Home > The Montrose State Bank > Assets and Liabilities
The Montrose State Bank, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 32 | 4,694 |
| Assets and Liabilities | ||
| Total Assets: | $60,981,000 | 6,412 |
| Cash and due from depository institutions | $2,377,000 | 4,694 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $17,000,000 | 4,888 |
| Federal funds sold & reverse repurchase agreements | $2,414,000 | 3,858 |
| Net loans & leases | $36,407,000 | 6,419 |
| Loan loss allowance | $750,000 | 4,997 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,669,000 | 4,962 |
| Other real estate owned | $43,000 | 4,694 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,071,000 | 6,669 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $60,981,000 | 6,412 |
| Total liabilities | $49,196,000 | 6,585 |
| Total deposits | $48,234,000 | 6,478 |
| Interest-bearing deposits | $38,940,000 | 6,567 |
| Deposits held in domestic offices | $48,234,000 | 6,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $962,000 | 4,169 |
| Total equity capital | $11,785,000 | 4,911 |
| Total bank equity capital | $11,785,000 | 4,911 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,750,000 | 1,258 |
| Surplus | $3,750,000 | 4,562 |
| Undivided profits | $4,285,000 | 5,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $829,000 | 3,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $392,000 | 6,892 |
| Earning assets | $55,821,000 | 6,406 |
| Long-term assets (5+ years) | $17,960,000 | 3,749 |
| Average Assets, year-to-date | $60,942,000 | 6,322 |
| Average Assets, quarterly | $60,930,500 | 6,377 |
| Volatile liabilities | $4,013,000 | 7,592 |
| Insider loans | $552,000 | 5,324 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $2,508,000 | 6,994 |
| Tier 1 (core) risk-based capital | $11,785,000 | 4,813 |
| Tier 2 risk-based capital | $401,000 | 6,341 |
| Total risk weighted assets | $31,731,000 | 6,905 |
| Total unused commitments | $2,508,000 | 6,997 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 33 | 4,662 |
| Assets and Liabilities | ||
| Total Assets: | $60,880,000 | 6,429 |
| Cash and due from depository institutions | $2,027,000 | 4,662 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $18,495,000 | 4,677 |
| Federal funds sold & reverse repurchase agreements | $662,000 | 5,428 |
| Net loans & leases | $36,916,000 | 6,409 |
| Loan loss allowance | $760,000 | 4,973 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,711,000 | 4,899 |
| Other real estate owned | $0 | 4,662 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,069,000 | 6,602 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $60,880,000 | 6,429 |
| Total liabilities | $49,082,000 | 6,600 |
| Total deposits | $48,586,000 | 6,485 |
| Interest-bearing deposits | $40,521,000 | 6,494 |
| Deposits held in domestic offices | $48,586,000 | 6,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $496,000 | 5,565 |
| Total equity capital | $11,798,000 | 4,841 |
| Total bank equity capital | $11,798,000 | 4,841 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,750,000 | 1,247 |
| Surplus | $3,750,000 | 4,564 |
| Undivided profits | $4,298,000 | 4,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $965,000 | 2,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $338,000 | 7,032 |
| Earning assets | $56,073,000 | 6,411 |
| Long-term assets (5+ years) | $18,906,000 | 3,589 |
| Average Assets, year-to-date | $60,929,000 | 6,376 |
| Average Assets, quarterly | $61,316,000 | 6,381 |
| Volatile liabilities | $3,782,000 | 7,643 |
| Insider loans | $546,000 | 5,337 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $2,401,000 | 7,126 |
| Tier 1 (core) risk-based capital | $11,798,000 | 4,792 |
| Tier 2 risk-based capital | $408,000 | 6,309 |
| Total risk weighted assets | $32,310,000 | 6,876 |
| Total unused commitments | $2,401,000 | 7,129 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 31 | 4,814 |
| Assets and Liabilities | ||
| Total Assets: | $61,752,000 | 6,401 |
| Cash and due from depository institutions | $1,747,000 | 4,814 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $18,928,000 | 4,644 |
| Federal funds sold & reverse repurchase agreements | $1,312,000 | 5,571 |
| Net loans & leases | $36,820,000 | 6,398 |
| Loan loss allowance | $747,000 | 5,009 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,741,000 | 4,840 |
| Other real estate owned | $13,000 | 4,814 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,191,000 | 6,317 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $61,752,000 | 6,401 |
| Total liabilities | $50,044,000 | 6,581 |
| Total deposits | $49,555,000 | 6,459 |
| Interest-bearing deposits | $40,427,000 | 6,514 |
| Deposits held in domestic offices | $49,555,000 | 6,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $489,000 | 5,613 |
| Total equity capital | $11,708,000 | 4,881 |
| Total bank equity capital | $11,708,000 | 4,881 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,750,000 | 1,229 |
| Surplus | $3,750,000 | 4,536 |
| Undivided profits | $4,208,000 | 5,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,343,000 | 2,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $418,000 | 6,473 |
| Earning assets | $57,060,000 | 6,391 |
| Long-term assets (5+ years) | $18,830,000 | 3,547 |
| Average Assets, year-to-date | $60,953,500 | 6,419 |
| Average Assets, quarterly | $60,953,500 | 6,419 |
| Volatile liabilities | $3,644,000 | 7,650 |
| Insider loans | $563,000 | 5,315 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $2,603,000 | 7,069 |
| Tier 1 (core) risk-based capital | $11,708,000 | 4,807 |
| Tier 2 risk-based capital | $422,000 | 6,232 |
| Total risk weighted assets | $33,378,000 | 6,779 |
| Total unused commitments | $2,603,000 | 7,070 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 31 | 4,821 |
| Assets and Liabilities | ||
| Total Assets: | $60,155,000 | 6,454 |
| Cash and due from depository institutions | $1,919,000 | 4,821 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $18,400,000 | 4,772 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $36,920,000 | 6,377 |
| Loan loss allowance | $746,000 | 4,994 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,772,000 | 4,777 |
| Other real estate owned | $0 | 4,821 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,144,000 | 6,463 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $60,155,000 | 6,454 |
| Total liabilities | $48,486,000 | 6,652 |
| Total deposits | $47,477,000 | 6,531 |
| Interest-bearing deposits | $38,199,000 | 6,623 |
| Deposits held in domestic offices | $47,477,000 | 6,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $597,000 | 2,851 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $412,000 | 5,967 |
| Total equity capital | $11,669,000 | 4,860 |
| Total bank equity capital | $11,669,000 | 4,860 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,750,000 | 1,218 |
| Surplus | $3,750,000 | 4,509 |
| Undivided profits | $4,169,000 | 5,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,103,000 | 2,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $367,000 | 6,891 |
