Home > The Moody National Bank > Income and Expense

The Moody National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$78,066,000651
Total interest expense$36,428,000495
Net interest income$41,638,000778
Provision for loan and lease losses$1,070,000800
Total noninterest income$18,954,000474
Gross Fiduciary activities income$11,584,000157
Service charges on deposit accounts$1,653,000667
Trading account gains and fees$0123
Additional Noninterest Income$5,717,000807
Total noninterest expense$38,809,000711
Salaries and employee benefits$20,693,000734
Premises and equipment expense$7,558,000388
Additional noninterest expense$5,717,000807
Pre-tax net operating income$20,713,000669
Securities gains (losses)$-431,0004,155
Applicable income taxes$3,974,000619
Income before extraordinary items$16,308,000682
Extraordinary gains, net$054
Net income$16,308,000693
Minority interest net income$088
Net income of bank and minority interests.$16,308,000685
Net charge-offs$-2,0003,575
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$16,652,800683
2023-09-30 (YTD Data)Rank
Total interest income$57,554,000653
Total interest expense$24,471,000507
Net interest income$33,083,000749
Provision for loan and lease losses$1,043,000638
Total noninterest income$14,644,000465
Gross Fiduciary activities income$8,400,000156
Service charges on deposit accounts$1,261,000656
Trading account gains and fees$0125
Additional Noninterest Income$4,983,000745
Total noninterest expense$29,105,000712
Salaries and employee benefits$15,810,000726
Premises and equipment expense$5,588,000393
Additional noninterest expense$4,983,000745
Pre-tax net operating income$17,579,000623
Securities gains (losses)$0849
Applicable income taxes$3,406,000600
Income before extraordinary items$14,173,000622
Extraordinary gains, net$052
Net income$14,173,000626
Minority interest net income$081
Net income of bank and minority interests.$14,173,000622
Net charge-offs$39,0001,585
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$14,173,000635
2023-06-30 (YTD Data)Rank
Total interest income$37,311,000642
Total interest expense$15,328,000489
Net interest income$21,983,000754
Provision for loan and lease losses$1,043,000501
Total noninterest income$10,691,000424
Gross Fiduciary activities income$5,335,000161
Service charges on deposit accounts$860,000636
Trading account gains and fees$0112
Additional Noninterest Income$4,496,000571
Total noninterest expense$19,275,000703
Salaries and employee benefits$10,585,000717
Premises and equipment expense$3,740,000383
Additional noninterest expense$4,496,000571
Pre-tax net operating income$12,356,000585
Securities gains (losses)$0938
Applicable income taxes$2,348,000584
Income before extraordinary items$10,008,000596
Extraordinary gains, net$051
Net income$10,008,000606
Minority interest net income$081
Net income of bank and minority interests.$10,008,000596
Net charge-offs$31,0001,360
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$10,008,000601
2023-03-31 (YTD Data)Rank
Total interest income$17,934,000656
Total interest expense$6,313,000513
Net interest income$11,621,000726
Provision for loan and lease losses$02,612
Total noninterest income$4,870,000454
Gross Fiduciary activities income$2,517,000171
Service charges on deposit accounts$450,000612
Trading account gains and fees$097
Additional Noninterest Income$1,903,000627
Total noninterest expense$9,902,000693
Salaries and employee benefits$5,355,000727
Premises and equipment expense$1,771,000419
Additional noninterest expense$1,903,000627
Pre-tax net operating income$6,589,000590
Securities gains (losses)$0950
Applicable income taxes$1,252,000576
Income before extraordinary items$5,337,000592
Extraordinary gains, net$04
Net income$5,337,000591
Minority interest net income$048
Net income of bank and minority interests.$5,337,000591
Net charge-offs$38,000895
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,337,000598
2022-12-31 (YTD Data)Rank
Total interest income$58,766,000661
Total interest expense$6,577,000633
Net interest income$52,189,000652
Provision for loan and lease losses$1,000,000814
Total noninterest income$14,594,000587
Gross Fiduciary activities income$10,378,000173
Service charges on deposit accounts$1,737,000657
Trading account gains and fees$0116
Additional Noninterest Income$2,479,0001,427
Total noninterest expense$38,300,000697
Salaries and employee benefits$19,779,000751
Premises and equipment expense$6,889,000421
Additional noninterest expense$2,479,0001,427
Pre-tax net operating income$27,483,000606
Securities gains (losses)$-895,0004,434
Applicable income taxes$5,090,000598
Income before extraordinary items$21,498,000612
Extraordinary gains, net$05
Net income$21,498,000613
Minority interest net income$063
Net income of bank and minority interests.$21,498,000613
Net charge-offs$-147,0004,375
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$22,222,950615
2022-09-30 (YTD Data)Rank
Total interest income$42,563,000646
Total interest expense$2,467,000844
Net interest income$40,096,000628
Provision for loan and lease losses$1,000,000621
Total noninterest income$10,929,000607
Gross Fiduciary activities income$7,629,000179
Service charges on deposit accounts$1,336,000639
Trading account gains and fees$0111
Additional Noninterest Income$1,964,0001,384
Total noninterest expense$28,733,000690
Salaries and employee benefits$14,892,000748
Premises and equipment expense$5,167,000417
Additional noninterest expense$1,964,0001,384
Pre-tax net operating income$21,292,000592
Securities gains (losses)$-85,0004,188
Applicable income taxes$4,028,000583
Income before extraordinary items$17,179,000589
Extraordinary gains, net$04
Net income$17,179,000589
Minority interest net income$057
Net income of bank and minority interests.$17,179,000589
Net charge-offs$-144,0004,389
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$17,247,850597
2022-06-30 (YTD Data)Rank
Total interest income$25,827,000666
Total interest expense$1,104,0001,043
Net interest income$24,723,000650
Provision for loan and lease losses$02,599
Total noninterest income$7,444,000588
Gross Fiduciary activities income$5,203,000149
Service charges on deposit accounts$893,000635
Trading account gains and fees$0108
Additional Noninterest Income$1,348,0001,402
Total noninterest expense$19,133,000679
Salaries and employee benefits$9,916,000737
Premises and equipment expense$3,273,000430
Additional noninterest expense$5,944,000664
Pre-tax net operating income$13,034,000598
Securities gains (losses)$0687
Applicable income taxes$2,476,000579
Income before extraordinary items$10,558,000587
Extraordinary gains, net$04
Net income$10,558,000586
Minority interest net income$060
Net income of bank and minority interests.$10,558,000587
Net charge-offs$8,0001,644
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$10,558,000598
2022-03-31 (YTD Data)Rank
Total interest income$12,344,000673
Total interest expense$485,0001,129
Net interest income$11,859,000652
Provision for loan and lease losses$02,285
Total noninterest income$3,770,000596
Gross Fiduciary activities income$2,938,000139
Service charges on deposit accounts$427,000665
Trading account gains and fees$0103
Additional Noninterest Income$405,0001,894
Total noninterest expense$9,568,000686
Salaries and employee benefits$5,060,000731
Premises and equipment expense$1,633,000429
Additional noninterest expense$2,875,000674
Pre-tax net operating income$6,061,000596
Securities gains (losses)$0623
Applicable income taxes$1,152,000584
Income before extraordinary items$4,909,000596
Extraordinary gains, net$04
Net income$4,909,000596
Minority interest net income$050
Net income of bank and minority interests.$4,909,000596
Net charge-offs$24,000903
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,909,000601
2021-12-31 (YTD Data)Rank
Total interest income$47,314,000715
Total interest expense$3,233,000845
Net interest income$44,081,000703
Provision for loan and lease losses$1,400,000418
Total noninterest income$15,334,000633
Gross Fiduciary activities income$11,140,000142
Service charges on deposit accounts$1,854,000568
Trading account gains and fees$0132
Additional Noninterest Income$2,340,0001,759
Total noninterest expense$35,336,000729
Salaries and employee benefits$17,818,000810
Premises and equipment expense$7,002,000398
Additional noninterest expense$10,516,000738
Pre-tax net operating income$22,679,000668
Securities gains (losses)$192,000627
Applicable income taxes$4,434,000683
Income before extraordinary items$18,437,000693
Extraordinary gains, net$010
Net income$18,437,000694
Minority interest net income$074
Net income of bank and minority interests.$18,437,000694
Net charge-offs$59,0001,577
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$18,281,480680
2021-09-30 (YTD Data)Rank
Total interest income$35,752,000719
Total interest expense$2,704,000811
Net interest income$33,048,000713
Provision for loan and lease losses$1,300,000332
Total noninterest income$10,683,000677
Gross Fiduciary activities income$8,071,000146
Service charges on deposit accounts$1,379,000574
Trading account gains and fees$0132
Additional Noninterest Income$1,233,0002,157
Total noninterest expense$26,799,000727
Salaries and employee benefits$14,142,000785
Premises and equipment expense$5,251,000401
Additional noninterest expense$7,406,000783
Pre-tax net operating income$15,632,000738
Securities gains (losses)$82,000876
Applicable income taxes$3,074,000740
Income before extraordinary items$12,640,000770
Extraordinary gains, net$08
Net income$12,640,000770
Minority interest net income$069
Net income of bank and minority interests.$12,640,000770
Net charge-offs$90,0001,123
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,574,400751
2021-06-30 (YTD Data)Rank
Total interest income$23,470,000727
Total interest expense$2,060,000726
Net interest income$21,410,000724
Provision for loan and lease losses$1,100,000281
Total noninterest income$6,851,000701
Gross Fiduciary activities income$5,254,000146
Service charges on deposit accounts$927,000557
Trading account gains and fees$0133
Additional Noninterest Income$670,0002,346
Total noninterest expense$17,411,000740
Salaries and employee benefits$9,411,000779
Premises and equipment expense$3,386,000414
Additional noninterest expense$4,614,000830
Pre-tax net operating income$9,750,000781
Securities gains (losses)$82,000730
Applicable income taxes$1,974,000765
Income before extraordinary items$7,858,000805
Extraordinary gains, net$06
Net income$7,858,000805
Minority interest net income$067
Net income of bank and minority interests.$7,858,000805
Net charge-offs$116,000851
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,792,400792
2021-03-31 (YTD Data)Rank
Total interest income$11,655,000730
Total interest expense$1,249,000628
Net interest income$10,406,000733
Provision for loan and lease losses$800,000225
Total noninterest income$3,285,000706
Gross Fiduciary activities income$2,557,000150
Service charges on deposit accounts$473,000535
Trading account gains and fees$0127
Additional Noninterest Income$255,0002,602
Total noninterest expense$8,260,000769
Salaries and employee benefits$4,573,000790
Premises and equipment expense$1,645,000429
Additional noninterest expense$2,042,000882
Pre-tax net operating income$4,631,000818
