Home > The Milford National Bank and Trust Company > Income and Expense
The Milford National Bank and Trust Company, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,998,000 | 1,882 |
| Total interest expense | $1,520,000 | 1,858 |
| Net interest income | $9,478,000 | 1,857 |
| Provision for loan and lease losses | $254,000 | 1,742 |
| Total noninterest income | $1,435,000 | 2,053 |
| Gross Fiduciary activities income | $690,000 | 473 |
| Service charges on deposit accounts | $379,000 | 1,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 3,125 |
| Total noninterest expense | $8,557,000 | 1,692 |
| Salaries and employee benefits | $4,250,000 | 1,892 |
| Premises and equipment expense | $978,000 | 1,716 |
| Additional noninterest expense | $3,329,000 | 1,378 |
| Pre-tax net operating income | $2,102,000 | 2,660 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $531,000 | 1,733 |
| Income before extraordinary items | $1,571,000 | 2,914 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,571,000 | 2,913 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,571,000 | 2,913 |
| Net charge-offs | $79,000 | 1,902 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,571,000 | 2,903 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,146,000 | 1,909 |
| Total interest expense | $907,000 | 1,921 |
| Net interest income | $6,239,000 | 1,884 |
| Provision for loan and lease losses | $171,000 | 1,683 |
| Total noninterest income | $978,000 | 2,035 |
| Gross Fiduciary activities income | $471,000 | 465 |
| Service charges on deposit accounts | $260,000 | 1,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 3,117 |
| Total noninterest expense | $5,982,000 | 1,627 |
| Salaries and employee benefits | $2,863,000 | 1,897 |
| Premises and equipment expense | $693,000 | 1,633 |
| Additional noninterest expense | $2,426,000 | 1,280 |
| Pre-tax net operating income | $1,064,000 | 3,068 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $260,000 | 1,988 |
| Income before extraordinary items | $804,000 | 3,283 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $804,000 | 3,282 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $804,000 | 3,282 |
| Net charge-offs | $-69,000 | 5,110 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $804,000 | 3,276 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 1,829 |
| Total interest expense | $405,000 | 2,010 |
| Net interest income | $3,307,000 | 1,783 |
| Provision for loan and lease losses | $74,000 | 1,789 |
| Total noninterest income | $486,000 | 2,019 |
| Gross Fiduciary activities income | $225,000 | 486 |
| Service charges on deposit accounts | $134,000 | 1,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 3,041 |
| Total noninterest expense | $2,654,000 | 1,837 |
| Salaries and employee benefits | $1,445,000 | 1,901 |
| Premises and equipment expense | $360,000 | 1,610 |
| Additional noninterest expense | $849,000 | 1,727 |
| Pre-tax net operating income | $1,065,000 | 1,951 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $280,000 | 1,281 |
| Income before extraordinary items | $785,000 | 2,194 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $785,000 | 2,193 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $785,000 | 2,194 |
| Net charge-offs | $-76,000 | 5,336 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $785,000 | 2,183 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,831,000 | 2,005 |
| Total interest expense | $957,000 | 2,607 |
| Net interest income | $11,874,000 | 1,927 |
| Provision for loan and lease losses | $476,000 | 1,501 |
| Total noninterest income | $1,956,000 | 2,053 |
| Gross Fiduciary activities income | $866,000 | 477 |
| Service charges on deposit accounts | $547,000 | 1,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $543,000 | 3,051 |
| Total noninterest expense | $10,416,000 | 1,850 |
| Salaries and employee benefits | $5,578,000 | 1,921 |
| Premises and equipment expense | $1,354,000 | 1,665 |
| Additional noninterest expense | $3,484,000 | 1,719 |
| Pre-tax net operating income | $2,938,000 | 2,508 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,498,000 | 1,542 |
| Income before extraordinary items | $1,440,000 | 3,198 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,440,000 | 3,196 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,440,000 | 3,198 |
| Net charge-offs | $31,000 | 3,226 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,440,000 | 3,171 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,522,000 | 2,026 |
| Total interest expense | $681,000 | 2,691 |
| Net interest income | $8,841,000 | 1,944 |
| Provision for loan and lease losses | $333,000 | 1,521 |
| Total noninterest income | $1,471,000 | 2,078 |
| Gross Fiduciary activities income | $651,000 | 483 |
| Service charges on deposit accounts | $397,000 | 1,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $423,000 | 3,021 |
| Total noninterest expense | $7,714,000 | 1,860 |
| Salaries and employee benefits | $4,076,000 | 1,974 |
| Premises and equipment expense | $1,005,000 | 1,687 |
| Additional noninterest expense | $2,633,000 | 1,704 |
| Pre-tax net operating income | $2,265,000 | 2,521 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $825,000 | 1,629 |
| Income before extraordinary items | $1,440,000 | 2,922 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,440,000 | 2,921 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,440,000 | 2,922 |
| Net charge-offs | $41,000 | 2,601 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,440,000 | 2,899 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,400,000 | 1,998 |
| Total interest expense | $443,000 | 2,693 |
| Net interest income | $5,957,000 | 1,918 |
| Provision for loan and lease losses | $208,000 | 1,526 |
| Total noninterest income | $988,000 | 2,065 |
| Gross Fiduciary activities income | $439,000 | 483 |
| Service charges on deposit accounts | $261,000 | 1,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 3,000 |
| Total noninterest expense | $5,172,000 | 1,854 |
| Salaries and employee benefits | $2,691,000 | 1,991 |
| Premises and equipment expense | $677,000 | 1,682 |
| Additional noninterest expense | $1,804,000 | 1,650 |
| Pre-tax net operating income | $1,565,000 | 2,419 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $572,000 | 1,573 |
| Income before extraordinary items | $993,000 | 2,831 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $993,000 | 2,831 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $993,000 | 2,831 |
| Net charge-offs | $17,000 | 2,671 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $993,000 | 2,812 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 2,051 |
| Total interest expense | $212,000 | 2,743 |
| Net interest income | $2,891,000 | 1,961 |
| Provision for loan and lease losses | $125,000 | 1,284 |
| Total noninterest income | $512,000 | 2,020 |
| Gross Fiduciary activities income | $208,000 | 499 |
| Service charges on deposit accounts | $134,000 | 1,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 2,773 |
| Total noninterest expense | $2,637,000 | 1,834 |
| Salaries and employee benefits | $1,360,000 | 2,005 |
| Premises and equipment expense | $345,000 | 1,656 |
| Additional noninterest expense | $932,000 | 1,606 |
| Pre-tax net operating income | $641,000 | 2,688 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $229,000 | 1,742 |
| Income before extraordinary items | $412,000 | 3,087 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $412,000 | 3,086 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $412,000 | 3,087 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $412,000 | 3,067 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,508,000 | 2,144 |
| Total interest expense | $664,000 | 3,142 |
| Net interest income | $10,844,000 | 2,035 |
| Provision for loan and lease losses | $425,000 | 1,626 |
| Total noninterest income | $2,069,000 | 2,074 |
| Gross Fiduciary activities income | $812,000 | 493 |
| Service charges on deposit accounts | $568,000 | 1,876 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $689,000 | 2,851 |
| Total noninterest expense | $9,643,000 | 1,966 |
| Salaries and employee benefits | $5,312,000 | 2,001 |
| Premises and equipment expense | $1,195,000 | 1,870 |
| Additional noninterest expense | $3,136,000 | 1,904 |
| Pre-tax net operating income | $2,845,000 | 2,478 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,030,000 | 1,617 |
| Income before extraordinary items | $1,815,000 | 2,953 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,815,000 | 2,952 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,815,000 | 2,952 |
| Net charge-offs | $167,000 | 2,126 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,815,000 | 2,905 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,471,000 | 2,180 |
| Total interest expense | $479,000 | 3,212 |
| Net interest income | $7,992,000 | 2,067 |
| Provision for loan and lease losses | $300,000 | 1,615 |
| Total noninterest income | $1,591,000 | 2,050 |
| Gross Fiduciary activities income | $602,000 | 491 |
| Service charges on deposit accounts | $420,000 | 1,908 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $569,000 | 2,713 |
| Total noninterest expense | $7,177,000 | 1,995 |
| Salaries and employee benefits | $3,941,000 | 2,009 |
| Premises and equipment expense | $910,000 | 1,853 |
| Additional noninterest expense | $2,326,000 | 1,914 |
| Pre-tax net operating income | $2,106,000 | 2,532 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $762,000 | 1,667 |
| Income before extraordinary items | $1,344,000 | 2,995 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,344,000 | 2,995 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,344,000 | 2,995 |
| Net charge-offs | $30,000 | 2,910 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,344,000 | 2,945 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,505,000 | 2,227 |
| Total interest expense | $309,000 | 3,287 |
| Net interest income | $5,196,000 | 2,117 |
| Provision for loan and lease losses | $258,000 | 1,386 |
| Total noninterest income | $1,145,000 | 1,933 |
| Gross Fiduciary activities income | $400,000 | 496 |
