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The Monticello Banking Company, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$50,524,000	922
Total interest expense	$18,967,000	808
Net interest income	$31,557,000	997
Provision for loan and lease losses	$318,000	1,608
Total noninterest income	$6,011,000	1,046
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$2,528,000	460
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,483,000	1,147
Total noninterest expense	$26,540,000	980
Salaries and employee benefits	$15,292,000	947
Premises and equipment expense	$3,290,000	792
Additional noninterest expense	$3,483,000	1,147
Pre-tax net operating income	$10,710,000	1,105
Securities gains (losses)	$74,000	315
Applicable income taxes	$1,950,000	998
Income before extraordinary items	$8,834,000	1,122
Extraordinary gains, net	$0	54
Net income	$8,834,000	1,135
Minority interest net income	$0	88
Net income of bank and minority interests.	$8,834,000	1,125
Net charge-offs	$308,000	953
Cash dividends	$4,200,000	915
Sale, conversion, retirement of capital stock, net	$118,000	403
Net operating income	$8,773,320	1,145
2023-09-30 (YTD Data)		Rank
Total interest income	$36,846,000	935
Total interest expense	$12,914,000	809
Net interest income	$23,932,000	982
Provision for loan and lease losses	$377,000	1,175
Total noninterest income	$4,495,000	1,068
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,910,000	456
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,585,000	1,150
Total noninterest expense	$20,110,000	974
Salaries and employee benefits	$11,666,000	942
Premises and equipment expense	$2,511,000	786
Additional noninterest expense	$2,585,000	1,150
Pre-tax net operating income	$7,940,000	1,146
Securities gains (losses)	$74,000	200
Applicable income taxes	$1,437,000	1,037
Income before extraordinary items	$6,577,000	1,167
Extraordinary gains, net	$0	52
Net income	$6,577,000	1,175
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,577,000	1,167
Net charge-offs	$336,000	691
Cash dividends	$3,150,000	852
Sale, conversion, retirement of capital stock, net	$80,000	395
Net operating income	$6,516,320	1,199
2023-06-30 (YTD Data)		Rank
Total interest income	$23,817,000	929
Total interest expense	$7,558,000	824
Net interest income	$16,259,000	978
Provision for loan and lease losses	$200,000	1,332
Total noninterest income	$2,902,000	1,024
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$1,253,000	448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,649,000	1,119
Total noninterest expense	$13,370,000	962
Salaries and employee benefits	$7,791,000	935
Premises and equipment expense	$1,629,000	795
Additional noninterest expense	$1,649,000	1,118
Pre-tax net operating income	$5,591,000	1,113
Securities gains (losses)	$74,000	219
Applicable income taxes	$1,002,000	1,011
Income before extraordinary items	$4,663,000	1,112
Extraordinary gains, net	$0	51
Net income	$4,663,000	1,125
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,663,000	1,112
Net charge-offs	$321,000	543
Cash dividends	$2,100,000	843
Sale, conversion, retirement of capital stock, net	$70,000	365
Net operating income	$4,602,320	1,133
2023-03-31 (YTD Data)		Rank
Total interest income	$11,592,000	931
Total interest expense	$3,331,000	826
Net interest income	$8,261,000	969
Provision for loan and lease losses	$0	2,612
Total noninterest income	$1,403,000	1,052
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$627,000	457
Trading account gains and fees	NA	NA
Additional Noninterest Income	$776,000	1,151
Total noninterest expense	$6,790,000	959
Salaries and employee benefits	$3,989,000	936
Premises and equipment expense	$847,000	795
Additional noninterest expense	$776,000	1,151
Pre-tax net operating income	$2,874,000	1,113
Securities gains (losses)	$-88,000	4,340
Applicable income taxes	$474,000	1,081
Income before extraordinary items	$2,312,000	1,141
Extraordinary gains, net	$0	4
Net income	$2,312,000	1,140
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,312,000	1,140
Net charge-offs	$249,000	390
Cash dividends	$1,050,000	780
Sale, conversion, retirement of capital stock, net	$61,000	295
Net operating income	$2,385,040	1,133
2022-12-31 (YTD Data)		Rank
Total interest income	$39,113,000	912
Total interest expense	$4,601,000	841
Net interest income	$34,512,000	906
Provision for loan and lease losses	$555,000	1,167
Total noninterest income	$6,802,000	973
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$2,346,000	498
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,456,000	984
Total noninterest expense	$24,643,000	1,017
Salaries and employee benefits	$14,949,000	961
Premises and equipment expense	$3,449,000	748
Additional noninterest expense	$4,456,000	984
Pre-tax net operating income	$16,116,000	897
Securities gains (losses)	$8,000	463
Applicable income taxes	$2,969,000	833
Income before extraordinary items	$13,155,000	904
Extraordinary gains, net	$0	5
Net income	$13,155,000	905
Minority interest net income	$0	63
Net income of bank and minority interests.	$13,155,000	905
Net charge-offs	$340,000	733
Cash dividends	$10,300,000	460
Sale, conversion, retirement of capital stock, net	$154,000	434
Net operating income	$13,148,440	927
2022-09-30 (YTD Data)		Rank
Total interest income	$27,952,000	906
Total interest expense	$2,438,000	851
Net interest income	$25,514,000	908
Provision for loan and lease losses	$255,000	1,327
Total noninterest income	$5,275,000	978
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,743,000	502
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,532,000	952
Total noninterest expense	$19,079,000	992
Salaries and employee benefits	$11,620,000	928
Premises and equipment expense	$2,759,000	716
Additional noninterest expense	$3,532,000	952
Pre-tax net operating income	$11,455,000	935
Securities gains (losses)	$8,000	472
Applicable income taxes	$2,095,000	869
Income before extraordinary items	$9,368,000	940
Extraordinary gains, net	$0	4
Net income	$9,368,000	939
Minority interest net income	$0	57
Net income of bank and minority interests.	$9,368,000	940
Net charge-offs	$331,000	551
Cash dividends	$10,300,000	342
Sale, conversion, retirement of capital stock, net	$115,000	397
Net operating income	$9,361,440	959
2022-06-30 (YTD Data)		Rank
Total interest income	$17,825,000	916
Total interest expense	$1,379,000	834
Net interest income	$16,446,000	912
Provision for loan and lease losses	$-100,000	4,474
Total noninterest income	$3,780,000	918
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$1,125,000	514
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,655,000	906
Total noninterest expense	$12,896,000	966
Salaries and employee benefits	$7,815,000	910
Premises and equipment expense	$1,934,000	687
Additional noninterest expense	$3,147,000	1,112
Pre-tax net operating income	$7,430,000	899
Securities gains (losses)	$8,000	423
Applicable income taxes	$1,356,000	844
Income before extraordinary items	$6,082,000	898
Extraordinary gains, net	$0	4
Net income	$6,082,000	898
Minority interest net income	$0	60
Net income of bank and minority interests.	$6,082,000	898
Net charge-offs	$45,000	1,003
Cash dividends	$10,300,000	260
Sale, conversion, retirement of capital stock, net	$105,000	364
Net operating income	$6,075,440	912
2022-03-31 (YTD Data)		Rank
Total interest income	$8,616,000	919
Total interest expense	$652,000	845
Net interest income	$7,964,000	918
Provision for loan and lease losses	$0	2,285
Total noninterest income	$1,447,000	1,088
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$560,000	512
Trading account gains and fees	NA	NA
Additional Noninterest Income	$887,000	1,164
Total noninterest expense	$6,096,000	1,008
Salaries and employee benefits	$3,612,000	977
Premises and equipment expense	$900,000	723
Additional noninterest expense	$1,584,000	1,101
Pre-tax net operating income	$3,315,000	934
Securities gains (losses)	$0	623
Applicable income taxes	$585,000	889
Income before extraordinary items	$2,730,000	954
Extraordinary gains, net	$0	4
Net income	$2,730,000	953
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,730,000	954
Net charge-offs	$-17,000	4,092
Cash dividends	$9,250,000	183
Sale, conversion, retirement of capital stock, net	$96,000	277
Net operating income	$2,730,000	963
2021-12-31 (YTD Data)		Rank
Total interest income	$35,986,000	914
Total interest expense	$3,666,000	740
Net interest income	$32,320,000	910
Provision for loan and lease losses	$1,136,000	529
Total noninterest income	$6,903,000	1,073
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$2,035,000	532
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,868,000	1,090
Total noninterest expense	$23,429,000	1,032
Salaries and employee benefits	$14,018,000	992
Premises and equipment expense	$3,043,000	849
Additional noninterest expense	$6,368,000	1,097
Pre-tax net operating income	$14,658,000	951
Securities gains (losses)	$214,000	585
Applicable income taxes	$2,695,000	912
Income before extraordinary items	$12,177,000	992
Extraordinary gains, net	$0	10
Net income	$12,177,000	993
Minority interest net income	$0	74
Net income of bank and minority interests.	$12,177,000	993
Net charge-offs	$-60,000	4,191
Cash dividends	$4,000,000	944
Sale, conversion, retirement of capital stock, net	$60,000	502
Net operating income	$12,001,520	980
2021-09-30 (YTD Data)		Rank
Total interest income	$26,198,000	944
Total interest expense	$2,950,000	731
Net interest income	$23,248,000	957
Provision for loan and lease losses	$1,190,000	369
Total noninterest income	$4,922,000	1,129
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,473,000	547
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,449,000	1,168
Total noninterest expense	$17,434,000	1,043
Salaries and employee benefits	$10,276,000	1,030
Premises and equipment expense	$2,244,000	879
Additional noninterest expense	$4,914,000	1,070
Pre-tax net operating income	$9,546,000	1,119
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,680,000	1,068
Income before extraordinary items	$7,866,000	1,152
Extraordinary gains, net	$0	8
Net income	$7,866,000	1,153
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,866,000	1,153
Net charge-offs	$-64,000	4,303
Cash dividends	$3,000,000	846
Sale, conversion, retirement of capital stock, net	$29,000	484
Net operating income	$7,866,000	1,133
2021-06-30 (YTD Data)		Rank
Total interest income	$16,990,000	958
Total interest expense	$2,106,000	710
Net interest income	$14,884,000	980
Provision for loan and lease losses	$890,000	356
Total noninterest income	$3,293,000	1,121
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$933,000	553
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,360,000	1,151
Total noninterest expense	$11,137,000	1,079
Salaries and employee benefits	$6,657,000	1,050
Premises and equipment expense	$1,485,000	888
Additional noninterest expense	$2,995,000	1,131
Pre-tax net operating income	$6,150,000	1,125
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,082,000	1,088
Income before extraordinary items	$5,068,000	1,166
Extraordinary gains, net	$0	6
Net income	$5,068,000	1,167
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,068,000	1,167
Net charge-offs	$37,000	1,256
Cash dividends	$2,000,000	837
Sale, conversion, retirement of capital stock, net	$19,000	469
Net operating income	$5,068,000	1,151
2021-03-31 (YTD Data)		Rank
Total interest income	$8,183,000	974
Total interest expense	$1,106,000	717
Net interest income	$7,077,000	1,006
Provision for loan and lease losses	$300,000	548
Total noninterest income	$1,758,000	1,082
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$473,000	535
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,285,000	1,078
Total noninterest expense	$5,313,000	1,105
Salaries and employee benefits	$3,257,000	1,062
Premises and equipment expense	$756,000	880
Additional noninterest expense	$1,300,000	1,257
Pre-tax net operating income	$3,222,000	1,085
Securities gains (losses)	$0	1,392
Applicable income taxes	$564,000	1,065
Income before extraordinary items	$2,658,000	1,140
