Home > The Morris Plan Company of Terre Haute, Inc. > Income and Expense

The Morris Plan Company of Terre Haute, Inc., Income and Expense

2021-12-31 (YTD Data)		Rank
Total interest income	$15,100,000	1,858
Total interest expense	$1,030,000	2,164
Net interest income	$14,070,000	1,811
Provision for loan and lease losses	$700,000	795
Total noninterest income	$125,000	4,485
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$0	4,720
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	4,259
Total noninterest expense	$3,772,000	3,442
Salaries and employee benefits	$1,483,000	3,891
Premises and equipment expense	$244,000	3,939
Additional noninterest expense	$2,045,000	2,563
Pre-tax net operating income	$9,723,000	1,303
Securities gains (losses)	$0	2,062
Applicable income taxes	$2,513,000	957
Income before extraordinary items	$7,210,000	1,472
Extraordinary gains, net	$0	10
Net income	$7,210,000	1,472
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,210,000	1,472
Net charge-offs	$185,000	1,055
Cash dividends	$1,960,000	1,567
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$7,210,000	1,438
2021-09-30 (YTD Data)		Rank
Total interest income	$11,214,000	1,904
Total interest expense	$791,000	2,214
Net interest income	$10,423,000	1,865
Provision for loan and lease losses	$550,000	752
Total noninterest income	$105,000	4,502
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$0	4,787
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	4,239
Total noninterest expense	$2,858,000	3,453
Salaries and employee benefits	$1,098,000	3,945
Premises and equipment expense	$184,000	3,988
Additional noninterest expense	$1,576,000	2,494
Pre-tax net operating income	$7,120,000	1,366
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,822,000	1,014
Income before extraordinary items	$5,298,000	1,548
Extraordinary gains, net	$0	8
Net income	$5,298,000	1,548
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,298,000	1,548
Net charge-offs	$139,000	944
Cash dividends	$1,960,000	1,184
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,298,000	1,515
2021-06-30 (YTD Data)		Rank
Total interest income	$7,366,000	1,929
Total interest expense	$541,000	2,241
Net interest income	$6,825,000	1,864
Provision for loan and lease losses	$550,000	560
Total noninterest income	$82,000	4,465
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$0	4,816
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	4,175
Total noninterest expense	$1,923,000	3,447
Salaries and employee benefits	$719,000	3,988
Premises and equipment expense	$119,000	4,028
Additional noninterest expense	$1,085,000	2,433
Pre-tax net operating income	$4,434,000	1,420
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,135,000	1,048
Income before extraordinary items	$3,299,000	1,600
Extraordinary gains, net	$0	6
Net income	$3,299,000	1,600
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,299,000	1,600
Net charge-offs	$181,000	690
Cash dividends	$1,710,000	967
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,299,000	1,571
2021-03-31 (YTD Data)		Rank
Total interest income	$3,606,000	1,932
Total interest expense	$276,000	2,295
Net interest income	$3,330,000	1,873
Provision for loan and lease losses	$550,000	344
Total noninterest income	$53,000	4,314
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$0	4,819
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	3,974
Total noninterest expense	$975,000	3,414
Salaries and employee benefits	$359,000	3,992
Premises and equipment expense	$67,000	3,929
Additional noninterest expense	$549,000	2,392
Pre-tax net operating income	$1,858,000	1,608
Securities gains (losses)	$0	1,392
Applicable income taxes	$471,000	1,177
Income before extraordinary items	$1,387,000	1,810
Extraordinary gains, net	$0	3
Net income	$1,387,000	1,810
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,387,000	1,810
Net charge-offs	$254,000	373
Cash dividends	$455,000	1,272
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,387,000	1,770
2020-12-31 (YTD Data)		Rank
Total interest income	$13,452,000	2,049
Total interest expense	$1,396,000	2,495
Net interest income	$12,056,000	1,940
Provision for loan and lease losses	$2,639,000	879
Total noninterest income	$142,000	4,502
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$0	4,876
Trading account gains and fees	NA	NA
Additional Noninterest Income	$142,000	4,198
Total noninterest expense	$3,476,000	3,597
Salaries and employee benefits	$1,284,000	4,153
Premises and equipment expense	$293,000	3,853
Additional noninterest expense	$1,899,000	2,612
Pre-tax net operating income	$6,083,000	1,551
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,516,000	1,128
Income before extraordinary items	$4,567,000	1,752
Extraordinary gains, net	$0	4
Net income	$4,567,000	1,752
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,567,000	1,752
Net charge-offs	$1,346,000	541
Cash dividends	$1,435,000	1,824
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,567,000	1,716
2020-09-30 (YTD Data)		Rank
Total interest income	$9,819,000	2,100
Total interest expense	$1,060,000	2,555
Net interest income	$8,759,000	2,001
Provision for loan and lease losses	$2,880,000	714
Total noninterest income	$143,000	4,368
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$0	4,909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$143,000	3,972
Total noninterest expense	$2,579,000	3,602
Salaries and employee benefits	$935,000	4,188
Premises and equipment expense	$227,000	3,825
Additional noninterest expense	$1,417,000	2,610
Pre-tax net operating income	$3,443,000	1,868
Securities gains (losses)	$0	2,494
Applicable income taxes	$856,000	1,306
Income before extraordinary items	$2,587,000	2,101
Extraordinary gains, net	$0	4
Net income	$2,587,000	2,101
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,587,000	2,101
Net charge-offs	$1,208,000	454
Cash dividends	$1,060,000	1,646
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,587,000	2,041
2020-06-30 (YTD Data)		Rank
Total interest income	$6,298,000	2,201
Total interest expense	$701,000	2,654
Net interest income	$5,597,000	2,073
Provision for loan and lease losses	$1,680,000	794
Total noninterest income	$77,000	4,496
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$0	4,931
Trading account gains and fees	NA	NA
Additional Noninterest Income	$77,000	4,119
Total noninterest expense	$1,664,000	3,662
Salaries and employee benefits	$621,000	4,202
Premises and equipment expense	$154,000	3,801
Additional noninterest expense	$889,000	2,715
Pre-tax net operating income	$2,330,000	1,788
Securities gains (losses)	$0	2,249
Applicable income taxes	$597,000	1,206
Income before extraordinary items	$1,733,000	2,033
Extraordinary gains, net	$0	4
Net income	$1,733,000	2,033
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,733,000	2,033
Net charge-offs	$1,010,000	391
Cash dividends	$1,060,000	1,264
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,733,000	1,992
2020-03-31 (YTD Data)		Rank
Total interest income	$3,031,000	2,240
Total interest expense	$347,000	2,793
Net interest income	$2,684,000	2,096
Provision for loan and lease losses	$690,000	745
Total noninterest income	$44,000	4,447
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$0	4,968
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	3,945
Total noninterest expense	$833,000	3,711
Salaries and employee benefits	$313,000	4,236
Premises and equipment expense	$79,000	3,785
Additional noninterest expense	$441,000	2,761
Pre-tax net operating income	$1,205,000	1,575
Securities gains (losses)	$0	1,705
Applicable income taxes	$315,000	1,044
Income before extraordinary items	$890,000	1,825
Extraordinary gains, net	$0	4
Net income	$890,000	1,825
Minority interest net income	$0	56
Net income of bank and minority interests.	$890,000	1,825
Net charge-offs	$583,000	335
Cash dividends	$750,000	993
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$890,000	1,797
2019-12-31 (YTD Data)		Rank
Total interest income	$11,268,000	2,391
Total interest expense	$1,100,000	3,167
Net interest income	$10,168,000	2,211
Provision for loan and lease losses	$2,450,000	447
Total noninterest income	$71,000	4,925
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$0	5,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$71,000	4,575
Total noninterest expense	$3,478,000	3,662
Salaries and employee benefits	$1,330,000	4,205
Premises and equipment expense	$309,000	3,861
Additional noninterest expense	$1,839,000	2,704
Pre-tax net operating income	$4,311,000	1,954
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,094,000	1,349
Income before extraordinary items	$3,217,000	2,194
Extraordinary gains, net	$0	11
Net income	$3,217,000	2,196
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,217,000	2,196
Net charge-offs	$1,917,000	429
Cash dividends	$1,694,000	1,752
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,217,000	2,153
2019-09-30 (YTD Data)		Rank
Total interest income	$8,345,000	2,441
Total interest expense	$781,000	3,274
Net interest income	$7,564,000	2,257
Provision for loan and lease losses	$1,700,000	461
Total noninterest income	$12,000	5,162
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$0	5,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	5,022
Total noninterest expense	$2,636,000	3,675
Salaries and employee benefits	$1,003,000	4,237
Premises and equipment expense	$233,000	3,906
Additional noninterest expense	$1,400,000	2,688
Pre-tax net operating income	$3,240,000	2,017
Securities gains (losses)	$0	2,167
Applicable income taxes	$823,000	1,396
Income before extraordinary items	$2,417,000	2,252
Extraordinary gains, net	$0	11
Net income	$2,417,000	2,252
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,417,000	2,253
Net charge-offs	$1,324,000	406
Cash dividends	$1,694,000	1,346
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,417,000	2,212
2019-06-30 (YTD Data)		Rank
Total interest income	$5,463,000	2,465
Total interest expense	$483,000	3,371
Net interest income	$4,980,000	2,282
Provision for loan and lease losses	$950,000	511
Total noninterest income	$21,000	5,138
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$0	5,168
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	4,860
Total noninterest expense	$1,766,000	3,693
Salaries and employee benefits	$673,000	4,259
Premises and equipment expense	$158,000	3,900
Additional noninterest expense	$935,000	2,717
Pre-tax net operating income	$2,285,000	1,913
Securities gains (losses)	$0	1,702
