Home > The Milton Banking Company > Income and Expense
The Milton Banking Company, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,316,000 | 3,249 |
| Total interest expense | $286,000 | 3,441 |
| Net interest income | $3,030,000 | 3,194 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $394,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $179,000 | 2,628 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $215,000 | 3,499 |
| Total noninterest expense | $2,384,000 | 3,302 |
| Salaries and employee benefits | $1,349,000 | 3,266 |
| Premises and equipment expense | $356,000 | 2,726 |
| Additional noninterest expense | $679,000 | 3,587 |
| Pre-tax net operating income | $950,000 | 3,176 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $204,000 | 2,481 |
| Income before extraordinary items | $746,000 | 3,318 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $746,000 | 3,316 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $746,000 | 3,316 |
| Net charge-offs | $10,000 | 3,081 |
| Cash dividends | $134,000 | 3,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $746,000 | 3,253 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 3,316 |
| Total interest expense | $142,000 | 3,482 |
| Net interest income | $1,476,000 | 3,255 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $187,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $88,000 | 2,636 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $99,000 | 3,566 |
| Total noninterest expense | $1,303,000 | 3,141 |
| Salaries and employee benefits | $729,000 | 3,126 |
| Premises and equipment expense | $195,000 | 2,584 |
| Additional noninterest expense | $379,000 | 3,355 |
| Pre-tax net operating income | $315,000 | 3,790 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $89,000 | 2,545 |
| Income before extraordinary items | $226,000 | 4,077 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $226,000 | 4,074 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $226,000 | 4,075 |
| Net charge-offs | $16,000 | 2,108 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $226,000 | 4,012 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,724,000 | 3,203 |
| Total interest expense | $621,000 | 3,309 |
| Net interest income | $6,103,000 | 3,154 |
| Provision for loan and lease losses | $120,000 | 2,830 |
| Total noninterest income | $870,000 | 3,311 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $397,000 | 2,530 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $473,000 | 3,366 |
| Total noninterest expense | $5,060,000 | 3,186 |
| Salaries and employee benefits | $2,674,000 | 3,261 |
| Premises and equipment expense | $786,000 | 2,590 |
| Additional noninterest expense | $1,600,000 | 3,271 |
| Pre-tax net operating income | $1,793,000 | 3,209 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $434,000 | 2,356 |
| Income before extraordinary items | $1,359,000 | 3,411 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,359,000 | 3,409 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,359,000 | 3,411 |
| Net charge-offs | $174,000 | 2,119 |
| Cash dividends | $382,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,359,000 | 3,362 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,067,000 | 3,218 |
| Total interest expense | $475,000 | 3,303 |
| Net interest income | $4,592,000 | 3,172 |
| Provision for loan and lease losses | $120,000 | 2,499 |
| Total noninterest income | $638,000 | 3,367 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $295,000 | 2,556 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $343,000 | 3,424 |
| Total noninterest expense | $3,851,000 | 3,178 |
| Salaries and employee benefits | $2,030,000 | 3,259 |
| Premises and equipment expense | $595,000 | 2,605 |
| Additional noninterest expense | $1,226,000 | 3,236 |
| Pre-tax net operating income | $1,259,000 | 3,370 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $276,000 | 2,547 |
| Income before extraordinary items | $983,000 | 3,533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $983,000 | 3,531 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $983,000 | 3,532 |
| Net charge-offs | $131,000 | 1,927 |
| Cash dividends | $149,000 | 3,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $983,000 | 3,479 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,378,000 | 3,229 |
| Total interest expense | $320,000 | 3,313 |
| Net interest income | $3,058,000 | 3,178 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $420,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $189,000 | 2,598 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $231,000 | 3,421 |
| Total noninterest expense | $2,538,000 | 3,227 |
| Salaries and employee benefits | $1,308,000 | 3,340 |
| Premises and equipment expense | $389,000 | 2,654 |
| Additional noninterest expense | $841,000 | 3,199 |
| Pre-tax net operating income | $850,000 | 3,342 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $155,000 | 2,693 |
| Income before extraordinary items | $695,000 | 3,427 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $695,000 | 3,427 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $695,000 | 3,428 |
| Net charge-offs | $93,000 | 1,787 |
| Cash dividends | $148,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $695,000 | 3,366 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 3,251 |
| Total interest expense | $163,000 | 3,311 |
| Net interest income | $1,515,000 | 3,198 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $187,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $92,000 | 2,626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $95,000 | 3,676 |
| Total noninterest expense | $1,266,000 | 3,257 |
| Salaries and employee benefits | $687,000 | 3,273 |
| Premises and equipment expense | $209,000 | 2,560 |
| Additional noninterest expense | $370,000 | 3,459 |
| Pre-tax net operating income | $391,000 | 3,406 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $111,000 | 2,354 |
| Income before extraordinary items | $280,000 | 3,765 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $280,000 | 3,768 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $280,000 | 3,769 |
| Net charge-offs | $-43,000 | 5,909 |
| Cash dividends | $11,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $280,000 | 3,681 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,001,000 | 3,178 |
| Total interest expense | $651,000 | 3,440 |
| Net interest income | $6,350,000 | 3,111 |
| Provision for loan and lease losses | $180,000 | 2,581 |
| Total noninterest income | $914,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $412,000 | 2,630 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $502,000 | 3,267 |
| Total noninterest expense | $5,025,000 | 3,299 |
| Salaries and employee benefits | $2,582,000 | 3,404 |
| Premises and equipment expense | $830,000 | 2,585 |
| Additional noninterest expense | $1,613,000 | 3,380 |
| Pre-tax net operating income | $2,059,000 | 2,927 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $643,000 | 1,986 |
| Income before extraordinary items | $1,416,000 | 3,341 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,416,000 | 3,342 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,416,000 | 3,342 |
| Net charge-offs | $248,000 | 2,232 |
| Cash dividends | $414,000 | 3,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,416,000 | 3,290 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,270,000 | 3,199 |
| Total interest expense | $489,000 | 3,492 |
| Net interest income | $4,781,000 | 3,129 |
| Provision for loan and lease losses | $135,000 | 2,485 |
| Total noninterest income | $687,000 | 3,275 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $313,000 | 2,631 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $374,000 | 3,302 |
| Total noninterest expense | $3,835,000 | 3,280 |
| Salaries and employee benefits | $1,951,000 | 3,405 |
| Premises and equipment expense | $627,000 | 2,603 |
| Additional noninterest expense | $1,257,000 | 3,290 |
| Pre-tax net operating income | $1,498,000 | 3,036 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $473,000 | 2,040 |
| Income before extraordinary items | $1,025,000 | 3,453 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,025,000 | 3,453 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,025,000 | 3,454 |
