Home > The Monticello Banking Company > Net charge- offs to loans
The Monticello Banking Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0371% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0541% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0262% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2651% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2367% | 1,835 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7409% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1339% | 2,080 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0543% | 1,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0739% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0527% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3573% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1974% | 1,768 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7826% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1580% | 1,825 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0436% | 265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1132% | 161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0968% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5426% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1391% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8893% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0891% | 1,915 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2362% | 76 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 288 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 4,472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7846% | 200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0558% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4291% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0398% | 4,098 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 1,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 630 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 4,244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1353% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0858% | 4,488 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0377% | 4,452 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0903% | 4,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1251% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1408% | 1,951 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1748% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0749% | 2,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0645% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1823% | 119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1118% | 4,558 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0365% | 4,474 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1190% | 4,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0188% | 3,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2714% | 1,336 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8413% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1742% | 1,568 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 1,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0629% | 4,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 4,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1549% | 4,496 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0334% | 3,304 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1667% | 4,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0282% | 3,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3818% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0878% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2740% | 1,177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 3,604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0298% | 4,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 4,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0567% | 4,364 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0451% | 3,374 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0578% | 4,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 3,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4824% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5120% | 764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 3,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 820 |
| Percentage Net Loans Charged-off:Construction & development | -0.0149% | 4,041 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0244% | 4,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0886% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1402% | 3,481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1131% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0073% | 3,400 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0095% | 3,836 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7729% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0555% | 4,008 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0136% | 3,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 816 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 4,019 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0329% | 4,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1021% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1710% | 3,558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1316% | 184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0143% | 3,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0253% | 2,186 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9301% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0267% | 3,763 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 1,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 638 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 4,106 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0482% | 4,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1444% | 186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1472% | 3,569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1764% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 3,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0094% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3525% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0099% | 3,627 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0641% | 355 |
| Percentage Net Loans Charged-off:Construction & development | -0.0157% | 4,236 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0968% | 4,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2851% | 94 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0205% | 3,426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3193% | 90 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 3,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0557% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3571% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0392% | 1,493 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 2,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | -0.0772% | 4,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0657% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0571% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0278% | 3,459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0680% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0275% | 1,864 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1364% | 4,532 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5531% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1688% | 4,532 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 1,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 961 |
| Percentage Net Loans Charged-off:Construction & development | -0.1046% | 4,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0419% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1173% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0911% | 3,607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1449% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0373% | 1,541 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1833% | 4,578 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6255% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2198% | 4,575 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0061% | 4,066 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0475% | 4,697 |
| Percentage Net Loans Charged-off:Construction & development | -0.1537% | 4,500 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0394% | 4,530 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1158% | 3,647 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 4,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0115% | 3,860 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0159% | 4,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1890% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0248% | 4,159 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0531% | 4,655 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0743% | 4,812 |
| Percentage Net Loans Charged-off:Construction & development | -0.1133% | 4,528 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 4,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1221% | 4,833 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0173% | 3,492 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1366% | 4,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 3,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0776% | 2,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3733% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0648% | 2,068 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1333% | 1,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0611% | 1,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.3417% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 4,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0442% | 3,619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1604% | 4,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1906% | 2,481 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8872% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1637% | 2,467 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1246% | 1,264 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 4,111 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 4,312 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0272% | 4,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 1,214 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0474% | 3,672 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 1,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0225% | 4,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1836% | 2,353 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5345% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1704% | 2,278 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 1,153 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,160 |
| Percentage Net Loans Charged-off:Construction & development | -0.0134% | 4,389 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0419% | 4,890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0296% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0269% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0300% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1045% | 4,549 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0931% | 4,587 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6077% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1188% | 4,625 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0205% | 4,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 4,132 |
| Percentage Net Loans Charged-off:Construction & development | -0.0277% | 4,563 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0180% | 3,645 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0282% | 4,143 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2267% | 4,781 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6427% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2935% | 4,831 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1147% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1351% | 551 |
| Percentage Net Loans Charged-off:Construction & development | -0.0369% | 4,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3033% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1002% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2331% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0812% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1696% | 4,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3247% | 1,995 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0621% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2738% | 2,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0360% | 2,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | -0.0448% | 4,547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0981% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0134% | 4,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1560% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0379% | 4,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0194% | 4,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2627% | 2,043 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8802% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2179% | 2,085 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0445% | 4,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0845% | 5,133 |