Applicable income taxes	$629,000	1,262
Income before extraordinary items	$1,656,000	2,196
Extraordinary gains, net	$0	11
Net income	$1,656,000	2,195
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,656,000	2,196
Net charge-offs	$769,000	427
Cash dividends	$694,000	1,781
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,656,000	2,167
2019-03-31 (YTD Data)		Rank
Total interest income	$2,665,000	2,494
Total interest expense	$230,000	3,406
Net interest income	$2,435,000	2,328
Provision for loan and lease losses	$720,000	361
Total noninterest income	$8,000	5,221
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$0	5,219
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,000	4,976
Total noninterest expense	$874,000	3,743
Salaries and employee benefits	$331,000	4,321
Premises and equipment expense	$80,000	3,909
Additional noninterest expense	$463,000	2,732
Pre-tax net operating income	$849,000	2,286
Securities gains (losses)	$0	1,087
Applicable income taxes	$234,000	1,454
Income before extraordinary items	$615,000	2,585
Extraordinary gains, net	$0	5
Net income	$615,000	2,584
Minority interest net income	$0	52
Net income of bank and minority interests.	$615,000	2,584
Net charge-offs	$481,000	336
Cash dividends	$344,000	1,630
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$615,000	2,568
2018-12-31 (YTD Data)		Rank
Total interest income	$10,808,000	2,392
Total interest expense	$674,000	3,511
Net interest income	$10,134,000	2,222
Provision for loan and lease losses	$3,018,000	368
Total noninterest income	$64,000	5,167
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$0	5,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	4,811
Total noninterest expense	$3,400,000	3,794
Salaries and employee benefits	$1,327,000	4,339
Premises and equipment expense	$270,000	4,173
Additional noninterest expense	$1,803,000	2,783
Pre-tax net operating income	$3,780,000	2,176
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,043,000	1,352
Income before extraordinary items	$2,737,000	2,451
Extraordinary gains, net	$0	6
Net income	$2,737,000	2,449
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,737,000	2,450
Net charge-offs	$2,332,000	329
Cash dividends	$664,000	2,683
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,737,000	2,453
2018-09-30 (YTD Data)		Rank
Total interest income	$8,115,000	2,390
Total interest expense	$483,000	3,525
Net interest income	$7,632,000	2,213
Provision for loan and lease losses	$2,298,000	356
Total noninterest income	$56,000	5,197
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$0	5,347
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	4,807
Total noninterest expense	$2,552,000	3,818
Salaries and employee benefits	$980,000	4,389
Premises and equipment expense	$203,000	4,209
Additional noninterest expense	$1,369,000	2,766
Pre-tax net operating income	$2,838,000	2,199
Securities gains (losses)	$0	1,118
Applicable income taxes	$772,000	1,412
Income before extraordinary items	$2,066,000	2,462
Extraordinary gains, net	$0	5
Net income	$2,066,000	2,461
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,066,000	2,461
Net charge-offs	$1,652,000	310
Cash dividends	$664,000	2,107
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,066,000	2,456
2018-06-30 (YTD Data)		Rank
Total interest income	$5,394,000	2,379
Total interest expense	$308,000	3,516
Net interest income	$5,086,000	2,197
Provision for loan and lease losses	$1,578,000	331
Total noninterest income	$52,000	5,122
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$0	5,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	4,649
Total noninterest expense	$1,720,000	3,811
Salaries and employee benefits	$654,000	4,429
Premises and equipment expense	$134,000	4,241
Additional noninterest expense	$932,000	2,735
Pre-tax net operating income	$1,840,000	2,215
Securities gains (losses)	$0	961
Applicable income taxes	$500,000	1,415
Income before extraordinary items	$1,340,000	2,491
Extraordinary gains, net	$0	6
Net income	$1,340,000	2,490
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,340,000	2,490
Net charge-offs	$1,111,000	300
Cash dividends	$664,000	1,682
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,340,000	2,484
2018-03-31 (YTD Data)		Rank
Total interest income	$2,671,000	2,381
Total interest expense	$146,000	3,570
Net interest income	$2,525,000	2,223
Provision for loan and lease losses	$723,000	349
Total noninterest income	$46,000	4,840
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$0	5,454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	4,223
Total noninterest expense	$861,000	3,851
Salaries and employee benefits	$330,000	4,476
Premises and equipment expense	$64,000	4,358
Additional noninterest expense	$467,000	2,766
Pre-tax net operating income	$987,000	2,064
Securities gains (losses)	$0	735
Applicable income taxes	$270,000	1,305
Income before extraordinary items	$717,000	2,340
Extraordinary gains, net	$0	7
Net income	$717,000	2,339
Minority interest net income	$0	52
Net income of bank and minority interests.	$717,000	2,340
Net charge-offs	$644,000	274
Cash dividends	$320,000	1,545
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$717,000	2,326
2017-12-31 (YTD Data)		Rank
Total interest income	$10,789,000	2,289
Total interest expense	$613,000	3,358
Net interest income	$10,176,000	2,196
Provision for loan and lease losses	$2,795,000	387
Total noninterest income	$-38,000	5,635
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$0	5,539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-38,000	5,604
Total noninterest expense	$3,382,000	3,888
Salaries and employee benefits	$1,399,000	4,411
Premises and equipment expense	$246,000	4,471
Additional noninterest expense	$1,737,000	2,918
Pre-tax net operating income	$3,961,000	2,057
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,757,000	1,392
Income before extraordinary items	$2,204,000	2,522
Extraordinary gains, net	$0	9
Net income	$2,204,000	2,522
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,204,000	2,522
Net charge-offs	$2,465,000	337
Cash dividends	$1,406,000	1,785
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,204,000	2,505
2017-09-30 (YTD Data)		Rank
Total interest income	$8,088,000	2,300
Total interest expense	$454,000	3,375
Net interest income	$7,634,000	2,203
Provision for loan and lease losses	$2,071,000	389
Total noninterest income	$-44,000	5,704
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$0	5,596
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-44,000	5,688
Total noninterest expense	$2,561,000	3,892
Salaries and employee benefits	$1,065,000	4,406
Premises and equipment expense	$188,000	4,467
Additional noninterest expense	$1,308,000	2,918
Pre-tax net operating income	$2,958,000	2,087
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,175,000	1,314
Income before extraordinary items	$1,783,000	2,583
Extraordinary gains, net	$0	9
Net income	$1,783,000	2,583
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,783,000	2,583
Net charge-offs	$1,745,000	330
Cash dividends	$467,000	2,487
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,783,000	2,569
2017-06-30 (YTD Data)		Rank
Total interest income	$5,364,000	2,295
Total interest expense	$297,000	3,384
Net interest income	$5,067,000	2,200
Provision for loan and lease losses	$1,386,000	386
Total noninterest income	$-59,000	5,756
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$0	5,642
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-59,000	5,747
Total noninterest expense	$1,709,000	3,909
Salaries and employee benefits	$710,000	4,439
Premises and equipment expense	$125,000	4,504
Additional noninterest expense	$874,000	2,927
Pre-tax net operating income	$1,913,000	2,095
Securities gains (losses)	$0	1,906
Applicable income taxes	$760,000	1,316
Income before extraordinary items	$1,153,000	2,595
Extraordinary gains, net	$0	11
Net income	$1,153,000	2,594
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,153,000	2,595
Net charge-offs	$1,123,000	330
Cash dividends	$467,000	2,099
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,153,000	2,574
2017-03-31 (YTD Data)		Rank
Total interest income	$2,660,000	2,317
Total interest expense	$144,000	3,409
Net interest income	$2,516,000	2,214
Provision for loan and lease losses	$846,000	307
Total noninterest income	$-37,000	5,836
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$0	5,688
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-37,000	5,832
Total noninterest expense	$850,000	3,958
Salaries and employee benefits	$348,000	4,530
Premises and equipment expense	$64,000	4,506
Additional noninterest expense	$438,000	2,924
Pre-tax net operating income	$783,000	2,330
Securities gains (losses)	$0	1,153
Applicable income taxes	$311,000	1,464
Income before extraordinary items	$472,000	2,852
Extraordinary gains, net	$0	8
Net income	$472,000	2,852
Minority interest net income	$0	55
Net income of bank and minority interests.	$472,000	2,852
Net charge-offs	$642,000	287
Cash dividends	$154,000	2,114
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$472,000	2,833
2016-12-31 (YTD Data)		Rank
Total interest income	$10,927,000	2,245
Total interest expense	$544,000	3,495
Net interest income	$10,383,000	2,112
Provision for loan and lease losses	$2,050,000	518
Total noninterest income	$30,000	5,777
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$0	5,773
Trading account gains and fees	$0	170
Additional Noninterest Income	$30,000	5,502
Total noninterest expense	$3,187,000	4,109
Salaries and employee benefits	$1,235,000	4,721
Premises and equipment expense	$255,000	4,570
Additional noninterest expense	$1,697,000	3,084
Pre-tax net operating income	$5,176,000	1,581
Securities gains (losses)	$0	3,212
Applicable income taxes	$2,065,000	1,026
Income before extraordinary items	$3,111,000	2,044
Extraordinary gains, net	$0	5
Net income	$3,111,000	2,042
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,111,000	2,043
Net charge-offs	$1,879,000	403
Cash dividends	$2,667,000	1,124
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,111,000	1,989
2016-09-30 (YTD Data)		Rank
Total interest income	$8,119,000	2,260
Total interest expense	$398,000	3,561
Net interest income	$7,721,000	2,132
Provision for loan and lease losses	$1,361,000	547
Total noninterest income	$42,000	5,753
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$0	5,834
Trading account gains and fees	$0	169
Additional Noninterest Income	$42,000	5,341