| Service charges on deposit accounts | $279,000 | 1,889 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $466,000 | 2,467 |
| Total noninterest expense | $4,806,000 | 1,991 |
| Salaries and employee benefits | $2,609,000 | 2,025 |
| Premises and equipment expense | $618,000 | 1,814 |
| Additional noninterest expense | $1,579,000 | 1,889 |
| Pre-tax net operating income | $1,277,000 | 2,659 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $457,000 | 1,755 |
| Income before extraordinary items | $820,000 | 3,142 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $820,000 | 3,141 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $820,000 | 3,141 |
| Net charge-offs | $158,000 | 1,284 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $820,000 | 3,075 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 2,248 |
| Total interest expense | $152,000 | 3,351 |
| Net interest income | $2,572,000 | 2,137 |
| Provision for loan and lease losses | $83,000 | 1,682 |
| Total noninterest income | $483,000 | 2,108 |
| Gross Fiduciary activities income | $188,000 | 512 |
| Service charges on deposit accounts | $135,000 | 1,932 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $160,000 | 2,906 |
| Total noninterest expense | $2,394,000 | 2,000 |
| Salaries and employee benefits | $1,320,000 | 2,016 |
| Premises and equipment expense | $305,000 | 1,846 |
| Additional noninterest expense | $769,000 | 1,915 |
| Pre-tax net operating income | $578,000 | 2,789 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $204,000 | 1,821 |
| Income before extraordinary items | $374,000 | 3,254 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $374,000 | 3,252 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $374,000 | 3,253 |
| Net charge-offs | $20,000 | 1,985 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $374,000 | 3,183 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,388,000 | 2,297 |
| Total interest expense | $596,000 | 3,399 |
| Net interest income | $9,792,000 | 2,187 |
| Provision for loan and lease losses | $-201,000 | 5,825 |
| Total noninterest income | $1,106,000 | 2,908 |
| Gross Fiduciary activities income | $713,000 | 531 |
| Service charges on deposit accounts | $588,000 | 1,854 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-195,000 | 6,141 |
| Total noninterest expense | $9,320,000 | 2,026 |
| Salaries and employee benefits | $4,940,000 | 2,082 |
| Premises and equipment expense | $1,321,000 | 1,729 |
| Additional noninterest expense | $3,059,000 | 1,973 |
| Pre-tax net operating income | $1,779,000 | 3,217 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $536,000 | 2,167 |
| Income before extraordinary items | $1,243,000 | 3,573 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,243,000 | 3,571 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,243,000 | 3,573 |
| Net charge-offs | $152,000 | 2,247 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,243,000 | 3,523 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,689,000 | 2,340 |
| Total interest expense | $443,000 | 3,466 |
| Net interest income | $7,246,000 | 2,230 |
| Provision for loan and lease losses | $-226,000 | 6,002 |
| Total noninterest income | $693,000 | 3,218 |
| Gross Fiduciary activities income | $536,000 | 528 |
| Service charges on deposit accounts | $443,000 | 1,870 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-286,000 | 6,240 |
| Total noninterest expense | $6,947,000 | 2,037 |
| Salaries and employee benefits | $3,671,000 | 2,098 |
| Premises and equipment expense | $1,013,000 | 1,704 |
| Additional noninterest expense | $2,263,000 | 1,985 |
| Pre-tax net operating income | $1,218,000 | 3,431 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $359,000 | 2,310 |
| Income before extraordinary items | $859,000 | 3,758 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $859,000 | 3,757 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $859,000 | 3,758 |
| Net charge-offs | $11,000 | 3,615 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $859,000 | 3,707 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,991,000 | 2,394 |
| Total interest expense | $295,000 | 3,495 |
| Net interest income | $4,696,000 | 2,290 |
| Provision for loan and lease losses | $-351,000 | 6,161 |
| Total noninterest income | $245,000 | 4,248 |
| Gross Fiduciary activities income | $362,000 | 535 |
| Service charges on deposit accounts | $291,000 | 1,866 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-408,000 | 6,333 |
| Total noninterest expense | $4,597,000 | 2,063 |
| Salaries and employee benefits | $2,466,000 | 2,101 |
| Premises and equipment expense | $694,000 | 1,674 |
| Additional noninterest expense | $1,437,000 | 2,076 |
| Pre-tax net operating income | $695,000 | 3,664 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $197,000 | 2,503 |
| Income before extraordinary items | $498,000 | 3,980 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $498,000 | 3,980 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $498,000 | 3,982 |
| Net charge-offs | $9,000 | 3,291 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $498,000 | 3,915 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 2,441 |
| Total interest expense | $148,000 | 3,510 |
| Net interest income | $2,289,000 | 2,331 |
| Provision for loan and lease losses | $42,000 | 2,285 |
| Total noninterest income | $447,000 | 2,256 |
| Gross Fiduciary activities income | $168,000 | 554 |
| Service charges on deposit accounts | $145,000 | 1,870 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $134,000 | 3,187 |
| Total noninterest expense | $2,306,000 | 2,051 |
| Salaries and employee benefits | $1,248,000 | 2,085 |
| Premises and equipment expense | $342,000 | 1,709 |
| Additional noninterest expense | $716,000 | 2,063 |
| Pre-tax net operating income | $388,000 | 3,422 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $124,000 | 2,278 |
| Income before extraordinary items | $264,000 | 3,871 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $264,000 | 3,874 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $264,000 | 3,875 |
| Net charge-offs | $19,000 | 2,149 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $264,000 | 3,787 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,922,000 | 2,416 |
| Total interest expense | $624,000 | 3,529 |
| Net interest income | $9,298,000 | 2,286 |
| Provision for loan and lease losses | $235,000 | 2,310 |
| Total noninterest income | $1,880,000 | 2,201 |
| Gross Fiduciary activities income | $668,000 | 553 |
| Service charges on deposit accounts | $629,000 | 1,885 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $583,000 | 3,060 |
| Total noninterest expense | $9,380,000 | 2,012 |
| Salaries and employee benefits | $5,091,000 | 2,008 |
| Premises and equipment expense | $1,312,000 | 1,768 |
| Additional noninterest expense | $2,977,000 | 2,048 |
| Pre-tax net operating income | $1,563,000 | 3,409 |
| Securities gains (losses) | $11,000 | 2,605 |
| Applicable income taxes | $521,000 | 2,157 |
| Income before extraordinary items | $1,053,000 | 3,877 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,053,000 | 3,877 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,053,000 | 3,878 |
| Net charge-offs | $357,000 | 1,835 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,045,630 | 3,833 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,425,000 | 2,437 |
| Total interest expense | $469,000 | 3,581 |
| Net interest income | $6,956,000 | 2,296 |
| Provision for loan and lease losses | $261,000 | 1,773 |
| Total noninterest income | $1,386,000 | 2,230 |
| Gross Fiduciary activities income | $497,000 | 555 |
| Service charges on deposit accounts | $472,000 | 1,891 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $417,000 | 3,176 |
| Total noninterest expense | $7,104,000 | 2,004 |
| Salaries and employee benefits | $3,826,000 | 2,012 |
| Premises and equipment expense | $982,000 | 1,790 |
| Additional noninterest expense | $2,296,000 | 1,995 |
| Pre-tax net operating income | $977,000 | 3,798 |
| Securities gains (losses) | $11,000 | 2,296 |
| Applicable income taxes | $314,000 | 2,420 |
| Income before extraordinary items | $674,000 | 4,187 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $674,000 | 4,188 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $674,000 | 4,188 |
| Net charge-offs | $241,000 | 1,800 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $666,520 | 4,149 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,910,000 | 2,453 |
| Total interest expense | $314,000 | 3,610 |
| Net interest income | $4,596,000 | 2,309 |
| Provision for loan and lease losses | $219,000 | 1,566 |
| Total noninterest income | $904,000 | 2,223 |
| Gross Fiduciary activities income | $335,000 | 553 |
| Service charges on deposit accounts | $310,000 | 1,897 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $259,000 | 3,239 |
| Total noninterest expense | $4,776,000 | 1,985 |
| Salaries and employee benefits | $2,546,000 | 2,024 |
| Premises and equipment expense | $678,000 | 1,752 |
| Additional noninterest expense | $1,552,000 | 1,968 |
| Pre-tax net operating income | $505,000 | 4,162 |
| Securities gains (losses) | $11,000 | 1,900 |
| Applicable income taxes | $153,000 | 2,667 |
| Income before extraordinary items | $363,000 | 4,452 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $363,000 | 4,455 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $363,000 | 4,456 |
| Net charge-offs | $204,000 | 1,567 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $355,300 | 4,431 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 2,406 |
| Total interest expense | $160,000 | 3,629 |
| Net interest income | $2,341,000 | 2,253 |
| Provision for loan and lease losses | $94,000 | 1,655 |
| Total noninterest income | $447,000 | 2,188 |
| Gross Fiduciary activities income | $155,000 | 567 |
| Service charges on deposit accounts | $158,000 | 1,854 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $134,000 | 3,131 |
| Total noninterest expense | $2,413,000 | 1,971 |
| Salaries and employee benefits | $1,276,000 | 2,034 |
