Home > The Morris State Bank > Income and Expense
The Morris State Bank, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 4,313 |
| Total interest expense | $273,000 | 3,706 |
| Net interest income | $1,553,000 | 4,333 |
| Provision for loan and lease losses | $20,000 | 3,342 |
| Total noninterest income | $324,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $166,000 | 2,591 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $158,000 | 3,662 |
| Total noninterest expense | $1,130,000 | 4,488 |
| Salaries and employee benefits | $607,000 | 4,528 |
| Premises and equipment expense | $185,000 | 3,734 |
| Additional noninterest expense | $338,000 | 4,521 |
| Pre-tax net operating income | $727,000 | 3,633 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $415,000 | 1,578 |
| Income before extraordinary items | $312,000 | 4,483 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $312,000 | 4,482 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $312,000 | 4,482 |
| Net charge-offs | $29,000 | 2,043 |
| Cash dividends | $280,000 | 2,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $312,000 | 4,486 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $926,000 | 4,307 |
| Total interest expense | $143,000 | 3,602 |
| Net interest income | $783,000 | 4,357 |
| Provision for loan and lease losses | $15,000 | 2,913 |
| Total noninterest income | $169,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $85,000 | 2,571 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $84,000 | 3,568 |
| Total noninterest expense | $585,000 | 4,471 |
| Salaries and employee benefits | $323,000 | 4,503 |
| Premises and equipment expense | $89,000 | 3,840 |
| Additional noninterest expense | $173,000 | 4,544 |
| Pre-tax net operating income | $352,000 | 3,616 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $322,000 | 1,163 |
| Income before extraordinary items | $30,000 | 5,253 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $30,000 | 5,252 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $30,000 | 5,253 |
| Net charge-offs | $16,000 | 1,764 |
| Cash dividends | $280,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $30,000 | 5,258 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 4,335 |
| Total interest expense | $467,000 | 3,785 |
| Net interest income | $3,131,000 | 4,350 |
| Provision for loan and lease losses | $48,000 | 3,600 |
| Total noninterest income | $690,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $397,000 | 2,405 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $293,000 | 3,826 |
| Total noninterest expense | $2,355,000 | 4,514 |
| Salaries and employee benefits | $1,289,000 | 4,532 |
| Premises and equipment expense | $368,000 | 3,815 |
| Additional noninterest expense | $698,000 | 4,589 |
| Pre-tax net operating income | $1,418,000 | 3,602 |
| Securities gains (losses) | $2,000 | 1,996 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $1,420,000 | 3,220 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,420,000 | 3,218 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,420,000 | 3,220 |
| Net charge-offs | $69,000 | 2,745 |
| Cash dividends | $1,216,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,418,000 | 3,195 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 4,392 |
| Total interest expense | $340,000 | 3,843 |
| Net interest income | $2,325,000 | 4,411 |
| Provision for loan and lease losses | $28,000 | 3,574 |
| Total noninterest income | $529,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $302,000 | 2,389 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $227,000 | 3,827 |
| Total noninterest expense | $1,753,000 | 4,548 |
| Salaries and employee benefits | $965,000 | 4,563 |
| Premises and equipment expense | $276,000 | 3,831 |
| Additional noninterest expense | $512,000 | 4,650 |
| Pre-tax net operating income | $1,073,000 | 3,651 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,075,000 | 3,415 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,075,000 | 3,414 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,075,000 | 3,415 |
| Net charge-offs | $23,000 | 2,920 |
| Cash dividends | $910,000 | 1,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,073,000 | 3,383 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 4,412 |
| Total interest expense | $228,000 | 3,812 |
| Net interest income | $1,537,000 | 4,445 |
| Provision for loan and lease losses | $15,000 | 3,486 |
| Total noninterest income | $355,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $199,000 | 2,402 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $156,000 | 3,805 |
| Total noninterest expense | $1,186,000 | 4,552 |
| Salaries and employee benefits | $654,000 | 4,568 |
| Premises and equipment expense | $188,000 | 3,814 |
| Additional noninterest expense | $344,000 | 4,677 |
| Pre-tax net operating income | $691,000 | 3,675 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $691,000 | 3,430 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $691,000 | 3,429 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $691,000 | 3,430 |
| Net charge-offs | $17,000 | 2,671 |
| Cash dividends | $610,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $691,000 | 3,401 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $882,000 | 4,430 |
| Total interest expense | $102,000 | 3,979 |
| Net interest income | $780,000 | 4,430 |
| Provision for loan and lease losses | $8,000 | 3,248 |
| Total noninterest income | $179,000 | 3,453 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $97,000 | 2,433 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $82,000 | 3,740 |
| Total noninterest expense | $590,000 | 4,614 |
| Salaries and employee benefits | $316,000 | 4,665 |
| Premises and equipment expense | $99,000 | 3,755 |
| Additional noninterest expense | $175,000 | 4,701 |
| Pre-tax net operating income | $361,000 | 3,570 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $361,000 | 3,308 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $361,000 | 3,307 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $361,000 | 3,308 |
| Net charge-offs | $11,000 | 2,170 |
| Cash dividends | $310,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $361,000 | 3,285 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 4,406 |
| Total interest expense | $425,000 | 3,917 |
| Net interest income | $3,171,000 | 4,415 |
| Provision for loan and lease losses | $16,000 | 4,109 |
| Total noninterest income | $700,000 | 3,590 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $425,000 | 2,355 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $275,000 | 4,032 |
| Total noninterest expense | $2,315,000 | 4,685 |
| Salaries and employee benefits | $1,231,000 | 4,727 |
| Premises and equipment expense | $353,000 | 4,019 |
| Additional noninterest expense | $731,000 | 4,704 |
| Pre-tax net operating income | $1,540,000 | 3,471 |
| Securities gains (losses) | $72,000 | 1,583 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,612,000 | 3,150 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,612,000 | 3,149 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,612,000 | 3,149 |
| Net charge-offs | $34,000 | 3,385 |
| Cash dividends | $1,345,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,540,000 | 3,192 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 4,426 |
| Total interest expense | $317,000 | 3,949 |
| Net interest income | $2,402,000 | 4,428 |
| Provision for loan and lease losses | $6,000 | 4,096 |
| Total noninterest income | $521,000 | 3,614 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $314,000 | 2,387 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $207,000 | 4,065 |
| Total noninterest expense | $1,723,000 | 4,711 |
| Salaries and employee benefits | $914,000 | 4,747 |
| Premises and equipment expense | $265,000 | 4,033 |
| Additional noninterest expense | $544,000 | 4,752 |
| Pre-tax net operating income | $1,194,000 | 3,477 |
| Securities gains (losses) | $72,000 | 1,491 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,266,000 | 3,099 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,266,000 | 3,099 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,266,000 | 3,099 |
| Net charge-offs | $10,000 | 3,412 |
| Cash dividends | $995,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,194,000 | 3,158 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 4,482 |
| Total interest expense | $207,000 | 4,002 |
| Net interest income | $1,579,000 | 4,495 |
| Provision for loan and lease losses | $5,000 | 3,906 |
| Total noninterest income | $331,000 | 3,694 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $188,000 | 2,539 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $143,000 | 4,034 |
| Total noninterest expense | $1,172,000 | 4,731 |
| Salaries and employee benefits | $621,000 | 4,759 |
