Home > The Monitor Bank > Income and Expense
The Monitor Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $707,000 | 5,432 |
| Total interest expense | $35,000 | 5,552 |
| Net interest income | $672,000 | 5,397 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $23,000 | 5,599 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $16,000 | 5,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 5,519 |
| Total noninterest expense | $419,000 | 5,552 |
| Salaries and employee benefits | $214,000 | 5,578 |
| Premises and equipment expense | $31,000 | 5,572 |
| Additional noninterest expense | $174,000 | 5,379 |
| Pre-tax net operating income | $276,000 | 4,745 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $94,000 | 2,957 |
| Income before extraordinary items | $182,000 | 4,944 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $182,000 | 4,944 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $182,000 | 4,944 |
| Net charge-offs | $41,000 | 2,135 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $182,000 | 4,931 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 5,482 |
| Total interest expense | $21,000 | 5,539 |
| Net interest income | $333,000 | 5,455 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $14,000 | 5,632 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $8,000 | 5,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,510 |
| Total noninterest expense | $217,000 | 5,603 |
| Salaries and employee benefits | $107,000 | 5,642 |
| Premises and equipment expense | $17,000 | 5,595 |
| Additional noninterest expense | $93,000 | 5,385 |
| Pre-tax net operating income | $130,000 | 4,778 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $46,000 | 2,943 |
| Income before extraordinary items | $84,000 | 4,991 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $84,000 | 4,991 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $84,000 | 4,991 |
| Net charge-offs | $42,000 | 1,435 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $84,000 | 4,976 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 5,548 |
| Total interest expense | $91,000 | 5,543 |
| Net interest income | $1,284,000 | 5,513 |
| Provision for loan and lease losses | $26,000 | 3,944 |
| Total noninterest income | $81,000 | 5,589 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $36,000 | 5,362 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $45,000 | 5,366 |
| Total noninterest expense | $913,000 | 5,643 |
| Salaries and employee benefits | $456,000 | 5,693 |
| Premises and equipment expense | $59,000 | 5,711 |
| Additional noninterest expense | $398,000 | 5,416 |
| Pre-tax net operating income | $426,000 | 4,946 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $145,000 | 3,112 |
| Income before extraordinary items | $281,000 | 5,148 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $281,000 | 5,147 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $281,000 | 5,147 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $281,000 | 5,116 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 5,609 |
| Total interest expense | $68,000 | 5,607 |
| Net interest income | $967,000 | 5,572 |
| Provision for loan and lease losses | $21,000 | 3,817 |
| Total noninterest income | $56,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $27,000 | 5,420 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $29,000 | 5,490 |
| Total noninterest expense | $682,000 | 5,691 |
| Salaries and employee benefits | $342,000 | 5,730 |
| Premises and equipment expense | $46,000 | 5,757 |
| Additional noninterest expense | $294,000 | 5,466 |
| Pre-tax net operating income | $320,000 | 5,014 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $109,000 | 3,187 |
| Income before extraordinary items | $211,000 | 5,232 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $211,000 | 5,232 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $211,000 | 5,232 |
| Net charge-offs | $-3,000 | 4,630 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $211,000 | 5,180 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $686,000 | 5,677 |
| Total interest expense | $45,000 | 5,670 |
| Net interest income | $641,000 | 5,641 |
| Provision for loan and lease losses | $20,000 | 3,524 |
| Total noninterest income | $46,000 | 5,658 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $18,000 | 5,468 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $28,000 | 5,398 |
| Total noninterest expense | $447,000 | 5,770 |
| Salaries and employee benefits | $223,000 | 5,808 |
| Premises and equipment expense | $31,000 | 5,824 |
| Additional noninterest expense | $193,000 | 5,548 |
| Pre-tax net operating income | $220,000 | 5,030 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $75,000 | 3,167 |
| Income before extraordinary items | $145,000 | 5,253 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $145,000 | 5,253 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $145,000 | 5,253 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $145,000 | 5,193 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $339,000 | 5,740 |
| Total interest expense | $23,000 | 5,712 |
| Net interest income | $316,000 | 5,712 |
| Provision for loan and lease losses | $6,000 | 3,407 |
| Total noninterest income | $14,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $10,000 | 5,438 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $4,000 | 5,805 |
| Total noninterest expense | $226,000 | 5,822 |
| Salaries and employee benefits | $112,000 | 5,862 |
| Premises and equipment expense | $14,000 | 5,899 |
| Additional noninterest expense | $100,000 | 5,570 |
| Pre-tax net operating income | $98,000 | 5,086 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $33,000 | 3,223 |
| Income before extraordinary items | $65,000 | 5,313 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $65,000 | 5,314 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $65,000 | 5,314 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $65,000 | 5,254 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 5,788 |
| Total interest expense | $120,000 | 5,620 |
| Net interest income | $1,206,000 | 5,775 |
| Provision for loan and lease losses | $15,000 | 4,132 |
| Total noninterest income | $66,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $46,000 | 5,463 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $20,000 | 5,811 |
| Total noninterest expense | $912,000 | 5,869 |
| Salaries and employee benefits | $438,000 | 5,942 |
| Premises and equipment expense | $68,000 | 5,923 |
| Additional noninterest expense | $406,000 | 5,612 |
| Pre-tax net operating income | $345,000 | 5,193 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $118,000 | 3,235 |
| Income before extraordinary items | $227,000 | 5,405 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $227,000 | 5,407 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $227,000 | 5,408 |
| Net charge-offs | $-11,000 | 5,205 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $227,000 | 5,355 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 5,866 |
| Total interest expense | $92,000 | 5,697 |
| Net interest income | $908,000 | 5,850 |
| Provision for loan and lease losses | $15,000 | 3,904 |
| Total noninterest income | $50,000 | 5,954 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $36,000 | 5,504 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 5,902 |
| Total noninterest expense | $690,000 | 5,931 |
| Salaries and employee benefits | $326,000 | 6,003 |
| Premises and equipment expense | $50,000 | 6,010 |
| Additional noninterest expense | $314,000 | 5,647 |
| Pre-tax net operating income | $253,000 | 5,329 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $86,000 | 3,355 |
| Income before extraordinary items | $167,000 | 5,527 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 5,529 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $167,000 | 5,530 |
| Net charge-offs | $-3,000 | 4,866 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $167,000 | 5,471 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $648,000 | 5,943 |
| Total interest expense | $60,000 | 5,770 |
| Net interest income | $588,000 | 5,928 |
| Provision for loan and lease losses | $15,000 | 3,621 |
| Total noninterest income | $32,000 | 6,039 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $21,000 | 5,643 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,000 | 5,914 |