Extraordinary gains, net	$0	3
Net income	$2,658,000	1,140
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,658,000	1,140
Net charge-offs	$70,000	716
Cash dividends	$1,000,000	738
Sale, conversion, retirement of capital stock, net	$10,000	438
Net operating income	$2,658,000	1,108
2020-12-31 (YTD Data)		Rank
Total interest income	$33,747,000	957
Total interest expense	$5,594,000	851
Net interest income	$28,153,000	965
Provision for loan and lease losses	$1,350,000	1,325
Total noninterest income	$5,696,000	1,165
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$2,221,000	483
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,475,000	1,322
Total noninterest expense	$21,735,000	1,045
Salaries and employee benefits	$13,160,000	1,005
Premises and equipment expense	$2,904,000	882
Additional noninterest expense	$5,671,000	1,144
Pre-tax net operating income	$10,764,000	1,000
Securities gains (losses)	$1,174,000	330
Applicable income taxes	$1,900,000	965
Income before extraordinary items	$10,038,000	963
Extraordinary gains, net	$0	4
Net income	$10,038,000	963
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,038,000	963
Net charge-offs	$207,000	1,527
Cash dividends	$6,200,000	637
Sale, conversion, retirement of capital stock, net	$46,000	497
Net operating income	$9,051,840	1,011
2020-09-30 (YTD Data)		Rank
Total interest income	$24,679,000	987
Total interest expense	$4,380,000	872
Net interest income	$20,299,000	995
Provision for loan and lease losses	$925,000	1,418
Total noninterest income	$4,155,000	1,156
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,647,000	484
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,508,000	1,313
Total noninterest expense	$16,370,000	1,035
Salaries and employee benefits	$9,815,000	994
Premises and equipment expense	$2,195,000	872
Additional noninterest expense	$4,360,000	1,112
Pre-tax net operating income	$7,159,000	1,057
Securities gains (losses)	$50,000	1,535
Applicable income taxes	$1,056,000	1,145
Income before extraordinary items	$6,153,000	1,088
Extraordinary gains, net	$0	4
Net income	$6,153,000	1,088
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,153,000	1,088
Net charge-offs	$222,000	1,201
Cash dividends	$3,000,000	806
Sale, conversion, retirement of capital stock, net	$29,000	472
Net operating income	$6,110,500	1,062
2020-06-30 (YTD Data)		Rank
Total interest income	$16,569,000	993
Total interest expense	$3,010,000	921
Net interest income	$13,559,000	997
Provision for loan and lease losses	$600,000	1,444
Total noninterest income	$2,645,000	1,132
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$1,126,000	473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,519,000	1,307
Total noninterest expense	$10,988,000	1,017
Salaries and employee benefits	$6,606,000	987
Premises and equipment expense	$1,474,000	865
Additional noninterest expense	$2,908,000	1,099
Pre-tax net operating income	$4,616,000	1,023
Securities gains (losses)	$50,000	1,293
Applicable income taxes	$703,000	1,083
Income before extraordinary items	$3,963,000	1,049
Extraordinary gains, net	$0	4
Net income	$3,963,000	1,049
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,963,000	1,049
Net charge-offs	$-18,000	4,488
Cash dividends	$2,000,000	793
Sale, conversion, retirement of capital stock, net	$19,000	455
Net operating income	$3,920,500	1,034
2020-03-31 (YTD Data)		Rank
Total interest income	$8,342,000	992
Total interest expense	$1,542,000	989
Net interest income	$6,800,000	975
Provision for loan and lease losses	$300,000	1,167
Total noninterest income	$1,326,000	1,079
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$690,000	448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$636,000	1,310
Total noninterest expense	$5,593,000	1,013
Salaries and employee benefits	$3,353,000	976
Premises and equipment expense	$718,000	893
Additional noninterest expense	$1,522,000	1,090
Pre-tax net operating income	$2,233,000	952
Securities gains (losses)	$47,000	861
Applicable income taxes	$353,000	960
Income before extraordinary items	$1,927,000	963
Extraordinary gains, net	$0	4
Net income	$1,927,000	962
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,927,000	963
Net charge-offs	$-78,000	4,930
Cash dividends	$1,000,000	802
Sale, conversion, retirement of capital stock, net	$9,000	440
Net operating income	$1,887,050	977
2019-12-31 (YTD Data)		Rank
Total interest income	$32,413,000	1,014
Total interest expense	$5,095,000	1,224
Net interest income	$27,318,000	972
Provision for loan and lease losses	$1,450,000	682
Total noninterest income	$5,706,000	1,038
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$2,734,000	462
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,972,000	1,211
Total noninterest expense	$22,920,000	973
Salaries and employee benefits	$13,823,000	927
Premises and equipment expense	$2,992,000	857
Additional noninterest expense	$6,105,000	1,073
Pre-tax net operating income	$8,654,000	1,169
Securities gains (losses)	$176,000	680
Applicable income taxes	$1,210,000	1,272
Income before extraordinary items	$7,620,000	1,159
Extraordinary gains, net	$0	11
Net income	$7,620,000	1,160
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,620,000	1,161
Net charge-offs	$753,000	803
Cash dividends	$8,286,000	548
Sale, conversion, retirement of capital stock, net	$100,000	479
Net operating income	$7,468,640	1,161
2019-09-30 (YTD Data)		Rank
Total interest income	$24,104,000	1,023
Total interest expense	$3,657,000	1,272
Net interest income	$20,447,000	976
Provision for loan and lease losses	$1,100,000	638
Total noninterest income	$4,182,000	1,041
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$2,024,000	466
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,158,000	1,227
Total noninterest expense	$17,314,000	957
Salaries and employee benefits	$10,346,000	924
Premises and equipment expense	$2,279,000	842
Additional noninterest expense	$4,689,000	1,051
Pre-tax net operating income	$6,215,000	1,227
Securities gains (losses)	$166,000	591
Applicable income taxes	$847,000	1,371
Income before extraordinary items	$5,534,000	1,209
Extraordinary gains, net	$0	11
Net income	$5,534,000	1,211
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,534,000	1,211
Net charge-offs	$522,000	744
Cash dividends	$6,700,000	487
Sale, conversion, retirement of capital stock, net	$89,000	429
Net operating income	$5,389,580	1,210
2019-06-30 (YTD Data)		Rank
Total interest income	$15,855,000	1,035
Total interest expense	$2,318,000	1,315
Net interest income	$13,537,000	978
Provision for loan and lease losses	$675,000	660
Total noninterest income	$2,772,000	1,016
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$1,310,000	483
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,462,000	1,184
Total noninterest expense	$11,554,000	957
Salaries and employee benefits	$6,847,000	923
Premises and equipment expense	$1,523,000	839
Additional noninterest expense	$3,184,000	1,045
Pre-tax net operating income	$4,080,000	1,217
Securities gains (losses)	$166,000	411
Applicable income taxes	$429,000	1,569
Income before extraordinary items	$3,817,000	1,149
Extraordinary gains, net	$0	11
Net income	$3,817,000	1,149
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,817,000	1,149
Net charge-offs	$360,000	696
Cash dividends	$1,800,000	958
Sale, conversion, retirement of capital stock, net	$80,000	378
Net operating income	$3,667,600	1,166
2019-03-31 (YTD Data)		Rank
Total interest income	$7,860,000	1,029
Total interest expense	$1,115,000	1,315
Net interest income	$6,745,000	990
Provision for loan and lease losses	$250,000	784
Total noninterest income	$1,294,000	1,033
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$640,000	483
Trading account gains and fees	NA	NA
Additional Noninterest Income	$654,000	1,226
Total noninterest expense	$5,705,000	965
Salaries and employee benefits	$3,308,000	955
Premises and equipment expense	$740,000	875
Additional noninterest expense	$1,657,000	992
Pre-tax net operating income	$2,084,000	1,171
Securities gains (losses)	$4,000	883
Applicable income taxes	$106,000	2,105
Income before extraordinary items	$1,982,000	1,097
Extraordinary gains, net	$0	5
Net income	$1,982,000	1,096
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,982,000	1,096
Net charge-offs	$-28,000	4,950
Cash dividends	$900,000	902
Sale, conversion, retirement of capital stock, net	$71,000	272
Net operating income	$1,978,200	1,082
2018-12-31 (YTD Data)		Rank
Total interest income	$29,646,000	1,019
Total interest expense	$3,844,000	1,180
Net interest income	$25,802,000	1,013
Provision for loan and lease losses	$925,000	945
Total noninterest income	$7,518,000	843
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$2,960,000	441
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,558,000	851
Total noninterest expense	$21,176,000	1,023
Salaries and employee benefits	$12,207,000	992
Premises and equipment expense	$3,023,000	829
Additional noninterest expense	$5,946,000	1,090
Pre-tax net operating income	$11,219,000	952
Securities gains (losses)	$47,000	433
Applicable income taxes	$1,307,000	1,160
Income before extraordinary items	$9,959,000	921
Extraordinary gains, net	$0	6
Net income	$9,959,000	920
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,959,000	920
Net charge-offs	$573,000	872
Cash dividends	$7,525,000	529
Sale, conversion, retirement of capital stock, net	$38,000	571
Net operating income	$9,917,640	924
2018-09-30 (YTD Data)		Rank
Total interest income	$21,795,000	1,025
Total interest expense	$2,742,000	1,163
Net interest income	$19,053,000	1,018
Provision for loan and lease losses	$700,000	861
Total noninterest income	$6,052,000	806
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$2,170,000	445
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,882,000	796
Total noninterest expense	$15,700,000	1,030
Salaries and employee benefits	$9,050,000	1,010
Premises and equipment expense	$2,124,000	876
Additional noninterest expense	$4,526,000	1,078
Pre-tax net operating income	$8,705,000	938
Securities gains (losses)	$15,000	629
Applicable income taxes	$953,000	1,212
Income before extraordinary items	$7,767,000	886
Extraordinary gains, net	$0	5
Net income	$7,767,000	884
Minority interest net income	$0	66
Net income of bank and minority interests.	$7,767,000	885
Net charge-offs	$132,000	1,525
Cash dividends	$6,625,000	437
Sale, conversion, retirement of capital stock, net	$29,000	534
Net operating income	$7,753,650	884
2018-06-30 (YTD Data)		Rank
Total interest income	$13,823,000	1,058
Total interest expense	$1,627,000	1,218
Net interest income	$12,196,000	1,047
Provision for loan and lease losses	$475,000	855
Total noninterest income	$2,764,000	1,032
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,417,000	446
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,347,000	1,250
Total noninterest expense	$9,706,000	1,089
Salaries and employee benefits	$5,780,000	1,047
Premises and equipment expense	$1,303,000	940
Additional noninterest expense	$2,623,000	1,190
Pre-tax net operating income	$4,779,000	1,065
Securities gains (losses)	$15,000	532
Applicable income taxes	$682,000	1,133
Income before extraordinary items	$4,112,000	1,059
Extraordinary gains, net	$0	6
Net income	$4,112,000	1,058
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,112,000	1,058
Net charge-offs	$-106,000	5,212
Cash dividends	$3,925,000	476
Sale, conversion, retirement of capital stock, net	$19,000	522
Net operating income	$4,099,100	1,054
2018-03-31 (YTD Data)		Rank
Total interest income	$6,735,000	1,078
Total interest expense	$781,000	1,194
Net interest income	$5,954,000	1,068
Provision for loan and lease losses	$250,000	792
Total noninterest income	$1,316,000	1,057
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$697,000	465
Trading account gains and fees	NA	NA
Additional Noninterest Income	$619,000	1,312
Total noninterest expense	$4,800,000	1,103
Salaries and employee benefits	$2,890,000	1,059
Premises and equipment expense	$645,000	956
Additional noninterest expense	$1,265,000	1,224