| Earning assets | $55,320,000 | 6,440 |
| Long-term assets (5+ years) | $17,484,000 | 3,637 |
| Average Assets, year-to-date | $61,069,800 | 6,289 |
| Average Assets, quarterly | $60,682,500 | 6,399 |
| Volatile liabilities | $4,344,000 | 7,541 |
| Insider loans | $555,000 | 5,314 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $2,393,000 | 7,088 |
| Tier 1 (core) risk-based capital | $11,669,000 | 4,789 |
| Tier 2 risk-based capital | $425,000 | 6,206 |
| Total risk weighted assets | $33,680,000 | 6,770 |
| Total unused commitments | $2,393,000 | 7,091 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 31 | 4,840 |
| Assets and Liabilities | ||
| Total Assets: | $61,210,000 | 6,403 |
| Cash and due from depository institutions | $1,646,000 | 4,840 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $19,966,000 | 4,578 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $36,971,000 | 6,404 |
| Loan loss allowance | $846,000 | 4,670 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,235,000 | 5,560 |
| Other real estate owned | $0 | 4,840 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,392,000 | 6,061 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $61,210,000 | 6,403 |
| Total liabilities | $49,639,000 | 6,590 |
| Total deposits | $48,576,000 | 6,461 |
| Interest-bearing deposits | $40,327,000 | 6,474 |
| Deposits held in domestic offices | $48,576,000 | 6,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $563,000 | 3,082 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $500,000 | 5,599 |
| Total equity capital | $11,571,000 | 4,862 |
| Total bank equity capital | $11,571,000 | 4,862 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,750,000 | 1,206 |
| Surplus | $3,750,000 | 4,485 |
| Undivided profits | $4,071,000 | 5,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,440,000 | 1,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $435,000 | 6,534 |
| Earning assets | $56,937,000 | 6,369 |
| Long-term assets (5+ years) | $17,847,000 | 3,564 |
| Average Assets, year-to-date | $61,298,500 | 6,330 |
| Average Assets, quarterly | $60,872,000 | 6,390 |
| Volatile liabilities | $4,061,000 | 7,681 |
| Insider loans | $657,000 | 5,026 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $1,985,000 | 7,313 |
| Tier 1 (core) risk-based capital | $11,571,000 | 4,803 |
| Tier 2 risk-based capital | $434,000 | 6,189 |
| Total risk weighted assets | $34,272,000 | 6,744 |
| Total unused commitments | $1,985,000 | 7,314 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 32 | 4,769 |
| Assets and Liabilities | ||
| Total Assets: | $60,534,000 | 6,424 |
| Cash and due from depository institutions | $818,000 | 4,769 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $20,549,000 | 4,503 |
| Federal funds sold & reverse repurchase agreements | $473,000 | 5,129 |
| Net loans & leases | $36,306,000 | 6,435 |
| Loan loss allowance | $845,000 | 4,642 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,285,000 | 5,442 |
| Other real estate owned | $0 | 4,769 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,103,000 | 6,520 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $60,534,000 | 6,424 |
| Total liabilities | $49,032,000 | 6,636 |
| Total deposits | $48,574,000 | 6,473 |
| Interest-bearing deposits | $40,903,000 | 6,433 |
| Deposits held in domestic offices | $48,574,000 | 6,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $458,000 | 5,484 |
| Total equity capital | $11,502,000 | 4,761 |
| Total bank equity capital | $11,502,000 | 4,761 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,750,000 | 1,192 |
| Surplus | $3,750,000 | 4,461 |
| Undivided profits | $4,002,000 | 5,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,126,000 | 2,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $371,000 | 6,686 |
| Earning assets | $57,328,000 | 6,340 |
| Long-term assets (5+ years) | $19,715,000 | 3,357 |
| Average Assets, year-to-date | $61,328,000 | 6,355 |
| Average Assets, quarterly | $61,231,000 | 6,386 |
| Volatile liabilities | $3,483,000 | 7,817 |
| Insider loans | $619,000 | 5,111 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $2,158,000 | 7,306 |
| Tier 1 (core) risk-based capital | $11,502,000 | 4,749 |
| Tier 2 risk-based capital | $457,000 | 6,048 |
| Total risk weighted assets | $36,233,000 | 6,609 |
| Total unused commitments | $2,158,000 | 7,306 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 32 | 4,726 |
| Assets and Liabilities | ||
| Total Assets: | $61,928,000 | 6,370 |
| Cash and due from depository institutions | $1,495,000 | 4,726 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $20,448,000 | 4,564 |
| Federal funds sold & reverse repurchase agreements | $1,664,000 | 4,523 |
| Net loans & leases | $35,804,000 | 6,414 |
| Loan loss allowance | $835,000 | 4,651 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,317,000 | 5,365 |
| Other real estate owned | $0 | 4,726 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,200,000 | 6,227 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $61,928,000 | 6,370 |
| Total liabilities | $50,496,000 | 6,577 |
| Total deposits | $50,013,000 | 6,425 |
| Interest-bearing deposits | $41,352,000 | 6,433 |
| Deposits held in domestic offices | $50,013,000 | 6,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $483,000 | 5,249 |
| Total equity capital | $11,432,000 | 4,736 |
| Total bank equity capital | $11,432,000 | 4,736 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,750,000 | 1,180 |
| Surplus | $3,750,000 | 4,390 |
| Undivided profits | $3,932,000 | 5,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,226,000 | 2,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $473,000 | 5,866 |
| Earning assets | $57,916,000 | 6,318 |
| Long-term assets (5+ years) | $21,098,000 | 3,204 |
| Average Assets, year-to-date | $61,725,000 | 6,353 |
| Average Assets, quarterly | $61,725,000 | 6,353 |
| Volatile liabilities | $3,478,000 | 7,744 |
| Insider loans | $544,000 | 5,294 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $3,026,000 | 6,911 |
| Tier 1 (core) risk-based capital | $11,432,000 | 4,696 |
| Tier 2 risk-based capital | $431,000 | 6,166 |
| Total risk weighted assets | $34,054,000 | 6,707 |
| Total unused commitments | $3,026,000 | 6,913 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 32 | 4,740 |
| Assets and Liabilities | ||
| Total Assets: | $61,522,000 | 6,403 |
| Cash and due from depository institutions | $1,531,000 | 4,740 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $20,746,000 | 4,536 |
| Federal funds sold & reverse repurchase agreements | $153,000 | 5,849 |
| Net loans & leases | $36,620,000 | 6,384 |
| Loan loss allowance | $843,000 | 4,595 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,347,000 | 5,304 |
| Other real estate owned | $0 | 4,740 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,125,000 | 6,415 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $61,522,000 | 6,403 |
| Total liabilities | $50,202,000 | 6,612 |
| Total deposits | $49,827,000 | 6,445 |