Securities gains (losses)$01,392
Applicable income taxes$973,000764
Income before extraordinary items$3,658,000873
Extraordinary gains, net$03
Net income$3,658,000873
Minority interest net income$055
Net income of bank and minority interests.$3,658,000873
Net charge-offs$120,000569
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,658,000849
2020-12-31 (YTD Data)Rank
Total interest income$49,798,000689
Total interest expense$7,383,000658
Net interest income$42,415,000687
Provision for loan and lease losses$3,000,000798
Total noninterest income$13,519,000658
Gross Fiduciary activities income$9,915,000143
Service charges on deposit accounts$1,843,000563
Trading account gains and fees$0133
Additional Noninterest Income$1,761,0001,925
Total noninterest expense$34,540,000722
Salaries and employee benefits$17,585,000798
Premises and equipment expense$6,649,000416
Additional noninterest expense$10,306,000722
Pre-tax net operating income$18,394,000636
Securities gains (losses)$02,675
Applicable income taxes$4,225,000561
Income before extraordinary items$14,169,000697
Extraordinary gains, net$04
Net income$14,169,000697
Minority interest net income$072
Net income of bank and minority interests.$14,169,000697
Net charge-offs$967,000662
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$14,169,000669
2020-09-30 (YTD Data)Rank
Total interest income$37,025,000693
Total interest expense$5,731,000680
Net interest income$31,294,000685
Provision for loan and lease losses$2,800,000725
Total noninterest income$10,221,000629
Gross Fiduciary activities income$7,359,000142
Service charges on deposit accounts$1,342,000568
Trading account gains and fees$0125
Additional Noninterest Income$1,520,0001,723
Total noninterest expense$24,633,000747
Salaries and employee benefits$13,203,000789
Premises and equipment expense$4,868,000418
Additional noninterest expense$6,562,000803
Pre-tax net operating income$14,082,000596
Securities gains (losses)$02,494
Applicable income taxes$3,319,000499
Income before extraordinary items$10,763,000656
Extraordinary gains, net$04
Net income$10,763,000655
Minority interest net income$065
Net income of bank and minority interests.$10,763,000656
Net charge-offs$993,000509
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,763,000627
2020-06-30 (YTD Data)Rank
Total interest income$24,682,000698
Total interest expense$3,949,000701
Net interest income$20,733,000687
Provision for loan and lease losses$2,200,000681
Total noninterest income$7,203,000574
Gross Fiduciary activities income$5,334,000133
Service charges on deposit accounts$869,000586
Trading account gains and fees$0123
Additional Noninterest Income$1,000,0001,672
Total noninterest expense$16,157,000757
Salaries and employee benefits$8,827,000784
Premises and equipment expense$3,228,000420
Additional noninterest expense$4,102,000842
Pre-tax net operating income$9,579,000531
Securities gains (losses)$02,249
Applicable income taxes$2,273,000447
Income before extraordinary items$7,306,000594
Extraordinary gains, net$04
Net income$7,306,000593
Minority interest net income$065
Net income of bank and minority interests.$7,306,000594
Net charge-offs$347,000741
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,306,000565
2020-03-31 (YTD Data)Rank
Total interest income$12,287,000701
Total interest expense$2,049,000773
Net interest income$10,238,000678
Provision for loan and lease losses$1,200,000543
Total noninterest income$3,850,000515
Gross Fiduciary activities income$2,797,000132
Service charges on deposit accounts$487,000620
Trading account gains and fees$0106
Additional Noninterest Income$566,0001,407
Total noninterest expense$8,029,000755
Salaries and employee benefits$4,447,000770
Premises and equipment expense$1,567,000437
Additional noninterest expense$2,015,000854
Pre-tax net operating income$4,859,000486
Securities gains (losses)$01,705
Applicable income taxes$1,132,000417
Income before extraordinary items$3,727,000528
Extraordinary gains, net$04
Net income$3,727,000529
Minority interest net income$056
Net income of bank and minority interests.$3,727,000528
Net charge-offs$390,000438
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,727,000511
2019-12-31 (YTD Data)Rank
Total interest income$48,458,000716
Total interest expense$7,776,000850
Net interest income$40,682,000685
Provision for loan and lease losses$1,800,000571
Total noninterest income$14,330,000542
Gross Fiduciary activities income$10,148,000140
Service charges on deposit accounts$1,943,000649
Trading account gains and fees$0135
Additional Noninterest Income$2,239,0001,440
Total noninterest expense$33,014,000713
Salaries and employee benefits$17,441,000765
Premises and equipment expense$6,860,000384
Additional noninterest expense$8,713,000790
Pre-tax net operating income$20,198,000608
Securities gains (losses)$26,0001,539
Applicable income taxes$4,194,000568
Income before extraordinary items$16,030,000638
Extraordinary gains, net$011
Net income$16,030,000639
Minority interest net income$076
Net income of bank and minority interests.$16,030,000639
Net charge-offs$1,472,000519
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$16,009,460624
2019-09-30 (YTD Data)Rank
Total interest income$35,816,000724
Total interest expense$5,550,000898
Net interest income$30,266,000686
Provision for loan and lease losses$600,0001,007
Total noninterest income$10,922,000536
Gross Fiduciary activities income$7,716,000138
Service charges on deposit accounts$1,469,000638
Trading account gains and fees$0129
Additional Noninterest Income$1,737,0001,395
Total noninterest expense$24,988,000703
Salaries and employee benefits$13,174,000752
Premises and equipment expense$5,047,000395
Additional noninterest expense$6,767,000768
Pre-tax net operating income$15,600,000592
Securities gains (losses)$26,0001,329
Applicable income taxes$3,220,000561
Income before extraordinary items$12,406,000622
Extraordinary gains, net$011
Net income$12,406,000622
Minority interest net income$072
Net income of bank and minority interests.$12,406,000622
Net charge-offs$471,000789
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$12,385,460612
2019-06-30 (YTD Data)Rank
Total interest income$23,482,000730
Total interest expense$3,342,000959
Net interest income$20,140,000693
Provision for loan and lease losses$300,0001,195
Total noninterest income$7,477,000519
Gross Fiduciary activities income$5,439,000133
Service charges on deposit accounts$935,000663
Trading account gains and fees$0131
Additional Noninterest Income$1,103,0001,400
Total noninterest expense$16,676,000703
Salaries and employee benefits$8,867,000745
Premises and equipment expense$3,258,000415
Additional noninterest expense$4,551,000767
Pre-tax net operating income$10,641,000570
Securities gains (losses)$26,000950
Applicable income taxes$2,127,000555
Income before extraordinary items$8,540,000601
Extraordinary gains, net$011
Net income$8,540,000601
Minority interest net income$069
Net income of bank and minority interests.$8,540,000601
Net charge-offs$31,0002,145
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$8,519,200591
2019-03-31 (YTD Data)Rank
Total interest income$11,712,000731
Total interest expense$1,590,000972
Net interest income$10,122,000687
Provision for loan and lease losses$03,406
Total noninterest income$3,840,000493
Gross Fiduciary activities income$2,823,000129
Service charges on deposit accounts$520,000591
Trading account gains and fees$0126
Additional Noninterest Income$497,0001,450
Total noninterest expense$8,290,000694
Salaries and employee benefits$4,496,000738
Premises and equipment expense$1,575,000432
Additional noninterest expense$2,219,000772
Pre-tax net operating income$5,672,000537
Securities gains (losses)$4,000883
Applicable income taxes$1,079,000545
Income before extraordinary items$4,597,000558
Extraordinary gains, net$05
Net income$4,597,000557
Minority interest net income$052
Net income of bank and minority interests.$4,597,000557
Net charge-offs$17,0001,768
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,593,760545
2018-12-31 (YTD Data)Rank
Total interest income$42,310,000753
Total interest expense$3,990,0001,137
Net interest income$38,320,000704
Provision for loan and lease losses$04,082
Total noninterest income$14,129,000532
Gross Fiduciary activities income$9,403,000146
Service charges on deposit accounts$1,986,000635
Trading account gains and fees$0126
Additional Noninterest Income$2,740,0001,213
Total noninterest expense$33,722,000670
Salaries and employee benefits$17,362,000733
Premises and equipment expense$7,499,000369
Additional noninterest expense$8,861,000775
Pre-tax net operating income$18,727,000624
Securities gains (losses)$19,000588
Applicable income taxes$3,557,000591
Income before extraordinary items$15,189,000636
Extraordinary gains, net$06
Net income$15,189,000635
Minority interest net income$072
Net income of bank and minority interests.$15,189,000635
Net charge-offs$10,0003,359
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$15,173,610636
2018-09-30 (YTD Data)Rank
Total interest income$31,249,000750
Total interest expense$2,813,0001,131
Net interest income$28,436,000706
Provision for loan and lease losses$03,948
Total noninterest income$10,963,000525
Gross Fiduciary activities income$7,267,000142
Service charges on deposit accounts$1,467,000644
Trading account gains and fees$0138
Additional Noninterest Income$2,229,0001,167
Total noninterest expense$25,352,000668
Salaries and employee benefits$12,796,000738
Premises and equipment expense$5,821,000362
Additional noninterest expense$6,735,000761
Pre-tax net operating income$14,047,000620
Securities gains (losses)$19,000582
Applicable income taxes$2,669,000597
Income before extraordinary items$11,397,000637
Extraordinary gains, net$05
Net income$11,397,000635
Minority interest net income$066
Net income of bank and minority interests.$11,397,000636
Net charge-offs$-107,0005,128
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$11,381,610633
2018-06-30 (YTD Data)Rank
Total interest income$20,568,000747
Total interest expense$1,811,0001,099
Net interest income$18,757,000709
Provision for loan and lease losses$03,782
Total noninterest income$7,176,000533
Gross Fiduciary activities income$4,899,000142
Service charges on deposit accounts$945,000662
Trading account gains and fees$0130
Additional Noninterest Income$1,332,0001,260
Total noninterest expense$16,040,000705
Salaries and employee benefits$8,442,000752
Premises and equipment expense$3,362,000403
Additional noninterest expense$4,236,000793
Pre-tax net operating income$9,893,000592
Securities gains (losses)$19,000488
Applicable income taxes$1,882,000571
Income before extraordinary items$8,030,000602
Extraordinary gains, net$06
Net income$8,030,000601
Minority interest net income$065
Net income of bank and minority interests.$8,030,000601
Net charge-offs$-53,0005,034
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$8,014,610603
2018-03-31 (YTD Data)Rank
Total interest income$10,062,000752
Total interest expense$884,0001,074
Net interest income$9,178,000720
Provision for loan and lease losses$03,508
Total noninterest income$3,339,000556
Gross Fiduciary activities income$2,450,000144
Service charges on deposit accounts$432,000722