| Premises and equipment expense | $367,000 | 1,641 |
| Additional noninterest expense | $770,000 | 1,957 |
| Pre-tax net operating income | $281,000 | 3,918 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $85,000 | 2,491 |
| Income before extraordinary items | $196,000 | 4,293 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $196,000 | 4,294 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $196,000 | 4,295 |
| Net charge-offs | $194,000 | 974 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $196,000 | 4,239 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,419,000 | 2,561 |
| Total interest expense | $682,000 | 3,806 |
| Net interest income | $8,737,000 | 2,408 |
| Provision for loan and lease losses | $400,000 | 2,105 |
| Total noninterest income | $1,918,000 | 2,224 |
| Gross Fiduciary activities income | $657,000 | 549 |
| Service charges on deposit accounts | $719,000 | 1,786 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $542,000 | 3,251 |
| Total noninterest expense | $9,182,000 | 2,060 |
| Salaries and employee benefits | $4,870,000 | 2,096 |
| Premises and equipment expense | $1,293,000 | 1,794 |
| Additional noninterest expense | $3,019,000 | 2,072 |
| Pre-tax net operating income | $1,073,000 | 3,969 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $221,000 | 2,875 |
| Income before extraordinary items | $852,000 | 4,169 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $852,000 | 4,171 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $852,000 | 4,172 |
| Net charge-offs | $74,000 | 4,037 |
| Cash dividends | $179,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $852,000 | 4,119 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,092,000 | 2,574 |
| Total interest expense | $522,000 | 3,842 |
| Net interest income | $6,570,000 | 2,407 |
| Provision for loan and lease losses | $400,000 | 1,764 |
| Total noninterest income | $1,460,000 | 2,251 |
| Gross Fiduciary activities income | $497,000 | 546 |
| Service charges on deposit accounts | $549,000 | 1,773 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $414,000 | 3,301 |
| Total noninterest expense | $6,795,000 | 2,086 |
| Salaries and employee benefits | $3,579,000 | 2,136 |
| Premises and equipment expense | $989,000 | 1,785 |
| Additional noninterest expense | $2,227,000 | 2,092 |
| Pre-tax net operating income | $835,000 | 3,993 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $183,000 | 2,866 |
| Income before extraordinary items | $652,000 | 4,174 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $652,000 | 4,176 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $652,000 | 4,178 |
| Net charge-offs | $54,000 | 3,795 |
| Cash dividends | $179,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $652,000 | 4,105 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 2,544 |
| Total interest expense | $356,000 | 3,853 |
| Net interest income | $4,421,000 | 2,372 |
| Provision for loan and lease losses | $400,000 | 1,362 |
| Total noninterest income | $1,025,000 | 2,199 |
| Gross Fiduciary activities income | $338,000 | 546 |
| Service charges on deposit accounts | $375,000 | 1,714 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $312,000 | 3,153 |
| Total noninterest expense | $4,525,000 | 2,083 |
| Salaries and employee benefits | $2,380,000 | 2,151 |
| Premises and equipment expense | $656,000 | 1,790 |
| Additional noninterest expense | $1,489,000 | 2,070 |
| Pre-tax net operating income | $521,000 | 4,076 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $114,000 | 2,920 |
| Income before extraordinary items | $407,000 | 4,289 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $407,000 | 4,291 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $407,000 | 4,292 |
| Net charge-offs | $68,000 | 3,099 |
| Cash dividends | $90,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $407,000 | 4,177 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,436,000 | 2,504 |
| Total interest expense | $184,000 | 3,870 |
| Net interest income | $2,252,000 | 2,326 |
| Provision for loan and lease losses | $200,000 | 1,346 |
| Total noninterest income | $514,000 | 2,194 |
| Gross Fiduciary activities income | $161,000 | 566 |
| Service charges on deposit accounts | $181,000 | 1,742 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $172,000 | 2,987 |
| Total noninterest expense | $2,266,000 | 2,102 |
| Salaries and employee benefits | $1,203,000 | 2,144 |
| Premises and equipment expense | $343,000 | 1,744 |
| Additional noninterest expense | $720,000 | 2,161 |
| Pre-tax net operating income | $300,000 | 3,810 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $82,000 | 2,581 |
| Income before extraordinary items | $218,000 | 4,125 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $218,000 | 4,127 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $218,000 | 4,127 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $90,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $218,000 | 4,026 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,266,000 | 2,510 |
| Total interest expense | $846,000 | 3,994 |
| Net interest income | $9,420,000 | 2,274 |
| Provision for loan and lease losses | $853,000 | 1,973 |
| Total noninterest income | $1,819,000 | 2,336 |
| Gross Fiduciary activities income | $632,000 | 547 |
| Service charges on deposit accounts | $855,000 | 1,609 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $332,000 | 3,905 |
| Total noninterest expense | $9,116,000 | 2,103 |
| Salaries and employee benefits | $4,873,000 | 2,049 |
| Premises and equipment expense | $1,349,000 | 1,748 |
| Additional noninterest expense | $2,894,000 | 2,243 |
| Pre-tax net operating income | $1,270,000 | 3,619 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $520,000 | 2,147 |
| Income before extraordinary items | $750,000 | 4,362 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $750,000 | 4,359 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $750,000 | 4,361 |
| Net charge-offs | $353,000 | 3,095 |
| Cash dividends | $457,000 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $750,000 | 4,190 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,725,000 | 2,547 |
| Total interest expense | $656,000 | 4,044 |
| Net interest income | $7,069,000 | 2,315 |
| Provision for loan and lease losses | $600,000 | 2,031 |
| Total noninterest income | $1,354,000 | 2,338 |
| Gross Fiduciary activities income | $480,000 | 549 |
| Service charges on deposit accounts | $654,000 | 1,599 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $220,000 | 4,113 |
| Total noninterest expense | $6,826,000 | 2,108 |
| Salaries and employee benefits | $3,628,000 | 2,063 |
| Premises and equipment expense | $1,078,000 | 1,647 |
| Additional noninterest expense | $2,120,000 | 2,289 |
| Pre-tax net operating income | $997,000 | 3,638 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $408,000 | 2,144 |
| Income before extraordinary items | $589,000 | 4,404 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $589,000 | 4,403 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $589,000 | 4,402 |
| Net charge-offs | $235,000 | 3,115 |
| Cash dividends | $457,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $589,000 | 4,219 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,277,000 | 2,503 |
| Total interest expense | $456,000 | 4,042 |
| Net interest income | $4,821,000 | 2,252 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $819,000 | 2,452 |
| Gross Fiduciary activities income | $326,000 | 556 |
| Service charges on deposit accounts | $443,000 | 1,571 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 5,446 |
| Total noninterest expense | $4,513,000 | 2,132 |
| Salaries and employee benefits | $2,289,000 | 2,180 |
| Premises and equipment expense | $789,000 | 1,508 |
| Additional noninterest expense | $1,435,000 | 2,257 |
| Pre-tax net operating income | $727,000 | 3,468 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $297,000 | 2,072 |
| Income before extraordinary items | $430,000 | 4,244 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $430,000 | 4,248 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $430,000 | 4,247 |
| Net charge-offs | $198,000 | 2,765 |
| Cash dividends | $228,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $430,000 | 4,067 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,676,000 | 2,505 |
| Total interest expense | $234,000 | 4,090 |
| Net interest income | $2,442,000 | 2,238 |
| Provision for loan and lease losses | $200,000 | 1,993 |
| Total noninterest income | $259,000 | 3,190 |
| Gross Fiduciary activities income | $151,000 | 571 |
| Service charges on deposit accounts | $224,000 | 1,548 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-116,000 | 7,170 |
| Total noninterest expense | $2,367,000 | 2,017 |
| Salaries and employee benefits | $1,165,000 | 2,145 |
| Premises and equipment expense | $495,000 | 1,214 |
| Additional noninterest expense | $707,000 | 2,265 |
| Pre-tax net operating income | $134,000 | 5,077 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $55,000 | 2,978 |
| Income before extraordinary items | $79,000 | 5,622 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $79,000 | 5,622 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $79,000 | 5,622 |
| Net charge-offs | $176,000 | 1,956 |
| Cash dividends | $228,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $79,000 | 5,466 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,440,000 | 2,446 |
| Total interest expense | $1,189,000 | 3,994 |
| Net interest income | $10,251,000 | 2,134 |
| Provision for loan and lease losses | $1,058,000 | 2,337 |
| Total noninterest income | $2,112,000 | 1,918 |
| Gross Fiduciary activities income | $613,000 | 519 |
| Service charges on deposit accounts | $960,000 | 1,527 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $539,000 | 3,009 |
| Total noninterest expense | $9,063,000 | 2,110 |
| Salaries and employee benefits | $4,750,000 | 2,040 |
| Premises and equipment expense | $1,391,000 | 1,783 |
| Additional noninterest expense | $2,922,000 | 2,258 |
| Pre-tax net operating income | $2,242,000 | 2,303 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $608,000 | 1,831 |