Total noninterest expense	$2,363,000	4,135
Salaries and employee benefits	$896,000	4,785
Premises and equipment expense	$193,000	4,591
Additional noninterest expense	$1,274,000	3,075
Pre-tax net operating income	$4,039,000	1,551
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,621,000	1,019
Income before extraordinary items	$2,418,000	1,994
Extraordinary gains, net	$0	5
Net income	$2,418,000	1,994
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,418,000	1,994
Net charge-offs	$1,286,000	393
Cash dividends	$2,667,000	837
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,418,000	1,941
2016-06-30 (YTD Data)		Rank
Total interest income	$5,338,000	2,284
Total interest expense	$256,000	3,643
Net interest income	$5,082,000	2,149
Provision for loan and lease losses	$870,000	565
Total noninterest income	$25,000	5,848
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$0	5,909
Trading account gains and fees	$0	157
Additional Noninterest Income	$25,000	5,448
Total noninterest expense	$1,545,000	4,214
Salaries and employee benefits	$586,000	4,858
Premises and equipment expense	$130,000	4,612
Additional noninterest expense	$829,000	3,149
Pre-tax net operating income	$2,692,000	1,538
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,048,000	1,043
Income before extraordinary items	$1,644,000	1,951
Extraordinary gains, net	$0	16
Net income	$1,644,000	1,951
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,644,000	1,951
Net charge-offs	$806,000	420
Cash dividends	$2,667,000	617
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,644,000	1,896
2016-03-31 (YTD Data)		Rank
Total interest income	$2,633,000	2,306
Total interest expense	$122,000	3,748
Net interest income	$2,511,000	2,167
Provision for loan and lease losses	$435,000	526
Total noninterest income	$29,000	5,532
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$0	5,957
Trading account gains and fees	$0	142
Additional Noninterest Income	$29,000	4,963
Total noninterest expense	$771,000	4,256
Salaries and employee benefits	$285,000	4,930
Premises and equipment expense	$66,000	4,618
Additional noninterest expense	$420,000	3,117
Pre-tax net operating income	$1,334,000	1,524
Securities gains (losses)	$0	2,077
Applicable income taxes	$528,000	1,018
Income before extraordinary items	$806,000	1,977
Extraordinary gains, net	$0	12
Net income	$806,000	1,977
Minority interest net income	$0	62
Net income of bank and minority interests.	$806,000	1,977
Net charge-offs	$392,000	408
Cash dividends	$2,667,000	346
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$806,000	1,925
2015-12-31 (YTD Data)		Rank
Total interest income	$10,043,000	2,359
Total interest expense	$485,000	3,780
Net interest income	$9,558,000	2,239
Provision for loan and lease losses	$1,800,000	494
Total noninterest income	$6,000	6,083
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$0	6,036
Trading account gains and fees	$0	159
Additional Noninterest Income	$6,000	5,950
Total noninterest expense	$2,977,000	4,345
Salaries and employee benefits	$1,136,000	4,968
Premises and equipment expense	$199,000	5,099
Additional noninterest expense	$1,642,000	3,213
Pre-tax net operating income	$4,787,000	1,630
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,897,000	1,045
Income before extraordinary items	$2,890,000	2,107
Extraordinary gains, net	$0	23
Net income	$2,890,000	2,108
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,890,000	2,109
Net charge-offs	$1,583,000	473
Cash dividends	$1,450,000	1,684
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,890,000	2,068
2015-09-30 (YTD Data)		Rank
Total interest income	$7,420,000	2,409
Total interest expense	$370,000	3,802
Net interest income	$7,050,000	2,292
Provision for loan and lease losses	$1,350,000	456
Total noninterest income	$16,000	6,131
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$0	6,114
Trading account gains and fees	$0	153
Additional Noninterest Income	$16,000	5,870
Total noninterest expense	$2,180,000	4,423
Salaries and employee benefits	$833,000	5,031
Premises and equipment expense	$131,000	5,302
Additional noninterest expense	$1,216,000	3,256
Pre-tax net operating income	$3,536,000	1,672
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,396,000	1,085
Income before extraordinary items	$2,140,000	2,148
Extraordinary gains, net	$0	21
Net income	$2,140,000	2,149
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,140,000	2,149
Net charge-offs	$1,177,000	431
Cash dividends	$1,430,000	1,266
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,140,000	2,104
2015-06-30 (YTD Data)		Rank
Total interest income	$4,831,000	2,460
Total interest expense	$262,000	3,720
Net interest income	$4,569,000	2,336
Provision for loan and lease losses	$900,000	466
Total noninterest income	$25,000	6,096
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$0	6,182
Trading account gains and fees	$0	157
Additional Noninterest Income	$25,000	5,620
Total noninterest expense	$1,435,000	4,492
Salaries and employee benefits	$555,000	5,079
Premises and equipment expense	$82,000	5,410
Additional noninterest expense	$798,000	3,312
Pre-tax net operating income	$2,259,000	1,721
Securities gains (losses)	$0	2,636
Applicable income taxes	$891,000	1,110
Income before extraordinary items	$1,368,000	2,206
Extraordinary gains, net	$0	22
Net income	$1,368,000	2,208
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,368,000	2,209
Net charge-offs	$790,000	422
Cash dividends	$960,000	1,284
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,368,000	2,154
2015-03-31 (YTD Data)		Rank
Total interest income	$2,365,000	2,504
Total interest expense	$140,000	3,627
Net interest income	$2,225,000	2,391
Provision for loan and lease losses	$450,000	443
Total noninterest income	$54,000	5,229
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$0	6,235
Trading account gains and fees	$0	152
Additional Noninterest Income	$54,000	4,430
Total noninterest expense	$727,000	4,502
Salaries and employee benefits	$280,000	5,111
Premises and equipment expense	$40,000	5,498
Additional noninterest expense	$407,000	3,258
Pre-tax net operating income	$1,102,000	1,706
Securities gains (losses)	$0	2,027
Applicable income taxes	$433,000	1,121
Income before extraordinary items	$669,000	2,220
Extraordinary gains, net	$0	13
Net income	$669,000	2,221
Minority interest net income	$0	64
Net income of bank and minority interests.	$669,000	2,221
Net charge-offs	$439,000	398
Cash dividends	$332,000	1,453
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$669,000	2,153
2014-12-31 (YTD Data)		Rank
Total interest income	$9,677,000	2,474
Total interest expense	$591,000	3,670
Net interest income	$9,086,000	2,345
Provision for loan and lease losses	$1,485,000	626
Total noninterest income	$77,000	6,105
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$0	6,344
Trading account gains and fees	$0	180
Additional Noninterest Income	$77,000	5,458
Total noninterest expense	$2,837,000	4,606
Salaries and employee benefits	$1,100,000	5,198
Premises and equipment expense	$156,000	5,641
Additional noninterest expense	$1,581,000	3,437
Pre-tax net operating income	$4,841,000	1,565
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,941,000	1,007
Income before extraordinary items	$2,900,000	2,069
Extraordinary gains, net	$0	17
Net income	$2,900,000	2,069
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,900,000	2,068
Net charge-offs	$1,569,000	631
Cash dividends	$2,672,000	1,019
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,900,000	2,026
2014-09-30 (YTD Data)		Rank
Total interest income	$7,283,000	2,472
Total interest expense	$444,000	3,721
Net interest income	$6,839,000	2,328
Provision for loan and lease losses	$1,035,000	647
Total noninterest income	$86,000	5,955
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$0	6,424
Trading account gains and fees	$0	174
Additional Noninterest Income	$86,000	5,177
Total noninterest expense	$2,083,000	4,680
Salaries and employee benefits	$815,000	5,243
Premises and equipment expense	$120,000	5,666
Additional noninterest expense	$1,148,000	3,515
Pre-tax net operating income	$3,807,000	1,518
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,524,000	985
Income before extraordinary items	$2,283,000	1,998
Extraordinary gains, net	$0	15
Net income	$2,283,000	1,997
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,283,000	1,996
Net charge-offs	$1,087,000	625
Cash dividends	$2,343,000	822
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,283,000	1,953
2014-06-30 (YTD Data)		Rank
Total interest income	$4,854,000	2,483
Total interest expense	$304,000	3,705
Net interest income	$4,550,000	2,326
Provision for loan and lease losses	$705,000	638
Total noninterest income	$34,000	6,299
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$0	6,479
Trading account gains and fees	$0	172
Additional Noninterest Income	$34,000	5,645
Total noninterest expense	$1,345,000	4,797
Salaries and employee benefits	$534,000	5,311
Premises and equipment expense	$81,000	5,710
Additional noninterest expense	$730,000	3,635
Pre-tax net operating income	$2,534,000	1,481
Securities gains (losses)	$0	2,580
Applicable income taxes	$1,015,000	960
Income before extraordinary items	$1,519,000	1,961
Extraordinary gains, net	$0	20
Net income	$1,519,000	1,965
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,519,000	1,964
Net charge-offs	$652,000	703
Cash dividends	$199,000	2,749
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,519,000	1,908
2014-03-31 (YTD Data)		Rank
Total interest income	$2,432,000	2,468
Total interest expense	$154,000	3,726
Net interest income	$2,278,000	2,308
Provision for loan and lease losses	$375,000	572
Total noninterest income	$41,000	5,714
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$0	6,535
Trading account gains and fees	$0	147
Additional Noninterest Income	$41,000	4,804
Total noninterest expense	$698,000	4,743
Salaries and employee benefits	$270,000	5,362
Premises and equipment expense	$40,000	5,778
Additional noninterest expense	$388,000	3,483
Pre-tax net operating income	$1,246,000	1,468
Securities gains (losses)	$0	1,715
Applicable income taxes	$500,000	929
Income before extraordinary items	$746,000	1,916
Extraordinary gains, net	$0	16
Net income	$746,000	1,919
Minority interest net income	$0	66
Net income of bank and minority interests.	$746,000	1,919
Net charge-offs	$386,000	603
Cash dividends	$169,000	1,897
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$746,000	1,877
