0002,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0003,101
Cash dividends$762,0003,053
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,052,0002,737
2007-09-30 (YTD Data)Rank
Total interest income$8,827,0003,342
Total interest expense$4,291,0003,123
Net interest income$4,536,0003,490
Provision for loan and lease losses$220,0002,856
Total noninterest income$1,087,0002,756
Gross Fiduciary activities income$83,000902
Service charges on deposit accounts$365,0003,098
Trading account gains and fees$0184
Additional Noninterest Income$639,0002,466
Total noninterest expense$3,495,0003,625
Salaries and employee benefits$2,060,0003,447
Premises and equipment expense$288,0005,124
Additional noninterest expense$1,147,0003,313
Pre-tax net operating income$1,908,0002,945
Securities gains (losses)$01,655
Applicable income taxes$403,0002,803
Income before extraordinary items$1,505,0002,960
Extraordinary gains, net$033
Net income$1,505,0002,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,346
Cash dividends$565,0002,778
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,505,0002,948
2007-06-30 (YTD Data)Rank
Total interest income$5,753,0003,416
Total interest expense$2,804,0003,169
Net interest income$2,949,0003,585
Provision for loan and lease losses$160,0002,495
Total noninterest income$741,0002,718
Gross Fiduciary activities income$55,000914
Service charges on deposit accounts$234,0003,159
Trading account gains and fees$0168
Additional Noninterest Income$452,0002,400
Total noninterest expense$2,345,0003,643
Salaries and employee benefits$1,365,0003,497
Premises and equipment expense$195,0005,115
Additional noninterest expense$785,0003,247
Pre-tax net operating income$1,185,0003,147
Securities gains (losses)$01,444
Applicable income taxes$249,0002,969
Income before extraordinary items$936,0003,156
Extraordinary gains, net$029
Net income$936,0003,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,601
Cash dividends$376,0002,851
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$936,0003,141
2007-03-31 (YTD Data)Rank
Total interest income$2,809,0003,460
Total interest expense$1,392,0003,183
Net interest income$1,417,0003,703
Provision for loan and lease losses$90,0002,153
Total noninterest income$386,0002,625
Gross Fiduciary activities income$27,000927
Service charges on deposit accounts$116,0003,150
Trading account gains and fees$0195
Additional Noninterest Income$243,0002,260
Total noninterest expense$1,222,0003,520
Salaries and employee benefits$739,0003,303
Premises and equipment expense$99,0005,082
Additional noninterest expense$384,0003,279
Pre-tax net operating income$491,0003,567
Securities gains (losses)$01,187
Applicable income taxes$93,0003,366
Income before extraordinary items$398,0003,511
Extraordinary gains, net$022
Net income$398,0003,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$188,0002,536
Sale, conversion, retirement of capital stock, net$0885
Net operating income$398,0003,487
2006-12-31 (YTD Data)Rank
Total interest income$10,682,0003,408
Total interest expense$4,911,0003,077
Net interest income$5,771,0003,627
Provision for loan and lease losses$386,0002,339
Total noninterest income$1,380,0002,860
Gross Fiduciary activities income$151,000867
Service charges on deposit accounts$442,0003,330
Trading account gains and fees$0130
Additional Noninterest Income$787,0002,604
Total noninterest expense$4,406,0003,685
Salaries and employee benefits$2,509,0003,602
Premises and equipment expense$363,0005,222
Additional noninterest expense$1,534,0003,241
Pre-tax net operating income$2,359,0003,271
Securities gains (losses)$01,687
Applicable income taxes$472,0003,227
Income before extraordinary items$1,887,0003,220
Extraordinary gains, net$051
Net income$1,887,0003,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0002,798
Cash dividends$1,027,0002,502
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,887,0003,209
2006-09-30 (YTD Data)Rank
Total interest income$7,862,0003,421
Total interest expense$3,525,0003,089
Net interest income$4,337,0003,641
