Home > The Montclair Savings Bank > Loan Charge- Offs and Recoveries
The Montclair Savings Bank, Loan Charge- Offs and Recoveries
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,144,000 | 1,663 |
| Loans secured by real estate, total | $1,129,000 | 796 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,129,000 | 796 |
| Construction and land development | $193,000 | 636 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $745,000 | 373 |
| Secured by multifamily residential properties | $127,000 | 434 |
| Secured by nonfarm nonresidential properties | $64,000 | 2,012 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $15,000 | 7,583 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $15,000 | 7,149 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $52,000 | 5,031 |
| Loans secured by real estate, total | $52,000 | 1,513 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $52,000 | 1,513 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $52,000 | 701 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $0 | 10,546 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 10,286 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,092,000 | 1,481 |
| Loans secured by real estate, total | $1,077,000 | 758 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,077,000 | 758 |
| Construction and land development | $193,000 | 598 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $693,000 | 340 |
| Secured by multifamily residential properties | $127,000 | 420 |
| Secured by nonfarm nonresidential properties | $64,000 | 1,862 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $15,000 | 6,266 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $15,000 | 5,801 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.