| Interest-bearing deposits | $40,488,000 | 6,479 |
| Deposits held in domestic offices | $49,827,000 | 6,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $375,000 | 5,780 |
| Total equity capital | $11,320,000 | 4,744 |
| Total bank equity capital | $11,320,000 | 4,744 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,750,000 | 1,166 |
| Surplus | $3,750,000 | 4,363 |
| Undivided profits | $3,820,000 | 5,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,222,000 | 1,993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $408,000 | 6,341 |
| Earning assets | $57,519,000 | 6,346 |
| Long-term assets (5+ years) | $21,580,000 | 3,160 |
| Average Assets, year-to-date | $62,045,800 | 6,281 |
| Average Assets, quarterly | $62,055,000 | 6,353 |
| Volatile liabilities | $3,468,000 | 7,766 |
| Insider loans | $565,000 | 5,212 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $2,740,000 | 6,959 |
| Tier 1 (core) risk-based capital | $11,320,000 | 4,703 |
| Tier 2 risk-based capital | $468,000 | 5,993 |
| Total risk weighted assets | $37,078,000 | 6,535 |
| Total unused commitments | $2,740,000 | 6,960 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 31 | 4,835 |
| Assets and Liabilities | ||
| Total Assets: | $62,588,000 | 6,364 |
| Cash and due from depository institutions | $1,706,000 | 4,835 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $22,064,000 | 4,342 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $36,294,000 | 6,424 |
| Loan loss allowance | $842,000 | 4,579 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,336,000 | 5,292 |
| Other real estate owned | $0 | 4,835 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,188,000 | 6,303 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $62,588,000 | 6,364 |
| Total liabilities | $51,409,000 | 6,539 |
| Total deposits | $50,308,000 | 6,394 |
| Interest-bearing deposits | $41,630,000 | 6,396 |
| Deposits held in domestic offices | $50,308,000 | 6,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $576,000 | 3,122 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $525,000 | 5,038 |
| Total equity capital | $11,179,000 | 4,763 |
| Total bank equity capital | $11,179,000 | 4,763 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,750,000 | 1,133 |
| Surplus | $3,750,000 | 4,326 |
| Undivided profits | $3,679,000 | 5,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,155,000 | 2,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $496,000 | 5,771 |
| Earning assets | $58,358,000 | 6,309 |
| Long-term assets (5+ years) | $21,493,000 | 3,173 |
| Average Assets, year-to-date | $62,176,750 | 6,298 |
| Average Assets, quarterly | $62,814,000 | 6,322 |
| Volatile liabilities | $4,156,000 | 7,610 |
| Insider loans | $586,000 | 5,161 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $2,466,000 | 7,048 |
| Tier 1 (core) risk-based capital | $11,179,000 | 4,683 |
| Tier 2 risk-based capital | $446,000 | 6,088 |
| Total risk weighted assets | $35,259,000 | 6,653 |
| Total unused commitments | $2,466,000 | 7,050 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 31 | 4,824 |
| Assets and Liabilities | ||
| Total Assets: | $63,040,000 | 6,313 |
| Cash and due from depository institutions | $1,928,000 | 4,824 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $22,543,000 | 4,303 |
| Federal funds sold & reverse repurchase agreements | $299,000 | 5,228 |
| Net loans & leases | $35,775,000 | 6,409 |
| Loan loss allowance | $837,000 | 4,561 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,375,000 | 5,192 |
| Other real estate owned | $39,000 | 4,824 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,081,000 | 6,359 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $63,040,000 | 6,313 |
| Total liabilities | $52,013,000 | 6,477 |
| Total deposits | $51,531,000 | 6,306 |
| Interest-bearing deposits | $43,141,000 | 6,286 |
| Deposits held in domestic offices | $51,531,000 | 6,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $482,000 | 4,971 |
| Total equity capital | $11,027,000 | 4,749 |
| Total bank equity capital | $11,027,000 | 4,749 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,750,000 | 1,116 |
| Surplus | $3,750,000 | 4,278 |
| Undivided profits | $3,527,000 | 5,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,202,000 | 2,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $406,000 | 6,115 |
| Earning assets | $58,617,000 | 6,258 |
| Long-term assets (5+ years) | $21,574,000 | 3,211 |
| Average Assets, year-to-date | $62,039,670 | 6,285 |
| Average Assets, quarterly | $62,176,500 | 6,309 |
| Volatile liabilities | $3,823,000 | 7,632 |
| Insider loans | $594,000 | 5,092 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $2,926,000 | 6,890 |
| Tier 1 (core) risk-based capital | $11,027,000 | 4,634 |
| Tier 2 risk-based capital | $445,000 | 6,082 |
| Total risk weighted assets | $35,214,000 | 6,625 |
| Total unused commitments | $2,926,000 | 6,890 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 31 | 4,822 |
| Assets and Liabilities | ||
| Total Assets: | $61,313,000 | 6,385 |
| Cash and due from depository institutions | $1,450,000 | 4,822 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $20,711,000 | 4,629 |
| Federal funds sold & reverse repurchase agreements | $863,000 | 5,189 |
| Net loans & leases | $35,721,000 | 6,384 |
| Loan loss allowance | $842,000 | 4,563 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,386,000 | 5,187 |
| Other real estate owned | $3,000 | 4,822 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,179,000 | 6,180 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $61,313,000 | 6,385 |
| Total liabilities | $50,380,000 | 6,600 |
| Total deposits | $49,848,000 | 6,451 |
| Interest-bearing deposits | $41,190,000 | 6,473 |
| Deposits held in domestic offices | $49,848,000 | 6,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $532,000 | 4,634 |
| Total equity capital | $10,933,000 | 4,691 |
| Total bank equity capital | $10,933,000 | 4,691 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,750,000 | 1,105 |
| Surplus | $3,750,000 | 4,262 |
| Undivided profits | $3,433,000 | 5,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $893,000 | 2,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $498,000 | 5,360 |
| Earning assets | $57,295,000 | 6,334 |
| Long-term assets (5+ years) | $21,182,000 | 3,322 |
| Average Assets, year-to-date | $61,539,500 | 6,370 |
| Average Assets, quarterly | $61,539,500 | 6,370 |
| Volatile liabilities | $3,366,000 | 7,778 |
| Insider loans | $499,000 | 5,412 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $1,821,000 | 7,507 |
| Tier 1 (core) risk-based capital | $10,933,000 | 4,616 |
| Tier 2 risk-based capital | $435,000 | 6,146 |
| Total risk weighted assets | $34,342,000 | 6,673 |
| Total unused commitments | $1,821,000 | 7,511 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 31 | 4,823 |
| Assets and Liabilities | ||
| Total Assets: | $61,766,000 | 6,397 |
| Cash and due from depository institutions | $1,854,000 | 4,823 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $18,256,000 | 4,983 |