| Premises and equipment expense | $175,000 | 4,065 |
| Additional noninterest expense | $376,000 | 4,736 |
| Pre-tax net operating income | $733,000 | 3,592 |
| Securities gains (losses) | $72,000 | 1,182 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $805,000 | 3,177 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $805,000 | 3,174 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $805,000 | 3,175 |
| Net charge-offs | $7,000 | 3,214 |
| Cash dividends | $645,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $733,000 | 3,285 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $897,000 | 4,513 |
| Total interest expense | $100,000 | 4,093 |
| Net interest income | $797,000 | 4,508 |
| Provision for loan and lease losses | $5,000 | 3,471 |
| Total noninterest income | $165,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $89,000 | 2,614 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $76,000 | 3,926 |
| Total noninterest expense | $588,000 | 4,752 |
| Salaries and employee benefits | $325,000 | 4,726 |
| Premises and equipment expense | $92,000 | 4,000 |
| Additional noninterest expense | $171,000 | 4,943 |
| Pre-tax net operating income | $369,000 | 3,537 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $369,000 | 3,275 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $369,000 | 3,272 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $369,000 | 3,273 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $350,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $369,000 | 3,206 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,636,000 | 4,486 |
| Total interest expense | $359,000 | 4,345 |
| Net interest income | $3,277,000 | 4,462 |
| Provision for loan and lease losses | $52,000 | 3,587 |
| Total noninterest income | $663,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $394,000 | 2,545 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $269,000 | 4,109 |
| Total noninterest expense | $2,270,000 | 4,866 |
| Salaries and employee benefits | $1,251,000 | 4,823 |
| Premises and equipment expense | $342,000 | 4,222 |
| Additional noninterest expense | $677,000 | 4,991 |
| Pre-tax net operating income | $1,618,000 | 3,384 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,618,000 | 3,099 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,618,000 | 3,100 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,618,000 | 3,101 |
| Net charge-offs | $46,000 | 3,310 |
| Cash dividends | $1,340,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,618,000 | 3,053 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,693,000 | 4,561 |
| Total interest expense | $264,000 | 4,428 |
| Net interest income | $2,429,000 | 4,528 |
| Provision for loan and lease losses | $29,000 | 3,653 |
| Total noninterest income | $477,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $298,000 | 2,538 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $179,000 | 4,276 |
| Total noninterest expense | $1,692,000 | 4,896 |
| Salaries and employee benefits | $949,000 | 4,834 |
| Premises and equipment expense | $262,000 | 4,237 |
| Additional noninterest expense | $481,000 | 5,120 |
| Pre-tax net operating income | $1,185,000 | 3,482 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,185,000 | 3,215 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,185,000 | 3,214 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,185,000 | 3,215 |
| Net charge-offs | $30,000 | 3,122 |
| Cash dividends | $1,000,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,185,000 | 3,161 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 4,609 |
| Total interest expense | $174,000 | 4,481 |
| Net interest income | $1,612,000 | 4,570 |
| Provision for loan and lease losses | $24,000 | 3,428 |
| Total noninterest income | $321,000 | 3,819 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $190,000 | 2,582 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $131,000 | 4,194 |
| Total noninterest expense | $1,148,000 | 4,917 |
| Salaries and employee benefits | $643,000 | 4,856 |
| Premises and equipment expense | $156,000 | 4,476 |
| Additional noninterest expense | $349,000 | 5,015 |
| Pre-tax net operating income | $761,000 | 3,506 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $761,000 | 3,256 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $761,000 | 3,256 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $761,000 | 3,257 |
| Net charge-offs | $20,000 | 2,945 |
| Cash dividends | $650,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $761,000 | 3,189 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $888,000 | 4,647 |
| Total interest expense | $85,000 | 4,564 |
| Net interest income | $803,000 | 4,599 |
| Provision for loan and lease losses | $9,000 | 3,298 |
| Total noninterest income | $161,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $92,000 | 2,626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $69,000 | 4,116 |
| Total noninterest expense | $584,000 | 4,922 |
| Salaries and employee benefits | $340,000 | 4,797 |
| Premises and equipment expense | $74,000 | 4,616 |
| Additional noninterest expense | $170,000 | 5,089 |
| Pre-tax net operating income | $371,000 | 3,503 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $371,000 | 3,265 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $371,000 | 3,268 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $371,000 | 3,268 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $350,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $371,000 | 3,185 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,482,000 | 4,764 |
| Total interest expense | $302,000 | 4,943 |
| Net interest income | $3,180,000 | 4,684 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $685,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $420,000 | 2,595 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $265,000 | 4,180 |
| Total noninterest expense | $2,109,000 | 5,182 |
| Salaries and employee benefits | $1,160,000 | 5,117 |
| Premises and equipment expense | $337,000 | 4,447 |
| Additional noninterest expense | $612,000 | 5,355 |
| Pre-tax net operating income | $1,756,000 | 3,209 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,756,000 | 2,935 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,756,000 | 2,934 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,756,000 | 2,935 |
| Net charge-offs | $8,000 | 4,635 |
| Cash dividends | $1,935,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,756,000 | 2,893 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 4,839 |
| Total interest expense | $226,000 | 5,014 |
| Net interest income | $2,355,000 | 4,764 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $515,000 | 3,783 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $314,000 | 2,624 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $201,000 | 4,198 |
| Total noninterest expense | $1,550,000 | 5,236 |
| Salaries and employee benefits | $861,000 | 5,163 |
| Premises and equipment expense | $241,000 | 4,588 |
| Additional noninterest expense | $448,000 | 5,428 |
| Pre-tax net operating income | $1,320,000 | 3,266 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,320,000 | 2,976 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,320,000 | 2,976 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,320,000 | 2,977 |
| Net charge-offs | $2,000 | 4,524 |
| Cash dividends | $1,615,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,320,000 | 2,918 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 4,858 |
| Total interest expense | $151,000 | 5,063 |
| Net interest income | $1,572,000 | 4,780 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $348,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $212,000 | 2,577 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $136,000 | 4,170 |
| Total noninterest expense | $1,035,000 | 5,275 |
| Salaries and employee benefits | $588,000 | 5,174 |
| Premises and equipment expense | $151,000 | 4,736 |
| Additional noninterest expense | $296,000 | 5,484 |
| Pre-tax net operating income | $885,000 | 3,187 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $885,000 | 2,882 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $885,000 | 2,887 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $885,000 | 2,887 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $1,245,000 | 980 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $885,000 | 2,833 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $855,000 | 4,914 |
| Total interest expense | $76,000 | 5,122 |
| Net interest income | $779,000 | 4,824 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $184,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $108,000 | 2,513 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $76,000 | 3,971 |
