Home > The Middlefield Banking Company > Net charge- offs to loans

The Middlefield Banking Company, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0021%3,688
Percentage Net Loans Charged-off: Total real estate loans0.0055%890
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0074%467
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0057%648
Percentage Net Loans Charged-off: Home equity loans-0.0550%4,406
All other 1-4 family - Percent of loans charged-off, net0.0303%340
Percentage Net Loans Charged-off: Commercial and industrial0.0241%1,485
Percentage Net Loans Charged-off: Loans to individuals-1.7684%4,589
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual-1.7313%4,588
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0082%2,106
Percentage Net Loans Charged-off: Total real estate loans0.0090%659
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0101%357
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0116%438
Percentage Net Loans Charged-off: Home equity loans-0.0734%4,454
All other 1-4 family - Percent of loans charged-off, net0.0464%228
Percentage Net Loans Charged-off: Commercial and industrial0.0382%1,124
Percentage Net Loans Charged-off: Loans to individuals-0.7867%4,578
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual-0.7386%4,577
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0149%1,638
Percentage Net Loans Charged-off: Total real estate loans0.0140%455
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0158%254
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0176%317
Percentage Net Loans Charged-off: Home equity loans-0.1102%4,512
All other 1-4 family - Percent of loans charged-off, net0.0706%139
Percentage Net Loans Charged-off: Commercial and industrial0.0435%966
Percentage Net Loans Charged-off: Loans to individuals-0.4663%4,553
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual-0.3730%4,524
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0023%3,454
Percentage Net Loans Charged-off: Total real estate loans-0.0244%4,368
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,147
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0653%4,507
Percentage Net Loans Charged-off: Home equity loans-0.2203%4,640
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.0956%552
Percentage Net Loans Charged-off: Loans to individuals0.9539%591
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.9539%539
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0091%3,794
Percentage Net Loans Charged-off: Total real estate loans0.0096%737
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0282%336
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0098%3,846
Percentage Net Loans Charged-off: Home equity loans0.0221%162
All other 1-4 family - Percent of loans charged-off, net-0.0239%4,146
Percentage Net Loans Charged-off: Commercial and industrial-0.1853%4,353
Percentage Net Loans Charged-off: Loans to individuals1.1029%483
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual1.1765%408
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0258%4,085
Percentage Net Loans Charged-off: Total real estate loans0.0176%483
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0484%209
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0136%3,941
Percentage Net Loans Charged-off: Home equity loans0.0305%117
All other 1-4 family - Percent of loans charged-off, net-0.0332%4,267
Percentage Net Loans Charged-off: Commercial and industrial-0.2318%4,418
Percentage Net Loans Charged-off: Loans to individuals-0.9955%4,688
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual-0.9139%4,682
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0425%4,170
Percentage Net Loans Charged-off: Total real estate loans-0.0012%3,112
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0015%3,903
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0011%3,327
Percentage Net Loans Charged-off: Home equity loans0.0465%88
All other 1-4 family - Percent of loans charged-off, net-0.0221%4,038
Percentage Net Loans Charged-off: Commercial and industrial-0.2623%4,282
Percentage Net Loans Charged-off: Loans to individuals-0.6105%4,482
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5372%4,440
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0612%4,330
Percentage Net Loans Charged-off: Total real estate loans-0.0014%3,330
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,032
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0023%3,540
Percentage Net Loans Charged-off: Home equity loans0.0949%49
All other 1-4 family - Percent of loans charged-off, net-0.0445%4,308
Percentage Net Loans Charged-off: Commercial and industrial-0.3483%4,382
Percentage Net Loans Charged-off: Loans to individuals-1.3659%4,574
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.3171%4,537
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0174%3,930
Percentage Net Loans Charged-off: Total real estate loans0.0033%1,228
Percentage Net Loans Charged-off:Construction & development-0.0819%4,226
Percentage Net Loans Charged-off: Commercial real estate0.0317%512
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0164%3,847
Percentage Net Loans Charged-off: Home equity loans-0.0517%3,357
All other 1-4 family - Percent of loans charged-off, net0.0000%983
Percentage Net Loans Charged-off: Commercial and industrial-0.0999%4,170