| Federal funds sold & reverse repurchase agreements | $2,938,000 | 3,260 |
| Net loans & leases | $36,214,000 | 6,367 |
| Loan loss allowance | $841,000 | 4,524 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,274,000 | 5,372 |
| Other real estate owned | $3,000 | 4,823 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,227,000 | 6,046 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $61,766,000 | 6,397 |
| Total liabilities | $50,963,000 | 6,595 |
| Total deposits | $50,536,000 | 6,428 |
| Interest-bearing deposits | $40,891,000 | 6,511 |
| Deposits held in domestic offices | $50,536,000 | 6,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $427,000 | 5,139 |
| Total equity capital | $10,803,000 | 4,754 |
| Total bank equity capital | $10,803,000 | 4,754 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,750,000 | 1,080 |
| Surplus | $3,750,000 | 4,220 |
| Undivided profits | $3,303,000 | 5,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $833,000 | 2,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $391,000 | 6,121 |
| Earning assets | $57,408,000 | 6,362 |
| Long-term assets (5+ years) | $19,470,000 | 3,518 |
| Average Assets, year-to-date | $61,041,000 | 6,322 |
| Average Assets, quarterly | $60,748,500 | 6,426 |
| Volatile liabilities | $3,359,000 | 7,783 |
| Insider loans | $469,000 | 5,564 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $2,576,000 | 6,980 |
| Tier 1 (core) risk-based capital | $10,803,000 | 4,620 |
| Tier 2 risk-based capital | $435,000 | 6,144 |
| Total risk weighted assets | $34,357,000 | 6,703 |
| Total unused commitments | $2,576,000 | 6,983 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 32 | 4,735 |
| Assets and Liabilities | ||
| Total Assets: | $59,731,000 | 6,487 |
| Cash and due from depository institutions | $2,384,000 | 4,735 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $18,958,000 | 4,847 |
| Federal funds sold & reverse repurchase agreements | $523,000 | 5,100 |
| Net loans & leases | $35,465,000 | 6,404 |
| Loan loss allowance | $853,000 | 4,482 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,154,000 | 5,573 |
| Other real estate owned | $0 | 4,735 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,247,000 | 6,047 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $59,731,000 | 6,487 |
| Total liabilities | $48,997,000 | 6,662 |
| Total deposits | $48,446,000 | 6,494 |
| Interest-bearing deposits | $40,131,000 | 6,532 |
| Deposits held in domestic offices | $48,446,000 | 6,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $551,000 | 4,664 |
| Total equity capital | $10,734,000 | 4,750 |
| Total bank equity capital | $10,734,000 | 4,750 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,750,000 | 1,068 |
| Surplus | $3,750,000 | 4,183 |
| Undivided profits | $3,234,000 | 5,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $957,000 | 2,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $149,000 | 680 |
| Income earned, not collected on loans | $439,000 | 5,919 |
| Earning assets | $54,946,000 | 6,466 |
| Long-term assets (5+ years) | $19,670,000 | 3,560 |
| Average Assets, year-to-date | $60,859,750 | 6,342 |
| Average Assets, quarterly | $60,185,000 | 6,443 |
| Volatile liabilities | $3,383,000 | 7,829 |
| Insider loans | $480,000 | 5,514 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $2,557,000 | 6,971 |
| Tier 1 (core) risk-based capital | $10,734,000 | 4,597 |
| Tier 2 risk-based capital | $427,000 | 6,208 |
| Total risk weighted assets | $33,723,000 | 6,729 |
| Total unused commitments | $2,557,000 | 6,977 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 32 | 4,791 |
| Assets and Liabilities | ||
| Total Assets: | $60,639,000 | 6,438 |
| Cash and due from depository institutions | $1,872,000 | 4,791 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $20,519,000 | 4,721 |
| Federal funds sold & reverse repurchase agreements | $890,000 | 4,567 |
| Net loans & leases | $35,029,000 | 6,427 |
| Loan loss allowance | $861,000 | 4,463 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,124,000 | 5,625 |
| Other real estate owned | $0 | 4,791 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,205,000 | 6,094 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $60,639,000 | 6,438 |
| Total liabilities | $50,059,000 | 6,638 |
| Total deposits | $49,523,000 | 6,461 |
| Interest-bearing deposits | $41,208,000 | 6,499 |
| Deposits held in domestic offices | $49,523,000 | 6,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $536,000 | 4,369 |
| Total equity capital | $10,580,000 | 4,662 |
| Total bank equity capital | $10,580,000 | 4,662 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,750,000 | 1,057 |
| Surplus | $3,750,000 | 4,157 |
| Undivided profits | $3,080,000 | 5,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $951,000 | 2,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $149,000 | 705 |
| Income earned, not collected on loans | $393,000 | 6,071 |
| Earning assets | $56,438,000 | 6,373 |
| Long-term assets (5+ years) | $19,471,000 | 3,679 |
| Average Assets, year-to-date | $61,236,000 | 6,348 |
| Average Assets, quarterly | $61,107,000 | 6,387 |
| Volatile liabilities | $3,278,000 | 7,856 |
| Insider loans | $560,000 | 5,224 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $3,534,000 | 6,539 |
| Tier 1 (core) risk-based capital | $10,580,000 | 4,589 |
| Tier 2 risk-based capital | $433,000 | 6,152 |
| Total risk weighted assets | $34,219,000 | 6,688 |
| Total unused commitments | $3,534,000 | 6,542 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 31 | 4,886 |
| Assets and Liabilities | ||
| Total Assets: | $61,575,000 | 6,381 |
| Cash and due from depository institutions | $4,532,000 | 4,886 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $21,125,000 | 4,617 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $33,549,000 | 6,487 |
| Loan loss allowance | $859,000 | 4,429 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,106,000 | 5,658 |
| Other real estate owned | $0 | 4,886 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,263,000 | 5,838 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $61,575,000 | 6,381 |
| Total liabilities | $51,130,000 | 6,586 |
| Total deposits | $50,555,000 | 6,426 |
| Interest-bearing deposits | $42,572,000 | 6,441 |
| Deposits held in domestic offices | $50,555,000 | 6,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $575,000 | 4,530 |
| Total equity capital | $10,445,000 | 4,794 |
| Total bank equity capital | $10,445,000 | 4,794 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,750,000 | 1,048 |
| Surplus | $3,750,000 | 4,131 |
| Undivided profits | $2,945,000 | 5,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $803,000 | 3,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $149,000 | 746 |
| Income earned, not collected on loans | $480,000 | 5,344 |
| Earning assets | $54,674,000 | 6,482 |
| Long-term assets (5+ years) | $18,329,000 | 3,766 |
| Average Assets, year-to-date | $61,534,500 | 6,355 |
| Average Assets, quarterly | $61,534,500 | 6,355 |
| Volatile liabilities | $3,391,000 | 7,773 |