Provision for loan and lease losses$307,0002,111
Total noninterest income$1,040,0002,851
Gross Fiduciary activities income$89,000898
Service charges on deposit accounts$328,0003,375
Trading account gains and fees$0126
Additional Noninterest Income$623,0002,516
Total noninterest expense$3,337,0003,660
Salaries and employee benefits$1,911,0003,564
Premises and equipment expense$269,0005,262
Additional noninterest expense$1,157,0003,230
Pre-tax net operating income$1,733,0003,452
Securities gains (losses)$01,388
Applicable income taxes$365,0003,311
Income before extraordinary items$1,368,0003,407
Extraordinary gains, net$045
Net income$1,368,0003,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0001,979
Cash dividends$847,0002,174
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,368,0003,400
2006-06-30 (YTD Data)Rank
Total interest income$5,084,0003,460
Total interest expense$2,193,0003,151
Net interest income$2,891,0003,645
Provision for loan and lease losses$217,0001,979
Total noninterest income$693,0002,841
Gross Fiduciary activities income$63,000898
Service charges on deposit accounts$214,0003,400
Trading account gains and fees$0126
Additional Noninterest Income$416,0002,501
Total noninterest expense$2,192,0003,714
Salaries and employee benefits$1,239,0003,652
Premises and equipment expense$172,0005,374
Additional noninterest expense$781,0003,203
Pre-tax net operating income$1,175,0003,406
Securities gains (losses)$01,185
Applicable income taxes$245,0003,337
Income before extraordinary items$930,0003,382
Extraordinary gains, net$039
Net income$930,0003,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,906
Cash dividends$667,0001,958
Sale, conversion, retirement of capital stock, net$0887
Net operating income$930,0003,372
2006-03-31 (YTD Data)Rank
Total interest income$2,473,0003,475
Total interest expense$1,023,0003,209
Net interest income$1,450,0003,636
Provision for loan and lease losses$127,0001,668
Total noninterest income$364,0002,706
Gross Fiduciary activities income$27,000937
Service charges on deposit accounts$101,0003,453
Trading account gains and fees$0115
Additional Noninterest Income$236,0002,269
Total noninterest expense$1,123,0003,662
Salaries and employee benefits$645,0003,565
Premises and equipment expense$81,0005,603
Additional noninterest expense$397,0003,141
Pre-tax net operating income$564,0003,476
Securities gains (losses)$0955
Applicable income taxes$115,0003,401
Income before extraordinary items$449,0003,413
Extraordinary gains, net$021
Net income$449,0003,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0001,771
Cash dividends$183,0002,523
Sale, conversion, retirement of capital stock, net$0648
Net operating income$449,0003,389
2005-12-31 (YTD Data)Rank
Total interest income$8,821,0003,474
Total interest expense$3,199,0003,156
Net interest income$5,622,0003,616
Provision for loan and lease losses$265,0003,058
Total noninterest income$1,080,0003,369
Gross Fiduciary activities income$157,000864
Service charges on deposit accounts$347,0003,859
Trading account gains and fees$0138
Additional Noninterest Income$576,0003,135
Total noninterest expense$4,050,0003,834
Salaries and employee benefits$2,319,0003,694
Premises and equipment expense$319,0005,559
Additional noninterest expense$1,412,0003,388
Pre-tax net operating income$2,387,0003,250
Securities gains (losses)$02,296
Applicable income taxes$480,0003,434
Income before extraordinary items$1,907,0003,214
Extraordinary gains, net$046
Net income$1,907,0003,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0002,825
Cash dividends$707,0003,059
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,907,0003,180
2005-09-30 (YTD Data)Rank
Total interest income$6,416,0003,499
Total interest expense$2,247,0003,192
Net interest income$4,169,0003,647
Provision for loan and lease losses$198,0002,988
Total noninterest income$761,0003,524
Gross Fiduciary activities income$99,000882
Service charges on deposit accounts$245,0004,012
Trading account gains and fees$0126