Percentage Net Loans Charged-off: Loans to individuals-0.2031%4,380
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1918%4,327
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0157%1,770
Percentage Net Loans Charged-off: Total real estate loans0.0299%675
Percentage Net Loans Charged-off:Construction & development-0.1071%4,305
Percentage Net Loans Charged-off: Commercial real estate0.0866%341
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0125%3,852
Percentage Net Loans Charged-off: Home equity loans-0.0671%3,451
All other 1-4 family - Percent of loans charged-off, net0.0132%638
Percentage Net Loans Charged-off: Commercial and industrial-0.0449%3,938
Percentage Net Loans Charged-off: Loans to individuals0.0589%2,006
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0442%1,993
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0292%1,370
Percentage Net Loans Charged-off: Total real estate loans0.0384%578
Percentage Net Loans Charged-off:Construction & development-0.0922%4,340
Percentage Net Loans Charged-off: Commercial real estate0.1068%278
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0164%4,021
Percentage Net Loans Charged-off: Home equity loans-0.0941%3,518
All other 1-4 family - Percent of loans charged-off, net0.0208%526
Percentage Net Loans Charged-off: Commercial and industrial-0.0463%4,025
Percentage Net Loans Charged-off: Loans to individuals1.0012%395
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9795%351
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0134%1,476
Percentage Net Loans Charged-off: Total real estate loans0.0051%684
Percentage Net Loans Charged-off:Construction & development-0.0392%4,308
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,201
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0209%416
Percentage Net Loans Charged-off: Home equity loans-0.0286%3,458
All other 1-4 family - Percent of loans charged-off, net0.0448%303
Percentage Net Loans Charged-off: Commercial and industrial-0.0328%4,002
Percentage Net Loans Charged-off: Loans to individuals1.9190%227
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9616%198
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2949%590
Percentage Net Loans Charged-off: Total real estate loans0.3231%196
Percentage Net Loans Charged-off:Construction & development-0.2524%4,495
Percentage Net Loans Charged-off: Commercial real estate0.7262%162
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0029%3,796
Percentage Net Loans Charged-off: Home equity loans-0.0262%3,449
All other 1-4 family - Percent of loans charged-off, net0.0086%1,264
Percentage Net Loans Charged-off: Commercial and industrial-0.0266%4,115
Percentage Net Loans Charged-off: Loans to individuals3.2909%149
Percentage Net Loans Charged-off: Credit card loans0.0000%560
Percentage Net Loans Charged-off: Other loans to individual3.3821%125
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3967%402
Percentage Net Loans Charged-off: Total real estate loans0.4353%123
Percentage Net Loans Charged-off:Construction & development-0.3106%4,536
Percentage Net Loans Charged-off: Commercial real estate0.9709%96
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0038%1,249
Percentage Net Loans Charged-off: Home equity loans-0.0128%3,412
All other 1-4 family - Percent of loans charged-off, net0.0120%1,037
Percentage Net Loans Charged-off: Commercial and industrial-0.0657%4,354
Percentage Net Loans Charged-off: Loans to individuals4.2155%107
Percentage Net Loans Charged-off: Credit card loans0.3390%486
Percentage Net Loans Charged-off: Other loans to individual4.3453%91
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0577%1,679
Percentage Net Loans Charged-off: Total real estate loans-0.0027%3,834
Percentage Net Loans Charged-off:Construction & development-0.1054%4,474
Percentage Net Loans Charged-off: Commercial real estate-0.0182%4,582
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0338%739
Percentage Net Loans Charged-off: Home equity loans0.0662%196
All other 1-4 family - Percent of loans charged-off, net0.0179%856
Percentage Net Loans Charged-off: Commercial and industrial-0.0998%4,435
Percentage Net Loans Charged-off: Loans to individuals5.9792%66
Percentage Net Loans Charged-off: Credit card loans0.3814%470
Percentage Net Loans Charged-off: Other loans to individual6.2201%52
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1065%1,047
Percentage Net Loans Charged-off: Total real estate loans-0.0304%4,611
Percentage Net Loans Charged-off:Construction & development-0.1039%4,520
Percentage Net Loans Charged-off: Commercial real estate-0.0750%4,825
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0298%645
Percentage Net Loans Charged-off: Home equity loans0.0352%179
All other 1-4 family - Percent of loans charged-off, net0.0272%601
Percentage Net Loans Charged-off: Commercial and industrial-0.2061%4,574
Percentage Net Loans Charged-off: Loans to individuals11.2375%29
Percentage Net Loans Charged-off: Credit card loans0.5086%399
Percentage Net Loans Charged-off: Other loans to individual11.9018%20
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1555%1,288
Percentage Net Loans Charged-off: Total real estate loans0.0430%1,217
Percentage Net Loans Charged-off:Construction & development-0.1275%4,554
Percentage Net Loans Charged-off: Commercial real estate0.0036%1,062
