Home > The Moxham National Bank of Johnstown > Income and Expense
The Moxham National Bank of Johnstown, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,582,000 | 2,310 |
| Total interest expense | $7,441,000 | 2,103 |
| Net interest income | $7,141,000 | 2,507 |
| Provision for loan and lease losses | $204,000 | 2,963 |
| Total noninterest income | $1,346,000 | 2,475 |
| Gross Fiduciary activities income | $564,000 | 705 |
| Service charges on deposit accounts | $295,000 | 4,351 |
| Trading account gains and fees | $6,000 | 452 |
| Additional Noninterest Income | $481,000 | 2,952 |
| Total noninterest expense | $6,515,000 | 2,115 |
| Salaries and employee benefits | $3,587,000 | 1,852 |
| Premises and equipment expense | $1,105,000 | 1,833 |
| Additional noninterest expense | $1,823,000 | 2,604 |
| Pre-tax net operating income | $1,768,000 | 3,899 |
| Securities gains (losses) | $61,000 | 1,185 |
| Applicable income taxes | $517,000 | 4,099 |
| Income before extraordinary items | $1,312,000 | 3,651 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,312,000 | 3,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,470 |
| Cash dividends | $697,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,268,080 | 3,740 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,740,000 | 2,376 |
| Total interest expense | $5,494,000 | 2,263 |
| Net interest income | $7,246,000 | 2,492 |
| Provision for loan and lease losses | $204,000 | 2,977 |
| Total noninterest income | $1,219,000 | 2,708 |
| Gross Fiduciary activities income | $502,000 | 730 |
| Service charges on deposit accounts | $302,000 | 4,339 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $415,000 | 3,332 |
| Total noninterest expense | $6,384,000 | 2,203 |
| Salaries and employee benefits | $3,351,000 | 1,989 |
| Premises and equipment expense | $1,037,000 | 1,957 |
| Additional noninterest expense | $1,996,000 | 2,579 |
| Pre-tax net operating income | $1,877,000 | 3,623 |
| Securities gains (losses) | $154,000 | 593 |
| Applicable income taxes | $497,000 | 4,070 |
| Income before extraordinary items | $1,534,000 | 3,114 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,534,000 | 3,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,906 |
| Cash dividends | $649,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,416,960 | 3,359 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,931,000 | 2,584 |
| Total interest expense | $4,748,000 | 2,712 |
| Net interest income | $7,183,000 | 2,497 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $1,143,000 | 3,026 |
| Gross Fiduciary activities income | $451,000 | 801 |
| Service charges on deposit accounts | $297,000 | 4,471 |
| Trading account gains and fees | $5,000 | 460 |
| Additional Noninterest Income | $390,000 | 3,812 |
| Total noninterest expense | $6,014,000 | 2,390 |
| Salaries and employee benefits | $3,104,000 | 2,128 |
| Premises and equipment expense | $998,000 | 2,056 |
| Additional noninterest expense | $1,912,000 | 2,832 |
| Pre-tax net operating income | $2,162,000 | 3,064 |
| Securities gains (losses) | $136,000 | 2,097 |
| Applicable income taxes | $556,000 | 3,820 |
| Income before extraordinary items | $1,742,000 | 2,836 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,742,000 | 2,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $979,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,638,640 | 2,826 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,723,000 | 2,767 |
| Total interest expense | $5,745,000 | 2,905 |
| Net interest income | $6,978,000 | 2,601 |
| Provision for loan and lease losses | $222,000 | 4,939 |
| Total noninterest income | $925,000 | 3,543 |
| Gross Fiduciary activities income | $417,000 | 829 |
| Service charges on deposit accounts | $261,000 | 4,969 |
| Trading account gains and fees | $-40,000 | 5,239 |
| Additional Noninterest Income | $287,000 | 4,547 |
| Total noninterest expense | $5,557,000 | 2,601 |
| Salaries and employee benefits | $2,971,000 | 2,195 |
| Premises and equipment expense | $961,000 | 2,171 |
| Additional noninterest expense | $1,625,000 | 3,370 |
| Pre-tax net operating income | $2,124,000 | 2,937 |
| Securities gains (losses) | $146,000 | 2,447 |
| Applicable income taxes | $585,000 | 3,501 |
| Income before extraordinary items | $1,685,000 | 2,737 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,685,000 | 2,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 5,843 |
| Cash dividends | $728,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,576,960 | 2,699 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.