Home > The Montrose County Bank > Income and Expense
The Montrose County Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $719,000 | 12,784 |
| Total interest expense | $202,000 | 12,987 |
| Net interest income | $517,000 | 12,504 |
| Provision for loan and lease losses | $-58,000 | 12,782 |
| Total noninterest income | $73,000 | 11,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $406,000 | 12,618 |
| Salaries and employee benefits | $178,000 | 12,799 |
| Premises and equipment expense | $69,000 | 11,541 |
| Additional noninterest expense | $159,000 | 12,302 |
| Pre-tax net operating income | $242,000 | 10,687 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $91,000 | 9,959 |
| Income before extraordinary items | $151,000 | 11,190 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $151,000 | 11,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 12,247 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,161 |
| Net operating income | $151,000 | 10,979 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $755,000 | 13,411 |
| Total interest expense | $263,000 | 13,573 |
| Net interest income | $492,000 | 13,109 |
| Provision for loan and lease losses | $3,000 | 11,629 |
| Total noninterest income | $68,000 | 12,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $369,000 | 13,314 |
| Salaries and employee benefits | $171,000 | 13,402 |
| Premises and equipment expense | $25,000 | 13,551 |
| Additional noninterest expense | $173,000 | 12,625 |
| Pre-tax net operating income | $188,000 | 11,187 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $45,000 | 11,390 |
| Income before extraordinary items | $143,000 | 11,373 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $143,000 | 11,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 13,326 |
| Cash dividends | $83,000 | 6,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $143,000 | 11,033 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.