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1289%538
Percentage Net Loans Charged-off: Home equity loans0.1171%252
All other 1-4 family - Percent of loans charged-off, net0.1345%512
Percentage Net Loans Charged-off: Commercial and industrial0.5433%836
Percentage Net Loans Charged-off: Loans to individuals4.6980%112
Percentage Net Loans Charged-off: Credit card loans1.6573%367
Percentage Net Loans Charged-off: Other loans to individual4.8604%88
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1143%1,335
Percentage Net Loans Charged-off: Total real estate loans0.0619%848
Percentage Net Loans Charged-off:Construction & development-0.1340%4,621
Percentage Net Loans Charged-off: Commercial real estate0.0093%792
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.1728%370
Percentage Net Loans Charged-off: Home equity loans0.1542%183
All other 1-4 family - Percent of loans charged-off, net0.1816%341
Percentage Net Loans Charged-off: Commercial and industrial0.5666%677
Percentage Net Loans Charged-off: Loans to individuals0.8614%907
Percentage Net Loans Charged-off: Credit card loans2.0652%290
Percentage Net Loans Charged-off: Other loans to individual0.7993%867
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0949%1,414
Percentage Net Loans Charged-off: Total real estate loans0.0169%1,228
Percentage Net Loans Charged-off:Construction & development-0.1594%4,668
Percentage Net Loans Charged-off: Commercial real estate0.0145%597
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0533%752
Percentage Net Loans Charged-off: Home equity loans0.2373%114
All other 1-4 family - Percent of loans charged-off, net-0.0346%4,681
Percentage Net Loans Charged-off: Commercial and industrial0.7973%482
Percentage Net Loans Charged-off: Loans to individuals1.0245%736
Percentage Net Loans Charged-off: Credit card loans2.3246%261
Percentage Net Loans Charged-off: Other loans to individual0.9584%707
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1849%751
Percentage Net Loans Charged-off: Total real estate loans0.0379%718
Percentage Net Loans Charged-off:Construction & development-0.1603%4,735
Percentage Net Loans Charged-off: Commercial real estate0.0301%335
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0907%459
Percentage Net Loans Charged-off: Home equity loans0.3199%78
All other 1-4 family - Percent of loans charged-off, net-0.0173%4,551
Percentage Net Loans Charged-off: Commercial and industrial1.6888%237
Percentage Net Loans Charged-off: Loans to individuals1.1280%681
Percentage Net Loans Charged-off: Credit card loans5.1381%93
Percentage Net Loans Charged-off: Other loans to individual0.9271%728
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0631%2,223
Percentage Net Loans Charged-off: Total real estate loans0.0114%1,955
Percentage Net Loans Charged-off:Construction & development-0.1275%4,664
Percentage Net Loans Charged-off: Commercial real estate0.0290%858
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0148%1,750
Percentage Net Loans Charged-off: Home equity loans0.0382%457
All other 1-4 family - Percent of loans charged-off, net0.0040%1,887
Percentage Net Loans Charged-off: Commercial and industrial0.3601%991
Percentage Net Loans Charged-off: Loans to individuals1.0307%781
Percentage Net Loans Charged-off: Credit card loans-0.7939%1,014
Percentage Net Loans Charged-off: Other loans to individual1.1113%639
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0460%2,173
Percentage Net Loans Charged-off: Total real estate loans0.0174%1,519
Percentage Net Loans Charged-off:Construction & development-0.1289%4,716
Percentage Net Loans Charged-off: Commercial real estate0.0393%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0178%1,467
Percentage Net Loans Charged-off: Home equity loans0.0570%350
All other 1-4 family - Percent of loans charged-off, net0.0000%1,693
Percentage Net Loans Charged-off: Commercial and industrial0.1674%1,178
Percentage Net Loans Charged-off: Loans to individuals0.7500%1,011
Percentage Net Loans Charged-off: Credit card loans-1.5995%1,023
Percentage Net Loans Charged-off: Other loans to individual0.8514%798
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0231%2,403
Percentage Net Loans Charged-off: Total real estate loans0.0339%1,049
Percentage Net Loans Charged-off:Construction & development-0.0722%4,671
Percentage Net Loans Charged-off: Commercial real estate0.0600%424
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0275%1,151
Percentage Net Loans Charged-off: Home equity loans0.1250%224
All other 1-4 family - Percent of loans charged-off, net-0.0163%4,610
Percentage Net Loans Charged-off: Commercial and industrial-0.2757%4,974
Percentage Net Loans Charged-off: Loans to individuals1.0920%652
Percentage Net Loans Charged-off: Credit card loans-2.9797%1,033
Percentage Net Loans Charged-off: Other loans to individual1.2631%484
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0651%5,079
Percentage Net Loans Charged-off: Total real estate loans-0.0183%4,683
Percentage Net Loans Charged-off:Construction & development-0.1421%4,853
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0251%4,807
Percentage Net Loans Charged-off: Home equity loans-0.0245%3,801
All other 1-4 family - Percent of loans charged-off, net-0.0254%4,834
Percentage Net Loans Charged-off: Commercial and industrial-0.4269%5,132