Additional Noninterest Income$417,0003,205
Total noninterest expense$3,065,0003,774
Salaries and employee benefits$1,765,0003,626
Premises and equipment expense$244,0005,513
Additional noninterest expense$1,056,0003,364
Pre-tax net operating income$1,667,0003,486
Securities gains (losses)$02,317
Applicable income taxes$336,0003,599
Income before extraordinary items$1,331,0003,426
Extraordinary gains, net$035
Net income$1,331,0003,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,418
Cash dividends$531,0002,703
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,331,0003,382
2005-06-30 (YTD Data)Rank
Total interest income$4,133,0003,527
Total interest expense$1,427,0003,175
Net interest income$2,706,0003,685
Provision for loan and lease losses$130,0002,894
Total noninterest income$508,0003,478
Gross Fiduciary activities income$74,000871
Service charges on deposit accounts$149,0004,166
Trading account gains and fees$0116
Additional Noninterest Income$285,0003,162
Total noninterest expense$2,027,0003,774
Salaries and employee benefits$1,160,0003,662
Premises and equipment expense$166,0005,420
Additional noninterest expense$701,0003,362
Pre-tax net operating income$1,057,0003,573
Securities gains (losses)$02,146
Applicable income taxes$207,0003,731
Income before extraordinary items$850,0003,494
Extraordinary gains, net$030
Net income$850,0003,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,009
Cash dividends$353,0002,688
Sale, conversion, retirement of capital stock, net$0643
Net operating income$850,0003,446
2005-03-31 (YTD Data)Rank
Total interest income$2,016,0003,565
Total interest expense$691,0003,155
Net interest income$1,325,0003,753
Provision for loan and lease losses$63,0002,791
Total noninterest income$230,0003,656
Gross Fiduciary activities income$43,000837
Service charges on deposit accounts$67,0004,356
Trading account gains and fees$0115
Additional Noninterest Income$120,0003,395
Total noninterest expense$1,044,0003,725
Salaries and employee benefits$607,0003,535
Premises and equipment expense$85,0005,390
Additional noninterest expense$352,0003,344
Pre-tax net operating income$448,0003,973
Securities gains (losses)$01,685
Applicable income taxes$82,0004,078
Income before extraordinary items$366,0003,850
Extraordinary gains, net$024
Net income$366,0003,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$177,0002,362
Sale, conversion, retirement of capital stock, net$0491
Net operating income$366,0003,808
2004-12-31 (YTD Data)Rank
Total interest income$7,643,0003,534
Total interest expense$2,252,0003,308
Net interest income$5,391,0003,586
Provision for loan and lease losses$248,0003,273
Total noninterest income$1,075,0003,370
Gross Fiduciary activities income$166,000829
Service charges on deposit accounts$302,0004,297
Trading account gains and fees$0138
Additional Noninterest Income$607,0002,973
Total noninterest expense$3,608,0004,079
Salaries and employee benefits$2,002,0004,000
Premises and equipment expense$266,0006,027
Additional noninterest expense$1,340,0003,440
Pre-tax net operating income$2,610,0002,890
Securities gains (losses)$03,819
Applicable income taxes$551,0003,171
Income before extraordinary items$2,059,0002,837
Extraordinary gains, net$034
Net income$2,059,0002,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,149
Cash dividends$691,0002,996
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,059,0002,774
2004-09-30 (YTD Data)Rank
Total interest income$5,668,0003,550
Total interest expense$1,645,0003,334
Net interest income$4,023,0003,581
Provision for loan and lease losses$175,0003,272
Total noninterest income$808,0003,383
Gross Fiduciary activities income$113,000845
Service charges on deposit accounts$231,0004,286
Trading account gains and fees$0134
Additional Noninterest Income$464,0002,925
Total noninterest expense$2,648,0004,116
Salaries and employee benefits$1,464,0004,028
Premises and equipment expense$225,0005,643
Additional noninterest expense$959,0003,542
Pre-tax net operating income$2,008,0002,870
Securities gains (losses)$03,710