Trading account gains and fees$0123
Additional Noninterest Income$457,0001,574
Total noninterest expense$7,738,000733
Salaries and employee benefits$4,151,000768
Premises and equipment expense$1,538,000445
Additional noninterest expense$2,049,000803
Pre-tax net operating income$4,779,000598
Securities gains (losses)$0735
Applicable income taxes$908,000575
Income before extraordinary items$3,871,000619
Extraordinary gains, net$07
Net income$3,871,000619
Minority interest net income$052
Net income of bank and minority interests.$3,871,000619
Net charge-offs$-39,0005,175
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,871,000619
2017-12-31 (YTD Data)Rank
Total interest income$38,619,000745
Total interest expense$2,749,0001,177
Net interest income$35,870,000711
Provision for loan and lease losses$750,0001,095
Total noninterest income$13,708,000550
Gross Fiduciary activities income$9,010,000145
Service charges on deposit accounts$1,828,000701
Trading account gains and fees$0151
Additional Noninterest Income$2,870,0001,205
Total noninterest expense$32,470,000677
Salaries and employee benefits$15,568,000787
Premises and equipment expense$6,887,000389
Additional noninterest expense$10,015,000678
Pre-tax net operating income$16,358,000639
Securities gains (losses)$290,000312
Applicable income taxes$6,448,000562
Income before extraordinary items$10,200,000742
Extraordinary gains, net$09
Net income$10,200,000741
Minority interest net income$076
Net income of bank and minority interests.$10,200,000742
Net charge-offs$-293,0005,499
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,014,400748
2017-09-30 (YTD Data)Rank
Total interest income$28,167,000760
Total interest expense$1,888,0001,255
Net interest income$26,279,000727
Provision for loan and lease losses$750,000870
Total noninterest income$9,516,000593
Gross Fiduciary activities income$6,696,000143
Service charges on deposit accounts$1,389,000690
Trading account gains and fees$0145
Additional Noninterest Income$1,431,0001,600
Total noninterest expense$23,323,000706
Salaries and employee benefits$11,551,000800
Premises and equipment expense$4,806,000413
Additional noninterest expense$6,966,000717
Pre-tax net operating income$11,722,000672
Securities gains (losses)$290,000295
Applicable income taxes$3,316,000633
Income before extraordinary items$8,696,000717
Extraordinary gains, net$09
Net income$8,696,000717
Minority interest net income$071
Net income of bank and minority interests.$8,696,000717
Net charge-offs$-352,0005,594
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,487,200715
2017-06-30 (YTD Data)Rank
Total interest income$18,427,000767
Total interest expense$1,104,0001,377
Net interest income$17,323,000725
Provision for loan and lease losses$750,000615
Total noninterest income$6,310,000591
Gross Fiduciary activities income$4,404,000144
Service charges on deposit accounts$975,000645
Trading account gains and fees$0139
Additional Noninterest Income$931,0001,617
Total noninterest expense$15,468,000710
Salaries and employee benefits$7,686,000802
Premises and equipment expense$3,112,000424
Additional noninterest expense$4,670,000725
Pre-tax net operating income$7,415,000689
Securities gains (losses)$290,000220
Applicable income taxes$2,111,000646
Income before extraordinary items$5,594,000718
Extraordinary gains, net$011
Net income$5,594,000718
Minority interest net income$071
Net income of bank and minority interests.$5,594,000718
Net charge-offs$-341,0005,679
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,382,300729
2017-03-31 (YTD Data)Rank
Total interest income$9,099,000769
Total interest expense$476,0001,522
Net interest income$8,623,000729
Provision for loan and lease losses$450,000486
Total noninterest income$3,120,000578
Gross Fiduciary activities income$2,170,000142
Service charges on deposit accounts$488,000643
Trading account gains and fees$0142
Additional Noninterest Income$462,0001,606
Total noninterest expense$7,695,000714
Salaries and employee benefits$3,884,000799
Premises and equipment expense$1,589,000426
Additional noninterest expense$2,222,000740
Pre-tax net operating income$3,598,000694
Securities gains (losses)$01,153
Applicable income taxes$961,000679
Income before extraordinary items$2,637,000736
Extraordinary gains, net$08
Net income$2,637,000736
Minority interest net income$055
Net income of bank and minority interests.$2,637,000736
Net charge-offs$-85,0005,585
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,637,000722
2016-12-31 (YTD Data)Rank
Total interest income$34,716,000768
Total interest expense$1,724,0001,596
Net interest income$32,992,000724
Provision for loan and lease losses$2,250,000481
Total noninterest income$12,435,000591
Gross Fiduciary activities income$8,131,000147
Service charges on deposit accounts$2,041,000632
Trading account gains and fees$0170
Additional Noninterest Income$2,263,0001,473
Total noninterest expense$30,514,000701
Salaries and employee benefits$15,238,000779
Premises and equipment expense$6,392,000417
Additional noninterest expense$8,884,000751
Pre-tax net operating income$12,663,000750
Securities gains (losses)$2,078,000119
Applicable income taxes$3,833,000658
Income before extraordinary items$10,908,000701
Extraordinary gains, net$05
Net income$10,908,000700
Minority interest net income$082
Net income of bank and minority interests.$10,908,000700
Net charge-offs$985,000666
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,370,280786
2016-09-30 (YTD Data)Rank
Total interest income$26,081,000766
Total interest expense$1,274,0001,617
Net interest income$24,807,000711
Provision for loan and lease losses$1,800,000445
Total noninterest income$9,235,000595
Gross Fiduciary activities income$5,974,000147
Service charges on deposit accounts$1,553,000628
Trading account gains and fees$0169
Additional Noninterest Income$1,708,0001,459
Total noninterest expense$22,974,000697
Salaries and employee benefits$11,489,000772
Premises and equipment expense$4,788,000418
Additional noninterest expense$6,697,000743
Pre-tax net operating income$9,268,000764
Securities gains (losses)$2,059,000101
Applicable income taxes$2,945,000661
Income before extraordinary items$8,382,000694
Extraordinary gains, net$05
Net income$8,382,000694
Minority interest net income$071
Net income of bank and minority interests.$8,382,000694
Net charge-offs$856,000545
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,858,340804
2016-06-30 (YTD Data)Rank
Total interest income$17,405,000764
Total interest expense$824,0001,655
Net interest income$16,581,000716
Provision for loan and lease losses$1,500,000363
Total noninterest income$5,831,000613
Gross Fiduciary activities income$3,837,000151
Service charges on deposit accounts$1,003,000637
Trading account gains and fees$0157
Additional Noninterest Income$991,0001,560
Total noninterest expense$15,760,000678
Salaries and employee benefits$7,855,000747
Premises and equipment expense$3,196,000425
Additional noninterest expense$4,709,000721
Pre-tax net operating income$5,152,000908
Securities gains (losses)$1,997,00073
Applicable income taxes$1,859,000682
Income before extraordinary items$5,290,000714
Extraordinary gains, net$016
Net income$5,290,000713
Minority interest net income$071
Net income of bank and minority interests.$5,290,000713
Net charge-offs$619,000505
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,812,220934
2016-03-31 (YTD Data)Rank
Total interest income$8,797,000760
Total interest expense$420,0001,631
Net interest income$8,377,000712
Provision for loan and lease losses$750,000346
Total noninterest income$2,630,000646
Gross Fiduciary activities income$1,674,000163
Service charges on deposit accounts$489,000648
Trading account gains and fees$0142
Additional Noninterest Income$467,0001,578
Total noninterest expense$7,856,000688
Salaries and employee benefits$3,878,000763
Premises and equipment expense$1,655,000410
Additional noninterest expense$2,323,000716
Pre-tax net operating income$2,401,000938
Securities gains (losses)$1,545,00048
Applicable income taxes$1,026,000632
Income before extraordinary items$2,920,000630
Extraordinary gains, net$012
Net income$2,920,000628
Minority interest net income$062
Net income of bank and minority interests.$2,920,000630
Net charge-offs$409,000396
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,776,700981
2015-12-31 (YTD Data)Rank
Total interest income$36,736,000696
Total interest expense$1,711,0001,591
Net interest income$35,025,000648
Provision for loan and lease losses$374,0001,666
Total noninterest income$12,145,000591
Gross Fiduciary activities income$7,496,000154
Service charges on deposit accounts$2,441,000544
Trading account gains and fees$0159
Additional Noninterest Income$2,208,0001,422
Total noninterest expense$31,648,000656
Salaries and employee benefits$14,656,000777
Premises and equipment expense$6,910,000391
Additional noninterest expense$10,082,000678
Pre-tax net operating income$15,148,000615
Securities gains (losses)$386,000443
Applicable income taxes$4,039,000618
Income before extraordinary items$11,495,000641
Extraordinary gains, net$023
Net income$11,495,000639
Minority interest net income$081
Net income of bank and minority interests.$11,495,000642
Net charge-offs$157,0002,207
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,209,360651
2015-09-30 (YTD Data)Rank
Total interest income$27,623,000702
Total interest expense$1,276,0001,616
Net interest income$26,347,000648
Provision for loan and lease losses$400,0001,230
Total noninterest income$8,919,000607
Gross Fiduciary activities income$5,584,000155
Service charges on deposit accounts$1,881,000534
Trading account gains and fees$0153
Additional Noninterest Income$1,454,0001,566
Total noninterest expense$23,351,000678
Salaries and employee benefits$10,955,000797
Premises and equipment expense$5,157,000400
Additional noninterest expense$7,239,000700
Pre-tax net operating income$11,515,000626
Securities gains (losses)$257,000534
Applicable income taxes$3,061,000627
Income before extraordinary items$8,711,000638
Extraordinary gains, net$021
Net income$8,711,000636
Minority interest net income$078
Net income of bank and minority interests.$8,711,000638
Net charge-offs$33,0003,062
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$8,520,820632
2015-06-30 (YTD Data)Rank
Total interest income$17,626,000728
Total interest expense$858,0001,604
Net interest income$16,768,000682
Provision for loan and lease losses$900,000466
Total noninterest income$5,686,000634
Gross Fiduciary activities income$3,593,000161
Service charges on deposit accounts$1,261,000524
Trading account gains and fees$0157
Additional Noninterest Income$832,0001,763
Total noninterest expense$15,660,000678
Salaries and employee benefits$7,312,000797
Premises and equipment expense$3,472,000397
Additional noninterest expense$4,876,000691
Pre-tax net operating income$5,894,000776
Securities gains (losses)$240,000457
Applicable income taxes$1,595,000744
Income before extraordinary items$4,539,000805
Extraordinary gains, net$022
Net income$4,539,000804
Minority interest net income$075
Net income of bank and minority interests.$4,539,000805
Net charge-offs$570,000571
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,361,400810
2015-03-31 (YTD Data)Rank
