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The Minnequa Bank of Pueblo, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$23,971,0001,446
Total interest expense$9,003,0001,914
Net interest income$14,968,0001,176
Provision for loan and lease losses$615,0001,573
Total noninterest income$3,483,0001,182
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,642,000513
Trading account gains and fees$0180
Additional Noninterest Income$841,0002,084
Total noninterest expense$13,375,0001,043
Salaries and employee benefits$7,657,000917
Premises and equipment expense$1,789,0001,117
Additional noninterest expense$3,929,0001,167
Pre-tax net operating income$4,461,0001,643
Securities gains (losses)$01,956
Applicable income taxes$1,450,0001,555
Income before extraordinary items$3,011,0001,752
Extraordinary gains, net$038
Net income$3,011,0001,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$690,000978
Cash dividends$815,0002,629
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,011,0001,744
1999-12-31 (YTD Data)Rank
Total interest income$23,914,0001,357
Total interest expense$9,295,0001,618
Net interest income$14,619,0001,204
Provision for loan and lease losses$1,000,000977
Total noninterest income$3,395,0001,223
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,514,000542
Trading account gains and fees$0173
Additional Noninterest Income$881,0002,026
Total noninterest expense$13,149,0001,062
Salaries and employee benefits$7,178,000953
Premises and equipment expense$1,798,0001,116
Additional noninterest expense$4,173,0001,122
Pre-tax net operating income$3,865,0001,905
Securities gains (losses)$03,155
Applicable income taxes$1,262,0001,830
Income before extraordinary items$2,603,0002,037
Extraordinary gains, net$035
Net income$2,603,0002,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,004,000708
Cash dividends$728,0002,836
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,603,0002,007
1998-12-31 (YTD Data)Rank
Total interest income$24,890,0001,297
Total interest expense$10,112,0001,511
Net interest income$14,778,0001,146
Provision for loan and lease losses$4,175,000369
Total noninterest income$3,104,0001,314
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$2,305,000540
Trading account gains and fees$0224
Additional Noninterest Income$799,0002,172
Total noninterest expense$11,175,0001,176
Salaries and employee benefits$6,225,0001,048
Premises and equipment expense$1,700,0001,133
Additional noninterest expense$3,250,0001,354
Pre-tax net operating income$2,532,0002,748
Securities gains (losses)$04,449
Applicable income taxes$775,0002,810
Income before extraordinary items$1,757,0002,846
Extraordinary gains, net$032
Net income$1,757,0002,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,348,000354
Cash dividends$560,0003,270
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,757,0002,763
1997-12-31 (YTD Data)Rank
Total interest income$22,076,0001,487
Total interest expense$8,558,0001,813
Net interest income$13,518,0001,282
Provision for loan and lease losses$645,0001,421
Total noninterest income$2,353,0001,551
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,273,000990
Trading account gains and fees$0239
Additional Noninterest Income$1,080,0001,659
Total noninterest expense$10,425,0001,274
Salaries and employee benefits$5,768,0001,137
Premises and equipment expense$1,618,0001,225
Additional noninterest expense$3,039,0001,425
Pre-tax net operating income$4,801,0001,609
Securities gains (losses)$03,944
Applicable income taxes$1,695,0001,530
Income before extraordinary items$3,106,0001,714
Extraordinary gains, net$044
Net income$3,106,0001,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$524,0001,290
Cash dividends$983,0002,236
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,106,0001,675
1996-12-31 (YTD Data)Rank
Total interest income$19,602,0001,723
Total interest expense$7,466,0002,103
Net interest income$12,136,0001,473
Provision for loan and lease losses$1,280,000844
Total noninterest income$1,791,0002,016
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$963,0001,400
Trading account gains and fees$0262
Additional Noninterest Income$828,0002,060
Total noninterest expense$9,271,0001,536
Salaries and employee benefits$5,249,0001,281
Premises and equipment expense$1,278,0001,597
Additional noninterest expense$2,744,0001,867
Pre-tax net operating income$3,376,0002,113
Securities gains (losses)$04,148
Applicable income taxes$1,098,0002,161
Income before extraordinary items$2,278,0002,172
Extraordinary gains, net$053
Net income$2,278,0002,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$716,0001,096
Cash dividends$824,0002,443
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,278,0002,122
1995-12-31 (YTD Data)Rank
Total interest income$17,163,0001,962
Total interest expense$6,480,0002,398
Net interest income$10,683,0001,668
Provision for loan and lease losses$330,0002,136
Total noninterest income$1,538,0002,249
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$912,0001,500
Trading account gains and fees$0522
Additional Noninterest Income$626,0002,466
Total noninterest expense$8,460,0001,667
Salaries and employee benefits$4,652,0001,424
Premises and equipment expense$1,186,0001,702
Additional noninterest expense$2,622,0001,904
Pre-tax net operating income$3,431,0002,142
Securities gains (losses)$03,831
Applicable income taxes$1,191,0002,042
Income before extraordinary items$2,240,0002,247
Extraordinary gains, net$065
Net income$2,240,0002,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,942
Cash dividends$765,0002,505
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,240,0002,223
1994-12-31 (YTD Data)Rank
Total interest income$13,328,0002,293
Total interest expense$4,469,0002,743
Net interest income$8,859,0002,039
Provision for loan and lease losses$410,0001,789
Total noninterest income$1,346,0002,499
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$780,0001,732
Trading account gains and fees$0475
Additional Noninterest Income$566,0002,707
Total noninterest expense$7,071,0002,022
Salaries and employee benefits$3,828,0001,752
Premises and equipment expense$1,016,0002,004
Additional noninterest expense$2,227,0002,356
Pre-tax net operating income$2,724,0002,604
Securities gains (losses)$-10,0009,836
Applicable income taxes$649,0003,287
Income before extraordinary items$2,065,0002,355
Extraordinary gains, net$0249
Net income$2,065,0002,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$715,0001,071
Cash dividends$622,0002,733
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,072,6002,367
1993-12-31 (YTD Data)Rank
Total interest income$10,919,0002,838
Total interest expense$3,957,0003,201
Net interest income$6,962,0002,594
Provision for loan and lease losses$485,0002,150
Total noninterest income$1,117,0003,077
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$608,0002,264
Trading account gains and fees$0532
Additional Noninterest Income$509,0003,236
Total noninterest expense$5,938,0002,419
Salaries and employee benefits$3,059,0002,170
Premises and equipment expense$897,0002,283
Additional noninterest expense$1,982,0002,757
Pre-tax net operating income$1,656,0003,955
Securities gains (losses)$07,477
Applicable income taxes$318,0005,861
Income before extraordinary items$1,338,0003,607
Extraordinary gains, net$688,000328
Net income$2,026,0002,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0002,889
Cash dividends$299,0004,486
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,338,0003,415
1992-12-31 (YTD Data)Rank
Total interest income$10,345,0003,380
Total interest expense$4,185,0003,909
Net interest income$6,160,0002,959
Provision for loan and lease losses$265,0004,453
Total noninterest income$1,012,0003,288
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$587,0002,344
Trading account gains and fees$0504
Additional Noninterest Income$425,0003,555
Total noninterest expense$4,983,0002,879
Salaries and employee benefits$2,535,0002,551
Premises and equipment expense$774,0002,679
Additional noninterest expense$1,674,0003,265
Pre-tax net operating income$1,924,0003,214
Securities gains (losses)$-38,00013,625
Applicable income taxes$819,0002,546
Income before extraordinary items$1,067,0004,257
Extraordinary gains, net$326,000286
Net income$1,393,0003,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0003,879
Cash dividends$739,0002,051
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,091,3203,851

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.