Applicable income taxes$473,0003,001
Income before extraordinary items$1,535,0002,894
Extraordinary gains, net$026
Net income$1,535,0002,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,870
Cash dividends$416,0002,978
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,535,0002,829
2004-06-30 (YTD Data)Rank
Total interest income$3,727,0003,582
Total interest expense$1,081,0003,355
Net interest income$2,646,0003,615
Provision for loan and lease losses$103,0003,419
Total noninterest income$507,0003,541
Gross Fiduciary activities income$65,000891
Service charges on deposit accounts$149,0004,357
Trading account gains and fees$0130
Additional Noninterest Income$293,0003,029
Total noninterest expense$1,751,0004,161
Salaries and employee benefits$947,0004,145
Premises and equipment expense$154,0005,586
Additional noninterest expense$650,0003,507
Pre-tax net operating income$1,299,0002,927
Securities gains (losses)$03,413
Applicable income taxes$300,0003,089
Income before extraordinary items$999,0002,943
Extraordinary gains, net$021
Net income$999,0002,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,637
Cash dividends$278,0003,005
Sale, conversion, retirement of capital stock, net$0638
Net operating income$999,0002,858
2004-03-31 (YTD Data)Rank
Total interest income$1,866,0003,578
Total interest expense$548,0003,362
Net interest income$1,318,0003,610
Provision for loan and lease losses$50,0003,283
Total noninterest income$254,0003,487
Gross Fiduciary activities income$27,000942
Service charges on deposit accounts$76,0004,234
Trading account gains and fees$0121
Additional Noninterest Income$151,0002,933
Total noninterest expense$855,0004,266
Salaries and employee benefits$441,0004,413
Premises and equipment expense$79,0005,553
Additional noninterest expense$335,0003,417
Pre-tax net operating income$667,0002,810
Securities gains (losses)$02,934
Applicable income taxes$161,0002,965
Income before extraordinary items$506,0002,919
Extraordinary gains, net$016
Net income$506,0002,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$139,0002,580
Sale, conversion, retirement of capital stock, net$0464
Net operating income$506,0002,819
2003-12-31 (YTD Data)Rank
Total interest income$7,389,0003,647
Total interest expense$2,499,0003,336
Net interest income$4,890,0003,737
Provision for loan and lease losses$218,0003,875
Total noninterest income$1,121,0003,459
Gross Fiduciary activities income$142,000888
Service charges on deposit accounts$254,0004,720
Trading account gains and fees$0160
Additional Noninterest Income$725,0002,901
Total noninterest expense$3,327,0004,294
Salaries and employee benefits$1,857,0004,161
Premises and equipment expense$289,0005,770
Additional noninterest expense$1,181,0003,773
Pre-tax net operating income$2,466,0002,921
Securities gains (losses)$20,0003,211
Applicable income taxes$520,0003,305
Income before extraordinary items$1,966,0002,903
Extraordinary gains, net$054
Net income$1,966,0002,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0003,398
Cash dividends$655,0003,054
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,950,2002,794
2003-09-30 (YTD Data)Rank
Total interest income$5,522,0003,704
Total interest expense$1,936,0003,359
Net interest income$3,586,0003,833
Provision for loan and lease losses$123,0004,315
Total noninterest income$835,0003,542
Gross Fiduciary activities income$93,000920
Service charges on deposit accounts$181,0004,859
Trading account gains and fees$0153
Additional Noninterest Income$561,0002,933
Total noninterest expense$2,384,0004,421
Salaries and employee benefits$1,317,0004,329
Premises and equipment expense$208,0005,887
Additional noninterest expense$859,0003,858
Pre-tax net operating income$1,914,0002,934
Securities gains (losses)$19,0002,984
Applicable income taxes$442,0003,247
Income before extraordinary items$1,491,0002,980
Extraordinary gains, net$040
Net income$1,491,0002,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,281
Cash dividends$393,0003,072
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,476,3702,856