| Net charge-offs | $40,000 | 3,419 |
| Cash dividends | $159,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,025,000 | 3,405 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,504,000 | 3,210 |
| Total interest expense | $330,000 | 3,507 |
| Net interest income | $3,174,000 | 3,133 |
| Provision for loan and lease losses | $90,000 | 2,447 |
| Total noninterest income | $457,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $198,000 | 2,723 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $259,000 | 3,239 |
| Total noninterest expense | $2,557,000 | 3,298 |
| Salaries and employee benefits | $1,279,000 | 3,456 |
| Premises and equipment expense | $415,000 | 2,635 |
| Additional noninterest expense | $863,000 | 3,226 |
| Pre-tax net operating income | $984,000 | 2,999 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $315,000 | 1,999 |
| Income before extraordinary items | $669,000 | 3,420 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $669,000 | 3,426 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $669,000 | 3,426 |
| Net charge-offs | $26,000 | 3,261 |
| Cash dividends | $144,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $669,000 | 3,380 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 3,259 |
| Total interest expense | $166,000 | 3,551 |
| Net interest income | $1,551,000 | 3,188 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $216,000 | 3,337 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $96,000 | 2,751 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $120,000 | 3,315 |
| Total noninterest expense | $1,297,000 | 3,290 |
| Salaries and employee benefits | $675,000 | 3,372 |
| Premises and equipment expense | $210,000 | 2,671 |
| Additional noninterest expense | $412,000 | 3,340 |
| Pre-tax net operating income | $425,000 | 3,191 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $122,000 | 2,178 |
| Income before extraordinary items | $303,000 | 3,528 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $303,000 | 3,531 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $303,000 | 3,531 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $303,000 | 3,485 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,093,000 | 3,220 |
| Total interest expense | $749,000 | 3,597 |
| Net interest income | $6,344,000 | 3,125 |
| Provision for loan and lease losses | $240,000 | 2,739 |
| Total noninterest income | $887,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $400,000 | 2,810 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $487,000 | 3,387 |
| Total noninterest expense | $4,905,000 | 3,449 |
| Salaries and employee benefits | $2,396,000 | 3,644 |
| Premises and equipment expense | $855,000 | 2,574 |
| Additional noninterest expense | $1,654,000 | 3,410 |
| Pre-tax net operating income | $2,086,000 | 2,778 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $647,000 | 1,889 |
| Income before extraordinary items | $1,439,000 | 3,235 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,439,000 | 3,237 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,439,000 | 3,238 |
| Net charge-offs | $210,000 | 2,968 |
| Cash dividends | $367,000 | 3,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,439,000 | 3,176 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,319,000 | 3,242 |
| Total interest expense | $565,000 | 3,668 |
| Net interest income | $4,754,000 | 3,151 |
| Provision for loan and lease losses | $195,000 | 2,624 |
| Total noninterest income | $662,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $297,000 | 2,842 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $365,000 | 3,454 |
| Total noninterest expense | $3,685,000 | 3,458 |
| Salaries and employee benefits | $1,784,000 | 3,682 |
| Premises and equipment expense | $663,000 | 2,526 |
| Additional noninterest expense | $1,238,000 | 3,411 |
| Pre-tax net operating income | $1,536,000 | 2,871 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $482,000 | 1,947 |
| Income before extraordinary items | $1,054,000 | 3,320 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,054,000 | 3,323 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,054,000 | 3,324 |
| Net charge-offs | $80,000 | 3,458 |
| Cash dividends | $133,000 | 3,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,054,000 | 3,238 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,531,000 | 3,260 |
| Total interest expense | $376,000 | 3,723 |
| Net interest income | $3,155,000 | 3,166 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $474,000 | 3,390 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $191,000 | 2,884 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $283,000 | 3,292 |
| Total noninterest expense | $2,398,000 | 3,543 |
| Salaries and employee benefits | $1,156,000 | 3,758 |
| Premises and equipment expense | $431,000 | 2,592 |
| Additional noninterest expense | $811,000 | 3,466 |
| Pre-tax net operating income | $1,081,000 | 2,739 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $342,000 | 1,884 |
| Income before extraordinary items | $739,000 | 3,218 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $739,000 | 3,221 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $739,000 | 3,222 |
| Net charge-offs | $52,000 | 3,324 |
| Cash dividends | $133,000 | 2,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $739,000 | 3,123 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 3,314 |
| Total interest expense | $186,000 | 3,835 |
| Net interest income | $1,563,000 | 3,195 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $205,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $96,000 | 2,862 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $109,000 | 3,629 |
| Total noninterest expense | $1,193,000 | 3,579 |
| Salaries and employee benefits | $602,000 | 3,709 |
| Premises and equipment expense | $184,000 | 2,917 |
| Additional noninterest expense | $407,000 | 3,471 |
| Pre-tax net operating income | $530,000 | 2,768 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $164,000 | 1,914 |
| Income before extraordinary items | $366,000 | 3,184 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $366,000 | 3,184 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $366,000 | 3,186 |
| Net charge-offs | $-15,000 | 6,346 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $366,000 | 3,092 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,143,000 | 3,399 |
| Total interest expense | $851,000 | 3,983 |
| Net interest income | $6,292,000 | 3,253 |
| Provision for loan and lease losses | $824,000 | 2,030 |
| Total noninterest income | $779,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $391,000 | 2,972 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $388,000 | 3,671 |
| Total noninterest expense | $4,511,000 | 3,724 |
| Salaries and employee benefits | $2,191,000 | 3,911 |
| Premises and equipment expense | $734,000 | 2,915 |
| Additional noninterest expense | $1,586,000 | 3,651 |
| Pre-tax net operating income | $1,736,000 | 3,082 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $582,000 | 2,028 |
| Income before extraordinary items | $1,154,000 | 3,640 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,154,000 | 3,641 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,154,000 | 3,643 |
| Net charge-offs | $511,000 | 2,625 |
| Cash dividends | $369,000 | 3,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,154,000 | 3,482 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,311,000 | 3,484 |
| Total interest expense | $655,000 | 4,049 |
| Net interest income | $4,656,000 | 3,346 |
| Provision for loan and lease losses | $531,000 | 2,196 |
| Total noninterest income | $578,000 | 3,757 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $286,000 | 3,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $292,000 | 3,729 |
| Total noninterest expense | $3,340,000 | 3,795 |
| Salaries and employee benefits | $1,642,000 | 3,912 |
| Premises and equipment expense | $501,000 | 3,169 |
| Additional noninterest expense | $1,197,000 | 3,669 |
| Pre-tax net operating income | $1,363,000 | 3,076 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $405,000 | 2,152 |