| Income before extraordinary items | $1,634,000 | 2,604 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,634,000 | 2,605 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,634,000 | 2,605 |
| Net charge-offs | $956,000 | 2,414 |
| Cash dividends | $495,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $-1,950,000 | 7,344 |
| Net operating income | $1,634,000 | 2,522 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,653,000 | 2,450 |
| Total interest expense | $929,000 | 4,009 |
| Net interest income | $7,724,000 | 2,129 |
| Provision for loan and lease losses | $936,000 | 2,037 |
| Total noninterest income | $1,566,000 | 1,942 |
| Gross Fiduciary activities income | $471,000 | 514 |
| Service charges on deposit accounts | $702,000 | 1,564 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $393,000 | 3,071 |
| Total noninterest expense | $6,749,000 | 2,126 |
| Salaries and employee benefits | $3,510,000 | 2,067 |
| Premises and equipment expense | $1,053,000 | 1,783 |
| Additional noninterest expense | $2,186,000 | 2,269 |
| Pre-tax net operating income | $1,605,000 | 2,456 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $656,000 | 1,484 |
| Income before extraordinary items | $949,000 | 3,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $949,000 | 3,177 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $949,000 | 3,177 |
| Net charge-offs | $562,000 | 2,540 |
| Cash dividends | $471,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $-1,950,000 | 7,431 |
| Net operating income | $949,000 | 3,066 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,784,000 | 2,455 |
| Total interest expense | $645,000 | 4,012 |
| Net interest income | $5,139,000 | 2,129 |
| Provision for loan and lease losses | $698,000 | 1,909 |
| Total noninterest income | $1,011,000 | 1,975 |
| Gross Fiduciary activities income | $324,000 | 510 |
| Service charges on deposit accounts | $453,000 | 1,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $234,000 | 3,244 |
| Total noninterest expense | $4,546,000 | 2,128 |
| Salaries and employee benefits | $2,337,000 | 2,085 |
| Premises and equipment expense | $719,000 | 1,757 |
| Additional noninterest expense | $1,490,000 | 2,248 |
| Pre-tax net operating income | $906,000 | 2,703 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $371,000 | 1,600 |
| Income before extraordinary items | $535,000 | 3,439 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $535,000 | 3,440 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $535,000 | 3,440 |
| Net charge-offs | $503,000 | 2,135 |
| Cash dividends | $248,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $535,000 | 3,343 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 2,451 |
| Total interest expense | $335,000 | 4,026 |
| Net interest income | $2,576,000 | 2,109 |
| Provision for loan and lease losses | $431,000 | 1,589 |
| Total noninterest income | $483,000 | 2,044 |
| Gross Fiduciary activities income | $151,000 | 530 |
| Service charges on deposit accounts | $219,000 | 1,613 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $113,000 | 3,364 |
| Total noninterest expense | $2,136,000 | 2,260 |
| Salaries and employee benefits | $1,156,000 | 2,128 |
| Premises and equipment expense | $383,000 | 1,687 |
| Additional noninterest expense | $597,000 | 2,730 |
| Pre-tax net operating income | $492,000 | 2,595 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $201,000 | 1,508 |
| Income before extraordinary items | $291,000 | 3,310 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $291,000 | 3,307 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $291,000 | 3,308 |
| Net charge-offs | $237,000 | 1,966 |
| Cash dividends | $224,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $291,000 | 3,258 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,702,000 | 2,363 |
| Total interest expense | $2,278,000 | 3,216 |
| Net interest income | $10,424,000 | 2,093 |
| Provision for loan and lease losses | $700,000 | 3,591 |
| Total noninterest income | $2,523,000 | 1,756 |
| Gross Fiduciary activities income | $658,000 | 495 |
| Service charges on deposit accounts | $1,004,000 | 1,501 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $861,000 | 2,397 |
| Total noninterest expense | $10,519,000 | 1,866 |
| Salaries and employee benefits | $5,578,000 | 1,738 |
| Premises and equipment expense | $1,500,000 | 1,709 |
| Additional noninterest expense | $3,441,000 | 2,032 |
| Pre-tax net operating income | $1,728,000 | 2,499 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $690,000 | 1,577 |
| Income before extraordinary items | $1,038,000 | 3,150 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,038,000 | 3,147 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,038,000 | 3,150 |
| Net charge-offs | $590,000 | 3,421 |
| Cash dividends | $200,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,038,000 | 3,027 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,635,000 | 2,399 |
| Total interest expense | $1,815,000 | 3,188 |
| Net interest income | $7,820,000 | 2,115 |
| Provision for loan and lease losses | $633,000 | 3,166 |
| Total noninterest income | $2,274,000 | 1,536 |
| Gross Fiduciary activities income | $504,000 | 481 |
| Service charges on deposit accounts | $763,000 | 1,537 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,007,000 | 1,792 |
| Total noninterest expense | $8,148,000 | 1,798 |
| Salaries and employee benefits | $4,346,000 | 1,686 |
| Premises and equipment expense | $1,137,000 | 1,717 |
| Additional noninterest expense | $2,665,000 | 1,940 |
| Pre-tax net operating income | $1,313,000 | 2,614 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $520,000 | 1,634 |
| Income before extraordinary items | $793,000 | 3,300 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $793,000 | 3,298 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $793,000 | 3,300 |
| Net charge-offs | $612,000 | 2,795 |
| Cash dividends | $73,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $793,000 | 3,175 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,517,000 | 2,386 |
| Total interest expense | $1,276,000 | 3,157 |
| Net interest income | $5,241,000 | 2,106 |
| Provision for loan and lease losses | $400,000 | 3,175 |
| Total noninterest income | $1,643,000 | 1,422 |
| Gross Fiduciary activities income | $346,000 | 484 |
| Service charges on deposit accounts | $518,000 | 1,519 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $779,000 | 1,552 |
| Total noninterest expense | $5,806,000 | 1,694 |
| Salaries and employee benefits | $3,193,000 | 1,546 |
| Premises and equipment expense | $779,000 | 1,694 |
| Additional noninterest expense | $1,834,000 | 1,890 |
| Pre-tax net operating income | $678,000 | 3,087 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $250,000 | 1,908 |
| Income before extraordinary items | $428,000 | 3,667 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $428,000 | 3,665 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $428,000 | 3,666 |
| Net charge-offs | $241,000 | 3,327 |
| Cash dividends | $49,000 | 3,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $428,000 | 3,562 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,299,000 | 2,416 |
| Total interest expense | $674,000 | 3,149 |
| Net interest income | $2,625,000 | 2,127 |
| Provision for loan and lease losses | $200,000 | 2,974 |
| Total noninterest income | $731,000 | 1,539 |
| Gross Fiduciary activities income | $160,000 | 516 |
| Service charges on deposit accounts | $253,000 | 1,543 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $318,000 | 1,770 |
| Total noninterest expense | $2,719,000 | 1,831 |
| Salaries and employee benefits | $1,475,000 | 1,696 |
| Premises and equipment expense | $388,000 | 1,741 |
| Additional noninterest expense | $856,000 | 1,983 |
| Pre-tax net operating income | $437,000 | 2,666 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $172,000 | 1,585 |
| Income before extraordinary items | $265,000 | 3,374 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $265,000 | 3,372 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $265,000 | 3,374 |
| Net charge-offs | $157,000 | 2,674 |
| Cash dividends | $25,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $265,000 | 3,252 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,611,000 | 2,281 |
| Total interest expense | $4,334,000 | 2,553 |
| Net interest income | $10,277,000 | 2,135 |
| Provision for loan and lease losses | $694,000 | 4,052 |
| Total noninterest income | $4,003,000 | 1,299 |
| Gross Fiduciary activities income | $697,000 | 470 |
| Service charges on deposit accounts | $1,172,000 | 1,464 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,134,000 | 1,311 |
| Total noninterest expense | $11,926,000 | 1,705 |
| Salaries and employee benefits | $6,352,000 | 1,562 |
| Premises and equipment expense | $1,717,000 | 1,567 |
| Additional noninterest expense | $3,857,000 | 1,905 |
| Pre-tax net operating income | $1,660,000 | 2,212 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $634,000 | 1,331 |
| Income before extraordinary items | $1,026,000 | 2,721 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,026,000 | 2,720 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,026,000 | 2,721 |
| Net charge-offs | $987,000 | 2,877 |
| Cash dividends | $88,000 | 4,217 |
| Sale, conversion, retirement of capital stock, net | $275,000 | 647 |
| Net operating income | $1,026,000 | 2,676 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,176,000 | 2,273 |
| Total interest expense | $3,538,000 | 2,488 |
| Net interest income | $7,638,000 | 2,148 |
| Provision for loan and lease losses | $487,000 | 3,838 |
| Total noninterest income | $3,307,000 | 1,224 |
| Gross Fiduciary activities income | $527,000 | 465 |
| Service charges on deposit accounts | $878,000 | 1,466 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,902,000 | 1,195 |
| Total noninterest expense | $9,077,000 | 1,672 |
| Salaries and employee benefits | $4,824,000 | 1,562 |
| Premises and equipment expense | $1,340,000 | 1,530 |