Total interest income$8,907,000718
Total interest expense$434,0001,609
Net interest income$8,473,000669
Provision for loan and lease losses$840,000255
Total noninterest income$2,977,000590
Gross Fiduciary activities income$1,893,000154
Service charges on deposit accounts$629,000510
Trading account gains and fees$0152
Additional Noninterest Income$455,0001,619
Total noninterest expense$8,167,000649
Salaries and employee benefits$3,678,000799
Premises and equipment expense$1,862,000382
Additional noninterest expense$2,627,000636
Pre-tax net operating income$2,443,000892
Securities gains (losses)$-2,0006,101
Applicable income taxes$635,000862
Income before extraordinary items$1,806,000952
Extraordinary gains, net$013
Net income$1,806,000953
Minority interest net income$064
Net income of bank and minority interests.$1,806,000953
Net charge-offs$673,000261
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,807,480914
2014-12-31 (YTD Data)Rank
Total interest income$34,378,000736
Total interest expense$1,810,0001,608
Net interest income$32,568,000680
Provision for loan and lease losses$2,750,000363
Total noninterest income$10,839,000605
Gross Fiduciary activities income$6,804,000160
Service charges on deposit accounts$2,132,000633
Trading account gains and fees$0180
Additional Noninterest Income$1,903,0001,519
Total noninterest expense$29,773,000688
Salaries and employee benefits$14,040,000790
Premises and equipment expense$6,437,000406
Additional noninterest expense$9,296,000715
Pre-tax net operating income$10,884,000769
Securities gains (losses)$347,000551
Applicable income taxes$2,882,000747
Income before extraordinary items$8,349,000801
Extraordinary gains, net$017
Net income$8,349,000800
Minority interest net income$084
Net income of bank and minority interests.$8,349,000800
Net charge-offs$1,826,000551
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,092,220799
2014-09-30 (YTD Data)Rank
Total interest income$25,393,000745
Total interest expense$1,379,0001,612
Net interest income$24,014,000688
Provision for loan and lease losses$2,550,000279
Total noninterest income$8,059,000607
Gross Fiduciary activities income$5,033,000158
Service charges on deposit accounts$1,613,000625
Trading account gains and fees$0174
Additional Noninterest Income$1,413,0001,517
Total noninterest expense$22,562,000678
Salaries and employee benefits$10,987,000755
Premises and equipment expense$4,675,000415
Additional noninterest expense$6,900,000716
Pre-tax net operating income$6,961,000912
Securities gains (losses)$80,0001,155
Applicable income taxes$2,112,000765
Income before extraordinary items$4,929,0001,015
Extraordinary gains, net$015
Net income$4,929,0001,015
Minority interest net income$081
Net income of bank and minority interests.$4,929,0001,015
Net charge-offs$1,782,000418
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,873,0001,007
2014-06-30 (YTD Data)Rank
Total interest income$16,688,000755
Total interest expense$928,0001,613
Net interest income$15,760,000689
Provision for loan and lease losses$2,250,000228
Total noninterest income$5,286,000613
Gross Fiduciary activities income$3,375,000157
Service charges on deposit accounts$1,060,000631
Trading account gains and fees$0172
Additional Noninterest Income$851,0001,628
Total noninterest expense$14,881,000681
Salaries and employee benefits$7,351,000744
Premises and equipment expense$3,105,000417
Additional noninterest expense$4,425,000742
Pre-tax net operating income$3,915,0001,045
Securities gains (losses)$80,000912
Applicable income taxes$1,198,000846
Income before extraordinary items$2,797,0001,146
Extraordinary gains, net$020
Net income$2,797,0001,146
Minority interest net income$080
Net income of bank and minority interests.$2,797,0001,147
Net charge-offs$1,755,000321
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,741,0001,140
2014-03-31 (YTD Data)Rank
Total interest income$8,360,000749
Total interest expense$472,0001,612
Net interest income$7,888,000693
Provision for loan and lease losses$03,817
Total noninterest income$2,550,000606
Gross Fiduciary activities income$1,618,000161
Service charges on deposit accounts$531,000623
Trading account gains and fees$0147
Additional Noninterest Income$401,0001,655
Total noninterest expense$7,464,000686
Salaries and employee benefits$3,722,000749
Premises and equipment expense$1,489,000447
Additional noninterest expense$2,253,000725
Pre-tax net operating income$2,974,000675
Securities gains (losses)$1,0001,605
Applicable income taxes$892,000612
Income before extraordinary items$2,083,000749
Extraordinary gains, net$016
Net income$2,083,000750
Minority interest net income$066
Net income of bank and minority interests.$2,083,000750
Net charge-offs$-286,0006,635
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,082,300737
2013-12-31 (YTD Data)Rank
Total interest income$32,470,000765
Total interest expense$2,275,0001,497
Net interest income$30,195,000705
Provision for loan and lease losses$500,0001,831
Total noninterest income$10,545,000642
Gross Fiduciary activities income$6,331,000159
Service charges on deposit accounts$2,233,000623
Trading account gains and fees$0184
Additional Noninterest Income$1,981,0001,517
Total noninterest expense$35,845,000578
Salaries and employee benefits$20,903,000522
Premises and equipment expense$6,357,000402
Additional noninterest expense$8,585,000798
Pre-tax net operating income$4,395,0001,587
Securities gains (losses)$428,000512
Applicable income taxes$604,0001,965
Income before extraordinary items$4,219,0001,429
Extraordinary gains, net$029
Net income$4,219,0001,431
Minority interest net income$090
Net income of bank and minority interests.$4,219,0001,432
Net charge-offs$559,0001,902
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,846,6401,516
2013-09-30 (YTD Data)Rank
Total interest income$24,181,000772
Total interest expense$1,751,0001,496
Net interest income$22,430,000714
Provision for loan and lease losses$234,0002,361
Total noninterest income$7,589,000679
Gross Fiduciary activities income$4,275,000160
Service charges on deposit accounts$1,720,000595
Trading account gains and fees$0180
Additional Noninterest Income$1,594,0001,485
Total noninterest expense$23,148,000670
Salaries and employee benefits$12,530,000648
Premises and equipment expense$4,577,000419
Additional noninterest expense$6,041,000840
Pre-tax net operating income$6,637,000890
Securities gains (losses)$430,000463
Applicable income taxes$1,989,000737
Income before extraordinary items$5,078,000922
Extraordinary gains, net$025
Net income$5,078,000924
Minority interest net income$084
Net income of bank and minority interests.$5,078,000924
Net charge-offs$-32,0006,361
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,768,400949
2013-06-30 (YTD Data)Rank
Total interest income$16,316,000762
Total interest expense$1,164,0001,537
Net interest income$15,152,000693
Provision for loan and lease losses$200,0002,092
Total noninterest income$4,994,000689
Gross Fiduciary activities income$2,850,000159
Service charges on deposit accounts$1,146,000582
Trading account gains and fees$0157
Additional Noninterest Income$998,0001,581
Total noninterest expense$15,264,000676
Salaries and employee benefits$8,458,000641
Premises and equipment expense$2,883,000440
Additional noninterest expense$3,923,000865
Pre-tax net operating income$4,682,000820
Securities gains (losses)$430,000423
Applicable income taxes$1,738,000601
Income before extraordinary items$3,374,000915
Extraordinary gains, net$022
Net income$3,374,000916
Minority interest net income$082
Net income of bank and minority interests.$3,374,000917
Net charge-offs$65,0003,136
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,090,200953
2013-03-31 (YTD Data)Rank
Total interest income$8,224,000758
Total interest expense$599,0001,538
Net interest income$7,625,000697
Provision for loan and lease losses$100,0002,044
Total noninterest income$2,511,000686
Gross Fiduciary activities income$1,425,000162
Service charges on deposit accounts$557,000599
Trading account gains and fees$0148
Additional Noninterest Income$529,0001,515
Total noninterest expense$8,094,000656
Salaries and employee benefits$4,318,000641
Premises and equipment expense$1,621,000392
Additional noninterest expense$2,155,000792
Pre-tax net operating income$1,942,000954
Securities gains (losses)$429,000243
Applicable income taxes$806,000640
Income before extraordinary items$1,565,000968
Extraordinary gains, net$010
Net income$1,565,000968
Minority interest net income$076
Net income of bank and minority interests.$1,565,000970
Net charge-offs$22,0003,012
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,281,8601,114
2012-12-31 (YTD Data)Rank
Total interest income$34,464,000758
Total interest expense$2,949,0001,499
Net interest income$31,515,000682
Provision for loan and lease losses$400,0003,016
Total noninterest income$11,102,000630
Gross Fiduciary activities income$5,919,000154
Service charges on deposit accounts$2,762,000524
Trading account gains and fees$0166
Additional Noninterest Income$2,421,0001,364
Total noninterest expense$31,634,000658
Salaries and employee benefits$16,178,000647
Premises and equipment expense$7,047,000359
Additional noninterest expense$8,409,000834
Pre-tax net operating income$10,583,000680
Securities gains (losses)$96,0002,303
Applicable income taxes$3,630,000534
Income before extraordinary items$7,049,000834
Extraordinary gains, net$029
Net income$7,049,000833
Minority interest net income$093
Net income of bank and minority interests.$7,049,000834
Net charge-offs$265,0003,454
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,985,640794
2012-09-30 (YTD Data)Rank
Total interest income$25,940,000765
Total interest expense$2,333,0001,498
Net interest income$23,607,000688
Provision for loan and lease losses$300,0002,961
Total noninterest income$8,381,000627
Gross Fiduciary activities income$4,270,000155
Service charges on deposit accounts$2,185,000503
Trading account gains and fees$0157
Additional Noninterest Income$1,926,0001,296
Total noninterest expense$23,912,000654
Salaries and employee benefits$12,081,000643
Premises and equipment expense$5,406,000350
Additional noninterest expense$6,425,000813
Pre-tax net operating income$7,776,000723
Securities gains (losses)$82,0002,115
Applicable income taxes$2,672,000562
Income before extraordinary items$5,186,000886
Extraordinary gains, net$020
Net income$5,186,000884
Minority interest net income$086
Net income of bank and minority interests.$5,186,000886
Net charge-offs$211,0003,243
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,131,880829
2012-06-30 (YTD Data)Rank
Total interest income$17,176,000784
Total interest expense$1,597,0001,513
Net interest income$15,579,000699
Provision for loan and lease losses$200,0002,964
Total noninterest income$5,482,000629
Gross Fiduciary activities income$2,730,000159
Service charges on deposit accounts$1,515,000490
Trading account gains and fees$0153
Additional Noninterest Income$1,237,0001,312
Total noninterest expense$15,682,000657
Salaries and employee benefits$7,839,000660
Premises and equipment expense$3,487,000363
Additional noninterest expense$4,356,000803
Pre-tax net operating income$5,179,000715
Securities gains (losses)$74,0001,801