2003-06-30 (YTD Data)Rank
Total interest income$3,683,0003,733
Total interest expense$1,322,0003,396
Net interest income$2,361,0003,872
Provision for loan and lease losses$85,0004,219
Total noninterest income$500,0003,739
Gross Fiduciary activities income$66,000916
Service charges on deposit accounts$111,0005,017
Trading account gains and fees$0150
Additional Noninterest Income$323,0003,156
Total noninterest expense$1,606,0004,373
Salaries and employee benefits$866,0004,367
Premises and equipment expense$161,0005,416
Additional noninterest expense$579,0003,812
Pre-tax net operating income$1,170,0003,143
Securities gains (losses)$16,0002,719
Applicable income taxes$276,0003,384
Income before extraordinary items$910,0003,183
Extraordinary gains, net$030
Net income$910,0003,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,047
Cash dividends$262,0003,070
Sale, conversion, retirement of capital stock, net$0589
Net operating income$897,6803,053
2003-03-31 (YTD Data)Rank
Total interest income$1,845,0003,747
Total interest expense$684,0003,376
Net interest income$1,161,0003,921
Provision for loan and lease losses$40,0004,103
Total noninterest income$250,0003,643
Gross Fiduciary activities income$38,000886
Service charges on deposit accounts$56,0004,926
Trading account gains and fees$0134
Additional Noninterest Income$156,0003,146
Total noninterest expense$788,0004,415
Salaries and employee benefits$407,0004,562
Premises and equipment expense$91,0005,012
Additional noninterest expense$290,0003,754
Pre-tax net operating income$583,0003,152
Securities gains (losses)$15,0002,029
Applicable income taxes$141,0003,336
Income before extraordinary items$457,0003,141
Extraordinary gains, net$021
Net income$457,0003,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,155
Cash dividends$131,0002,656
Sale, conversion, retirement of capital stock, net$0419
Net operating income$445,6003,042
2002-12-31 (YTD Data)Rank
Total interest income$7,853,0003,701
Total interest expense$3,222,0003,324
Net interest income$4,631,0003,894
Provision for loan and lease losses$120,0005,330
Total noninterest income$781,0004,056
Gross Fiduciary activities income$187,000852
Service charges on deposit accounts$231,0004,890
Trading account gains and fees$0153
Additional Noninterest Income$363,0003,864
Total noninterest expense$2,968,0004,495
Salaries and employee benefits$1,582,0004,487
Premises and equipment expense$275,0005,831
Additional noninterest expense$1,111,0003,845
Pre-tax net operating income$2,324,0003,056
Securities gains (losses)$14,0003,404
Applicable income taxes$532,0003,337
Income before extraordinary items$1,806,0003,028
Extraordinary gains, net$070
Net income$1,806,0003,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,483
Cash dividends$4,473,000680
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,795,2202,952
2001-12-31 (YTD Data)Rank
Total interest income$8,226,0003,921
Total interest expense$4,121,0003,705
Net interest income$4,105,0004,049
Provision for loan and lease losses$140,0004,923
Total noninterest income$705,0004,178
Gross Fiduciary activities income$191,000847
Service charges on deposit accounts$244,0004,701
Trading account gains and fees$0177
Additional Noninterest Income$270,0004,335
Total noninterest expense$2,626,0004,797
Salaries and employee benefits$1,426,0004,690
Premises and equipment expense$264,0005,917
Additional noninterest expense$936,0004,284
Pre-tax net operating income$2,044,0003,127
Securities gains (losses)$18,0003,221
Applicable income taxes$456,0003,482
Income before extraordinary items$1,606,0003,063
Extraordinary gains, net$0105
Net income$1,606,0003,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,177
Cash dividends$576,0003,225
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,591,9602,989
2000-12-31 (YTD Data)Rank
Total interest income$8,008,0004,126
Total interest expense$3,835,0004,118
Net interest income$4,173,0004,037
Provision for loan and lease losses$37,0006,967
Total noninterest income$656,0004,186