| Total noninterest expense | $542,000 | 5,272 |
| Salaries and employee benefits | $318,000 | 5,108 |
| Premises and equipment expense | $74,000 | 4,840 |
| Additional noninterest expense | $150,000 | 5,501 |
| Pre-tax net operating income | $421,000 | 3,212 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $421,000 | 2,898 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $421,000 | 2,901 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $421,000 | 2,901 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $925,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $421,000 | 2,860 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 4,991 |
| Total interest expense | $327,000 | 5,247 |
| Net interest income | $3,092,000 | 4,866 |
| Provision for loan and lease losses | $75,000 | 3,934 |
| Total noninterest income | $637,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $412,000 | 2,744 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $225,000 | 4,457 |
| Total noninterest expense | $1,922,000 | 5,533 |
| Salaries and employee benefits | $1,078,000 | 5,417 |
| Premises and equipment expense | $338,000 | 4,588 |
| Additional noninterest expense | $506,000 | 5,842 |
| Pre-tax net operating income | $1,732,000 | 3,130 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,732,000 | 2,871 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,732,000 | 2,873 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,732,000 | 2,874 |
| Net charge-offs | $20,000 | 4,847 |
| Cash dividends | $1,413,000 | 1,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,732,000 | 2,818 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,547,000 | 5,049 |
| Total interest expense | $247,000 | 5,337 |
| Net interest income | $2,300,000 | 4,921 |
| Provision for loan and lease losses | $70,000 | 3,713 |
| Total noninterest income | $484,000 | 4,072 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $308,000 | 2,774 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $176,000 | 4,477 |
| Total noninterest expense | $1,389,000 | 5,617 |
| Salaries and employee benefits | $802,000 | 5,455 |
| Premises and equipment expense | $261,000 | 4,559 |
| Additional noninterest expense | $326,000 | 6,050 |
| Pre-tax net operating income | $1,325,000 | 3,158 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,325,000 | 2,880 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,325,000 | 2,884 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,325,000 | 2,884 |
| Net charge-offs | $23,000 | 4,338 |
| Cash dividends | $1,088,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,325,000 | 2,811 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 5,063 |
| Total interest expense | $168,000 | 5,359 |
| Net interest income | $1,528,000 | 4,932 |
| Provision for loan and lease losses | $40,000 | 3,782 |
| Total noninterest income | $304,000 | 4,199 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $199,000 | 2,796 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $105,000 | 4,680 |
| Total noninterest expense | $873,000 | 5,728 |
| Salaries and employee benefits | $548,000 | 5,456 |
| Premises and equipment expense | $167,000 | 4,655 |
| Additional noninterest expense | $158,000 | 6,394 |
| Pre-tax net operating income | $919,000 | 3,054 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $919,000 | 2,815 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $919,000 | 2,819 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $919,000 | 2,819 |
| Net charge-offs | $6,000 | 4,482 |
| Cash dividends | $778,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $919,000 | 2,708 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $847,000 | 5,105 |
| Total interest expense | $85,000 | 5,426 |
| Net interest income | $762,000 | 4,964 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $155,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $100,000 | 2,779 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 4,590 |
| Total noninterest expense | $378,000 | 6,009 |
| Salaries and employee benefits | $286,000 | 5,424 |
| Premises and equipment expense | $81,000 | 4,758 |
| Additional noninterest expense | $11,000 | 7,011 |
| Pre-tax net operating income | $524,000 | 2,790 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $524,000 | 2,495 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $524,000 | 2,497 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $524,000 | 2,497 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $350,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $524,000 | 2,410 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,563,000 | 5,137 |
| Total interest expense | $384,000 | 5,611 |
| Net interest income | $3,179,000 | 4,980 |
| Provision for loan and lease losses | $110,000 | 4,578 |
| Total noninterest income | $670,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $456,000 | 2,669 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $214,000 | 4,512 |
| Total noninterest expense | $2,081,000 | 5,587 |
| Salaries and employee benefits | $1,030,000 | 5,646 |
| Premises and equipment expense | $320,000 | 4,823 |
| Additional noninterest expense | $731,000 | 5,450 |
| Pre-tax net operating income | $1,658,000 | 3,159 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,658,000 | 2,930 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,658,000 | 2,932 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,658,000 | 2,932 |
| Net charge-offs | $82,000 | 4,576 |
| Cash dividends | $1,315,000 | 1,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,658,000 | 2,807 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 5,219 |
| Total interest expense | $294,000 | 5,712 |
| Net interest income | $2,383,000 | 5,058 |
| Provision for loan and lease losses | $75,000 | 4,640 |
| Total noninterest income | $500,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $340,000 | 2,709 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $160,000 | 4,544 |
| Total noninterest expense | $1,524,000 | 5,662 |
| Salaries and employee benefits | $767,000 | 5,693 |
| Premises and equipment expense | $232,000 | 4,963 |
| Additional noninterest expense | $525,000 | 5,590 |
| Pre-tax net operating income | $1,284,000 | 3,172 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,284,000 | 2,935 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,284,000 | 2,935 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,284,000 | 2,934 |
| Net charge-offs | $57,000 | 4,428 |
| Cash dividends | $990,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,284,000 | 2,792 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 5,240 |
| Total interest expense | $202,000 | 5,762 |
| Net interest income | $1,596,000 | 5,076 |
| Provision for loan and lease losses | $51,000 | 4,542 |
| Total noninterest income | $330,000 | 4,020 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $227,000 | 2,696 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 4,624 |
| Total noninterest expense | $1,012,000 | 5,704 |
| Salaries and employee benefits | $517,000 | 5,719 |
| Premises and equipment expense | $135,000 | 5,254 |
| Additional noninterest expense | $360,000 | 5,577 |
| Pre-tax net operating income | $863,000 | 3,135 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $863,000 | 2,878 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $863,000 | 2,878 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $863,000 | 2,878 |
| Net charge-offs | $18,000 | 4,698 |
| Cash dividends | $640,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $863,000 | 2,742 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $898,000 | 5,282 |
| Total interest expense | $104,000 | 5,804 |
| Net interest income | $794,000 | 5,105 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $168,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $112,000 | 2,689 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 4,542 |
| Total noninterest expense | $508,000 | 5,735 |
| Salaries and employee benefits | $267,000 | 5,707 |
| Premises and equipment expense | $72,000 | 5,172 |
| Additional noninterest expense | $169,000 | 5,720 |
| Pre-tax net operating income | $424,000 | 3,206 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $424,000 | 2,938 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $424,000 | 2,941 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $424,000 | 2,942 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $300,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $424,000 | 2,786 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,550,000 | 5,414 |
| Total interest expense | $507,000 | 5,829 |
| Net interest income | $3,043,000 | 5,226 |
| Provision for loan and lease losses | $127,000 | 5,109 |
