Home > The Milford Bank > Income and Expense
The Milford Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $21,680,000 | 1,779 |
| Total interest expense | $3,845,000 | 2,327 |
| Net interest income | $17,835,000 | 1,591 |
| Provision for loan and lease losses | $-150,000 | 4,361 |
| Total noninterest income | $2,663,000 | 1,749 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $450,000 | 1,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,213,000 | 1,533 |
| Total noninterest expense | $18,200,000 | 1,305 |
| Salaries and employee benefits | $10,783,000 | 1,270 |
| Premises and equipment expense | $1,766,000 | 1,354 |
| Additional noninterest expense | $2,213,000 | 1,533 |
| Pre-tax net operating income | $2,448,000 | 2,725 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $478,000 | 1,939 |
| Income before extraordinary items | $1,970,000 | 2,807 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,970,000 | 2,835 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,970,000 | 2,809 |
| Net charge-offs | $4,000 | 2,632 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,970,000 | 2,839 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $15,891,000 | 1,780 |
| Total interest expense | $2,473,000 | 2,401 |
| Net interest income | $13,418,000 | 1,593 |
| Provision for loan and lease losses | $230,000 | 1,539 |
| Total noninterest income | $1,889,000 | 1,790 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $336,000 | 1,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,553,000 | 1,583 |
| Total noninterest expense | $13,502,000 | 1,315 |
| Salaries and employee benefits | $8,146,000 | 1,264 |
| Premises and equipment expense | $1,327,000 | 1,360 |
| Additional noninterest expense | $1,553,000 | 1,583 |
| Pre-tax net operating income | $1,575,000 | 2,964 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $304,000 | 2,104 |
| Income before extraordinary items | $1,271,000 | 3,029 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,271,000 | 3,061 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,271,000 | 3,030 |
| Net charge-offs | $5,000 | 2,314 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,271,000 | 3,063 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $10,366,000 | 1,780 |
| Total interest expense | $1,270,000 | 2,551 |
| Net interest income | $9,096,000 | 1,583 |
| Provision for loan and lease losses | $215,000 | 1,283 |
| Total noninterest income | $1,372,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $222,000 | 1,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,150,000 | 1,408 |
| Total noninterest expense | $9,111,000 | 1,285 |
| Salaries and employee benefits | $5,466,000 | 1,247 |
| Premises and equipment expense | $857,000 | 1,376 |
| Additional noninterest expense | $1,150,000 | 1,407 |
| Pre-tax net operating income | $1,142,000 | 2,894 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $222,000 | 2,064 |
| Income before extraordinary items | $920,000 | 2,971 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $920,000 | 3,003 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $920,000 | 2,970 |
| Net charge-offs | $1,000 | 2,309 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $920,000 | 2,985 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,025,000 | 1,803 |
| Total interest expense | $445,000 | 2,752 |
| Net interest income | $4,580,000 | 1,578 |
| Provision for loan and lease losses | $40,000 | 1,811 |
| Total noninterest income | $699,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $109,000 | 1,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $590,000 | 1,379 |
| Total noninterest expense | $4,615,000 | 1,285 |
| Salaries and employee benefits | $2,800,000 | 1,245 |
| Premises and equipment expense | $440,000 | 1,378 |
| Additional noninterest expense | $590,000 | 1,379 |
| Pre-tax net operating income | $624,000 | 2,843 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $122,000 | 1,999 |
| Income before extraordinary items | $502,000 | 2,919 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $502,000 | 2,918 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $502,000 | 2,919 |
| Net charge-offs | $3,000 | 1,707 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $502,000 | 2,939 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $18,062,000 | 1,694 |
| Total interest expense | $675,000 | 2,893 |
| Net interest income | $17,387,000 | 1,606 |
| Provision for loan and lease losses | $20,000 | 2,792 |
| Total noninterest income | $3,107,000 | 1,593 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $506,000 | 1,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,601,000 | 1,377 |
| Total noninterest expense | $16,915,000 | 1,355 |
| Salaries and employee benefits | $10,508,000 | 1,272 |
| Premises and equipment expense | $2,080,000 | 1,165 |
| Additional noninterest expense | $2,601,000 | 1,377 |
| Pre-tax net operating income | $3,559,000 | 2,444 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $448,000 | 2,103 |
| Income before extraordinary items | $3,111,000 | 2,409 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,111,000 | 2,407 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,111,000 | 2,408 |
| Net charge-offs | $9,000 | 2,179 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,111,000 | 2,437 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $13,076,000 | 1,691 |
| Total interest expense | $501,000 | 2,650 |
| Net interest income | $12,575,000 | 1,634 |
| Provision for loan and lease losses | $150,000 | 1,628 |
| Total noninterest income | $2,456,000 | 1,570 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $374,000 | 1,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,082,000 | 1,344 |
| Total noninterest expense | $11,906,000 | 1,407 |
| Salaries and employee benefits | $7,670,000 | 1,294 |
| Premises and equipment expense | $1,368,000 | 1,316 |
| Additional noninterest expense | $2,082,000 | 1,344 |
| Pre-tax net operating income | $2,975,000 | 2,296 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $334,000 | 2,120 |
| Income before extraordinary items | $2,641,000 | 2,236 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,641,000 | 2,235 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,641,000 | 2,235 |
| Net charge-offs | $9,000 | 1,856 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,641,000 | 2,275 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,495,000 | 1,692 |
| Total interest expense | $334,000 | 2,512 |
| Net interest income | $8,161,000 | 1,635 |
| Provision for loan and lease losses | $75,000 | 1,677 |
| Total noninterest income | $1,976,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $242,000 | 1,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,734,000 | 1,206 |
| Total noninterest expense | $7,826,000 | 1,408 |
| Salaries and employee benefits | $5,112,000 | 1,284 |
| Premises and equipment expense | $924,000 | 1,301 |
| Additional noninterest expense | $1,790,000 | 1,743 |
| Pre-tax net operating income | $2,236,000 | 2,062 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $188,000 | 2,185 |
| Income before extraordinary items | $2,048,000 | 1,973 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,048,000 | 1,973 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,048,000 | 1,973 |
| Net charge-offs | $10,000 | 1,581 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,048,000 | 2,014 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,169,000 | 1,674 |
| Total interest expense | $163,000 | 2,518 |
| Net interest income | $4,006,000 | 1,609 |
| Provision for loan and lease losses | $-35,000 | 4,459 |
| Total noninterest income | $1,691,000 | 987 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $116,000 | 1,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,575,000 | 804 |
| Total noninterest expense | $4,103,000 | 1,363 |
| Salaries and employee benefits | $2,651,000 | 1,248 |
| Premises and equipment expense | $472,000 | 1,282 |
| Additional noninterest expense | $980,000 | 1,599 |
| Pre-tax net operating income | $1,629,000 | 1,549 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $67,000 | 2,342 |
| Income before extraordinary items | $1,562,000 | 1,414 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,562,000 | 1,414 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,562,000 | 1,414 |
| Net charge-offs | $3,000 | 1,472 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,562,000 | 1,431 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,974,000 | 1,693 |
| Total interest expense | $656,000 | 2,791 |
| Net interest income | $16,318,000 | 1,611 |
| Provision for loan and lease losses | $-120,000 | 4,256 |
| Total noninterest income | $2,344,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $402,000 | 1,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,942,000 | 1,933 |
| Total noninterest expense | $16,163,000 | 1,361 |
| Salaries and employee benefits | $9,403,000 | 1,365 |
| Premises and equipment expense | $1,901,000 | 1,270 |
| Additional noninterest expense | $4,859,000 | 1,365 |
| Pre-tax net operating income | $2,619,000 | 2,846 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $510,000 | 2,081 |
| Income before extraordinary items | $2,109,000 | 2,953 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,109,000 | 2,953 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,109,000 | 2,953 |
| Net charge-offs | $8,000 | 2,344 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,109,000 | 2,942 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,628,000 | 1,732 |
| Total interest expense | $494,000 | 2,874 |
| Net interest income | $12,134,000 | 1,649 |
| Provision for loan and lease losses | $-160,000 | 4,415 |
| Total noninterest income | $1,641,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $289,000 | 1,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,352,000 | 2,072 |
| Total noninterest expense | $11,824,000 | 1,401 |
| Salaries and employee benefits | $6,924,000 | 1,381 |
| Premises and equipment expense | $1,449,000 | 1,259 |
| Additional noninterest expense | $3,451,000 | 1,417 |
| Pre-tax net operating income | $2,111,000 | 2,873 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $413,000 | 2,094 |
| Income before extraordinary items | $1,698,000 | 2,999 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,698,000 | 2,999 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,698,000 | 2,999 |
| Net charge-offs | $6,000 | 2,115 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,698,000 | 2,972 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,371,000 | 1,738 |
| Total interest expense | $330,000 | 2,946 |
| Net interest income | $8,041,000 | 1,647 |
| Provision for loan and lease losses | $-100,000 | 4,484 |
| Total noninterest income | $1,120,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $182,000 | 1,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $938,000 | 1,974 |
| Total noninterest expense | $7,945,000 | 1,391 |
| Salaries and employee benefits | $4,606,000 | 1,380 |
| Premises and equipment expense | $991,000 | 1,227 |
| Additional noninterest expense | $2,348,000 | 1,395 |
| Pre-tax net operating income | $1,316,000 | 2,935 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $256,000 | 2,138 |
| Income before extraordinary items | $1,060,000 | 3,064 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,060,000 | 3,062 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,060,000 | 3,064 |
| Net charge-offs | $4,000 | 1,958 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,060,000 | 3,041 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,195,000 | 1,739 |
| Total interest expense | $170,000 | 2,997 |
| Net interest income | $4,025,000 | 1,635 |
| Provision for loan and lease losses | $-15,000 | 4,587 |
| Total noninterest income | $527,000 | 2,187 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $91,000 | 1,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $436,000 | 2,058 |
| Total noninterest expense | $3,981,000 | 1,371 |
| Salaries and employee benefits | $2,332,000 | 1,366 |
| Premises and equipment expense | $524,000 | 1,176 |