Pre-tax net operating income	$2,220,000	1,103
Securities gains (losses)	$15,000	384
Applicable income taxes	$306,000	1,204
Income before extraordinary items	$1,929,000	1,087
Extraordinary gains, net	$0	7
Net income	$1,929,000	1,086
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,929,000	1,087
Net charge-offs	$-44,000	5,202
Cash dividends	$700,000	939
Sale, conversion, retirement of capital stock, net	$9,000	493
Net operating income	$1,916,100	1,081
2017-12-31 (YTD Data)		Rank
Total interest income	$27,504,000	1,038
Total interest expense	$2,893,000	1,121
Net interest income	$24,611,000	1,017
Provision for loan and lease losses	$926,000	952
Total noninterest income	$5,382,000	1,065
Gross Fiduciary activities income	$3,000	1,058
Service charges on deposit accounts	$2,960,000	441
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,419,000	1,356
Total noninterest expense	$19,990,000	1,050
Salaries and employee benefits	$11,772,000	1,011
Premises and equipment expense	$2,600,000	928
Additional noninterest expense	$5,618,000	1,137
Pre-tax net operating income	$9,077,000	1,068
Securities gains (losses)	$216,000	378
Applicable income taxes	$1,811,000	1,364
Income before extraordinary items	$7,482,000	962
Extraordinary gains, net	$0	9
Net income	$7,482,000	962
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,482,000	962
Net charge-offs	$805,000	810
Cash dividends	$1,690,000	1,601
Sale, conversion, retirement of capital stock, net	$41,000	584
Net operating income	$7,307,040	975
2017-09-30 (YTD Data)		Rank
Total interest income	$20,589,000	1,042
Total interest expense	$2,118,000	1,125
Net interest income	$18,471,000	1,020
Provision for loan and lease losses	$675,000	944
Total noninterest income	$3,930,000	1,098
Gross Fiduciary activities income	$2,000	1,029
Service charges on deposit accounts	$2,204,000	448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,724,000	1,415
Total noninterest expense	$15,097,000	1,052
Salaries and employee benefits	$8,785,000	1,023
Premises and equipment expense	$1,952,000	937
Additional noninterest expense	$4,360,000	1,108
Pre-tax net operating income	$6,629,000	1,106
Securities gains (losses)	$216,000	355
Applicable income taxes	$1,381,000	1,184
Income before extraordinary items	$5,464,000	1,086
Extraordinary gains, net	$0	9
Net income	$5,464,000	1,085
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,464,000	1,086
Net charge-offs	$129,000	1,723
Cash dividends	$990,000	1,725
Sale, conversion, retirement of capital stock, net	$28,000	564
Net operating income	$5,291,200	1,095
2017-06-30 (YTD Data)		Rank
Total interest income	$13,692,000	1,030
Total interest expense	$1,378,000	1,118
Net interest income	$12,314,000	1,017
Provision for loan and lease losses	$450,000	912
Total noninterest income	$2,525,000	1,127
Gross Fiduciary activities income	$2,000	1,015
Service charges on deposit accounts	$1,436,000	455
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,087,000	1,467
Total noninterest expense	$10,288,000	1,044
Salaries and employee benefits	$5,946,000	1,012
Premises and equipment expense	$1,305,000	933
Additional noninterest expense	$3,037,000	1,067
Pre-tax net operating income	$4,101,000	1,169
Securities gains (losses)	$215,000	277
Applicable income taxes	$870,000	1,207
Income before extraordinary items	$3,446,000	1,114
Extraordinary gains, net	$0	11
Net income	$3,446,000	1,114
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,446,000	1,114
Net charge-offs	$47,000	2,041
Cash dividends	$290,000	2,551
Sale, conversion, retirement of capital stock, net	$20,000	541
Net operating income	$3,274,000	1,143
2017-03-31 (YTD Data)		Rank
Total interest income	$6,823,000	1,028
Total interest expense	$688,000	1,108
Net interest income	$6,135,000	1,019
Provision for loan and lease losses	$225,000	857
Total noninterest income	$1,215,000	1,146
Gross Fiduciary activities income	$1,000	986
Service charges on deposit accounts	$709,000	462
Trading account gains and fees	NA	NA
Additional Noninterest Income	$505,000	1,516
Total noninterest expense	$5,299,000	1,020
Salaries and employee benefits	$3,072,000	995
Premises and equipment expense	$665,000	938
Additional noninterest expense	$1,562,000	1,025
Pre-tax net operating income	$1,826,000	1,269
Securities gains (losses)	$2,000	951
Applicable income taxes	$374,000	1,307
Income before extraordinary items	$1,454,000	1,255
Extraordinary gains, net	$0	8
Net income	$1,454,000	1,254
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,454,000	1,255
Net charge-offs	$33,000	1,595
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$12,000	494
Net operating income	$1,452,400	1,238
2016-12-31 (YTD Data)		Rank
Total interest income	$22,248,000	1,186
Total interest expense	$2,790,000	1,033
Net interest income	$19,458,000	1,208
Provision for loan and lease losses	$475,000	1,535
Total noninterest income	$4,767,000	1,190
Gross Fiduciary activities income	$40,000	894
Service charges on deposit accounts	$2,689,000	493
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,038,000	1,580
Total noninterest expense	$16,453,000	1,224
Salaries and employee benefits	$9,824,000	1,167
Premises and equipment expense	$2,232,000	1,065
Additional noninterest expense	$4,397,000	1,402
Pre-tax net operating income	$7,297,000	1,195
Securities gains (losses)	$290,000	678
Applicable income taxes	$1,474,000	1,284
Income before extraordinary items	$6,113,000	1,176
Extraordinary gains, net	$0	5
Net income	$6,113,000	1,175
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,113,000	1,175
Net charge-offs	$742,000	832
Cash dividends	$7,800,000	469
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,878,100	1,194
2016-09-30 (YTD Data)		Rank
Total interest income	$16,671,000	1,188
Total interest expense	$2,126,000	1,020
Net interest income	$14,545,000	1,209
Provision for loan and lease losses	$300,000	1,615
Total noninterest income	$3,470,000	1,205
Gross Fiduciary activities income	$18,000	925
Service charges on deposit accounts	$1,946,000	505
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,506,000	1,590
Total noninterest expense	$12,423,000	1,224
Salaries and employee benefits	$7,427,000	1,155
Premises and equipment expense	$1,629,000	1,094
Additional noninterest expense	$3,367,000	1,378
Pre-tax net operating income	$5,292,000	1,255
Securities gains (losses)	$287,000	618
Applicable income taxes	$1,075,000	1,343
Income before extraordinary items	$4,504,000	1,205
Extraordinary gains, net	$0	5
Net income	$4,504,000	1,205
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,504,000	1,205
Net charge-offs	$452,000	863
Cash dividends	$2,100,000	980
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,271,530	1,228
2016-06-30 (YTD Data)		Rank
Total interest income	$11,073,000	1,191
Total interest expense	$1,446,000	997
Net interest income	$9,627,000	1,220
Provision for loan and lease losses	$150,000	1,887
Total noninterest income	$2,269,000	1,213
Gross Fiduciary activities income	$14,000	923
Service charges on deposit accounts	$1,243,000	517
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,012,000	1,537
Total noninterest expense	$8,350,000	1,220
Salaries and employee benefits	$4,975,000	1,157
Premises and equipment expense	$1,087,000	1,090
Additional noninterest expense	$2,288,000	1,359
Pre-tax net operating income	$3,396,000	1,289
Securities gains (losses)	$123,000	835
Applicable income taxes	$669,000	1,403
Income before extraordinary items	$2,850,000	1,254
Extraordinary gains, net	$0	16
Net income	$2,850,000	1,254
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,850,000	1,254
Net charge-offs	$220,000	1,059
Cash dividends	$1,400,000	1,018
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,750,370	1,254
2016-03-31 (YTD Data)		Rank
Total interest income	$5,526,000	1,195
Total interest expense	$719,000	996
Net interest income	$4,807,000	1,218
Provision for loan and lease losses	$0	3,656
Total noninterest income	$1,150,000	1,176
Gross Fiduciary activities income	$8,000	916
Service charges on deposit accounts	$618,000	518
Trading account gains and fees	$0	142
Additional Noninterest Income	$524,000	1,465
Total noninterest expense	$4,251,000	1,210
Salaries and employee benefits	$2,504,000	1,157
Premises and equipment expense	$591,000	1,020
Additional noninterest expense	$1,156,000	1,342
Pre-tax net operating income	$1,706,000	1,260
Securities gains (losses)	$97,000	545
Applicable income taxes	$363,000	1,314
Income before extraordinary items	$1,440,000	1,222
Extraordinary gains, net	$0	12
Net income	$1,440,000	1,222
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,440,000	1,223
Net charge-offs	$-115,000	5,905
Cash dividends	$700,000	951
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,362,400	1,237
2015-12-31 (YTD Data)		Rank
Total interest income	$22,374,000	1,140
Total interest expense	$2,945,000	961
Net interest income	$19,429,000	1,179
Provision for loan and lease losses	$729,000	1,039
Total noninterest income	$5,169,000	1,102
Gross Fiduciary activities income	$71,000	862
Service charges on deposit accounts	$2,731,000	478
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,367,000	1,345
Total noninterest expense	$16,775,000	1,194
Salaries and employee benefits	$9,963,000	1,129
Premises and equipment expense	$2,115,000	1,123
Additional noninterest expense	$4,697,000	1,340
Pre-tax net operating income	$7,094,000	1,188
Securities gains (losses)	$575,000	312
Applicable income taxes	$1,610,000	1,178
Income before extraordinary items	$6,059,000	1,162
Extraordinary gains, net	$0	23
Net income	$6,059,000	1,162
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,059,000	1,162
Net charge-offs	$909,000	742
Cash dividends	$3,200,000	925
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$5,604,750	1,210
2015-09-30 (YTD Data)		Rank
Total interest income	$16,723,000	1,154
Total interest expense	$2,191,000	966
Net interest income	$14,532,000	1,182
Provision for loan and lease losses	$875,000	678
Total noninterest income	$3,879,000	1,116
Gross Fiduciary activities income	$52,000	861
Service charges on deposit accounts	$2,039,000	486
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,788,000	1,358
Total noninterest expense	$12,584,000	1,203
Salaries and employee benefits	$7,447,000	1,146
Premises and equipment expense	$1,609,000	1,125
Additional noninterest expense	$3,528,000	1,331
Pre-tax net operating income	$4,952,000	1,288
Securities gains (losses)	$575,000	269
Applicable income taxes	$1,153,000	1,243
Income before extraordinary items	$4,374,000	1,214
Extraordinary gains, net	$0	21
Net income	$4,374,000	1,213
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,374,000	1,214
Net charge-offs	$891,000	555
Cash dividends	$2,500,000	826
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,919,750	1,291
2015-06-30 (YTD Data)		Rank
Total interest income	$11,082,000	1,164
Total interest expense	$1,449,000	985
Net interest income	$9,633,000	1,190
Provision for loan and lease losses	$875,000	485
Total noninterest income	$2,672,000	1,097
Gross Fiduciary activities income	$43,000	860
Service charges on deposit accounts	$1,345,000	483
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,284,000	1,310
Total noninterest expense	$8,430,000	1,198
Salaries and employee benefits	$4,971,000	1,143
Premises and equipment expense	$1,067,000	1,137
Additional noninterest expense	$2,392,000	1,315
Pre-tax net operating income	$3,000,000	1,379
Securities gains (losses)	$580,000	226
Applicable income taxes	$770,000	1,255
Income before extraordinary items	$2,810,000	1,241
Extraordinary gains, net	$0	22
Net income	$2,810,000	1,243
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,810,000	1,242
Net charge-offs	$834,000	402
Cash dividends	$1,800,000	779
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,357,600	1,374
2015-03-31 (YTD Data)		Rank
Total interest income	$5,501,000	1,163
Total interest expense	$729,000	992
Net interest income	$4,772,000	1,188
Provision for loan and lease losses	$875,000	248
Total noninterest income	$1,463,000	988
Gross Fiduciary activities income	$29,000	828