| Total noninterest income | $569,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $512,000 | 2,519 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $57,000 | 5,843 |
| Total noninterest expense | $1,939,000 | 5,877 |
| Salaries and employee benefits | $985,000 | 5,900 |
| Premises and equipment expense | $318,000 | 5,106 |
| Additional noninterest expense | $636,000 | 5,879 |
| Pre-tax net operating income | $1,546,000 | 2,973 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,546,000 | 2,715 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,546,000 | 2,717 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,546,000 | 2,717 |
| Net charge-offs | $116,000 | 4,849 |
| Cash dividends | $1,600,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,546,000 | 2,630 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 5,474 |
| Total interest expense | $401,000 | 5,841 |
| Net interest income | $2,258,000 | 5,296 |
| Provision for loan and lease losses | $74,000 | 5,278 |
| Total noninterest income | $440,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $383,000 | 2,537 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $57,000 | 5,654 |
| Total noninterest expense | $1,442,000 | 5,917 |
| Salaries and employee benefits | $737,000 | 5,907 |
| Premises and equipment expense | $242,000 | 5,116 |
| Additional noninterest expense | $463,000 | 5,981 |
| Pre-tax net operating income | $1,182,000 | 3,017 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,182,000 | 2,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,182,000 | 2,747 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,182,000 | 2,747 |
| Net charge-offs | $38,000 | 5,159 |
| Cash dividends | $1,000,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,182,000 | 2,656 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 5,543 |
| Total interest expense | $279,000 | 5,874 |
| Net interest income | $1,472,000 | 5,383 |
| Provision for loan and lease losses | $45,000 | 5,204 |
| Total noninterest income | $285,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $245,000 | 2,603 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 5,679 |
| Total noninterest expense | $965,000 | 5,987 |
| Salaries and employee benefits | $496,000 | 5,941 |
| Premises and equipment expense | $154,000 | 5,254 |
| Additional noninterest expense | $315,000 | 6,025 |
| Pre-tax net operating income | $747,000 | 3,063 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $747,000 | 2,794 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $747,000 | 2,795 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $747,000 | 2,795 |
| Net charge-offs | $18,000 | 5,106 |
| Cash dividends | $700,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $747,000 | 2,708 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 5,583 |
| Total interest expense | $145,000 | 5,903 |
| Net interest income | $728,000 | 5,415 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $150,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $119,000 | 2,627 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,357 |
| Total noninterest expense | $475,000 | 6,045 |
| Salaries and employee benefits | $250,000 | 5,971 |
| Premises and equipment expense | $73,000 | 5,426 |
| Additional noninterest expense | $152,000 | 6,118 |
| Pre-tax net operating income | $378,000 | 3,082 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $378,000 | 2,782 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $378,000 | 2,781 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $378,000 | 2,782 |
| Net charge-offs | $8,000 | 4,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $378,000 | 2,722 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,768,000 | 5,544 |
| Total interest expense | $800,000 | 5,706 |
| Net interest income | $2,968,000 | 5,381 |
| Provision for loan and lease losses | $136,000 | 5,742 |
| Total noninterest income | $506,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $450,000 | 2,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $56,000 | 6,010 |
| Total noninterest expense | $1,900,000 | 6,107 |
| Salaries and employee benefits | $950,000 | 6,123 |
| Premises and equipment expense | $338,000 | 5,151 |
| Additional noninterest expense | $612,000 | 6,177 |
| Pre-tax net operating income | $1,438,000 | 2,789 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,438,000 | 2,583 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,438,000 | 2,578 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,438,000 | 2,584 |
| Net charge-offs | $134,000 | 5,158 |
| Cash dividends | $1,150,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,438,000 | 2,483 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,852,000 | 5,615 |
| Total interest expense | $642,000 | 5,728 |
| Net interest income | $2,210,000 | 5,480 |
| Provision for loan and lease losses | $104,000 | 5,649 |
| Total noninterest income | $369,000 | 4,673 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $326,000 | 2,984 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $43,000 | 6,143 |
| Total noninterest expense | $1,373,000 | 6,230 |
| Salaries and employee benefits | $698,000 | 6,203 |
| Premises and equipment expense | $245,000 | 5,282 |
| Additional noninterest expense | $430,000 | 6,327 |
| Pre-tax net operating income | $1,102,000 | 2,927 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,102,000 | 2,718 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,102,000 | 2,714 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,102,000 | 2,719 |
| Net charge-offs | $82,000 | 5,101 |
| Cash dividends | $600,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,102,000 | 2,586 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 5,647 |
| Total interest expense | $456,000 | 5,690 |
| Net interest income | $1,457,000 | 5,522 |
| Provision for loan and lease losses | $62,000 | 5,575 |
| Total noninterest income | $245,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $189,000 | 3,253 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $56,000 | 5,457 |
| Total noninterest expense | $895,000 | 6,309 |
| Salaries and employee benefits | $462,000 | 6,266 |
| Premises and equipment expense | $153,000 | 5,476 |
| Additional noninterest expense | $280,000 | 6,404 |
| Pre-tax net operating income | $745,000 | 2,918 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $745,000 | 2,645 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $745,000 | 2,640 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $745,000 | 2,644 |
| Net charge-offs | $37,000 | 5,126 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $745,000 | 2,537 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $945,000 | 5,750 |
| Total interest expense | $233,000 | 5,757 |
| Net interest income | $712,000 | 5,608 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $119,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $88,000 | 3,399 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $31,000 | 5,401 |
| Total noninterest expense | $438,000 | 6,423 |
| Salaries and employee benefits | $231,000 | 6,352 |
| Premises and equipment expense | $71,000 | 5,721 |
| Additional noninterest expense | $136,000 | 6,517 |
| Pre-tax net operating income | $363,000 | 2,994 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $363,000 | 2,736 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $363,000 | 2,734 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $363,000 | 2,736 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $363,000 | 2,625 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,019,000 | 5,709 |
| Total interest expense | $1,204,000 | 5,664 |
| Net interest income | $2,815,000 | 5,551 |
| Provision for loan and lease losses | $165,000 | 5,976 |
| Total noninterest income | $486,000 | 4,781 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $353,000 | 3,567 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $133,000 | 5,270 |
| Total noninterest expense | $2,019,000 | 6,205 |
| Salaries and employee benefits | $1,089,000 | 6,053 |
| Premises and equipment expense | $341,000 | 5,377 |
| Additional noninterest expense | $589,000 | 6,484 |
| Pre-tax net operating income | $1,117,000 | 2,819 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,117,000 | 2,587 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,117,000 | 2,585 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,117,000 | 2,586 |
| Net charge-offs | $178,000 | 5,135 |
| Cash dividends | $950,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,117,000 | 2,542 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 5,755 |
| Total interest expense | $943,000 | 5,704 |
| Net interest income | $2,086,000 | 5,602 |
| Provision for loan and lease losses | $55,000 | 6,464 |
| Total noninterest income | $373,000 | 4,798 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $259,000 | 3,622 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $114,000 | 5,209 |
