Home > The Midland Bank and Trust Company > Income and Expense
The Midland Bank and Trust Company, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $29,666,000 | 1,159 |
| Total interest expense | $9,357,000 | 1,681 |
| Net interest income | $20,309,000 | 918 |
| Provision for loan and lease losses | $910,000 | 1,095 |
| Total noninterest income | $2,638,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,193,000 | 627 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $445,000 | 3,167 |
| Total noninterest expense | $16,250,000 | 942 |
| Salaries and employee benefits | $9,079,000 | 767 |
| Premises and equipment expense | $3,953,000 | 572 |
| Additional noninterest expense | $3,218,000 | 1,621 |
| Pre-tax net operating income | $5,787,000 | 1,243 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,145,000 | 1,156 |
| Income before extraordinary items | $3,642,000 | 1,362 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,642,000 | 1,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,811 |
| Cash dividends | $2,640,000 | 1,050 |
| Sale, conversion, retirement of capital stock, net | $209,000 | 570 |
| Net operating income | $3,642,000 | 1,326 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $29,259,000 | 1,186 |
| Total interest expense | $10,054,000 | 1,587 |
| Net interest income | $19,205,000 | 961 |
| Provision for loan and lease losses | $500,000 | 1,563 |
| Total noninterest income | $2,963,000 | 1,371 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,457,000 | 573 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $506,000 | 2,860 |
| Total noninterest expense | $14,524,000 | 1,031 |
| Salaries and employee benefits | $8,218,000 | 843 |
| Premises and equipment expense | $3,370,000 | 677 |
| Additional noninterest expense | $2,936,000 | 1,727 |
| Pre-tax net operating income | $7,144,000 | 1,094 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $2,664,000 | 997 |
| Income before extraordinary items | $4,481,000 | 1,181 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,481,000 | 1,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,802 |
| Cash dividends | $2,133,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,480,360 | 1,162 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $25,524,000 | 1,228 |
| Total interest expense | $7,365,000 | 1,696 |
| Net interest income | $18,159,000 | 1,017 |
| Provision for loan and lease losses | $787,000 | 1,112 |
| Total noninterest income | $3,066,000 | 1,342 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,508,000 | 557 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $558,000 | 2,740 |
| Total noninterest expense | $14,528,000 | 1,038 |
| Salaries and employee benefits | $7,807,000 | 878 |
| Premises and equipment expense | $3,256,000 | 704 |
| Additional noninterest expense | $3,465,000 | 1,602 |
| Pre-tax net operating income | $5,910,000 | 1,262 |
| Securities gains (losses) | $-24,000 | 10,481 |
| Applicable income taxes | $2,137,000 | 1,130 |
| Income before extraordinary items | $3,749,000 | 1,337 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,749,000 | 1,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,438 |
| Cash dividends | $1,599,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,764,360 | 1,345 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $24,663,000 | 1,286 |
| Total interest expense | $8,503,000 | 1,571 |
| Net interest income | $16,160,000 | 1,131 |
| Provision for loan and lease losses | $1,036,000 | 1,265 |
| Total noninterest income | $3,093,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,302,000 | 588 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $791,000 | 2,403 |
| Total noninterest expense | $14,483,000 | 1,090 |
| Salaries and employee benefits | $7,354,000 | 918 |
| Premises and equipment expense | $3,266,000 | 719 |
| Additional noninterest expense | $3,863,000 | 1,569 |
| Pre-tax net operating income | $3,734,000 | 1,837 |
| Securities gains (losses) | $255,000 | 1,441 |
| Applicable income taxes | $1,256,000 | 1,857 |
| Income before extraordinary items | $2,733,000 | 1,821 |
| Extraordinary gains, net | $151,000 | 1,223 |
| Net income | $2,884,000 | 1,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $728,000 | 1,403 |
| Cash dividends | $856,000 | 2,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,557,050 | 1,840 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $26,657,000 | 1,375 |
| Total interest expense | $10,614,000 | 1,631 |
| Net interest income | $16,043,000 | 1,164 |
| Provision for loan and lease losses | $2,345,000 | 1,022 |
| Total noninterest income | $2,779,000 | 1,529 |
| Gross Fiduciary activities income | $1,000 | 1,642 |
| Service charges on deposit accounts | $2,124,000 | 645 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $654,000 | 2,672 |
| Total noninterest expense | $14,006,000 | 1,123 |
| Salaries and employee benefits | $7,486,000 | 902 |
| Premises and equipment expense | $3,047,000 | 789 |
| Additional noninterest expense | $3,473,000 | 1,763 |
| Pre-tax net operating income | $2,471,000 | 2,520 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $701,000 | 2,972 |
| Income before extraordinary items | $1,787,000 | 2,569 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,787,000 | 2,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,043,000 | 949 |
| Cash dividends | $695,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,774,760 | 2,396 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.