| Additional noninterest expense | $1,125,000 | 1,395 |
| Pre-tax net operating income | $586,000 | 3,069 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $113,000 | 2,202 |
| Income before extraordinary items | $473,000 | 3,171 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $473,000 | 3,171 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $473,000 | 3,171 |
| Net charge-offs | $4,000 | 1,577 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $473,000 | 3,150 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $17,021,000 | 1,716 |
| Total interest expense | $1,588,000 | 2,298 |
| Net interest income | $15,433,000 | 1,613 |
| Provision for loan and lease losses | $1,250,000 | 1,387 |
| Total noninterest income | $2,210,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $388,000 | 1,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,822,000 | 1,880 |
| Total noninterest expense | $15,322,000 | 1,390 |
| Salaries and employee benefits | $9,030,000 | 1,365 |
| Premises and equipment expense | $1,905,000 | 1,234 |
| Additional noninterest expense | $4,387,000 | 1,427 |
| Pre-tax net operating income | $1,071,000 | 3,636 |
| Securities gains (losses) | $47,000 | 1,750 |
| Applicable income taxes | $32,000 | 3,316 |
| Income before extraordinary items | $1,086,000 | 3,567 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,086,000 | 3,567 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,086,000 | 3,567 |
| Net charge-offs | $11,000 | 3,000 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,040,410 | 3,557 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,697,000 | 1,724 |
| Total interest expense | $1,353,000 | 2,198 |
| Net interest income | $11,344,000 | 1,628 |
| Provision for loan and lease losses | $925,000 | 1,418 |
| Total noninterest income | $1,560,000 | 2,047 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $287,000 | 1,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,273,000 | 1,911 |
| Total noninterest expense | $11,234,000 | 1,392 |
| Salaries and employee benefits | $6,724,000 | 1,358 |
| Premises and equipment expense | $1,403,000 | 1,249 |
| Additional noninterest expense | $3,107,000 | 1,474 |
| Pre-tax net operating income | $745,000 | 3,723 |
| Securities gains (losses) | $47,000 | 1,562 |
| Applicable income taxes | $-26,000 | 4,879 |
| Income before extraordinary items | $818,000 | 3,581 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $818,000 | 3,580 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $818,000 | 3,581 |
| Net charge-offs | $6,000 | 2,872 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $771,000 | 3,589 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,501,000 | 1,733 |
| Total interest expense | $1,049,000 | 2,083 |
| Net interest income | $7,452,000 | 1,647 |
| Provision for loan and lease losses | $800,000 | 1,225 |
| Total noninterest income | $900,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $203,000 | 1,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $697,000 | 2,037 |
| Total noninterest expense | $7,357,000 | 1,411 |
| Salaries and employee benefits | $4,469,000 | 1,356 |
| Premises and equipment expense | $919,000 | 1,267 |
| Additional noninterest expense | $1,969,000 | 1,526 |
| Pre-tax net operating income | $195,000 | 4,348 |
| Securities gains (losses) | $47,000 | 1,316 |
| Applicable income taxes | $-131,000 | 4,941 |
| Income before extraordinary items | $373,000 | 3,917 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $373,000 | 3,917 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $373,000 | 3,917 |
| Net charge-offs | $15,000 | 2,313 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $326,000 | 3,978 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,279,000 | 1,716 |
| Total interest expense | $582,000 | 2,095 |
| Net interest income | $3,697,000 | 1,618 |
| Provision for loan and lease losses | $450,000 | 941 |
| Total noninterest income | $296,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $126,000 | 1,854 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 2,627 |
| Total noninterest expense | $3,461,000 | 1,481 |
| Salaries and employee benefits | $2,230,000 | 1,364 |
| Premises and equipment expense | $472,000 | 1,244 |
| Additional noninterest expense | $759,000 | 1,901 |
| Pre-tax net operating income | $82,000 | 4,373 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-153,000 | 4,977 |
| Income before extraordinary items | $235,000 | 3,543 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $235,000 | 3,544 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $235,000 | 3,544 |
| Net charge-offs | $9,000 | 1,897 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $235,000 | 3,517 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,180,000 | 1,726 |
| Total interest expense | $2,519,000 | 2,038 |
| Net interest income | $14,661,000 | 1,629 |
| Provision for loan and lease losses | $51,000 | 3,367 |
| Total noninterest income | $2,304,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $564,000 | 1,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,740,000 | 1,666 |
| Total noninterest expense | $15,382,000 | 1,327 |
| Salaries and employee benefits | $8,953,000 | 1,325 |
| Premises and equipment expense | $1,982,000 | 1,179 |
| Additional noninterest expense | $4,447,000 | 1,388 |
| Pre-tax net operating income | $1,532,000 | 3,368 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $280,000 | 2,416 |
| Income before extraordinary items | $1,252,000 | 3,506 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,252,000 | 3,507 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,252,000 | 3,507 |
| Net charge-offs | $25,000 | 3,025 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,252,000 | 3,475 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,857,000 | 1,744 |
| Total interest expense | $1,896,000 | 2,044 |
| Net interest income | $10,961,000 | 1,657 |
| Provision for loan and lease losses | $10,000 | 3,687 |
| Total noninterest income | $1,711,000 | 1,843 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $426,000 | 1,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,285,000 | 1,666 |
| Total noninterest expense | $11,448,000 | 1,340 |
| Salaries and employee benefits | $6,684,000 | 1,329 |
| Premises and equipment expense | $1,502,000 | 1,181 |
| Additional noninterest expense | $3,262,000 | 1,416 |
| Pre-tax net operating income | $1,214,000 | 3,368 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $224,000 | 2,435 |
| Income before extraordinary items | $990,000 | 3,503 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $990,000 | 3,503 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $990,000 | 3,503 |
| Net charge-offs | $21,000 | 2,686 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $990,000 | 3,481 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,588,000 | 1,743 |
| Total interest expense | $1,270,000 | 2,027 |
| Net interest income | $7,318,000 | 1,667 |
| Provision for loan and lease losses | $40,000 | 2,926 |
| Total noninterest income | $1,143,000 | 1,819 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $278,000 | 1,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $865,000 | 1,625 |
| Total noninterest expense | $7,603,000 | 1,348 |
| Salaries and employee benefits | $4,457,000 | 1,320 |
| Premises and equipment expense | $1,005,000 | 1,177 |
| Additional noninterest expense | $2,141,000 | 1,444 |
| Pre-tax net operating income | $818,000 | 3,370 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $151,000 | 2,408 |
| Income before extraordinary items | $667,000 | 3,498 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $667,000 | 3,497 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $667,000 | 3,497 |
| Net charge-offs | $17,000 | 2,418 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $667,000 | 3,478 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,286,000 | 1,748 |
| Total interest expense | $584,000 | 2,094 |
| Net interest income | $3,702,000 | 1,652 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $587,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $138,000 | 1,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $449,000 | 1,556 |
| Total noninterest expense | $3,842,000 | 1,349 |
| Salaries and employee benefits | $2,274,000 | 1,307 |
| Premises and equipment expense | $513,000 | 1,165 |
| Additional noninterest expense | $1,055,000 | 1,452 |
| Pre-tax net operating income | $417,000 | 3,317 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $77,000 | 2,352 |
| Income before extraordinary items | $340,000 | 3,446 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $340,000 | 3,445 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $340,000 | 3,445 |
| Net charge-offs | $8,000 | 2,054 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $340,000 | 3,435 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,144,000 | 1,754 |
| Total interest expense | $1,590,000 | 2,258 |
| Net interest income | $14,554,000 | 1,656 |
| Provision for loan and lease losses | $-250,000 | 5,239 |
| Total noninterest income | $2,100,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $565,000 | 1,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,535,000 | 1,769 |
| Total noninterest expense | $14,725,000 | 1,376 |
| Salaries and employee benefits | $8,756,000 | 1,326 |
| Premises and equipment expense | $1,934,000 | 1,213 |
| Additional noninterest expense | $4,035,000 | 1,491 |
| Pre-tax net operating income | $2,179,000 | 3,002 |
| Securities gains (losses) | $-27,000 | 4,681 |
| Applicable income taxes | $408,000 | 2,158 |
| Income before extraordinary items | $1,744,000 | 3,141 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,744,000 | 3,140 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,744,000 | 3,140 |
| Net charge-offs | $65,000 | 2,448 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,765,870 | 3,119 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,997,000 | 1,748 |
| Total interest expense | $1,138,000 | 2,249 |
| Net interest income | $10,859,000 | 1,660 |
| Provision for loan and lease losses | $-360,000 | 5,361 |
| Total noninterest income | $1,663,000 | 1,893 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $407,000 | 1,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,256,000 | 1,693 |
| Total noninterest expense | $11,276,000 | 1,344 |
| Salaries and employee benefits | $6,786,000 | 1,273 |
| Premises and equipment expense | $1,465,000 | 1,196 |
| Additional noninterest expense | $3,025,000 | 1,502 |
| Pre-tax net operating income | $1,606,000 | 3,083 |
| Securities gains (losses) | $-27,000 | 4,996 |
| Applicable income taxes | $297,000 | 2,239 |
| Income before extraordinary items | $1,282,000 | 3,230 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,282,000 | 3,229 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,282,000 | 3,229 |
| Net charge-offs | $61,000 | 2,063 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,303,870 | 3,208 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,964,000 | 1,733 |
| Total interest expense | $726,000 | 2,222 |
| Net interest income | $7,238,000 | 1,649 |
| Provision for loan and lease losses | $-110,000 | 5,385 |
| Total noninterest income | $1,055,000 | 1,961 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $276,000 | 1,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $779,000 | 1,765 |
| Total noninterest expense | $7,457,000 | 1,365 |
| Salaries and employee benefits | $4,531,000 | 1,280 |
| Premises and equipment expense | $978,000 | 1,201 |
| Additional noninterest expense | $1,948,000 | 1,543 |
| Pre-tax net operating income | $946,000 | 3,235 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $175,000 | 2,321 |
| Income before extraordinary items | $771,000 | 3,356 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $771,000 | 3,355 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $771,000 | 3,355 |
| Net charge-offs | $45,000 | 1,832 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $771,000 | 3,351 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 1,733 |