2013-12-31 (YTD Data)		Rank
Total interest income	$9,848,000	2,463
Total interest expense	$778,000	3,508
Net interest income	$9,070,000	2,321
Provision for loan and lease losses	$1,275,000	897
Total noninterest income	$29,000	6,565
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,000	6,625
Trading account gains and fees	$0	184
Additional Noninterest Income	$28,000	6,125
Total noninterest expense	$2,652,000	4,895
Salaries and employee benefits	$1,081,000	5,415
Premises and equipment expense	$123,000	6,124
Additional noninterest expense	$1,448,000	3,741
Pre-tax net operating income	$5,172,000	1,396
Securities gains (losses)	$0	3,182
Applicable income taxes	$2,084,000	873
Income before extraordinary items	$3,088,000	1,857
Extraordinary gains, net	$0	29
Net income	$3,088,000	1,860
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,088,000	1,860
Net charge-offs	$1,508,000	933
Cash dividends	$337,000	3,182
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,088,000	1,825
2013-09-30 (YTD Data)		Rank
Total interest income	$7,357,000	2,488
Total interest expense	$614,000	3,482
Net interest income	$6,743,000	2,342
Provision for loan and lease losses	$975,000	905
Total noninterest income	$39,000	6,562
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,000	6,693
Trading account gains and fees	$0	180
Additional Noninterest Income	$38,000	5,940
Total noninterest expense	$2,026,000	4,866
Salaries and employee benefits	$808,000	5,446
Premises and equipment expense	$119,000	5,897
Additional noninterest expense	$1,099,000	3,712
Pre-tax net operating income	$3,781,000	1,451
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,521,000	919
Income before extraordinary items	$2,260,000	1,927
Extraordinary gains, net	$0	25
Net income	$2,260,000	1,934
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,260,000	1,933
Net charge-offs	$1,076,000	945
Cash dividends	$311,000	2,570
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,260,000	1,869
2013-06-30 (YTD Data)		Rank
Total interest income	$4,869,000	2,496
Total interest expense	$435,000	3,407
Net interest income	$4,434,000	2,361
Provision for loan and lease losses	$675,000	900
Total noninterest income	$60,000	6,182
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$0	6,751
Trading account gains and fees	$0	157
Additional Noninterest Income	$60,000	5,326
Total noninterest expense	$1,331,000	4,923
Salaries and employee benefits	$525,000	5,514
Premises and equipment expense	$77,000	5,965
Additional noninterest expense	$729,000	3,729
Pre-tax net operating income	$2,488,000	1,443
Securities gains (losses)	$0	2,791
Applicable income taxes	$984,000	954
Income before extraordinary items	$1,504,000	1,922
Extraordinary gains, net	$0	22
Net income	$1,504,000	1,929
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,504,000	1,928
Net charge-offs	$719,000	975
Cash dividends	$284,000	2,273
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,504,000	1,852
2013-03-31 (YTD Data)		Rank
Total interest income	$2,420,000	2,519
Total interest expense	$229,000	3,369
Net interest income	$2,191,000	2,396
Provision for loan and lease losses	$375,000	844
Total noninterest income	$33,000	6,116
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$0	6,809
Trading account gains and fees	$0	148
Additional Noninterest Income	$33,000	5,215
Total noninterest expense	$668,000	4,964
Salaries and employee benefits	$254,000	5,609
Premises and equipment expense	$38,000	6,017
Additional noninterest expense	$376,000	3,670
Pre-tax net operating income	$1,181,000	1,490
Securities gains (losses)	$0	1,966
Applicable income taxes	$466,000	972
Income before extraordinary items	$715,000	1,974
Extraordinary gains, net	$0	10
Net income	$715,000	1,975
Minority interest net income	$0	76
Net income of bank and minority interests.	$715,000	1,976
Net charge-offs	$438,000	837
Cash dividends	$27,000	2,526
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$715,000	1,887
2012-12-31 (YTD Data)		Rank
Total interest income	$9,733,000	2,630
Total interest expense	$1,015,000	3,569
Net interest income	$8,718,000	2,457
Provision for loan and lease losses	$1,200,000	1,554
Total noninterest income	$51,000	6,640
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,000	6,883
Trading account gains and fees	$0	166
Additional Noninterest Income	$50,000	5,863
Total noninterest expense	$2,156,000	5,508
Salaries and employee benefits	$943,000	5,801
Premises and equipment expense	$147,000	6,139
Additional noninterest expense	$1,066,000	4,643
Pre-tax net operating income	$5,413,000	1,281
Securities gains (losses)	$0	3,810
Applicable income taxes	$2,136,000	826
Income before extraordinary items	$3,277,000	1,724
Extraordinary gains, net	$0	29
Net income	$3,277,000	1,726
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,277,000	1,725
Net charge-offs	$1,366,000	1,483
Cash dividends	$292,000	3,329
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,277,000	1,634
2012-09-30 (YTD Data)		Rank
Total interest income	$7,263,000	2,694
Total interest expense	$765,000	3,684
Net interest income	$6,498,000	2,511
Provision for loan and lease losses	$900,000	1,552
Total noninterest income	$41,000	6,724
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$0	6,990
Trading account gains and fees	$0	157
Additional Noninterest Income	$41,000	5,910
Total noninterest expense	$1,584,000	5,589
Salaries and employee benefits	$690,000	5,886
Premises and equipment expense	$113,000	6,181
Additional noninterest expense	$781,000	4,726
Pre-tax net operating income	$4,055,000	1,309
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,613,000	845
Income before extraordinary items	$2,442,000	1,790
Extraordinary gains, net	$0	20
Net income	$2,442,000	1,789
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,442,000	1,791
Net charge-offs	$997,000	1,476
Cash dividends	$169,000	3,036
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,442,000	1,687
2012-06-30 (YTD Data)		Rank
Total interest income	$4,795,000	2,746
Total interest expense	$515,000	3,750
Net interest income	$4,280,000	2,542
Provision for loan and lease losses	$660,000	1,471
Total noninterest income	$24,000	6,810
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$0	7,045
Trading account gains and fees	$0	153
Additional Noninterest Income	$24,000	6,030
Total noninterest expense	$1,016,000	5,693
Salaries and employee benefits	$455,000	5,949
Premises and equipment expense	$74,000	6,239
Additional noninterest expense	$487,000	4,930
Pre-tax net operating income	$2,628,000	1,343
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,044,000	857
Income before extraordinary items	$1,584,000	1,803
Extraordinary gains, net	$0	19
Net income	$1,584,000	1,800
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,584,000	1,803
Net charge-offs	$691,000	1,471
Cash dividends	$146,000	2,773
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,584,000	1,718
2012-03-31 (YTD Data)		Rank
Total interest income	$2,386,000	2,797
Total interest expense	$267,000	3,777
Net interest income	$2,119,000	2,581
Provision for loan and lease losses	$360,000	1,338
Total noninterest income	$6,000	6,994
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$0	7,087
Trading account gains and fees	$0	148
Additional Noninterest Income	$6,000	6,469
Total noninterest expense	$514,000	5,717
Salaries and employee benefits	$225,000	6,025
Premises and equipment expense	$37,000	6,275
Additional noninterest expense	$252,000	4,848
Pre-tax net operating income	$1,251,000	1,395
Securities gains (losses)	$0	2,210
Applicable income taxes	$498,000	891
Income before extraordinary items	$753,000	1,888
Extraordinary gains, net	$0	19
Net income	$753,000	1,890
Minority interest net income	$0	78
Net income of bank and minority interests.	$753,000	1,891
Net charge-offs	$415,000	1,224
Cash dividends	$23,000	2,624
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$753,000	1,784
2011-12-31 (YTD Data)		Rank
Total interest income	$9,248,000	2,964
Total interest expense	$1,164,000	4,051
Net interest income	$8,084,000	2,707
Provision for loan and lease losses	$930,000	2,521
Total noninterest income	$69,000	6,665
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,000	6,963
Trading account gains and fees	$0	146
Additional Noninterest Income	$68,000	5,678
Total noninterest expense	$2,002,000	5,817
Salaries and employee benefits	$879,000	6,103
Premises and equipment expense	$150,000	6,421
Additional noninterest expense	$973,000	4,959
Pre-tax net operating income	$5,221,000	1,135
Securities gains (losses)	$0	3,838
Applicable income taxes	$2,069,000	767
Income before extraordinary items	$3,152,000	1,536
Extraordinary gains, net	$0	29
Net income	$3,152,000	1,537
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,152,000	1,537
Net charge-offs	$1,108,000	2,241
Cash dividends	$280,000	3,065
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,152,000	1,476
2011-09-30 (YTD Data)		Rank
Total interest income	$6,863,000	3,034
Total interest expense	$881,000	4,143
Net interest income	$5,982,000	2,745
Provision for loan and lease losses	$630,000	2,574
Total noninterest income	$83,000	6,423
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,000	7,006
Trading account gains and fees	$0	145
Additional Noninterest Income	$82,000	5,309
Total noninterest expense	$1,481,000	5,873
Salaries and employee benefits	$646,000	6,149
Premises and equipment expense	$114,000	6,441
Additional noninterest expense	$721,000	5,017
Pre-tax net operating income	$3,954,000	1,164
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,594,000	755
Income before extraordinary items	$2,360,000	1,608
Extraordinary gains, net	$0	21
Net income	$2,360,000	1,608
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,360,000	1,608
Net charge-offs	$718,000	2,265
Cash dividends	$160,000	2,851
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,360,000	1,534
2011-06-30 (YTD Data)		Rank
Total interest income	$4,483,000	3,100
Total interest expense	$588,000	4,238
Net interest income	$3,895,000	2,808
Provision for loan and lease losses	$480,000	2,368
Total noninterest income	$75,000	6,205
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$0	7,067
Trading account gains and fees	$0	153
Additional Noninterest Income	$75,000	4,988
Total noninterest expense	$973,000	5,964
Salaries and employee benefits	$429,000	6,217
Premises and equipment expense	$70,000	6,587
Additional noninterest expense	$474,000	5,133