Applicable income taxes$1,786,000554
Income before extraordinary items$3,467,000871
Extraordinary gains, net$019
Net income$3,467,000870
Minority interest net income$084
Net income of bank and minority interests.$3,467,000871
Net charge-offs$75,0003,685
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,418,160824
2012-03-31 (YTD Data)Rank
Total interest income$8,483,000801
Total interest expense$835,0001,511
Net interest income$7,648,000721
Provision for loan and lease losses$100,0002,838
Total noninterest income$2,794,000625
Gross Fiduciary activities income$1,365,000163
Service charges on deposit accounts$782,000462
Trading account gains and fees$0148
Additional Noninterest Income$647,0001,249
Total noninterest expense$7,858,000650
Salaries and employee benefits$3,882,000674
Premises and equipment expense$1,790,000350
Additional noninterest expense$2,186,000786
Pre-tax net operating income$2,484,000741
Securities gains (losses)$02,210
Applicable income taxes$845,000576
Income before extraordinary items$1,639,000911
Extraordinary gains, net$019
Net income$1,639,000912
Minority interest net income$078
Net income of bank and minority interests.$1,639,000912
Net charge-offs$92,0002,508
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,639,000857
2011-12-31 (YTD Data)Rank
Total interest income$35,027,000802
Total interest expense$5,783,0001,044
Net interest income$29,244,000750
Provision for loan and lease losses$600,0003,157
Total noninterest income$12,202,000535
Gross Fiduciary activities income$5,612,000137
Service charges on deposit accounts$3,835,000401
Trading account gains and fees$0146
Additional Noninterest Income$2,755,0001,090
Total noninterest expense$31,538,000634
Salaries and employee benefits$14,600,000673
Premises and equipment expense$7,586,000345
Additional noninterest expense$9,352,000766
Pre-tax net operating income$9,308,000668
Securities gains (losses)$284,0001,174
Applicable income taxes$3,262,000550
Income before extraordinary items$6,330,000781
Extraordinary gains, net$029
Net income$6,330,000779
Minority interest net income$096
Net income of bank and minority interests.$6,330,000781
Net charge-offs$785,0002,668
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,142,560783
2011-09-30 (YTD Data)Rank
Total interest income$26,752,000807
Total interest expense$4,892,000974
Net interest income$21,860,000757
Provision for loan and lease losses$600,0002,633
Total noninterest income$9,090,000540
Gross Fiduciary activities income$3,945,000139
Service charges on deposit accounts$3,072,000378
Trading account gains and fees$0145
Additional Noninterest Income$2,073,0001,092
Total noninterest expense$24,037,000628
Salaries and employee benefits$10,983,000672
Premises and equipment expense$5,641,000348
Additional noninterest expense$7,413,000716
Pre-tax net operating income$6,313,000752
Securities gains (losses)$251,0001,041
Applicable income taxes$2,233,000577
Income before extraordinary items$4,331,000885
Extraordinary gains, net$021
Net income$4,331,000883
Minority interest net income$087
Net income of bank and minority interests.$4,331,000885
Net charge-offs$773,0002,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,165,340879
2011-06-30 (YTD Data)Rank
Total interest income$17,896,000813
Total interest expense$3,433,000956
Net interest income$14,463,000766
Provision for loan and lease losses$600,0002,044
Total noninterest income$5,918,000553
Gross Fiduciary activities income$2,490,000145
Service charges on deposit accounts$2,113,000367
Trading account gains and fees$0153
Additional Noninterest Income$1,315,0001,113
Total noninterest expense$15,927,000643
Salaries and employee benefits$7,317,000677
Premises and equipment expense$3,646,000364
Additional noninterest expense$4,964,000728
Pre-tax net operating income$3,854,000794
Securities gains (losses)$107,0001,096
Applicable income taxes$1,347,000590
Income before extraordinary items$2,614,000947
Extraordinary gains, net$015
Net income$2,614,000945
Minority interest net income$089
Net income of bank and minority interests.$2,614,000947
Net charge-offs$766,0001,715
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,543,380935
2011-03-31 (YTD Data)Rank
Total interest income$8,781,000834
Total interest expense$1,814,000932
Net interest income$6,967,000799
Provision for loan and lease losses$300,0001,892
Total noninterest income$2,942,000556
Gross Fiduciary activities income$1,245,000145
Service charges on deposit accounts$1,095,000358
Trading account gains and fees$0158
Additional Noninterest Income$602,0001,176
Total noninterest expense$8,126,000638
Salaries and employee benefits$3,621,000692
Premises and equipment expense$1,856,000362
Additional noninterest expense$2,649,000684
Pre-tax net operating income$1,483,0001,017
Securities gains (losses)$44,000800
Applicable income taxes$520,000725
Income before extraordinary items$1,007,0001,224
Extraordinary gains, net$09
Net income$1,007,0001,223
Minority interest net income$086
Net income of bank and minority interests.$1,007,0001,224
Net charge-offs$393,0001,537
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$977,9601,230
2010-12-31 (YTD Data)Rank
Total interest income$37,259,000813
Total interest expense$8,408,000992
Net interest income$28,851,000766
Provision for loan and lease losses$4,500,0001,235
Total noninterest income$11,636,000564
Gross Fiduciary activities income$5,311,000138
Service charges on deposit accounts$4,058,000385
Trading account gains and fees$0175
Additional Noninterest Income$2,267,0001,295
Total noninterest expense$30,825,000658
Salaries and employee benefits$13,997,000694
Premises and equipment expense$7,726,000351
Additional noninterest expense$9,102,000816
Pre-tax net operating income$5,162,0001,000
Securities gains (losses)$98,0002,181
Applicable income taxes$509,0001,868
Income before extraordinary items$4,751,000928
Extraordinary gains, net$029
Net income$4,751,000929
Minority interest net income$0111
Net income of bank and minority interests.$4,751,000930
Net charge-offs$3,643,0001,297
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,662,800897
2010-09-30 (YTD Data)Rank
Total interest income$28,319,000810
Total interest expense$6,675,000974
Net interest income$21,644,000763
Provision for loan and lease losses$2,250,0001,532
Total noninterest income$8,536,000560
Gross Fiduciary activities income$3,780,000140
Service charges on deposit accounts$3,049,000382
Trading account gains and fees$0165
Additional Noninterest Income$1,707,0001,237
Total noninterest expense$23,119,000651
Salaries and employee benefits$10,536,000682
Premises and equipment expense$5,784,000351
Additional noninterest expense$6,799,000804
Pre-tax net operating income$4,811,000863
Securities gains (losses)$85,0002,057
Applicable income taxes$1,666,000690
Income before extraordinary items$3,230,0001,058
Extraordinary gains, net$023
Net income$3,230,0001,061
Minority interest net income$0110
Net income of bank and minority interests.$3,230,0001,061
Net charge-offs$1,103,0002,077
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,173,9001,022
2010-06-30 (YTD Data)Rank
Total interest income$18,942,000816
Total interest expense$4,691,000955
Net interest income$14,251,000770
Provision for loan and lease losses$2,000,0001,278
Total noninterest income$5,669,000563
Gross Fiduciary activities income$2,520,000141
Service charges on deposit accounts$2,054,000375
Trading account gains and fees$0152
Additional Noninterest Income$1,095,0001,216
Total noninterest expense$15,462,000649
Salaries and employee benefits$7,082,000673
Premises and equipment expense$3,791,000354
Additional noninterest expense$4,589,000779
Pre-tax net operating income$2,458,0001,083
Securities gains (losses)$85,0001,526
Applicable income taxes$866,000809
Income before extraordinary items$1,677,0001,320
Extraordinary gains, net$019
Net income$1,677,0001,321
Minority interest net income$0105
Net income of bank and minority interests.$1,677,0001,321
Net charge-offs$836,0001,895
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,620,9001,314
2010-03-31 (YTD Data)Rank
Total interest income$9,524,000830
Total interest expense$2,520,000931
Net interest income$7,004,000788
Provision for loan and lease losses$2,000,000755
Total noninterest income$2,810,000560
Gross Fiduciary activities income$1,260,000142
Service charges on deposit accounts$994,000386
Trading account gains and fees$0175
Additional Noninterest Income$556,0001,188
Total noninterest expense$7,846,000647
Salaries and employee benefits$3,581,000666
Premises and equipment expense$1,931,000360
Additional noninterest expense$2,334,000777
Pre-tax net operating income$-32,0006,427
Securities gains (losses)$84,000862
Applicable income taxes$18,0003,501
Income before extraordinary items$34,0005,931
Extraordinary gains, net$016
Net income$34,0005,933
Minority interest net income$091
Net income of bank and minority interests.$34,0005,931
Net charge-offs$808,0001,189
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-20,6006,415
2009-12-31 (YTD Data)Rank
Total interest income$36,333,000931
Total interest expense$10,330,0001,160
Net interest income$26,003,000835
Provision for loan and lease losses$2,000,0002,474
Total noninterest income$10,388,000619
Gross Fiduciary activities income$4,868,000146
Service charges on deposit accounts$3,390,000496
Trading account gains and fees$0211
Additional Noninterest Income$2,130,0001,313
Total noninterest expense$32,205,000654
Salaries and employee benefits$14,586,000657
Premises and equipment expense$8,107,000339
Additional noninterest expense$9,512,000841
Pre-tax net operating income$2,186,0001,780
Securities gains (losses)$645,000733
Applicable income taxes$124,0002,732
Income before extraordinary items$2,707,0001,227
Extraordinary gains, net$034
Net income$2,707,0001,226
Minority interest net income$0115
Net income of bank and minority interests.$2,707,0001,226
Net charge-offs$705,0003,335
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,087,8001,545
2009-09-30 (YTD Data)Rank
Total interest income$27,043,000952
Total interest expense$8,002,0001,172
Net interest income$19,041,000864
Provision for loan and lease losses$1,550,0002,173
Total noninterest income$7,671,000643
Gross Fiduciary activities income$3,471,000149
Service charges on deposit accounts$2,572,000491
Trading account gains and fees$0212
Additional Noninterest Income$1,628,0001,317
Total noninterest expense$23,779,000666
Salaries and employee benefits$11,065,000664
Premises and equipment expense$6,066,000348
Additional noninterest expense$6,648,000848
Pre-tax net operating income$1,383,0002,194
Securities gains (losses)$621,000584
Applicable income taxes$682,0001,114
Income before extraordinary items$1,322,0002,015
Extraordinary gains, net$027
Net income$1,322,0002,014
Minority interest net income$0118
Net income of bank and minority interests.$1,322,0002,015
Net charge-offs$437,0003,221
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$912,1402,580
2009-06-30 (YTD Data)Rank
Total interest income$18,138,000966
Total interest expense$5,450,0001,204
Net interest income$12,688,000861
Provision for loan and lease losses$1,250,0001,805
Total noninterest income$4,919,000657
Gross Fiduciary activities income$2,358,000148
Service charges on deposit accounts$1,551,000530