| Total noninterest expense | $1,475,000 | 6,285 |
| Salaries and employee benefits | $774,000 | 6,202 |
| Premises and equipment expense | $254,000 | 5,425 |
| Additional noninterest expense | $447,000 | 6,476 |
| Pre-tax net operating income | $929,000 | 2,869 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $929,000 | 2,594 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $929,000 | 2,591 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $929,000 | 2,594 |
| Net charge-offs | $154,000 | 4,576 |
| Cash dividends | $450,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $929,000 | 2,552 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 5,793 |
| Total interest expense | $651,000 | 5,736 |
| Net interest income | $1,382,000 | 5,617 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $261,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $170,000 | 3,632 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $91,000 | 4,967 |
| Total noninterest expense | $955,000 | 6,398 |
| Salaries and employee benefits | $520,000 | 6,255 |
| Premises and equipment expense | $163,000 | 5,569 |
| Additional noninterest expense | $272,000 | 6,702 |
| Pre-tax net operating income | $658,000 | 2,871 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $658,000 | 2,612 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $658,000 | 2,609 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $658,000 | 2,611 |
| Net charge-offs | $28,000 | 5,387 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $658,000 | 2,529 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 5,812 |
| Total interest expense | $331,000 | 5,814 |
| Net interest income | $694,000 | 5,616 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $107,000 | 5,094 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $82,000 | 3,654 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $25,000 | 5,902 |
| Total noninterest expense | $462,000 | 6,452 |
| Salaries and employee benefits | $269,000 | 6,227 |
| Premises and equipment expense | $71,000 | 5,916 |
| Additional noninterest expense | $122,000 | 6,750 |
| Pre-tax net operating income | $329,000 | 3,191 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $329,000 | 2,953 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $329,000 | 2,954 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $329,000 | 2,954 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $329,000 | 2,819 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,421,000 | 5,788 |
| Total interest expense | $1,592,000 | 5,856 |
| Net interest income | $2,829,000 | 5,575 |
| Provision for loan and lease losses | $125,000 | 5,768 |
| Total noninterest income | $435,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $361,000 | 3,658 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $74,000 | 6,311 |
| Total noninterest expense | $1,803,000 | 6,485 |
| Salaries and employee benefits | $973,000 | 6,476 |
| Premises and equipment expense | $298,000 | 5,820 |
| Additional noninterest expense | $532,000 | 6,482 |
| Pre-tax net operating income | $1,336,000 | 3,221 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,336,000 | 2,731 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,336,000 | 2,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 4,351 |
| Cash dividends | $1,400,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,336,000 | 2,868 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 5,831 |
| Total interest expense | $1,225,000 | 5,911 |
| Net interest income | $2,114,000 | 5,628 |
| Provision for loan and lease losses | $65,000 | 5,634 |
| Total noninterest income | $339,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $271,000 | 3,686 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 6,176 |
| Total noninterest expense | $1,323,000 | 6,549 |
| Salaries and employee benefits | $712,000 | 6,559 |
| Premises and equipment expense | $219,000 | 5,868 |
| Additional noninterest expense | $392,000 | 6,511 |
| Pre-tax net operating income | $1,065,000 | 3,565 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,065,000 | 2,982 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,065,000 | 2,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,888 |
| Cash dividends | $400,000 | 3,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,065,000 | 3,130 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,232,000 | 5,889 |
| Total interest expense | $844,000 | 5,987 |
| Net interest income | $1,388,000 | 5,692 |
| Provision for loan and lease losses | $35,000 | 5,494 |
| Total noninterest income | $227,000 | 5,192 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $177,000 | 3,726 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $50,000 | 6,130 |
| Total noninterest expense | $860,000 | 6,639 |
| Salaries and employee benefits | $462,000 | 6,667 |
| Premises and equipment expense | $138,000 | 6,048 |
| Additional noninterest expense | $260,000 | 6,551 |
| Pre-tax net operating income | $720,000 | 3,651 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $720,000 | 3,273 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $720,000 | 3,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,518 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $720,000 | 3,213 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 5,954 |
| Total interest expense | $440,000 | 6,054 |
| Net interest income | $684,000 | 5,757 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $121,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $89,000 | 3,686 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,807 |
| Total noninterest expense | $427,000 | 6,676 |
| Salaries and employee benefits | $246,000 | 6,558 |
| Premises and equipment expense | $59,000 | 6,451 |
| Additional noninterest expense | $122,000 | 6,687 |
| Pre-tax net operating income | $363,000 | 3,751 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $363,000 | 3,406 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $363,000 | 3,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $363,000 | 3,307 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 5,990 |
| Total interest expense | $1,787,000 | 6,073 |
| Net interest income | $2,698,000 | 5,767 |
| Provision for loan and lease losses | $116,000 | 4,724 |
| Total noninterest income | $450,000 | 5,251 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $357,000 | 3,738 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $93,000 | 6,320 |
| Total noninterest expense | $1,668,000 | 6,662 |
| Salaries and employee benefits | $940,000 | 6,582 |
| Premises and equipment expense | $284,000 | 5,918 |
| Additional noninterest expense | $444,000 | 6,857 |
| Pre-tax net operating income | $1,364,000 | 4,081 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,000 | 5,634 |
| Income before extraordinary items | $1,354,000 | 3,661 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,354,000 | 3,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,273 |
| Cash dividends | $790,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,354,000 | 3,651 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,273,000 | 6,080 |
| Total interest expense | $1,327,000 | 6,127 |
| Net interest income | $1,946,000 | 5,911 |
| Provision for loan and lease losses | $96,000 | 4,170 |
| Total noninterest income | $341,000 | 5,268 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $268,000 | 3,739 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $73,000 | 6,288 |
| Total noninterest expense | $1,238,000 | 6,674 |
| Salaries and employee benefits | $701,000 | 6,595 |
| Premises and equipment expense | $201,000 | 6,059 |
| Additional noninterest expense | $336,000 | 6,817 |
| Pre-tax net operating income | $953,000 | 4,463 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $11,000 | 5,703 |
| Income before extraordinary items | $942,000 | 4,010 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $942,000 | 4,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,831 |
| Cash dividends | $360,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $942,000 | 3,993 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 6,142 |
| Total interest expense | $863,000 | 6,218 |
| Net interest income | $1,284,000 | 5,979 |
| Provision for loan and lease losses | $84,000 | 3,624 |
| Total noninterest income | $223,000 | 5,352 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $175,000 | 3,780 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $48,000 | 6,340 |
| Total noninterest expense | $833,000 | 6,717 |
| Salaries and employee benefits | $473,000 | 6,621 |
| Premises and equipment expense | $132,000 | 6,140 |
| Additional noninterest expense | $228,000 | 6,808 |
| Pre-tax net operating income | $590,000 | 4,698 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $10,000 | 5,665 |
