The Midway National Bank of St. Paul, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$27,177,0001,263
Total interest expense$12,913,0001,256
Net interest income$14,264,0001,248
Provision for loan and lease losses$102,0005,556
Total noninterest income$6,532,000795
Gross Fiduciary activities income$1,817,000304
Service charges on deposit accounts$1,357,0001,096
Trading account gains and fees$0177
Additional Noninterest Income$3,358,000871
Total noninterest expense$15,530,000953
Salaries and employee benefits$8,866,000837
Premises and equipment expense$2,533,000828
Additional noninterest expense$4,131,0001,158
Pre-tax net operating income$5,164,0001,394
Securities gains (losses)$48,0002,391
Applicable income taxes$1,851,0001,259
Income before extraordinary items$3,361,0001,577
Extraordinary gains, net$1,761,00017
Net income$5,122,0001,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,068
Cash dividends$1,600,0001,570
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,330,2801,522
2000-12-31 (YTD Data)Rank
Total interest income$28,761,0001,229
Total interest expense$14,200,0001,218
Net interest income$14,561,0001,205
Provision for loan and lease losses$225,0003,486
Total noninterest income$7,759,000690
Gross Fiduciary activities income$1,658,000319
Service charges on deposit accounts$1,244,0001,092
Trading account gains and fees$0180
Additional Noninterest Income$4,857,000644
Total noninterest expense$16,531,000859
Salaries and employee benefits$9,246,000763
Premises and equipment expense$3,324,000646
Additional noninterest expense$3,961,0001,154
Pre-tax net operating income$5,564,0001,330
Securities gains (losses)$-36,0009,047
Applicable income taxes$2,120,0001,092
Income before extraordinary items$3,408,0001,549
Extraordinary gains, net$038
Net income$3,408,0001,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,757
Cash dividends$1,465,0001,695
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,431,0401,522
1999-12-31 (YTD Data)Rank
Total interest income$26,913,0001,215
Total interest expense$12,399,0001,226
Net interest income$14,514,0001,217
Provision for loan and lease losses$-360,00010,170
Total noninterest income$7,900,000706
Gross Fiduciary activities income$1,377,000388
Service charges on deposit accounts$1,152,0001,153
Trading account gains and fees$0173
Additional Noninterest Income$5,371,000621
Total noninterest expense$17,628,000833
Salaries and employee benefits$9,224,000756
Premises and equipment expense$3,041,000688
Additional noninterest expense$5,363,000909
Pre-tax net operating income$5,146,0001,470
Securities gains (losses)$-11,0009,339
Applicable income taxes$1,960,0001,253
Income before extraordinary items$3,175,0001,684
Extraordinary gains, net$035
Net income$3,175,0001,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-484,00010,180
Cash dividends$1,135,0002,061
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,182,0401,648
1998-12-31 (YTD Data)Rank
Total interest income$26,789,0001,209
Total interest expense$13,241,0001,167
Net interest income$13,548,0001,250
Provision for loan and lease losses$08,652
Total noninterest income$7,794,000701
Gross Fiduciary activities income$1,085,000442
Service charges on deposit accounts$1,140,0001,111
Trading account gains and fees$0224
Additional Noninterest Income$5,569,000602
Total noninterest expense$17,147,000839
Salaries and employee benefits$8,997,000747
Premises and equipment expense$3,183,000665
Additional noninterest expense$4,967,000955
Pre-tax net operating income$4,195,0001,748
Securities gains (losses)$82,0001,406
Applicable income taxes$1,695,0001,456
Income before extraordinary items$2,582,0002,026
Extraordinary gains, net$032
Net income$2,582,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$960,000775
Cash dividends$700,0002,837
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,529,5201,988
1997-12-31 (YTD Data)Rank
Total interest income$26,730,0001,257
Total interest expense$12,983,0001,227
Net interest income$13,747,0001,257
Provision for loan and lease losses$-336,00010,857
Total noninterest income$5,800,000830
Gross Fiduciary activities income$874,000510
Service charges on deposit accounts$1,201,0001,046
Trading account gains and fees$0239
Additional Noninterest Income$3,725,000743
Total noninterest expense$15,636,000902
Salaries and employee benefits$9,027,000765
Premises and equipment expense$2,848,000724
Additional noninterest expense$3,761,0001,176
Pre-tax net operating income$4,247,0001,798
Securities gains (losses)$67,0001,173
Applicable income taxes$1,738,0001,488
Income before extraordinary items$2,576,0002,054
Extraordinary gains, net$044
Net income$2,576,0002,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,990
Cash dividends$580,0003,169
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,533,1202,033