Percentage Net Loans Charged-off: Loans to individuals-0.3037%5,055
Percentage Net Loans Charged-off: Credit card loans-5.0279%1,047
Percentage Net Loans Charged-off: Other loans to individual-0.1129%4,702
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0547%2,708
Percentage Net Loans Charged-off: Total real estate loans-0.0321%4,992
Percentage Net Loans Charged-off:Construction & development-0.0964%4,778
Percentage Net Loans Charged-off: Commercial real estate-0.0229%4,964
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0408%5,071
Percentage Net Loans Charged-off: Home equity loans-0.0220%3,854
All other 1-4 family - Percent of loans charged-off, net-0.0489%5,139
Percentage Net Loans Charged-off: Commercial and industrial0.3603%1,173
Percentage Net Loans Charged-off: Loans to individuals1.8278%403
Percentage Net Loans Charged-off: Credit card loans-0.1410%1,059
Percentage Net Loans Charged-off: Other loans to individual1.8972%342
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0598%2,263
Percentage Net Loans Charged-off: Total real estate loans-0.0308%4,970
Percentage Net Loans Charged-off:Construction & development-0.1403%4,878
Percentage Net Loans Charged-off: Commercial real estate-0.0318%5,086
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0244%4,931
Percentage Net Loans Charged-off: Home equity loans-0.0179%3,832
All other 1-4 family - Percent of loans charged-off, net-0.0272%4,985
Percentage Net Loans Charged-off: Commercial and industrial0.4079%880
Percentage Net Loans Charged-off: Loans to individuals1.7087%419
Percentage Net Loans Charged-off: Credit card loans0.9408%461
Percentage Net Loans Charged-off: Other loans to individual1.7350%362
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0843%1,766
Percentage Net Loans Charged-off: Total real estate loans-0.0030%4,204
Percentage Net Loans Charged-off:Construction & development-0.1491%4,926
Percentage Net Loans Charged-off: Commercial real estate0.0130%732
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0048%4,474
Percentage Net Loans Charged-off: Home equity loans-0.0091%3,781
All other 1-4 family - Percent of loans charged-off, net-0.0029%4,466
Percentage Net Loans Charged-off: Commercial and industrial0.7514%516
Percentage Net Loans Charged-off: Loans to individuals0.4785%1,573
Percentage Net Loans Charged-off: Credit card loans1.4375%371
Percentage Net Loans Charged-off: Other loans to individual0.4448%1,507
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0236%2,289
Percentage Net Loans Charged-off: Total real estate loans0.0365%1,052
Percentage Net Loans Charged-off:Construction & development-0.2569%5,098
Percentage Net Loans Charged-off: Commercial real estate0.0281%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0782%840
Percentage Net Loans Charged-off: Home equity loans-0.0234%3,954
All other 1-4 family - Percent of loans charged-off, net0.1213%662
Percentage Net Loans Charged-off: Commercial and industrial-0.3380%5,294
Percentage Net Loans Charged-off: Loans to individuals1.0632%788
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual1.1087%664
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0628%2,802
Percentage Net Loans Charged-off: Total real estate loans0.0401%1,958
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate-0.0352%5,209
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1086%1,292
Percentage Net Loans Charged-off: Home equity loans-0.0039%3,888
All other 1-4 family - Percent of loans charged-off, net0.1576%943
Percentage Net Loans Charged-off: Commercial and industrial0.2855%1,340
Percentage Net Loans Charged-off: Loans to individuals0.1511%2,979
Percentage Net Loans Charged-off: Credit card loans0.0000%715
Percentage Net Loans Charged-off: Other loans to individual0.1779%2,717
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0872%2,093
Percentage Net Loans Charged-off: Total real estate loans0.0571%1,438
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.0481%5,335
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.1531%883
Percentage Net Loans Charged-off: Home equity loans-0.0036%3,905
All other 1-4 family - Percent of loans charged-off, net0.2214%638
Percentage Net Loans Charged-off: Commercial and industrial0.3830%953
Percentage Net Loans Charged-off: Loans to individuals0.2275%2,372
Percentage Net Loans Charged-off: Credit card loans0.0000%663
Percentage Net Loans Charged-off: Other loans to individual0.2676%2,085
Percentage Net Loans Charged-off: All other loans and lease-0.0475%5,187
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0835%2,013
Percentage Net Loans Charged-off: Total real estate loans0.0585%1,378
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.0740%5,526
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1760%814
Percentage Net Loans Charged-off: Home equity loans-0.0027%3,927
All other 1-4 family - Percent of loans charged-off, net0.2541%560
Percentage Net Loans Charged-off: Commercial and industrial0.3035%949
Percentage Net Loans Charged-off: Loans to individuals0.4251%1,663
Percentage Net Loans Charged-off: Credit card loans1.1494%416
Percentage Net Loans Charged-off: Other loans to individual0.2993%1,845
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0998%1,528
Percentage Net Loans Charged-off: Total real estate loans0.0320%1,339
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0641%1,114