Pre-tax net operating income	$2,517,000	1,176
Securities gains (losses)	$0	2,914
Applicable income taxes	$999,000	759
Income before extraordinary items	$1,518,000	1,599
Extraordinary gains, net	$0	15
Net income	$1,518,000	1,599
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,518,000	1,599
Net charge-offs	$444,000	2,267
Cash dividends	$140,000	2,581
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,518,000	1,538
2011-03-31 (YTD Data)		Rank
Total interest income	$2,183,000	3,176
Total interest expense	$295,000	4,338
Net interest income	$1,888,000	2,862
Provision for loan and lease losses	$300,000	1,892
Total noninterest income	$28,000	6,542
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$0	7,070
Trading account gains and fees	$0	158
Additional Noninterest Income	$28,000	5,466
Total noninterest expense	$487,000	6,001
Salaries and employee benefits	$210,000	6,298
Premises and equipment expense	$37,000	6,569
Additional noninterest expense	$240,000	5,103
Pre-tax net operating income	$1,129,000	1,286
Securities gains (losses)	$0	1,772
Applicable income taxes	$447,000	808
Income before extraordinary items	$682,000	1,717
Extraordinary gains, net	$0	9
Net income	$682,000	1,717
Minority interest net income	$0	86
Net income of bank and minority interests.	$682,000	1,717
Net charge-offs	$266,000	1,856
Cash dividends	$20,000	2,472
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$682,000	1,665
2010-12-31 (YTD Data)		Rank
Total interest income	$8,127,000	3,518
Total interest expense	$1,360,000	4,502
Net interest income	$6,767,000	3,160
Provision for loan and lease losses	$1,200,000	2,771
Total noninterest income	$144,000	6,327
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,000	6,787
Trading account gains and fees	$0	175
Additional Noninterest Income	$143,000	5,037
Total noninterest expense	$1,884,000	6,122
Salaries and employee benefits	$809,000	6,436
Premises and equipment expense	$125,000	6,841
Additional noninterest expense	$950,000	5,224
Pre-tax net operating income	$3,827,000	1,309
Securities gains (losses)	$0	3,793
Applicable income taxes	$1,494,000	910
Income before extraordinary items	$2,333,000	1,766
Extraordinary gains, net	$0	29
Net income	$2,333,000	1,767
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,333,000	1,768
Net charge-offs	$1,007,000	2,673
Cash dividends	$250,000	3,071
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,333,000	1,695
2010-09-30 (YTD Data)		Rank
Total interest income	$5,979,000	3,637
Total interest expense	$1,039,000	4,605
Net interest income	$4,940,000	3,275
Provision for loan and lease losses	$960,000	2,565
Total noninterest income	$165,000	5,947
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,000	6,877
Trading account gains and fees	$0	165
Additional Noninterest Income	$164,000	4,519
Total noninterest expense	$1,398,000	6,193
Salaries and employee benefits	$597,000	6,510
Premises and equipment expense	$99,000	6,849
Additional noninterest expense	$702,000	5,253
Pre-tax net operating income	$2,747,000	1,424
Securities gains (losses)	$0	3,651
Applicable income taxes	$1,043,000	968
Income before extraordinary items	$1,704,000	1,937
Extraordinary gains, net	$0	23
Net income	$1,704,000	1,938
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,704,000	1,939
Net charge-offs	$705,000	2,627
Cash dividends	$133,000	3,020
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,704,000	1,841
2010-06-30 (YTD Data)		Rank
Total interest income	$3,855,000	3,761
Total interest expense	$693,000	4,710
Net interest income	$3,162,000	3,398
Provision for loan and lease losses	$720,000	2,334
Total noninterest income	$117,000	5,863
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$1,000	6,923
Trading account gains and fees	$0	152
Additional Noninterest Income	$116,000	4,389
Total noninterest expense	$914,000	6,265
Salaries and employee benefits	$397,000	6,565
Premises and equipment expense	$69,000	6,856
Additional noninterest expense	$448,000	5,376
Pre-tax net operating income	$1,645,000	1,579
Securities gains (losses)	$0	3,184
Applicable income taxes	$635,000	1,015
Income before extraordinary items	$1,010,000	2,096
Extraordinary gains, net	$0	19
Net income	$1,010,000	2,095
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,010,000	2,098
Net charge-offs	$478,000	2,502
Cash dividends	$116,000	2,726
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,010,000	2,023
2010-03-31 (YTD Data)		Rank
Total interest income	$1,844,000	3,935
Total interest expense	$371,000	4,673
Net interest income	$1,473,000	3,602
Provision for loan and lease losses	$480,000	1,870
Total noninterest income	$61,000	5,853
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$0	7,028
Trading account gains and fees	$0	175
Additional Noninterest Income	$61,000	4,353
Total noninterest expense	$458,000	6,344
Salaries and employee benefits	$202,000	6,606
Premises and equipment expense	$37,000	6,851
Additional noninterest expense	$219,000	5,469
Pre-tax net operating income	$596,000	2,110
Securities gains (losses)	$0	2,284
Applicable income taxes	$227,000	1,312
Income before extraordinary items	$369,000	2,703
Extraordinary gains, net	$0	16
Net income	$369,000	2,701
Minority interest net income	$0	91
Net income of bank and minority interests.	$369,000	2,704
Net charge-offs	$264,000	2,168
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$369,000	2,594
2009-12-31 (YTD Data)		Rank
Total interest income	$6,983,000	4,182
Total interest expense	$1,711,000	4,854
Net interest income	$5,272,000	3,817
Provision for loan and lease losses	$2,040,000	2,454
Total noninterest income	$50,000	7,403
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,000	7,098
Trading account gains and fees	$0	211
Additional Noninterest Income	$49,000	6,389
Total noninterest expense	$1,971,000	6,266
Salaries and employee benefits	$859,000	6,558
Premises and equipment expense	$147,000	6,966
Additional noninterest expense	$965,000	5,329
Pre-tax net operating income	$1,311,000	2,564
Securities gains (losses)	$0	3,754
Applicable income taxes	$489,000	1,579
Income before extraordinary items	$822,000	3,108
Extraordinary gains, net	$0	34
Net income	$822,000	3,108
Minority interest net income	$0	115
Net income of bank and minority interests.	$822,000	3,108
Net charge-offs	$2,042,000	2,011
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$822,000	3,037
2009-09-30 (YTD Data)		Rank
Total interest income	$5,172,000	4,273
Total interest expense	$1,301,000	4,962
Net interest income	$3,871,000	3,871
Provision for loan and lease losses	$1,500,000	2,210
Total noninterest income	$54,000	7,353
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,000	7,158
Trading account gains and fees	$0	212
Additional Noninterest Income	$53,000	6,161
Total noninterest expense	$1,489,000	6,261
Salaries and employee benefits	$642,000	6,604
Premises and equipment expense	$111,000	7,006
Additional noninterest expense	$736,000	5,273
Pre-tax net operating income	$936,000	2,853
Securities gains (losses)	$0	3,497
Applicable income taxes	$354,000	1,754
Income before extraordinary items	$582,000	3,440
Extraordinary gains, net	$0	27
Net income	$582,000	3,438
Minority interest net income	$0	118
Net income of bank and minority interests.	$582,000	3,440
Net charge-offs	$1,575,000	1,729
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$582,000	3,345
2009-06-30 (YTD Data)		Rank
Total interest income	$3,376,000	4,371
Total interest expense	$881,000	5,036
Net interest income	$2,495,000	3,948
Provision for loan and lease losses	$960,000	2,118
Total noninterest income	$43,000	7,289
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$1,000	7,215
Trading account gains and fees	$0	193
Additional Noninterest Income	$42,000	6,041
Total noninterest expense	$999,000	6,299
Salaries and employee benefits	$435,000	6,643
Premises and equipment expense	$69,000	7,151
Additional noninterest expense	$495,000	5,274
Pre-tax net operating income	$579,000	3,064
Securities gains (losses)	$0	3,136
Applicable income taxes	$218,000	1,881
Income before extraordinary items	$361,000	3,654
Extraordinary gains, net	$0	21
Net income	$361,000	3,652
Minority interest net income	$0	112
Net income of bank and minority interests.	$361,000	3,653
Net charge-offs	$1,092,000	1,566
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$361,000	3,544
2009-03-31 (YTD Data)		Rank
Total interest income	$1,657,000	4,469
Total interest expense	$452,000	5,088
Net interest income	$1,205,000	4,042
Provision for loan and lease losses	$480,000	1,810
Total noninterest income	$43,000	6,571
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$0	7,262
Trading account gains and fees	$0	171
Additional Noninterest Income	$43,000	5,090
Total noninterest expense	$484,000	6,343
Salaries and employee benefits	$212,000	6,739
Premises and equipment expense	$35,000	7,168
Additional noninterest expense	$237,000	5,099
Pre-tax net operating income	$284,000	3,419
Securities gains (losses)	$0	2,434
Applicable income taxes	$107,000	2,118
Income before extraordinary items	$177,000	4,067
Extraordinary gains, net	$0	15
Net income	$177,000	4,070
Minority interest net income	$0	102
Net income of bank and minority interests.	$177,000	4,070
Net charge-offs	$576,000	1,278
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$177,000	3,914
2008-12-31 (YTD Data)		Rank
Total interest income	$6,520,000	4,687
Total interest expense	$1,966,000	5,345
Net interest income	$4,554,000	4,193
Provision for loan and lease losses	$1,970,000	1,813
Total noninterest income	$195,000	6,518
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,000	7,298
Trading account gains and fees	$0	154
Additional Noninterest Income	$194,000	4,885
Total noninterest expense	$1,806,000	6,478
Salaries and employee benefits	$809,000	6,873
Premises and equipment expense	$131,000	7,317
Additional noninterest expense	$866,000	5,256
Pre-tax net operating income	$973,000	3,806
Securities gains (losses)	$0	3,220
Applicable income taxes	$359,000	2,200
Income before extraordinary items	$614,000	4,135
Extraordinary gains, net	$0	39
Net income	$614,000	4,135
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,784,000	1,393
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$614,000	4,287
2008-09-30 (YTD Data)		Rank
Total interest income	$4,854,000	4,780
Total interest expense	$1,496,000	5,437
Net interest income	$3,358,000	4,266
Provision for loan and lease losses	$1,490,000	1,435
Total noninterest income	$189,000	6,218