| Income before extraordinary items | $958,000 | 3,511 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $958,000 | 3,511 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $958,000 | 3,513 |
| Net charge-offs | $358,000 | 2,610 |
| Cash dividends | $236,000 | 2,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $958,000 | 3,355 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 3,494 |
| Total interest expense | $445,000 | 4,105 |
| Net interest income | $3,117,000 | 3,339 |
| Provision for loan and lease losses | $487,000 | 1,849 |
| Total noninterest income | $390,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $185,000 | 3,122 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $205,000 | 3,640 |
| Total noninterest expense | $2,273,000 | 3,758 |
| Salaries and employee benefits | $1,071,000 | 4,000 |
| Premises and equipment expense | $382,000 | 2,865 |
| Additional noninterest expense | $820,000 | 3,607 |
| Pre-tax net operating income | $747,000 | 3,418 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $230,000 | 2,313 |
| Income before extraordinary items | $517,000 | 3,930 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $517,000 | 3,932 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $517,000 | 3,933 |
| Net charge-offs | $289,000 | 2,363 |
| Cash dividends | $195,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $517,000 | 3,731 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 3,526 |
| Total interest expense | $221,000 | 4,221 |
| Net interest income | $1,557,000 | 3,352 |
| Provision for loan and lease losses | $93,000 | 2,975 |
| Total noninterest income | $209,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $91,000 | 3,138 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 3,447 |
| Total noninterest expense | $1,165,000 | 3,711 |
| Salaries and employee benefits | $561,000 | 3,895 |
| Premises and equipment expense | $183,000 | 2,991 |
| Additional noninterest expense | $421,000 | 3,514 |
| Pre-tax net operating income | $508,000 | 2,858 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $157,000 | 1,976 |
| Income before extraordinary items | $351,000 | 3,346 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $351,000 | 3,349 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $351,000 | 3,349 |
| Net charge-offs | $198,000 | 1,861 |
| Cash dividends | $12,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $351,000 | 3,176 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,167,000 | 3,618 |
| Total interest expense | $1,399,000 | 3,617 |
| Net interest income | $5,768,000 | 3,568 |
| Provision for loan and lease losses | $328,000 | 3,996 |
| Total noninterest income | $842,000 | 3,421 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $437,000 | 2,857 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $405,000 | 3,414 |
| Total noninterest expense | $4,492,000 | 3,813 |
| Salaries and employee benefits | $2,057,000 | 4,108 |
| Premises and equipment expense | $742,000 | 3,068 |
| Additional noninterest expense | $1,693,000 | 3,571 |
| Pre-tax net operating income | $1,790,000 | 2,717 |
| Securities gains (losses) | $4,000 | 3,534 |
| Applicable income taxes | $545,000 | 1,949 |
| Income before extraordinary items | $1,249,000 | 3,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,249,000 | 3,135 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,249,000 | 3,135 |
| Net charge-offs | $169,000 | 4,496 |
| Cash dividends | $512,000 | 2,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,246,200 | 3,036 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,363,000 | 3,666 |
| Total interest expense | $1,120,000 | 3,575 |
| Net interest income | $4,243,000 | 3,629 |
| Provision for loan and lease losses | $241,000 | 3,905 |
| Total noninterest income | $660,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $333,000 | 2,824 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $327,000 | 3,350 |
| Total noninterest expense | $3,432,000 | 3,780 |
| Salaries and employee benefits | $1,546,000 | 4,100 |
| Premises and equipment expense | $563,000 | 3,069 |
| Additional noninterest expense | $1,323,000 | 3,458 |
| Pre-tax net operating income | $1,230,000 | 2,958 |
| Securities gains (losses) | $4,000 | 3,259 |
| Applicable income taxes | $378,000 | 1,998 |
| Income before extraordinary items | $856,000 | 3,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $856,000 | 3,382 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $856,000 | 3,382 |
| Net charge-offs | $108,000 | 4,355 |
| Cash dividends | $184,000 | 2,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $853,240 | 3,276 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,544,000 | 3,726 |
| Total interest expense | $776,000 | 3,581 |
| Net interest income | $2,768,000 | 3,690 |
| Provision for loan and lease losses | $119,000 | 4,258 |
| Total noninterest income | $428,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $220,000 | 2,825 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $208,000 | 3,432 |
| Total noninterest expense | $2,295,000 | 3,811 |
| Salaries and employee benefits | $1,037,000 | 4,106 |
| Premises and equipment expense | $371,000 | 3,121 |
| Additional noninterest expense | $887,000 | 3,495 |
| Pre-tax net operating income | $782,000 | 2,985 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $240,000 | 2,027 |
| Income before extraordinary items | $542,000 | 3,418 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $542,000 | 3,419 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $542,000 | 3,419 |
| Net charge-offs | $100,000 | 3,841 |
| Cash dividends | $134,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $542,000 | 3,318 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,745,000 | 3,788 |
| Total interest expense | $396,000 | 3,629 |
| Net interest income | $1,349,000 | 3,755 |
| Provision for loan and lease losses | $42,000 | 4,367 |
| Total noninterest income | $208,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $111,000 | 2,768 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,622 |
| Total noninterest expense | $1,096,000 | 3,947 |
| Salaries and employee benefits | $493,000 | 4,273 |
| Premises and equipment expense | $186,000 | 3,166 |
| Additional noninterest expense | $417,000 | 3,632 |
| Pre-tax net operating income | $419,000 | 2,874 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $114,000 | 2,047 |
| Income before extraordinary items | $305,000 | 3,198 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $305,000 | 3,194 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $305,000 | 3,197 |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $305,000 | 3,138 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,177,000 | 3,845 |
| Total interest expense | $1,859,000 | 3,759 |
| Net interest income | $5,318,000 | 3,789 |
| Provision for loan and lease losses | $366,000 | 4,572 |
| Total noninterest income | $1,002,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $568,000 | 2,406 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $434,000 | 3,386 |
| Total noninterest expense | $4,473,000 | 3,914 |
| Salaries and employee benefits | $2,045,000 | 4,157 |
| Premises and equipment expense | $698,000 | 3,307 |
| Additional noninterest expense | $1,730,000 | 3,627 |
| Pre-tax net operating income | $1,481,000 | 2,743 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $451,000 | 1,990 |
| Income before extraordinary items | $1,031,000 | 3,167 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,031,000 | 3,163 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,031,000 | 3,167 |
| Net charge-offs | $394,000 | 3,950 |
| Cash dividends | $267,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,030,300 | 3,037 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,375,000 | 3,924 |
| Total interest expense | $1,411,000 | 3,856 |
| Net interest income | $3,964,000 | 3,862 |
| Provision for loan and lease losses | $270,000 | 4,458 |
| Total noninterest income | $788,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $441,000 | 2,387 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $347,000 | 3,322 |
| Total noninterest expense | $3,303,000 | 3,957 |
| Salaries and employee benefits | $1,478,000 | 4,313 |