| Percentage Net Loans Charged-off:Construction & development | -0.0603% | 4,645 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1951% | 5,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0316% | 4,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2655% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0752% | 5,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 3,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1788% | 2,217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8014% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1624% | 2,149 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0372% | 4,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0570% | 5,115 |
| Percentage Net Loans Charged-off:Construction & development | -0.0487% | 4,704 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 4,912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1099% | 5,245 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0381% | 3,851 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1204% | 5,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 4,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0947% | 2,222 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5634% | 1,002 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1109% | 2,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1759% | 1,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1864% | 573 |
| Percentage Net Loans Charged-off:Construction & development | -0.0390% | 4,626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0762% | 800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3659% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2425% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3844% | 269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0132% | 4,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2710% | 2,433 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5462% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2501% | 2,393 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 2,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 2,323 |
| Percentage Net Loans Charged-off:Construction & development | -0.0516% | 4,713 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0596% | 5,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3581% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 1,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0573% | 1,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2698% | 2,266 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8547% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2613% | 2,147 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 2,815 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 4,471 |
| Percentage Net Loans Charged-off:Construction & development | -0.0576% | 4,776 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1091% | 5,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0765% | 1,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5652% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 1,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0167% | 4,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1998% | 2,316 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3343% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1841% | 2,225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 2,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 1,141 |
| Percentage Net Loans Charged-off:Construction & development | -0.0654% | 4,912 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 5,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0817% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6842% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 4,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0081% | 4,013 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0356% | 4,764 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6893% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0962% | 4,870 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1993% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1013% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | -0.1600% | 5,019 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1974% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0748% | 1,594 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3356% | 4,319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1402% | 1,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7148% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8419% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0432% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8298% | 1,036 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2666% | 5,308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1637% | 1,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | -0.2085% | 5,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1325% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 4,646 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4347% | 4,360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6426% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0562% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9409% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0388% | 712 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4092% | 5,363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1198% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 5,042 |
| Percentage Net Loans Charged-off:Construction & development | -0.2386% | 5,190 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0817% | 5,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0514% | 1,528 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1412% | 4,303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0823% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4975% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4795% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6358% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4524% | 451 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7975% | 5,454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1249% | 5,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | -0.1356% | 5,157 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 5,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2583% | 4,388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0784% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0111% | 2,472 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0112% | 2,325 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.9643% | 5,505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2486% | 1,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0711% | 1,970 |
| Percentage Net Loans Charged-off:Construction & development | -0.1523% | 5,113 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1840% | 1,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4994% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1364% | 1,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7104% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0315% | 5,182 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0317% | 5,114 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1745% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3262% | 813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0859% | 1,627 |
| Percentage Net Loans Charged-off:Construction & development | -0.1571% | 5,183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0036% | 1,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2133% | 954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2454% | 425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2085% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9825% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0451% | 5,158 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0453% | 5,092 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9096% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4584% | 558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0936% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | -0.1770% | 5,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0214% | 1,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2130% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0137% | 696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2422% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4889% | 314 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0412% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0413% | 4,984 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1818% | 150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9594% | 248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6709% | 235 |
| Percentage Net Loans Charged-off:Construction & development | -0.1774% | 5,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8972% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7008% | 278 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0240% | 4,656 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9508% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0215% | 4,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0304% | 2,470 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0306% | 2,342 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0081% | 99 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4843% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4745% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 0.4868% | 603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1572% | 1,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8718% | 300 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1626% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5412% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5481% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1143% | 5,712 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1144% | 5,651 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8629% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4461% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4288% | 689 |
| Percentage Net Loans Charged-off:Construction & development | -0.3390% | 5,591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2280% | 971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7524% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4021% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3674% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7136% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2043% | 5,835 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2044% | 5,784 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6704% | 288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5549% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4240% | 735 |
| Percentage Net Loans Charged-off:Construction & development | -0.2056% | 5,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1912% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7635% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5105% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3618% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0547% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1128% | 2,837 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1128% | 2,683 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4907% | 216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5578% | 662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5651% | 501 |
| Percentage Net Loans Charged-off:Construction & development | -0.1959% | 5,622 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0393% | 6,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2750% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | 6.5090% | 25 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4989% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1455% | 438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1214% | 2,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1214% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0914% | 5,697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7280% | 883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6484% | 838 |
| Percentage Net Loans Charged-off:Construction & development | -0.3380% | 5,782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5657% | 968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7542% | 709 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4867% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6497% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5706% | 1,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0609% | 3,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0609% | 3,781 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7502% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6071% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6373% | 823 |