Service charges on deposit accounts	$645,000	497
Trading account gains and fees	$0	152
Additional Noninterest Income	$789,000	1,104
Total noninterest expense	$4,135,000	1,230
Salaries and employee benefits	$2,461,000	1,154
Premises and equipment expense	$540,000	1,124
Additional noninterest expense	$1,134,000	1,358
Pre-tax net operating income	$1,225,000	1,569
Securities gains (losses)	$557,000	152
Applicable income taxes	$402,000	1,189
Income before extraordinary items	$1,380,000	1,219
Extraordinary gains, net	$0	13
Net income	$1,380,000	1,219
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,380,000	1,220
Net charge-offs	$874,000	223
Cash dividends	$1,100,000	603
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$951,110	1,611
2014-12-31 (YTD Data)		Rank
Total interest income	$23,427,000	1,095
Total interest expense	$3,194,000	942
Net interest income	$20,233,000	1,113
Provision for loan and lease losses	$1,500,000	609
Total noninterest income	$4,626,000	1,162
Gross Fiduciary activities income	$102,000	851
Service charges on deposit accounts	$3,117,000	443
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,407,000	1,848
Total noninterest expense	$16,525,000	1,204
Salaries and employee benefits	$9,705,000	1,118
Premises and equipment expense	$2,060,000	1,157
Additional noninterest expense	$4,760,000	1,350
Pre-tax net operating income	$6,834,000	1,185
Securities gains (losses)	$460,000	429
Applicable income taxes	$1,703,000	1,101
Income before extraordinary items	$5,591,000	1,178
Extraordinary gains, net	$0	17
Net income	$5,591,000	1,176
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,591,000	1,177
Net charge-offs	$1,720,000	581
Cash dividends	$5,650,000	548
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,236,800	1,216
2014-09-30 (YTD Data)		Rank
Total interest income	$17,508,000	1,107
Total interest expense	$2,394,000	950
Net interest income	$15,114,000	1,121
Provision for loan and lease losses	$1,100,000	612
Total noninterest income	$3,473,000	1,156
Gross Fiduciary activities income	$90,000	831
Service charges on deposit accounts	$2,312,000	447
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,071,000	1,853
Total noninterest expense	$12,445,000	1,214
Salaries and employee benefits	$7,199,000	1,136
Premises and equipment expense	$1,546,000	1,167
Additional noninterest expense	$3,700,000	1,312
Pre-tax net operating income	$5,042,000	1,209
Securities gains (losses)	$135,000	819
Applicable income taxes	$970,000	1,341
Income before extraordinary items	$4,207,000	1,180
Extraordinary gains, net	$0	15
Net income	$4,207,000	1,178
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,207,000	1,179
Net charge-offs	$1,176,000	592
Cash dividends	$4,700,000	476
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,097,650	1,180
2014-06-30 (YTD Data)		Rank
Total interest income	$11,637,000	1,102
Total interest expense	$1,557,000	974
Net interest income	$10,080,000	1,110
Provision for loan and lease losses	$900,000	485
Total noninterest income	$2,520,000	1,089
Gross Fiduciary activities income	$63,000	831
Service charges on deposit accounts	$1,506,000	455
Trading account gains and fees	$0	172
Additional Noninterest Income	$951,000	1,499
Total noninterest expense	$8,326,000	1,209
Salaries and employee benefits	$4,795,000	1,135
Premises and equipment expense	$1,033,000	1,184
Additional noninterest expense	$2,498,000	1,297
Pre-tax net operating income	$3,374,000	1,176
Securities gains (losses)	$127,000	665
Applicable income taxes	$809,000	1,123
Income before extraordinary items	$2,692,000	1,180
Extraordinary gains, net	$0	20
Net income	$2,692,000	1,180
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,692,000	1,181
Net charge-offs	$965,000	515
Cash dividends	$1,400,000	883
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,594,210	1,194
2014-03-31 (YTD Data)		Rank
Total interest income	$5,758,000	1,109
Total interest expense	$765,000	997
Net interest income	$4,993,000	1,118
Provision for loan and lease losses	$500,000	452
Total noninterest income	$1,103,000	1,153
Gross Fiduciary activities income	$45,000	796
Service charges on deposit accounts	$724,000	459
Trading account gains and fees	$0	147
Additional Noninterest Income	$334,000	1,866
Total noninterest expense	$4,274,000	1,192
Salaries and employee benefits	$2,432,000	1,139
Premises and equipment expense	$519,000	1,194
Additional noninterest expense	$1,323,000	1,213
Pre-tax net operating income	$1,322,000	1,403
Securities gains (losses)	$148,000	329
Applicable income taxes	$352,000	1,191
Income before extraordinary items	$1,118,000	1,362
Extraordinary gains, net	$0	16
Net income	$1,118,000	1,365
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,118,000	1,364
Net charge-offs	$478,000	519
Cash dividends	$700,000	810
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,005,520	1,467
2013-12-31 (YTD Data)		Rank
Total interest income	$23,350,000	1,092
Total interest expense	$3,833,000	890
Net interest income	$19,517,000	1,125
Provision for loan and lease losses	$2,628,000	499
Total noninterest income	$5,008,000	1,126
Gross Fiduciary activities income	$151,000	821
Service charges on deposit accounts	$2,943,000	483
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,914,000	1,558
Total noninterest expense	$16,014,000	1,255
Salaries and employee benefits	$9,107,000	1,186
Premises and equipment expense	$1,982,000	1,198
Additional noninterest expense	$4,925,000	1,360
Pre-tax net operating income	$5,883,000	1,252
Securities gains (losses)	$269,000	742
Applicable income taxes	$1,531,000	1,109
Income before extraordinary items	$4,621,000	1,317
Extraordinary gains, net	$0	29
Net income	$4,621,000	1,319
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,621,000	1,320
Net charge-offs	$2,448,000	639
Cash dividends	$2,600,000	968
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,419,250	1,343
2013-09-30 (YTD Data)		Rank
Total interest income	$17,460,000	1,099
Total interest expense	$3,010,000	874
Net interest income	$14,450,000	1,138
Provision for loan and lease losses	$2,078,000	478
Total noninterest income	$3,356,000	1,250
Gross Fiduciary activities income	$98,000	829
Service charges on deposit accounts	$2,097,000	498
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,161,000	1,860
Total noninterest expense	$11,772,000	1,277
Salaries and employee benefits	$6,532,000	1,234
Premises and equipment expense	$1,489,000	1,204
Additional noninterest expense	$3,751,000	1,333
Pre-tax net operating income	$3,956,000	1,395
Securities gains (losses)	$269,000	686
Applicable income taxes	$946,000	1,305
Income before extraordinary items	$3,279,000	1,384
Extraordinary gains, net	$0	25
Net income	$3,279,000	1,386
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,279,000	1,386
Net charge-offs	$1,529,000	730
Cash dividends	$1,950,000	890
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,069,180	1,441
2013-06-30 (YTD Data)		Rank
Total interest income	$11,632,000	1,094
Total interest expense	$2,102,000	852
Net interest income	$9,530,000	1,138
Provision for loan and lease losses	$1,368,000	521
Total noninterest income	$2,134,000	1,302
Gross Fiduciary activities income	$75,000	822
Service charges on deposit accounts	$1,338,000	508
Trading account gains and fees	$0	157
Additional Noninterest Income	$721,000	1,971
Total noninterest expense	$7,944,000	1,268
Salaries and employee benefits	$4,407,000	1,218
Premises and equipment expense	$990,000	1,208
Additional noninterest expense	$2,547,000	1,306
Pre-tax net operating income	$2,352,000	1,512
Securities gains (losses)	$269,000	606
Applicable income taxes	$530,000	1,455
Income before extraordinary items	$2,091,000	1,441
Extraordinary gains, net	$0	22
Net income	$2,091,000	1,444
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,091,000	1,444
Net charge-offs	$960,000	792
Cash dividends	$1,300,000	876
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,875,800	1,547
2013-03-31 (YTD Data)		Rank
Total interest income	$5,854,000	1,092
Total interest expense	$1,114,000	833
Net interest income	$4,740,000	1,149
Provision for loan and lease losses	$801,000	485
Total noninterest income	$1,110,000	1,255
Gross Fiduciary activities income	$40,000	818
Service charges on deposit accounts	$650,000	518
Trading account gains and fees	$0	148
Additional Noninterest Income	$420,000	1,791
Total noninterest expense	$4,006,000	1,269
Salaries and employee benefits	$2,240,000	1,212
Premises and equipment expense	$497,000	1,217
Additional noninterest expense	$1,269,000	1,299
Pre-tax net operating income	$1,043,000	1,639
Securities gains (losses)	$0	1,966
Applicable income taxes	$197,000	1,728
Income before extraordinary items	$846,000	1,697
Extraordinary gains, net	$0	10
Net income	$846,000	1,698
Minority interest net income	$0	76
Net income of bank and minority interests.	$846,000	1,699
Net charge-offs	$420,000	861
Cash dividends	$650,000	766
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$846,000	1,642
2012-12-31 (YTD Data)		Rank
Total interest income	$25,498,000	1,039
Total interest expense	$5,710,000	775
Net interest income	$19,788,000	1,105
Provision for loan and lease losses	$4,513,000	552
Total noninterest income	$4,885,000	1,171
Gross Fiduciary activities income	$214,000	780
Service charges on deposit accounts	$2,965,000	490
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,706,000	1,701
Total noninterest expense	$15,536,000	1,289
Salaries and employee benefits	$8,578,000	1,228
Premises and equipment expense	$2,020,000	1,170
Additional noninterest expense	$4,938,000	1,372
Pre-tax net operating income	$4,624,000	1,468
Securities gains (losses)	$857,000	609
Applicable income taxes	$1,328,000	1,198
Income before extraordinary items	$4,153,000	1,410
Extraordinary gains, net	$0	29
Net income	$4,153,000	1,411
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,153,000	1,411
Net charge-offs	$4,322,000	639
Cash dividends	$2,000,000	1,202
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,501,680	1,539
2012-09-30 (YTD Data)		Rank
Total interest income	$19,309,000	1,054
Total interest expense	$4,465,000	778
Net interest income	$14,844,000	1,118
Provision for loan and lease losses	$3,000,000	625
Total noninterest income	$3,088,000	1,309
Gross Fiduciary activities income	$156,000	776
Service charges on deposit accounts	$2,198,000	501
Trading account gains and fees	$0	157
Additional Noninterest Income	$734,000	2,396
Total noninterest expense	$11,758,000	1,275
Salaries and employee benefits	$6,343,000	1,241
Premises and equipment expense	$1,540,000	1,160
Additional noninterest expense	$3,875,000	1,316
Pre-tax net operating income	$3,174,000	1,620
Securities gains (losses)	$858,000	471
Applicable income taxes	$941,000	1,284
Income before extraordinary items	$3,091,000	1,451
Extraordinary gains, net	$0	20
Net income	$3,091,000	1,452
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,091,000	1,452
Net charge-offs	$2,858,000	695
Cash dividends	$1,500,000	983
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,430,340	1,695
2012-06-30 (YTD Data)		Rank
Total interest income	$13,096,000	1,031
Total interest expense	$3,097,000	767
Net interest income	$9,999,000	1,111
Provision for loan and lease losses	$1,800,000	692
Total noninterest income	$1,972,000	1,343
Gross Fiduciary activities income	$91,000	803
Service charges on deposit accounts	$1,429,000	508
Trading account gains and fees	$0	153
Additional Noninterest Income	$452,000	2,471
Total noninterest expense	$7,965,000	1,253
Salaries and employee benefits	$4,307,000	1,218
Premises and equipment expense	$1,014,000	1,167
Additional noninterest expense	$2,644,000	1,283
Pre-tax net operating income	$2,206,000	1,567
Securities gains (losses)	$208,000	1,075
Applicable income taxes	$519,000	1,459
Income before extraordinary items	$1,895,000	1,553
Extraordinary gains, net	$0	19
Net income	$1,895,000	1,552
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,895,000	1,553
Net charge-offs	$1,428,000	887
Cash dividends	$1,000,000	957
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,730,680	1,598