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,000	7,351
Trading account gains and fees	$0	148
Additional Noninterest Income	$188,000	4,535
Total noninterest expense	$1,331,000	6,535
Salaries and employee benefits	$602,000	6,901
Premises and equipment expense	$95,000	7,412
Additional noninterest expense	$634,000	5,257
Pre-tax net operating income	$726,000	4,273
Securities gains (losses)	$0	3,106
Applicable income taxes	$271,000	2,580
Income before extraordinary items	$455,000	4,598
Extraordinary gains, net	$0	31
Net income	$455,000	4,596
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,303,000	1,102
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$455,000	4,746
2008-06-30 (YTD Data)		Rank
Total interest income	$3,176,000	4,909
Total interest expense	$1,024,000	5,521
Net interest income	$2,152,000	4,381
Provision for loan and lease losses	$870,000	1,343
Total noninterest income	$131,000	6,222
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$1,000	7,382
Trading account gains and fees	$0	149
Additional Noninterest Income	$130,000	4,555
Total noninterest expense	$870,000	6,612
Salaries and employee benefits	$408,000	6,934
Premises and equipment expense	$63,000	7,456
Additional noninterest expense	$399,000	5,430
Pre-tax net operating income	$543,000	4,230
Securities gains (losses)	$0	3,233
Applicable income taxes	$204,000	2,670
Income before extraordinary items	$339,000	4,798
Extraordinary gains, net	$0	21
Net income	$339,000	4,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$796,000	984
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$339,000	4,733
2008-03-31 (YTD Data)		Rank
Total interest income	$1,549,000	5,067
Total interest expense	$532,000	5,604
Net interest income	$1,017,000	4,566
Provision for loan and lease losses	$480,000	1,023
Total noninterest income	$50,000	6,671
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$0	7,431
Trading account gains and fees	$0	158
Additional Noninterest Income	$50,000	5,048
Total noninterest expense	$430,000	6,657
Salaries and employee benefits	$210,000	6,896
Premises and equipment expense	$32,000	7,475
Additional noninterest expense	$188,000	5,537
Pre-tax net operating income	$157,000	5,377
Securities gains (losses)	$0	2,688
Applicable income taxes	$56,000	3,451
Income before extraordinary items	$101,000	5,826
Extraordinary gains, net	$0	15
Net income	$101,000	5,829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$420,000	795
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$101,000	5,733
2007-12-31 (YTD Data)		Rank
Total interest income	$5,949,000	5,260
Total interest expense	$2,096,000	5,730
Net interest income	$3,853,000	4,743
Provision for loan and lease losses	$1,680,000	958
Total noninterest income	$57,000	7,967
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,000	7,464
Trading account gains and fees	$0	178
Additional Noninterest Income	$56,000	6,977
Total noninterest expense	$1,790,000	6,491
Salaries and employee benefits	$826,000	6,895
Premises and equipment expense	$124,000	7,495
Additional noninterest expense	$840,000	5,185
Pre-tax net operating income	$440,000	6,160
Securities gains (losses)	$0	2,146
Applicable income taxes	$153,000	4,108
Income before extraordinary items	$287,000	6,474
Extraordinary gains, net	$0	39
Net income	$287,000	6,473
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,881,000	642
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$287,000	6,457
2007-09-30 (YTD Data)		Rank
Total interest income	$4,451,000	5,285
Total interest expense	$1,576,000	5,742
Net interest income	$2,875,000	4,779
Provision for loan and lease losses	$1,200,000	765
Total noninterest income	$-8,000	8,522
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,000	7,480
Trading account gains and fees	$0	184
Additional Noninterest Income	$-9,000	8,503
Total noninterest expense	$1,302,000	6,557
Salaries and employee benefits	$617,000	6,888
Premises and equipment expense	$92,000	7,506
Additional noninterest expense	$593,000	5,339
Pre-tax net operating income	$365,000	6,303
Securities gains (losses)	$0	1,655
Applicable income taxes	$129,000	4,199
Income before extraordinary items	$236,000	6,625
Extraordinary gains, net	$0	33
Net income	$236,000	6,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,394,000	522
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$236,000	6,609
2007-06-30 (YTD Data)		Rank
Total interest income	$2,964,000	5,304
Total interest expense	$1,058,000	5,729
Net interest income	$1,906,000	4,815
Provision for loan and lease losses	$720,000	762
Total noninterest income	$17,000	8,261
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$0	7,560
Trading account gains and fees	$0	168
Additional Noninterest Income	$17,000	7,522
Total noninterest expense	$871,000	6,607
Salaries and employee benefits	$417,000	6,915
Premises and equipment expense	$62,000	7,522
Additional noninterest expense	$392,000	5,360
Pre-tax net operating income	$332,000	5,861
Securities gains (losses)	$0	1,444
Applicable income taxes	$121,000	3,911
Income before extraordinary items	$211,000	6,296
Extraordinary gains, net	$0	29
Net income	$211,000	6,295
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$907,000	476
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$211,000	6,292
2007-03-31 (YTD Data)		Rank
Total interest income	$1,502,000	5,254
Total interest expense	$529,000	5,723
Net interest income	$973,000	4,754
Provision for loan and lease losses	$400,000	618
Total noninterest income	$22,000	7,786
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$0	7,573
Trading account gains and fees	$0	195
Additional Noninterest Income	$22,000	6,474
Total noninterest expense	$441,000	6,599
Salaries and employee benefits	$207,000	6,954
Premises and equipment expense	$35,000	7,389
Additional noninterest expense	$199,000	5,276
Pre-tax net operating income	$154,000	6,013
Securities gains (losses)	$0	1,187
Applicable income taxes	$55,000	4,013
Income before extraordinary items	$99,000	6,418
Extraordinary gains, net	$0	22
Net income	$99,000	6,417
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$471,000	422
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$99,000	6,399
2006-12-31 (YTD Data)		Rank
Total interest income	$6,248,000	4,871
Total interest expense	$2,194,000	5,164
Net interest income	$4,054,000	4,626
Provision for loan and lease losses	$3,550,000	329
Total noninterest income	$-125,000	8,668
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$2,000	7,567
Trading account gains and fees	$0	130
Additional Noninterest Income	$-127,000	8,669
Total noninterest expense	$1,804,000	6,437
Salaries and employee benefits	$887,000	6,693
Premises and equipment expense	$140,000	7,374
Additional noninterest expense	$777,000	5,318
Pre-tax net operating income	$-1,425,000	8,516
Securities gains (losses)	$0	1,687
Applicable income taxes	$-595,000	8,594
Income before extraordinary items	$-830,000	8,418
Extraordinary gains, net	$0	51
Net income	$-830,000	8,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,892,000	286
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$-830,000	8,405
2006-09-30 (YTD Data)		Rank
Total interest income	$4,734,000	4,832
Total interest expense	$1,648,000	5,089
Net interest income	$3,086,000	4,614
Provision for loan and lease losses	$3,200,000	262
Total noninterest income	$-91,000	8,733
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,000	7,639
Trading account gains and fees	$0	126
Additional Noninterest Income	$-92,000	8,733
Total noninterest expense	$1,343,000	6,461
Salaries and employee benefits	$660,000	6,706
Premises and equipment expense	$95,000	7,532
Additional noninterest expense	$588,000	5,283
Pre-tax net operating income	$-1,548,000	8,663
Securities gains (losses)	$0	1,388
Applicable income taxes	$-638,000	8,699
Income before extraordinary items	$-910,000	8,587
Extraordinary gains, net	$0	45
Net income	$-910,000	8,586
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,340,000	246
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$-910,000	8,579
2006-06-30 (YTD Data)		Rank
Total interest income	$3,211,000	4,756
Total interest expense	$1,104,000	4,962
Net interest income	$2,107,000	4,555
Provision for loan and lease losses	$1,950,000	280
Total noninterest income	$63,000	7,632
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,000	7,650
Trading account gains and fees	$0	126
Additional Noninterest Income	$62,000	6,020
Total noninterest expense	$994,000	6,192
Salaries and employee benefits	$433,000	6,786
Premises and equipment expense	$67,000	7,475
Additional noninterest expense	$494,000	4,524
Pre-tax net operating income	$-774,000	8,646
Securities gains (losses)	$0	1,185
Applicable income taxes	$-322,000	8,719
Income before extraordinary items	$-452,000	8,568
Extraordinary gains, net	$0	39
Net income	$-452,000	8,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,561,000	250
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$-452,000	8,562
2006-03-31 (YTD Data)		Rank
Total interest income	$1,622,000	4,677
Total interest expense	$557,000	4,813
Net interest income	$1,065,000	4,521
Provision for loan and lease losses	$1,050,000	252
Total noninterest income	$54,000	6,815
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$0	7,698
Trading account gains and fees	$0	115
Additional Noninterest Income	$54,000	4,969
Total noninterest expense	$448,000	6,489
Salaries and employee benefits	$213,000	6,833
Premises and equipment expense	$26,000	7,811
Additional noninterest expense	$209,000	5,045
Pre-tax net operating income	$-379,000	8,655
Securities gains (losses)	$0	955
Applicable income taxes	$-158,000	8,723
Income before extraordinary items	$-221,000	8,586
Extraordinary gains, net	$0	21
Net income	$-221,000	8,585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$937,000	225
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$-221,000	8,577
2005-12-31 (YTD Data)		Rank
Total interest income	$6,692,000	4,283
Total interest expense	$1,950,000	4,506
Net interest income	$4,742,000	4,114
Provision for loan and lease losses	$2,986,000	365
Total noninterest income	$348,000	6,030
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$2,000	7,708
Trading account gains and fees	$0	138
Additional Noninterest Income	$346,000	4,047
Total noninterest expense	$1,692,000	6,578
Salaries and employee benefits	$881,000	6,694
Premises and equipment expense	$94,000	7,929
Additional noninterest expense	$717,000	5,512
Pre-tax net operating income	$412,000	7,032
