Home > The Morris Plan Savings Bank, Inc., SSB > Income and Expense

The Morris Plan Savings Bank, Inc., SSB, Income and Expense

2001-12-31 (YTD Data)		Rank
Total interest income	$2,985,000	7,271
Total interest expense	$1,861,000	6,326
Net interest income	$1,124,000	8,040
Provision for loan and lease losses	$30,000	7,215
Total noninterest income	$199,000	7,320
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$20,000	8,125
Trading account gains and fees	$0	177
Additional Noninterest Income	$179,000	5,173
Total noninterest expense	$1,089,000	7,722
Salaries and employee benefits	$466,000	8,328
Premises and equipment expense	$152,000	7,483
Additional noninterest expense	$471,000	6,644
Pre-tax net operating income	$204,000	7,855
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$204,000	7,701
Extraordinary gains, net	$0	105
Net income	$204,000	7,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,506
Cash dividends	$78,000	5,919
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$204,000	7,578
2000-12-31 (YTD Data)		Rank
Total interest income	$2,728,000	7,680
Total interest expense	$1,779,000	6,632
Net interest income	$949,000	8,591
Provision for loan and lease losses	$26,000	7,369
Total noninterest income	$82,000	8,847
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$14,000	8,357
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	7,243
Total noninterest expense	$827,000	8,491
Salaries and employee benefits	$355,000	8,970
Premises and equipment expense	$94,000	8,550
Additional noninterest expense	$378,000	7,332
Pre-tax net operating income	$178,000	8,455
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$178,000	8,211
Extraordinary gains, net	$0	38
Net income	$178,000	8,210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	8,998
Cash dividends	$72,000	6,220
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$178,000	8,215
1999-12-31 (YTD Data)		Rank
Total interest income	$2,193,000	8,275
Total interest expense	$1,335,000	7,328
Net interest income	$858,000	8,935
Provision for loan and lease losses	$28,000	7,340
Total noninterest income	$65,000	9,370
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$9,000	8,692
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	7,849
Total noninterest expense	$725,000	8,959
Salaries and employee benefits	$274,000	9,610
Premises and equipment expense	$71,000	9,201
Additional noninterest expense	$380,000	7,441
Pre-tax net operating income	$170,000	8,715
Securities gains (losses)	$0	3,155
Applicable income taxes	$123,000	6,608
Income before extraordinary items	$47,000	9,256
Extraordinary gains, net	$0	35
Net income	$47,000	9,253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,730
Cash dividends	$18,000	6,968
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$47,000	9,225
1998-12-31 (YTD Data)		Rank
Total interest income	$2,188,000	8,459
Total interest expense	$1,404,000	7,412
Net interest income	$784,000	9,301
Provision for loan and lease losses	$80,000	5,577
Total noninterest income	$68,000	9,547
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$7,000	8,918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	7,768
Total noninterest expense	$656,000	9,241
Salaries and employee benefits	$292,000	9,660
Premises and equipment expense	$66,000	9,435
Additional noninterest expense	$298,000	8,136
Pre-tax net operating income	$116,000	9,337
Securities gains (losses)	$33,000	2,048
Applicable income taxes	$46,000	8,406
Income before extraordinary items	$103,000	9,320
Extraordinary gains, net	$0	32
Net income	$103,000	9,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,135
Cash dividends	$13,000	7,339
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$80,230	9,399
1997-12-31 (YTD Data)		Rank
Total interest income	$1,952,000	9,070
Total interest expense	$1,328,000	7,781
Net interest income	$624,000	10,133
Provision for loan and lease losses	$74,000	5,820
Total noninterest income	$40,000	10,443
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$3,000	9,403
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	8,993
Total noninterest expense	$603,000	9,734
Salaries and employee benefits	$334,000	9,707
Premises and equipment expense	$80,000	9,436
Additional noninterest expense	$189,000	9,552
Pre-tax net operating income	$-13,000	10,400
Securities gains (losses)	$32,000	1,598
Applicable income taxes	$3,000	9,998
Income before extraordinary items	$16,000	10,368
Extraordinary gains, net	$0	44
Net income	$16,000	10,370
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,408
Cash dividends	$26,000	7,521
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$-10,880	10,382
1996-12-31 (YTD Data)		Rank