2012-03-31 (YTD Data)		Rank
Total interest income	$6,590,000	1,035
Total interest expense	$1,609,000	769
Net interest income	$4,981,000	1,116
Provision for loan and lease losses	$900,000	668
Total noninterest income	$943,000	1,384
Gross Fiduciary activities income	$66,000	741
Service charges on deposit accounts	$692,000	523
Trading account gains and fees	$0	148
Additional Noninterest Income	$185,000	2,770
Total noninterest expense	$4,027,000	1,243
Salaries and employee benefits	$2,190,000	1,196
Premises and equipment expense	$496,000	1,212
Additional noninterest expense	$1,341,000	1,253
Pre-tax net operating income	$997,000	1,688
Securities gains (losses)	$4,000	1,941
Applicable income taxes	$106,000	2,394
Income before extraordinary items	$895,000	1,626
Extraordinary gains, net	$0	19
Net income	$895,000	1,627
Minority interest net income	$0	78
Net income of bank and minority interests.	$895,000	1,627
Net charge-offs	$589,000	988
Cash dividends	$500,000	850
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$891,440	1,533
2011-12-31 (YTD Data)		Rank
Total interest income	$28,043,000	992
Total interest expense	$8,660,000	669
Net interest income	$19,383,000	1,152
Provision for loan and lease losses	$5,572,000	716
Total noninterest income	$4,456,000	1,144
Gross Fiduciary activities income	$153,000	783
Service charges on deposit accounts	$2,743,000	542
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,560,000	1,603
Total noninterest expense	$15,859,000	1,245
Salaries and employee benefits	$8,740,000	1,133
Premises and equipment expense	$2,122,000	1,179
Additional noninterest expense	$4,997,000	1,382
Pre-tax net operating income	$2,408,000	2,178
Securities gains (losses)	$784,000	551
Applicable income taxes	$-109,000	6,825
Income before extraordinary items	$3,301,000	1,483
Extraordinary gains, net	$0	29
Net income	$3,301,000	1,483
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,301,000	1,483
Net charge-offs	$7,053,000	604
Cash dividends	$1,714,000	1,094
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,517,000	1,783
2011-09-30 (YTD Data)		Rank
Total interest income	$21,353,000	995
Total interest expense	$6,881,000	660
Net interest income	$14,472,000	1,160
Provision for loan and lease losses	$2,505,000	1,064
Total noninterest income	$3,050,000	1,224
Gross Fiduciary activities income	$99,000	799
Service charges on deposit accounts	$2,001,000	559
Trading account gains and fees	$0	145
Additional Noninterest Income	$950,000	1,821
Total noninterest expense	$12,261,000	1,202
Salaries and employee benefits	$6,702,000	1,106
Premises and equipment expense	$1,560,000	1,221
Additional noninterest expense	$3,999,000	1,287
Pre-tax net operating income	$2,756,000	1,598
Securities gains (losses)	$249,000	1,049
Applicable income taxes	$65,000	3,489
Income before extraordinary items	$2,940,000	1,317
Extraordinary gains, net	$0	21
Net income	$2,940,000	1,317
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,940,000	1,317
Net charge-offs	$3,414,000	854
Cash dividends	$1,264,000	964
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,695,980	1,339
2011-06-30 (YTD Data)		Rank
Total interest income	$14,305,000	999
Total interest expense	$4,639,000	680
Net interest income	$9,666,000	1,155
Provision for loan and lease losses	$1,470,000	1,152
Total noninterest income	$1,939,000	1,256
Gross Fiduciary activities income	$72,000	791
Service charges on deposit accounts	$1,292,000	577
Trading account gains and fees	$0	153
Additional Noninterest Income	$575,000	1,923
Total noninterest expense	$8,098,000	1,236
Salaries and employee benefits	$4,475,000	1,117
Premises and equipment expense	$1,046,000	1,226
Additional noninterest expense	$2,577,000	1,359
Pre-tax net operating income	$2,037,000	1,428
Securities gains (losses)	$2,000	2,702
Applicable income taxes	$-16,000	6,907
Income before extraordinary items	$2,055,000	1,215
Extraordinary gains, net	$0	15
Net income	$2,055,000	1,213
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,055,000	1,215
Net charge-offs	$2,335,000	819
Cash dividends	$810,000	966
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,053,000	1,168
2011-03-31 (YTD Data)		Rank
Total interest income	$7,099,000	1,017
Total interest expense	$2,338,000	710
Net interest income	$4,761,000	1,175
Provision for loan and lease losses	$735,000	1,099
Total noninterest income	$949,000	1,262
Gross Fiduciary activities income	$33,000	820
Service charges on deposit accounts	$599,000	602
Trading account gains and fees	$0	158
Additional Noninterest Income	$317,000	1,843
Total noninterest expense	$4,117,000	1,214
Salaries and employee benefits	$2,238,000	1,134
Premises and equipment expense	$531,000	1,238
Additional noninterest expense	$1,348,000	1,305
Pre-tax net operating income	$858,000	1,671
Securities gains (losses)	$0	1,772
Applicable income taxes	$76,000	2,483
Income before extraordinary items	$782,000	1,511
Extraordinary gains, net	$0	9
Net income	$782,000	1,511
Minority interest net income	$0	86
Net income of bank and minority interests.	$782,000	1,511
Net charge-offs	$1,070,000	824
Cash dividends	$350,000	1,005
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$782,000	1,464
2010-12-31 (YTD Data)		Rank
Total interest income	$28,906,000	1,069
Total interest expense	$9,489,000	870
Net interest income	$19,417,000	1,152
Provision for loan and lease losses	$4,200,000	1,297
Total noninterest income	$5,202,000	1,062
Gross Fiduciary activities income	$173,000	786
Service charges on deposit accounts	$2,790,000	540
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,239,000	1,308
Total noninterest expense	$16,575,000	1,219
Salaries and employee benefits	$9,023,000	1,100
Premises and equipment expense	$2,128,000	1,213
Additional noninterest expense	$5,424,000	1,340
Pre-tax net operating income	$3,844,000	1,303
Securities gains (losses)	$1,424,000	357
Applicable income taxes	$1,058,000	1,171
Income before extraordinary items	$4,210,000	1,026
Extraordinary gains, net	$0	29
Net income	$4,210,000	1,027
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,210,000	1,029
Net charge-offs	$2,037,000	1,839
Cash dividends	$1,720,000	934
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,070,800	1,328
2010-09-30 (YTD Data)		Rank
Total interest income	$21,691,000	1,082
Total interest expense	$7,053,000	915
Net interest income	$14,638,000	1,150
Provision for loan and lease losses	$2,500,000	1,436
Total noninterest income	$3,467,000	1,137
Gross Fiduciary activities income	$127,000	782
Service charges on deposit accounts	$2,112,000	542
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,228,000	1,571
Total noninterest expense	$12,443,000	1,205
Salaries and employee benefits	$6,858,000	1,078
Premises and equipment expense	$1,606,000	1,222
Additional noninterest expense	$3,979,000	1,344
Pre-tax net operating income	$3,162,000	1,249
Securities gains (losses)	$5,000	3,295
Applicable income taxes	$363,000	1,967
Income before extraordinary items	$2,804,000	1,201
Extraordinary gains, net	$0	23
Net income	$2,804,000	1,205
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,804,000	1,205
Net charge-offs	$1,793,000	1,610
Cash dividends	$1,290,000	848
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,799,550	1,153
2010-06-30 (YTD Data)		Rank
Total interest income	$14,332,000	1,105
Total interest expense	$4,721,000	947
Net interest income	$9,611,000	1,180
Provision for loan and lease losses	$1,600,000	1,453
Total noninterest income	$2,150,000	1,171
Gross Fiduciary activities income	$70,000	816
Service charges on deposit accounts	$1,404,000	546
Trading account gains and fees	$0	152
Additional Noninterest Income	$676,000	1,722
Total noninterest expense	$8,364,000	1,193
Salaries and employee benefits	$4,629,000	1,057
Premises and equipment expense	$1,089,000	1,219
Additional noninterest expense	$2,646,000	1,350
Pre-tax net operating income	$1,797,000	1,455
Securities gains (losses)	$5,000	2,788
Applicable income taxes	$129,000	2,556
Income before extraordinary items	$1,673,000	1,324
Extraordinary gains, net	$0	19
Net income	$1,673,000	1,325
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,673,000	1,325
Net charge-offs	$1,160,000	1,584
Cash dividends	$860,000	832
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,668,350	1,282
2010-03-31 (YTD Data)		Rank
Total interest income	$7,042,000	1,147
Total interest expense	$2,329,000	1,011
Net interest income	$4,713,000	1,219
Provision for loan and lease losses	$800,000	1,344
Total noninterest income	$1,125,000	1,107
Gross Fiduciary activities income	$45,000	786
Service charges on deposit accounts	$690,000	553
Trading account gains and fees	$0	175
Additional Noninterest Income	$390,000	1,536
Total noninterest expense	$4,304,000	1,169
Salaries and employee benefits	$2,360,000	1,042
Premises and equipment expense	$569,000	1,195
Additional noninterest expense	$1,375,000	1,290
Pre-tax net operating income	$734,000	1,739
Securities gains (losses)	$4,000	1,944
Applicable income taxes	$18,000	3,501
Income before extraordinary items	$720,000	1,517
Extraordinary gains, net	$0	16
Net income	$720,000	1,519
Minority interest net income	$0	91
Net income of bank and minority interests.	$720,000	1,519
Net charge-offs	$522,000	1,554
Cash dividends	$450,000	752
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$716,080	1,467
2009-12-31 (YTD Data)		Rank
Total interest income	$29,150,000	1,174
Total interest expense	$10,393,000	1,149
Net interest income	$18,757,000	1,188
Provision for loan and lease losses	$2,538,000	2,161
Total noninterest income	$5,235,000	1,051
Gross Fiduciary activities income	$176,000	788
Service charges on deposit accounts	$2,809,000	597
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,250,000	1,263
Total noninterest expense	$16,269,000	1,274
Salaries and employee benefits	$9,198,000	1,070
Premises and equipment expense	$1,998,000	1,359
Additional noninterest expense	$5,073,000	1,476
Pre-tax net operating income	$5,185,000	814
Securities gains (losses)	$308,000	1,221
Applicable income taxes	$839,000	1,095
Income before extraordinary items	$4,654,000	734
Extraordinary gains, net	$0	34
Net income	$4,654,000	733
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,654,000	734
Net charge-offs	$2,346,000	1,855
Cash dividends	$905,000	1,754
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$4,392,200	775
2009-09-30 (YTD Data)		Rank
Total interest income	$22,008,000	1,193
Total interest expense	$7,937,000	1,183
Net interest income	$14,071,000	1,181
Provision for loan and lease losses	$1,780,000	2,051
Total noninterest income	$3,644,000	1,139
Gross Fiduciary activities income	$104,000	816
Service charges on deposit accounts	$2,035,000	617
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,505,000	1,391
Total noninterest expense	$12,061,000	1,279
Salaries and employee benefits	$6,952,000	1,073
Premises and equipment expense	$1,476,000	1,394
Additional noninterest expense	$3,633,000	1,487
Pre-tax net operating income	$3,874,000	874
Securities gains (losses)	$310,000	978
Applicable income taxes	$610,000	1,221
Income before extraordinary items	$3,574,000	757
Extraordinary gains, net	$0	27
Net income	$3,574,000	755
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,574,000	758
Net charge-offs	$1,155,000	2,046
Cash dividends	$905,000	1,358
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,310,500	811
2009-06-30 (YTD Data)		Rank
Total interest income	$14,618,000	1,222
Total interest expense	$5,362,000	1,228
Net interest income	$9,256,000	1,202
Provision for loan and lease losses	$1,150,000	1,910
Total noninterest income	$2,444,000	1,132
Gross Fiduciary activities income	$64,000	828
Service charges on deposit accounts	$1,300,000	637
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,080,000	1,358
Total noninterest expense	$7,939,000	1,317
Salaries and employee benefits	$4,554,000	1,110
Premises and equipment expense	$978,000	1,430
Additional noninterest expense	$2,407,000	1,525
Pre-tax net operating income	$2,611,000	878
Securities gains (losses)	$315,000	725