| Percentage Net Loans Charged-off:Construction & development | -0.4017% | 5,878 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6630% | 790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6119% | 871 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3841% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5031% | 1,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7591% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1002% | 3,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1002% | 3,253 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2788% | 396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5694% | 1,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5317% | 1,047 |
| Percentage Net Loans Charged-off:Construction & development | -0.2845% | 5,857 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6146% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3439% | 1,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7580% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2864% | 1,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8962% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1395% | 2,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1395% | 2,767 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4815% | 342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4929% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4083% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | -0.3339% | 5,946 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6084% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3668% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1946% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3905% | 1,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3387% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1892% | 2,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1892% | 2,185 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0537% | 848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2271% | 815 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2849% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.6238% | 1,709 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1295% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8723% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5329% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7805% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2966% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3284% | 2,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3284% | 2,745 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1362% | 1,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0771% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2806% | 695 |
| Percentage Net Loans Charged-off:Construction & development | 1.2482% | 1,280 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7682% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0503% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3258% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0118% | 874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5112% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1489% | 3,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1489% | 3,269 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1170% | 1,080 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8034% | 1,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9720% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.5931% | 1,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4312% | 1,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4187% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9747% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3399% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0864% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1574% | 3,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1574% | 2,962 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0937% | 6,132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6599% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7292% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.5968% | 1,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2695% | 1,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1486% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3685% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1168% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2975% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0855% | 2,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0855% | 2,670 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2631% | 6,275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8944% | 761 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4270% | 1,090 |
| Percentage Net Loans Charged-off:Construction & development | 1.2312% | 2,018 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6402% | 734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5163% | 800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4558% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6793% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5669% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0355% | 4,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0342% | 4,691 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8044% | 437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2108% | 1,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9085% | 1,606 |
| Percentage Net Loans Charged-off:Construction & development | -0.0087% | 6,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0088% | 1,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0860% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3250% | 1,273 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2032% | 970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4226% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0402% | 6,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0384% | 6,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6810% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2331% | 1,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6461% | 1,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2886% | 1,852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0779% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3603% | 1,101 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1886% | 982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4615% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0036% | 6,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0033% | 6,026 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9920% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1138% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8883% | 1,292 |
| Percentage Net Loans Charged-off:Construction & development | -0.0459% | 6,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 1,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7950% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0701% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7127% | 664 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1219% | 6,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1102% | 6,239 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1408% | 286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5245% | 3,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5066% | 2,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.7815% | 2,656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2560% | 2,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7295% | 1,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9253% | 919 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7005% | 1,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8833% | 2,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3572% | 3,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1808% | 1,422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6165% | 2,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5537% | 2,559 |
| Percentage Net Loans Charged-off:Construction & development | 1.0917% | 2,222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3447% | 2,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7064% | 1,650 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1266% | 725 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6444% | 1,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2017% | 2,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4058% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2332% | 1,216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6010% | 2,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5988% | 2,256 |
| Percentage Net Loans Charged-off:Construction & development | 1.6277% | 1,748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2367% | 1,930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7767% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4748% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6738% | 1,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9948% | 2,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4124% | 3,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0900% | 1,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5432% | 2,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7089% | 1,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.3304% | 1,775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5212% | 1,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0191% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1909% | 863 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1407% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3027% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5702% | 2,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3712% | 6,725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6108% | 3,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5545% | 2,757 |
| Percentage Net Loans Charged-off:Construction & development | 1.7082% | 2,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4444% | 1,852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4861% | 2,125 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5345% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1867% | 3,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7114% | 3,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4524% | 4,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1301% | 932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4017% | 3,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3117% | 3,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.1032% | 2,937 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3681% | 1,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3578% | 2,185 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0545% | 690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2557% | 2,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2599% | 3,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4344% | 3,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3075% | 749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3086% | 3,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3002% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.1493% | 2,455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1556% | 1,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4630% | 1,660 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5886% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2984% | 1,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3174% | 3,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4258% | 3,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1288% | 1,332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2616% | 3,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2420% | 2,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.2976% | 1,603 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 7,689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4204% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6284% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3892% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1272% | 2,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5111% | 2,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2214% | 930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3923% | 2,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2519% | 2,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.3302% | 2,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1891% | 1,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2772% | 1,844 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2444% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1153% | 2,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8155% | 2,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4179% | 4,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3970% | 1,119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3482% | 2,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3139% | 