Total interest income	$1,896,000	9,512
Total interest expense	$1,233,000	8,279
Net interest income	$663,000	10,491
Provision for loan and lease losses	$19,000	8,051
Total noninterest income	$71,000	10,459
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$2,000	9,861
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	8,124
Total noninterest expense	$642,000	10,022
Salaries and employee benefits	$300,000	10,345
Premises and equipment expense	$64,000	10,248
Additional noninterest expense	$278,000	9,102
Pre-tax net operating income	$73,000	10,498
Securities gains (losses)	$4,000	3,123
Applicable income taxes	$18,000	10,236
Income before extraordinary items	$59,000	10,525
Extraordinary gains, net	$0	53
Net income	$59,000	10,524
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	6,149
Cash dividends	$67,000	7,264
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$55,920	10,498
1995-12-31 (YTD Data)		Rank
Total interest income	$1,940,000	9,818
Total interest expense	$1,261,000	8,407
Net interest income	$679,000	10,901
Provision for loan and lease losses	$2,000	8,854
Total noninterest income	$71,000	10,936
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$4,000	10,263
Trading account gains and fees	NA	NA
Additional Noninterest Income	$67,000	8,479
Total noninterest expense	$624,000	10,473
Salaries and employee benefits	$308,000	10,676
Premises and equipment expense	$38,000	11,427
Additional noninterest expense	$278,000	9,513
Pre-tax net operating income	$124,000	10,950
Securities gains (losses)	$0	3,831
Applicable income taxes	$32,000	10,549
Income before extraordinary items	$92,000	11,001
Extraordinary gains, net	$0	65
Net income	$92,000	11,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,954
Cash dividends	$83,000	7,133
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$92,000	10,977
1994-12-31 (YTD Data)		Rank
Total interest income	$1,989,000	9,823
Total interest expense	$1,077,000	8,363
Net interest income	$912,000	10,687
Provision for loan and lease losses	$44,000	6,435
Total noninterest income	$82,000	11,199
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,000	10,846
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	8,198
Total noninterest expense	$645,000	10,927
Salaries and employee benefits	$296,000	11,244
Premises and equipment expense	$53,000	11,525
Additional noninterest expense	$296,000	10,012
Pre-tax net operating income	$305,000	10,112
Securities gains (losses)	$-16,000	10,174
Applicable income taxes	$98,000	9,409
Income before extraordinary items	$191,000	10,382
Extraordinary gains, net	$0	249
Net income	$191,000	10,386
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,486
Cash dividends	$83,000	7,255
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$201,560	10,313
1993-12-31 (YTD Data)		Rank
Total interest income	$2,073,000	10,032
Total interest expense	$1,177,000	8,366
Net interest income	$896,000	11,178
Provision for loan and lease losses	$176,000	4,253
Total noninterest income	$36,000	12,849
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	11,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	10,920
Total noninterest expense	$594,000	11,686
Salaries and employee benefits	$265,000	12,025
Premises and equipment expense	$20,000	13,077
Additional noninterest expense	$309,000	10,334
Pre-tax net operating income	$162,000	11,386
Securities gains (losses)	$24,000	4,420
Applicable income taxes	$55,000	10,820
Income before extraordinary items	$131,000	11,442
Extraordinary gains, net	$0	3,149
Net income	$131,000	11,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	3,798
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$114,200	11,457
1992-12-31 (YTD Data)		Rank
Total interest income	$2,220,000	10,434
Total interest expense	$1,540,000	8,391
Net interest income	$680,000	12,397
Provision for loan and lease losses	$117,000	6,890
Total noninterest income	$125,000	11,046
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	11,764
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	7,308
Total noninterest expense	$528,000	12,464
Salaries and employee benefits	$263,000	12,461
Premises and equipment expense	$38,000	13,134
Additional noninterest expense	$227,000	11,859
Pre-tax net operating income	$160,000	11,431
Securities gains (losses)	$0	8,369
Applicable income taxes	$49,000	11,284
Income before extraordinary items	$111,000	11,796
Extraordinary gains, net	$0	1,422
Net income	$111,000	11,872
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	7,310
Cash dividends	$82,000	6,966
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$111,000	11,482

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.