| Income before extraordinary items | $580,000 | 4,233 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $580,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,342 |
| Cash dividends | $180,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $580,000 | 4,221 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 6,166 |
| Total interest expense | $429,000 | 6,229 |
| Net interest income | $640,000 | 5,991 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $119,000 | 5,158 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $87,000 | 3,734 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $32,000 | 5,872 |
| Total noninterest expense | $410,000 | 6,775 |
| Salaries and employee benefits | $250,000 | 6,528 |
| Premises and equipment expense | $54,000 | 6,638 |
| Additional noninterest expense | $106,000 | 6,983 |
| Pre-tax net operating income | $274,000 | 4,859 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $263,000 | 4,453 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $263,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,323 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $263,000 | 4,440 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,053,000 | 6,084 |
| Total interest expense | $1,470,000 | 6,164 |
| Net interest income | $2,583,000 | 5,927 |
| Provision for loan and lease losses | $160,000 | 3,939 |
| Total noninterest income | $451,000 | 5,356 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $339,000 | 3,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $112,000 | 6,140 |
| Total noninterest expense | $1,648,000 | 6,650 |
| Salaries and employee benefits | $933,000 | 6,576 |
| Premises and equipment expense | $265,000 | 6,054 |
| Additional noninterest expense | $450,000 | 6,795 |
| Pre-tax net operating income | $1,226,000 | 4,742 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $444,000 | 3,307 |
| Income before extraordinary items | $782,000 | 5,262 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $782,000 | 5,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,250 |
| Cash dividends | $450,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $782,000 | 5,261 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 6,122 |
| Total interest expense | $1,064,000 | 6,189 |
| Net interest income | $1,949,000 | 5,972 |
| Provision for loan and lease losses | $125,000 | 3,756 |
| Total noninterest income | $334,000 | 5,406 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $262,000 | 3,844 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,374 |
| Total noninterest expense | $1,214,000 | 6,717 |
| Salaries and employee benefits | $687,000 | 6,609 |
| Premises and equipment expense | $187,000 | 6,249 |
| Additional noninterest expense | $340,000 | 6,790 |
| Pre-tax net operating income | $944,000 | 4,843 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $349,000 | 3,374 |
| Income before extraordinary items | $595,000 | 5,377 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $595,000 | 5,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,446 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $595,000 | 5,371 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 6,126 |
| Total interest expense | $682,000 | 6,192 |
| Net interest income | $1,308,000 | 5,988 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $225,000 | 5,371 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $170,000 | 3,875 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,230 |
| Total noninterest expense | $832,000 | 6,675 |
| Salaries and employee benefits | $464,000 | 6,616 |
| Premises and equipment expense | $125,000 | 6,249 |
| Additional noninterest expense | $243,000 | 6,640 |
| Pre-tax net operating income | $611,000 | 4,945 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $231,000 | 3,425 |
| Income before extraordinary items | $380,000 | 5,502 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $380,000 | 5,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,578 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $380,000 | 5,498 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $982,000 | 6,136 |
| Total interest expense | $327,000 | 6,193 |
| Net interest income | $655,000 | 6,002 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $118,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $80,000 | 3,936 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,631 |
| Total noninterest expense | $411,000 | 6,708 |
| Salaries and employee benefits | $241,000 | 6,545 |
| Premises and equipment expense | $54,000 | 6,597 |
| Additional noninterest expense | $116,000 | 6,720 |
| Pre-tax net operating income | $317,000 | 4,817 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $129,000 | 3,244 |
| Income before extraordinary items | $188,000 | 5,476 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $188,000 | 5,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $188,000 | 5,474 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 6,084 |
| Total interest expense | $1,035,000 | 6,213 |
| Net interest income | $2,607,000 | 5,927 |
| Provision for loan and lease losses | $285,000 | 2,944 |
| Total noninterest income | $438,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $331,000 | 3,964 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $107,000 | 6,302 |
| Total noninterest expense | $1,619,000 | 6,689 |
| Salaries and employee benefits | $915,000 | 6,589 |
| Premises and equipment expense | $236,000 | 6,354 |
| Additional noninterest expense | $468,000 | 6,749 |
| Pre-tax net operating income | $1,141,000 | 5,015 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $413,000 | 3,655 |
| Income before extraordinary items | $728,000 | 5,579 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $728,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,079 |
| Cash dividends | $430,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $728,000 | 5,550 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 6,095 |
| Total interest expense | $740,000 | 6,212 |
| Net interest income | $1,967,000 | 5,937 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $347,000 | 5,445 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $248,000 | 3,978 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $99,000 | 5,963 |
| Total noninterest expense | $1,198,000 | 6,722 |
| Salaries and employee benefits | $678,000 | 6,621 |
| Premises and equipment expense | $176,000 | 6,342 |
| Additional noninterest expense | $344,000 | 6,778 |
| Pre-tax net operating income | $891,000 | 5,053 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $304,000 | 3,786 |
| Income before extraordinary items | $587,000 | 5,502 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $587,000 | 5,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 1,683 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $587,000 | 5,466 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 6,108 |
| Total interest expense | $462,000 | 6,246 |
| Net interest income | $1,298,000 | 5,954 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $200,000 | 5,735 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $159,000 | 4,016 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $41,000 | 6,734 |
| Total noninterest expense | $787,000 | 6,770 |
| Salaries and employee benefits | $457,000 | 6,607 |
| Premises and equipment expense | $105,000 | 6,596 |
| Additional noninterest expense | $225,000 | 6,824 |
| Pre-tax net operating income | $561,000 | 5,179 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $202,000 | 3,772 |
| Income before extraordinary items | $359,000 | 5,717 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $359,000 | 5,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 1,580 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $359,000 | 5,675 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $856,000 | 6,193 |
| Total interest expense | $222,000 | 6,271 |
| Net interest income | $634,000 | 6,053 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $116,000 | 5,357 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $77,000 | 4,013 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,696 |
| Total noninterest expense | $375,000 | 6,940 |
| Salaries and employee benefits | $234,000 | 6,566 |
| Premises and equipment expense | $44,000 | 7,034 |
| Additional noninterest expense | $97,000 | 7,205 |
| Pre-tax net operating income | $300,000 | 4,995 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $125,000 | 3,403 |
| Income before extraordinary items | $175,000 | 5,739 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $175,000 | 5,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,020 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $175,000 | 5,703 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 6,175 |