Applicable income taxes	$489,000	1,104
Income before extraordinary items	$2,437,000	763
Extraordinary gains, net	$0	21
Net income	$2,437,000	760
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,437,000	763
Net charge-offs	$589,000	2,155
Cash dividends	$905,000	1,013
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,175,550	839
2009-03-31 (YTD Data)		Rank
Total interest income	$7,312,000	1,239
Total interest expense	$2,745,000	1,249
Net interest income	$4,567,000	1,211
Provision for loan and lease losses	$400,000	1,987
Total noninterest income	$1,182,000	1,122
Gross Fiduciary activities income	$30,000	855
Service charges on deposit accounts	$592,000	681
Trading account gains and fees	$0	171
Additional Noninterest Income	$560,000	1,293
Total noninterest expense	$3,842,000	1,305
Salaries and employee benefits	$2,214,000	1,140
Premises and equipment expense	$493,000	1,439
Additional noninterest expense	$1,135,000	1,437
Pre-tax net operating income	$1,507,000	839
Securities gains (losses)	$310,000	486
Applicable income taxes	$387,000	852
Income before extraordinary items	$1,430,000	725
Extraordinary gains, net	$0	15
Net income	$1,430,000	724
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,430,000	727
Net charge-offs	$246,000	1,972
Cash dividends	$380,000	1,154
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,185,100	830
2008-12-31 (YTD Data)		Rank
Total interest income	$29,947,000	1,293
Total interest expense	$13,935,000	1,160
Net interest income	$16,012,000	1,387
Provision for loan and lease losses	$1,447,000	2,212
Total noninterest income	$5,140,000	1,029
Gross Fiduciary activities income	$179,000	799
Service charges on deposit accounts	$3,073,000	561
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,888,000	1,350
Total noninterest expense	$14,616,000	1,332
Salaries and employee benefits	$8,333,000	1,197
Premises and equipment expense	$1,892,000	1,462
Additional noninterest expense	$4,391,000	1,414
Pre-tax net operating income	$5,089,000	1,088
Securities gains (losses)	$16,000	2,295
Applicable income taxes	$803,000	1,394
Income before extraordinary items	$4,302,000	953
Extraordinary gains, net	$0	39
Net income	$4,302,000	953
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,345,000	1,662
Cash dividends	$1,350,000	1,871
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,288,560	1,027
2008-09-30 (YTD Data)		Rank
Total interest income	$22,482,000	1,316
Total interest expense	$10,618,000	1,191
Net interest income	$11,864,000	1,426
Provision for loan and lease losses	$864,000	1,999
Total noninterest income	$3,738,000	1,109
Gross Fiduciary activities income	$142,000	796
Service charges on deposit accounts	$2,333,000	559
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,263,000	1,530
Total noninterest expense	$10,838,000	1,327
Salaries and employee benefits	$6,348,000	1,199
Premises and equipment expense	$1,407,000	1,487
Additional noninterest expense	$3,083,000	1,458
Pre-tax net operating income	$3,900,000	1,276
Securities gains (losses)	$16,000	2,140
Applicable income taxes	$677,000	1,574
Income before extraordinary items	$3,239,000	1,132
Extraordinary gains, net	$0	31
Net income	$3,239,000	1,131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$877,000	1,417
Cash dividends	$1,050,000	1,727
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,225,720	1,217
2008-06-30 (YTD Data)		Rank
Total interest income	$14,986,000	1,334
Total interest expense	$7,304,000	1,202
Net interest income	$7,682,000	1,458
Provision for loan and lease losses	$498,000	1,932
Total noninterest income	$2,513,000	1,107
Gross Fiduciary activities income	$126,000	747
Service charges on deposit accounts	$1,510,000	564
Trading account gains and fees	$0	149
Additional Noninterest Income	$877,000	1,544
Total noninterest expense	$7,183,000	1,337
Salaries and employee benefits	$4,243,000	1,213
Premises and equipment expense	$934,000	1,489
Additional noninterest expense	$2,006,000	1,459
Pre-tax net operating income	$2,514,000	1,370
Securities gains (losses)	$17,000	2,146
Applicable income taxes	$429,000	1,788
Income before extraordinary items	$2,102,000	1,311
Extraordinary gains, net	$0	21
Net income	$2,102,000	1,312
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$479,000	1,349
Cash dividends	$700,000	1,851
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,087,890	1,291
2008-03-31 (YTD Data)		Rank
Total interest income	$7,546,000	1,365
Total interest expense	$3,852,000	1,213
Net interest income	$3,694,000	1,502
Provision for loan and lease losses	$249,000	1,600
Total noninterest income	$1,166,000	1,179
Gross Fiduciary activities income	$84,000	684
Service charges on deposit accounts	$676,000	629
Trading account gains and fees	$0	158
Additional Noninterest Income	$406,000	1,611
Total noninterest expense	$3,518,000	1,359
Salaries and employee benefits	$2,091,000	1,249
Premises and equipment expense	$459,000	1,522
Additional noninterest expense	$968,000	1,490
Pre-tax net operating income	$1,093,000	1,647
Securities gains (losses)	$0	2,688
Applicable income taxes	$164,000	2,213
Income before extraordinary items	$929,000	1,603
Extraordinary gains, net	$0	15
Net income	$929,000	1,605
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$178,000	1,352
Cash dividends	$350,000	1,724
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$929,000	1,543
2007-12-31 (YTD Data)		Rank
Total interest income	$30,680,000	1,398
Total interest expense	$15,998,000	1,241
Net interest income	$14,682,000	1,546
Provision for loan and lease losses	$944,000	1,482
Total noninterest income	$4,757,000	1,144
Gross Fiduciary activities income	$500,000	592
Service charges on deposit accounts	$2,875,000	605
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,382,000	1,774
Total noninterest expense	$12,914,000	1,432
Salaries and employee benefits	$7,612,000	1,319
Premises and equipment expense	$1,646,000	1,613
Additional noninterest expense	$3,656,000	1,511
Pre-tax net operating income	$5,581,000	1,498
Securities gains (losses)	$2,000	1,832
Applicable income taxes	$1,141,000	1,700
Income before extraordinary items	$4,442,000	1,447
Extraordinary gains, net	$0	39
Net income	$4,442,000	1,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$693,000	1,341
Cash dividends	$795,000	2,992
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,440,400	1,433
2007-09-30 (YTD Data)		Rank
Total interest income	$22,979,000	1,402
Total interest expense	$11,902,000	1,263
Net interest income	$11,077,000	1,552
Provision for loan and lease losses	$708,000	1,190
Total noninterest income	$3,099,000	1,266
Gross Fiduciary activities income	$172,000	764
Service charges on deposit accounts	$2,078,000	616
Trading account gains and fees	$0	184
Additional Noninterest Income	$849,000	2,044
Total noninterest expense	$9,355,000	1,459
Salaries and employee benefits	$5,485,000	1,385
Premises and equipment expense	$1,195,000	1,648
Additional noninterest expense	$2,675,000	1,513
Pre-tax net operating income	$4,113,000	1,631
Securities gains (losses)	$-1,000	7,322
Applicable income taxes	$849,000	1,824
Income before extraordinary items	$3,263,000	1,548
Extraordinary gains, net	$0	33
Net income	$3,263,000	1,547
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$693,000	847
Cash dividends	$370,000	3,355
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,263,790	1,542
2007-06-30 (YTD Data)		Rank
Total interest income	$15,091,000	1,438
Total interest expense	$7,730,000	1,297
Net interest income	$7,361,000	1,578
Provision for loan and lease losses	$504,000	1,019
Total noninterest income	$1,955,000	1,353
Gross Fiduciary activities income	$102,000	811
Service charges on deposit accounts	$1,360,000	635
Trading account gains and fees	$0	168
Additional Noninterest Income	$493,000	2,262
Total noninterest expense	$6,182,000	1,485
Salaries and employee benefits	$3,637,000	1,417
Premises and equipment expense	$775,000	1,717
Additional noninterest expense	$1,770,000	1,536
Pre-tax net operating income	$2,630,000	1,742
Securities gains (losses)	$-1,000	7,616
Applicable income taxes	$519,000	2,007
Income before extraordinary items	$2,110,000	1,642
Extraordinary gains, net	$0	29
Net income	$2,110,000	1,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$335,000	954
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,110,800	1,626
2007-03-31 (YTD Data)		Rank
Total interest income	$7,459,000	1,448
Total interest expense	$3,820,000	1,296
Net interest income	$3,639,000	1,595
Provision for loan and lease losses	$236,000	1,020
Total noninterest income	$913,000	1,399
Gross Fiduciary activities income	$72,000	730
Service charges on deposit accounts	$625,000	675
Trading account gains and fees	$0	195
Additional Noninterest Income	$216,000	2,427
Total noninterest expense	$3,091,000	1,483
Salaries and employee benefits	$1,781,000	1,456
Premises and equipment expense	$377,000	1,767
Additional noninterest expense	$933,000	1,435
Pre-tax net operating income	$1,225,000	1,834
Securities gains (losses)	$0	1,187
Applicable income taxes	$285,000	1,914
Income before extraordinary items	$940,000	1,816
Extraordinary gains, net	$0	22
Net income	$940,000	1,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	690
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$940,000	1,805
2006-12-31 (YTD Data)		Rank
Total interest income	$27,432,000	1,455
Total interest expense	$12,452,000	1,347
Net interest income	$14,980,000	1,527
Provision for loan and lease losses	$918,000	1,120
Total noninterest income	$4,185,000	1,254
Gross Fiduciary activities income	$355,000	666
Service charges on deposit accounts	$2,624,000	671
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,206,000	1,961
Total noninterest expense	$12,375,000	1,445
Salaries and employee benefits	$7,065,000	1,381
Premises and equipment expense	$1,492,000	1,701
Additional noninterest expense	$3,818,000	1,388
Pre-tax net operating income	$5,872,000	1,645
Securities gains (losses)	$-1,000	6,756
Applicable income taxes	$1,587,000	1,573
Income before extraordinary items	$4,284,000	1,679
Extraordinary gains, net	$0	51
Net income	$4,284,000	1,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$701,000	908
Cash dividends	$1,340,000	2,100
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,284,730	1,672
2006-09-30 (YTD Data)		Rank
Total interest income	$20,017,000	1,485
Total interest expense	$8,786,000	1,390
Net interest income	$11,231,000	1,540
Provision for loan and lease losses	$729,000	1,014
Total noninterest income	$3,101,000	1,285
Gross Fiduciary activities income	$241,000	687
Service charges on deposit accounts	$1,925,000	688
Trading account gains and fees	$0	126
Additional Noninterest Income	$935,000	1,915
Total noninterest expense	$9,140,000	1,468
Salaries and employee benefits	$5,270,000	1,404
Premises and equipment expense	$1,125,000	1,705
Additional noninterest expense	$2,745,000	1,442
Pre-tax net operating income	$4,463,000	1,665
Securities gains (losses)	$-1,000	7,100
Applicable income taxes	$1,225,000	1,622
Income before extraordinary items	$3,237,000	1,721
Extraordinary gains, net	$0	45
Net income	$3,237,000	1,722
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$453,000	874
Cash dividends	$1,140,000	1,760
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,237,730	1,709
2006-06-30 (YTD Data)		Rank
Total interest income	$12,875,000	1,504
Total interest expense	$5,449,000	1,412
Net interest income	$7,426,000	1,549
Provision for loan and lease losses	$540,000	917
Total noninterest income	$2,044,000	1,289
Gross Fiduciary activities income	$146,000	720
Service charges on deposit accounts	$1,241,000	705
Trading account gains and fees	$0	126
Additional Noninterest Income	$657,000	1,845
Total noninterest expense	$6,063,000	1,484
Salaries and employee benefits	$3,455,000	1,431
Premises and equipment expense	$753,000	1,700
Additional noninterest expense	$1,855,000	1,430
Pre-tax net operating income	$2,867,000	1,723
Securities gains (losses)	$-1,000	7,450
Applicable income taxes	$786,000	1,686
Income before extraordinary items	$2,080,000	1,750