Gross Fiduciary activities income$182,000826
Service charges on deposit accounts$284,0004,214
Trading account gains and fees$0180
Additional Noninterest Income$190,0004,912
Total noninterest expense$2,508,0004,844
Salaries and employee benefits$1,384,0004,669
Premises and equipment expense$241,0006,174
Additional noninterest expense$883,0004,406
Pre-tax net operating income$2,284,0002,998
Securities gains (losses)$2,0001,609
Applicable income taxes$548,0003,293
Income before extraordinary items$1,738,0002,877
Extraordinary gains, net$038
Net income$1,738,0002,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,101
Cash dividends$542,0003,415
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,736,4802,874
1999-12-31 (YTD Data)Rank
Total interest income$7,518,0004,143
Total interest expense$3,549,0003,998
Net interest income$3,969,0004,193
Provision for loan and lease losses$92,0005,411
Total noninterest income$616,0004,349
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$263,0004,385
Trading account gains and feesNANA
Additional Noninterest Income$353,0003,682
Total noninterest expense$2,339,0005,103
Salaries and employee benefits$1,298,0004,878
Premises and equipment expense$237,0006,230
Additional noninterest expense$804,0004,772
Pre-tax net operating income$2,154,0003,149
Securities gains (losses)$56,000948
Applicable income taxes$544,0003,451
Income before extraordinary items$1,666,0002,986
Extraordinary gains, net$035
Net income$1,666,0002,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,730
Cash dividends$495,0003,569
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,624,0003,015
1998-12-31 (YTD Data)Rank
Total interest income$7,418,0004,194
Total interest expense$3,467,0004,169
Net interest income$3,951,0004,160
Provision for loan and lease losses$22,0007,668
Total noninterest income$642,0004,207
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$222,0004,846
Trading account gains and feesNANA
Additional Noninterest Income$420,0003,331
Total noninterest expense$2,208,0005,204
Salaries and employee benefits$1,230,0004,990
Premises and equipment expense$198,0006,740
Additional noninterest expense$780,0004,771
Pre-tax net operating income$2,363,0002,927
Securities gains (losses)$7,0003,223
Applicable income taxes$670,0003,134
Income before extraordinary items$1,700,0002,935
Extraordinary gains, net$032
Net income$1,700,0002,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,135
Cash dividends$468,0003,677
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,694,9602,850
1997-12-31 (YTD Data)Rank
Total interest income$7,216,0004,382
Total interest expense$3,313,0004,315
Net interest income$3,903,0004,323
Provision for loan and lease losses$18,0007,986
Total noninterest income$525,0004,837
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$194,0005,433
Trading account gains and feesNANA
Additional Noninterest Income$331,0003,707
Total noninterest expense$2,288,0005,122
Salaries and employee benefits$1,228,0004,995
Premises and equipment expense$204,0006,772
Additional noninterest expense$856,0004,496
Pre-tax net operating income$2,122,0003,349
Securities gains (losses)$7,0002,566
Applicable income taxes$599,0003,675
Income before extraordinary items$1,530,0003,309
Extraordinary gains, net$044
Net income$1,530,0003,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,455
Cash dividends$443,0003,754
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,524,9603,236
1996-12-31 (YTD Data)Rank
Total interest income$7,008,0004,579
Total interest expense$3,394,0004,310
Net interest income$3,614,0004,695
Provision for loan and lease losses$18,0008,074
Total noninterest income$474,0005,341
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$177,0005,974
Trading account gains and feesNANA
Additional Noninterest Income$297,0004,098
Total noninterest expense$2,210,0005,519
Salaries and employee benefits$1,227,0005,095
Premises and equipment expense$195,0007,111
Additional noninterest expense$788,0005,261
Pre-tax net operating income$1,860,0003,610
