Home > The Montclair Savings Bank > Assets and Liabilities
The Montclair Savings Bank, Assets and Liabilities
| 1992-12-31 | Rank | |
| # of Employees: | 140 | 1,553 |
| Assets and Liabilities | ||
| Total Assets: | $604,363,000 | 872 |
| Cash and due from depository institutions | $7,280,000 | 1,553 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $132,250,000 | 1,017 |
| Federal funds sold & reverse repurchase agreements | $9,400,000 | 1,751 |
| Net loans & leases | $438,277,000 | 716 |
| Loan loss allowance | $6,453,000 | 819 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,490,000 | 1,635 |
| Other real estate owned | $7,951,000 | 1,553 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,715,000 | 1,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $604,363,000 | 872 |
| Total liabilities | $540,404,000 | 890 |
| Total deposits | $531,567,000 | 832 |
| Interest-bearing deposits | $505,638,000 | 765 |
| Deposits held in domestic offices | $531,567,000 | 822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,841,000 | 1,396 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $405,000 | 3,345 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,591,000 | 1,183 |
| Total equity capital | $63,959,000 | 637 |
| Total bank equity capital | $63,959,000 | 637 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,945,000 | 790 |
| Surplus | $38,116,000 | 491 |
| Undivided profits | $20,898,000 | 1,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,171,000 | 417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,496,000 | 798 |
| Earning assets | $579,927,000 | 835 |
| Long-term assets (5+ years) | $107,217,000 | 586 |
| Average Assets, year-to-date | $592,264,000 | 873 |
| Average Assets, quarterly | $597,665,000 | 874 |
| Volatile liabilities | $24,976,000 | 1,981 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $30,999,000 | 1,335 |
| Tier 1 (core) risk-based capital | $63,959,000 | 610 |
| Tier 2 risk-based capital | $4,526,980 | 812 |
| Total risk weighted assets | $360,232,680 | 858 |
| Total unused commitments | $30,999,000 | 1,349 |
| Derivatives | $0 | 651 |