| Total noninterest expense | $463,000 | 5,999 |
| Salaries and employee benefits | $219,000 | 6,063 |
| Premises and equipment expense | $35,000 | 6,044 |
| Additional noninterest expense | $209,000 | 5,683 |
| Pre-tax net operating income | $142,000 | 5,456 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $47,000 | 3,479 |
| Income before extraordinary items | $95,000 | 5,635 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $95,000 | 5,636 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $95,000 | 5,637 |
| Net charge-offs | $12,000 | 3,188 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $95,000 | 5,589 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $320,000 | 6,000 |
| Total interest expense | $29,000 | 5,835 |
| Net interest income | $291,000 | 5,993 |
| Provision for loan and lease losses | $8,000 | 3,349 |
| Total noninterest income | $16,000 | 6,089 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $10,000 | 5,683 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,000 | 5,971 |
| Total noninterest expense | $231,000 | 6,061 |
| Salaries and employee benefits | $111,000 | 6,123 |
| Premises and equipment expense | $18,000 | 6,086 |
| Additional noninterest expense | $102,000 | 5,754 |
| Pre-tax net operating income | $68,000 | 5,476 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $22,000 | 3,485 |
| Income before extraordinary items | $46,000 | 5,647 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $46,000 | 5,647 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $46,000 | 5,648 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $46,000 | 5,597 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 6,080 |
| Total interest expense | $142,000 | 5,824 |
| Net interest income | $1,157,000 | 6,082 |
| Provision for loan and lease losses | $53,000 | 3,733 |
| Total noninterest income | $67,000 | 6,164 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $54,000 | 5,636 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $13,000 | 6,130 |
| Total noninterest expense | $862,000 | 6,206 |
| Salaries and employee benefits | $427,000 | 6,242 |
| Premises and equipment expense | $61,000 | 6,276 |
| Additional noninterest expense | $374,000 | 5,945 |
| Pre-tax net operating income | $309,000 | 5,465 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $103,000 | 3,379 |
| Income before extraordinary items | $206,000 | 5,649 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $206,000 | 5,649 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $206,000 | 5,650 |
| Net charge-offs | $104,000 | 3,151 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $206,000 | 5,605 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $972,000 | 6,159 |
| Total interest expense | $110,000 | 5,874 |
| Net interest income | $862,000 | 6,157 |
| Provision for loan and lease losses | $38,000 | 3,618 |
| Total noninterest income | $57,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $44,000 | 5,633 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $13,000 | 6,149 |
| Total noninterest expense | $646,000 | 6,260 |
| Salaries and employee benefits | $318,000 | 6,298 |
| Premises and equipment expense | $50,000 | 6,316 |
| Additional noninterest expense | $278,000 | 6,011 |
| Pre-tax net operating income | $235,000 | 5,535 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $71,000 | 3,476 |
| Income before extraordinary items | $164,000 | 5,689 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $164,000 | 5,688 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $164,000 | 5,689 |
| Net charge-offs | $94,000 | 2,746 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $164,000 | 5,649 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $640,000 | 6,213 |
| Total interest expense | $76,000 | 5,900 |
| Net interest income | $564,000 | 6,216 |
| Provision for loan and lease losses | $20,000 | 3,628 |
| Total noninterest income | $37,000 | 6,266 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $29,000 | 5,661 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $8,000 | 6,231 |
| Total noninterest expense | $427,000 | 6,323 |
| Salaries and employee benefits | $210,000 | 6,368 |
| Premises and equipment expense | $34,000 | 6,358 |
| Additional noninterest expense | $183,000 | 6,071 |
| Pre-tax net operating income | $154,000 | 5,534 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $52,000 | 3,421 |
| Income before extraordinary items | $102,000 | 5,738 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $102,000 | 5,740 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $102,000 | 5,740 |
| Net charge-offs | $94,000 | 2,236 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $102,000 | 5,699 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $312,000 | 6,292 |
| Total interest expense | $39,000 | 5,950 |
| Net interest income | $273,000 | 6,302 |
| Provision for loan and lease losses | $8,000 | 3,464 |
| Total noninterest income | $21,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $16,000 | 5,587 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $5,000 | 6,229 |
| Total noninterest expense | $221,000 | 6,372 |
| Salaries and employee benefits | $105,000 | 6,438 |
| Premises and equipment expense | $18,000 | 6,404 |
| Additional noninterest expense | $98,000 | 6,081 |
| Pre-tax net operating income | $65,000 | 5,607 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $21,000 | 3,473 |
| Income before extraordinary items | $44,000 | 5,767 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $44,000 | 5,768 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $44,000 | 5,769 |
| Net charge-offs | $38,000 | 2,059 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $44,000 | 5,734 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 6,327 |
| Total interest expense | $217,000 | 5,819 |
| Net interest income | $1,103,000 | 6,354 |
| Provision for loan and lease losses | $35,000 | 4,474 |
| Total noninterest income | $64,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $43,000 | 6,091 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,000 | 6,206 |
| Total noninterest expense | $959,000 | 6,384 |
| Salaries and employee benefits | $458,000 | 6,481 |
| Premises and equipment expense | $72,000 | 6,491 |
| Additional noninterest expense | $429,000 | 6,036 |
| Pre-tax net operating income | $173,000 | 5,779 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $51,000 | 3,742 |
| Income before extraordinary items | $122,000 | 5,931 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $122,000 | 5,933 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $122,000 | 5,934 |
| Net charge-offs | $95,000 | 3,789 |
| Cash dividends | $10,000 | 4,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $122,000 | 5,875 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $997,000 | 6,393 |
| Total interest expense | $162,000 | 5,917 |
| Net interest income | $835,000 | 6,419 |
| Provision for loan and lease losses | $30,000 | 4,276 |
| Total noninterest income | $49,000 | 6,486 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $32,000 | 6,162 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $17,000 | 6,293 |
| Total noninterest expense | $731,000 | 6,413 |
| Salaries and employee benefits | $347,000 | 6,514 |
| Premises and equipment expense | $55,000 | 6,543 |
| Additional noninterest expense | $329,000 | 6,037 |
| Pre-tax net operating income | $123,000 | 5,914 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $37,000 | 3,858 |
| Income before extraordinary items | $86,000 | 6,078 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $86,000 | 6,080 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $86,000 | 6,079 |
| Net charge-offs | $89,000 | 3,376 |
| Cash dividends | $10,000 | 3,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $86,000 | 6,017 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $667,000 | 6,431 |
| Total interest expense | $107,000 | 5,994 |
| Net interest income | $560,000 | 6,453 |
| Provision for loan and lease losses | $23,000 | 4,212 |
| Total noninterest income | $34,000 | 6,509 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $22,000 | 6,164 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,000 | 6,315 |
| Total noninterest expense | $491,000 | 6,443 |