Percentage Net Loans Charged-off: Home equity loans-0.0055%3,985
All other 1-4 family - Percent of loans charged-off, net0.0946%913
Percentage Net Loans Charged-off: Commercial and industrial0.6895%471
Percentage Net Loans Charged-off: Loans to individuals0.9982%810
Percentage Net Loans Charged-off: Credit card loans2.8694%197
Percentage Net Loans Charged-off: Other loans to individual0.6810%995
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1560%1,820
Percentage Net Loans Charged-off: Total real estate loans0.1652%1,105
Percentage Net Loans Charged-off:Construction & development1.8539%162
Percentage Net Loans Charged-off: Commercial real estate0.0507%1,254
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1139%1,645
Percentage Net Loans Charged-off: Home equity loans0.1280%629
All other 1-4 family - Percent of loans charged-off, net0.1086%1,651
Percentage Net Loans Charged-off: Commercial and industrial0.1075%1,887
Percentage Net Loans Charged-off: Loans to individuals-0.0659%5,314
Percentage Net Loans Charged-off: Credit card loans0.5701%622
Percentage Net Loans Charged-off: Other loans to individual-0.1817%5,526
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2013%1,281
Percentage Net Loans Charged-off: Total real estate loans0.2299%738
Percentage Net Loans Charged-off:Construction & development2.5151%132
Percentage Net Loans Charged-off: Commercial real estate0.0684%984
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.1647%1,176
Percentage Net Loans Charged-off: Home equity loans0.1801%495
All other 1-4 family - Percent of loans charged-off, net0.1590%1,172
Percentage Net Loans Charged-off: Commercial and industrial0.0026%2,087
Percentage Net Loans Charged-off: Loans to individuals-0.1180%5,430
Percentage Net Loans Charged-off: Credit card loans0.1889%656
Percentage Net Loans Charged-off: Other loans to individual-0.1749%5,491
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2519%1,031
Percentage Net Loans Charged-off: Total real estate loans0.3277%550
Percentage Net Loans Charged-off:Construction & development3.6135%86
Percentage Net Loans Charged-off: Commercial real estate0.1040%766
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.2032%1,006
Percentage Net Loans Charged-off: Home equity loans0.2798%377
All other 1-4 family - Percent of loans charged-off, net0.1760%1,080
Percentage Net Loans Charged-off: Commercial and industrial-0.3573%5,671
Percentage Net Loans Charged-off: Loans to individuals0.3625%1,707
Percentage Net Loans Charged-off: Credit card loans1.6768%312
Percentage Net Loans Charged-off: Other loans to individual0.1082%2,521
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4255%577
Percentage Net Loans Charged-off: Total real estate loans0.5420%307
Percentage Net Loans Charged-off:Construction & development6.5340%46
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.3317%601
Percentage Net Loans Charged-off: Home equity loans0.1819%338
All other 1-4 family - Percent of loans charged-off, net0.3837%525
Percentage Net Loans Charged-off: Commercial and industrial-0.4892%5,837
Percentage Net Loans Charged-off: Loans to individuals0.5674%1,206
Percentage Net Loans Charged-off: Credit card loans2.1918%251
Percentage Net Loans Charged-off: Other loans to individual0.2286%1,782
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1256%2,771
Percentage Net Loans Charged-off: Total real estate loans0.1392%1,943
Percentage Net Loans Charged-off:Construction & development-0.2185%5,430
Percentage Net Loans Charged-off: Commercial real estate0.1525%1,348
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1888%1,699
Percentage Net Loans Charged-off: Home equity loans0.1429%834
All other 1-4 family - Percent of loans charged-off, net0.2041%1,549
Percentage Net Loans Charged-off: Commercial and industrial0.2147%1,776
Percentage Net Loans Charged-off: Loans to individuals0.7423%1,295
Percentage Net Loans Charged-off: Credit card loans2.9455%213
Percentage Net Loans Charged-off: Other loans to individual0.3145%2,221
Percentage Net Loans Charged-off: All other loans and lease-3.0083%5,868
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0380%3,738
Percentage Net Loans Charged-off: Total real estate loans0.0313%2,988
Percentage Net Loans Charged-off:Construction & development-0.2993%5,561
Percentage Net Loans Charged-off: Commercial real estate-0.0372%5,823
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1259%1,977
Percentage Net Loans Charged-off: Home equity loans0.1298%790
All other 1-4 family - Percent of loans charged-off, net0.1246%1,889
Percentage Net Loans Charged-off: Commercial and industrial0.0176%2,273
Percentage Net Loans Charged-off: Loans to individuals0.9537%927
Percentage Net Loans Charged-off: Credit card loans4.2026%115
Percentage Net Loans Charged-off: Other loans to individual0.3402%1,955
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0979%2,698
Percentage Net Loans Charged-off: Total real estate loans0.0842%2,170
Percentage Net Loans Charged-off:Construction & development-0.4644%5,684
Percentage Net Loans Charged-off: Commercial real estate-0.0566%5,984
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2602%1,222
Percentage Net Loans Charged-off: Home equity loans0.1979%614
All other 1-4 family - Percent of loans charged-off, net0.2807%1,110
Percentage Net Loans Charged-off: Commercial and industrial0.1001%1,614