Trading account gains and fees$0193
Additional Noninterest Income$1,010,0001,424
Total noninterest expense$16,071,000664
Salaries and employee benefits$7,499,000669
Premises and equipment expense$4,065,000352
Additional noninterest expense$4,507,000847
Pre-tax net operating income$286,0004,200
Securities gains (losses)$621,000420
Applicable income taxes$309,0001,503
Income before extraordinary items$598,0002,774
Extraordinary gains, net$021
Net income$598,0002,772
Minority interest net income$0112
Net income of bank and minority interests.$598,0002,774
Net charge-offs$322,0002,854
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$188,1404,516
2009-03-31 (YTD Data)Rank
Total interest income$9,014,000986
Total interest expense$2,788,0001,230
Net interest income$6,226,000864
Provision for loan and lease losses$1,000,0001,178
Total noninterest income$2,443,000650
Gross Fiduciary activities income$1,245,000142
Service charges on deposit accounts$694,000585
Trading account gains and fees$0171
Additional Noninterest Income$504,0001,379
Total noninterest expense$8,094,000633
Salaries and employee benefits$3,956,000624
Premises and equipment expense$2,035,000354
Additional noninterest expense$2,103,000793
Pre-tax net operating income$-425,0007,240
Securities gains (losses)$-2,0007,731
Applicable income taxes$-145,0007,640
Income before extraordinary items$-282,0007,170
Extraordinary gains, net$015
Net income$-282,0007,170
Minority interest net income$0102
Net income of bank and minority interests.$-282,0007,171
Net charge-offs$231,0002,024
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-280,6807,111
2008-12-31 (YTD Data)Rank
Total interest income$36,147,0001,051
Total interest expense$11,814,0001,380
Net interest income$24,333,000878
Provision for loan and lease losses$1,500,0002,158
Total noninterest income$9,389,000628
Gross Fiduciary activities income$5,053,000150
Service charges on deposit accounts$2,109,000832
Trading account gains and fees$0154
Additional Noninterest Income$2,227,0001,204
Total noninterest expense$31,845,000626
Salaries and employee benefits$15,471,000629
Premises and equipment expense$8,086,000347
Additional noninterest expense$8,288,000797
Pre-tax net operating income$377,0005,196
Securities gains (losses)$03,220
Applicable income taxes$-1,063,0007,723
Income before extraordinary items$1,440,0002,586
Extraordinary gains, net$039
Net income$1,440,0002,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0003,112
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,440,0002,737
2008-09-30 (YTD Data)Rank
Total interest income$27,638,0001,051
Total interest expense$9,489,0001,348
Net interest income$18,149,000897
Provision for loan and lease losses$1,000,0001,819
Total noninterest income$7,091,000652
Gross Fiduciary activities income$3,735,000156
Service charges on deposit accounts$1,632,000817
Trading account gains and fees$0148
Additional Noninterest Income$1,724,0001,235
Total noninterest expense$23,605,000623
Salaries and employee benefits$11,391,000658
Premises and equipment expense$5,846,000368
Additional noninterest expense$6,368,000734
Pre-tax net operating income$635,0004,541
Securities gains (losses)$03,106
Applicable income taxes$217,0002,824
Income before extraordinary items$418,0004,726
Extraordinary gains, net$031
Net income$418,0004,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0002,486
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$418,0004,888
2008-06-30 (YTD Data)Rank
Total interest income$19,217,0001,023
Total interest expense$6,688,0001,314
Net interest income$12,529,000866
Provision for loan and lease losses$200,0003,141
Total noninterest income$4,569,000685
Gross Fiduciary activities income$2,490,000159
Service charges on deposit accounts$1,095,000789
Trading account gains and fees$0149
Additional Noninterest Income$984,0001,413
Total noninterest expense$16,047,000605
Salaries and employee benefits$7,557,000658
Premises and equipment expense$3,855,000371
Additional noninterest expense$4,635,000669
Pre-tax net operating income$851,0003,300
Securities gains (losses)$03,233
Applicable income taxes$290,0002,253
Income before extraordinary items$561,0003,775
Extraordinary gains, net$021
Net income$561,0003,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0001,888
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$561,0003,725
2008-03-31 (YTD Data)Rank
Total interest income$10,571,000952
Total interest expense$3,977,0001,172
Net interest income$6,594,000828
Provision for loan and lease losses$200,0001,810
Total noninterest income$2,242,000688
Gross Fiduciary activities income$1,245,000160
Service charges on deposit accounts$504,000851
Trading account gains and fees$0158
Additional Noninterest Income$493,0001,433
Total noninterest expense$8,259,000585
Salaries and employee benefits$3,662,000688
Premises and equipment expense$1,949,000370
Additional noninterest expense$2,648,000569
Pre-tax net operating income$377,0003,666
Securities gains (losses)$02,688
Applicable income taxes$129,0002,502
Income before extraordinary items$248,0004,214
Extraordinary gains, net$015
Net income$248,0004,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0001,083
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$248,0004,117
2007-12-31 (YTD Data)Rank
Total interest income$47,358,000886
Total interest expense$22,535,000877
Net interest income$24,823,000891
Provision for loan and lease losses$1,000,0001,413
Total noninterest income$9,530,000629
Gross Fiduciary activities income$5,395,000151
Service charges on deposit accounts$2,268,000781
Trading account gains and fees$0178
Additional Noninterest Income$1,867,0001,419
Total noninterest expense$28,535,000662
Salaries and employee benefits$13,514,000714
Premises and equipment expense$7,305,000378
Additional noninterest expense$7,716,000748
Pre-tax net operating income$4,818,0001,702
Securities gains (losses)$-8,450,0008,501
Applicable income taxes$-1,235,0008,425
Income before extraordinary items$-2,397,0008,363
Extraordinary gains, net$039
Net income$-2,397,0008,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$575,0001,528
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,180,0001,931
2007-09-30 (YTD Data)Rank
Total interest income$35,850,000879
Total interest expense$17,923,000828
Net interest income$17,927,000928
Provision for loan and lease losses$06,528
Total noninterest income$6,641,000679
Gross Fiduciary activities income$3,564,000162
Service charges on deposit accounts$1,719,000761
Trading account gains and fees$0184
Additional Noninterest Income$1,358,0001,476
Total noninterest expense$20,954,000663
Salaries and employee benefits$9,696,000755
Premises and equipment expense$5,528,000372
Additional noninterest expense$5,730,000738
Pre-tax net operating income$3,614,0001,813
Securities gains (losses)$-5,704,0008,538
Applicable income taxes$1,935,000989
Income before extraordinary items$-4,025,0008,521
Extraordinary gains, net$033
Net income$-4,025,0008,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$541,0001,011
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,679,0002,717
2007-06-30 (YTD Data)Rank
Total interest income$23,958,000883
Total interest expense$12,670,000779
Net interest income$11,288,000994
Provision for loan and lease losses$06,209
Total noninterest income$4,301,000715
Gross Fiduciary activities income$2,376,000168
Service charges on deposit accounts$1,138,000775
Trading account gains and fees$0168
Additional Noninterest Income$787,0001,627
Total noninterest expense$13,699,000686
Salaries and employee benefits$6,227,000805
Premises and equipment expense$3,722,000385
Additional noninterest expense$3,750,000762
Pre-tax net operating income$1,890,0002,264
Securities gains (losses)$-5,705,0008,597
Applicable income taxes$1,316,0001,023
Income before extraordinary items$-5,131,0008,599
Extraordinary gains, net$029
Net income$-5,131,0008,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0001,913
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$574,0004,249
2007-03-31 (YTD Data)Rank
Total interest income$12,077,000864
Total interest expense$6,869,000714
Net interest income$5,208,0001,069
Provision for loan and lease losses$05,779
Total noninterest income$2,155,000712
Gross Fiduciary activities income$1,188,000167
Service charges on deposit accounts$598,000707
Trading account gains and fees$0195
Additional Noninterest Income$369,0001,694
Total noninterest expense$6,555,000717
Salaries and employee benefits$2,882,000885
Premises and equipment expense$1,852,000387
Additional noninterest expense$1,821,000760
Pre-tax net operating income$808,0002,547
Securities gains (losses)$01,187
Applicable income taxes$274,0001,981
Income before extraordinary items$534,0002,874
Extraordinary gains, net$022
Net income$534,0002,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0001,502
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$534,0002,861
2006-12-31 (YTD Data)Rank
Total interest income$45,724,000843
Total interest expense$25,377,000667
Net interest income$20,347,0001,087
Provision for loan and lease losses$06,850
Total noninterest income$9,361,000644
Gross Fiduciary activities income$5,031,000153
Service charges on deposit accounts$3,040,000564
Trading account gains and fees$0130
Additional Noninterest Income$1,290,0001,858
Total noninterest expense$24,633,000716
Salaries and employee benefits$11,452,000841
Premises and equipment expense$5,997,000430
Additional noninterest expense$7,184,000757
Pre-tax net operating income$5,075,0001,852
Securities gains (losses)$3,0001,365
Applicable income taxes$1,656,0001,527
Income before extraordinary items$3,422,0002,055
Extraordinary gains, net$051
Net income$3,422,0002,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,021
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,419,9902,041
2006-09-30 (YTD Data)Rank
Total interest income$33,929,000850
Total interest expense$18,604,000671
Net interest income$15,325,0001,105
Provision for loan and lease losses$06,685
Total noninterest income$6,824,000681
Gross Fiduciary activities income$3,564,000165
Service charges on deposit accounts$2,329,000559
Trading account gains and fees$0126
Additional Noninterest Income$931,0001,923
Total noninterest expense$17,918,000747
Salaries and employee benefits$8,474,000860
Premises and equipment expense$3,954,000494
Additional noninterest expense$5,490,000742
Pre-tax net operating income$4,231,0001,759
Securities gains (losses)$2,0001,183
Applicable income taxes$1,342,0001,514
Income before extraordinary items$2,891,0001,895
Extraordinary gains, net$045
Net income$2,891,0001,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0001,404
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,889,6401,880
2006-06-30 (YTD Data)Rank
Total interest income$21,555,000884
Total interest expense$11,685,000674
Net interest income$9,870,0001,145
Provision for loan and lease losses$06,419
Total noninterest income$4,593,000669
Gross Fiduciary activities income$2,376,000170
Service charges on deposit accounts$1,731,000491
Trading account gains and fees$0126
Additional Noninterest Income$486,0002,257
Total noninterest expense$11,939,000752
Salaries and employee benefits$5,609,000880
Premises and equipment expense$2,625,000495