| Salaries and employee benefits | $240,000 | 6,533 |
| Premises and equipment expense | $34,000 | 6,609 |
| Additional noninterest expense | $217,000 | 6,076 |
| Pre-tax net operating income | $80,000 | 5,924 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $23,000 | 3,887 |
| Income before extraordinary items | $57,000 | 6,097 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $57,000 | 6,098 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $57,000 | 6,099 |
| Net charge-offs | $48,000 | 3,385 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $57,000 | 6,015 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $331,000 | 6,489 |
| Total interest expense | $51,000 | 6,121 |
| Net interest income | $280,000 | 6,503 |
| Provision for loan and lease losses | $10,000 | 3,981 |
| Total noninterest income | $19,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $13,000 | 6,030 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,364 |
| Total noninterest expense | $244,000 | 6,518 |
| Salaries and employee benefits | $109,000 | 6,669 |
| Premises and equipment expense | $19,000 | 6,607 |
| Additional noninterest expense | $116,000 | 6,058 |
| Pre-tax net operating income | $45,000 | 5,905 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $18,000 | 3,669 |
| Income before extraordinary items | $27,000 | 6,126 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $27,000 | 6,127 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $27,000 | 6,127 |
| Net charge-offs | $29,000 | 2,821 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $27,000 | 6,045 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,304,000 | 6,607 |
| Total interest expense | $219,000 | 6,319 |
| Net interest income | $1,085,000 | 6,628 |
| Provision for loan and lease losses | $52,000 | 5,168 |
| Total noninterest income | $68,000 | 6,526 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $50,000 | 6,225 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $18,000 | 6,294 |
| Total noninterest expense | $929,000 | 6,642 |
| Salaries and employee benefits | $459,000 | 6,703 |
| Premises and equipment expense | $76,000 | 6,721 |
| Additional noninterest expense | $394,000 | 6,367 |
| Pre-tax net operating income | $172,000 | 5,742 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $53,000 | 3,878 |
| Income before extraordinary items | $119,000 | 6,005 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $119,000 | 6,001 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $119,000 | 6,004 |
| Net charge-offs | $32,000 | 5,176 |
| Cash dividends | $10,000 | 4,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $119,000 | 5,851 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $973,000 | 6,713 |
| Total interest expense | $166,000 | 6,445 |
| Net interest income | $807,000 | 6,732 |
| Provision for loan and lease losses | $32,000 | 5,197 |
| Total noninterest income | $53,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $40,000 | 6,238 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,000 | 6,438 |
| Total noninterest expense | $702,000 | 6,702 |
| Salaries and employee benefits | $350,000 | 6,761 |
| Premises and equipment expense | $58,000 | 6,780 |
| Additional noninterest expense | $294,000 | 6,433 |
| Pre-tax net operating income | $126,000 | 5,930 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $37,000 | 3,929 |
| Income before extraordinary items | $89,000 | 6,144 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $89,000 | 6,142 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $89,000 | 6,143 |
| Net charge-offs | $33,000 | 4,788 |
| Cash dividends | $10,000 | 3,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $89,000 | 6,011 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $637,000 | 6,788 |
| Total interest expense | $116,000 | 6,483 |
| Net interest income | $521,000 | 6,811 |
| Provision for loan and lease losses | $15,000 | 5,227 |
| Total noninterest income | $34,000 | 6,690 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $26,000 | 6,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 6,504 |
| Total noninterest expense | $460,000 | 6,781 |
| Salaries and employee benefits | $236,000 | 6,809 |
| Premises and equipment expense | $37,000 | 6,855 |
| Additional noninterest expense | $187,000 | 6,537 |
| Pre-tax net operating income | $80,000 | 5,965 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $23,000 | 3,951 |
| Income before extraordinary items | $57,000 | 6,193 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $57,000 | 6,193 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $57,000 | 6,193 |
| Net charge-offs | $31,000 | 4,381 |
| Cash dividends | $10,000 | 3,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $57,000 | 6,052 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $312,000 | 6,863 |
| Total interest expense | $59,000 | 6,547 |
| Net interest income | $253,000 | 6,885 |
| Provision for loan and lease losses | $11,000 | 4,811 |
| Total noninterest income | $18,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $12,000 | 6,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $235,000 | 6,816 |
| Salaries and employee benefits | $123,000 | 6,829 |
| Premises and equipment expense | $17,000 | 6,946 |
| Additional noninterest expense | $95,000 | 6,564 |
| Pre-tax net operating income | $25,000 | 6,171 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $10,000 | 3,991 |
| Income before extraordinary items | $15,000 | 6,382 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $15,000 | 6,381 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $15,000 | 6,382 |
| Net charge-offs | $46,000 | 3,075 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $15,000 | 6,254 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 6,910 |
| Total interest expense | $289,000 | 6,597 |
| Net interest income | $1,007,000 | 6,934 |
| Provision for loan and lease losses | $53,000 | 5,804 |
| Total noninterest income | $102,000 | 6,412 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $57,000 | 6,218 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $45,000 | 5,990 |
| Total noninterest expense | $912,000 | 6,931 |
| Salaries and employee benefits | $432,000 | 7,008 |
| Premises and equipment expense | $69,000 | 7,052 |
| Additional noninterest expense | $411,000 | 6,518 |
| Pre-tax net operating income | $144,000 | 5,626 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $40,000 | 3,847 |
| Income before extraordinary items | $104,000 | 5,862 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $104,000 | 5,864 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $104,000 | 5,864 |
| Net charge-offs | $4,000 | 6,264 |
| Cash dividends | $20,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $104,000 | 5,747 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $965,000 | 6,991 |
| Total interest expense | $222,000 | 6,673 |
| Net interest income | $743,000 | 7,015 |
| Provision for loan and lease losses | $46,000 | 5,581 |
| Total noninterest income | $85,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $42,000 | 6,268 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $43,000 | 5,927 |
| Total noninterest expense | $690,000 | 6,953 |
| Salaries and employee benefits | $325,000 | 7,047 |
| Premises and equipment expense | $54,000 | 7,094 |
| Additional noninterest expense | $311,000 | 6,555 |
| Pre-tax net operating income | $92,000 | 5,840 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $34,000 | 3,813 |
| Income before extraordinary items | $58,000 | 6,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $58,000 | 6,056 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $58,000 | 6,056 |
| Net charge-offs | $5,000 | 5,949 |
| Cash dividends | $10,000 | 3,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $58,000 | 5,945 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $661,000 | 7,024 |
| Total interest expense | $149,000 | 6,750 |
| Net interest income | $512,000 | 7,041 |
| Provision for loan and lease losses | $34,000 | 5,388 |
| Total noninterest income | $53,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $29,000 | 6,234 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 6,112 |
| Total noninterest expense | $439,000 | 7,073 |
| Salaries and employee benefits | $217,000 | 7,119 |
| Premises and equipment expense | $34,000 | 7,191 |