Percentage Net Loans Charged-off: Loans to individuals1.4345%580
Percentage Net Loans Charged-off: Credit card loans4.8731%97
Percentage Net Loans Charged-off: Other loans to individual0.7941%995
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1919%1,582
Percentage Net Loans Charged-off: Total real estate loans0.1876%1,227
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.3564%843
Percentage Net Loans Charged-off: Home equity loans0.1472%495
All other 1-4 family - Percent of loans charged-off, net0.4242%720
Percentage Net Loans Charged-off: Commercial and industrial0.0928%1,095
Percentage Net Loans Charged-off: Loans to individuals2.0322%420
Percentage Net Loans Charged-off: Credit card loans3.7123%149
Percentage Net Loans Charged-off: Other loans to individual1.7207%455
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1785%3,040
Percentage Net Loans Charged-off: Total real estate loans0.1278%2,910
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate-0.0463%6,177
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.2466%1,971
Percentage Net Loans Charged-off: Home equity loans0.1041%1,224
All other 1-4 family - Percent of loans charged-off, net0.2929%1,695
Percentage Net Loans Charged-off: Commercial and industrial0.4802%1,584
Percentage Net Loans Charged-off: Loans to individuals0.5124%2,044
Percentage Net Loans Charged-off: Credit card loans4.7201%115
Percentage Net Loans Charged-off: Other loans to individual-0.2736%6,193
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1883%2,715
Percentage Net Loans Charged-off: Total real estate loans0.1096%2,832
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate-0.0621%6,295
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2239%1,961
Percentage Net Loans Charged-off: Home equity loans0.1059%1,102
All other 1-4 family - Percent of loans charged-off, net0.2621%1,746
Percentage Net Loans Charged-off: Commercial and industrial0.6493%1,194
Percentage Net Loans Charged-off: Loans to individuals0.6852%1,483
Percentage Net Loans Charged-off: Credit card loans5.6836%86
Percentage Net Loans Charged-off: Other loans to individual-0.2437%6,135
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2561%2,185
Percentage Net Loans Charged-off: Total real estate loans0.1292%2,509
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate-0.0931%6,444
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.2751%1,679
Percentage Net Loans Charged-off: Home equity loans0.0569%1,021
All other 1-4 family - Percent of loans charged-off, net0.3447%1,401
Percentage Net Loans Charged-off: Commercial and industrial0.9778%882
Percentage Net Loans Charged-off: Loans to individuals1.2529%808
Percentage Net Loans Charged-off: Credit card loans6.8664%66
Percentage Net Loans Charged-off: Other loans to individual0.1864%2,577
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3608%1,555
Percentage Net Loans Charged-off: Total real estate loans-0.0213%6,120
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate-0.1857%6,633
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0688%2,204
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0903%1,970
Percentage Net Loans Charged-off: Commercial and industrial2.7043%337
Percentage Net Loans Charged-off: Loans to individuals0.9571%1,046
Percentage Net Loans Charged-off: Credit card loans8.4142%62
Percentage Net Loans Charged-off: Other loans to individual-0.5090%6,301
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2091%3,713
Percentage Net Loans Charged-off: Total real estate loans0.1813%3,381
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.0739%2,806
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.2635%2,652
Percentage Net Loans Charged-off: Home equity loans0.1272%1,548
All other 1-4 family - Percent of loans charged-off, net0.3073%2,318
Percentage Net Loans Charged-off: Commercial and industrial0.3158%2,460
Percentage Net Loans Charged-off: Loans to individuals0.9746%1,421
Percentage Net Loans Charged-off: Credit card loans2.9703%312
Percentage Net Loans Charged-off: Other loans to individual0.6073%1,920
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1895%3,601
Percentage Net Loans Charged-off: Total real estate loans0.1971%3,102
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.0996%2,381
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.2749%2,466
Percentage Net Loans Charged-off: Home equity loans0.0794%1,445
All other 1-4 family - Percent of loans charged-off, net0.3384%2,104
Percentage Net Loans Charged-off: Commercial and industrial0.0470%3,043
Percentage Net Loans Charged-off: Loans to individuals1.4953%858
Percentage Net Loans Charged-off: Credit card loans3.7456%228
Percentage Net Loans Charged-off: Other loans to individual1.0848%1,060
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0353%4,893
Percentage Net Loans Charged-off: Total real estate loans0.0629%3,866
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.1039%3,117
Percentage Net Loans Charged-off: Home equity loans0.1185%1,207
All other 1-4 family - Percent of loans charged-off, net0.0992%2,985
Percentage Net Loans Charged-off: Commercial and industrial-0.1603%6,208
Percentage Net Loans Charged-off: Loans to individuals0.5077%2,025
Percentage Net Loans Charged-off: Credit card loans4.6512%174