| Additional noninterest expense | $2,913,000 | 1,834 |
| Pre-tax net operating income | $1,381,000 | 2,197 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $509,000 | 1,386 |
| Income before extraordinary items | $872,000 | 2,713 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $872,000 | 2,710 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $872,000 | 2,713 |
| Net charge-offs | $805,000 | 2,464 |
| Cash dividends | $61,000 | 3,833 |
| Sale, conversion, retirement of capital stock, net | $275,000 | 524 |
| Net operating income | $872,000 | 2,665 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,598,000 | 2,266 |
| Total interest expense | $2,546,000 | 2,407 |
| Net interest income | $5,052,000 | 2,164 |
| Provision for loan and lease losses | $307,000 | 3,649 |
| Total noninterest income | $2,317,000 | 1,192 |
| Gross Fiduciary activities income | $360,000 | 462 |
| Service charges on deposit accounts | $594,000 | 1,433 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,363,000 | 1,169 |
| Total noninterest expense | $6,207,000 | 1,661 |
| Salaries and employee benefits | $3,273,000 | 1,567 |
| Premises and equipment expense | $920,000 | 1,513 |
| Additional noninterest expense | $2,014,000 | 1,805 |
| Pre-tax net operating income | $855,000 | 2,392 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $323,000 | 1,460 |
| Income before extraordinary items | $532,000 | 2,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $532,000 | 2,979 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $532,000 | 2,980 |
| Net charge-offs | $471,000 | 2,409 |
| Cash dividends | $30,000 | 3,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $532,000 | 2,877 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,894,000 | 2,257 |
| Total interest expense | $1,320,000 | 2,405 |
| Net interest income | $2,574,000 | 2,128 |
| Provision for loan and lease losses | $117,000 | 3,678 |
| Total noninterest income | $1,093,000 | 1,190 |
| Gross Fiduciary activities income | $166,000 | 482 |
| Service charges on deposit accounts | $252,000 | 1,601 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $675,000 | 1,145 |
| Total noninterest expense | $3,096,000 | 1,628 |
| Salaries and employee benefits | $1,697,000 | 1,538 |
| Premises and equipment expense | $477,000 | 1,488 |
| Additional noninterest expense | $922,000 | 1,757 |
| Pre-tax net operating income | $454,000 | 2,553 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $166,000 | 1,640 |
| Income before extraordinary items | $288,000 | 3,201 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $288,000 | 3,201 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $288,000 | 3,201 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $288,000 | 3,053 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,437,000 | 2,176 |
| Total interest expense | $6,756,000 | 2,269 |
| Net interest income | $10,681,000 | 2,072 |
| Provision for loan and lease losses | $218,000 | 5,112 |
| Total noninterest income | $2,252,000 | 1,958 |
| Gross Fiduciary activities income | $831,000 | 451 |
| Service charges on deposit accounts | $1,027,000 | 1,718 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $394,000 | 3,620 |
| Total noninterest expense | $13,999,000 | 1,397 |
| Salaries and employee benefits | $7,932,000 | 1,271 |
| Premises and equipment expense | $1,837,000 | 1,509 |
| Additional noninterest expense | $4,230,000 | 1,465 |
| Pre-tax net operating income | $-1,284,000 | 7,136 |
| Securities gains (losses) | $-2,648,000 | 7,960 |
| Applicable income taxes | $-1,482,000 | 7,838 |
| Income before extraordinary items | $-2,450,000 | 7,501 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,450,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 3,452 |
| Cash dividends | $400,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $1,675,000 | 346 |
| Net operating income | $-755,280 | 6,990 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,317,000 | 2,192 |
| Total interest expense | $5,310,000 | 2,257 |
| Net interest income | $8,007,000 | 2,091 |
| Provision for loan and lease losses | $251,000 | 3,843 |
| Total noninterest income | $2,632,000 | 1,447 |
| Gross Fiduciary activities income | $639,000 | 450 |
| Service charges on deposit accounts | $749,000 | 1,774 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,244,000 | 1,557 |
| Total noninterest expense | $10,579,000 | 1,362 |
| Salaries and employee benefits | $6,034,000 | 1,273 |
| Premises and equipment expense | $1,427,000 | 1,463 |
| Additional noninterest expense | $3,118,000 | 1,439 |
| Pre-tax net operating income | $-191,000 | 7,012 |
| Securities gains (losses) | $-2,648,000 | 8,114 |
| Applicable income taxes | $-1,080,000 | 8,070 |
| Income before extraordinary items | $-1,759,000 | 7,800 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,759,000 | 7,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 3,131 |
| Cash dividends | $340,000 | 3,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-64,280 | 6,903 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,919,000 | 2,205 |
| Total interest expense | $3,731,000 | 2,237 |
| Net interest income | $5,188,000 | 2,139 |
| Provision for loan and lease losses | $138,000 | 3,792 |
| Total noninterest income | $1,609,000 | 1,563 |
| Gross Fiduciary activities income | $433,000 | 455 |
| Service charges on deposit accounts | $446,000 | 1,919 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $730,000 | 1,734 |
| Total noninterest expense | $7,037,000 | 1,363 |
| Salaries and employee benefits | $4,058,000 | 1,280 |
| Premises and equipment expense | $965,000 | 1,441 |
| Additional noninterest expense | $2,014,000 | 1,453 |
| Pre-tax net operating income | $-378,000 | 7,508 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-164,000 | 7,943 |
| Income before extraordinary items | $-214,000 | 7,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-214,000 | 7,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,682 |
| Cash dividends | $296,000 | 3,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-214,000 | 7,405 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,630,000 | 2,181 |
| Total interest expense | $2,072,000 | 2,177 |
| Net interest income | $2,558,000 | 2,162 |
| Provision for loan and lease losses | $113,000 | 2,567 |
| Total noninterest income | $662,000 | 1,817 |
| Gross Fiduciary activities income | $205,000 | 476 |
| Service charges on deposit accounts | $189,000 | 2,180 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $268,000 | 2,111 |
| Total noninterest expense | $3,507,000 | 1,363 |
| Salaries and employee benefits | $2,072,000 | 1,266 |
| Premises and equipment expense | $503,000 | 1,377 |
| Additional noninterest expense | $932,000 | 1,540 |
| Pre-tax net operating income | $-400,000 | 8,007 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-172,000 | 8,233 |
| Income before extraordinary items | $-228,000 | 7,885 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-228,000 | 7,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,814 |
| Cash dividends | $253,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-228,000 | 7,853 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,695,000 | 2,112 |
| Total interest expense | $9,294,000 | 2,060 |
| Net interest income | $10,401,000 | 2,175 |
| Provision for loan and lease losses | $-431,000 | 8,482 |
| Total noninterest income | $4,568,000 | 1,177 |
| Gross Fiduciary activities income | $893,000 | 446 |
| Service charges on deposit accounts | $1,145,000 | 1,570 |
| Trading account gains and fees | $-19,000 | 8,460 |
| Additional Noninterest Income | $2,549,000 | 1,141 |
| Total noninterest expense | $13,933,000 | 1,330 |
| Salaries and employee benefits | $8,441,000 | 1,185 |
| Premises and equipment expense | $1,918,000 | 1,388 |
| Additional noninterest expense | $3,574,000 | 1,551 |
| Pre-tax net operating income | $1,467,000 | 3,941 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $586,000 | 2,538 |
| Income before extraordinary items | $882,000 | 4,586 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $882,000 | 4,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-638,000 | 8,512 |
| Cash dividends | $649,000 | 3,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $881,360 | 4,583 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,915,000 | 2,114 |
| Total interest expense | $6,972,000 | 2,057 |
| Net interest income | $7,943,000 | 2,149 |
| Provision for loan and lease losses | $-811,000 | 8,534 |
| Total noninterest income | $3,436,000 | 1,168 |
| Gross Fiduciary activities income | $675,000 | 439 |
| Service charges on deposit accounts | $914,000 | 1,440 |
| Trading account gains and fees | $-19,000 | 8,498 |
| Additional Noninterest Income | $1,866,000 | 1,176 |
| Total noninterest expense | $10,292,000 | 1,340 |
| Salaries and employee benefits | $6,224,000 | 1,199 |
| Premises and equipment expense | $1,428,000 | 1,377 |
| Additional noninterest expense | $2,640,000 | 1,534 |
| Pre-tax net operating income | $1,898,000 | 2,953 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $721,000 | 2,044 |
| Income before extraordinary items | $1,178,000 | 3,516 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,178,000 | 3,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-690,000 | 8,543 |
| Cash dividends | $588,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,177,360 | 3,501 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,952,000 | 2,121 |
| Total interest expense | $4,598,000 | 2,074 |
| Net interest income | $5,354,000 | 2,154 |
| Provision for loan and lease losses | $-834,000 | 8,581 |
| Total noninterest income | $2,244,000 | 1,217 |
| Gross Fiduciary activities income | $464,000 | 441 |
| Service charges on deposit accounts | $600,000 | 1,471 |
| Trading account gains and fees | $-12,000 | 8,551 |
| Additional Noninterest Income | $1,192,000 | 1,232 |
| Total noninterest expense | $6,732,000 | 1,374 |
| Salaries and employee benefits | $4,067,000 | 1,251 |
| Premises and equipment expense | $958,000 | 1,389 |
| Additional noninterest expense | $1,707,000 | 1,588 |