Extraordinary gains, net	$0	39
Net income	$2,080,000	1,751
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$414,000	654
Cash dividends	$800,000	1,708
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,080,730	1,741
2006-03-31 (YTD Data)		Rank
Total interest income	$6,199,000	1,531
Total interest expense	$2,591,000	1,422
Net interest income	$3,608,000	1,587
Provision for loan and lease losses	$189,000	1,200
Total noninterest income	$993,000	1,286
Gross Fiduciary activities income	$15,000	1,020
Service charges on deposit accounts	$571,000	739
Trading account gains and fees	$0	115
Additional Noninterest Income	$407,000	1,560
Total noninterest expense	$2,952,000	1,527
Salaries and employee benefits	$1,675,000	1,481
Premises and equipment expense	$363,000	1,756
Additional noninterest expense	$914,000	1,442
Pre-tax net operating income	$1,460,000	1,656
Securities gains (losses)	$0	955
Applicable income taxes	$404,000	1,644
Income before extraordinary items	$1,056,000	1,698
Extraordinary gains, net	$0	21
Net income	$1,056,000	1,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	788
Cash dividends	$450,000	1,479
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,056,000	1,685
2005-12-31 (YTD Data)		Rank
Total interest income	$22,519,000	1,479
Total interest expense	$8,152,000	1,389
Net interest income	$14,367,000	1,526
Provision for loan and lease losses	$1,053,000	1,005
Total noninterest income	$3,560,000	1,400
Gross Fiduciary activities income	$100,000	941
Service charges on deposit accounts	$2,369,000	732
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,091,000	2,089
Total noninterest expense	$11,315,000	1,518
Salaries and employee benefits	$6,500,000	1,434
Premises and equipment expense	$1,384,000	1,748
Additional noninterest expense	$3,431,000	1,478
Pre-tax net operating income	$5,559,000	1,677
Securities gains (losses)	$2,000	1,993
Applicable income taxes	$1,539,000	1,675
Income before extraordinary items	$4,022,000	1,737
Extraordinary gains, net	$0	46
Net income	$4,022,000	1,736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$843,000	778
Cash dividends	$1,685,000	1,682
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,020,560	1,709
2005-09-30 (YTD Data)		Rank
Total interest income	$16,508,000	1,475
Total interest expense	$5,794,000	1,384
Net interest income	$10,714,000	1,511
Provision for loan and lease losses	$803,000	938
Total noninterest income	$2,511,000	1,480
Gross Fiduciary activities income	$41,000	1,021
Service charges on deposit accounts	$1,731,000	747
Trading account gains and fees	$0	126
Additional Noninterest Income	$739,000	2,231
Total noninterest expense	$8,482,000	1,506
Salaries and employee benefits	$4,862,000	1,425
Premises and equipment expense	$1,028,000	1,760
Additional noninterest expense	$2,592,000	1,446
Pre-tax net operating income	$3,940,000	1,787
Securities gains (losses)	$2,000	2,008
Applicable income taxes	$1,060,000	1,801
Income before extraordinary items	$2,882,000	1,814
Extraordinary gains, net	$0	35
Net income	$2,882,000	1,815
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$579,000	742
Cash dividends	$1,235,000	1,534
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,880,540	1,783
2005-06-30 (YTD Data)		Rank
Total interest income	$10,719,000	1,467
Total interest expense	$3,611,000	1,393
Net interest income	$7,108,000	1,497
Provision for loan and lease losses	$546,000	906
Total noninterest income	$1,660,000	1,474
Gross Fiduciary activities income	$26,000	1,034
Service charges on deposit accounts	$1,109,000	758
Trading account gains and fees	$0	116
Additional Noninterest Income	$525,000	2,115
Total noninterest expense	$5,653,000	1,500
Salaries and employee benefits	$3,209,000	1,433
Premises and equipment expense	$681,000	1,757
Additional noninterest expense	$1,763,000	1,417
Pre-tax net operating income	$2,569,000	1,797
Securities gains (losses)	$2,000	1,855
Applicable income taxes	$691,000	1,803
Income before extraordinary items	$1,880,000	1,814
Extraordinary gains, net	$0	30
Net income	$1,880,000	1,814
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$430,000	677
Cash dividends	$925,000	1,411
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,878,540	1,780
2005-03-31 (YTD Data)		Rank
Total interest income	$5,272,000	1,460
Total interest expense	$1,718,000	1,393
Net interest income	$3,554,000	1,491
Provision for loan and lease losses	$273,000	853
Total noninterest income	$778,000	1,529
Gross Fiduciary activities income	$17,000	1,005
Service charges on deposit accounts	$509,000	801
Trading account gains and fees	$0	115
Additional Noninterest Income	$252,000	2,142
Total noninterest expense	$2,774,000	1,525
Salaries and employee benefits	$1,563,000	1,491
Premises and equipment expense	$339,000	1,773
Additional noninterest expense	$872,000	1,433
Pre-tax net operating income	$1,285,000	1,768
Securities gains (losses)	$1,000	1,514
Applicable income taxes	$350,000	1,773
Income before extraordinary items	$936,000	1,808
Extraordinary gains, net	$0	24
Net income	$936,000	1,809
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	822
Cash dividends	$600,000	1,028
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$935,270	1,768
2004-12-31 (YTD Data)		Rank
Total interest income	$20,145,000	1,426
Total interest expense	$6,278,000	1,313
Net interest income	$13,867,000	1,458
Provision for loan and lease losses	$1,249,000	856
Total noninterest income	$3,166,000	1,530
Gross Fiduciary activities income	$82,000	970
Service charges on deposit accounts	$2,155,000	810
Trading account gains and fees	$0	138
Additional Noninterest Income	$929,000	2,255
Total noninterest expense	$10,628,000	1,532
Salaries and employee benefits	$5,966,000	1,493
Premises and equipment expense	$1,300,000	1,780
Additional noninterest expense	$3,362,000	1,475
Pre-tax net operating income	$5,156,000	1,653
Securities gains (losses)	$65,000	1,541
Applicable income taxes	$1,416,000	1,674
Income before extraordinary items	$3,805,000	1,690
Extraordinary gains, net	$0	34
Net income	$3,805,000	1,691
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$916,000	838
Cash dividends	$1,225,000	2,014
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,757,550	1,660
2004-09-30 (YTD Data)		Rank
Total interest income	$14,868,000	1,433
Total interest expense	$4,678,000	1,289
Net interest income	$10,190,000	1,480
Provision for loan and lease losses	$921,000	833
Total noninterest income	$2,320,000	1,569
Gross Fiduciary activities income	$54,000	1,002
Service charges on deposit accounts	$1,582,000	829
Trading account gains and fees	$0	134
Additional Noninterest Income	$684,000	2,299
Total noninterest expense	$7,834,000	1,551
Salaries and employee benefits	$4,370,000	1,517
Premises and equipment expense	$953,000	1,819
Additional noninterest expense	$2,511,000	1,465
Pre-tax net operating income	$3,755,000	1,714
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,006,000	1,771
Income before extraordinary items	$2,749,000	1,759
Extraordinary gains, net	$0	26
Net income	$2,749,000	1,760
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$766,000	691
Cash dividends	$900,000	1,840
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,749,000	1,707
2004-06-30 (YTD Data)		Rank
Total interest income	$9,808,000	1,432
Total interest expense	$3,126,000	1,261
Net interest income	$6,682,000	1,494
Provision for loan and lease losses	$637,000	796
Total noninterest income	$1,502,000	1,589
Gross Fiduciary activities income	$34,000	1,021
Service charges on deposit accounts	$1,041,000	833
Trading account gains and fees	$0	130
Additional Noninterest Income	$427,000	2,416
Total noninterest expense	$5,131,000	1,583
Salaries and employee benefits	$2,837,000	1,556
Premises and equipment expense	$621,000	1,840
Additional noninterest expense	$1,673,000	1,442
Pre-tax net operating income	$2,416,000	1,741
Securities gains (losses)	$0	3,413
Applicable income taxes	$649,000	1,815
Income before extraordinary items	$1,767,000	1,796
Extraordinary gains, net	$0	21
Net income	$1,767,000	1,797
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$542,000	655
Cash dividends	$600,000	1,866
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,767,000	1,736
2004-03-31 (YTD Data)		Rank
Total interest income	$4,867,000	1,460
Total interest expense	$1,582,000	1,259
Net interest income	$3,285,000	1,513
Provision for loan and lease losses	$297,000	855
Total noninterest income	$728,000	1,613
Gross Fiduciary activities income	$20,000	996
Service charges on deposit accounts	$499,000	849
Trading account gains and fees	$0	121
Additional Noninterest Income	$209,000	2,406
Total noninterest expense	$2,486,000	1,638
Salaries and employee benefits	$1,364,000	1,639
Premises and equipment expense	$313,000	1,853
Additional noninterest expense	$809,000	1,483
Pre-tax net operating income	$1,230,000	1,681
Securities gains (losses)	$0	2,934
Applicable income taxes	$319,000	1,837
Income before extraordinary items	$911,000	1,721
Extraordinary gains, net	$0	16
Net income	$911,000	1,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$242,000	702
Cash dividends	$200,000	2,144
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$911,000	1,638
2003-12-31 (YTD Data)		Rank
Total interest income	$18,682,000	1,540
Total interest expense	$6,850,000	1,291
Net interest income	$11,832,000	1,640
Provision for loan and lease losses	$1,545,000	800
Total noninterest income	$3,208,000	1,597
Gross Fiduciary activities income	$91,000	976
Service charges on deposit accounts	$1,984,000	862
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,133,000	2,204
Total noninterest expense	$9,489,000	1,686
Salaries and employee benefits	$5,293,000	1,628
Premises and equipment expense	$1,210,000	1,892
Additional noninterest expense	$2,986,000	1,635
Pre-tax net operating income	$4,006,000	1,971
Securities gains (losses)	$35,000	2,802
Applicable income taxes	$1,020,000	2,151
Income before extraordinary items	$3,021,000	2,031
Extraordinary gains, net	$0	54
Net income	$3,021,000	2,031
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,475,000	689
Cash dividends	$775,000	2,761
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,994,750	1,954
2003-09-30 (YTD Data)		Rank
Total interest income	$13,864,000	1,580
Total interest expense	$5,225,000	1,327
Net interest income	$8,639,000	1,698
Provision for loan and lease losses	$1,375,000	690
Total noninterest income	$2,346,000	1,665
Gross Fiduciary activities income	$79,000	957
Service charges on deposit accounts	$1,456,000	893
Trading account gains and fees	$0	153
Additional Noninterest Income	$811,000	2,350
Total noninterest expense	$6,945,000	1,735
Salaries and employee benefits	$3,787,000	1,716
Premises and equipment expense	$894,000	1,918
Additional noninterest expense	$2,264,000	1,614
Pre-tax net operating income	$2,665,000	2,255
Securities gains (losses)	$7,000	3,479
Applicable income taxes	$647,000	2,526
Income before extraordinary items	$2,025,000	2,303
Extraordinary gains, net	$0	40
Net income	$2,025,000	2,302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,302,000	586
Cash dividends	$575,000	2,483
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,019,680	2,199
2003-06-30 (YTD Data)		Rank
Total interest income	$9,136,000	1,610
Total interest expense	$3,511,000	1,375
Net interest income	$5,625,000	1,734
Provision for loan and lease losses	$1,050,000	614
Total noninterest income	$1,580,000	1,654
Gross Fiduciary activities income	$57,000	948
Service charges on deposit accounts	$952,000	893
Trading account gains and fees	$0	150
Additional Noninterest Income	$571,000	2,249
Total noninterest expense	$4,560,000	1,749
Salaries and employee benefits	$2,485,000	1,728
Premises and equipment expense	$572,000	1,999
Additional noninterest expense	$1,503,000	1,614
Pre-tax net operating income	$1,595,000	2,470
Securities gains (losses)	$7,000	3,077
Applicable income taxes	$374,000	2,823
Income before extraordinary items	$1,228,000	2,524
Extraordinary gains, net	$0	30
Net income	$1,228,000	2,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,161,000	471