| Total interest expense | $336,000 | 2,268 |
| Net interest income | $3,610,000 | 1,648 |
| Provision for loan and lease losses | $-75,000 | 5,480 |
| Total noninterest income | $533,000 | 1,905 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $143,000 | 1,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $390,000 | 1,733 |
| Total noninterest expense | $3,747,000 | 1,360 |
| Salaries and employee benefits | $2,327,000 | 1,256 |
| Premises and equipment expense | $511,000 | 1,174 |
| Additional noninterest expense | $909,000 | 1,631 |
| Pre-tax net operating income | $471,000 | 3,191 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $87,000 | 2,275 |
| Income before extraordinary items | $384,000 | 3,313 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $384,000 | 3,313 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $384,000 | 3,313 |
| Net charge-offs | $26,000 | 1,526 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $384,000 | 3,309 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,058,000 | 1,763 |
| Total interest expense | $890,000 | 2,762 |
| Net interest income | $14,168,000 | 1,650 |
| Provision for loan and lease losses | $10,000 | 4,088 |
| Total noninterest income | $2,117,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $565,000 | 1,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,552,000 | 1,779 |
| Total noninterest expense | $14,409,000 | 1,386 |
| Salaries and employee benefits | $8,437,000 | 1,344 |
| Premises and equipment expense | $2,005,000 | 1,173 |
| Additional noninterest expense | $3,967,000 | 1,535 |
| Pre-tax net operating income | $1,866,000 | 3,219 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,366,000 | 1,153 |
| Income before extraordinary items | $-500,000 | 5,525 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-500,000 | 5,525 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-500,000 | 5,525 |
| Net charge-offs | $-113,000 | 5,327 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-500,000 | 5,523 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,236,000 | 1,765 |
| Total interest expense | $637,000 | 2,823 |
| Net interest income | $10,599,000 | 1,659 |
| Provision for loan and lease losses | $-10,000 | 5,445 |
| Total noninterest income | $1,475,000 | 2,074 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $414,000 | 1,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,061,000 | 1,912 |
| Total noninterest expense | $10,813,000 | 1,370 |
| Salaries and employee benefits | $6,399,000 | 1,326 |
| Premises and equipment expense | $1,527,000 | 1,163 |
| Additional noninterest expense | $2,887,000 | 1,562 |
| Pre-tax net operating income | $1,271,000 | 3,400 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $375,000 | 2,313 |
| Income before extraordinary items | $896,000 | 3,704 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $896,000 | 3,703 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $896,000 | 3,704 |
| Net charge-offs | $-117,000 | 5,382 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $896,000 | 3,681 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,380,000 | 1,775 |
| Total interest expense | $399,000 | 2,886 |
| Net interest income | $6,981,000 | 1,666 |
| Provision for loan and lease losses | $130,000 | 1,974 |
| Total noninterest income | $915,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $273,000 | 1,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $642,000 | 2,036 |
| Total noninterest expense | $7,243,000 | 1,364 |
| Salaries and employee benefits | $4,303,000 | 1,323 |
| Premises and equipment expense | $1,036,000 | 1,142 |
| Additional noninterest expense | $1,904,000 | 1,575 |
| Pre-tax net operating income | $523,000 | 4,072 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $139,000 | 2,728 |
| Income before extraordinary items | $384,000 | 4,218 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $384,000 | 4,217 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $384,000 | 4,218 |
| Net charge-offs | $20,000 | 2,580 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $384,000 | 4,195 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,632,000 | 1,789 |
| Total interest expense | $196,000 | 2,886 |
| Net interest income | $3,436,000 | 1,680 |
| Provision for loan and lease losses | $85,000 | 1,615 |
| Total noninterest income | $593,000 | 1,837 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $139,000 | 1,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $454,000 | 1,624 |
| Total noninterest expense | $3,700,000 | 1,355 |
| Salaries and employee benefits | $2,218,000 | 1,300 |
| Premises and equipment expense | $533,000 | 1,123 |
| Additional noninterest expense | $949,000 | 1,580 |
| Pre-tax net operating income | $244,000 | 4,134 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $63,000 | 2,743 |
| Income before extraordinary items | $181,000 | 4,260 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $181,000 | 4,260 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $181,000 | 4,260 |
| Net charge-offs | $14,000 | 2,073 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $181,000 | 4,244 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,041,000 | 1,807 |
| Total interest expense | $725,000 | 2,982 |
| Net interest income | $13,316,000 | 1,685 |
| Provision for loan and lease losses | $96,000 | 3,189 |
| Total noninterest income | $2,280,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $589,000 | 1,821 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,691,000 | 1,745 |
| Total noninterest expense | $14,061,000 | 1,388 |
| Salaries and employee benefits | $7,954,000 | 1,378 |
| Premises and equipment expense | $2,322,000 | 1,019 |
| Additional noninterest expense | $3,785,000 | 1,610 |
| Pre-tax net operating income | $1,439,000 | 3,561 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $370,000 | 2,507 |
| Income before extraordinary items | $1,069,000 | 3,796 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,069,000 | 3,794 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,069,000 | 3,795 |
| Net charge-offs | $178,000 | 2,052 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,069,000 | 3,750 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,504,000 | 1,808 |
| Total interest expense | $539,000 | 2,996 |
| Net interest income | $9,965,000 | 1,695 |
| Provision for loan and lease losses | $186,000 | 2,111 |
| Total noninterest income | $1,815,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $442,000 | 1,828 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,373,000 | 1,677 |
| Total noninterest expense | $10,331,000 | 1,423 |
| Salaries and employee benefits | $5,977,000 | 1,373 |
| Premises and equipment expense | $1,503,000 | 1,179 |
| Additional noninterest expense | $2,851,000 | 1,605 |
| Pre-tax net operating income | $1,263,000 | 3,387 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $330,000 | 2,421 |
| Income before extraordinary items | $933,000 | 3,617 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $933,000 | 3,615 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $933,000 | 3,617 |
| Net charge-offs | $168,000 | 1,597 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $933,000 | 3,553 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,968,000 | 1,824 |
| Total interest expense | $355,000 | 3,030 |
| Net interest income | $6,613,000 | 1,709 |
| Provision for loan and lease losses | $245,000 | 1,440 |
| Total noninterest income | $1,038,000 | 2,058 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $290,000 | 1,838 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $748,000 | 1,874 |
| Total noninterest expense | $6,826,000 | 1,447 |
| Salaries and employee benefits | $3,976,000 | 1,386 |
| Premises and equipment expense | $1,015,000 | 1,165 |
| Additional noninterest expense | $1,835,000 | 1,648 |
| Pre-tax net operating income | $580,000 | 3,937 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $152,000 | 2,700 |
| Income before extraordinary items | $428,000 | 4,187 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $428,000 | 4,184 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $428,000 | 4,186 |
| Net charge-offs | $93,000 | 1,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $428,000 | 4,116 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 1,834 |
| Total interest expense | $174,000 | 3,073 |
| Net interest income | $3,302,000 | 1,701 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $536,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $150,000 | 1,797 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $386,000 | 1,793 |
| Total noninterest expense | $3,456,000 | 1,420 |
| Salaries and employee benefits | $2,037,000 | 1,365 |
| Premises and equipment expense | $511,000 | 1,167 |
| Additional noninterest expense | $908,000 | 1,668 |
| Pre-tax net operating income | $322,000 | 3,748 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $88,000 | 2,558 |
| Income before extraordinary items | $234,000 | 4,018 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $234,000 | 4,015 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $234,000 | 4,016 |
| Net charge-offs | $20,000 | 1,985 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $234,000 | 3,963 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,103,000 | 1,755 |
| Total interest expense | $819,000 | 2,775 |
| Net interest income | $13,284,000 | 1,651 |
| Provision for loan and lease losses | $344,000 | 1,769 |
| Total noninterest income | $1,874,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $657,000 | 1,735 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,217,000 | 2,123 |
| Total noninterest expense | $13,711,000 | 1,419 |
| Salaries and employee benefits | $7,749,000 | 1,394 |
| Premises and equipment expense | $2,398,000 | 1,000 |
| Additional noninterest expense | $3,564,000 | 1,695 |
| Pre-tax net operating income | $1,103,000 | 3,953 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $282,000 | 2,718 |
| Income before extraordinary items | $821,000 | 4,223 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $821,000 | 4,221 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $821,000 | 4,223 |
| Net charge-offs | $39,000 | 3,421 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $821,000 | 4,172 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,683,000 | 1,752 |
| Total interest expense | $642,000 | 2,727 |
| Net interest income | $10,041,000 | 1,651 |
| Provision for loan and lease losses | $44,000 | 3,422 |
| Total noninterest income | $1,461,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $490,000 | 1,755 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $971,000 | 2,077 |
| Total noninterest expense | $10,342,000 | 1,411 |
| Salaries and employee benefits | $5,927,000 | 1,375 |
| Premises and equipment expense | $1,913,000 | 962 |
| Additional noninterest expense | $2,502,000 | 1,813 |
| Pre-tax net operating income | $1,116,000 | 3,572 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $311,000 | 2,450 |
| Income before extraordinary items | $805,000 | 3,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $805,000 | 3,874 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $805,000 | 3,875 |
| Net charge-offs | $-5,000 | 4,976 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $805,000 | 3,824 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,847,000 | 1,825 |
| Total interest expense | $448,000 | 2,658 |
| Net interest income | $6,399,000 | 1,724 |
| Provision for loan and lease losses | $243,000 | 1,321 |
| Total noninterest income | $963,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $332,000 | 1,705 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $631,000 | 2,098 |
| Total noninterest expense | $7,056,000 | 1,395 |
| Salaries and employee benefits | $4,011,000 | 1,368 |
| Premises and equipment expense | $1,400,000 | 887 |
| Additional noninterest expense | $1,645,000 | 1,838 |
| Pre-tax net operating income | $63,000 | 5,774 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-25,000 | 6,186 |
| Income before extraordinary items | $88,000 | 5,667 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $88,000 | 5,668 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $88,000 | 5,669 |
| Net charge-offs | $144,000 | 1,404 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $88,000 | 5,622 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 1,845 |
| Total interest expense | $238,000 | 2,571 |
| Net interest income | $3,147,000 | 1,745 |
| Provision for loan and lease losses | $145,000 | 1,174 |
| Total noninterest income | $513,000 | 2,065 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $173,000 | 1,642 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $340,000 | 1,959 |
| Total noninterest expense | $3,450,000 | 1,418 |
| Salaries and employee benefits | $2,031,000 | 1,364 |
| Premises and equipment expense | $574,000 | 1,060 |
| Additional noninterest expense | $845,000 | 1,782 |
| Pre-tax net operating income | $65,000 | 5,503 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-2,000 | 6,194 |
| Income before extraordinary items | $67,000 | 5,446 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $67,000 | 5,448 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $67,000 | 5,448 |
| Net charge-offs | $147,000 | 881 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $67,000 | 5,379 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,287,000 | 1,758 |
| Total interest expense | $1,051,000 | 2,503 |
| Net interest income | $13,236,000 | 1,672 |
| Provision for loan and lease losses | $163,000 | 2,696 |
| Total noninterest income | $2,035,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $784,000 | 1,606 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,251,000 | 2,016 |
| Total noninterest expense | $13,713,000 | 1,403 |
| Salaries and employee benefits | $7,767,000 | 1,362 |
| Premises and equipment expense | $2,059,000 | 1,158 |
| Additional noninterest expense | $3,887,000 | 1,602 |
| Pre-tax net operating income | $1,395,000 | 3,612 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $384,000 | 2,438 |
| Income before extraordinary items | $1,011,000 | 3,951 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,011,000 | 3,951 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,011,000 | 3,953 |
| Net charge-offs | $265,000 | 2,157 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,011,000 | 3,892 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,676,000 | 1,775 |
| Total interest expense | $798,000 | 2,525 |
| Net interest income | $9,878,000 | 1,683 |
| Provision for loan and lease losses | $88,000 | 2,990 |
| Total noninterest income | $1,547,000 | 2,063 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $589,000 | 1,618 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $958,000 | 1,999 |
| Total noninterest expense | $10,197,000 | 1,418 |
| Salaries and employee benefits | $5,793,000 | 1,369 |
| Premises and equipment expense | $1,561,000 | 1,156 |
| Additional noninterest expense | $2,843,000 | 1,642 |
| Pre-tax net operating income | $1,140,000 | 3,539 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $321,000 | 2,392 |
| Income before extraordinary items | $819,000 | 3,864 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $819,000 | 3,866 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $819,000 | 3,867 |
| Net charge-offs | $104,000 | 2,652 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $819,000 | 3,822 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,146,000 | 1,755 |
| Total interest expense | $536,000 | 2,522 |
| Net interest income | $6,610,000 | 1,670 |
| Provision for loan and lease losses | $20,000 | 3,628 |
| Total noninterest income | $1,011,000 | 2,085 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $390,000 | 1,600 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $621,000 | 2,008 |
| Total noninterest expense | $6,769,000 | 1,428 |
| Salaries and employee benefits | $3,886,000 | 1,361 |
| Premises and equipment expense | $1,043,000 | 1,168 |
| Additional noninterest expense | $1,840,000 | 1,680 |
| Pre-tax net operating income | $832,000 | 3,296 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $237,000 | 2,255 |
| Income before extraordinary items | $595,000 | 3,650 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $595,000 | 3,655 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $595,000 | 3,656 |
| Net charge-offs | $8,000 | 3,816 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $595,000 | 3,583 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 1,716 |
| Total interest expense | $271,000 | 2,528 |
| Net interest income | $3,355,000 | 1,630 |
| Provision for loan and lease losses | $-4,000 | 6,385 |
| Total noninterest income | $533,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $190,000 | 1,619 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $343,000 | 1,842 |
| Total noninterest expense | $3,377,000 | 1,440 |
| Salaries and employee benefits | $1,955,000 | 1,369 |
| Premises and equipment expense | $545,000 | 1,134 |
| Additional noninterest expense | $877,000 | 1,741 |
| Pre-tax net operating income | $515,000 | 2,833 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $152,000 | 1,992 |
| Income before extraordinary items | $363,000 | 3,195 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $363,000 | 3,197 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $363,000 | 3,197 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $363,000 | 3,165 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,111,000 | 1,772 |
| Total interest expense | $1,241,000 | 2,506 |
| Net interest income | $12,870,000 | 1,678 |
| Provision for loan and lease losses | $-33,000 | 6,299 |
| Total noninterest income | $2,359,000 | 1,927 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $681,000 | 1,870 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,678,000 | 1,720 |
| Total noninterest expense | $14,058,000 | 1,405 |
| Salaries and employee benefits | $7,641,000 | 1,376 |
| Premises and equipment expense | $2,044,000 | 1,172 |
| Additional noninterest expense | $4,373,000 | 1,512 |
| Pre-tax net operating income | $1,204,000 | 3,777 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $313,000 | 2,587 |
| Income before extraordinary items | $891,000 | 4,096 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $891,000 | 4,099 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $891,000 | 4,099 |
| Net charge-offs | $155,000 | 3,299 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $891,000 | 4,046 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,550,000 | 1,780 |
| Total interest expense | $957,000 | 2,524 |
| Net interest income | $9,593,000 | 1,681 |
| Provision for loan and lease losses | $31,000 | 4,266 |
| Total noninterest income | $1,765,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $491,000 | 1,930 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,274,000 | 1,748 |
| Total noninterest expense | $10,462,000 | 1,413 |
| Salaries and employee benefits | $5,764,000 | 1,374 |
| Premises and equipment expense | $1,543,000 | 1,170 |
| Additional noninterest expense | $3,155,000 | 1,559 |
| Pre-tax net operating income | $865,000 | 3,923 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $223,000 | 2,692 |
| Income before extraordinary items | $642,000 | 4,196 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $642,000 | 4,198 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $642,000 | 4,200 |
| Net charge-offs | $143,000 | 2,921 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $642,000 | 4,122 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,979,000 | 1,794 |
| Total interest expense | $657,000 | 2,520 |
| Net interest income | $6,322,000 | 1,692 |
| Provision for loan and lease losses | $66,000 | 3,329 |
| Total noninterest income | $1,306,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $315,000 | 1,957 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $991,000 | 1,587 |
| Total noninterest expense | $6,970,000 | 1,414 |
| Salaries and employee benefits | $3,824,000 | 1,379 |
| Premises and equipment expense | $1,050,000 | 1,136 |
| Additional noninterest expense | $2,096,000 | 1,554 |
| Pre-tax net operating income | $592,000 | 3,846 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $153,000 | 2,675 |
| Income before extraordinary items | $439,000 | 4,160 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $439,000 | 4,162 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $439,000 | 4,163 |
| Net charge-offs | $109,000 | 2,672 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $439,000 | 4,056 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,484,000 | 1,814 |
| Total interest expense | $334,000 | 2,555 |
| Net interest income | $3,150,000 | 1,712 |
| Provision for loan and lease losses | $181,000 | 1,438 |
| Total noninterest income | $628,000 | 1,901 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $156,000 | 1,969 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $472,000 | 1,640 |
| Total noninterest expense | $3,388,000 | 1,463 |
| Salaries and employee benefits | $1,902,000 | 1,396 |
| Premises and equipment expense | $516,000 | 1,185 |
| Additional noninterest expense | $970,000 | 1,653 |
| Pre-tax net operating income | $209,000 | 4,401 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $47,000 | 3,024 |
| Income before extraordinary items | $162,000 | 4,623 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $162,000 | 4,624 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $162,000 | 4,625 |
| Net charge-offs | $5,000 | 3,681 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $162,000 | 4,516 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,847,000 | 1,779 |
| Total interest expense | $1,693,000 | 2,476 |
| Net interest income | $13,154,000 | 1,683 |
| Provision for loan and lease losses | $125,000 | 4,434 |
| Total noninterest income | $3,398,000 | 1,501 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $640,000 | 2,049 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,758,000 | 1,238 |
| Total noninterest expense | $14,089,000 | 1,401 |
| Salaries and employee benefits | $7,702,000 | 1,339 |
| Premises and equipment expense | $2,045,000 | 1,155 |
| Additional noninterest expense | $4,342,000 | 1,552 |
| Pre-tax net operating income | $2,338,000 | 2,529 |
| Securities gains (losses) | $-7,000 | 6,717 |
| Applicable income taxes | $690,000 | 1,852 |
| Income before extraordinary items | $1,641,000 | 2,947 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,641,000 | 2,949 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,641,000 | 2,949 |
| Net charge-offs | $643,000 | 2,320 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,645,900 | 2,822 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,197,000 | 1,797 |
| Total interest expense | $1,296,000 | 2,536 |
| Net interest income | $9,901,000 | 1,689 |
| Provision for loan and lease losses | $137,000 | 3,993 |
| Total noninterest income | $2,555,000 | 1,487 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $475,000 | 2,083 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,080,000 | 1,232 |
| Total noninterest expense | $10,402,000 | 1,419 |
| Salaries and employee benefits | $5,786,000 | 1,337 |
| Premises and equipment expense | $1,513,000 | 1,178 |
| Additional noninterest expense | $3,103,000 | 1,623 |
| Pre-tax net operating income | $1,917,000 | 2,434 |
| Securities gains (losses) | $-6,000 | 6,839 |
| Applicable income taxes | $572,000 | 1,794 |
| Income before extraordinary items | $1,339,000 | 2,859 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,339,000 | 2,860 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,339,000 | 2,859 |
| Net charge-offs | $288,000 | 2,880 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,343,200 | 2,714 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,487,000 | 1,801 |
| Total interest expense | $891,000 | 2,546 |
| Net interest income | $6,596,000 | 1,687 |
| Provision for loan and lease losses | $-22,000 | 7,046 |
| Total noninterest income | $1,434,000 | 1,679 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $312,000 | 2,085 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,122,000 | 1,404 |
| Total noninterest expense | $6,956,000 | 1,412 |
| Salaries and employee benefits | $3,784,000 | 1,360 |
| Premises and equipment expense | $996,000 | 1,194 |
| Additional noninterest expense | $2,176,000 | 1,561 |
| Pre-tax net operating income | $1,096,000 | 2,681 |
| Securities gains (losses) | $-6,000 | 6,915 |
| Applicable income taxes | $318,000 | 1,993 |
| Income before extraordinary items | $772,000 | 3,116 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $772,000 | 3,115 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $772,000 | 3,116 |
| Net charge-offs | $192,000 | 2,804 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $776,260 | 2,949 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,727,000 | 1,828 |
| Total interest expense | $461,000 | 2,555 |
| Net interest income | $3,266,000 | 1,705 |
| Provision for loan and lease losses | $63,000 | 3,414 |
| Total noninterest income | $597,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $155,000 | 2,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $442,000 | 1,644 |
| Total noninterest expense | $3,426,000 | 1,431 |
| Salaries and employee benefits | $1,817,000 | 1,425 |
| Premises and equipment expense | $502,000 | 1,194 |
| Additional noninterest expense | $1,107,000 | 1,517 |
| Pre-tax net operating income | $374,000 | 3,423 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $100,000 | 2,447 |
| Income before extraordinary items | $274,000 | 3,804 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $274,000 | 3,807 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $274,000 | 3,807 |
| Net charge-offs | $161,000 | 2,025 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $274,000 | 3,640 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,233,000 | 1,848 |
| Total interest expense | $2,327,000 | 2,457 |
| Net interest income | $12,906,000 | 1,741 |
| Provision for loan and lease losses | $332,000 | 3,976 |
| Total noninterest income | $2,379,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $673,000 | 2,051 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,706,000 | 1,513 |
| Total noninterest expense | $12,977,000 | 1,505 |
| Salaries and employee benefits | $6,926,000 | 1,429 |
| Premises and equipment expense | $1,937,000 | 1,292 |
| Additional noninterest expense | $4,114,000 | 1,667 |
| Pre-tax net operating income | $1,976,000 | 2,534 |
| Securities gains (losses) | $46,000 | 2,636 |
| Applicable income taxes | $577,000 | 1,894 |
| Income before extraordinary items | $1,445,000 | 2,850 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,445,000 | 2,852 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,445,000 | 2,852 |
| Net charge-offs | $1,127,000 | 2,219 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,412,340 | 2,798 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,444,000 | 1,864 |
| Total interest expense | $1,800,000 | 2,484 |
| Net interest income | $9,644,000 | 1,746 |
| Provision for loan and lease losses | $102,000 | 4,914 |
| Total noninterest income | $1,732,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $505,000 | 2,059 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,227,000 | 1,538 |
| Total noninterest expense | $9,926,000 | 1,473 |
| Salaries and employee benefits | $5,397,000 | 1,382 |
| Premises and equipment expense | $1,322,000 | 1,433 |
| Additional noninterest expense | $3,207,000 | 1,596 |
| Pre-tax net operating income | $1,348,000 | 2,778 |
| Securities gains (losses) | $46,000 | 2,386 |
| Applicable income taxes | $392,000 | 1,966 |
| Income before extraordinary items | $1,002,000 | 3,060 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,002,000 | 3,062 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,002,000 | 3,062 |
| Net charge-offs | $745,000 | 2,217 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $968,880 | 3,022 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,687,000 | 1,867 |
| Total interest expense | $1,218,000 | 2,529 |
| Net interest income | $6,469,000 | 1,738 |
| Provision for loan and lease losses | $65,000 | 4,826 |
| Total noninterest income | $1,078,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $329,000 | 2,075 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $749,000 | 1,634 |
| Total noninterest expense | $6,702,000 | 1,471 |
| Salaries and employee benefits | $3,579,000 | 1,404 |
| Premises and equipment expense | $967,000 | 1,318 |
| Additional noninterest expense | $2,156,000 | 1,596 |
| Pre-tax net operating income | $780,000 | 2,988 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $210,000 | 2,178 |
| Income before extraordinary items | $570,000 | 3,301 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $570,000 | 3,302 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $570,000 | 3,302 |
| Net charge-offs | $721,000 | 1,769 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $570,000 | 3,214 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 1,863 |
| Total interest expense | $627,000 | 2,549 |
| Net interest income | $3,234,000 | 1,724 |
| Provision for loan and lease losses | $21,000 | 4,973 |
| Total noninterest income | $520,000 | 1,928 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $168,000 | 2,015 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $352,000 | 1,722 |
| Total noninterest expense | $3,332,000 | 1,488 |
| Salaries and employee benefits | $1,801,000 | 1,405 |
| Premises and equipment expense | $531,000 | 1,238 |
| Additional noninterest expense | $1,000,000 | 1,713 |
| Pre-tax net operating income | $401,000 | 2,963 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $108,000 | 2,098 |
| Income before extraordinary items | $293,000 | 3,294 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $293,000 | 3,291 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $293,000 | 3,292 |
| Net charge-offs | $132,000 | 2,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $293,000 | 3,239 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,323,000 | 1,853 |
| Total interest expense | $3,784,000 | 2,093 |
| Net interest income | $12,539,000 | 1,771 |
| Provision for loan and lease losses | $1,736,000 | 2,264 |
| Total noninterest income | $3,132,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $824,000 | 1,775 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,308,000 | 1,281 |
| Total noninterest expense | $12,504,000 | 1,588 |
| Salaries and employee benefits | $6,653,000 | 1,481 |
| Premises and equipment expense | $1,813,000 | 1,419 |
| Additional noninterest expense | $4,038,000 | 1,786 |
| Pre-tax net operating income | $1,431,000 | 2,792 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $371,000 | 2,168 |
| Income before extraordinary items | $1,060,000 | 3,110 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,060,000 | 3,107 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,060,000 | 3,110 |
| Net charge-offs | $923,000 | 2,797 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,060,000 | 2,998 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,382,000 | 1,875 |
| Total interest expense | $2,926,000 | 2,127 |
| Net interest income | $9,456,000 | 1,781 |
| Provision for loan and lease losses | $1,936,000 | 1,695 |
| Total noninterest income | $2,210,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $627,000 | 1,810 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,583,000 | 1,287 |
| Total noninterest expense | $9,344,000 | 1,580 |
| Salaries and employee benefits | $5,182,000 | 1,433 |
| Premises and equipment expense | $1,335,000 | 1,460 |
| Additional noninterest expense | $2,827,000 | 1,858 |
| Pre-tax net operating income | $386,000 | 4,545 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $45,000 | 3,623 |
| Income before extraordinary items | $341,000 | 4,696 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $341,000 | 4,699 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $341,000 | 4,699 |
| Net charge-offs | $477,000 | 3,147 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $341,000 | 4,508 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,252,000 | 1,897 |
| Total interest expense | $1,984,000 | 2,174 |
| Net interest income | $6,268,000 | 1,785 |
| Provision for loan and lease losses | $1,235,000 | 1,716 |
| Total noninterest income | $1,313,000 | 1,658 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $423,000 | 1,795 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $890,000 | 1,410 |
| Total noninterest expense | $6,184,000 | 1,597 |
| Salaries and employee benefits | $3,453,000 | 1,433 |
| Premises and equipment expense | $886,000 | 1,484 |
| Additional noninterest expense | $1,845,000 | 1,881 |
| Pre-tax net operating income | $162,000 | 5,149 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-4,000 | 6,874 |
| Income before extraordinary items | $166,000 | 5,118 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $166,000 | 5,121 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $166,000 | 5,120 |
| Net charge-offs | $455,000 | 2,553 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $166,000 | 4,962 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,160,000 | 1,926 |
| Total interest expense | $999,000 | 2,261 |
| Net interest income | $3,161,000 | 1,790 |
| Provision for loan and lease losses | $338,000 | 2,264 |
| Total noninterest income | $601,000 | 1,782 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $208,000 | 1,818 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $393,000 | 1,526 |
| Total noninterest expense | $3,038,000 | 1,649 |
| Salaries and employee benefits | $1,713,000 | 1,461 |
| Premises and equipment expense | $453,000 | 1,490 |
| Additional noninterest expense | $872,000 | 1,945 |
| Pre-tax net operating income | $386,000 | 2,895 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $101,000 | 2,110 |
| Income before extraordinary items | $285,000 | 3,232 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $285,000 | 3,229 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $285,000 | 3,232 |
| Net charge-offs | $435,000 | 1,690 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $285,000 | 3,119 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,155,000 | 1,970 |
| Total interest expense | $4,207,000 | 2,628 |
| Net interest income | $12,948,000 | 1,725 |
| Provision for loan and lease losses | $1,146,000 | 3,287 |
| Total noninterest income | $2,550,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $854,000 | 1,939 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,696,000 | 1,536 |
| Total noninterest expense | $11,187,000 | 1,825 |
| Salaries and employee benefits | $6,240,000 | 1,588 |
| Premises and equipment expense | $1,649,000 | 1,635 |
| Additional noninterest expense | $3,298,000 | 2,163 |
| Pre-tax net operating income | $3,165,000 | 1,264 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $956,000 | 996 |
| Income before extraordinary items | $2,209,000 | 1,515 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,209,000 | 1,512 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,209,000 | 1,514 |
| Net charge-offs | $85,000 | 5,832 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,209,000 | 1,482 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,948,000 | 1,995 |
| Total interest expense | $3,201,000 | 2,700 |
| Net interest income | $9,747,000 | 1,722 |
| Provision for loan and lease losses | $483,000 | 3,853 |
| Total noninterest income | $1,895,000 | 1,849 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $636,000 | 1,954 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,259,000 | 1,561 |
| Total noninterest expense | $8,014,000 | 1,886 |
| Salaries and employee benefits | $4,591,000 | 1,634 |
| Premises and equipment expense | $1,207,000 | 1,702 |
| Additional noninterest expense | $2,216,000 | 2,350 |
| Pre-tax net operating income | $3,145,000 | 1,044 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $980,000 | 860 |
| Income before extraordinary items | $2,165,000 | 1,236 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,165,000 | 1,234 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,165,000 | 1,236 |
| Net charge-offs | $59,000 | 5,550 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,165,000 | 1,217 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,690,000 | 2,019 |
| Total interest expense | $2,229,000 | 2,711 |
| Net interest income | $6,461,000 | 1,730 |
| Provision for loan and lease losses | $303,000 | 3,668 |
| Total noninterest income | $1,586,000 | 1,577 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $410,000 | 1,980 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,176,000 | 1,284 |
| Total noninterest expense | $5,486,000 | 1,877 |
| Salaries and employee benefits | $2,961,000 | 1,728 |
| Premises and equipment expense | $792,000 | 1,753 |
| Additional noninterest expense | $1,733,000 | 2,046 |
| Pre-tax net operating income | $2,258,000 | 1,006 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $708,000 | 822 |
| Income before extraordinary items | $1,550,000 | 1,216 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,550,000 | 1,214 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,550,000 | 1,215 |
| Net charge-offs | $28,000 | 5,387 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,550,000 | 1,184 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,382,000 | 2,030 |
| Total interest expense | $1,189,000 | 2,653 |
| Net interest income | $3,193,000 | 1,732 |
| Provision for loan and lease losses | $191,000 | 2,925 |
| Total noninterest income | $830,000 | 1,513 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $200,000 | 1,969 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $630,000 | 1,194 |
| Total noninterest expense | $2,628,000 | 1,890 |
| Salaries and employee benefits | $1,434,000 | 1,810 |
| Premises and equipment expense | $428,000 | 1,656 |
| Additional noninterest expense | $766,000 | 2,065 |
| Pre-tax net operating income | $1,204,000 | 1,059 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $379,000 | 872 |
| Income before extraordinary items | $825,000 | 1,337 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $825,000 | 1,338 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $825,000 | 1,339 |
| Net charge-offs | $9,000 | 4,815 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $825,000 | 1,261 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,328,000 | 2,083 |
| Total interest expense | $6,445,000 | 2,362 |
| Net interest income | $11,883,000 | 1,874 |
| Provision for loan and lease losses | $650,000 | 3,353 |
| Total noninterest income | $2,059,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $906,000 | 1,907 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,153,000 | 1,932 |
| Total noninterest expense | $10,848,000 | 1,795 |
| Salaries and employee benefits | $5,746,000 | 1,776 |
| Premises and equipment expense | $1,517,000 | 1,798 |
| Additional noninterest expense | $3,585,000 | 1,710 |
| Pre-tax net operating income | $2,444,000 | 2,136 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $719,000 | 1,500 |
| Income before extraordinary items | $1,725,000 | 2,268 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,725,000 | 2,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 4,189 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,725,000 | 2,399 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,844,000 | 2,112 |
| Total interest expense | $4,998,000 | 2,381 |
| Net interest income | $8,846,000 | 1,912 |
| Provision for loan and lease losses | $416,000 | 3,011 |
| Total noninterest income | $1,552,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $682,000 | 1,907 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $870,000 | 2,008 |
| Total noninterest expense | $8,228,000 | 1,759 |
| Salaries and employee benefits | $4,727,000 | 1,646 |
| Premises and equipment expense | $1,120,000 | 1,826 |
| Additional noninterest expense | $2,381,000 | 1,859 |
| Pre-tax net operating income | $1,754,000 | 2,527 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $513,000 | 1,871 |
| Income before extraordinary items | $1,241,000 | 2,690 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,241,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,073 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,241,000 | 2,830 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,252,000 | 2,132 |
| Total interest expense | $3,497,000 | 2,372 |
| Net interest income | $5,755,000 | 1,947 |
| Provision for loan and lease losses | $291,000 | 2,607 |
| Total noninterest income | $902,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $446,000 | 1,919 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $456,000 | 2,387 |
| Total noninterest expense | $5,443,000 | 1,773 |
| Salaries and employee benefits | $3,152,000 | 1,663 |
| Premises and equipment expense | $743,000 | 1,847 |
| Additional noninterest expense | $1,548,000 | 1,866 |
| Pre-tax net operating income | $923,000 | 3,114 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $260,000 | 2,372 |
| Income before extraordinary items | $663,000 | 3,421 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $663,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $663,000 | 3,374 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,660,000 | 2,166 |
| Total interest expense | $1,874,000 | 2,375 |
| Net interest income | $2,786,000 | 1,999 |
| Provision for loan and lease losses | $70,000 | 3,305 |
| Total noninterest income | $449,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $234,000 | 1,816 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $215,000 | 2,471 |
| Total noninterest expense | $2,662,000 | 1,796 |
| Salaries and employee benefits | $1,580,000 | 1,662 |
| Premises and equipment expense | $374,000 | 1,824 |
| Additional noninterest expense | $708,000 | 1,988 |
| Pre-tax net operating income | $503,000 | 3,065 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $144,000 | 2,370 |
| Income before extraordinary items | $359,000 | 3,437 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $359,000 | 3,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $359,000 | 3,335 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,858,000 | 2,179 |
| Total interest expense | $7,621,000 | 2,433 |
| Net interest income | $11,237,000 | 2,024 |
| Provision for loan and lease losses | $296,000 | 3,230 |
| Total noninterest income | $1,858,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $938,000 | 1,870 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $920,000 | 2,345 |
| Total noninterest expense | $10,525,000 | 1,762 |
| Salaries and employee benefits | $6,039,000 | 1,659 |
| Premises and equipment expense | $1,480,000 | 1,775 |
| Additional noninterest expense | $3,006,000 | 1,838 |
| Pre-tax net operating income | $2,274,000 | 3,038 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $677,000 | 2,343 |
| Income before extraordinary items | $1,597,000 | 3,306 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,597,000 | 3,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,584 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,597,000 | 3,290 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,058,000 | 2,200 |
| Total interest expense | $5,654,000 | 2,449 |
| Net interest income | $8,404,000 | 2,046 |
| Provision for loan and lease losses | $266,000 | 2,511 |
| Total noninterest income | $1,357,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $688,000 | 1,888 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $669,000 | 2,396 |
| Total noninterest expense | $7,749,000 | 1,774 |
| Salaries and employee benefits | $4,498,000 | 1,677 |
| Premises and equipment expense | $1,104,000 | 1,778 |
| Additional noninterest expense | $2,147,000 | 1,876 |
| Pre-tax net operating income | $1,746,000 | 3,139 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $523,000 | 2,478 |
| Income before extraordinary items | $1,223,000 | 3,422 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,223,000 | 3,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,090 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,223,000 | 3,407 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,304,000 | 2,239 |
| Total interest expense | $3,721,000 | 2,475 |
| Net interest income | $5,583,000 | 2,081 |
| Provision for loan and lease losses | $193,000 | 2,219 |
| Total noninterest income | $1,020,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $440,000 | 1,957 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $580,000 | 2,031 |
| Total noninterest expense | $5,363,000 | 1,724 |
| Salaries and employee benefits | $3,003,000 | 1,707 |
| Premises and equipment expense | $740,000 | 1,789 |
| Additional noninterest expense | $1,620,000 | 1,674 |
| Pre-tax net operating income | $1,047,000 | 3,430 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $309,000 | 2,700 |
| Income before extraordinary items | $738,000 | 3,698 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $738,000 | 3,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $738,000 | 3,680 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 2,258 |
| Total interest expense | $1,856,000 | 2,471 |
| Net interest income | $2,750,000 | 2,108 |
| Provision for loan and lease losses | $267,000 | 912 |
| Total noninterest income | $413,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $203,000 | 2,026 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $210,000 | 2,471 |
| Total noninterest expense | $2,434,000 | 1,899 |
| Salaries and employee benefits | $1,524,000 | 1,709 |
| Premises and equipment expense | $366,000 | 1,816 |
| Additional noninterest expense | $544,000 | 2,421 |
| Pre-tax net operating income | $462,000 | 3,688 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $132,000 | 2,911 |
| Income before extraordinary items | $330,000 | 3,955 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $330,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $330,000 | 3,935 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,566,000 | 2,222 |
| Total interest expense | $6,391,000 | 2,458 |
| Net interest income | $11,175,000 | 2,079 |
| Provision for loan and lease losses | $-354,000 | 8,575 |
| Total noninterest income | $1,757,000 | 2,430 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $926,000 | 1,870 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $831,000 | 2,522 |
| Total noninterest expense | $10,195,000 | 1,751 |
| Salaries and employee benefits | $5,631,000 | 1,734 |
| Premises and equipment expense | $1,265,000 | 1,986 |
| Additional noninterest expense | $3,299,000 | 1,602 |
| Pre-tax net operating income | $3,091,000 | 2,720 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $960,000 | 2,253 |
| Income before extraordinary items | $2,131,000 | 2,967 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,131,000 | 2,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,576 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,131,000 | 2,958 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,918,000 | 2,252 |
| Total interest expense | $4,548,000 | 2,505 |
| Net interest income | $8,370,000 | 2,096 |
| Provision for loan and lease losses | $-178,000 | 8,613 |
| Total noninterest income | $1,279,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $689,000 | 1,885 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $590,000 | 2,596 |
| Total noninterest expense | $7,742,000 | 1,727 |
| Salaries and employee benefits | $4,316,000 | 1,700 |
| Premises and equipment expense | $937,000 | 2,018 |
| Additional noninterest expense | $2,489,000 | 1,577 |
| Pre-tax net operating income | $2,085,000 | 3,017 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $641,000 | 2,490 |
| Income before extraordinary items | $1,444,000 | 3,289 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,444,000 | 3,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,128 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,444,000 | 3,281 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,421,000 | 2,264 |