| Additional noninterest expense | $188,000 | 6,738 |
| Pre-tax net operating income | $92,000 | 5,721 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $26,000 | 3,713 |
| Income before extraordinary items | $66,000 | 5,905 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $66,000 | 5,904 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $66,000 | 5,905 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $10,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $66,000 | 5,824 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $322,000 | 7,103 |
| Total interest expense | $76,000 | 6,819 |
| Net interest income | $246,000 | 7,122 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $32,000 | 6,430 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $13,000 | 6,312 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 5,847 |
| Total noninterest expense | $219,000 | 7,123 |
| Salaries and employee benefits | $112,000 | 7,143 |
| Premises and equipment expense | $17,000 | 7,226 |
| Additional noninterest expense | $90,000 | 6,851 |
| Pre-tax net operating income | $44,000 | 5,837 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $11,000 | 3,738 |
| Income before extraordinary items | $33,000 | 5,948 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $33,000 | 5,947 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $33,000 | 5,948 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $33,000 | 5,922 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 7,178 |
| Total interest expense | $341,000 | 6,945 |
| Net interest income | $970,000 | 7,197 |
| Provision for loan and lease losses | $40,000 | 6,583 |
| Total noninterest income | $77,000 | 6,856 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 6,202 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 6,514 |
| Total noninterest expense | $925,000 | 7,150 |
| Salaries and employee benefits | $457,000 | 7,208 |
| Premises and equipment expense | $59,000 | 7,388 |
| Additional noninterest expense | $409,000 | 6,771 |
| Pre-tax net operating income | $82,000 | 5,533 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $16,000 | 4,094 |
| Income before extraordinary items | $66,000 | 5,731 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $66,000 | 5,732 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $66,000 | 5,732 |
| Net charge-offs | $45,000 | 5,971 |
| Cash dividends | $20,000 | 4,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $66,000 | 5,600 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $985,000 | 7,288 |
| Total interest expense | $254,000 | 7,086 |
| Net interest income | $731,000 | 7,294 |
| Provision for loan and lease losses | $27,000 | 6,555 |
| Total noninterest income | $57,000 | 7,014 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $38,000 | 6,304 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $19,000 | 6,686 |
| Total noninterest expense | $696,000 | 7,220 |
| Salaries and employee benefits | $344,000 | 7,290 |
| Premises and equipment expense | $47,000 | 7,447 |
| Additional noninterest expense | $305,000 | 6,843 |
| Pre-tax net operating income | $65,000 | 5,752 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $12,000 | 4,186 |
| Income before extraordinary items | $53,000 | 5,920 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $53,000 | 5,920 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $53,000 | 5,920 |
| Net charge-offs | $5,000 | 6,437 |
| Cash dividends | $10,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $53,000 | 5,794 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $647,000 | 7,363 |
| Total interest expense | $169,000 | 7,169 |
| Net interest income | $478,000 | 7,361 |
| Provision for loan and lease losses | $12,000 | 6,560 |
| Total noninterest income | $40,000 | 7,023 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $27,000 | 6,278 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 6,724 |
| Total noninterest expense | $458,000 | 7,302 |
| Salaries and employee benefits | $221,000 | 7,383 |
| Premises and equipment expense | $30,000 | 7,528 |
| Additional noninterest expense | $207,000 | 6,864 |
| Pre-tax net operating income | $48,000 | 5,816 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $7,000 | 4,209 |
| Income before extraordinary items | $41,000 | 5,958 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $41,000 | 5,960 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $41,000 | 5,959 |
| Net charge-offs | $4,000 | 6,102 |
| Cash dividends | $10,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $41,000 | 5,861 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $316,000 | 7,482 |
| Total interest expense | $81,000 | 7,320 |
| Net interest income | $235,000 | 7,462 |
| Provision for loan and lease losses | $3,000 | 6,435 |
| Total noninterest income | $22,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $15,000 | 6,220 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $238,000 | 7,354 |
| Salaries and employee benefits | $112,000 | 7,466 |
| Premises and equipment expense | $17,000 | 7,545 |
| Additional noninterest expense | $109,000 | 6,877 |
| Pre-tax net operating income | $16,000 | 6,064 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $13,000 | 6,210 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,000 | 6,212 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $13,000 | 6,212 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $13,000 | 6,099 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 7,532 |
| Total interest expense | $395,000 | 7,371 |
| Net interest income | $926,000 | 7,505 |
| Provision for loan and lease losses | $15,000 | 7,244 |
| Total noninterest income | $79,000 | 7,161 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $53,000 | 6,420 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $26,000 | 6,817 |
| Total noninterest expense | $920,000 | 7,475 |
| Salaries and employee benefits | $474,000 | 7,493 |
| Premises and equipment expense | $67,000 | 7,665 |
| Additional noninterest expense | $379,000 | 7,157 |
| Pre-tax net operating income | $70,000 | 5,185 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $15,000 | 3,769 |
| Income before extraordinary items | $55,000 | 5,331 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $55,000 | 5,330 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $55,000 | 5,330 |
| Net charge-offs | $-1,000 | 7,729 |
| Cash dividends | $25,000 | 4,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $55,000 | 5,273 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $993,000 | 7,622 |
| Total interest expense | $301,000 | 7,466 |
| Net interest income | $692,000 | 7,579 |
| Provision for loan and lease losses | $11,000 | 7,084 |
| Total noninterest income | $60,000 | 7,287 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $40,000 | 6,466 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $20,000 | 6,986 |
| Total noninterest expense | $687,000 | 7,532 |
| Salaries and employee benefits | $354,000 | 7,533 |
| Premises and equipment expense | $52,000 | 7,716 |
| Additional noninterest expense | $281,000 | 7,208 |
| Pre-tax net operating income | $54,000 | 5,468 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $14,000 | 3,927 |
| Income before extraordinary items | $40,000 | 5,610 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $40,000 | 5,610 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $40,000 | 5,610 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $13,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $40,000 | 5,552 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $670,000 | 7,686 |
| Total interest expense | $201,000 | 7,563 |
| Net interest income | $469,000 | 7,619 |
| Provision for loan and lease losses | $8,000 | 6,978 |
| Total noninterest income | $40,000 | 7,345 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $27,000 | 6,492 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $13,000 | 7,108 |
| Total noninterest expense | $460,000 | 7,596 |
| Salaries and employee benefits | $236,000 | 7,610 |
| Premises and equipment expense | $36,000 | 7,770 |
| Additional noninterest expense | $188,000 | 7,254 |
| Pre-tax net operating income | $41,000 | 5,565 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $14,000 | 3,870 |