| Insider loans | $575,000 | 5,179 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $3,414,000 | 6,623 |
| Tier 1 (core) risk-based capital | $10,445,000 | 4,597 |
| Tier 2 risk-based capital | $428,000 | 6,157 |
| Total risk weighted assets | $33,836,000 | 6,682 |
| Total unused commitments | $3,414,000 | 6,628 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 32 | 4,785 |
| Assets and Liabilities | ||
| Total Assets: | $61,494,000 | 6,389 |
| Cash and due from depository institutions | $5,279,000 | 4,785 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $20,630,000 | 4,731 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,221 |
| Net loans & leases | $32,489,000 | 6,595 |
| Loan loss allowance | $865,000 | 4,383 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,080,000 | 5,731 |
| Other real estate owned | $0 | 4,785 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,216,000 | 5,989 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,494,000 | 6,389 |
| Total liabilities | $51,154,000 | 6,591 |
| Total deposits | $50,671,000 | 6,434 |
| Interest-bearing deposits | $41,403,000 | 6,521 |
| Deposits held in domestic offices | $50,671,000 | 6,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $483,000 | 4,825 |
| Total equity capital | $10,340,000 | 4,769 |
| Total bank equity capital | $10,340,000 | 4,769 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,750,000 | 1,052 |
| Surplus | $3,750,000 | 4,109 |
| Undivided profits | $2,840,000 | 5,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $741,000 | 3,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $135,000 | 732 |
| Income earned, not collected on loans | $452,000 | 5,691 |
| Earning assets | $53,919,000 | 6,517 |
| Long-term assets (5+ years) | $17,085,000 | 3,921 |
| Average Assets, year-to-date | $60,203,000 | 6,340 |
| Average Assets, quarterly | $60,896,500 | 6,381 |
| Volatile liabilities | $3,386,000 | 7,818 |
| Insider loans | $599,000 | 5,103 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $3,804,000 | 6,283 |
| Tier 1 (core) risk-based capital | $10,340,000 | 4,601 |
| Tier 2 risk-based capital | $421,000 | 6,212 |
| Total risk weighted assets | $33,430,000 | 6,751 |
| Total unused commitments | $3,804,000 | 6,288 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 32 | 4,811 |
| Assets and Liabilities | ||
| Total Assets: | $60,299,000 | 6,449 |
| Cash and due from depository institutions | $4,299,000 | 4,811 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $21,692,000 | 4,527 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $32,232,000 | 6,639 |
| Loan loss allowance | $878,000 | 4,351 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,072,000 | 5,746 |
| Other real estate owned | $0 | 4,811 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,004,000 | 6,562 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,299,000 | 6,449 |
| Total liabilities | $50,149,000 | 6,641 |
| Total deposits | $49,605,000 | 6,476 |
| Interest-bearing deposits | $41,637,000 | 6,503 |
| Deposits held in domestic offices | $49,605,000 | 6,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $544,000 | 4,800 |
| Total equity capital | $10,150,000 | 4,801 |
| Total bank equity capital | $10,150,000 | 4,801 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,750,000 | 1,045 |
| Surplus | $3,750,000 | 4,048 |
| Undivided profits | $2,650,000 | 6,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $834,000 | 3,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $135,000 | 790 |
| Income earned, not collected on loans | $503,000 | 5,511 |
| Earning assets | $53,924,000 | 6,515 |
| Long-term assets (5+ years) | $15,978,000 | 4,092 |
| Average Assets, year-to-date | $59,880,250 | 6,387 |
| Average Assets, quarterly | $60,226,000 | 6,434 |
| Volatile liabilities | $3,495,000 | 7,841 |
| Insider loans | $604,000 | 5,088 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,955,000 | 6,233 |
| Tier 1 (core) risk-based capital | $10,150,000 | 4,646 |
| Tier 2 risk-based capital | $415,000 | 6,266 |
| Total risk weighted assets | $32,755,000 | 6,832 |
| Total unused commitments | $3,955,000 | 6,239 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 32 | 4,829 |
| Assets and Liabilities | ||
| Total Assets: | $60,153,000 | 6,461 |
| Cash and due from depository institutions | $5,243,000 | 4,829 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $22,427,000 | 4,360 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $30,488,000 | 6,789 |
| Loan loss allowance | $876,000 | 4,299 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,088,000 | 5,701 |
| Other real estate owned | $0 | 4,829 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $907,000 | 6,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,153,000 | 6,461 |
| Total liabilities | $50,112,000 | 6,649 |
| Total deposits | $49,566,000 | 6,482 |
| Interest-bearing deposits | $41,987,000 | 6,493 |
| Deposits held in domestic offices | $49,566,000 | 6,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $546,000 | 4,848 |
| Total equity capital | $10,041,000 | 4,832 |
| Total bank equity capital | $10,041,000 | 4,832 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,750,000 | 1,033 |
| Surplus | $3,750,000 | 4,009 |
| Undivided profits | $2,541,000 | 6,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $822,000 | 3,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $154,000 | 793 |
| Income earned, not collected on loans | $260,000 | 7,415 |
| Earning assets | $52,915,000 | 6,561 |
| Long-term assets (5+ years) | $13,267,000 | 4,350 |
| Average Assets, year-to-date | $59,740,670 | 6,404 |
| Average Assets, quarterly | $60,098,500 | 6,421 |
| Volatile liabilities | $3,497,000 | 7,870 |
| Insider loans | $526,000 | 5,356 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $4,059,000 | 6,178 |
| Tier 1 (core) risk-based capital | $10,041,000 | 4,622 |
| Tier 2 risk-based capital | $411,000 | 6,280 |
| Total risk weighted assets | $32,394,000 | 6,865 |
| Total unused commitments | $4,059,000 | 6,191 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 32 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $60,044,000 | 6,412 |
| Cash and due from depository institutions | $4,128,000 | 4,788 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $22,224,000 | 4,355 |
| Federal funds sold & reverse repurchase agreements | $2,450,000 | 4,896 |
| Net loans & leases | $29,048,000 | 6,893 |
| Loan loss allowance | $875,000 | 4,273 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,054,000 | 5,762 |
| Other real estate owned | $0 | 4,788 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,140,000 | 6,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,044,000 | 6,412 |
| Total liabilities | $50,111,000 | 6,617 |
| Total deposits | $49,625,000 | 6,440 |
| Interest-bearing deposits | $42,110,000 | 6,467 |
| Deposits held in domestic offices | $49,625,000 | 6,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $486,000 | 5,214 |
| Total equity capital | $9,933,000 | 4,787 |