| Premises and equipment expense | $538,000 | 3,279 |
| Additional noninterest expense | $1,287,000 | 3,630 |
| Pre-tax net operating income | $1,179,000 | 2,812 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $354,000 | 1,991 |
| Income before extraordinary items | $826,000 | 3,225 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $826,000 | 3,223 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $826,000 | 3,225 |
| Net charge-offs | $330,000 | 3,605 |
| Cash dividends | $134,000 | 3,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $825,300 | 3,104 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 3,944 |
| Total interest expense | $965,000 | 3,902 |
| Net interest income | $2,628,000 | 3,886 |
| Provision for loan and lease losses | $123,000 | 4,878 |
| Total noninterest income | $481,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $301,000 | 2,350 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $180,000 | 3,678 |
| Total noninterest expense | $2,260,000 | 3,889 |
| Salaries and employee benefits | $1,008,000 | 4,274 |
| Premises and equipment expense | $377,000 | 3,187 |
| Additional noninterest expense | $875,000 | 3,562 |
| Pre-tax net operating income | $726,000 | 2,967 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $221,000 | 2,034 |
| Income before extraordinary items | $506,000 | 3,391 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $506,000 | 3,388 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $506,000 | 3,390 |
| Net charge-offs | $207,000 | 3,502 |
| Cash dividends | $134,000 | 2,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $505,300 | 3,281 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 4,026 |
| Total interest expense | $489,000 | 3,993 |
| Net interest income | $1,294,000 | 3,943 |
| Provision for loan and lease losses | $46,000 | 4,925 |
| Total noninterest income | $224,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $138,000 | 2,500 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $86,000 | 3,776 |
| Total noninterest expense | $1,082,000 | 4,053 |
| Salaries and employee benefits | $475,000 | 4,495 |
| Premises and equipment expense | $182,000 | 3,366 |
| Additional noninterest expense | $425,000 | 3,662 |
| Pre-tax net operating income | $390,000 | 2,881 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $118,000 | 1,962 |
| Income before extraordinary items | $272,000 | 3,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $272,000 | 3,321 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $272,000 | 3,323 |
| Net charge-offs | $18,000 | 4,498 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $272,000 | 3,213 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,985,000 | 4,181 |
| Total interest expense | $2,213,000 | 4,184 |
| Net interest income | $4,772,000 | 4,061 |
| Provision for loan and lease losses | $294,000 | 5,309 |
| Total noninterest income | $1,030,000 | 3,280 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $645,000 | 2,413 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $385,000 | 3,597 |
| Total noninterest expense | $4,391,000 | 4,066 |
| Salaries and employee benefits | $1,999,000 | 4,369 |
| Premises and equipment expense | $670,000 | 3,583 |
| Additional noninterest expense | $1,722,000 | 3,716 |
| Pre-tax net operating income | $1,117,000 | 2,819 |
| Securities gains (losses) | $-5,000 | 6,952 |
| Applicable income taxes | $299,000 | 2,029 |
| Income before extraordinary items | $813,000 | 3,125 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $813,000 | 3,125 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $813,000 | 3,125 |
| Net charge-offs | $590,000 | 3,580 |
| Cash dividends | $267,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $816,650 | 3,042 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,204,000 | 4,252 |
| Total interest expense | $1,694,000 | 4,268 |
| Net interest income | $3,510,000 | 4,115 |
| Provision for loan and lease losses | $108,000 | 5,889 |
| Total noninterest income | $743,000 | 3,421 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $479,000 | 2,441 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $264,000 | 3,816 |
| Total noninterest expense | $3,244,000 | 4,128 |
| Salaries and employee benefits | $1,455,000 | 4,472 |
| Premises and equipment expense | $514,000 | 3,550 |
| Additional noninterest expense | $1,275,000 | 3,712 |
| Pre-tax net operating income | $901,000 | 2,924 |
| Securities gains (losses) | $-5,000 | 7,188 |
| Applicable income taxes | $259,000 | 2,071 |
| Income before extraordinary items | $637,000 | 3,285 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $637,000 | 3,283 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $637,000 | 3,285 |
| Net charge-offs | $141,000 | 4,693 |
| Cash dividends | $134,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $640,550 | 3,183 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,394,000 | 4,354 |
| Total interest expense | $1,149,000 | 4,351 |
| Net interest income | $2,245,000 | 4,230 |
| Provision for loan and lease losses | $72,000 | 5,681 |
| Total noninterest income | $483,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $307,000 | 2,497 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $176,000 | 3,856 |
| Total noninterest expense | $2,157,000 | 4,163 |
| Salaries and employee benefits | $987,000 | 4,474 |
| Premises and equipment expense | $360,000 | 3,460 |
| Additional noninterest expense | $810,000 | 3,837 |
| Pre-tax net operating income | $499,000 | 3,304 |
| Securities gains (losses) | $-5,000 | 7,431 |
| Applicable income taxes | $139,000 | 2,341 |
| Income before extraordinary items | $355,000 | 3,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $355,000 | 3,682 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $355,000 | 3,682 |
| Net charge-offs | $120,000 | 4,046 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $358,600 | 3,556 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 4,420 |
| Total interest expense | $581,000 | 4,433 |
| Net interest income | $1,101,000 | 4,271 |
| Provision for loan and lease losses | $36,000 | 5,276 |
| Total noninterest income | $224,000 | 3,600 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $143,000 | 2,568 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $81,000 | 3,986 |
| Total noninterest expense | $1,032,000 | 4,226 |
| Salaries and employee benefits | $478,000 | 4,623 |
| Premises and equipment expense | $197,000 | 3,262 |
| Additional noninterest expense | $357,000 | 3,895 |
| Pre-tax net operating income | $257,000 | 3,592 |
| Securities gains (losses) | $-7,000 | 7,802 |
| Applicable income taxes | $66,000 | 2,614 |
| Income before extraordinary items | $184,000 | 4,002 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $184,000 | 4,004 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $184,000 | 4,004 |
| Net charge-offs | $34,000 | 3,910 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $189,180 | 3,802 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,366,000 | 4,766 |
| Total interest expense | $2,226,000 | 5,051 |
| Net interest income | $4,140,000 | 4,482 |
| Provision for loan and lease losses | $140,000 | 5,648 |
| Total noninterest income | $1,096,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $660,000 | 2,462 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $436,000 | 3,436 |
| Total noninterest expense | $3,964,000 | 4,259 |
| Salaries and employee benefits | $1,912,000 | 4,615 |
| Premises and equipment expense | $580,000 | 4,044 |
| Additional noninterest expense | $1,472,000 | 3,670 |
| Pre-tax net operating income | $1,132,000 | 3,531 |
| Securities gains (losses) | $13,000 | 2,401 |
| Applicable income taxes | $341,000 | 2,255 |
| Income before extraordinary items | $804,000 | 3,692 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $804,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 3,777 |
| Cash dividends | $742,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $794,900 | 3,843 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,751,000 | 4,857 |
| Total interest expense | $1,672,000 | 5,161 |
| Net interest income | $3,079,000 | 4,543 |
| Provision for loan and lease losses | $104,000 | 5,111 |
| Total noninterest income | $788,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $481,000 | 2,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $307,000 | 3,653 |
| Total noninterest expense | $2,830,000 | 4,407 |
| Salaries and employee benefits | $1,332,000 | 4,833 |
| Premises and equipment expense | $461,000 | 3,876 |
| Additional noninterest expense | $1,037,000 | 3,764 |
| Pre-tax net operating income | $933,000 | 3,817 |
| Securities gains (losses) | $13,000 | 2,250 |
| Applicable income taxes | $285,000 | 2,519 |
| Income before extraordinary items | $661,000 | 3,931 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $661,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,604 |
| Cash dividends | $134,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $651,900 | 4,113 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,081,000 | 4,998 |
| Total interest expense | $1,123,000 | 5,288 |
| Net interest income | $1,958,000 | 4,685 |
| Provision for loan and lease losses | $54,000 | 5,115 |
| Total noninterest income | $455,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $291,000 | 2,704 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $164,000 | 4,156 |
| Total noninterest expense | $1,772,000 | 4,611 |
| Salaries and employee benefits | $890,000 | 4,869 |
| Premises and equipment expense | $277,000 | 4,209 |
| Additional noninterest expense | $605,000 | 4,174 |
| Pre-tax net operating income | $587,000 | 4,066 |
| Securities gains (losses) | $13,000 | 2,325 |
| Applicable income taxes | $193,000 | 2,724 |
| Income before extraordinary items | $407,000 | 4,435 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $407,000 | 4,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,432 |
| Cash dividends | $134,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $398,160 | 4,426 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 5,356 |
| Total interest expense | $545,000 | 5,541 |
| Net interest income | $870,000 | 5,045 |
| Provision for loan and lease losses | $36,000 | 4,202 |
| Total noninterest income | $176,000 | 4,249 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $116,000 | 3,123 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $60,000 | 4,693 |
| Total noninterest expense | $746,000 | 5,156 |
| Salaries and employee benefits | $358,000 | 5,571 |
| Premises and equipment expense | $122,000 | 4,581 |
| Additional noninterest expense | $266,000 | 4,492 |
| Pre-tax net operating income | $264,000 | 4,428 |
| Securities gains (losses) | $8,000 | 2,056 |
| Applicable income taxes | $83,000 | 3,009 |
| Income before extraordinary items | $189,000 | 4,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $189,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,369 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $183,480 | 4,722 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,520,000 | 5,458 |
| Total interest expense | $2,151,000 | 5,672 |
| Net interest income | $3,369,000 | 5,166 |
| Provision for loan and lease losses | $142,000 | 4,409 |
| Total noninterest income | $718,000 | 4,235 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $495,000 | 3,080 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $223,000 | 4,846 |
| Total noninterest expense | $3,013,000 | 4,995 |
| Salaries and employee benefits | $1,512,000 | 5,277 |
| Premises and equipment expense | $455,000 | 4,638 |
| Additional noninterest expense | $1,046,000 | 4,511 |
| Pre-tax net operating income | $932,000 | 4,879 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $301,000 | 3,376 |
| Income before extraordinary items | $632,000 | 5,244 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $632,000 | 5,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,867 |
| Cash dividends | $267,000 | 4,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $631,320 | 5,233 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,102,000 | 5,500 |
| Total interest expense | $1,590,000 | 5,722 |
| Net interest income | $2,512,000 | 5,205 |
| Provision for loan and lease losses | $107,000 | 4,011 |
| Total noninterest income | $526,000 | 4,291 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $359,000 | 3,124 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $167,000 | 4,863 |
| Total noninterest expense | $2,163,000 | 5,108 |
| Salaries and employee benefits | $1,092,000 | 5,380 |
| Premises and equipment expense | $329,000 | 4,742 |
| Additional noninterest expense | $742,000 | 4,629 |
| Pre-tax net operating income | $768,000 | 4,924 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $236,000 | 3,490 |
| Income before extraordinary items | $532,000 | 5,257 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $532,000 | 5,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,403 |
| Cash dividends | $133,000 | 4,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $532,000 | 5,238 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,710,000 | 5,556 |
| Total interest expense | $1,041,000 | 5,767 |
| Net interest income | $1,669,000 | 5,242 |
| Provision for loan and lease losses | $70,000 | 3,835 |
| Total noninterest income | $346,000 | 4,346 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $233,000 | 3,168 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $113,000 | 4,881 |
| Total noninterest expense | $1,463,000 | 5,089 |
| Salaries and employee benefits | $744,000 | 5,352 |
| Premises and equipment expense | $206,000 | 4,941 |
| Additional noninterest expense | $513,000 | 4,495 |
| Pre-tax net operating income | $482,000 | 5,115 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $172,000 | 3,473 |
| Income before extraordinary items | $310,000 | 5,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $310,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,426 |
| Cash dividends | $133,000 | 4,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $310,000 | 5,562 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 5,651 |
| Total interest expense | $506,000 | 5,831 |
| Net interest income | $806,000 | 5,366 |
| Provision for loan and lease losses | $34,000 | 3,641 |
| Total noninterest income | $168,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $114,000 | 3,186 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $54,000 | 4,958 |
| Total noninterest expense | $721,000 | 5,156 |
| Salaries and employee benefits | $343,000 | 5,654 |
| Premises and equipment expense | $105,000 | 4,900 |
| Additional noninterest expense | $273,000 | 4,239 |
| Pre-tax net operating income | $219,000 | 5,321 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $68,000 | 3,781 |
| Income before extraordinary items | $151,000 | 5,634 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $151,000 | 5,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,253 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $151,000 | 5,619 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,883,000 | 5,625 |
| Total interest expense | $1,503,000 | 6,109 |
| Net interest income | $3,380,000 | 5,162 |
| Provision for loan and lease losses | $204,000 | 3,493 |
| Total noninterest income | $699,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $470,000 | 3,196 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $229,000 | 4,862 |
| Total noninterest expense | $2,802,000 | 5,123 |
| Salaries and employee benefits | $1,439,000 | 5,338 |
| Premises and equipment expense | $405,000 | 4,878 |
| Additional noninterest expense | $958,000 | 4,650 |
| Pre-tax net operating income | $1,073,000 | 5,039 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $375,000 | 3,517 |
| Income before extraordinary items | $698,000 | 5,522 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $698,000 | 5,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,984 |
| Cash dividends | $267,000 | 4,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $698,000 | 5,512 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 5,671 |
| Total interest expense | $1,045,000 | 6,228 |
| Net interest income | $2,553,000 | 5,188 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $513,000 | 4,418 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $346,000 | 3,247 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $167,000 | 4,918 |
| Total noninterest expense | $2,062,000 | 5,163 |