1,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.4715% | 1,465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2067% | 942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3475% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6709% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1211% | 2,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4983% | 2,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3038% | 3,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3418% | 998 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2907% | 2,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1887% | 1,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3237% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1017% | 1,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1859% | 659 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0870% | 1,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5181% | 1,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3462% | 3,416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4120% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2189% | 2,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0964% | 1,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1483% | 520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0957% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3774% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 1,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7137% | 980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2589% | 3,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1219% | 7,021 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2202% | 2,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1134% | 1,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0330% | 1,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2206% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2584% | 1,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5638% | 1,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2593% | 4,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2135% | 1,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2956% | 1,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1176% | 1,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 1,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2480% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2902% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9193% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3480% | 3,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1191% | 1,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2155% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1624% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0251% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3350% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3916% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3385% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3801% | 2,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0084% | 6,829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2820% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2671% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0385% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5566% | 291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6509% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5131% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3735% | 2,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3160% | 7,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2390% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0898% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1977% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0916% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2144% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6418% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2284% | 4,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6944% | 684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2085% | 1,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 1,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0751% | 1,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0867% | 1,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6242% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2510% | 3,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7735% | 579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2907% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0681% | 1,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0781% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2668% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2876% | 3,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4601% | 643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1922% | 1,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0166% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 8,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 8,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0343% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2664% | 2,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0715% | 7,095 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3114% | 1,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0666% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0290% | 1,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1206% | 1,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1315% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1193% | 1,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7546% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6240% | 3,018 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1280% | 555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2864% | 1,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 2,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0104% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 1,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 1,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6594% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7263% | 2,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1598% | 486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3198% | 1,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 1,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0153% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0516% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9928% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6530% | 2,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1050% | 418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2308% | 1,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 1,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0746% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4328% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5837% | 2,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1072% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3583% | 1,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1978% | 945 |
| Percentage Net Loans Charged-off:Construction & development | 0.7119% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0664% | 1,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2618% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0189% | 5,988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2836% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6025% | 1,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4590% | 4,018 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2446% | 498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4039% | 1,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2137% | 740 |
| Percentage Net Loans Charged-off:Construction & development | 0.9347% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0739% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2495% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2668% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8498% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4305% | 3,730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3690% | 414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4321% | 1,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2853% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 1.4538% | 85 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1130% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2877% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3069% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5461% | 1,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5224% | 3,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3833% | 375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3933% | 1,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3109% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 3.1907% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2043% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2172% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9927% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3140% | 3,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3328% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6560% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5256% | 373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0877% | 614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1495% | 942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9954% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1578% | 6,070 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0550% | 170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4732% | 1,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5392% | 4,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8719% | 762 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7861% | 705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6518% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 0.1180% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0627% | 985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3532% | 111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4199% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9265% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5464% | 3,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8823% | 680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0667% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9723% | 140 |
| Percentage Net Loans Charged-off:Construction & development | 0.1756% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0949% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0361% | 62 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1308% | 66 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6603% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5366% | 3,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8925% | 604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5221% | 306 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4952% | 78 |
| Percentage Net Loans Charged-off:Construction & development | 0.3584% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0524% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2605% | 34 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4047% | 36 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2325% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4070% | 3,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5738% | 577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2127% | 546 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3446% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 0.7070% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3352% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6045% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6266% | 327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2893% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6578% | 3,568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3489% | 574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3889% | 2,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2700% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3275% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2941% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3037% | 637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8822% | 1,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6466% | 3,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7169% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5226% | 1,292 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2195% | 3,235 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2732% | 202 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4080% | 454 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2792% | 3,024 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7823% | 1,055 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1614% | 5,966 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6745% | 3,247 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |