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The Monadnock Bank, Income and Expense

1992-12-31 (YTD Data)Rank
Total interest income$11,521,0003,056
Total interest expense$5,486,0003,029
Net interest income$6,035,0003,033
Provision for loan and lease losses$920,0001,940
Total noninterest income$804,0003,960
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$484,0002,883
Trading account gains and fees$22,000366
Additional Noninterest Income$298,0004,448
Total noninterest expense$5,944,0002,443
Salaries and employee benefits$2,316,0002,802
Premises and equipment expense$765,0002,707
Additional noninterest expense$2,863,0002,069
Pre-tax net operating income$-25,00012,805
Securities gains (losses)$183,0002,134
Applicable income taxes$145,0008,747
Income before extraordinary items$13,00012,815
Extraordinary gains, net$01,422
Net income$13,00012,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$610,0002,152
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-104,12012,924

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.