| Salaries and employee benefits | $1,065,000 | 5,355 |
| Premises and equipment expense | $303,000 | 4,909 |
| Additional noninterest expense | $694,000 | 4,742 |
| Pre-tax net operating income | $904,000 | 4,951 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $294,000 | 3,605 |
| Income before extraordinary items | $610,000 | 5,322 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $610,000 | 5,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,593 |
| Cash dividends | $134,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $610,000 | 5,316 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,384,000 | 5,667 |
| Total interest expense | $664,000 | 6,246 |
| Net interest income | $1,720,000 | 5,176 |
| Provision for loan and lease losses | $66,000 | 3,960 |
| Total noninterest income | $338,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $225,000 | 3,284 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $113,000 | 4,871 |
| Total noninterest expense | $1,407,000 | 5,100 |
| Salaries and employee benefits | $732,000 | 5,271 |
| Premises and equipment expense | $199,000 | 4,947 |
| Additional noninterest expense | $476,000 | 4,635 |
| Pre-tax net operating income | $585,000 | 5,055 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $197,000 | 3,642 |
| Income before extraordinary items | $388,000 | 5,451 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $388,000 | 5,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,558 |
| Cash dividends | $134,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $388,000 | 5,450 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 5,764 |
| Total interest expense | $323,000 | 6,230 |
| Net interest income | $809,000 | 5,365 |
| Provision for loan and lease losses | $33,000 | 3,748 |
| Total noninterest income | $159,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $104,000 | 3,385 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,927 |
| Total noninterest expense | $683,000 | 5,204 |
| Salaries and employee benefits | $329,000 | 5,652 |
| Premises and equipment expense | $106,000 | 4,775 |
| Additional noninterest expense | $248,000 | 4,507 |
| Pre-tax net operating income | $252,000 | 5,358 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $82,000 | 3,858 |
| Income before extraordinary items | $170,000 | 5,681 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $170,000 | 5,675 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,317,000 | 5,605 |
| Total interest expense | $1,100,000 | 6,049 |
| Net interest income | $3,217,000 | 5,268 |
| Provision for loan and lease losses | $132,000 | 4,316 |
| Total noninterest income | $678,000 | 4,470 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $446,000 | 3,298 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $232,000 | 4,870 |
| Total noninterest expense | $2,714,000 | 5,100 |
| Salaries and employee benefits | $1,376,000 | 5,352 |
| Premises and equipment expense | $402,000 | 4,836 |
| Additional noninterest expense | $936,000 | 4,647 |
| Pre-tax net operating income | $1,049,000 | 5,227 |
| Securities gains (losses) | $-20,000 | 7,814 |
| Applicable income taxes | $332,000 | 3,989 |
| Income before extraordinary items | $697,000 | 5,677 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $697,000 | 5,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,034 |
| Cash dividends | $267,000 | 4,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $710,600 | 5,607 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,206,000 | 5,608 |
| Total interest expense | $785,000 | 6,060 |
| Net interest income | $2,421,000 | 5,275 |
| Provision for loan and lease losses | $99,000 | 4,204 |
| Total noninterest income | $504,000 | 4,524 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $324,000 | 3,386 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $180,000 | 4,831 |
| Total noninterest expense | $2,020,000 | 5,110 |
| Salaries and employee benefits | $991,000 | 5,452 |
| Premises and equipment expense | $313,000 | 4,689 |
| Additional noninterest expense | $716,000 | 4,558 |
| Pre-tax net operating income | $806,000 | 5,311 |
| Securities gains (losses) | $-20,000 | 8,173 |
| Applicable income taxes | $255,000 | 4,060 |
| Income before extraordinary items | $531,000 | 5,760 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $531,000 | 5,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,641 |
| Cash dividends | $134,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $544,600 | 5,657 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 5,570 |
| Total interest expense | $506,000 | 6,015 |
| Net interest income | $1,612,000 | 5,269 |
| Provision for loan and lease losses | $66,000 | 4,004 |
| Total noninterest income | $324,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $209,000 | 3,412 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $115,000 | 4,902 |
| Total noninterest expense | $1,328,000 | 5,138 |
| Salaries and employee benefits | $637,000 | 5,548 |
| Premises and equipment expense | $211,000 | 4,630 |
| Additional noninterest expense | $480,000 | 4,513 |
| Pre-tax net operating income | $542,000 | 5,269 |
| Securities gains (losses) | $-11,000 | 8,167 |
| Applicable income taxes | $184,000 | 3,933 |
| Income before extraordinary items | $347,000 | 5,804 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $347,000 | 5,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,872 |
| Cash dividends | $134,000 | 3,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $354,150 | 5,707 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 5,575 |
| Total interest expense | $250,000 | 5,965 |
| Net interest income | $803,000 | 5,318 |
| Provision for loan and lease losses | $33,000 | 3,846 |
| Total noninterest income | $156,000 | 4,610 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $98,000 | 3,485 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,849 |
| Total noninterest expense | $634,000 | 5,323 |
| Salaries and employee benefits | $314,000 | 5,637 |
| Premises and equipment expense | $106,000 | 4,677 |
| Additional noninterest expense | $214,000 | 4,855 |
| Pre-tax net operating income | $292,000 | 5,061 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $96,000 | 3,827 |
| Income before extraordinary items | $196,000 | 5,468 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $196,000 | 5,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $196,000 | 5,434 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,151,000 | 5,442 |
| Total interest expense | $945,000 | 5,817 |
| Net interest income | $3,206,000 | 5,210 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $662,000 | 4,558 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $418,000 | 3,541 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $244,000 | 4,691 |
| Total noninterest expense | $2,661,000 | 5,077 |
| Salaries and employee benefits | $1,416,000 | 5,137 |
| Premises and equipment expense | $398,000 | 4,779 |
| Additional noninterest expense | $847,000 | 4,903 |
| Pre-tax net operating income | $1,087,000 | 5,019 |
| Securities gains (losses) | $-22,000 | 8,407 |
| Applicable income taxes | $344,000 | 3,964 |
| Income before extraordinary items | $721,000 | 5,511 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $721,000 | 5,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,475 |
| Cash dividends | $274,000 | 4,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $735,960 | 5,378 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 5,421 |
| Total interest expense | $700,000 | 5,827 |
| Net interest income | $2,418,000 | 5,172 |
| Provision for loan and lease losses | $88,000 | 4,627 |
| Total noninterest income | $455,000 | 4,793 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $310,000 | 3,585 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $145,000 | 5,198 |
| Total noninterest expense | $1,965,000 | 5,092 |
| Salaries and employee benefits | $1,042,000 | 5,173 |
| Premises and equipment expense | $299,000 | 4,760 |
| Additional noninterest expense | $624,000 | 4,922 |
| Pre-tax net operating income | $820,000 | 5,127 |
| Securities gains (losses) | $-22,000 | 8,667 |
| Applicable income taxes | $263,000 | 3,996 |
