Home > The Miners and Mechanics Savings and Trust Company > Assets and Liabilities
The Miners and Mechanics Savings and Trust Company, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 142 | 1,483 |
| Assets and Liabilities | ||
| Total Assets: | $408,234,000 | 1,170 |
| Cash and due from depository institutions | $14,559,000 | 1,483 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $154,736,000 | 888 |
| Federal funds sold & reverse repurchase agreements | $105,225,000 | 182 |
| Net loans & leases | $115,583,000 | 2,292 |
| Loan loss allowance | $3,632,000 | 1,260 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,252,000 | 2,258 |
| Other real estate owned | $0 | 1,483 |
| Goodwill and other intangibles | $11,409,000 | 263 |
| All other assets | $3,470,000 | 2,122 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $408,234,000 | 1,170 |
| Total liabilities | $369,307,000 | 1,189 |
| Total deposits | $268,923,000 | 1,480 |
| Interest-bearing deposits | $246,486,000 | 1,397 |
| Deposits held in domestic offices | $268,923,000 | 1,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $86,311,000 | 384 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,245,000 | 1,351 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $7,828,000 | 723 |
| Total equity capital | $38,927,000 | 1,064 |
| Total bank equity capital | $38,927,000 | 1,064 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $36,363,000 | 518 |
| Undivided profits | $1,064,000 | 9,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $970,000 | 3,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $593,000 | 3,084 |
| Earning assets | $375,544,000 | 1,176 |
| Long-term assets (5+ years) | $43,236,000 | 1,373 |
| Average Assets, year-to-date | $334,300,600 | 1,378 |
| Average Assets, quarterly | $359,756,000 | 1,310 |
| Volatile liabilities | $103,806,000 | 755 |
| Insider loans | $334,000 | 6,961 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $28,880,000 | 1,479 |
| Tier 1 (core) risk-based capital | $27,518,000 | 1,457 |
| Tier 2 risk-based capital | $1,774,790 | 1,746 |
| Total risk weighted assets | $140,125,590 | 1,932 |
| Total unused commitments | $28,880,000 | 1,503 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 171 | 1,254 |
| Assets and Liabilities | ||
| Total Assets: | $320,421,000 | 1,524 |
| Cash and due from depository institutions | $13,886,000 | 1,254 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $134,412,000 | 1,003 |
| Federal funds sold & reverse repurchase agreements | $38,205,000 | 510 |
| Net loans & leases | $125,306,000 | 2,209 |
| Loan loss allowance | $3,576,000 | 1,325 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,016,000 | 2,446 |
| Other real estate owned | $0 | 1,254 |
| Goodwill and other intangibles | $35,000 | 2,575 |
| All other assets | $5,561,000 | 1,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $320,421,000 | 1,524 |
| Total liabilities | $295,668,000 | 1,516 |
| Total deposits | $278,711,000 | 1,506 |
| Interest-bearing deposits | $256,714,000 | 1,425 |
| Deposits held in domestic offices | $278,711,000 | 1,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,982,000 | 1,195 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,320,000 | 1,275 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,655,000 | 1,003 |
| Total equity capital | $24,753,000 | 1,554 |
| Total bank equity capital | $24,753,000 | 1,554 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $11,800,000 | 1,221 |
| Undivided profits | $11,453,000 | 1,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,573,000 | 2,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $646,000 | 3,109 |
| Earning assets | $298,023,000 | 1,494 |
| Long-term assets (5+ years) | $77,855,000 | 790 |
| Average Assets, year-to-date | $315,895,200 | 1,511 |
| Average Assets, quarterly | $320,772,500 | 1,516 |
| Volatile liabilities | $27,483,000 | 1,836 |
| Insider loans | $77,000 | 6,337 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $29,309,000 | 1,382 |
| Tier 1 (core) risk-based capital | $24,718,000 | 1,527 |
| Tier 2 risk-based capital | $2,049,580 | 1,558 |
| Total risk weighted assets | $162,440,180 | 1,750 |
| Total unused commitments | $29,309,000 | 1,398 |
| Derivatives | $0 | 651 |