| Income before extraordinary items | $27,000 | 5,738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 5,735 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $27,000 | 5,735 |
| Net charge-offs | $11,000 | 5,942 |
| Cash dividends | $13,000 | 3,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $27,000 | 5,650 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $336,000 | 7,742 |
| Total interest expense | $101,000 | 7,640 |
| Net interest income | $235,000 | 7,647 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $21,000 | 7,376 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $14,000 | 6,456 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $221,000 | 7,663 |
| Salaries and employee benefits | $114,000 | 7,702 |
| Premises and equipment expense | $20,000 | 7,727 |
| Additional noninterest expense | $87,000 | 7,278 |
| Pre-tax net operating income | $35,000 | 5,823 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $14,000 | 3,806 |
| Income before extraordinary items | $21,000 | 6,141 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $21,000 | 6,143 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $21,000 | 6,143 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $3,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $21,000 | 5,983 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 7,651 |
| Total interest expense | $528,000 | 7,619 |
| Net interest income | $1,016,000 | 7,566 |
| Provision for loan and lease losses | $8,000 | 7,206 |
| Total noninterest income | $91,000 | 7,393 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $58,000 | 6,519 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $33,000 | 7,128 |
| Total noninterest expense | $904,000 | 7,661 |
| Salaries and employee benefits | $476,000 | 7,721 |
| Premises and equipment expense | $66,000 | 7,922 |
| Additional noninterest expense | $362,000 | 7,193 |
| Pre-tax net operating income | $195,000 | 5,767 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $52,000 | 3,836 |
| Income before extraordinary items | $143,000 | 5,701 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $143,000 | 5,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,714 |
| Cash dividends | $20,000 | 5,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $143,000 | 5,858 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 7,710 |
| Total interest expense | $405,000 | 7,710 |
| Net interest income | $776,000 | 7,610 |
| Provision for loan and lease losses | $2,000 | 6,955 |
| Total noninterest income | $73,000 | 7,450 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $45,000 | 6,537 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 7,176 |
| Total noninterest expense | $657,000 | 7,733 |
| Salaries and employee benefits | $345,000 | 7,792 |
| Premises and equipment expense | $47,000 | 8,013 |
| Additional noninterest expense | $265,000 | 7,235 |
| Pre-tax net operating income | $190,000 | 6,069 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $52,000 | 4,079 |
| Income before extraordinary items | $138,000 | 5,995 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $138,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $10,000 | 4,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $138,000 | 6,155 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $794,000 | 7,775 |
| Total interest expense | $265,000 | 7,827 |
| Net interest income | $529,000 | 7,628 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $44,000 | 7,610 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $27,000 | 6,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $17,000 | 7,333 |
| Total noninterest expense | $431,000 | 7,817 |
| Salaries and employee benefits | $228,000 | 7,867 |
| Premises and equipment expense | $29,000 | 8,097 |
| Additional noninterest expense | $174,000 | 7,279 |
| Pre-tax net operating income | $142,000 | 6,162 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $43,000 | 4,183 |
| Income before extraordinary items | $99,000 | 6,359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 6,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $10,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $99,000 | 6,290 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 7,796 |
| Total interest expense | $130,000 | 7,931 |
| Net interest income | $285,000 | 7,572 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $20,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $219,000 | 7,829 |
| Salaries and employee benefits | $111,000 | 7,930 |
| Premises and equipment expense | $20,000 | 7,941 |
| Additional noninterest expense | $88,000 | 7,268 |
| Pre-tax net operating income | $86,000 | 6,167 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $42,000 | 3,739 |
| Income before extraordinary items | $44,000 | 6,664 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $44,000 | 6,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $44,000 | 6,566 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,991,000 | 7,565 |
| Total interest expense | $510,000 | 7,941 |
| Net interest income | $1,481,000 | 7,131 |
| Provision for loan and lease losses | $45,000 | 5,768 |
| Total noninterest income | $93,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $56,000 | 6,653 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $37,000 | 7,367 |
| Total noninterest expense | $930,000 | 7,744 |
| Salaries and employee benefits | $484,000 | 7,845 |
| Premises and equipment expense | $80,000 | 7,963 |
| Additional noninterest expense | $366,000 | 7,222 |
| Pre-tax net operating income | $599,000 | 5,696 |
| Securities gains (losses) | $6,000 | 1,516 |
| Applicable income taxes | $191,000 | 3,887 |
| Income before extraordinary items | $414,000 | 5,992 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $414,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,388 |
| Cash dividends | $30,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $409,920 | 6,009 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 7,590 |
| Total interest expense | $376,000 | 8,005 |
| Net interest income | $1,137,000 | 7,144 |
| Provision for loan and lease losses | $38,000 | 5,373 |
| Total noninterest income | $68,000 | 7,707 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $41,000 | 6,701 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $671,000 | 7,786 |
| Salaries and employee benefits | $344,000 | 7,891 |
| Premises and equipment expense | $62,000 | 7,913 |
| Additional noninterest expense | $265,000 | 7,277 |
| Pre-tax net operating income | $496,000 | 5,791 |
| Securities gains (losses) | $6,000 | 1,140 |
| Applicable income taxes | $157,000 | 4,005 |
| Income before extraordinary items | $345,000 | 6,078 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $345,000 | 6,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $10,000 | 5,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $340,860 | 6,090 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $992,000 | 7,661 |
| Total interest expense | $240,000 | 8,074 |
| Net interest income | $752,000 | 7,216 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $48,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $28,000 | 6,731 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $20,000 | 7,375 |
| Total noninterest expense | $447,000 | 7,834 |
| Salaries and employee benefits | $211,000 | 8,036 |
| Premises and equipment expense | $42,000 | 7,950 |
| Additional noninterest expense | $194,000 | 7,128 |
| Pre-tax net operating income | $328,000 | 5,878 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $108,000 | 4,048 |
| Income before extraordinary items | $225,000 | 6,190 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $225,000 | 6,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $10,000 | 4,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $221,600 | 6,206 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $499,000 | 7,688 |
| Total interest expense | $115,000 | 8,153 |
| Net interest income | $384,000 | 7,193 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $26,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $232,000 | 7,818 |
| Salaries and employee benefits | $112,000 | 8,012 |
| Premises and equipment expense | $27,000 | 7,716 |
| Additional noninterest expense | $93,000 | 7,227 |
| Pre-tax net operating income | $163,000 | 5,898 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $53,000 | 4,059 |