| Income before extraordinary items | $535,000 | 5,644 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $535,000 | 5,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,382 |
| Cash dividends | $134,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $549,740 | 5,510 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 5,403 |
| Total interest expense | $466,000 | 5,859 |
| Net interest income | $1,624,000 | 5,150 |
| Provision for loan and lease losses | $58,000 | 4,543 |
| Total noninterest income | $292,000 | 4,893 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $199,000 | 3,664 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 5,304 |
| Total noninterest expense | $1,315,000 | 5,091 |
| Salaries and employee benefits | $698,000 | 5,178 |
| Premises and equipment expense | $204,000 | 4,697 |
| Additional noninterest expense | $413,000 | 4,955 |
| Pre-tax net operating income | $543,000 | 5,099 |
| Securities gains (losses) | $-22,000 | 8,808 |
| Applicable income taxes | $169,000 | 4,052 |
| Income before extraordinary items | $352,000 | 5,654 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 5,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,141 |
| Cash dividends | $134,000 | 3,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $366,960 | 5,463 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 5,391 |
| Total interest expense | $238,000 | 5,835 |
| Net interest income | $820,000 | 5,123 |
| Provision for loan and lease losses | $28,000 | 4,432 |
| Total noninterest income | $137,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $94,000 | 3,720 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $43,000 | 5,417 |
| Total noninterest expense | $669,000 | 5,061 |
| Salaries and employee benefits | $366,000 | 5,027 |
| Premises and equipment expense | $103,000 | 4,692 |
| Additional noninterest expense | $200,000 | 5,075 |
| Pre-tax net operating income | $260,000 | 5,172 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $84,000 | 4,060 |
| Income before extraordinary items | $177,000 | 5,629 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $177,000 | 5,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,212 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $176,320 | 5,523 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,277,000 | 5,407 |
| Total interest expense | $1,158,000 | 5,685 |
| Net interest income | $3,119,000 | 5,188 |
| Provision for loan and lease losses | $101,000 | 5,298 |
| Total noninterest income | $576,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $371,000 | 3,813 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $205,000 | 5,229 |
| Total noninterest expense | $2,586,000 | 5,097 |
| Salaries and employee benefits | $1,344,000 | 5,231 |
| Premises and equipment expense | $415,000 | 4,612 |
| Additional noninterest expense | $827,000 | 4,938 |
| Pre-tax net operating income | $1,008,000 | 5,156 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $339,000 | 4,093 |
| Income before extraordinary items | $671,000 | 5,706 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $671,000 | 5,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,843 |
| Cash dividends | $274,000 | 4,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $669,680 | 5,535 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,236,000 | 5,444 |
| Total interest expense | $902,000 | 5,701 |
| Net interest income | $2,334,000 | 5,218 |
| Provision for loan and lease losses | $69,000 | 5,341 |
| Total noninterest income | $430,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $271,000 | 3,891 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $159,000 | 5,224 |
| Total noninterest expense | $1,914,000 | 5,128 |
| Salaries and employee benefits | $1,011,000 | 5,209 |
| Premises and equipment expense | $305,000 | 4,655 |
| Additional noninterest expense | $598,000 | 5,006 |
| Pre-tax net operating income | $781,000 | 5,198 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $256,000 | 4,238 |
| Income before extraordinary items | $527,000 | 5,709 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $527,000 | 5,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,621 |
| Cash dividends | $134,000 | 4,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $525,660 | 5,533 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 5,442 |
| Total interest expense | $625,000 | 5,701 |
| Net interest income | $1,561,000 | 5,211 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $284,000 | 5,132 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $175,000 | 3,930 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $109,000 | 5,171 |
| Total noninterest expense | $1,271,000 | 5,134 |
| Salaries and employee benefits | $663,000 | 5,281 |
| Premises and equipment expense | $193,000 | 4,808 |
| Additional noninterest expense | $415,000 | 4,872 |
| Pre-tax net operating income | $539,000 | 5,122 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $177,000 | 4,207 |
| Income before extraordinary items | $362,000 | 5,650 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $362,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,965 |
| Cash dividends | $134,000 | 3,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $362,000 | 5,443 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 5,379 |
| Total interest expense | $319,000 | 5,748 |
| Net interest income | $799,000 | 5,100 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $122,000 | 5,426 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $70,000 | 4,383 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $52,000 | 5,197 |
| Total noninterest expense | $643,000 | 5,101 |
| Salaries and employee benefits | $348,000 | 5,123 |
| Premises and equipment expense | $96,000 | 4,835 |
| Additional noninterest expense | $199,000 | 4,978 |
| Pre-tax net operating income | $269,000 | 5,079 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $88,000 | 4,188 |
| Income before extraordinary items | $181,000 | 5,570 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 5,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $181,000 | 5,376 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,528,000 | 5,504 |
| Total interest expense | $1,659,000 | 5,411 |
| Net interest income | $2,869,000 | 5,421 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $378,000 | 5,915 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $199,000 | 5,206 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $179,000 | 5,238 |
| Total noninterest expense | $2,374,000 | 5,262 |
| Salaries and employee benefits | $1,229,000 | 5,396 |
| Premises and equipment expense | $368,000 | 4,940 |
| Additional noninterest expense | $777,000 | 5,035 |
| Pre-tax net operating income | $837,000 | 5,652 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $234,000 | 4,866 |
| Income before extraordinary items | $602,000 | 5,954 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $602,000 | 5,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,965 |
| Cash dividends | $274,000 | 4,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $602,720 | 5,812 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,830,000 | 5,740 |
| Total interest expense | $2,253,000 | 5,745 |
| Net interest income | $2,577,000 | 5,612 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $381,000 | 5,815 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $211,000 | 5,039 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $170,000 | 5,266 |
| Total noninterest expense | $2,084,000 | 5,595 |
| Salaries and employee benefits | $1,136,000 | 5,523 |
| Premises and equipment expense | $296,000 | 5,556 |
| Additional noninterest expense | $652,000 | 5,533 |
| Pre-tax net operating income | $862,000 | 5,304 |
| Securities gains (losses) | $21,000 | 3,115 |
| Applicable income taxes | $299,000 | 4,273 |
| Income before extraordinary items | $584,000 | 5,698 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $584,000 | 5,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,575 |
| Cash dividends | $275,000 | 4,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $570,140 | 5,632 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,806,000 | 5,886 |
| Total interest expense | $2,271,000 | 5,873 |
| Net interest income | $2,535,000 | 5,750 |