Percentage Net Loans Charged-off: Other loans to individual-0.2397%6,337
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1108%3,465
Percentage Net Loans Charged-off: Total real estate loans0.1261%2,842
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.2071%2,166
Percentage Net Loans Charged-off: Home equity loans0.2372%846
All other 1-4 family - Percent of loans charged-off, net0.1974%2,062
Percentage Net Loans Charged-off: Commercial and industrial-0.0158%5,365
Percentage Net Loans Charged-off: Loans to individuals0.6098%1,625
Percentage Net Loans Charged-off: Credit card loans7.3517%94
Percentage Net Loans Charged-off: Other loans to individual-0.5993%6,637
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3800%3,511
Percentage Net Loans Charged-off: Total real estate loans0.2957%3,419
Percentage Net Loans Charged-off:Construction & development0.0375%2,873
Percentage Net Loans Charged-off: Commercial real estate0.0595%3,286
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.4297%2,443
Percentage Net Loans Charged-off: Home equity loans0.0846%1,815
All other 1-4 family - Percent of loans charged-off, net0.5372%2,054
Percentage Net Loans Charged-off: Commercial and industrial0.9249%2,068
Percentage Net Loans Charged-off: Loans to individuals-0.3713%6,958
Percentage Net Loans Charged-off: Credit card loans0.3243%915
Percentage Net Loans Charged-off: Other loans to individual-0.4554%6,992
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3545%3,321
Percentage Net Loans Charged-off: Total real estate loans0.2215%3,482
Percentage Net Loans Charged-off:Construction & development0.0517%2,579
Percentage Net Loans Charged-off: Commercial real estate0.0827%2,733
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.3006%2,641
Percentage Net Loans Charged-off: Home equity loans0.1137%1,548
All other 1-4 family - Percent of loans charged-off, net0.3585%2,324
Percentage Net Loans Charged-off: Commercial and industrial1.1618%1,613
Percentage Net Loans Charged-off: Loans to individuals-0.3658%6,951
Percentage Net Loans Charged-off: Credit card loans0.6507%793
Percentage Net Loans Charged-off: Other loans to individual-0.4884%7,034
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3457%3,173
Percentage Net Loans Charged-off: Total real estate loans0.2402%3,162
Percentage Net Loans Charged-off:Construction & development0.0824%2,226
Percentage Net Loans Charged-off: Commercial real estate0.0274%2,526
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.3479%2,303
Percentage Net Loans Charged-off: Home equity loans0.0621%1,383
All other 1-4 family - Percent of loans charged-off, net0.4357%1,959
Percentage Net Loans Charged-off: Commercial and industrial1.0024%1,590
Percentage Net Loans Charged-off: Loans to individuals-0.4570%7,015
Percentage Net Loans Charged-off: Credit card loans0.9852%648
Percentage Net Loans Charged-off: Other loans to individual-0.6150%7,114
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4623%2,309
Percentage Net Loans Charged-off: Total real estate loans0.4876%1,918
Percentage Net Loans Charged-off:Construction & development0.1794%1,554
Percentage Net Loans Charged-off: Commercial real estate0.0568%1,757
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.6980%1,254
Percentage Net Loans Charged-off: Home equity loans0.1260%946
All other 1-4 family - Percent of loans charged-off, net0.8713%1,007
Percentage Net Loans Charged-off: Commercial and industrial0.4621%1,672
Percentage Net Loans Charged-off: Loans to individuals-1.0013%7,189
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual-0.9783%7,215
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3375%4,323
Percentage Net Loans Charged-off: Total real estate loans0.2599%3,911
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.3733%2,696
Percentage Net Loans Charged-off: Home equity loans0.2044%1,620
All other 1-4 family - Percent of loans charged-off, net0.4221%2,446
Percentage Net Loans Charged-off: Commercial and industrial0.7218%2,931
Percentage Net Loans Charged-off: Loans to individuals0.4798%3,468
Percentage Net Loans Charged-off: Credit card loans1.5773%764
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2241%4,594
Percentage Net Loans Charged-off: Total real estate loans0.2419%3,668
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.3439%2,572
Percentage Net Loans Charged-off: Home equity loans0.2752%1,354
All other 1-4 family - Percent of loans charged-off, net0.3636%2,403
Percentage Net Loans Charged-off: Commercial and industrial0.1177%3,888
Percentage Net Loans Charged-off: Loans to individuals0.4901%3,188
Percentage Net Loans Charged-off: Credit card loans1.4584%734
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0249%5,988
Percentage Net Loans Charged-off: Total real estate loans0.0498%4,565
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0705%3,601
Percentage Net Loans Charged-off: Home equity loans0.0464%1,367
All other 1-4 family - Percent of loans charged-off, net0.0773%3,351
Percentage Net Loans Charged-off: Commercial and industrial-0.1014%6,833
Percentage Net Loans Charged-off: Loans to individuals0.0936%4,330
Percentage Net Loans Charged-off: Credit card loans-0.3063%1,479
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0620%4,797
Percentage Net Loans Charged-off: Total real estate loans0.0989%3,383
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.1391%2,481