| Total bank equity capital | $9,933,000 | 4,787 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,750,000 | 1,028 |
| Surplus | $3,750,000 | 3,960 |
| Undivided profits | $2,433,000 | 6,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $748,000 | 3,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $470,000 | 5,613 |
| Earning assets | $53,722,000 | 6,491 |
| Long-term assets (5+ years) | $8,723,000 | 5,102 |
| Average Assets, year-to-date | $59,534,500 | 6,415 |
| Average Assets, quarterly | $59,534,500 | 6,415 |
| Volatile liabilities | $3,489,000 | 7,866 |
| Insider loans | $443,000 | 5,643 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,058,000 | 6,681 |
| Tier 1 (core) risk-based capital | $9,933,000 | 4,582 |
| Tier 2 risk-based capital | $428,000 | 6,107 |
| Total risk weighted assets | $33,800,000 | 6,696 |
| Total unused commitments | $3,058,000 | 6,696 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 32 | 4,795 |
| Assets and Liabilities | ||
| Total Assets: | $59,025,000 | 6,461 |
| Cash and due from depository institutions | $4,463,000 | 4,795 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $20,834,000 | 4,519 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 5,414 |
| Net loans & leases | $30,061,000 | 6,828 |
| Loan loss allowance | $873,000 | 4,216 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,066,000 | 5,714 |
| Other real estate owned | $0 | 4,795 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,201,000 | 5,964 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,025,000 | 6,461 |
| Total liabilities | $49,193,000 | 6,652 |
| Total deposits | $48,751,000 | 6,473 |
| Interest-bearing deposits | $40,183,000 | 6,567 |
| Deposits held in domestic offices | $48,751,000 | 6,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $442,000 | 5,580 |
| Total equity capital | $9,832,000 | 4,783 |
| Total bank equity capital | $9,832,000 | 4,783 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,750,000 | 1,017 |
| Surplus | $3,750,000 | 3,910 |
| Undivided profits | $2,332,000 | 6,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $687,000 | 3,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $497,000 | 5,630 |
| Earning assets | $52,295,000 | 6,555 |
| Long-term assets (5+ years) | $8,158,000 | 5,204 |
| Average Assets, year-to-date | $57,215,600 | 6,393 |
| Average Assets, quarterly | $58,008,000 | 6,475 |
| Volatile liabilities | $3,487,000 | 7,932 |
| Insider loans | $508,000 | 5,409 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,061,000 | 7,211 |
| Tier 1 (core) risk-based capital | $9,832,000 | 4,583 |
| Tier 2 risk-based capital | $417,000 | 6,163 |
| Total risk weighted assets | $32,932,000 | 6,768 |
| Total unused commitments | $2,061,000 | 7,215 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 33 | 4,692 |
| Assets and Liabilities | ||
| Total Assets: | $57,168,000 | 6,467 |
| Cash and due from depository institutions | $2,683,000 | 4,692 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $18,695,000 | 4,727 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,078 |
| Net loans & leases | $30,665,000 | 6,755 |
| Loan loss allowance | $861,000 | 4,035 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,091,000 | 5,692 |
| Other real estate owned | $0 | 4,692 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,234,000 | 5,965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,168,000 | 6,467 |
| Total liabilities | $47,966,000 | 6,672 |
| Total deposits | $47,491,000 | 6,499 |
| Interest-bearing deposits | $38,695,000 | 6,646 |
| Deposits held in domestic offices | $47,491,000 | 6,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $475,000 | 5,565 |
| Total equity capital | $9,202,000 | 4,806 |
| Total bank equity capital | $9,202,000 | 4,806 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,250,000 | 2,560 |
| Surplus | $1,250,000 | 6,479 |
| Undivided profits | $6,702,000 | 3,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $338,000 | 5,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $513,000 | 5,853 |
| Earning assets | $52,160,000 | 6,473 |
| Long-term assets (5+ years) | $8,145,000 | 5,240 |
| Average Assets, year-to-date | $55,614,000 | 6,390 |
| Average Assets, quarterly | $56,389,500 | 6,473 |
| Volatile liabilities | $3,919,000 | 7,857 |
| Insider loans | $547,000 | 5,215 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,873,000 | 6,689 |
| Tier 1 (core) risk-based capital | $9,202,000 | 4,639 |
| Tier 2 risk-based capital | $427,000 | 6,003 |
| Total risk weighted assets | $33,742,000 | 6,676 |
| Total unused commitments | $2,873,000 | 6,699 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 33 | 4,753 |
| Assets and Liabilities | ||
| Total Assets: | $55,169,000 | 6,506 |
| Cash and due from depository institutions | $2,684,000 | 4,753 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $17,324,000 | 5,103 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,989 |
| Net loans & leases | $31,529,000 | 6,655 |
| Loan loss allowance | $864,000 | 3,920 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,170,000 | 5,556 |
| Other real estate owned | $0 | 4,753 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,162,000 | 5,678 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,169,000 | 6,506 |
| Total liabilities | $46,590,000 | 6,683 |
| Total deposits | $45,830,000 | 6,503 |
| Interest-bearing deposits | $37,739,000 | 6,611 |
| Deposits held in domestic offices | $45,830,000 | 6,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $760,000 | 4,407 |
| Total equity capital | $8,579,000 | 4,960 |
| Total bank equity capital | $8,579,000 | 4,960 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,250,000 | 2,615 |
| Surplus | $1,250,000 | 6,564 |
| Undivided profits | $6,079,000 | 3,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $527,000 | 3,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,289 |
| Income earned, not collected on loans | $249,000 | 7,466 |
| Earning assets | $50,153,000 | 6,540 |
| Long-term assets (5+ years) | $6,465,000 | 5,501 |
| Average Assets, year-to-date | $53,148,400 | 6,454 |
| Average Assets, quarterly | $54,764,000 | 6,486 |
| Volatile liabilities | $4,051,000 | 7,876 |
| Insider loans | $662,000 | 4,799 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,963,000 | 6,545 |
| Tier 1 (core) risk-based capital | $8,579,000 | 4,859 |
| Tier 2 risk-based capital | $410,590 | 6,062 |
| Total risk weighted assets | $32,393,390 | 6,736 |
| Total unused commitments | $2,963,000 | 6,549 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 32 | 5,019 |
| Assets and Liabilities | ||
| Total Assets: | $52,002,000 | 6,767 |
| Cash and due from depository institutions | $3,287,000 | 5,019 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $14,770,000 | 5,846 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,103 |
| Net loans & leases | $30,712,000 | 6,716 |
| Loan loss allowance | $842,000 | 3,928 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $522,000 | 7,628 |
| Other real estate owned | $97,000 | 5,019 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,014,000 | 6,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,002,000 | 6,767 |