Securities gains (losses)	$0	2,296
Applicable income taxes	$145,000	5,035
Income before extraordinary items	$267,000	7,315
Extraordinary gains, net	$0	46
Net income	$267,000	7,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,422,000	331
Cash dividends	$34,000	5,860
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$267,000	7,299
2005-09-30 (YTD Data)		Rank
Total interest income	$4,900,000	4,307
Total interest expense	$1,372,000	4,562
Net interest income	$3,528,000	4,130
Provision for loan and lease losses	$1,705,000	446
Total noninterest income	$319,000	5,638
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,000	7,763
Trading account gains and fees	$0	126
Additional Noninterest Income	$318,000	3,710
Total noninterest expense	$1,272,000	6,573
Salaries and employee benefits	$653,000	6,719
Premises and equipment expense	$70,000	7,953
Additional noninterest expense	$549,000	5,417
Pre-tax net operating income	$870,000	5,108
Securities gains (losses)	$0	2,317
Applicable income taxes	$335,000	3,606
Income before extraordinary items	$535,000	5,746
Extraordinary gains, net	$0	35
Net income	$535,000	5,750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,357,000	408
Cash dividends	$23,000	5,187
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$535,000	5,707
2005-06-30 (YTD Data)		Rank
Total interest income	$3,099,000	4,411
Total interest expense	$841,000	4,646
Net interest income	$2,258,000	4,228
Provision for loan and lease losses	$900,000	570
Total noninterest income	$233,000	5,399
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$1,000	7,756
Trading account gains and fees	$0	116
Additional Noninterest Income	$232,000	3,499
Total noninterest expense	$836,000	6,625
Salaries and employee benefits	$426,000	6,775
Premises and equipment expense	$44,000	8,001
Additional noninterest expense	$366,000	5,383
Pre-tax net operating income	$755,000	4,421
Securities gains (losses)	$0	2,146
Applicable income taxes	$292,000	3,148
Income before extraordinary items	$463,000	5,078
Extraordinary gains, net	$0	30
Net income	$463,000	5,079
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$780,000	437
Cash dividends	$12,000	4,999
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$463,000	5,029
2005-03-31 (YTD Data)		Rank
Total interest income	$1,451,000	4,585
Total interest expense	$384,000	4,795
Net interest income	$1,067,000	4,419
Provision for loan and lease losses	$420,000	565
Total noninterest income	$89,000	5,942
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$1,000	7,789
Trading account gains and fees	$0	115
Additional Noninterest Income	$88,000	3,999
Total noninterest expense	$370,000	6,981
Salaries and employee benefits	$204,000	6,926
Premises and equipment expense	$22,000	8,069
Additional noninterest expense	$144,000	6,135
Pre-tax net operating income	$366,000	4,496
Securities gains (losses)	$0	1,685
Applicable income taxes	$140,000	3,214
Income before extraordinary items	$226,000	5,122
Extraordinary gains, net	$0	24
Net income	$226,000	5,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$411,000	400
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$226,000	5,095
2004-12-31 (YTD Data)		Rank
Total interest income	$5,258,000	4,681
Total interest expense	$1,432,000	4,638
Net interest income	$3,826,000	4,632
Provision for loan and lease losses	$1,680,000	642
Total noninterest income	$442,000	5,569
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$3,000	7,847
Trading account gains and fees	$0	138
Additional Noninterest Income	$439,000	3,547
Total noninterest expense	$1,345,000	7,182
Salaries and employee benefits	$764,000	7,059
Premises and equipment expense	$88,000	8,110
Additional noninterest expense	$493,000	6,582
Pre-tax net operating income	$1,243,000	4,711
Securities gains (losses)	$0	3,819
Applicable income taxes	$470,000	3,449
Income before extraordinary items	$773,000	5,339
Extraordinary gains, net	$0	34
Net income	$773,000	5,341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,492,000	575
Cash dividends	$311,000	4,277
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$773,000	5,267
2004-09-30 (YTD Data)		Rank
Total interest income	$3,887,000	4,701
Total interest expense	$1,053,000	4,649
Net interest income	$2,834,000	4,665
Provision for loan and lease losses	$1,260,000	620
Total noninterest income	$350,000	5,467
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$2,000	7,895
Trading account gains and fees	$0	134
Additional Noninterest Income	$348,000	3,445
Total noninterest expense	$979,000	7,214
Salaries and employee benefits	$566,000	7,058
Premises and equipment expense	$63,000	8,158
Additional noninterest expense	$350,000	6,724
Pre-tax net operating income	$945,000	4,740
Securities gains (losses)	$0	3,710
Applicable income taxes	$358,000	3,487
Income before extraordinary items	$587,000	5,418
Extraordinary gains, net	$0	26
Net income	$587,000	5,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,096,000	532
Cash dividends	$153,000	4,277
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$587,000	5,334
2004-06-30 (YTD Data)		Rank
Total interest income	$2,554,000	4,761
Total interest expense	$692,000	4,707
Net interest income	$1,862,000	4,709
Provision for loan and lease losses	$840,000	606
Total noninterest income	$249,000	5,299
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$2,000	7,934
Trading account gains and fees	$0	130
Additional Noninterest Income	$247,000	3,343
Total noninterest expense	$624,000	7,375
Salaries and employee benefits	$374,000	7,121
Premises and equipment expense	$42,000	8,198
Additional noninterest expense	$208,000	7,045
Pre-tax net operating income	$647,000	4,647
Securities gains (losses)	$0	3,413
Applicable income taxes	$245,000	3,428
Income before extraordinary items	$402,000	5,309
Extraordinary gains, net	$0	21
Net income	$402,000	5,309
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$682,000	567
Cash dividends	$142,000	3,878
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$402,000	5,222
2004-03-31 (YTD Data)		Rank
Total interest income	$1,262,000	4,832
Total interest expense	$348,000	4,724
Net interest income	$914,000	4,779
Provision for loan and lease losses	$420,000	603
Total noninterest income	$146,000	4,837
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$0	7,976
Trading account gains and fees	$0	121
Additional Noninterest Income	$146,000	2,993
Total noninterest expense	$302,000	7,489
Salaries and employee benefits	$189,000	7,137
Premises and equipment expense	$18,000	8,372
Additional noninterest expense	$95,000	7,267
Pre-tax net operating income	$338,000	4,526
Securities gains (losses)	$0	2,934
Applicable income taxes	$128,000	3,374
Income before extraordinary items	$210,000	5,214
Extraordinary gains, net	$0	16
Net income	$210,000	5,213
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$389,000	507
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$210,000	5,095
2003-12-31 (YTD Data)		Rank
Total interest income	$4,955,000	4,925
Total interest expense	$1,521,000	4,825
Net interest income	$3,434,000	4,860
Provision for loan and lease losses	$1,860,000	690
Total noninterest income	$416,000	5,891
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$0	8,063
Trading account gains and fees	$0	160
Additional Noninterest Income	$416,000	3,906
Total noninterest expense	$1,237,000	7,400
Salaries and employee benefits	$715,000	7,250
Premises and equipment expense	$86,000	8,253
Additional noninterest expense	$436,000	6,928
Pre-tax net operating income	$753,000	5,848
Securities gains (losses)	$0	4,500
Applicable income taxes	$270,000	4,445
Income before extraordinary items	$483,000	6,411
Extraordinary gains, net	$0	54
Net income	$483,000	6,416
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,463,000	694
Cash dividends	$235,000	4,741
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$483,000	6,253
2003-09-30 (YTD Data)		Rank
Total interest income	$3,662,000	5,030
Total interest expense	$1,177,000	4,873
Net interest income	$2,485,000	4,987
Provision for loan and lease losses	$1,440,000	672
Total noninterest income	$317,000	5,910
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$0	8,111
Trading account gains and fees	$0	153
Additional Noninterest Income	$317,000	3,949
Total noninterest expense	$935,000	7,363
Salaries and employee benefits	$543,000	7,165
Premises and equipment expense	$65,000	8,278
Additional noninterest expense	$327,000	6,916
Pre-tax net operating income	$427,000	6,601
Securities gains (losses)	$0	4,204
Applicable income taxes	$147,000	5,126
Income before extraordinary items	$280,000	7,062
Extraordinary gains, net	$0	40
Net income	$280,000	7,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,090,000	652
Cash dividends	$110,000	4,631
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$280,000	6,896
2003-06-30 (YTD Data)		Rank
Total interest income	$2,392,000	5,145
Total interest expense	$793,000	4,951
Net interest income	$1,599,000	5,124
Provision for loan and lease losses	$960,000	659
Total noninterest income	$222,000	5,768
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$0	8,133
Trading account gains and fees	$0	150
Additional Noninterest Income	$222,000	3,844
Total noninterest expense	$629,000	7,369
Salaries and employee benefits	$368,000	7,158
Premises and equipment expense	$45,000	8,229
Additional noninterest expense	$216,000	6,942
Pre-tax net operating income	$232,000	6,961
Securities gains (losses)	$0	3,782
Applicable income taxes	$77,000	5,454
Income before extraordinary items	$155,000	7,399
Extraordinary gains, net	$0	30
Net income	$155,000	7,401
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$778,000	609
Cash dividends	$105,000	4,183
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$155,000	7,216
2003-03-31 (YTD Data)		Rank
Total interest income	$1,151,000	5,287
Total interest expense	$397,000	5,061
Net interest income	$754,000	5,300
Provision for loan and lease losses	$480,000	637
Total noninterest income	$110,000	5,671
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$0	8,142
Trading account gains and fees	$0	134
Additional Noninterest Income	$110,000	3,756
Total noninterest expense	$295,000	7,554
Salaries and employee benefits	$193,000	7,069
Premises and equipment expense	$24,000	8,165
Additional noninterest expense	$78,000	7,720
Pre-tax net operating income	$89,000	7,372
Securities gains (losses)	$0	2,891
Applicable income taxes	$26,000	5,851