| Income before extraordinary items | $110,000 | 6,239 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $110,000 | 6,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,588 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $110,000 | 6,222 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,903,000 | 7,621 |
| Total interest expense | $449,000 | 8,002 |
| Net interest income | $1,454,000 | 7,237 |
| Provision for loan and lease losses | $19,000 | 6,353 |
| Total noninterest income | $85,000 | 7,895 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $53,000 | 6,840 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,649 |
| Total noninterest expense | $836,000 | 7,965 |
| Salaries and employee benefits | $397,000 | 8,162 |
| Premises and equipment expense | $66,000 | 8,190 |
| Additional noninterest expense | $373,000 | 7,196 |
| Pre-tax net operating income | $684,000 | 5,958 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $222,000 | 4,181 |
| Income before extraordinary items | $462,000 | 6,292 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $462,000 | 6,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $80,000 | 5,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $462,000 | 6,295 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 7,719 |
| Total interest expense | $334,000 | 8,051 |
| Net interest income | $1,052,000 | 7,369 |
| Provision for loan and lease losses | $10,000 | 6,330 |
| Total noninterest income | $63,000 | 7,984 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $38,000 | 6,969 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $25,000 | 7,685 |
| Total noninterest expense | $563,000 | 8,096 |
| Salaries and employee benefits | $270,000 | 8,251 |
| Premises and equipment expense | $40,000 | 8,377 |
| Additional noninterest expense | $253,000 | 7,397 |
| Pre-tax net operating income | $542,000 | 6,066 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $176,000 | 4,302 |
| Income before extraordinary items | $366,000 | 6,401 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $366,000 | 6,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $10,000 | 5,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $366,000 | 6,402 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $902,000 | 7,771 |
| Total interest expense | $216,000 | 8,077 |
| Net interest income | $686,000 | 7,461 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $42,000 | 8,023 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $26,000 | 6,978 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,752 |
| Total noninterest expense | $366,000 | 8,160 |
| Salaries and employee benefits | $156,000 | 8,423 |
| Premises and equipment expense | $27,000 | 8,391 |
| Additional noninterest expense | $183,000 | 7,256 |
| Pre-tax net operating income | $359,000 | 6,105 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $132,000 | 4,185 |
| Income before extraordinary items | $227,000 | 6,533 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $227,000 | 6,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $10,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $227,000 | 6,532 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $444,000 | 7,805 |
| Total interest expense | $102,000 | 8,113 |
| Net interest income | $342,000 | 7,487 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $20,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 7,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $195,000 | 8,098 |
| Salaries and employee benefits | $83,000 | 8,392 |
| Premises and equipment expense | $14,000 | 8,354 |
| Additional noninterest expense | $98,000 | 7,124 |
| Pre-tax net operating income | $167,000 | 6,203 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $61,000 | 4,248 |
| Income before extraordinary items | $106,000 | 6,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 6,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $106,000 | 6,630 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 7,879 |
| Total interest expense | $357,000 | 8,030 |
| Net interest income | $1,166,000 | 7,729 |
| Provision for loan and lease losses | $1,000 | 7,102 |
| Total noninterest income | $113,000 | 7,814 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $68,000 | 6,780 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,498 |
| Total noninterest expense | $706,000 | 8,227 |
| Salaries and employee benefits | $336,000 | 8,392 |
| Premises and equipment expense | $48,000 | 8,494 |
| Additional noninterest expense | $322,000 | 7,516 |
| Pre-tax net operating income | $572,000 | 6,516 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $207,000 | 4,628 |
| Income before extraordinary items | $365,000 | 6,909 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $365,000 | 6,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $18,000 | 5,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $365,000 | 6,894 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 7,943 |
| Total interest expense | $262,000 | 8,041 |
| Net interest income | $847,000 | 7,818 |
| Provision for loan and lease losses | $1,000 | 6,883 |
| Total noninterest income | $91,000 | 7,781 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $55,000 | 6,735 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 7,455 |
| Total noninterest expense | $534,000 | 8,217 |
| Salaries and employee benefits | $242,000 | 8,421 |
| Premises and equipment expense | $36,000 | 8,501 |
| Additional noninterest expense | $256,000 | 7,400 |
| Pre-tax net operating income | $403,000 | 6,768 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $145,000 | 4,848 |
| Income before extraordinary items | $258,000 | 7,145 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $258,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $5,000 | 5,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $258,000 | 7,110 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $712,000 | 8,002 |
| Total interest expense | $172,000 | 8,019 |
| Net interest income | $540,000 | 7,893 |
| Provision for loan and lease losses | $1,000 | 6,595 |
| Total noninterest income | $60,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $39,000 | 6,647 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $21,000 | 7,597 |
| Total noninterest expense | $371,000 | 8,161 |
| Salaries and employee benefits | $163,000 | 8,423 |
| Premises and equipment expense | $24,000 | 8,492 |
| Additional noninterest expense | $184,000 | 7,251 |
| Pre-tax net operating income | $228,000 | 7,035 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $81,000 | 5,065 |
| Income before extraordinary items | $147,000 | 7,375 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $147,000 | 7,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $5,000 | 5,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $147,000 | 7,329 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $348,000 | 8,075 |
| Total interest expense | $85,000 | 8,038 |
| Net interest income | $263,000 | 7,998 |
| Provision for loan and lease losses | $1,000 | 6,172 |
| Total noninterest income | $27,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $172,000 | 8,327 |
| Salaries and employee benefits | $79,000 | 8,516 |
| Premises and equipment expense | $12,000 | 8,542 |
| Additional noninterest expense | $81,000 | 7,543 |
| Pre-tax net operating income | $117,000 | 6,996 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $42,000 | 4,975 |
| Income before extraordinary items | $75,000 | 7,329 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $75,000 | 7,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $75,000 | 7,296 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 8,231 |
| Total interest expense | $339,000 | 7,921 |
| Net interest income | $846,000 | 8,245 |
| Provision for loan and lease losses | $16,000 | 6,840 |
| Total noninterest income | $129,000 | 7,802 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $91,000 | 6,608 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $38,000 | 7,732 |
| Total noninterest expense | $655,000 | 8,407 |
| Salaries and employee benefits | $310,000 | 8,576 |
| Premises and equipment expense | $43,000 | 8,686 |
| Additional noninterest expense | $302,000 | 7,692 |
| Pre-tax net operating income | $304,000 | 7,423 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $103,000 | 5,478 |