| Total interest expense | $2,884,000 | 2,517 |
| Net interest income | $5,537,000 | 2,109 |
| Provision for loan and lease losses | $-182,000 | 8,663 |
| Total noninterest income | $799,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $426,000 | 1,990 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $373,000 | 2,666 |
| Total noninterest expense | $5,314,000 | 1,680 |
| Salaries and employee benefits | $2,942,000 | 1,676 |
| Premises and equipment expense | $631,000 | 2,000 |
| Additional noninterest expense | $1,741,000 | 1,528 |
| Pre-tax net operating income | $1,204,000 | 3,353 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $364,000 | 2,767 |
| Income before extraordinary items | $840,000 | 3,624 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $840,000 | 3,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $840,000 | 3,611 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,110,000 | 2,269 |
| Total interest expense | $1,384,000 | 2,495 |
| Net interest income | $2,726,000 | 2,130 |
| Provision for loan and lease losses | $-133,000 | 8,684 |
| Total noninterest income | $392,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $205,000 | 2,006 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $187,000 | 2,601 |
| Total noninterest expense | $2,732,000 | 1,645 |
| Salaries and employee benefits | $1,474,000 | 1,679 |
| Premises and equipment expense | $322,000 | 1,967 |
| Additional noninterest expense | $936,000 | 1,408 |
| Pre-tax net operating income | $519,000 | 3,649 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $154,000 | 2,999 |
| Income before extraordinary items | $365,000 | 3,912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $365,000 | 3,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $365,000 | 3,895 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,716,000 | 2,120 |
| Total interest expense | $4,696,000 | 2,332 |
| Net interest income | $11,020,000 | 2,010 |
| Provision for loan and lease losses | $-29,000 | 8,540 |
| Total noninterest income | $1,648,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $868,000 | 1,972 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $780,000 | 2,589 |
| Total noninterest expense | $10,226,000 | 1,667 |
| Salaries and employee benefits | $5,678,000 | 1,650 |
| Premises and equipment expense | $1,497,000 | 1,632 |
| Additional noninterest expense | $3,051,000 | 1,653 |
| Pre-tax net operating income | $2,471,000 | 3,185 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $754,000 | 2,691 |
| Income before extraordinary items | $1,717,000 | 3,477 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,717,000 | 3,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,522 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,717,000 | 3,443 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,654,000 | 2,095 |
| Total interest expense | $3,385,000 | 2,299 |
| Net interest income | $8,269,000 | 1,998 |
| Provision for loan and lease losses | $8,000 | 6,628 |
| Total noninterest income | $1,282,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $648,000 | 1,975 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $634,000 | 2,471 |
| Total noninterest expense | $7,590,000 | 1,666 |
| Salaries and employee benefits | $4,216,000 | 1,644 |
| Premises and equipment expense | $1,157,000 | 1,566 |
| Additional noninterest expense | $2,217,000 | 1,691 |
| Pre-tax net operating income | $1,953,000 | 3,109 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $601,000 | 2,635 |
| Income before extraordinary items | $1,352,000 | 3,394 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,352,000 | 3,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,537 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,352,000 | 3,351 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,790,000 | 2,028 |
| Total interest expense | $2,205,000 | 2,222 |
| Net interest income | $5,585,000 | 1,932 |
| Provision for loan and lease losses | $-134,000 | 8,750 |
| Total noninterest income | $795,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $417,000 | 2,001 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $378,000 | 2,643 |
| Total noninterest expense | $5,243,000 | 1,612 |
| Salaries and employee benefits | $2,792,000 | 1,648 |
| Premises and equipment expense | $795,000 | 1,516 |
| Additional noninterest expense | $1,656,000 | 1,508 |
| Pre-tax net operating income | $1,271,000 | 3,116 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $394,000 | 2,639 |
| Income before extraordinary items | $877,000 | 3,420 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $877,000 | 3,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 8,600 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $877,000 | 3,370 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,891,000 | 1,998 |
| Total interest expense | $1,071,000 | 2,191 |
| Net interest income | $2,820,000 | 1,907 |
| Provision for loan and lease losses | $-246,000 | 8,869 |
| Total noninterest income | $401,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $197,000 | 2,030 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $204,000 | 2,457 |
| Total noninterest expense | $2,813,000 | 1,504 |
| Salaries and employee benefits | $1,412,000 | 1,640 |
| Premises and equipment expense | $416,000 | 1,453 |
| Additional noninterest expense | $985,000 | 1,262 |
| Pre-tax net operating income | $654,000 | 3,024 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $206,000 | 2,545 |
| Income before extraordinary items | $448,000 | 3,326 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $448,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $448,000 | 3,292 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,430,000 | 1,853 |
| Total interest expense | $4,008,000 | 2,035 |
| Net interest income | $11,422,000 | 1,766 |
| Provision for loan and lease losses | $-75,000 | 8,767 |
| Total noninterest income | $1,461,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $656,000 | 2,523 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $805,000 | 2,488 |
| Total noninterest expense | $9,783,000 | 1,665 |
| Salaries and employee benefits | $5,027,000 | 1,754 |
| Premises and equipment expense | $1,522,000 | 1,529 |
| Additional noninterest expense | $3,234,000 | 1,522 |
| Pre-tax net operating income | $3,175,000 | 2,466 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,049,000 | 2,072 |
| Income before extraordinary items | $2,126,000 | 2,772 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,126,000 | 2,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,767 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,126,000 | 2,710 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,496,000 | 1,845 |
| Total interest expense | $2,953,000 | 2,023 |
| Net interest income | $8,543,000 | 1,761 |
| Provision for loan and lease losses | $-33,000 | 8,817 |
| Total noninterest income | $1,075,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $484,000 | 2,571 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $591,000 | 2,524 |
| Total noninterest expense | $7,168,000 | 1,675 |
| Salaries and employee benefits | $3,745,000 | 1,751 |
| Premises and equipment expense | $1,144,000 | 1,517 |
| Additional noninterest expense | $2,279,000 | 1,587 |
| Pre-tax net operating income | $2,483,000 | 2,401 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $829,000 | 2,054 |
| Income before extraordinary items | $1,654,000 | 2,732 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,654,000 | 2,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 8,790 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,654,000 | 2,673 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,588,000 | 1,846 |
| Total interest expense | $1,913,000 | 2,067 |
| Net interest income | $5,675,000 | 1,760 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $613,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $318,000 | 2,586 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $295,000 | 3,015 |
| Total noninterest expense | $4,732,000 | 1,703 |
| Salaries and employee benefits | $2,499,000 | 1,756 |
| Premises and equipment expense | $770,000 | 1,505 |
| Additional noninterest expense | $1,463,000 | 1,644 |
| Pre-tax net operating income | $1,526,000 | 2,556 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $518,000 | 2,142 |
| Income before extraordinary items | $1,008,000 | 2,917 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,008,000 | 2,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,856 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,008,000 | 2,831 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 1,853 |
| Total interest expense | $955,000 | 2,096 |
| Net interest income | $2,835,000 | 1,757 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $344,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $154,000 | 2,620 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $190,000 | 2,553 |
| Total noninterest expense | $2,361,000 | 1,720 |
| Salaries and employee benefits | $1,257,000 | 1,760 |
| Premises and equipment expense | $391,000 | 1,495 |
| Additional noninterest expense | $713,000 | 1,666 |
| Pre-tax net operating income | $803,000 | 2,420 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $274,000 | 2,061 |
| Income before extraordinary items | $529,000 | 2,808 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $529,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $529,000 | 2,714 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,496,000 | 1,838 |
| Total interest expense | $4,616,000 | 1,934 |
| Net interest income | $10,880,000 | 1,795 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $889,000 | 3,977 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $591,000 | 2,723 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $298,000 | 4,523 |
| Total noninterest expense | $9,180,000 | 1,735 |
| Salaries and employee benefits | $4,655,000 | 1,853 |
| Premises and equipment expense | $1,322,000 | 1,709 |
| Additional noninterest expense | $3,203,000 | 1,543 |
| Pre-tax net operating income | $2,529,000 | 2,852 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $874,000 | 2,372 |
| Income before extraordinary items | $1,655,000 | 3,309 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,655,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,841 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,655,000 | 3,159 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,652,000 | 1,869 |
| Total interest expense | $3,561,000 | 1,958 |
| Net interest income | $8,091,000 | 1,822 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $607,000 | 4,255 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $429,000 | 2,808 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $178,000 | 5,010 |
| Total noninterest expense | $6,674,000 | 1,788 |
| Salaries and employee benefits | $3,365,000 | 1,917 |
| Premises and equipment expense | $958,000 | 1,789 |
| Additional noninterest expense | $2,351,000 | 1,569 |
| Pre-tax net operating income | $1,979,000 | 2,878 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $681,000 | 2,439 |
| Income before extraordinary items | $1,298,000 | 3,285 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,298,000 | 3,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,826 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,298,000 | 3,136 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,791,000 | 1,880 |
| Total interest expense | $2,459,000 | 1,961 |
| Net interest income | $5,332,000 | 1,828 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $573,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $255,000 | 3,019 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $318,000 | 3,186 |
| Total noninterest expense | $4,462,000 | 1,774 |
| Salaries and employee benefits | $2,278,000 | 1,883 |
| Premises and equipment expense | $640,000 | 1,776 |
| Additional noninterest expense | $1,544,000 | 1,573 |
| Pre-tax net operating income | $1,413,000 | 2,720 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $486,000 | 2,361 |