| Total interest expense | $740,000 | 6,448 |
| Net interest income | $2,525,000 | 5,974 |
| Provision for loan and lease losses | $295,000 | 2,973 |
| Total noninterest income | $446,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $347,000 | 3,958 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $99,000 | 6,449 |
| Total noninterest expense | $1,528,000 | 6,839 |
| Salaries and employee benefits | $854,000 | 6,780 |
| Premises and equipment expense | $249,000 | 6,197 |
| Additional noninterest expense | $425,000 | 6,988 |
| Pre-tax net operating income | $1,148,000 | 4,900 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $452,000 | 3,510 |
| Income before extraordinary items | $696,000 | 5,601 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $696,000 | 5,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,504 |
| Cash dividends | $400,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $696,000 | 5,530 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 6,242 |
| Total interest expense | $538,000 | 6,509 |
| Net interest income | $1,864,000 | 6,033 |
| Provision for loan and lease losses | $255,000 | 2,546 |
| Total noninterest income | $362,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $270,000 | 3,912 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $92,000 | 6,087 |
| Total noninterest expense | $1,139,000 | 6,820 |
| Salaries and employee benefits | $639,000 | 6,743 |
| Premises and equipment expense | $189,000 | 6,157 |
| Additional noninterest expense | $311,000 | 7,004 |
| Pre-tax net operating income | $832,000 | 5,084 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $330,000 | 3,623 |
| Income before extraordinary items | $502,000 | 5,802 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $502,000 | 5,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,153 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $502,000 | 5,736 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 6,328 |
| Total interest expense | $358,000 | 6,557 |
| Net interest income | $1,209,000 | 6,126 |
| Provision for loan and lease losses | $175,000 | 2,464 |
| Total noninterest income | $273,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $175,000 | 3,989 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $98,000 | 5,194 |
| Total noninterest expense | $752,000 | 6,886 |
| Salaries and employee benefits | $437,000 | 6,706 |
| Premises and equipment expense | $115,000 | 6,434 |
| Additional noninterest expense | $200,000 | 7,124 |
| Pre-tax net operating income | $555,000 | 5,038 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $221,000 | 3,590 |
| Income before extraordinary items | $334,000 | 5,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $334,000 | 5,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,017 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $334,000 | 5,706 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $778,000 | 6,368 |
| Total interest expense | $180,000 | 6,619 |
| Net interest income | $598,000 | 6,171 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $124,000 | 5,242 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $85,000 | 3,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $383,000 | 6,876 |
| Salaries and employee benefits | $234,000 | 6,545 |
| Premises and equipment expense | $53,000 | 6,646 |
| Additional noninterest expense | $96,000 | 7,245 |
| Pre-tax net operating income | $294,000 | 4,857 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $125,000 | 3,416 |
| Income before extraordinary items | $169,000 | 5,733 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $169,000 | 5,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $169,000 | 5,612 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,216,000 | 6,304 |
| Total interest expense | $837,000 | 6,593 |
| Net interest income | $2,379,000 | 6,057 |
| Provision for loan and lease losses | $165,000 | 4,406 |
| Total noninterest income | $508,000 | 5,394 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $346,000 | 3,983 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $162,000 | 5,688 |
| Total noninterest expense | $1,453,000 | 6,976 |
| Salaries and employee benefits | $774,000 | 7,009 |
| Premises and equipment expense | $282,000 | 5,852 |
| Additional noninterest expense | $397,000 | 7,176 |
| Pre-tax net operating income | $1,269,000 | 4,545 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $503,000 | 3,366 |
| Income before extraordinary items | $766,000 | 5,343 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $766,000 | 5,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,499 |
| Cash dividends | $375,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $766,000 | 5,195 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 6,381 |
| Total interest expense | $649,000 | 6,660 |
| Net interest income | $1,757,000 | 6,132 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $402,000 | 5,299 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $259,000 | 3,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $143,000 | 5,434 |
| Total noninterest expense | $1,068,000 | 7,032 |
| Salaries and employee benefits | $584,000 | 6,991 |
| Premises and equipment expense | $187,000 | 6,172 |
| Additional noninterest expense | $297,000 | 7,160 |
| Pre-tax net operating income | $991,000 | 4,562 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $371,000 | 3,537 |
| Income before extraordinary items | $620,000 | 5,315 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $620,000 | 5,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,187 |
| Cash dividends | $215,000 | 3,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $620,000 | 5,129 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 6,425 |
| Total interest expense | $447,000 | 6,698 |
| Net interest income | $1,156,000 | 6,175 |
| Provision for loan and lease losses | $55,000 | 5,021 |
| Total noninterest income | $291,000 | 5,071 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $172,000 | 3,976 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $119,000 | 5,003 |
| Total noninterest expense | $705,000 | 7,065 |
| Salaries and employee benefits | $407,000 | 6,893 |
| Premises and equipment expense | $116,000 | 6,372 |
| Additional noninterest expense | $182,000 | 7,367 |
| Pre-tax net operating income | $687,000 | 4,480 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $253,000 | 3,534 |
| Income before extraordinary items | $434,000 | 5,193 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $434,000 | 5,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $75,000 | 4,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $434,000 | 4,986 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $799,000 | 6,456 |
| Total interest expense | $230,000 | 6,711 |
| Net interest income | $569,000 | 6,231 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $116,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $83,000 | 3,993 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 6,044 |
| Total noninterest expense | $379,000 | 6,879 |
| Salaries and employee benefits | $233,000 | 6,507 |
| Premises and equipment expense | $58,000 | 6,382 |
| Additional noninterest expense | $88,000 | 7,465 |
| Pre-tax net operating income | $281,000 | 4,954 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $113,000 | 3,736 |
| Income before extraordinary items | $168,000 | 5,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 5,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,227 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $168,000 | 5,545 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,087,000 | 6,769 |
| Total interest expense | $1,000,000 | 6,928 |
| Net interest income | $2,087,000 | 6,487 |
| Provision for loan and lease losses | $96,000 | 5,792 |
| Total noninterest income | $494,000 | 5,250 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $332,000 | 4,012 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $162,000 | 5,444 |
| Total noninterest expense | $1,274,000 | 7,307 |
| Salaries and employee benefits | $662,000 | 7,445 |
| Premises and equipment expense | $247,000 | 6,185 |
| Additional noninterest expense | $365,000 | 7,377 |
| Pre-tax net operating income | $1,211,000 | 4,690 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $470,000 | 3,584 |
| Income before extraordinary items | $741,000 | 5,399 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $741,000 | 5,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,660 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $741,000 | 5,263 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 7,242 |
| Total interest expense | $1,352,000 | 7,297 |