Income before extraordinary items	$63,000	7,631
Extraordinary gains, net	$0	21
Net income	$63,000	7,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$354,000	621
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$63,000	7,480
2002-12-31 (YTD Data)		Rank
Total interest income	$4,318,000	5,670
Total interest expense	$1,678,000	5,372
Net interest income	$2,640,000	5,727
Provision for loan and lease losses	$1,509,000	940
Total noninterest income	$318,000	6,346
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$0	8,205
Trading account gains and fees	$0	153
Additional Noninterest Income	$318,000	4,130
Total noninterest expense	$1,192,000	7,482
Salaries and employee benefits	$753,000	7,066
Premises and equipment expense	$87,000	8,349
Additional noninterest expense	$352,000	7,461
Pre-tax net operating income	$257,000	7,718
Securities gains (losses)	$0	4,537
Applicable income taxes	$70,000	6,284
Income before extraordinary items	$187,000	7,911
Extraordinary gains, net	$0	70
Net income	$187,000	7,911
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,217,000	810
Cash dividends	$204,000	4,858
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$187,000	7,801
2001-12-31 (YTD Data)		Rank
Total interest income	$4,263,000	6,137
Total interest expense	$2,079,000	5,974
Net interest income	$2,184,000	6,149
Provision for loan and lease losses	$747,000	1,586
Total noninterest income	$438,000	5,447
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$0	8,399
Trading account gains and fees	$0	177
Additional Noninterest Income	$438,000	3,367
Total noninterest expense	$1,104,000	7,675
Salaries and employee benefits	$666,000	7,349
Premises and equipment expense	$102,000	8,268
Additional noninterest expense	$336,000	7,601
Pre-tax net operating income	$771,000	5,588
Securities gains (losses)	$0	4,612
Applicable income taxes	$275,000	4,439
Income before extraordinary items	$496,000	6,105
Extraordinary gains, net	$0	105
Net income	$496,000	6,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$704,000	1,209
Cash dividends	$212,000	4,919
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$496,000	5,979
2000-12-31 (YTD Data)		Rank
Total interest income	$4,083,000	6,424
Total interest expense	$2,021,000	6,238
Net interest income	$2,062,000	6,480
Provision for loan and lease losses	$576,000	1,683
Total noninterest income	$346,000	5,915
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	8,617
Trading account gains and fees	NA	NA
Additional Noninterest Income	$346,000	3,640
Total noninterest expense	$1,033,000	7,921
Salaries and employee benefits	$627,000	7,557
Premises and equipment expense	$99,000	8,459
Additional noninterest expense	$307,000	7,890
Pre-tax net operating income	$799,000	5,872
Securities gains (losses)	$0	1,956
Applicable income taxes	$324,000	4,423
Income before extraordinary items	$475,000	6,453
Extraordinary gains, net	$0	38
Net income	$475,000	6,452
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$520,000	1,210
Cash dividends	$208,000	5,069
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$475,000	6,470
1999-12-31 (YTD Data)		Rank
Total interest income	$3,712,000	6,599
Total interest expense	$1,694,000	6,559
Net interest income	$2,018,000	6,611
Provision for loan and lease losses	$459,000	1,891
Total noninterest income	$268,000	6,746
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	8,885
Trading account gains and fees	NA	NA
Additional Noninterest Income	$268,000	4,280
Total noninterest expense	$1,121,000	7,791
Salaries and employee benefits	$718,000	7,140
Premises and equipment expense	$120,000	8,235
Additional noninterest expense	$283,000	8,269
Pre-tax net operating income	$706,000	6,297
Securities gains (losses)	$0	3,155
Applicable income taxes	$286,000	4,919
Income before extraordinary items	$420,000	6,874
Extraordinary gains, net	$0	35
Net income	$420,000	6,874
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$460,000	1,293
Cash dividends	$188,000	5,342
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$420,000	6,847
1998-12-31 (YTD Data)		Rank
Total interest income	$3,772,000	6,687
Total interest expense	$1,811,000	6,532
Net interest income	$1,961,000	6,742
Provision for loan and lease losses	$381,000	2,145
Total noninterest income	$105,000	8,942
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	9,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	6,524
Total noninterest expense	$1,085,000	7,868
Salaries and employee benefits	$704,000	7,162
Premises and equipment expense	$145,000	7,766
Additional noninterest expense	$236,000	8,733
Pre-tax net operating income	$600,000	6,915
Securities gains (losses)	$3,000	3,720
Applicable income taxes	$243,000	5,712
Income before extraordinary items	$360,000	7,481
Extraordinary gains, net	$0	32
Net income	$360,000	7,480
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$403,000	1,495
Cash dividends	$1,118,000	2,052
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$358,080	7,408
1997-12-31 (YTD Data)		Rank
Total interest income	$3,889,000	6,759
Total interest expense	$1,859,000	6,546
Net interest income	$2,030,000	6,855
Provision for loan and lease losses	$819,000	1,158
Total noninterest income	$127,000	8,945
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	9,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$127,000	6,130
Total noninterest expense	$1,353,000	7,173
Salaries and employee benefits	$770,000	6,930
Premises and equipment expense	$200,000	6,854
Additional noninterest expense	$383,000	7,499
Pre-tax net operating income	$-15,000	10,403
Securities gains (losses)	$3,000	3,097
Applicable income taxes	$-185,000	10,782
Income before extraordinary items	$173,000	9,384
Extraordinary gains, net	$0	44
Net income	$173,000	9,386
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$628,000	1,116
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$171,080	9,350
1996-12-31 (YTD Data)		Rank
Total interest income	$3,912,000	6,955
Total interest expense	$1,807,000	6,827
Net interest income	$2,105,000	6,950
Provision for loan and lease losses	$676,000	1,360
Total noninterest income	$144,000	9,105
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	9,915
Trading account gains and fees	NA	NA
Additional Noninterest Income	$144,000	6,090
Total noninterest expense	$1,295,000	7,674
Salaries and employee benefits	$734,000	7,336
Premises and equipment expense	$234,000	6,482
Additional noninterest expense	$327,000	8,600
Pre-tax net operating income	$278,000	9,274
Securities gains (losses)	$1,000	3,760
Applicable income taxes	$117,000	8,439
Income before extraordinary items	$162,000	9,673
Extraordinary gains, net	$0	53
Net income	$162,000	9,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$499,000	1,429
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$161,360	9,621
1995-12-31 (YTD Data)		Rank
Total interest income	$4,011,000	6,989
Total interest expense	$1,738,000	7,049
Net interest income	$2,273,000	6,744
Provision for loan and lease losses	$386,000	1,910
Total noninterest income	$180,000	8,775
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	10,339
Trading account gains and fees	NA	NA
Additional Noninterest Income	$180,000	5,433
Total noninterest expense	$1,358,000	7,716
Salaries and employee benefits	$712,000	7,650
Premises and equipment expense	$257,000	6,233
Additional noninterest expense	$389,000	8,297
Pre-tax net operating income	$709,000	7,279
Securities gains (losses)	$0	3,831
Applicable income taxes	$240,000	6,788
Income before extraordinary items	$469,000	7,491
Extraordinary gains, net	$0	65
Net income	$469,000	7,491
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$430,000	1,522
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$469,000	7,454
1994-12-31 (YTD Data)		Rank
Total interest income	$3,946,000	6,770
Total interest expense	$1,489,000	6,923
Net interest income	$2,457,000	6,565
Provision for loan and lease losses	$428,000	1,730
Total noninterest income	$155,000	9,612
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	10,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$155,000	6,118
Total noninterest expense	$1,411,000	7,882
Salaries and employee benefits	$711,000	7,791
Premises and equipment expense	$249,000	6,540
Additional noninterest expense	$451,000	8,304
Pre-tax net operating income	$773,000	7,021
Securities gains (losses)	$-52,000	11,060
Applicable income taxes	$267,000	6,290
Income before extraordinary items	$454,000	7,665
Extraordinary gains, net	$0	249
Net income	$454,000	7,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$333,000	1,787
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$487,280	7,444
1993-12-31 (YTD Data)		Rank
Total interest income	$3,593,000	7,402
Total interest expense	$1,364,000	7,660
Net interest income	$2,229,000	7,093
Provision for loan and lease losses	$393,000	2,498
Total noninterest income	$149,000	10,230
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	11,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$149,000	6,586
Total noninterest expense	$1,158,000	9,072
Salaries and employee benefits	$590,000	8,887
Premises and equipment expense	$196,000	7,757
Additional noninterest expense	$372,000	9,572
Pre-tax net operating income	$827,000	6,675
Securities gains (losses)	$0	7,477
Applicable income taxes	$350,000	5,498
Income before extraordinary items	$477,000	7,721
Extraordinary gains, net	$63,000	1,988
Net income	$540,000	7,400
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$168,000	3,470
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$477,000	7,474
1992-12-31 (YTD Data)		Rank
Total interest income	$2,888,000	9,173
Total interest expense	$1,179,000	9,674
Net interest income	$1,709,000	8,620
Provision for loan and lease losses	$174,000	5,685
Total noninterest income	$110,000	11,456
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	11,764
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	7,754
Total noninterest expense	$934,000	10,288
Salaries and employee benefits	$509,000	9,695
Premises and equipment expense	$84,000	11,345
Additional noninterest expense	$341,000	10,308
Pre-tax net operating income	$711,000	7,037
Securities gains (losses)	$0	8,369
Applicable income taxes	$277,000	6,260
Income before extraordinary items	$434,000	7,896
Extraordinary gains, net	$0	1,422
Net income	$434,000	8,017
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	5,248
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$434,000	7,537

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.