| Income before extraordinary items | $927,000 | 3,137 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $927,000 | 3,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,920 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $927,000 | 2,972 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 1,867 |
| Total interest expense | $1,251,000 | 1,971 |
| Net interest income | $2,683,000 | 1,822 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $334,000 | 3,005 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $122,000 | 3,033 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $212,000 | 2,624 |
| Total noninterest expense | $2,177,000 | 1,807 |
| Salaries and employee benefits | $1,131,000 | 1,891 |
| Premises and equipment expense | $332,000 | 1,715 |
| Additional noninterest expense | $714,000 | 1,648 |
| Pre-tax net operating income | $825,000 | 2,406 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $283,000 | 2,136 |
| Income before extraordinary items | $542,000 | 2,773 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $542,000 | 2,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $542,000 | 2,632 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,209,000 | 1,899 |
| Total interest expense | $5,404,000 | 2,077 |
| Net interest income | $10,805,000 | 1,795 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $1,665,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $507,000 | 2,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,158,000 | 1,985 |
| Total noninterest expense | $7,479,000 | 2,010 |
| Salaries and employee benefits | $3,839,000 | 2,077 |
| Premises and equipment expense | $983,000 | 2,216 |
| Additional noninterest expense | $2,657,000 | 1,758 |
| Pre-tax net operating income | $4,931,000 | 1,652 |
| Securities gains (losses) | $-133,000 | 9,163 |
| Applicable income taxes | $1,643,000 | 1,523 |
| Income before extraordinary items | $3,155,000 | 1,905 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,155,000 | 1,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,689 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,242,780 | 1,780 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,715,000 | 2,054 |
| Total interest expense | $7,809,000 | 2,062 |
| Net interest income | $8,906,000 | 2,005 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $1,892,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $462,000 | 3,031 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,430,000 | 1,589 |
| Total noninterest expense | $6,546,000 | 2,203 |
| Salaries and employee benefits | $3,233,000 | 2,322 |
| Premises and equipment expense | $949,000 | 2,251 |
| Additional noninterest expense | $2,364,000 | 1,904 |
| Pre-tax net operating income | $4,192,000 | 1,688 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,431,000 | 1,559 |
| Income before extraordinary items | $2,761,000 | 1,900 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,761,000 | 1,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,231 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,761,000 | 1,824 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,656,000 | 2,114 |
| Total interest expense | $8,470,000 | 2,032 |
| Net interest income | $8,186,000 | 2,169 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $1,053,000 | 3,025 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $433,000 | 3,040 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $620,000 | 2,587 |
| Total noninterest expense | $6,160,000 | 2,226 |
| Salaries and employee benefits | $2,846,000 | 2,508 |
| Premises and equipment expense | $890,000 | 2,327 |
| Additional noninterest expense | $2,424,000 | 1,824 |
| Pre-tax net operating income | $2,959,000 | 2,419 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,020,000 | 2,089 |
| Income before extraordinary items | $1,939,000 | 2,643 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,939,000 | 2,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,278 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,939,000 | 2,637 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,985,000 | 2,178 |
| Total interest expense | $7,380,000 | 2,019 |
| Net interest income | $7,605,000 | 2,322 |
| Provision for loan and lease losses | $420,000 | 2,015 |
| Total noninterest income | $751,000 | 3,781 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $401,000 | 3,209 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $350,000 | 3,695 |
| Total noninterest expense | $5,403,000 | 2,503 |
| Salaries and employee benefits | $2,458,000 | 2,855 |
| Premises and equipment expense | $772,000 | 2,627 |
| Additional noninterest expense | $2,173,000 | 2,005 |
| Pre-tax net operating income | $2,533,000 | 2,763 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,090,000 | 2,071 |
| Income before extraordinary items | $1,443,000 | 3,342 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,443,000 | 3,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,499 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,443,000 | 3,300 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,846,000 | 2,351 |
| Total interest expense | $6,685,000 | 2,268 |
| Net interest income | $7,161,000 | 2,379 |
| Provision for loan and lease losses | $360,000 | 2,235 |
| Total noninterest income | $1,647,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $373,000 | 3,327 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,274,000 | 1,564 |
| Total noninterest expense | $4,422,000 | 2,933 |
| Salaries and employee benefits | $1,968,000 | 3,398 |
| Premises and equipment expense | $711,000 | 2,729 |
| Additional noninterest expense | $1,743,000 | 2,383 |
| Pre-tax net operating income | $4,026,000 | 1,804 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,849,000 | 1,359 |
| Income before extraordinary items | $2,177,000 | 2,367 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,177,000 | 2,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,363 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,177,000 | 2,292 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,633,000 | 2,595 |
| Total interest expense | $5,955,000 | 2,505 |
| Net interest income | $6,678,000 | 2,600 |
| Provision for loan and lease losses | $360,000 | 2,248 |
| Total noninterest income | $962,000 | 3,126 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $341,000 | 3,699 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $621,000 | 2,411 |
| Total noninterest expense | $4,153,000 | 3,076 |
| Salaries and employee benefits | $1,829,000 | 3,582 |
| Premises and equipment expense | $705,000 | 2,716 |
| Additional noninterest expense | $1,619,000 | 2,535 |
| Pre-tax net operating income | $3,127,000 | 2,396 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,285,000 | 1,951 |
| Income before extraordinary items | $1,842,000 | 2,777 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,842,000 | 2,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,545 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,842,000 | 2,727 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,381,000 | 2,906 |
| Total interest expense | $5,300,000 | 2,858 |
| Net interest income | $6,081,000 | 2,921 |
| Provision for loan and lease losses | $368,000 | 2,216 |
| Total noninterest income | $731,000 | 3,965 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $316,000 | 4,069 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $415,000 | 3,335 |
| Total noninterest expense | $3,622,000 | 3,665 |
| Salaries and employee benefits | $1,567,000 | 4,149 |
| Premises and equipment expense | $613,000 | 3,139 |
| Additional noninterest expense | $1,442,000 | 3,230 |
| Pre-tax net operating income | $2,822,000 | 2,493 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,169,000 | 2,048 |
| Income before extraordinary items | $1,653,000 | 2,917 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,653,000 | 2,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,581 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,653,000 | 2,884 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,491,000 | 3,163 |
| Total interest expense | $4,792,000 | 3,137 |
| Net interest income | $5,699,000 | 3,119 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $651,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $368,000 | 3,602 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $283,000 | 4,141 |
| Total noninterest expense | $3,607,000 | 3,634 |
| Salaries and employee benefits | $1,527,000 | 4,217 |
| Premises and equipment expense | $452,000 | 4,098 |
| Additional noninterest expense | $1,628,000 | 2,859 |
| Pre-tax net operating income | $2,643,000 | 2,693 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,159,000 | 2,089 |
| Income before extraordinary items | $1,484,000 | 3,279 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,484,000 | 3,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,571 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,484,000 | 3,254 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,065,000 | 3,306 |
| Total interest expense | $3,308,000 | 3,623 |
| Net interest income | $5,757,000 | 3,110 |
| Provision for loan and lease losses | $131,000 | 3,877 |
| Total noninterest income | $900,000 | 3,359 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $325,000 | 4,084 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $575,000 | 2,677 |
| Total noninterest expense | $4,111,000 | 3,338 |
| Salaries and employee benefits | $1,679,000 | 3,872 |
| Premises and equipment expense | $474,000 | 3,978 |
| Additional noninterest expense | $1,958,000 | 2,628 |
| Pre-tax net operating income | $2,415,000 | 2,917 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $866,000 | 2,588 |
| Income before extraordinary items | $1,549,000 | 3,088 |
| Extraordinary gains, net | $168,000 | 78 |
| Net income | $1,717,000 | 2,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,966 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,549,000 | 3,111 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,306,000 | 3,321 |
| Total interest expense | $3,736,000 | 3,370 |
| Net interest income | $5,570,000 | 3,235 |
| Provision for loan and lease losses | $1,217,000 | 1,146 |
| Total noninterest income | $772,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $318,000 | 4,215 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $454,000 | 3,472 |
| Total noninterest expense | $3,950,000 | 3,534 |
| Salaries and employee benefits | $1,281,000 | 4,950 |
| Premises and equipment expense | $480,000 | 4,020 |
| Additional noninterest expense | $2,189,000 | 2,528 |
| Pre-tax net operating income | $1,175,000 | 5,260 |
| Securities gains (losses) | $42,000 | 3,661 |
| Applicable income taxes | $417,000 | 4,856 |
| Income before extraordinary items | $800,000 | 5,571 |
| Extraordinary gains, net | $374,000 | 592 |
| Net income | $1,174,000 | 4,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $751,000 | 1,373 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $772,280 | 5,477 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,391,000 | 3,363 |
| Total interest expense | $5,195,000 | 3,201 |
| Net interest income | $5,196,000 | 3,505 |
| Provision for loan and lease losses | $1,295,000 | 1,555 |
| Total noninterest income | $712,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $309,000 | 4,341 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $403,000 | 3,690 |
| Total noninterest expense | $3,548,000 | 3,887 |
| Salaries and employee benefits | $1,123,000 | 5,495 |
| Premises and equipment expense | $499,000 | 3,971 |
| Additional noninterest expense | $1,926,000 | 2,890 |
| Pre-tax net operating income | $1,065,000 | 5,376 |
| Securities gains (losses) | $-40,000 | 13,634 |
| Applicable income taxes | $212,000 | 7,328 |
| Income before extraordinary items | $813,000 | 5,297 |
| Extraordinary gains, net | $41,000 | 1,051 |
| Net income | $854,000 | 5,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,807,000 | 1,031 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $844,600 | 4,837 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.