| Pre-tax net operating income | $1,700,000 | 2,452 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $664,000 | 1,725 |
| Income before extraordinary items | $1,037,000 | 2,960 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,037,000 | 2,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-719,000 | 8,598 |
| Cash dividends | $325,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,036,360 | 2,947 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,008,000 | 2,104 |
| Total interest expense | $2,390,000 | 2,007 |
| Net interest income | $2,618,000 | 2,199 |
| Provision for loan and lease losses | $-849,000 | 8,627 |
| Total noninterest income | $1,198,000 | 1,135 |
| Gross Fiduciary activities income | $220,000 | 459 |
| Service charges on deposit accounts | $284,000 | 1,515 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $694,000 | 1,083 |
| Total noninterest expense | $3,247,000 | 1,425 |
| Salaries and employee benefits | $1,975,000 | 1,305 |
| Premises and equipment expense | $479,000 | 1,404 |
| Additional noninterest expense | $793,000 | 1,690 |
| Pre-tax net operating income | $1,418,000 | 1,624 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $554,000 | 1,191 |
| Income before extraordinary items | $865,000 | 1,933 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $865,000 | 1,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-737,000 | 8,632 |
| Cash dividends | $263,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $864,360 | 1,926 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,428,000 | 2,040 |
| Total interest expense | $8,351,000 | 1,975 |
| Net interest income | $11,077,000 | 2,092 |
| Provision for loan and lease losses | $15,000 | 6,428 |
| Total noninterest income | $4,984,000 | 1,096 |
| Gross Fiduciary activities income | $902,000 | 437 |
| Service charges on deposit accounts | $1,185,000 | 1,510 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,897,000 | 1,029 |
| Total noninterest expense | $14,003,000 | 1,278 |
| Salaries and employee benefits | $8,395,000 | 1,162 |
| Premises and equipment expense | $1,907,000 | 1,355 |
| Additional noninterest expense | $3,701,000 | 1,430 |
| Pre-tax net operating income | $2,043,000 | 3,590 |
| Securities gains (losses) | $-30,000 | 7,718 |
| Applicable income taxes | $780,000 | 2,511 |
| Income before extraordinary items | $1,233,000 | 4,223 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,233,000 | 4,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,861 |
| Cash dividends | $654,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,252,200 | 4,159 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,506,000 | 2,032 |
| Total interest expense | $5,934,000 | 2,012 |
| Net interest income | $8,572,000 | 2,046 |
| Provision for loan and lease losses | $15,000 | 6,184 |
| Total noninterest income | $3,796,000 | 1,091 |
| Gross Fiduciary activities income | $678,000 | 434 |
| Service charges on deposit accounts | $886,000 | 1,520 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,232,000 | 1,019 |
| Total noninterest expense | $10,606,000 | 1,282 |
| Salaries and employee benefits | $6,350,000 | 1,169 |
| Premises and equipment expense | $1,451,000 | 1,348 |
| Additional noninterest expense | $2,805,000 | 1,409 |
| Pre-tax net operating income | $1,747,000 | 3,427 |
| Securities gains (losses) | $-34,000 | 8,035 |
| Applicable income taxes | $657,000 | 2,460 |
| Income before extraordinary items | $1,056,000 | 4,041 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,056,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,083 |
| Cash dividends | $691,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,077,760 | 3,976 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,541,000 | 2,014 |
| Total interest expense | $3,739,000 | 2,012 |
| Net interest income | $5,802,000 | 2,019 |
| Provision for loan and lease losses | $16,000 | 5,712 |
| Total noninterest income | $2,448,000 | 1,128 |
| Gross Fiduciary activities income | $464,000 | 430 |
| Service charges on deposit accounts | $589,000 | 1,514 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,395,000 | 1,069 |
| Total noninterest expense | $7,025,000 | 1,298 |
| Salaries and employee benefits | $4,253,000 | 1,163 |
| Premises and equipment expense | $974,000 | 1,337 |
| Additional noninterest expense | $1,798,000 | 1,474 |
| Pre-tax net operating income | $1,209,000 | 3,347 |
| Securities gains (losses) | $-34,000 | 8,254 |
| Applicable income taxes | $450,000 | 2,453 |
| Income before extraordinary items | $725,000 | 3,987 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $725,000 | 3,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,157 |
| Cash dividends | $428,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $746,760 | 3,888 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,654,000 | 2,031 |
| Total interest expense | $1,816,000 | 1,990 |
| Net interest income | $2,838,000 | 2,044 |
| Provision for loan and lease losses | $108,000 | 1,890 |
| Total noninterest income | $1,068,000 | 1,220 |
| Gross Fiduciary activities income | $223,000 | 445 |
| Service charges on deposit accounts | $287,000 | 1,484 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $558,000 | 1,232 |
| Total noninterest expense | $3,417,000 | 1,337 |
| Salaries and employee benefits | $2,003,000 | 1,237 |
| Premises and equipment expense | $490,000 | 1,327 |
| Additional noninterest expense | $924,000 | 1,423 |
| Pre-tax net operating income | $381,000 | 4,381 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $140,000 | 3,140 |
| Income before extraordinary items | $241,000 | 4,937 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 4,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 1,866 |
| Cash dividends | $367,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $241,000 | 4,918 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,337,000 | 1,938 |
| Total interest expense | $5,639,000 | 1,996 |
| Net interest income | $11,698,000 | 1,888 |
| Provision for loan and lease losses | $3,419,000 | 320 |
| Total noninterest income | $4,363,000 | 1,198 |
| Gross Fiduciary activities income | $909,000 | 416 |
| Service charges on deposit accounts | $882,000 | 1,944 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,572,000 | 1,137 |
| Total noninterest expense | $12,135,000 | 1,412 |
| Salaries and employee benefits | $7,256,000 | 1,278 |
| Premises and equipment expense | $1,642,000 | 1,484 |
| Additional noninterest expense | $3,237,000 | 1,574 |
| Pre-tax net operating income | $507,000 | 6,729 |
| Securities gains (losses) | $15,000 | 1,350 |
| Applicable income taxes | $160,000 | 4,925 |
| Income before extraordinary items | $362,000 | 6,922 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $362,000 | 6,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,967,000 | 401 |
| Cash dividends | $591,000 | 3,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $351,650 | 6,957 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,686,000 | 1,929 |
| Total interest expense | $3,998,000 | 1,995 |
| Net interest income | $8,688,000 | 1,888 |
| Provision for loan and lease losses | $3,155,000 | 258 |
| Total noninterest income | $2,987,000 | 1,302 |
| Gross Fiduciary activities income | $685,000 | 407 |
| Service charges on deposit accounts | $582,000 | 2,160 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,720,000 | 1,223 |
| Total noninterest expense | $9,175,000 | 1,386 |
| Salaries and employee benefits | $5,482,000 | 1,255 |
| Premises and equipment expense | $1,208,000 | 1,509 |
| Additional noninterest expense | $2,485,000 | 1,513 |
| Pre-tax net operating income | $-655,000 | 8,651 |
| Securities gains (losses) | $15,000 | 1,338 |
| Applicable income taxes | $-309,000 | 8,794 |
| Income before extraordinary items | $-331,000 | 8,576 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-331,000 | 8,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,936,000 | 298 |
| Cash dividends | $536,000 | 2,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-340,600 | 8,549 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,198,000 | 1,936 |
| Total interest expense | $2,535,000 | 1,966 |
| Net interest income | $5,663,000 | 1,910 |
| Provision for loan and lease losses | $2,640,000 | 216 |
| Total noninterest income | $1,752,000 | 1,413 |
| Gross Fiduciary activities income | $469,000 | 401 |
| Service charges on deposit accounts | $392,000 | 2,098 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $891,000 | 1,457 |
| Total noninterest expense | $6,172,000 | 1,369 |
| Salaries and employee benefits | $3,576,000 | 1,282 |
| Premises and equipment expense | $804,000 | 1,498 |
| Additional noninterest expense | $1,792,000 | 1,394 |
| Pre-tax net operating income | $-1,397,000 | 8,814 |
| Securities gains (losses) | $15,000 | 1,210 |
| Applicable income taxes | $-592,000 | 8,840 |
| Income before extraordinary items | $-790,000 | 8,770 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-790,000 | 8,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,625,000 | 261 |
| Cash dividends | $287,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-799,600 | 8,748 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,979,000 | 1,952 |
| Total interest expense | $1,194,000 | 1,975 |
| Net interest income | $2,785,000 | 1,932 |
| Provision for loan and lease losses | $1,119,000 | 239 |
| Total noninterest income | $627,000 | 1,816 |
| Gross Fiduciary activities income | $222,000 | 415 |
| Service charges on deposit accounts | $192,000 | 2,083 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $213,000 | 2,386 |
| Total noninterest expense | $2,933,000 | 1,445 |
| Salaries and employee benefits | $1,712,000 | 1,351 |
| Premises and equipment expense | $399,000 | 1,515 |
| Additional noninterest expense | $822,000 | 1,515 |
| Pre-tax net operating income | $-640,000 | 8,875 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-285,000 | 8,896 |
| Income before extraordinary items | $-355,000 | 8,825 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-355,000 | 8,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $879,000 | 245 |
