Home > The Montrose County Bank > Assets and Liabilities
The Montrose County Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 6 | 12,602 |
| Assets and Liabilities | ||
| Total Assets: | $9,961,000 | 12,947 |
| Cash and due from depository institutions | $335,000 | 12,602 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $6,532,000 | 10,528 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 9,617 |
| Net loans & leases | $2,519,000 | 13,147 |
| Loan loss allowance | $51,000 | 12,867 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $100,000 | 12,219 |
| Other real estate owned | $34,000 | 12,602 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $141,000 | 12,820 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,961,000 | 12,947 |
| Total liabilities | $9,091,000 | 12,924 |
| Total deposits | $8,951,000 | 12,882 |
| Interest-bearing deposits | $7,279,000 | 12,853 |
| Deposits held in domestic offices | $8,951,000 | 12,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $140,000 | 10,620 |
| Total equity capital | $870,000 | 12,899 |
| Total bank equity capital | $870,000 | 12,899 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $106,000 | 9,999 |
| Surplus | $368,000 | 10,994 |
| Undivided profits | $396,000 | 11,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $43,000 | 12,567 |
| Earning assets | $9,351,000 | 12,866 |
| Long-term assets (5+ years) | $1,973,000 | 8,790 |
| Average Assets, year-to-date | $9,818,000 | 12,940 |
| Average Assets, quarterly | $9,918,500 | 12,939 |
| Volatile liabilities | $300,000 | 12,729 |
| Insider loans | $65,000 | 10,357 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $202,000 | 11,469 |
| Tier 1 (core) risk-based capital | $870,000 | 12,894 |
| Tier 2 risk-based capital | $35,220 | 12,878 |
| Total risk weighted assets | $2,802,020 | 13,159 |
| Total unused commitments | $202,000 | 11,476 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 6 | 13,177 |
| Assets and Liabilities | ||
| Total Assets: | $9,116,000 | 13,594 |
| Cash and due from depository institutions | $338,000 | 13,177 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $5,034,000 | 11,581 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 10,250 |
| Net loans & leases | $2,957,000 | 13,682 |
| Loan loss allowance | $85,000 | 12,845 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $106,000 | 12,664 |
| Other real estate owned | $39,000 | 13,177 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $192,000 | 12,918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,116,000 | 13,594 |
| Total liabilities | $8,253,000 | 13,572 |
| Total deposits | $8,182,000 | 13,542 |
| Interest-bearing deposits | $6,532,000 | 13,520 |
| Deposits held in domestic offices | $8,182,000 | 13,542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $71,000 | 13,026 |
| Total equity capital | $863,000 | 13,400 |
| Total bank equity capital | $863,000 | 13,400 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $105,000 | 10,463 |
| Surplus | $345,000 | 11,455 |
| Undivided profits | $413,000 | 11,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $75,000 | 12,333 |
| Earning assets | $8,441,000 | 13,523 |
| Long-term assets (5+ years) | $3,413,000 | 7,639 |
| Average Assets, year-to-date | $8,630,400 | 13,626 |
| Average Assets, quarterly | $8,876,000 | 13,611 |
| Volatile liabilities | $200,000 | 13,472 |
| Insider loans | $107,000 | 5,547 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $120,000 | 12,029 |
| Tier 1 (core) risk-based capital | $863,000 | 13,387 |
| Tier 2 risk-based capital | $40,740 | 13,299 |
| Total risk weighted assets | $3,215,240 | 13,727 |
| Total unused commitments | $120,000 | 12,041 |
| Derivatives | $0 | 651 |