Cash dividends	$575,000	1,963
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,222,610	2,382
2003-03-31 (YTD Data)		Rank
Total interest income	$4,553,000	1,629
Total interest expense	$1,753,000	1,408
Net interest income	$2,800,000	1,732
Provision for loan and lease losses	$650,000	514
Total noninterest income	$763,000	1,647
Gross Fiduciary activities income	$40,000	866
Service charges on deposit accounts	$452,000	921
Trading account gains and fees	$0	134
Additional Noninterest Income	$271,000	2,249
Total noninterest expense	$2,195,000	1,789
Salaries and employee benefits	$1,215,000	1,757
Premises and equipment expense	$286,000	1,995
Additional noninterest expense	$694,000	1,701
Pre-tax net operating income	$718,000	2,683
Securities gains (losses)	$0	2,891
Applicable income taxes	$161,000	3,103
Income before extraordinary items	$557,000	2,709
Extraordinary gains, net	$0	21
Net income	$557,000	2,706
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$819,000	362
Cash dividends	$300,000	1,748
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$557,000	2,571
2002-12-31 (YTD Data)		Rank
Total interest income	$18,564,000	1,656
Total interest expense	$7,695,000	1,470
Net interest income	$10,869,000	1,779
Provision for loan and lease losses	$2,741,000	587
Total noninterest income	$2,640,000	1,724
Gross Fiduciary activities income	$59,000	1,083
Service charges on deposit accounts	$1,596,000	1,004
Trading account gains and fees	$0	153
Additional Noninterest Income	$985,000	2,204
Total noninterest expense	$8,780,000	1,725
Salaries and employee benefits	$4,763,000	1,686
Premises and equipment expense	$1,180,000	1,878
Additional noninterest expense	$2,837,000	1,654
Pre-tax net operating income	$1,988,000	3,441
Securities gains (losses)	$526,000	638
Applicable income taxes	$559,000	3,239
Income before extraordinary items	$1,955,000	2,852
Extraordinary gains, net	$0	70
Net income	$1,955,000	2,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,488,000	497
Cash dividends	$1,455,000	1,688
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,544,720	3,315
2001-12-31 (YTD Data)		Rank
Total interest income	$17,288,000	1,978
Total interest expense	$9,103,000	1,783
Net interest income	$8,185,000	2,199
Provision for loan and lease losses	$846,000	1,434
Total noninterest income	$1,674,000	2,313
Gross Fiduciary activities income	$30,000	1,235
Service charges on deposit accounts	$773,000	1,965
Trading account gains and fees	$0	177
Additional Noninterest Income	$871,000	2,257
Total noninterest expense	$6,694,000	2,145
Salaries and employee benefits	$3,786,000	1,985
Premises and equipment expense	$911,000	2,338
Additional noninterest expense	$1,997,000	2,247
Pre-tax net operating income	$2,319,000	2,827
Securities gains (losses)	$14,000	3,398
Applicable income taxes	$511,000	3,296
Income before extraordinary items	$1,822,000	2,759
Extraordinary gains, net	$0	105
Net income	$1,822,000	2,762
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$647,000	1,287
Cash dividends	$290,000	4,456
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,811,080	2,680
2000-12-31 (YTD Data)		Rank
Total interest income	$16,992,000	2,078
Total interest expense	$8,913,000	1,941
Net interest income	$8,079,000	2,195
Provision for loan and lease losses	$1,638,000	712
Total noninterest income	$1,332,000	2,555
Gross Fiduciary activities income	$31,000	1,105
Service charges on deposit accounts	$627,000	2,196
Trading account gains and fees	$0	180
Additional Noninterest Income	$674,000	2,432
Total noninterest expense	$5,898,000	2,311
Salaries and employee benefits	$3,345,000	2,138
Premises and equipment expense	$781,000	2,635
Additional noninterest expense	$1,772,000	2,420
Pre-tax net operating income	$1,875,000	3,478
Securities gains (losses)	$1,000	1,732
Applicable income taxes	$385,000	4,048
Income before extraordinary items	$1,491,000	3,274
Extraordinary gains, net	$0	38
Net income	$1,491,000	3,273
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,106,000	693
Cash dividends	$703,000	2,898
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,490,210	3,272
1999-12-31 (YTD Data)		Rank
Total interest income	$13,906,000	2,345
Total interest expense	$6,592,000	2,236
Net interest income	$7,314,000	2,411
Provision for loan and lease losses	$675,000	1,358
Total noninterest income	$1,091,000	2,901
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$534,000	2,480
Trading account gains and fees	$0	173
Additional Noninterest Income	$557,000	2,755
Total noninterest expense	$5,162,000	2,616
Salaries and employee benefits	$2,770,000	2,537
Premises and equipment expense	$685,000	2,918
Additional noninterest expense	$1,707,000	2,532
Pre-tax net operating income	$2,568,000	2,733
Securities gains (losses)	$31,000	1,173
Applicable income taxes	$722,000	2,847
Income before extraordinary items	$1,877,000	2,717
Extraordinary gains, net	$0	35
Net income	$1,877,000	2,717
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$681,000	951
Cash dividends	$939,000	2,399
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,854,680	2,713
1998-12-31 (YTD Data)		Rank
Total interest income	$12,322,000	2,647
Total interest expense	$5,679,000	2,669
Net interest income	$6,643,000	2,568
Provision for loan and lease losses	$600,000	1,475
Total noninterest income	$1,022,000	3,018
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$484,000	2,626
Trading account gains and fees	$0	224
Additional Noninterest Income	$538,000	2,849
Total noninterest expense	$4,299,000	3,021
Salaries and employee benefits	$2,366,000	2,867
Premises and equipment expense	$502,000	3,683
Additional noninterest expense	$1,431,000	2,891
Pre-tax net operating income	$2,766,000	2,562
Securities gains (losses)	$8,000	3,124
Applicable income taxes	$789,000	2,774
Income before extraordinary items	$1,985,000	2,567
Extraordinary gains, net	$0	32
Net income	$1,985,000	2,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$235,000	2,198
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,979,240	2,502
1997-12-31 (YTD Data)		Rank
Total interest income	$11,659,000	2,813
Total interest expense	$5,596,000	2,665
Net interest income	$6,063,000	2,880
Provision for loan and lease losses	$1,030,000	969
Total noninterest income	$940,000	3,198
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$444,000	2,934
Trading account gains and fees	$0	239
Additional Noninterest Income	$496,000	2,843
Total noninterest expense	$4,029,000	3,154
Salaries and employee benefits	$2,093,000	3,171
Premises and equipment expense	$507,000	3,659
Additional noninterest expense	$1,429,000	2,863
Pre-tax net operating income	$1,944,000	3,636
Securities gains (losses)	$-5,000	9,661
Applicable income taxes	$494,000	4,248
Income before extraordinary items	$1,445,000	3,463
Extraordinary gains, net	$0	44
Net income	$1,445,000	3,463
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,266,000	470
Cash dividends	$300,000	4,516
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,448,750	3,379
1996-12-31 (YTD Data)		Rank
Total interest income	$11,272,000	2,928
Total interest expense	$5,303,000	2,857
Net interest income	$5,969,000	2,964
Provision for loan and lease losses	$2,609,000	503
Total noninterest income	$1,123,000	2,833
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$497,000	2,739
Trading account gains and fees	$0	262
Additional Noninterest Income	$626,000	2,499
Total noninterest expense	$3,776,000	3,518
Salaries and employee benefits	$1,991,000	3,346
Premises and equipment expense	$504,000	3,755
Additional noninterest expense	$1,281,000	3,579
Pre-tax net operating income	$707,000	6,903
Securities gains (losses)	$8,000	2,673
Applicable income taxes	$82,000	9,093
Income before extraordinary items	$633,000	6,079
Extraordinary gains, net	$0	53
Net income	$633,000	6,081
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,362,000	736
Cash dividends	$917,000	2,276
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$625,880	6,064
1995-12-31 (YTD Data)		Rank
Total interest income	$10,444,000	3,178
Total interest expense	$4,685,000	3,202
Net interest income	$5,759,000	3,084
Provision for loan and lease losses	$365,000	1,989
Total noninterest income	$1,160,000	2,792
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$465,000	2,923
Trading account gains and fees	$0	522
Additional Noninterest Income	$695,000	2,303
Total noninterest expense	$3,490,000	3,759
Salaries and employee benefits	$1,828,000	3,596
Premises and equipment expense	$468,000	3,969
Additional noninterest expense	$1,194,000	3,758
Pre-tax net operating income	$3,064,000	2,387
Securities gains (losses)	$-4,000	9,551
Applicable income taxes	$914,000	2,566
Income before extraordinary items	$2,146,000	2,352
Extraordinary gains, net	$0	65
Net income	$2,146,000	2,350
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$221,000	2,345
Cash dividends	$598,000	2,993
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,148,800	2,324
1994-12-31 (YTD Data)		Rank
Total interest income	$9,085,000	3,299
Total interest expense	$3,897,000	3,127
Net interest income	$5,188,000	3,447
Provision for loan and lease losses	$363,000	1,959
Total noninterest income	$1,012,000	3,091
Gross Fiduciary activities income	$1,000	1,574
Service charges on deposit accounts	$329,000	4,049
Trading account gains and fees	$0	475
Additional Noninterest Income	$682,000	2,377
Total noninterest expense	$3,447,000	3,897
Salaries and employee benefits	$1,681,000	3,861
Premises and equipment expense	$502,000	3,790
Additional noninterest expense	$1,264,000	3,870
Pre-tax net operating income	$2,390,000	2,948
Securities gains (losses)	$16,000	1,924
Applicable income taxes	$776,000	2,844
Income before extraordinary items	$1,630,000	2,953
Extraordinary gains, net	$0	249
Net income	$1,630,000	2,959
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$547,000	1,301
Cash dividends	$117,000	6,617
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,619,120	2,994
1993-12-31 (YTD Data)		Rank
Total interest income	$8,740,000	3,522
Total interest expense	$4,242,000	3,005
Net interest income	$4,498,000	3,938
Provision for loan and lease losses	$335,000	2,784
Total noninterest income	$531,000	5,378
Gross Fiduciary activities income	$3,000	1,578
Service charges on deposit accounts	$288,000	4,578
Trading account gains and fees	$0	532
Additional Noninterest Income	$240,000	5,118
Total noninterest expense	$3,080,000	4,406
Salaries and employee benefits	$1,539,000	4,173
Premises and equipment expense	$408,000	4,640
Additional noninterest expense	$1,133,000	4,420
Pre-tax net operating income	$1,614,000	4,057
Securities gains (losses)	$23,000	4,484
Applicable income taxes	$488,000	4,275
Income before extraordinary items	$1,149,000	4,176
Extraordinary gains, net	$-27,000	12,528
Net income	$1,122,000	4,381
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	4,347
Cash dividends	$354,000	3,962
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,132,900	4,008
1992-12-31 (YTD Data)		Rank
Total interest income	$9,281,000	3,759
Total interest expense	$4,861,000	3,395
Net interest income	$4,420,000	4,066
Provision for loan and lease losses	$628,000	2,555
Total noninterest income	$561,000	5,217
Gross Fiduciary activities income	$3,000	1,618
Service charges on deposit accounts	$297,000	4,486
Trading account gains and fees	$0	504
Additional Noninterest Income	$261,000	4,830
Total noninterest expense	$3,189,000	4,269
Salaries and employee benefits	$1,570,000	4,051
Premises and equipment expense	$337,000	5,508
Additional noninterest expense	$1,282,000	4,092
Pre-tax net operating income	$1,164,000	5,041
Securities gains (losses)	$290,000	1,565
Applicable income taxes	$441,000	4,438
Income before extraordinary items	$1,013,000	4,442
Extraordinary gains, net	$0	1,422
Net income	$1,013,000	4,485
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$444,000	2,661
Cash dividends	$354,000	3,616
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$810,000	5,008

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.