| Cash dividends | $240,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-355,000 | 8,809 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,877,000 | 1,913 |
| Total interest expense | $4,273,000 | 1,907 |
| Net interest income | $10,604,000 | 1,915 |
| Provision for loan and lease losses | $23,000 | 6,666 |
| Total noninterest income | $2,051,000 | 2,162 |
| Gross Fiduciary activities income | $884,000 | 402 |
| Service charges on deposit accounts | $830,000 | 2,073 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $337,000 | 4,053 |
| Total noninterest expense | $9,191,000 | 1,760 |
| Salaries and employee benefits | $5,079,000 | 1,738 |
| Premises and equipment expense | $1,292,000 | 1,786 |
| Additional noninterest expense | $2,820,000 | 1,732 |
| Pre-tax net operating income | $3,441,000 | 2,302 |
| Securities gains (losses) | $61,000 | 1,584 |
| Applicable income taxes | $1,365,000 | 1,729 |
| Income before extraordinary items | $2,137,000 | 2,756 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,137,000 | 2,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $711,000 | 990 |
| Cash dividends | $535,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,097,960 | 2,740 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,032,000 | 1,917 |
| Total interest expense | $3,145,000 | 1,904 |
| Net interest income | $7,887,000 | 1,909 |
| Provision for loan and lease losses | $-37,000 | 8,828 |
| Total noninterest income | $1,532,000 | 2,179 |
| Gross Fiduciary activities income | $666,000 | 405 |
| Service charges on deposit accounts | $630,000 | 2,064 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $236,000 | 4,178 |
| Total noninterest expense | $6,977,000 | 1,731 |
| Salaries and employee benefits | $3,850,000 | 1,715 |
| Premises and equipment expense | $989,000 | 1,757 |
| Additional noninterest expense | $2,138,000 | 1,689 |
| Pre-tax net operating income | $2,479,000 | 2,406 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $969,000 | 1,823 |
| Income before extraordinary items | $1,524,000 | 2,910 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,524,000 | 2,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,652 |
| Cash dividends | $496,000 | 2,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,515,040 | 2,852 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,245,000 | 1,930 |
| Total interest expense | $2,054,000 | 1,930 |
| Net interest income | $5,191,000 | 1,916 |
| Provision for loan and lease losses | $-97,000 | 8,958 |
| Total noninterest income | $1,041,000 | 2,132 |
| Gross Fiduciary activities income | $456,000 | 400 |
| Service charges on deposit accounts | $421,000 | 2,050 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $164,000 | 4,138 |
| Total noninterest expense | $4,720,000 | 1,710 |
| Salaries and employee benefits | $2,565,000 | 1,718 |
| Premises and equipment expense | $677,000 | 1,710 |
| Additional noninterest expense | $1,478,000 | 1,625 |
| Pre-tax net operating income | $1,609,000 | 2,431 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $625,000 | 1,867 |
| Income before extraordinary items | $984,000 | 2,970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $984,000 | 2,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,000 |
| Cash dividends | $238,000 | 3,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $984,000 | 2,887 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 1,924 |
| Total interest expense | $1,012,000 | 1,969 |
| Net interest income | $2,635,000 | 1,890 |
| Provision for loan and lease losses | $-86,000 | 9,025 |
| Total noninterest income | $500,000 | 2,161 |
| Gross Fiduciary activities income | $193,000 | 441 |
| Service charges on deposit accounts | $207,000 | 2,008 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $100,000 | 3,719 |
| Total noninterest expense | $2,383,000 | 1,706 |
| Salaries and employee benefits | $1,281,000 | 1,733 |
| Premises and equipment expense | $362,000 | 1,622 |
| Additional noninterest expense | $740,000 | 1,611 |
| Pre-tax net operating income | $838,000 | 2,331 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $321,000 | 1,831 |
| Income before extraordinary items | $517,000 | 2,861 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $517,000 | 2,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,115 |
| Cash dividends | $215,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $517,000 | 2,766 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,479,000 | 1,957 |
| Total interest expense | $4,122,000 | 2,158 |
| Net interest income | $10,357,000 | 1,877 |
| Provision for loan and lease losses | $254,000 | 3,514 |
| Total noninterest income | $1,982,000 | 2,335 |
| Gross Fiduciary activities income | $849,000 | 418 |
| Service charges on deposit accounts | $816,000 | 2,091 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $317,000 | 4,391 |
| Total noninterest expense | $8,725,000 | 1,813 |
| Salaries and employee benefits | $4,791,000 | 1,803 |
| Premises and equipment expense | $1,271,000 | 1,789 |
| Additional noninterest expense | $2,663,000 | 1,812 |
| Pre-tax net operating income | $3,360,000 | 2,287 |
| Securities gains (losses) | $138,000 | 1,619 |
| Applicable income taxes | $1,361,000 | 1,763 |
| Income before extraordinary items | $2,137,000 | 2,724 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,137,000 | 2,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,718 |
| Cash dividends | $364,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,048,680 | 2,681 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,746,000 | 2,017 |
| Total interest expense | $3,116,000 | 2,220 |
| Net interest income | $7,630,000 | 1,924 |
| Provision for loan and lease losses | $74,000 | 5,257 |
| Total noninterest income | $1,470,000 | 2,400 |
| Gross Fiduciary activities income | $632,000 | 424 |
| Service charges on deposit accounts | $607,000 | 2,126 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $231,000 | 4,522 |
| Total noninterest expense | $6,565,000 | 1,821 |
| Salaries and employee benefits | $3,649,000 | 1,778 |
| Premises and equipment expense | $942,000 | 1,832 |
| Additional noninterest expense | $1,974,000 | 1,827 |
| Pre-tax net operating income | $2,461,000 | 2,419 |
| Securities gains (losses) | $95,000 | 1,798 |
| Applicable income taxes | $987,000 | 1,875 |
| Income before extraordinary items | $1,569,000 | 2,869 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,569,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,873 |
| Cash dividends | $364,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,508,200 | 2,805 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,145,000 | 2,038 |
| Total interest expense | $2,090,000 | 2,261 |
| Net interest income | $5,055,000 | 1,932 |
| Provision for loan and lease losses | $74,000 | 4,459 |
| Total noninterest income | $957,000 | 2,428 |
| Gross Fiduciary activities income | $433,000 | 425 |
| Service charges on deposit accounts | $394,000 | 2,124 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $130,000 | 4,848 |
| Total noninterest expense | $4,404,000 | 1,800 |
| Salaries and employee benefits | $2,424,000 | 1,774 |
| Premises and equipment expense | $639,000 | 1,779 |
| Additional noninterest expense | $1,341,000 | 1,794 |
| Pre-tax net operating income | $1,534,000 | 2,537 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $587,000 | 2,084 |
| Income before extraordinary items | $947,000 | 3,090 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $947,000 | 3,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,623 |
| Cash dividends | $177,000 | 3,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $947,000 | 2,927 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,559,000 | 2,065 |
| Total interest expense | $1,036,000 | 2,361 |
| Net interest income | $2,523,000 | 1,939 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $435,000 | 2,528 |
| Gross Fiduciary activities income | $194,000 | 450 |
| Service charges on deposit accounts | $190,000 | 2,105 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 5,226 |
| Total noninterest expense | $2,178,000 | 1,806 |
| Salaries and employee benefits | $1,186,000 | 1,799 |
| Premises and equipment expense | $331,000 | 1,720 |
| Additional noninterest expense | $661,000 | 1,780 |
| Pre-tax net operating income | $780,000 | 2,522 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $294,000 | 2,090 |
| Income before extraordinary items | $486,000 | 3,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $486,000 | 3,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 9,224 |
| Cash dividends | $177,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $486,000 | 2,869 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,293,000 | 2,149 |
| Total interest expense | $4,579,000 | 2,430 |
| Net interest income | $9,714,000 | 1,989 |
| Provision for loan and lease losses | $679,000 | 1,884 |
| Total noninterest income | $1,930,000 | 2,189 |
| Gross Fiduciary activities income | $823,000 | 441 |
| Service charges on deposit accounts | $808,000 | 1,974 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $299,000 | 4,267 |
| Total noninterest expense | $8,460,000 | 1,794 |
| Salaries and employee benefits | $4,557,000 | 1,757 |
| Premises and equipment expense | $1,182,000 | 1,876 |
| Additional noninterest expense | $2,721,000 | 1,722 |
| Pre-tax net operating income | $2,505,000 | 2,874 |
| Securities gains (losses) | $42,000 | 2,561 |
| Applicable income taxes | $935,000 | 2,325 |
| Income before extraordinary items | $1,612,000 | 3,312 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,612,000 | 3,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,387 |
| Cash dividends | $446,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,585,120 | 3,256 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,907,000 | 2,301 |
| Total interest expense | $5,946,000 | 2,696 |
| Net interest income | $8,961,000 | 1,986 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $1,924,000 | 2,076 |
| Gross Fiduciary activities income | $1,015,000 | 421 |
| Service charges on deposit accounts | $694,000 | 2,158 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $215,000 | 4,781 |