| Provision for loan and lease losses | $156,000 | 4,323 |
| Total noninterest income | $376,000 | 5,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 4,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,422 |
| Total noninterest expense | $1,987,000 | 5,702 |
| Salaries and employee benefits | $1,060,000 | 5,694 |
| Premises and equipment expense | $287,000 | 5,563 |
| Additional noninterest expense | $640,000 | 5,525 |
| Pre-tax net operating income | $768,000 | 5,977 |
| Securities gains (losses) | $-10,000 | 8,341 |
| Applicable income taxes | $245,000 | 5,026 |
| Income before extraordinary items | $513,000 | 6,247 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $513,000 | 6,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,458 |
| Cash dividends | $274,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $519,800 | 6,230 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 5,917 |
| Total interest expense | $2,092,000 | 5,836 |
| Net interest income | $2,434,000 | 5,894 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $336,000 | 6,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,780 |
| Total noninterest expense | $1,896,000 | 5,872 |
| Salaries and employee benefits | $1,039,000 | 5,731 |
| Premises and equipment expense | $276,000 | 5,735 |
| Additional noninterest expense | $581,000 | 5,943 |
| Pre-tax net operating income | $754,000 | 6,113 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $234,000 | 5,357 |
| Income before extraordinary items | $520,000 | 6,300 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $520,000 | 6,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,871 |
| Cash dividends | $294,000 | 4,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $520,000 | 6,280 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,421,000 | 6,120 |
| Total interest expense | $1,966,000 | 6,245 |
| Net interest income | $2,455,000 | 5,915 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $370,000 | 5,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 5,261 |
| Total noninterest expense | $1,815,000 | 5,958 |
| Salaries and employee benefits | $963,000 | 5,926 |
| Premises and equipment expense | $262,000 | 5,799 |
| Additional noninterest expense | $590,000 | 5,817 |
| Pre-tax net operating income | $890,000 | 5,770 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $295,000 | 5,223 |
| Income before extraordinary items | $595,000 | 6,079 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $595,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,085 |
| Cash dividends | $3,288,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $595,000 | 5,974 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,161,000 | 6,507 |
| Total interest expense | $1,712,000 | 6,863 |
| Net interest income | $2,449,000 | 6,135 |
| Provision for loan and lease losses | $145,000 | 4,221 |
| Total noninterest income | $421,000 | 5,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,771 |
| Total noninterest expense | $1,680,000 | 6,347 |
| Salaries and employee benefits | $872,000 | 6,426 |
| Premises and equipment expense | $277,000 | 5,702 |
| Additional noninterest expense | $531,000 | 6,270 |
| Pre-tax net operating income | $1,045,000 | 5,701 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $360,000 | 5,210 |
| Income before extraordinary items | $685,000 | 5,967 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $685,000 | 5,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,192 |
| Cash dividends | $128,000 | 6,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $685,000 | 5,924 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,898,000 | 6,963 |
| Total interest expense | $1,660,000 | 7,188 |
| Net interest income | $2,238,000 | 6,687 |
| Provision for loan and lease losses | $127,000 | 4,469 |
| Total noninterest income | $347,000 | 6,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,294 |
| Total noninterest expense | $1,615,000 | 6,803 |
| Salaries and employee benefits | $852,000 | 6,700 |
| Premises and equipment expense | $253,000 | 6,211 |
| Additional noninterest expense | $510,000 | 6,975 |
| Pre-tax net operating income | $843,000 | 6,322 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $286,000 | 5,990 |
| Income before extraordinary items | $557,000 | 6,517 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $557,000 | 6,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,398 |
| Cash dividends | $116,000 | 6,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $557,000 | 6,459 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,782,000 | 7,226 |
| Total interest expense | $1,625,000 | 7,346 |
| Net interest income | $2,157,000 | 6,968 |
| Provision for loan and lease losses | $125,000 | 4,002 |
| Total noninterest income | $329,000 | 6,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,277 |
| Total noninterest expense | $1,616,000 | 6,937 |
| Salaries and employee benefits | $827,000 | 6,962 |
| Premises and equipment expense | $237,000 | 6,557 |
| Additional noninterest expense | $552,000 | 6,853 |
| Pre-tax net operating income | $745,000 | 7,091 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $250,000 | 6,647 |
| Income before extraordinary items | $495,000 | 7,298 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $495,000 | 7,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,210 |
| Cash dividends | $116,000 | 6,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $495,000 | 7,261 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 7,117 |
| Total interest expense | $1,378,000 | 7,281 |
| Net interest income | $2,285,000 | 6,893 |
| Provision for loan and lease losses | $93,000 | 4,720 |
| Total noninterest income | $309,000 | 7,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,272 |
| Total noninterest expense | $1,557,000 | 7,424 |
| Salaries and employee benefits | $769,000 | 7,387 |
| Premises and equipment expense | $230,000 | 6,858 |
| Additional noninterest expense | $558,000 | 7,362 |
| Pre-tax net operating income | $944,000 | 6,199 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $315,000 | 5,695 |
| Income before extraordinary items | $629,000 | 6,339 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $629,000 | 6,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,073 |
| Cash dividends | $116,000 | 6,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $629,000 | 6,420 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 7,133 |
| Total interest expense | $1,496,000 | 7,213 |
| Net interest income | $2,292,000 | 6,942 |
| Provision for loan and lease losses | $69,000 | 6,693 |
| Total noninterest income | $305,000 | 7,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,953 |
| Total noninterest expense | $1,485,000 | 7,887 |
| Salaries and employee benefits | $721,000 | 7,859 |
| Premises and equipment expense | $225,000 | 7,185 |
| Additional noninterest expense | $539,000 | 7,867 |
| Pre-tax net operating income | $1,043,000 | 5,726 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $351,000 | 5,485 |
| Income before extraordinary items | $692,000 | 6,166 |
| Extraordinary gains, net | $-52,000 | 12,738 |
| Net income | $640,000 | 6,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 5,334 |
| Cash dividends | $110,000 | 6,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $692,000 | 5,895 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,007,000 | 7,501 |
| Total interest expense | $1,846,000 | 7,497 |
| Net interest income | $2,161,000 | 7,344 |
| Provision for loan and lease losses | $88,000 | 7,660 |
| Total noninterest income | $330,000 | 7,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,803 |
| Total noninterest expense | $1,456,000 | 8,083 |
| Salaries and employee benefits | $672,000 | 8,207 |
| Premises and equipment expense | $243,000 | 6,920 |
| Additional noninterest expense | $541,000 | 8,072 |
| Pre-tax net operating income | $947,000 | 5,875 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $324,000 | 5,641 |
| Income before extraordinary items | $623,000 | 6,412 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $623,000 | 6,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $623,000 | 6,054 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.