| Net interest income | $1,669,000 | 7,030 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $442,000 | 5,419 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $318,000 | 4,018 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $124,000 | 5,927 |
| Total noninterest expense | $1,193,000 | 7,480 |
| Salaries and employee benefits | $634,000 | 7,509 |
| Premises and equipment expense | $232,000 | 6,327 |
| Additional noninterest expense | $327,000 | 7,660 |
| Pre-tax net operating income | $843,000 | 5,350 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $345,000 | 4,008 |
| Income before extraordinary items | $498,000 | 6,093 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $498,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,750 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $498,000 | 5,968 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 7,603 |
| Total interest expense | $1,251,000 | 7,696 |
| Net interest income | $1,556,000 | 7,367 |
| Provision for loan and lease losses | $85,000 | 5,634 |
| Total noninterest income | $364,000 | 5,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,039 |
| Total noninterest expense | $938,000 | 8,198 |
| Salaries and employee benefits | $523,000 | 8,133 |
| Premises and equipment expense | $154,000 | 7,532 |
| Additional noninterest expense | $261,000 | 8,252 |
| Pre-tax net operating income | $897,000 | 5,558 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $342,000 | 4,313 |
| Income before extraordinary items | $555,000 | 6,059 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $555,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,566 |
| Cash dividends | $240,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $555,000 | 6,063 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 8,153 |
| Total interest expense | $823,000 | 8,630 |
| Net interest income | $1,463,000 | 7,649 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $344,000 | 6,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,795 |
| Total noninterest expense | $895,000 | 8,439 |
| Salaries and employee benefits | $487,000 | 8,413 |
| Premises and equipment expense | $154,000 | 7,595 |
| Additional noninterest expense | $254,000 | 8,527 |
| Pre-tax net operating income | $842,000 | 5,786 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $313,000 | 4,718 |
| Income before extraordinary items | $529,000 | 6,257 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $529,000 | 6,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,871 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $529,000 | 6,242 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 8,511 |
| Total interest expense | $842,000 | 8,828 |
| Net interest income | $1,302,000 | 8,120 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $303,000 | 6,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 4,679 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,572 |
| Total noninterest expense | $847,000 | 8,614 |
| Salaries and employee benefits | $469,000 | 8,545 |
| Premises and equipment expense | $147,000 | 7,718 |
| Additional noninterest expense | $231,000 | 8,786 |
| Pre-tax net operating income | $686,000 | 6,535 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $237,000 | 5,770 |
| Income before extraordinary items | $449,000 | 6,922 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $449,000 | 6,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $265,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $449,000 | 6,817 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 9,049 |
| Total interest expense | $746,000 | 9,420 |
| Net interest income | $1,220,000 | 8,641 |
| Provision for loan and lease losses | $62,000 | 6,121 |
| Total noninterest income | $270,000 | 6,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,023 |
| Total noninterest expense | $762,000 | 9,186 |
| Salaries and employee benefits | $430,000 | 9,065 |
| Premises and equipment expense | $125,000 | 8,362 |
| Additional noninterest expense | $207,000 | 9,316 |
| Pre-tax net operating income | $666,000 | 7,137 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $245,000 | 6,308 |
| Income before extraordinary items | $421,000 | 7,506 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $421,000 | 7,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,500 |
| Cash dividends | $325,000 | 4,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $421,000 | 7,454 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 9,756 |
| Total interest expense | $673,000 | 10,048 |
| Net interest income | $1,064,000 | 9,378 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $269,000 | 7,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,207 |
| Total noninterest expense | $707,000 | 9,789 |
| Salaries and employee benefits | $403,000 | 9,584 |
| Premises and equipment expense | $113,000 | 8,958 |
| Additional noninterest expense | $191,000 | 10,039 |
| Pre-tax net operating income | $576,000 | 7,541 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $208,000 | 7,014 |
| Income before extraordinary items | $368,000 | 7,875 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $368,000 | 7,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $260,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $368,000 | 7,814 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 10,556 |
| Total interest expense | $576,000 | 10,762 |
| Net interest income | $907,000 | 10,221 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $281,000 | 7,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $687,000 | 10,237 |
| Salaries and employee benefits | $375,000 | 10,117 |
| Premises and equipment expense | $111,000 | 9,279 |
| Additional noninterest expense | $201,000 | 10,399 |
| Pre-tax net operating income | $489,000 | 8,495 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $182,000 | 7,745 |
| Income before extraordinary items | $307,000 | 8,868 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $307,000 | 8,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $350,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $307,000 | 8,837 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 11,133 |
| Total interest expense | $414,000 | 11,512 |
| Net interest income | $885,000 | 10,768 |
| Provision for loan and lease losses | $47,000 | 6,315 |
| Total noninterest income | $258,000 | 7,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,968 |
| Total noninterest expense | $729,000 | 10,568 |
| Salaries and employee benefits | $442,000 | 9,895 |
| Premises and equipment expense | $95,000 | 10,179 |
| Additional noninterest expense | $192,000 | 11,243 |
| Pre-tax net operating income | $367,000 | 9,597 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $133,000 | 8,646 |
| Income before extraordinary items | $234,000 | 9,875 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $234,000 | 9,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,864 |
| Cash dividends | $188,000 | 5,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $234,000 | 9,947 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 11,591 |
| Total interest expense | $424,000 | 12,113 |
| Net interest income | $915,000 | 11,106 |
| Provision for loan and lease losses | $105,000 | 5,626 |
| Total noninterest income | $223,000 | 8,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $654,000 | 11,365 |
| Salaries and employee benefits | $351,000 | 11,140 |
| Premises and equipment expense | $101,000 | 10,412 |
| Additional noninterest expense | $202,000 | 11,701 |
| Pre-tax net operating income | $379,000 | 9,589 |
| Securities gains (losses) | $39,000 | 3,767 |
| Applicable income taxes | $136,000 | 8,950 |
| Income before extraordinary items | $282,000 | 9,667 |
| Extraordinary gains, net | $17,000 | 2,772 |
| Net income | $299,000 | 9,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,406 |
| Cash dividends | $490,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $255,870 | 9,725 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 11,917 |
| Total interest expense | $567,000 | 12,452 |
| Net interest income | $953,000 | 11,286 |
| Provision for loan and lease losses | $187,000 | 5,407 |
| Total noninterest income | $225,000 | 8,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $594,000 | 12,095 |
| Salaries and employee benefits | $325,000 | 11,730 |
| Premises and equipment expense | $78,000 | 11,557 |
| Additional noninterest expense | $191,000 | 12,354 |
| Pre-tax net operating income | $397,000 | 9,270 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $157,000 | 8,451 |
| Income before extraordinary items | $257,000 | 9,826 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $257,000 | 9,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 4,225 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $246,120 | 9,603 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.