1996-12-31 (YTD Data)Rank
Total interest income$24,618,0001,391
Total interest expense$11,499,0001,409
Net interest income$13,119,0001,368
Provision for loan and lease losses$-500,00011,389
Total noninterest income$6,294,000818
Gross Fiduciary activities income$731,000605
Service charges on deposit accounts$1,110,0001,201
Trading account gains and fees$0262
Additional Noninterest Income$4,453,000687
Total noninterest expense$15,228,000998
Salaries and employee benefits$8,492,000812
Premises and equipment expense$2,739,000797
Additional noninterest expense$3,997,0001,354
Pre-tax net operating income$4,685,0001,551
Securities gains (losses)$93,000991
Applicable income taxes$1,955,0001,258
Income before extraordinary items$2,823,0001,751
Extraordinary gains, net$053
Net income$2,823,0001,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-310,00011,385
Cash dividends$406,0003,836
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,763,4801,760
1995-12-31 (YTD Data)Rank
Total interest income$23,583,0001,458
Total interest expense$10,696,0001,509
Net interest income$12,887,0001,396
Provision for loan and lease losses$-800,00011,917
Total noninterest income$5,603,000889
Gross Fiduciary activities income$563,000706
Service charges on deposit accounts$1,006,0001,343
Trading account gains and fees$0522
Additional Noninterest Income$4,034,000757
Total noninterest expense$15,146,0001,000
Salaries and employee benefits$8,105,000854
Premises and equipment expense$2,745,000812
Additional noninterest expense$4,296,0001,264
Pre-tax net operating income$4,144,0001,782
Securities gains (losses)$03,831
Applicable income taxes$1,638,0001,524
Income before extraordinary items$2,506,0002,017
Extraordinary gains, net$065
Net income$2,506,0002,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,0001,518
Cash dividends$340,0004,258
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,506,0001,990
1994-12-31 (YTD Data)Rank
Total interest income$20,481,0001,514
Total interest expense$8,684,0001,494
Net interest income$11,797,0001,526
Provision for loan and lease losses$-1,000,00012,527
Total noninterest income$7,408,000718
Gross Fiduciary activities income$521,000723
Service charges on deposit accounts$934,0001,446
Trading account gains and fees$0475
Additional Noninterest Income$5,953,000580
Total noninterest expense$17,235,000904
Salaries and employee benefits$8,297,000830
Premises and equipment expense$2,500,000877
Additional noninterest expense$6,438,000961
Pre-tax net operating income$2,970,0002,399
Securities gains (losses)$60,0001,045
Applicable income taxes$556,0003,733
Income before extraordinary items$2,474,0001,976
Extraordinary gains, net$0249
Net income$2,474,0001,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$689,0001,103
Cash dividends$340,0004,156
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,424,8002,030
1993-12-31 (YTD Data)Rank
Total interest income$22,118,0001,430
Total interest expense$9,838,0001,362
Net interest income$12,280,0001,476
Provision for loan and lease losses$300,0002,975
Total noninterest income$9,098,000647
Gross Fiduciary activities income$547,000728
Service charges on deposit accounts$1,116,0001,206
Trading account gains and fees$0532
Additional Noninterest Income$7,435,000523
Total noninterest expense$19,227,000873
Salaries and employee benefits$8,146,000852
Premises and equipment expense$2,596,000867
Additional noninterest expense$8,485,000856
Pre-tax net operating income$1,851,0003,578
Securities gains (losses)$311,0001,267
Applicable income taxes$-337,00013,097
Income before extraordinary items$2,499,0002,006
Extraordinary gains, net$03,149
Net income$2,499,0002,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,095,0001,089
Cash dividends$315,0004,258
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,188,0002,148
1992-12-31 (YTD Data)Rank
Total interest income$26,414,0001,386
Total interest expense$13,082,0001,353
Net interest income$13,332,0001,389
Provision for loan and lease losses$011,756
Total noninterest income$9,208,000631
Gross Fiduciary activities income$521,000749
Service charges on deposit accounts$1,230,0001,060
Trading account gains and fees$0504
Additional Noninterest Income$7,457,000507
Total noninterest expense$20,106,000843
Salaries and employee benefits$7,246,000942
Premises and equipment expense$2,655,000892
Additional noninterest expense$10,205,000754
Pre-tax net operating income$2,434,0002,557
Securities gains (losses)$367,0001,355
Applicable income taxes$542,0003,731
Income before extraordinary items$2,259,0002,032
Extraordinary gains, net$01,422
Net income$2,259,0002,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$601,0002,172
Cash dividends$265,0004,338
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,961,7302,164

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.