| Total liabilities | $44,060,000 | 6,945 |
| Total deposits | $43,560,000 | 6,771 |
| Interest-bearing deposits | $35,724,000 | 6,901 |
| Deposits held in domestic offices | $43,560,000 | 6,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $500,000 | 5,347 |
| Total equity capital | $7,942,000 | 5,136 |
| Total bank equity capital | $7,942,000 | 5,136 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,250,000 | 2,674 |
| Surplus | $1,250,000 | 6,665 |
| Undivided profits | $5,442,000 | 3,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $858,000 | 2,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $32,000 | 1,222 |
| Income earned, not collected on loans | $181,000 | 8,041 |
| Earning assets | $47,082,000 | 6,768 |
| Long-term assets (5+ years) | $7,386,000 | 5,533 |
| Average Assets, year-to-date | $51,617,800 | 6,638 |
| Average Assets, quarterly | $51,702,000 | 6,741 |
| Volatile liabilities | $3,199,000 | 8,271 |
| Insider loans | $492,000 | 5,418 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,308,000 | 6,461 |
| Tier 1 (core) risk-based capital | $7,942,000 | 5,136 |
| Tier 2 risk-based capital | $377,850 | 6,268 |
| Total risk weighted assets | $29,763,950 | 7,010 |
| Total unused commitments | $3,308,000 | 6,467 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $52,454,000 | 6,811 |
| Cash and due from depository institutions | $3,007,000 | 4,841 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $14,281,000 | 5,962 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 4,176 |
| Net loans & leases | $29,719,000 | 6,764 |
| Loan loss allowance | $840,000 | 3,848 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $568,000 | 7,492 |
| Other real estate owned | $0 | 4,841 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,079,000 | 5,629 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,454,000 | 6,811 |
| Total liabilities | $45,070,000 | 6,924 |
| Total deposits | $44,460,000 | 6,783 |
| Interest-bearing deposits | $35,609,000 | 7,008 |
| Deposits held in domestic offices | $44,460,000 | 6,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $610,000 | 5,070 |
| Total equity capital | $7,384,000 | 5,562 |
| Total bank equity capital | $7,384,000 | 5,562 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,250,000 | 2,656 |
| Surplus | $1,250,000 | 6,656 |
| Undivided profits | $4,884,000 | 4,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 3,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,358 |
| Income earned, not collected on loans | $211,000 | 7,770 |
| Earning assets | $47,800,000 | 6,796 |
| Long-term assets (5+ years) | $8,759,000 | 5,049 |
| Average Assets, year-to-date | $49,884,000 | 6,751 |
| Average Assets, quarterly | $51,273,500 | 6,810 |
| Volatile liabilities | $2,858,000 | 8,376 |
| Insider loans | $514,000 | 5,215 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,940,000 | 6,617 |
| Tier 1 (core) risk-based capital | $7,384,000 | 5,368 |
| Tier 2 risk-based capital | $374,280 | 6,231 |
| Total risk weighted assets | $29,476,680 | 6,975 |
| Total unused commitments | $2,940,000 | 6,631 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 33 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $49,070,000 | 7,128 |
| Cash and due from depository institutions | $2,326,000 | 5,163 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,830,000 | 6,294 |
| Federal funds sold & reverse repurchase agreements | $1,450,000 | 5,721 |
| Net loans & leases | $29,754,000 | 6,880 |
| Loan loss allowance | $817,000 | 3,983 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $577,000 | 7,560 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,133,000 | 5,545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,070,000 | 7,128 |
| Total liabilities | $42,255,000 | 7,260 |
| Total deposits | $41,708,000 | 7,103 |
| Interest-bearing deposits | $35,022,000 | 7,182 |
| Deposits held in domestic offices | $41,708,000 | 7,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $547,000 | 5,577 |
| Total equity capital | $6,815,000 | 5,889 |
| Total bank equity capital | $6,815,000 | 5,889 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,250,000 | 2,702 |
| Surplus | $1,250,000 | 6,780 |
| Undivided profits | $4,315,000 | 4,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $355,000 | 4,925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,437 |
| Income earned, not collected on loans | $231,000 | 7,795 |
| Earning assets | $45,034,000 | 7,121 |
| Long-term assets (5+ years) | $9,140,000 | 4,557 |
| Average Assets, year-to-date | $48,235,000 | 7,007 |
| Average Assets, quarterly | $48,774,500 | 7,102 |
| Volatile liabilities | $3,090,000 | 8,420 |
| Insider loans | $487,000 | 5,496 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,080,000 | 6,454 |
| Tier 1 (core) risk-based capital | $6,815,000 | 5,724 |
| Tier 2 risk-based capital | $359,710 | 6,415 |
| Total risk weighted assets | $28,319,510 | 7,226 |
| Total unused commitments | $3,080,000 | 6,461 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 34 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $46,515,000 | 7,545 |
| Cash and due from depository institutions | $2,348,000 | 5,259 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $14,220,000 | 6,640 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,394 |
| Net loans & leases | $27,188,000 | 7,337 |
| Loan loss allowance | $802,000 | 4,210 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $626,000 | 7,472 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,133,000 | 5,719 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,515,000 | 7,545 |
| Total liabilities | $40,264,000 | 7,674 |
| Total deposits | $39,757,000 | 7,536 |
| Interest-bearing deposits | $33,678,000 | 7,582 |
| Deposits held in domestic offices | $39,757,000 | 7,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $507,000 | 5,911 |
| Total equity capital | $6,251,000 | 6,283 |
| Total bank equity capital | $6,251,000 | 6,283 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,250,000 | 2,879 |
| Surplus | $1,250,000 | 6,979 |
| Undivided profits | $3,751,000 | 5,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 7,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,668 |
| Income earned, not collected on loans | $189,000 | 8,653 |
| Earning assets | $42,408,000 | 7,559 |
| Long-term assets (5+ years) | $8,923,000 | 4,472 |
| Average Assets, year-to-date | $45,169,600 | 7,508 |
| Average Assets, quarterly | $46,454,000 | 7,507 |
| Volatile liabilities | $3,171,000 | 8,415 |
| Insider loans | $521,000 | 5,419 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,583,000 | 6,832 |
| Tier 1 (core) risk-based capital | $6,251,000 | 6,201 |
| Tier 2 risk-based capital | $324,150 | 6,936 |
| Total risk weighted assets | $25,454,350 | 7,737 |
| Total unused commitments | $2,583,000 | 6,846 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $44,245,000 | 7,937 |
| Cash and due from depository institutions | $2,052,000 | 5,283 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,443,000 | 7,129 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,903 |
