Home > The Mont Alto State Bank > Income and Expense
The Mont Alto State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 9,810 |
| Total interest expense | $628,000 | 10,469 |
| Net interest income | $1,367,000 | 9,255 |
| Provision for loan and lease losses | $23,000 | 7,639 |
| Total noninterest income | $69,000 | 11,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,965 |
| Total noninterest expense | $838,000 | 10,054 |
| Salaries and employee benefits | $475,000 | 9,617 |
| Premises and equipment expense | $89,000 | 10,376 |
| Additional noninterest expense | $274,000 | 10,252 |
| Pre-tax net operating income | $575,000 | 8,156 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $128,000 | 8,751 |
| Income before extraordinary items | $447,000 | 7,749 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $447,000 | 7,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,828 |
| Cash dividends | $152,000 | 6,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $447,000 | 7,791 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 10,281 |
| Total interest expense | $686,000 | 10,668 |
| Net interest income | $1,263,000 | 9,862 |
| Provision for loan and lease losses | $221,000 | 3,689 |
| Total noninterest income | $216,000 | 8,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 6,311 |
| Total noninterest expense | $786,000 | 10,733 |
| Salaries and employee benefits | $431,000 | 10,325 |
| Premises and equipment expense | $106,000 | 10,264 |
| Additional noninterest expense | $249,000 | 11,098 |
| Pre-tax net operating income | $472,000 | 8,848 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $94,000 | 9,895 |
| Income before extraordinary items | $378,000 | 8,655 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $378,000 | 8,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,696 |
| Cash dividends | $134,000 | 6,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $378,000 | 8,399 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 10,696 |
| Total interest expense | $915,000 | 10,791 |
| Net interest income | $1,187,000 | 10,369 |
| Provision for loan and lease losses | $101,000 | 7,218 |
| Total noninterest income | $53,000 | 13,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $729,000 | 11,358 |
| Salaries and employee benefits | $393,000 | 10,951 |
| Premises and equipment expense | $94,000 | 10,953 |
| Additional noninterest expense | $242,000 | 11,639 |
| Pre-tax net operating income | $410,000 | 9,151 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $65,000 | 10,856 |
| Income before extraordinary items | $353,000 | 8,684 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $353,000 | 8,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 5,395 |
| Cash dividends | $117,000 | 6,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $346,280 | 8,395 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.