Home > The Midland Bank and Trust Company > Loan Charge- Offs and Recoveries
The Midland Bank and Trust Company, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $500,000 | 1,833 |
| Loans secured by real estate, total | $308,000 | 822 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $308,000 | 822 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $149,000 | 773 |
| Secured by multifamily residential properties | $54,000 | 294 |
| Secured by nonfarm nonresidential properties | $105,000 | 709 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $59,000 | 3,321 |
| Loans to individuals | $100,000 | 2,522 |
| Credit card loan charge offs | $54,000 | 968 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $46,000 | 3,558 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $33,000 | 220 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $138,000 | 1,936 |
| Loans secured by real estate, total | $57,000 | 1,160 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $57,000 | 1,160 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $57,000 | 591 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $1,000 | 6,555 |
| Loans to individuals | $80,000 | 1,208 |
| Credit card loan recoveries | $48,000 | 421 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $32,000 | 2,155 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $362,000 | 1,811 |
| Loans secured by real estate, total | $251,000 | 731 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $251,000 | 730 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $92,000 | 871 |
| Secured by multifamily residential properties | $54,000 | 255 |
| Secured by nonfarm nonresidential properties | $105,000 | 540 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $58,000 | 2,553 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $20,000 | 4,804 |
| Credit card loan net charge offs | $6,000 | 2,447 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $14,000 | 4,864 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $33,000 | 177 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $219,000 | 3,109 |
| Loans secured by real estate, total | $126,000 | 1,558 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $126,000 | 1,556 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $126,000 | 949 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $5,000 | 6,469 |
| Loans to individuals | $82,000 | 2,667 |
| Credit card loan charge offs | $35,000 | 1,148 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $47,000 | 3,290 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $6,000 | 322 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $159,000 | 1,805 |
| Loans secured by real estate, total | $33,000 | 1,671 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $33,000 | 1,670 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $33,000 | 881 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $126,000 | 892 |
| Credit card loan recoveries | $62,000 | 408 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $64,000 | 1,285 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $60,000 | 4,802 |
| Loans secured by real estate, total | $93,000 | 1,459 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $93,000 | 1,458 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $93,000 | 947 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $5,000 | 4,859 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $-44,000 | 11,906 |
| Credit card loan net charge offs | $-27,000 | 11,951 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-17,000 | 11,754 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $6,000 | 262 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $347,000 | 2,359 |
| Loans secured by real estate, total | $202,000 | 1,334 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $202,000 | 1,334 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $202,000 | 750 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $145,000 | 1,706 |
| Credit card loan charge offs | $62,000 | 838 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $83,000 | 2,199 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $230,000 | 1,514 |
| Loans secured by real estate, total | $11,000 | 3,088 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $11,000 | 3,088 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $11,000 | 1,880 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $8,000 | 5,579 |
| Loans to individuals | $211,000 | 671 |
| Credit card loan recoveries | $109,000 | 345 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $102,000 | 960 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $117,000 | 3,438 |
| Loans secured by real estate, total | $191,000 | 1,143 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $191,000 | 1,143 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $191,000 | 644 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-8,000 | 10,311 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $-66,000 | 12,535 |
| Credit card loan net charge offs | $-47,000 | 12,598 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-19,000 | 12,256 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,021,000 | 1,408 |
| Loans secured by real estate, total | $185,000 | 1,776 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $185,000 | 1,775 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $185,000 | 957 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $320,000 | 1,432 |
| Loans to individuals | $516,000 | 788 |
| Credit card loan charge offs | $385,000 | 420 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $131,000 | 1,740 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $293,000 | 1,375 |
| Loans secured by real estate, total | $32,000 | 2,041 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $32,000 | 2,041 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $32,000 | 1,058 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $40,000 | 3,012 |
| Loans to individuals | $221,000 | 689 |
| Credit card loan recoveries | $158,000 | 294 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $63,000 | 1,490 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $728,000 | 1,403 |
| Loans secured by real estate, total | $153,000 | 1,682 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $153,000 | 1,680 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $153,000 | 946 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $280,000 | 1,187 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $295,000 | 853 |
| Credit card loan net charge offs | $227,000 | 484 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $68,000 | 1,954 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,204,000 | 1,046 |
| Loans secured by real estate, total | $696,000 | 1,069 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $696,000 | 1,069 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $696,000 | 397 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $564,000 | 1,240 |
| Loans to individuals | $944,000 | 680 |
| Credit card loan charge offs | $645,000 | 385 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $299,000 | 1,134 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $161,000 | 2,320 |
| Loans secured by real estate, total | $7,000 | 3,926 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $7,000 | 3,925 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $7,000 | 2,515 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $5,000 | 7,152 |
| Loans to individuals | $149,000 | 979 |
| Credit card loan recoveries | $87,000 | 384 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $62,000 | 1,596 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,043,000 | 949 |
| Loans secured by real estate, total | $689,000 | 982 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $689,000 | 982 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $689,000 | 343 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $559,000 | 1,052 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $795,000 | 607 |
| Credit card loan net charge offs | $558,000 | 378 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $237,000 | 988 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.