| Total noninterest expense | $8,147,000 | 1,787 |
| Salaries and employee benefits | $4,460,000 | 1,694 |
| Premises and equipment expense | $1,155,000 | 1,859 |
| Additional noninterest expense | $2,532,000 | 1,810 |
| Pre-tax net operating income | $2,498,000 | 2,669 |
| Securities gains (losses) | $34,000 | 2,711 |
| Applicable income taxes | $925,000 | 2,190 |
| Income before extraordinary items | $1,607,000 | 3,062 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,607,000 | 3,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 9,390 |
| Cash dividends | $315,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,585,240 | 2,997 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,888,000 | 2,503 |
| Total interest expense | $5,120,000 | 3,248 |
| Net interest income | $8,768,000 | 2,023 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $1,708,000 | 2,114 |
| Gross Fiduciary activities income | $970,000 | 428 |
| Service charges on deposit accounts | $563,000 | 2,427 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $175,000 | 5,110 |
| Total noninterest expense | $7,833,000 | 1,779 |
| Salaries and employee benefits | $4,094,000 | 1,757 |
| Premises and equipment expense | $1,082,000 | 1,920 |
| Additional noninterest expense | $2,657,000 | 1,668 |
| Pre-tax net operating income | $2,343,000 | 2,932 |
| Securities gains (losses) | $-10,000 | 8,341 |
| Applicable income taxes | $904,000 | 2,309 |
| Income before extraordinary items | $1,429,000 | 3,381 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,429,000 | 3,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $204,000 | 5,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,435,400 | 3,356 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,795,000 | 2,736 |
| Total interest expense | $3,783,000 | 3,764 |
| Net interest income | $8,012,000 | 2,189 |
| Provision for loan and lease losses | $400,000 | 2,102 |
| Total noninterest income | $1,524,000 | 2,271 |
| Gross Fiduciary activities income | $802,000 | 514 |
| Service charges on deposit accounts | $541,000 | 2,452 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $181,000 | 5,180 |
| Total noninterest expense | $7,129,000 | 1,922 |
| Salaries and employee benefits | $3,727,000 | 1,872 |
| Premises and equipment expense | $998,000 | 2,051 |
| Additional noninterest expense | $2,404,000 | 1,829 |
| Pre-tax net operating income | $2,007,000 | 3,331 |
| Securities gains (losses) | $-29,000 | 9,649 |
| Applicable income taxes | $746,000 | 2,788 |
| Income before extraordinary items | $1,232,000 | 3,797 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,232,000 | 3,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,734 |
| Cash dividends | $194,000 | 5,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,250,560 | 3,709 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,285,000 | 2,860 |
| Total interest expense | $3,581,000 | 4,032 |
| Net interest income | $7,704,000 | 2,217 |
| Provision for loan and lease losses | $354,000 | 2,296 |
| Total noninterest income | $1,241,000 | 2,621 |
| Gross Fiduciary activities income | $570,000 | 595 |
| Service charges on deposit accounts | $527,000 | 2,434 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $144,000 | 5,793 |
| Total noninterest expense | $6,444,000 | 2,037 |
| Salaries and employee benefits | $3,335,000 | 2,020 |
| Premises and equipment expense | $805,000 | 2,435 |
| Additional noninterest expense | $2,304,000 | 1,830 |
| Pre-tax net operating income | $2,147,000 | 3,146 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $839,000 | 2,626 |
| Income before extraordinary items | $1,311,000 | 3,660 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,311,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,475 |
| Cash dividends | $317,000 | 4,436 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 738 |
| Net operating income | $1,309,080 | 3,577 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,214,000 | 3,180 |
| Total interest expense | $3,175,000 | 4,478 |
| Net interest income | $7,039,000 | 2,464 |
| Provision for loan and lease losses | $136,000 | 4,347 |
| Total noninterest income | $910,000 | 3,288 |
| Gross Fiduciary activities income | $311,000 | 800 |
| Service charges on deposit accounts | $472,000 | 2,773 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $127,000 | 6,130 |
| Total noninterest expense | $5,800,000 | 2,222 |
| Salaries and employee benefits | $3,249,000 | 2,023 |
| Premises and equipment expense | $835,000 | 2,331 |
| Additional noninterest expense | $1,716,000 | 2,412 |
| Pre-tax net operating income | $2,013,000 | 3,511 |
| Securities gains (losses) | $18,000 | 1,964 |
| Applicable income taxes | $781,000 | 2,986 |
| Income before extraordinary items | $1,250,000 | 3,920 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,250,000 | 3,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,485 |
| Cash dividends | $128,000 | 6,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,238,480 | 3,875 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,835,000 | 3,330 |
| Total interest expense | $3,020,000 | 4,761 |
| Net interest income | $6,815,000 | 2,583 |
| Provision for loan and lease losses | $285,000 | 2,688 |
| Total noninterest income | $2,780,000 | 1,439 |
| Gross Fiduciary activities income | $212,000 | 951 |
| Service charges on deposit accounts | $394,000 | 3,378 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,174,000 | 1,087 |
| Total noninterest expense | $5,955,000 | 2,307 |
| Salaries and employee benefits | $3,145,000 | 2,122 |
| Premises and equipment expense | $807,000 | 2,433 |
| Additional noninterest expense | $2,003,000 | 2,454 |
| Pre-tax net operating income | $3,355,000 | 2,136 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,337,000 | 1,795 |
| Income before extraordinary items | $2,018,000 | 2,442 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,018,000 | 2,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,311 |
| Cash dividends | $96,000 | 6,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,018,000 | 2,395 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,456,000 | 3,461 |
| Total interest expense | $2,588,000 | 5,415 |
| Net interest income | $6,868,000 | 2,606 |
| Provision for loan and lease losses | $135,000 | 3,846 |
| Total noninterest income | $709,000 | 4,044 |
| Gross Fiduciary activities income | $173,000 | 1,036 |
| Service charges on deposit accounts | $333,000 | 3,931 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $203,000 | 5,099 |
| Total noninterest expense | $7,237,000 | 1,918 |
| Salaries and employee benefits | $2,626,000 | 2,541 |
| Premises and equipment expense | $715,000 | 2,755 |
| Additional noninterest expense | $3,896,000 | 1,362 |
| Pre-tax net operating income | $205,000 | 10,432 |
| Securities gains (losses) | $38,000 | 1,486 |
| Applicable income taxes | $46,000 | 10,254 |
| Income before extraordinary items | $197,000 | 9,961 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $197,000 | 9,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,884 |
| Cash dividends | $72,000 | 7,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $166,220 | 10,275 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,257,000 | 3,630 |
| Total interest expense | $2,047,000 | 5,501 |
| Net interest income | $6,210,000 | 2,911 |
| Provision for loan and lease losses | $272,000 | 2,440 |
| Total noninterest income | $732,000 | 3,978 |
| Gross Fiduciary activities income | $99,000 | 1,187 |
| Service charges on deposit accounts | $354,000 | 3,797 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $279,000 | 4,304 |
| Total noninterest expense | $4,752,000 | 2,906 |
| Salaries and employee benefits | $2,485,000 | 2,685 |
| Premises and equipment expense | $649,000 | 3,039 |
| Additional noninterest expense | $1,618,000 | 3,096 |
| Pre-tax net operating income | $1,918,000 | 3,548 |
| Securities gains (losses) | $-104,000 | 11,552 |
| Applicable income taxes | $710,000 | 3,054 |
| Income before extraordinary items | $1,104,000 | 4,165 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,104,000 | 4,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $54,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,170,560 | 3,988 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,131,000 | 4,250 |
| Total interest expense | $2,239,000 | 5,292 |
| Net interest income | $4,892,000 | 3,640 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $537,000 | 5,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,700 |
| Total noninterest expense | $4,094,000 | 3,416 |
| Salaries and employee benefits | $2,147,000 | 3,048 |
| Premises and equipment expense | $496,000 | 3,891 |
| Additional noninterest expense | $1,451,000 | 3,606 |
| Pre-tax net operating income | $1,235,000 | 5,077 |
| Securities gains (losses) | $228,000 | 1,542 |
| Applicable income taxes | $605,000 | 3,574 |
| Income before extraordinary items | $858,000 | 5,273 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $858,000 | 5,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,617 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $712,080 | 5,768 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,137,000 | 4,760 |
| Total interest expense | $3,077,000 | 5,052 |
| Net interest income | $4,060,000 | 4,383 |
| Provision for loan and lease losses | $70,000 | 8,246 |
| Total noninterest income | $464,000 | 5,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 6,172 |
| Total noninterest expense | $3,613,000 | 3,826 |
| Salaries and employee benefits | $1,844,000 | 3,465 |
| Premises and equipment expense | $443,000 | 4,409 |
| Additional noninterest expense | $1,326,000 | 3,975 |
| Pre-tax net operating income | $841,000 | 6,377 |
| Securities gains (losses) | $271,000 | 1,631 |
| Applicable income taxes | $446,000 | 4,394 |
| Income before extraordinary items | $666,000 | 6,130 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $666,000 | 6,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 5,790 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $492,560 | 7,023 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.