| Net loans & leases | $25,908,000 | 7,570 |
| Loan loss allowance | $746,000 | 4,501 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $633,000 | 7,585 |
| Other real estate owned | $0 | 5,283 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,009,000 | 6,322 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,245,000 | 7,937 |
| Total liabilities | $38,426,000 | 8,077 |
| Total deposits | $37,813,000 | 7,968 |
| Interest-bearing deposits | $32,300,000 | 7,973 |
| Deposits held in domestic offices | $37,813,000 | 7,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $613,000 | 5,387 |
| Total equity capital | $5,819,000 | 6,694 |
| Total bank equity capital | $5,819,000 | 6,694 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,250,000 | 2,976 |
| Surplus | $1,250,000 | 7,095 |
| Undivided profits | $3,319,000 | 5,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 5,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,612 |
| Income earned, not collected on loans | $152,000 | 9,685 |
| Earning assets | $40,551,000 | 7,934 |
| Long-term assets (5+ years) | $7,455,000 | 4,779 |
| Average Assets, year-to-date | $43,687,800 | 7,809 |
| Average Assets, quarterly | $44,061,000 | 7,910 |
| Volatile liabilities | $2,854,000 | 8,697 |
| Insider loans | $144,000 | 8,587 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,682,000 | 7,860 |
| Tier 1 (core) risk-based capital | $5,819,000 | 6,565 |
| Tier 2 risk-based capital | $303,820 | 7,286 |
| Total risk weighted assets | $23,863,720 | 8,107 |
| Total unused commitments | $1,682,000 | 7,872 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $42,068,000 | 8,305 |
| Cash and due from depository institutions | $1,928,000 | 5,876 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $13,684,000 | 7,488 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $24,770,000 | 7,861 |
| Loan loss allowance | $654,000 | 5,066 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $598,000 | 7,939 |
| Other real estate owned | $31,000 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,057,000 | 6,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,068,000 | 8,305 |
| Total liabilities | $36,748,000 | 8,483 |
| Total deposits | $36,291,000 | 8,316 |
| Interest-bearing deposits | $31,072,000 | 8,282 |
| Deposits held in domestic offices | $36,291,000 | 8,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $457,000 | 5,538 |
| Total equity capital | $5,320,000 | 6,829 |
| Total bank equity capital | $5,320,000 | 6,829 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $3,320,000 | 5,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 6,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,685 |
| Income earned, not collected on loans | $220,000 | 8,051 |
| Earning assets | $38,454,000 | 8,310 |
| Long-term assets (5+ years) | $8,283,000 | 4,613 |
| Average Assets, year-to-date | $42,847,000 | 8,101 |
| Average Assets, quarterly | $42,384,500 | 8,240 |
| Volatile liabilities | $2,480,000 | 9,075 |
| Insider loans | $280,000 | 7,336 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,646,000 | 8,000 |
| Tier 1 (core) risk-based capital | $5,320,000 | 6,930 |
| Tier 2 risk-based capital | $297,690 | 7,537 |
| Total risk weighted assets | $23,459,190 | 8,305 |
| Total unused commitments | $1,646,000 | 8,009 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 33 | 5,994 |
| Assets and Liabilities | ||
| Total Assets: | $42,580,000 | 8,510 |
| Cash and due from depository institutions | $3,181,000 | 5,994 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $15,969,000 | 7,102 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $21,071,000 | 8,623 |
| Loan loss allowance | $555,000 | 5,916 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $581,000 | 8,223 |
| Other real estate owned | $31,000 | 5,994 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $747,000 | 7,485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,580,000 | 8,510 |
| Total liabilities | $37,785,000 | 8,604 |
| Total deposits | $37,460,000 | 8,482 |
| Interest-bearing deposits | $31,857,000 | 8,512 |
| Deposits held in domestic offices | $37,460,000 | 8,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $325,000 | 7,175 |
| Total equity capital | $4,795,000 | 7,486 |
| Total bank equity capital | $4,795,000 | 7,486 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $2,795,000 | 6,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $575,000 | 4,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,616 |
| Income earned, not collected on loans | $129,000 | 10,113 |
| Earning assets | $38,040,000 | 8,636 |
| Long-term assets (5+ years) | $4,813,000 | 6,536 |
| Average Assets, year-to-date | $41,528,800 | 8,489 |
| Average Assets, quarterly | $42,452,000 | 8,475 |
| Volatile liabilities | $1,996,000 | 9,703 |
| Insider loans | $136,000 | 9,187 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,455,000 | 8,360 |
| Tier 1 (core) risk-based capital | $4,795,000 | 7,413 |
| Tier 2 risk-based capital | $286,040 | 7,803 |
| Total risk weighted assets | $22,614,440 | 8,617 |
| Total unused commitments | $1,455,000 | 8,385 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 32 | 6,231 |
| Assets and Liabilities | ||
| Total Assets: | $41,144,000 | 8,838 |
| Cash and due from depository institutions | $3,092,000 | 6,231 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $14,899,000 | 7,386 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 7,937 |
| Net loans & leases | $20,590,000 | 8,788 |
| Loan loss allowance | $423,000 | 7,243 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $571,000 | 8,417 |
| Other real estate owned | $0 | 6,231 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $692,000 | 8,130 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,144,000 | 8,838 |
| Total liabilities | $36,655,000 | 8,950 |
| Total deposits | $35,960,000 | 8,872 |
| Interest-bearing deposits | $30,508,000 | 8,962 |
| Deposits held in domestic offices | $35,960,000 | 8,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,262 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $395,000 | 6,874 |
| Total equity capital | $4,489,000 | 7,664 |
| Total bank equity capital | $4,489,000 | 7,664 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $2,489,000 | 6,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $491,000 | 5,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $159,000 | 9,771 |
| Earning assets | $36,789,000 | 8,940 |
| Long-term assets (5+ years) | $3,386,000 | 7,665 |
| Average Assets, year-to-date | $39,792,400 | 8,857 |
| Average Assets, quarterly | $40,381,500 | 8,877 |
| Volatile liabilities | $1,508,000 | 10,796 |
| Insider loans | $87,000 | 6,063 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,410,000 | 8,301 |
| Tier 1 (core) risk-based capital | $4,489,000 | 7,607 |
| Tier 2 risk-based capital | $273,230 | 8,042 |
| Total risk weighted assets | $21,708,230 | 8,935 |
| Total unused commitments | $1,410,000 | 8,328 |
| Derivatives | $0 | 651 |