Additional noninterest expense$3,705,000741
Pre-tax net operating income$2,524,0001,936
Securities gains (losses)$2,000970
Applicable income taxes$820,0001,634
Income before extraordinary items$1,706,0002,110
Extraordinary gains, net$039
Net income$1,706,0002,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0001,072
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,704,6402,096
2006-03-31 (YTD Data)Rank
Total interest income$10,051,000924
Total interest expense$5,171,000716
Net interest income$4,880,0001,152
Provision for loan and lease losses$06,013
Total noninterest income$2,293,000660
Gross Fiduciary activities income$1,188,000166
Service charges on deposit accounts$957,000432
Trading account gains and fees$0115
Additional Noninterest Income$148,0002,988
Total noninterest expense$6,305,000716
Salaries and employee benefits$2,783,000882
Premises and equipment expense$1,370,000488
Additional noninterest expense$2,152,000651
Pre-tax net operating income$868,0002,539
Securities gains (losses)$0955
Applicable income taxes$274,0002,127
Income before extraordinary items$594,0002,763
Extraordinary gains, net$021
Net income$594,0002,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0001,195
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$594,0002,745
2005-12-31 (YTD Data)Rank
Total interest income$39,005,000835
Total interest expense$18,012,000635
Net interest income$20,993,0001,013
Provision for loan and lease losses$1,200,000871
Total noninterest income$9,525,000646
Gross Fiduciary activities income$4,879,000163
Service charges on deposit accounts$3,486,000492
Trading account gains and fees$0138
Additional Noninterest Income$1,160,0002,014
Total noninterest expense$23,521,000729
Salaries and employee benefits$10,993,000832
Premises and equipment expense$5,486,000455
Additional noninterest expense$7,042,000749
Pre-tax net operating income$5,797,0001,622
Securities gains (losses)$-2,300,0008,781
Applicable income taxes$1,092,0002,141
Income before extraordinary items$2,405,0002,677
Extraordinary gains, net$046
Net income$2,405,0002,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0002,057
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,992,0001,715
2005-09-30 (YTD Data)Rank
Total interest income$29,237,000804
Total interest expense$13,223,000613
Net interest income$16,014,000982
Provision for loan and lease losses$900,000826
Total noninterest income$7,014,000654
Gross Fiduciary activities income$3,564,000163
Service charges on deposit accounts$2,647,000487
Trading account gains and fees$0126
Additional Noninterest Income$803,0002,109
Total noninterest expense$18,120,000695
Salaries and employee benefits$8,384,000797
Premises and equipment expense$4,059,000455
Additional noninterest expense$5,677,000695
Pre-tax net operating income$4,008,0001,760
Securities gains (losses)$413,000300
Applicable income taxes$1,425,0001,441
Income before extraordinary items$2,996,0001,756
Extraordinary gains, net$035
Net income$2,996,0001,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,660
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,715,1601,895
2005-06-30 (YTD Data)Rank
Total interest income$19,328,000794
Total interest expense$8,543,000596
Net interest income$10,785,000972
Provision for loan and lease losses$600,000816
Total noninterest income$4,685,000652
Gross Fiduciary activities income$2,376,000161
Service charges on deposit accounts$1,809,000454
Trading account gains and fees$0116
Additional Noninterest Income$500,0002,179
Total noninterest expense$11,997,000692
Salaries and employee benefits$5,566,000803
Premises and equipment expense$2,625,000467
Additional noninterest expense$3,806,000697
Pre-tax net operating income$2,873,0001,627
Securities gains (losses)$1,0001,973
Applicable income taxes$925,0001,453
Income before extraordinary items$1,949,0001,754
Extraordinary gains, net$030
Net income$1,949,0001,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0002,361
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,948,3201,724
2005-03-31 (YTD Data)Rank
Total interest income$9,556,000786
Total interest expense$4,170,000577
Net interest income$5,386,000961
Provision for loan and lease losses$300,000755
Total noninterest income$2,363,000629
Gross Fiduciary activities income$1,188,000165
Service charges on deposit accounts$937,000428
Trading account gains and fees$0115
Additional Noninterest Income$238,0002,232
Total noninterest expense$5,863,000715
Salaries and employee benefits$2,788,000792
Premises and equipment expense$1,307,000464
Additional noninterest expense$1,768,000721
Pre-tax net operating income$1,586,0001,442
Securities gains (losses)$01,685
Applicable income taxes$513,0001,326
Income before extraordinary items$1,073,0001,567
Extraordinary gains, net$024
Net income$1,073,0001,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,734
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,073,0001,543
2004-12-31 (YTD Data)Rank
Total interest income$34,701,000804
Total interest expense$14,558,000565
Net interest income$20,143,000983
Provision for loan and lease losses$1,100,000960
Total noninterest income$9,269,000645
Gross Fiduciary activities income$4,563,000163
Service charges on deposit accounts$3,650,000493
Trading account gains and fees$0138
Additional Noninterest Income$1,056,0002,064
Total noninterest expense$21,301,000769
Salaries and employee benefits$10,124,000847
Premises and equipment expense$4,856,000481
Additional noninterest expense$6,321,000797
Pre-tax net operating income$7,011,0001,236
Securities gains (losses)$41,0001,887
Applicable income taxes$2,295,0001,120
Income before extraordinary items$4,757,0001,355
Extraordinary gains, net$034
Net income$4,757,0001,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,211,000672
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,729,5301,327
2004-09-30 (YTD Data)Rank
Total interest income$25,914,000805
Total interest expense$10,913,000553
Net interest income$15,001,000982
Provision for loan and lease losses$875,000887
Total noninterest income$6,859,000662
Gross Fiduciary activities income$3,330,000163
Service charges on deposit accounts$2,730,000502
Trading account gains and fees$0134
Additional Noninterest Income$799,0002,073
Total noninterest expense$15,494,000775
Salaries and employee benefits$7,473,000862
Premises and equipment expense$3,407,000518
Additional noninterest expense$4,614,000816
Pre-tax net operating income$5,491,0001,196
Securities gains (losses)$41,0001,811
Applicable income taxes$1,801,0001,110
Income before extraordinary items$3,731,0001,325
Extraordinary gains, net$026
Net income$3,731,0001,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,146,000518
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,703,5301,286
2004-06-30 (YTD Data)Rank
Total interest income$17,210,000804
Total interest expense$7,322,000547
Net interest income$9,888,000981
Provision for loan and lease losses$450,0001,098
Total noninterest income$4,342,000692
Gross Fiduciary activities income$2,220,000167
Service charges on deposit accounts$1,743,000511
Trading account gains and fees$0130
Additional Noninterest Income$379,0002,595
Total noninterest expense$9,985,000805
Salaries and employee benefits$4,921,000868
Premises and equipment expense$2,189,000527
Additional noninterest expense$2,875,000865
Pre-tax net operating income$3,795,0001,138
Securities gains (losses)$304,000477
Applicable income taxes$1,340,0001,014
Income before extraordinary items$2,759,0001,189
Extraordinary gains, net$021
Net income$2,759,0001,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$655,000581
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,555,3201,226
2004-03-31 (YTD Data)Rank
Total interest income$8,332,000840
Total interest expense$3,588,000570
Net interest income$4,744,0001,040
Provision for loan and lease losses$225,0001,035
Total noninterest income$2,132,000685
Gross Fiduciary activities income$1,110,000166
Service charges on deposit accounts$874,000503
Trading account gains and fees$0121
Additional Noninterest Income$148,0002,972
Total noninterest expense$4,861,000838
Salaries and employee benefits$2,398,000906
Premises and equipment expense$1,029,000566
Additional noninterest expense$1,434,000860
Pre-tax net operating income$1,790,0001,178
Securities gains (losses)$304,000373
Applicable income taxes$685,0001,001
Income before extraordinary items$1,409,0001,165
Extraordinary gains, net$016
Net income$1,409,0001,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0001,561
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,205,3201,268
2003-12-31 (YTD Data)Rank
Total interest income$29,570,000952
Total interest expense$10,805,000825
Net interest income$18,765,0001,027
Provision for loan and lease losses$900,0001,310
Total noninterest income$8,490,000745
Gross Fiduciary activities income$4,486,000160
Service charges on deposit accounts$3,219,000540
Trading account gains and fees$0160
Additional Noninterest Income$785,0002,767
Total noninterest expense$17,325,000932
Salaries and employee benefits$8,127,0001,043
Premises and equipment expense$4,057,000566
Additional noninterest expense$5,141,000993
Pre-tax net operating income$9,030,000937
Securities gains (losses)$-594,0009,137
Applicable income taxes$3,033,000912
Income before extraordinary items$5,403,0001,186
Extraordinary gains, net$054
Net income$5,403,0001,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$711,0001,208
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,783,1601,053
2003-09-30 (YTD Data)Rank
Total interest income$21,835,000987
Total interest expense$7,781,000890
Net interest income$14,054,0001,043
Provision for loan and lease losses$675,0001,261
Total noninterest income$6,182,000791
Gross Fiduciary activities income$3,249,000170
Service charges on deposit accounts$2,320,000570
Trading account gains and fees$0153
Additional Noninterest Income$613,0002,804
Total noninterest expense$12,581,000985
Salaries and employee benefits$5,913,0001,081
Premises and equipment expense$2,860,000607
Additional noninterest expense$3,808,0001,009
Pre-tax net operating income$6,980,000944
Securities gains (losses)$-594,0009,199
Applicable income taxes$2,117,0001,015
Income before extraordinary items$4,269,0001,168
Extraordinary gains, net$040
Net income$4,269,0001,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$591,0001,022
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,666,9801,009
2003-06-30 (YTD Data)Rank
Total interest income$14,522,0001,001
Total interest expense$5,172,000926
Net interest income$9,350,0001,041
Provision for loan and lease losses$450,0001,255
Total noninterest income$4,050,000783
Gross Fiduciary activities income$2,166,000178
Service charges on deposit accounts$1,532,000565
Trading account gains and fees$0150
Additional Noninterest Income$352,0003,009
Total noninterest expense$7,969,0001,027
Salaries and employee benefits$3,806,0001,118
Premises and equipment expense$1,748,000668
Additional noninterest expense$2,415,0001,053
Pre-tax net operating income$4,981,000886
Securities gains (losses)$132,0001,312
Applicable income taxes$1,703,000888
Income before extraordinary items$3,410,000978
Extraordinary gains, net$030
Net income$3,410,000979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0002,496
