Home > The Morrill State Bank & Trust Co. > Income and Expense
The Morrill State Bank & Trust Co., Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,807,000 | 5,753 |
| Total interest expense | $2,639,000 | 5,211 |
| Net interest income | $2,168,000 | 6,170 |
| Provision for loan and lease losses | $76,000 | 6,064 |
| Total noninterest income | $304,000 | 6,391 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $229,000 | 4,841 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $75,000 | 7,000 |
| Total noninterest expense | $1,204,000 | 7,444 |
| Salaries and employee benefits | $444,000 | 8,426 |
| Premises and equipment expense | $181,000 | 7,052 |
| Additional noninterest expense | $579,000 | 5,973 |
| Pre-tax net operating income | $1,192,000 | 4,432 |
| Securities gains (losses) | $16,000 | 3,318 |
| Applicable income taxes | $444,000 | 3,528 |
| Income before extraordinary items | $764,000 | 4,994 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $764,000 | 4,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $559,000 | 3,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $753,760 | 4,929 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,951,000 | 5,772 |
| Total interest expense | $2,876,000 | 5,079 |
| Net interest income | $2,075,000 | 6,463 |
| Provision for loan and lease losses | $73,000 | 5,905 |
| Total noninterest income | $307,000 | 6,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,420 |
| Total noninterest expense | $1,195,000 | 7,518 |
| Salaries and employee benefits | $476,000 | 8,366 |
| Premises and equipment expense | $154,000 | 7,532 |
| Additional noninterest expense | $565,000 | 5,987 |
| Pre-tax net operating income | $1,114,000 | 4,956 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $410,000 | 3,937 |
| Income before extraordinary items | $704,000 | 5,409 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $704,000 | 5,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $568,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $704,000 | 5,412 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,421,000 | 6,002 |
| Total interest expense | $2,343,000 | 5,426 |
| Net interest income | $2,078,000 | 6,501 |
| Provision for loan and lease losses | $87,000 | 5,531 |
| Total noninterest income | $291,000 | 6,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 4,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,394 |
| Total noninterest expense | $973,000 | 8,205 |
| Salaries and employee benefits | $369,000 | 9,067 |
| Premises and equipment expense | $155,000 | 7,576 |
| Additional noninterest expense | $449,000 | 6,913 |
| Pre-tax net operating income | $1,309,000 | 4,499 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $482,000 | 3,712 |
| Income before extraordinary items | $827,000 | 4,997 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $827,000 | 4,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $681,000 | 2,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $827,000 | 4,967 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,178,000 | 6,323 |
| Total interest expense | $2,173,000 | 5,885 |
| Net interest income | $2,005,000 | 6,665 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $176,000 | 7,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $938,000 | 8,315 |
| Salaries and employee benefits | $368,000 | 9,173 |
| Premises and equipment expense | $156,000 | 7,517 |
| Additional noninterest expense | $414,000 | 7,106 |
| Pre-tax net operating income | $1,207,000 | 4,866 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $441,000 | 4,176 |
| Income before extraordinary items | $766,000 | 5,335 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $766,000 | 5,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $586,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $766,000 | 5,223 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,812,000 | 6,833 |
| Total interest expense | $1,944,000 | 6,375 |
| Net interest income | $1,868,000 | 7,188 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $176,000 | 8,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,059 |
| Total noninterest expense | $951,000 | 8,513 |
| Salaries and employee benefits | $361,000 | 9,523 |
| Premises and equipment expense | $151,000 | 7,778 |
| Additional noninterest expense | $439,000 | 7,022 |
| Pre-tax net operating income | $1,057,000 | 5,663 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $379,000 | 5,052 |
| Income before extraordinary items | $683,000 | 5,973 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $683,000 | 5,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $503,000 | 3,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $679,800 | 5,940 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 7,532 |
| Total interest expense | $1,760,000 | 6,936 |
| Net interest income | $1,620,000 | 7,977 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $177,000 | 8,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,357 |
| Total noninterest expense | $833,000 | 9,310 |
| Salaries and employee benefits | $319,000 | 10,193 |
| Premises and equipment expense | $124,000 | 8,694 |
| Additional noninterest expense | $390,000 | 7,964 |
| Pre-tax net operating income | $928,000 | 5,995 |
| Securities gains (losses) | $14,000 | 2,256 |
| Applicable income taxes | $358,000 | 5,249 |
| Income before extraordinary items | $584,000 | 6,369 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $584,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $295,000 | 4,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $575,040 | 6,357 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 8,240 |
| Total interest expense | $1,513,000 | 7,668 |
| Net interest income | $1,464,000 | 8,642 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $171,000 | 8,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $929,000 | 9,259 |
| Salaries and employee benefits | $516,000 | 8,969 |
| Premises and equipment expense | $127,000 | 8,867 |
| Additional noninterest expense | $286,000 | 9,391 |
| Pre-tax net operating income | $706,000 | 7,295 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $273,000 | 6,324 |
| Income before extraordinary items | $433,000 | 7,786 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $433,000 | 7,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $304,000 | 4,460 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 480 |
| Net operating income | $433,000 | 7,754 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 8,816 |
| Total interest expense | $1,118,000 | 8,224 |
| Net interest income | $1,437,000 | 9,052 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $188,000 | 8,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $919,000 | 9,688 |
| Salaries and employee benefits | $493,000 | 9,453 |
| Premises and equipment expense | $128,000 | 9,152 |
| Additional noninterest expense | $298,000 | 9,987 |
| Pre-tax net operating income | $670,000 | 7,593 |
| Securities gains (losses) | $-60,000 | 11,176 |
| Applicable income taxes | $228,000 | 6,882 |
| Income before extraordinary items | $382,000 | 8,334 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $382,000 | 8,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $420,400 | 8,037 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 9,294 |
| Total interest expense | $1,068,000 | 8,809 |
| Net interest income | $1,380,000 | 9,475 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $157,000 | 10,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 8,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $860,000 | 10,390 |
| Salaries and employee benefits | $435,000 | 10,290 |
| Premises and equipment expense | $136,000 | 9,286 |
| Additional noninterest expense | $289,000 | 10,582 |
| Pre-tax net operating income | $641,000 | 7,681 |
| Securities gains (losses) | $79,000 | 2,808 |
| Applicable income taxes | $271,000 | 6,473 |
| Income before extraordinary items | $449,000 | 7,976 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $449,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 6,048 |
| Cash dividends | $325,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $398,440 | 8,175 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 9,548 |
| Total interest expense | $1,269,000 | 9,364 |
| Net interest income | $1,423,000 | 9,539 |
| Provision for loan and lease losses | $96,000 | 7,391 |
| Total noninterest income | $140,000 | 10,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,778 |
| Total noninterest expense | $749,000 | 11,263 |
| Salaries and employee benefits | $373,000 | 11,185 |
| Premises and equipment expense | $111,000 | 10,343 |
| Additional noninterest expense | $265,000 | 11,348 |
| Pre-tax net operating income | $718,000 | 7,003 |
| Securities gains (losses) | $76,000 | 3,457 |
| Applicable income taxes | $298,000 | 5,950 |
| Income before extraordinary items | $496,000 | 7,369 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $496,000 | 7,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 5,695 |
| Cash dividends | $355,000 | 3,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $447,360 | 7,405 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.