Home > The Miners and Mechanics Savings and Trust Company > Income and Expense
The Miners and Mechanics Savings and Trust Company, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,135,000 | 6,714 |
| Total interest expense | $2,202,000 | 5,371 |
| Net interest income | $1,933,000 | 7,885 |
| Provision for loan and lease losses | $102,000 | 5,694 |
| Total noninterest income | $527,000 | 5,406 |
| Gross Fiduciary activities income | $48,000 | 1,347 |
| Service charges on deposit accounts | $121,000 | 7,803 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $358,000 | 4,059 |
| Total noninterest expense | $1,760,000 | 7,008 |
| Salaries and employee benefits | $863,000 | 6,932 |
| Premises and equipment expense | $175,000 | 8,253 |
| Additional noninterest expense | $722,000 | 6,410 |
| Pre-tax net operating income | $598,000 | 7,958 |
| Securities gains (losses) | $150,000 | 1,977 |
| Applicable income taxes | $-316,000 | 13,089 |
| Income before extraordinary items | $1,064,000 | 4,447 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,064,000 | 4,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,925 |
| Cash dividends | $4,975,000 | 491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $914,000 | 4,809 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $24,042,000 | 1,518 |
| Total interest expense | $12,111,000 | 1,465 |
| Net interest income | $11,931,000 | 1,540 |
| Provision for loan and lease losses | $3,071,000 | 821 |
| Total noninterest income | $1,982,000 | 1,943 |
| Gross Fiduciary activities income | $285,000 | 979 |
| Service charges on deposit accounts | $455,000 | 3,075 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,242,000 | 1,738 |
| Total noninterest expense | $8,190,000 | 1,848 |
| Salaries and employee benefits | $3,595,000 | 1,846 |
| Premises and equipment expense | $847,000 | 2,436 |
| Additional noninterest expense | $3,748,000 | 1,668 |
| Pre-tax net operating income | $2,652,000 | 2,331 |
| Securities gains (losses) | $-46,000 | 13,661 |
| Applicable income taxes | $103,000 | 9,836 |
| Income before extraordinary items | $2,503,000 | 1,814 |
| Extraordinary gains, net | $-2,006,000 | 13,888 |
| Net income | $497,000 | 7,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,371,000 | 682 |
| Cash dividends | $1,450,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,547,160 | 1,648 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.