Securities gains (losses)$2,0003,501
Applicable income taxes$518,0004,039
Income before extraordinary items$1,344,0003,527
Extraordinary gains, net$053
Net income$1,344,0003,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$414,0003,806
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,342,5603,480
1995-12-31 (YTD Data)Rank
Total interest income$6,840,0004,659
Total interest expense$3,356,0004,317
Net interest income$3,484,0004,895
Provision for loan and lease losses$56,0005,991
Total noninterest income$421,0005,799
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$149,0006,689
Trading account gains and feesNANA
Additional Noninterest Income$272,0004,251
Total noninterest expense$2,143,0005,691
Salaries and employee benefits$1,065,0005,743
Premises and equipment expense$218,0006,867
Additional noninterest expense$860,0004,944
Pre-tax net operating income$1,706,0004,019
Securities gains (losses)$-12,00010,219
Applicable income taxes$440,0004,594
Income before extraordinary items$1,254,0003,807
Extraordinary gains, net$065
Net income$1,254,0003,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,576
Cash dividends$400,0003,839
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,262,8803,757
1994-12-31 (YTD Data)Rank
Total interest income$5,705,0005,083
Total interest expense$2,547,0004,572
Net interest income$3,158,0005,376
Provision for loan and lease losses$22,0007,672
Total noninterest income$367,0006,457
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$123,0007,513
Trading account gains and feesNANA
Additional Noninterest Income$244,0004,661
Total noninterest expense$2,016,0006,167
Salaries and employee benefits$1,041,0005,899
Premises and equipment expense$242,0006,652
Additional noninterest expense$733,0006,109
Pre-tax net operating income$1,487,0004,440
Securities gains (losses)$03,600
Applicable income taxes$361,0005,140
Income before extraordinary items$1,126,0004,090
Extraordinary gains, net$0249
Net income$1,126,0004,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$349,0004,115
Sale, conversion, retirement of capital stock, net$12,0001,070
Net operating income$1,126,0004,125
1993-12-31 (YTD Data)Rank
Total interest income$5,611,0005,238
Total interest expense$2,531,0004,754
Net interest income$3,080,0005,543
Provision for loan and lease losses$24,0008,778
Total noninterest income$338,0007,176
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$108,0008,152
Trading account gains and feesNANA
Additional Noninterest Income$230,0005,244
Total noninterest expense$1,952,0006,464
Salaries and employee benefits$1,012,0006,059
Premises and equipment expense$245,0006,787
Additional noninterest expense$695,0006,599
Pre-tax net operating income$1,442,0004,476
Securities gains (losses)$6,0005,977
Applicable income taxes$348,0005,524
Income before extraordinary items$1,100,0004,323
Extraordinary gains, net$03,149
Net income$1,100,0004,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$346,0004,040
Sale, conversion, retirement of capital stock, net$-476,00013,236
Net operating income$1,095,4404,119
1992-12-31 (YTD Data)Rank
Total interest income$5,906,0005,565
Total interest expense$2,979,0005,194
Net interest income$2,927,0005,838
Provision for loan and lease losses$143,0006,243
Total noninterest income$303,0007,693
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$87,0008,930
Trading account gains and feesNANA
Additional Noninterest Income$216,0005,417
Total noninterest expense$1,865,0006,756
Salaries and employee benefits$899,0006,628
Premises and equipment expense$222,0007,346
Additional noninterest expense$744,0006,458
Pre-tax net operating income$1,222,0004,846
Securities gains (losses)$65,0003,702
Applicable income taxes$298,0005,950
Income before extraordinary items$989,0004,557
Extraordinary gains, net$01,422
Net income$989,0004,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0008,392
Cash dividends$317,0003,875
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$938,9504,442

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.