| Income before extraordinary items | $201,000 | 7,644 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $201,000 | 7,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,809 |
| Cash dividends | $15,000 | 6,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $201,000 | 7,599 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $863,000 | 8,304 |
| Total interest expense | $253,000 | 7,962 |
| Net interest income | $610,000 | 8,324 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $94,000 | 7,881 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $67,000 | 6,680 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 7,817 |
| Total noninterest expense | $489,000 | 8,418 |
| Salaries and employee benefits | $222,000 | 8,633 |
| Premises and equipment expense | $35,000 | 8,659 |
| Additional noninterest expense | $232,000 | 7,648 |
| Pre-tax net operating income | $205,000 | 7,674 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $68,000 | 5,736 |
| Income before extraordinary items | $137,000 | 7,866 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $137,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $5,000 | 5,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $137,000 | 7,820 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $559,000 | 8,380 |
| Total interest expense | $168,000 | 8,036 |
| Net interest income | $391,000 | 8,415 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $57,000 | 8,035 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $39,000 | 6,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $327,000 | 8,466 |
| Salaries and employee benefits | $148,000 | 8,685 |
| Premises and equipment expense | $27,000 | 8,608 |
| Additional noninterest expense | $152,000 | 7,700 |
| Pre-tax net operating income | $115,000 | 7,800 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $37,000 | 5,892 |
| Income before extraordinary items | $78,000 | 7,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 7,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $5,000 | 5,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $78,000 | 7,934 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $282,000 | 8,432 |
| Total interest expense | $85,000 | 8,087 |
| Net interest income | $197,000 | 8,449 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $168,000 | 8,477 |
| Salaries and employee benefits | $74,000 | 8,726 |
| Premises and equipment expense | $12,000 | 8,685 |
| Additional noninterest expense | $82,000 | 7,590 |
| Pre-tax net operating income | $55,000 | 7,840 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $17,000 | 5,912 |
| Income before extraordinary items | $38,000 | 8,000 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $38,000 | 8,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $38,000 | 7,938 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 8,425 |
| Total interest expense | $355,000 | 8,273 |
| Net interest income | $819,000 | 8,382 |
| Provision for loan and lease losses | $139,000 | 4,718 |
| Total noninterest income | $132,000 | 7,984 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $83,000 | 6,840 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $49,000 | 7,593 |
| Total noninterest expense | $618,000 | 8,622 |
| Salaries and employee benefits | $290,000 | 8,789 |
| Premises and equipment expense | $46,000 | 8,828 |
| Additional noninterest expense | $282,000 | 7,882 |
| Pre-tax net operating income | $194,000 | 7,836 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $60,000 | 6,152 |
| Income before extraordinary items | $134,000 | 8,074 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $134,000 | 8,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,313 |
| Cash dividends | $10,000 | 6,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $134,000 | 7,957 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $887,000 | 8,506 |
| Total interest expense | $274,000 | 8,360 |
| Net interest income | $613,000 | 8,461 |
| Provision for loan and lease losses | $123,000 | 4,315 |
| Total noninterest income | $93,000 | 8,117 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $57,000 | 7,032 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 7,634 |
| Total noninterest expense | $455,000 | 8,647 |
| Salaries and employee benefits | $211,000 | 8,843 |
| Premises and equipment expense | $37,000 | 8,819 |
| Additional noninterest expense | $207,000 | 7,931 |
| Pre-tax net operating income | $128,000 | 8,084 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $38,000 | 6,421 |
| Income before extraordinary items | $90,000 | 8,290 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $90,000 | 8,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $5,000 | 5,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $90,000 | 8,165 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $584,000 | 8,579 |
| Total interest expense | $190,000 | 8,398 |
| Net interest income | $394,000 | 8,540 |
| Provision for loan and lease losses | $123,000 | 3,423 |
| Total noninterest income | $58,000 | 8,186 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $34,000 | 7,172 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $24,000 | 7,615 |
| Total noninterest expense | $306,000 | 8,656 |
| Salaries and employee benefits | $142,000 | 8,862 |
| Premises and equipment expense | $25,000 | 8,820 |
| Additional noninterest expense | $139,000 | 7,931 |
| Pre-tax net operating income | $23,000 | 8,539 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $22,000 | 6,543 |
| Income before extraordinary items | $1,000 | 8,756 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,000 | 8,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $5,000 | 5,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,000 | 8,645 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 8,659 |
| Total interest expense | $101,000 | 8,419 |
| Net interest income | $185,000 | 8,665 |
| Provision for loan and lease losses | $14,000 | 5,838 |
| Total noninterest income | $26,000 | 8,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $159,000 | 8,665 |
| Salaries and employee benefits | $72,000 | 8,885 |
| Premises and equipment expense | $14,000 | 8,741 |
| Additional noninterest expense | $73,000 | 7,858 |
| Pre-tax net operating income | $38,000 | 8,179 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $27,000 | 8,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $27,000 | 8,215 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 8,613 |
| Total interest expense | $473,000 | 8,455 |
| Net interest income | $795,000 | 8,594 |
| Provision for loan and lease losses | $62,000 | 6,428 |
| Total noninterest income | $117,000 | 8,202 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $71,000 | 7,103 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 7,707 |
| Total noninterest expense | $653,000 | 8,644 |
| Salaries and employee benefits | $307,000 | 8,873 |
| Premises and equipment expense | $51,000 | 8,885 |
| Additional noninterest expense | $295,000 | 7,843 |
| Pre-tax net operating income | $197,000 | 7,934 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $61,000 | 6,388 |
| Income before extraordinary items | $136,000 | 8,159 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $136,000 | 8,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,236 |
| Cash dividends | $10,000 | 6,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $136,000 | 8,055 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 8,722 |
| Total interest expense | $574,000 | 8,877 |
| Net interest income | $934,000 | 8,416 |
| Provision for loan and lease losses | $26,000 | 7,353 |
| Total noninterest income | $102,000 | 8,486 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $57,000 | 7,450 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $45,000 | 7,826 |
| Total noninterest expense | $656,000 | 8,788 |
| Salaries and employee benefits | $312,000 | 9,014 |
| Premises and equipment expense | $52,000 | 9,091 |
| Additional noninterest expense | $292,000 | 7,924 |
| Pre-tax net operating income | $354,000 | 7,173 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $124,000 | 5,727 |
| Income before extraordinary items | $230,000 | 7,536 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $230,000 | 7,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,614 |