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,321,560930
2003-03-31 (YTD Data)Rank
Total interest income$7,105,0001,032
Total interest expense$2,588,000951
Net interest income$4,517,0001,082
Provision for loan and lease losses$225,0001,208
Total noninterest income$1,974,000781
Gross Fiduciary activities income$1,083,000180
Service charges on deposit accounts$742,000569
Trading account gains and fees$0134
Additional Noninterest Income$149,0003,225
Total noninterest expense$3,857,0001,045
Salaries and employee benefits$1,874,0001,126
Premises and equipment expense$824,000714
Additional noninterest expense$1,159,0001,069
Pre-tax net operating income$2,409,000926
Securities gains (losses)$96,0001,024
Applicable income taxes$833,000926
Income before extraordinary items$1,672,0001,008
Extraordinary gains, net$021
Net income$1,672,0001,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,327
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,607,680966
2002-12-31 (YTD Data)Rank
Total interest income$26,362,0001,163
Total interest expense$8,899,0001,259
Net interest income$17,463,0001,102
Provision for loan and lease losses$800,0001,629
Total noninterest income$7,596,000756
Gross Fiduciary activities income$4,176,000182
Service charges on deposit accounts$2,650,000617
Trading account gains and fees$0153
Additional Noninterest Income$770,0002,561
Total noninterest expense$14,170,0001,098
Salaries and employee benefits$7,046,0001,140
Premises and equipment expense$3,507,000637
Additional noninterest expense$3,617,0001,333
Pre-tax net operating income$10,089,000866
Securities gains (losses)$202,0001,165
Applicable income taxes$3,460,000812
Income before extraordinary items$6,831,000916
Extraordinary gains, net$070
Net income$6,831,000914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$404,0001,928
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,697,680893
2001-12-31 (YTD Data)Rank
Total interest income$23,392,0001,461
Total interest expense$8,350,0001,939
Net interest income$15,042,0001,177
Provision for loan and lease losses$360,0002,816
Total noninterest income$6,351,000819
Gross Fiduciary activities income$4,039,000189
Service charges on deposit accounts$1,593,000928
Trading account gains and fees$0177
Additional Noninterest Income$719,0002,535
Total noninterest expense$14,177,0001,044
Salaries and employee benefits$6,259,0001,191
Premises and equipment expense$3,366,000646
Additional noninterest expense$4,552,0001,054
Pre-tax net operating income$6,856,0001,090
Securities gains (losses)$418,000682
Applicable income taxes$2,363,0001,021
Income before extraordinary items$4,911,0001,111
Extraordinary gains, net$0105
Net income$4,911,0001,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0002,490
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,626,7601,131
2000-12-31 (YTD Data)Rank
Total interest income$22,902,0001,510
Total interest expense$8,959,0001,929
Net interest income$13,943,0001,250
Provision for loan and lease losses$300,0002,819
Total noninterest income$5,466,000877
Gross Fiduciary activities income$3,573,000207
Service charges on deposit accounts$1,253,0001,080
Trading account gains and fees$0180
Additional Noninterest Income$640,0002,528
Total noninterest expense$12,571,0001,109
Salaries and employee benefits$5,725,0001,241
Premises and equipment expense$2,968,000702
Additional noninterest expense$3,878,0001,183
Pre-tax net operating income$6,538,0001,146
Securities gains (losses)$01,956
Applicable income taxes$2,105,0001,100
Income before extraordinary items$4,433,0001,196
Extraordinary gains, net$038
Net income$4,433,0001,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,170
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,433,0001,199
1999-12-31 (YTD Data)Rank
Total interest income$18,602,0001,742
Total interest expense$6,654,0002,218
Net interest income$11,948,0001,467
Provision for loan and lease losses$70,0005,912
Total noninterest income$5,158,000929
Gross Fiduciary activities income$3,402,000244
Service charges on deposit accounts$1,203,0001,111
Trading account gains and fees$0173
Additional Noninterest Income$553,0002,765
Total noninterest expense$11,604,0001,193
Salaries and employee benefits$5,395,0001,292
Premises and equipment expense$2,651,000769
Additional noninterest expense$3,558,0001,293
Pre-tax net operating income$5,432,0001,399
Securities gains (losses)$253,000491
Applicable income taxes$1,744,0001,399
Income before extraordinary items$3,941,0001,366
Extraordinary gains, net$035
Net income$3,941,0001,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,871
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,766,4301,396
1998-12-31 (YTD Data)Rank
Total interest income$17,510,0001,848
Total interest expense$6,000,0002,518
Net interest income$11,510,0001,462
Provision for loan and lease losses$60,0006,123
Total noninterest income$4,610,000994
Gross Fiduciary activities income$3,211,000249
Service charges on deposit accounts$953,0001,308
Trading account gains and fees$0224
Additional Noninterest Income$446,0003,212
Total noninterest expense$9,619,0001,367
Salaries and employee benefits$4,356,0001,503
Premises and equipment expense$2,158,000902
Additional noninterest expense$3,105,0001,409
Pre-tax net operating income$6,441,0001,160
Securities gains (losses)$6,0003,324
Applicable income taxes$2,059,0001,228
Income before extraordinary items$4,388,0001,218
Extraordinary gains, net$032
Net income$4,388,0001,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,945
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,383,9201,179
1997-12-31 (YTD Data)Rank
Total interest income$16,892,0001,949
Total interest expense$6,090,0002,464
Net interest income$10,802,0001,601
Provision for loan and lease losses$360,0002,248
Total noninterest income$4,107,0001,059
Gross Fiduciary activities income$2,795,000276
Service charges on deposit accounts$970,0001,328
Trading account gains and fees$0239
Additional Noninterest Income$342,0003,635
Total noninterest expense$7,865,0001,664
Salaries and employee benefits$3,625,0001,803
Premises and equipment expense$1,480,0001,326
Additional noninterest expense$2,760,0001,552
Pre-tax net operating income$6,684,0001,180
Securities gains (losses)$-3,0009,416
Applicable income taxes$2,080,0001,274
Income before extraordinary items$4,601,0001,193
Extraordinary gains, net$044
Net income$4,601,0001,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0002,552
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,603,0701,166
1996-12-31 (YTD Data)Rank
Total interest income$17,376,0001,945
Total interest expense$6,682,0002,308
Net interest income$10,694,0001,655
Provision for loan and lease losses$320,0002,449
Total noninterest income$3,914,0001,130
Gross Fiduciary activities income$2,577,000312
Service charges on deposit accounts$956,0001,406
Trading account gains and fees$0262
Additional Noninterest Income$381,0003,497
Total noninterest expense$6,748,0002,064
Salaries and employee benefits$3,336,0001,984
Premises and equipment expense$326,0005,271
Additional noninterest expense$3,086,0001,689
Pre-tax net operating income$7,540,0001,004
Securities gains (losses)$45,0001,403
Applicable income taxes$2,363,0001,057
Income before extraordinary items$5,222,0001,001
Extraordinary gains, net$053
Net income$5,222,0001,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,573
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,190,950993
1995-12-31 (YTD Data)Rank
Total interest income$15,466,0002,185
Total interest expense$6,027,0002,543
Net interest income$9,439,0001,897
Provision for loan and lease losses$08,958
Total noninterest income$3,404,0001,247
Gross Fiduciary activities income$2,228,000359
Service charges on deposit accounts$734,0001,851
Trading account gains and fees$0522
Additional Noninterest Income$442,0003,110
Total noninterest expense$6,400,0002,149
Salaries and employee benefits$3,090,0002,139
Premises and equipment expense$1,196,0001,684
Additional noninterest expense$2,114,0002,298
Pre-tax net operating income$6,443,0001,198
Securities gains (losses)$03,831
Applicable income taxes$2,046,0001,251
Income before extraordinary items$4,397,0001,210
Extraordinary gains, net$065
Net income$4,397,0001,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,529
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,397,0001,183
1994-12-31 (YTD Data)Rank
Total interest income$13,332,0002,291
Total interest expense$4,110,0002,963
Net interest income$9,222,0001,969
Provision for loan and lease losses$09,146
Total noninterest income$4,403,0001,007
Gross Fiduciary activities income$2,155,000356
Service charges on deposit accounts$645,0002,098
Trading account gains and fees$0475
Additional Noninterest Income$1,603,0001,312
Total noninterest expense$6,705,0002,120
Salaries and employee benefits$3,245,0002,035
Premises and equipment expense$737,0002,709
Additional noninterest expense$2,723,0001,991
Pre-tax net operating income$6,920,0001,094
Securities gains (losses)$03,600
Applicable income taxes$2,212,0001,094
Income before extraordinary items$4,708,0001,075
Extraordinary gains, net$0249
Net income$4,708,0001,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,298
Cash dividends$1,200,0001,639
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,708,0001,088
1993-12-31 (YTD Data)Rank
Total interest income$11,636,0002,662
Total interest expense$3,882,0003,247
Net interest income$7,754,0002,309
Provision for loan and lease losses$-115,00012,931
Total noninterest income$3,085,0001,427
Gross Fiduciary activities income$2,047,000374
Service charges on deposit accounts$692,0001,973
Trading account gains and fees$0532
Additional Noninterest Income$346,0004,135
Total noninterest expense$5,929,0002,423
Salaries and employee benefits$2,583,0002,561
Premises and equipment expense$735,0002,754
Additional noninterest expense$2,611,0002,138
Pre-tax net operating income$5,025,0001,394
Securities gains (losses)$1,0007,052
Applicable income taxes$1,550,0001,523
Income before extraordinary items$3,476,0001,458
Extraordinary gains, net$540,000424
Net income$4,016,0001,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00011,785
Cash dividends$900,0001,932
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,475,3101,371
1992-12-31 (YTD Data)Rank
Total interest income$11,591,0003,031
Total interest expense$4,523,0003,626
Net interest income$7,068,0002,566
Provision for loan and lease losses$011,756
Total noninterest income$2,669,0001,581
Gross Fiduciary activities income$1,773,000413
Service charges on deposit accounts$598,0002,298
Trading account gains and fees$0504
Additional Noninterest Income$298,0004,448
Total noninterest expense$6,334,0002,306
Salaries and employee benefits$2,129,0003,033
Premises and equipment expense$665,0003,067
Additional noninterest expense$3,540,0001,736
Pre-tax net operating income$3,403,0001,822
Securities gains (losses)$18,0005,726
Applicable income taxes$815,0002,564
Income before extraordinary items$2,606,0001,753
Extraordinary gains, net$815,000142
Net income$3,421,0001,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0005,577
Cash dividends$600,0002,382
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,592,3201,622

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.