| Cash dividends | $14,000 | 6,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $230,000 | 7,415 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 8,802 |
| Total interest expense | $560,000 | 9,141 |
| Net interest income | $1,075,000 | 8,334 |
| Provision for loan and lease losses | $25,000 | 7,386 |
| Total noninterest income | $75,000 | 8,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 7,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,376 |
| Total noninterest expense | $600,000 | 9,091 |
| Salaries and employee benefits | $288,000 | 9,320 |
| Premises and equipment expense | $41,000 | 9,526 |
| Additional noninterest expense | $271,000 | 8,185 |
| Pre-tax net operating income | $525,000 | 6,879 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $177,000 | 5,644 |
| Income before extraordinary items | $348,000 | 7,165 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $348,000 | 7,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $19,000 | 6,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $348,000 | 7,160 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 9,163 |
| Total interest expense | $546,000 | 9,338 |
| Net interest income | $880,000 | 8,885 |
| Provision for loan and lease losses | $52,000 | 6,466 |
| Total noninterest income | $73,000 | 9,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 7,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,882 |
| Total noninterest expense | $612,000 | 9,286 |
| Salaries and employee benefits | $298,000 | 9,477 |
| Premises and equipment expense | $42,000 | 9,798 |
| Additional noninterest expense | $272,000 | 8,368 |
| Pre-tax net operating income | $289,000 | 8,155 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $96,000 | 6,980 |
| Income before extraordinary items | $193,000 | 8,360 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $193,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,834 |
| Cash dividends | $14,000 | 7,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $193,000 | 8,324 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 9,405 |
| Total interest expense | $534,000 | 9,617 |
| Net interest income | $876,000 | 9,079 |
| Provision for loan and lease losses | $28,000 | 7,415 |
| Total noninterest income | $68,000 | 9,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,010 |
| Total noninterest expense | $592,000 | 9,464 |
| Salaries and employee benefits | $290,000 | 9,671 |
| Premises and equipment expense | $40,000 | 10,020 |
| Additional noninterest expense | $262,000 | 8,479 |
| Pre-tax net operating income | $324,000 | 8,258 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $110,000 | 7,374 |
| Income before extraordinary items | $214,000 | 8,522 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $214,000 | 8,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $9,000 | 7,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $214,000 | 8,441 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 10,041 |
| Total interest expense | $448,000 | 10,231 |
| Net interest income | $772,000 | 9,743 |
| Provision for loan and lease losses | $11,000 | 8,366 |
| Total noninterest income | $77,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,993 |
| Total noninterest expense | $566,000 | 9,874 |
| Salaries and employee benefits | $277,000 | 10,114 |
| Premises and equipment expense | $43,000 | 10,363 |
| Additional noninterest expense | $246,000 | 8,894 |
| Pre-tax net operating income | $272,000 | 9,167 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $91,000 | 8,552 |
| Income before extraordinary items | $181,000 | 9,327 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $181,000 | 9,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $59,000 | 7,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $181,000 | 9,283 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 10,732 |
| Total interest expense | $377,000 | 10,926 |
| Net interest income | $686,000 | 10,429 |
| Provision for loan and lease losses | $4,000 | 8,888 |
| Total noninterest income | $64,000 | 10,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 9,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,653 |
| Total noninterest expense | $475,000 | 10,684 |
| Salaries and employee benefits | $249,000 | 10,722 |
| Premises and equipment expense | $41,000 | 10,885 |
| Additional noninterest expense | $185,000 | 10,110 |
| Pre-tax net operating income | $271,000 | 9,323 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $89,000 | 8,953 |
| Income before extraordinary items | $182,000 | 9,473 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $182,000 | 9,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $14,000 | 8,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $182,000 | 9,414 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $942,000 | 11,375 |
| Total interest expense | $288,000 | 11,600 |
| Net interest income | $654,000 | 10,966 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $65,000 | 11,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 9,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $469,000 | 11,152 |
| Salaries and employee benefits | $234,000 | 11,275 |
| Premises and equipment expense | $38,000 | 11,427 |
| Additional noninterest expense | $197,000 | 10,449 |
| Pre-tax net operating income | $244,000 | 10,160 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $78,000 | 9,622 |
| Income before extraordinary items | $166,000 | 10,300 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $166,000 | 10,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $13,000 | 8,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $166,000 | 10,276 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 12,061 |
| Total interest expense | $246,000 | 12,217 |
| Net interest income | $558,000 | 11,835 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $67,000 | 11,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 10,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $441,000 | 11,868 |
| Salaries and employee benefits | $223,000 | 11,900 |
| Premises and equipment expense | $32,000 | 12,185 |
| Additional noninterest expense | $186,000 | 11,325 |
| Pre-tax net operating income | $184,000 | 11,016 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $55,000 | 10,338 |
| Income before extraordinary items | $129,000 | 11,068 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $129,000 | 11,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $12,000 | 8,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $129,000 | 11,112 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 12,781 |
| Total interest expense | $246,000 | 12,850 |
| Net interest income | $474,000 | 12,622 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $68,000 | 12,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 10,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $428,000 | 12,517 |
| Salaries and employee benefits | $211,000 | 12,528 |
| Premises and equipment expense | $36,000 | 12,671 |
| Additional noninterest expense | $181,000 | 12,000 |
| Pre-tax net operating income | $112,000 | 11,778 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $29,000 | 11,409 |
| Income before extraordinary items | $83,000 | 11,985 |
| Extraordinary gains, net | $-3,000 | 12,192 |
| Net income | $80,000 | 12,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $10,000 | 8,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $83,000 | 11,798 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $740,000 | 13,431 |
| Total interest expense | $307,000 | 13,457 |
| Net interest income | $433,000 | 13,294 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $93,000 | 11,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $416,000 | 13,084 |
| Salaries and employee benefits | $215,000 | 12,994 |
| Premises and equipment expense | $38,000 | 13,134 |
| Additional noninterest expense | $163,000 | 12,748 |
| Pre-tax net operating income | $98,000 | 12,043 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $22,000 | 12,047 |
| Income before extraordinary items | $76,000 | 12,283 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $76,000 | 12,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $10,000 | 8,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $76,000 | 11,979 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.