Percentage Net Loans Charged-off: Home equity loans0.0942%924
All other 1-4 family - Percent of loans charged-off, net0.1516%2,295
Percentage Net Loans Charged-off: Commercial and industrial-0.2020%7,027
Percentage Net Loans Charged-off: Loans to individuals1.1377%1,643
Percentage Net Loans Charged-off: Credit card loans1.2158%628
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1344%5,861
Percentage Net Loans Charged-off: Total real estate loans0.0199%5,669
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0262%4,678
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.0330%4,383
Percentage Net Loans Charged-off: Commercial and industrial0.3356%4,115
Percentage Net Loans Charged-off: Loans to individuals3.5184%642
Percentage Net Loans Charged-off: Credit card loans6.5349%296
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1620%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1517%5,196
Percentage Net Loans Charged-off: Total real estate loans0.0271%5,080
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0351%4,081
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0442%3,759
Percentage Net Loans Charged-off: Commercial and industrial0.4500%3,252
Percentage Net Loans Charged-off: Loans to individuals2.6237%932
Percentage Net Loans Charged-off: Credit card loans3.6683%510
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2284%1,368
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1669%4,555
Percentage Net Loans Charged-off: Total real estate loans0.0417%4,324
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0529%3,351
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0663%3,025
Percentage Net Loans Charged-off: Commercial and industrial0.4617%2,735
Percentage Net Loans Charged-off: Loans to individuals2.2779%1,041
Percentage Net Loans Charged-off: Credit card loans4.5258%420
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8029%566
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0394%4,946
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,748
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial-0.0610%7,120
Percentage Net Loans Charged-off: Loans to individuals2.9341%736
Percentage Net Loans Charged-off: Credit card loans3.2180%487
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.0189%362
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1311%4,917
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,348
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,222
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.3914%2,988
Percentage Net Loans Charged-off: Loans to individuals1.9156%1,080
Percentage Net Loans Charged-off: Credit card loans3.4415%448
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6238%457
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0215%5,885
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,589
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.0084%3,845
Percentage Net Loans Charged-off: Loans to individuals0.7850%2,356
Percentage Net Loans Charged-off: Credit card loans5.7448%193
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5512%377
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0264%5,180
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,788
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.0284%3,005
Percentage Net Loans Charged-off: Loans to individuals0.6953%2,315
Percentage Net Loans Charged-off: Credit card loans6.0811%170
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.1169%303
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0364%3,995
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.1281%1,788
Percentage Net Loans Charged-off: Loans to individuals-0.0854%7,062
Percentage Net Loans Charged-off: Credit card loans3.9967%304
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.1201%267
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1578%3,093
Percentage Net Loans Charged-off: Total real estate loans0.0090%3,886
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0103%3,140
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0123%2,871
Percentage Net Loans Charged-off: Commercial and industrial0.3974%2,125
Percentage Net Loans Charged-off: Loans to individuals2.3857%461
Percentage Net Loans Charged-off: Credit card loans3.2051%370
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.3841%388
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1804%2,167
Percentage Net Loans Charged-off: Total real estate loans0.0121%2,923
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0137%2,427
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0164%2,207
Percentage Net Loans Charged-off: Commercial and industrial0.5247%1,441
Percentage Net Loans Charged-off: Loans to individuals1.7536%677
Percentage Net Loans Charged-off: Credit card loans2.7695%422
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0862%364
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0911%2,888
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.2350%1,744
Percentage Net Loans Charged-off: Loans to individuals1.3120%943
Percentage Net Loans Charged-off: Credit card loans1.5773%598
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9039%363
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1683%1,602
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.4671%927
Percentage Net Loans Charged-off: Loans to individuals2.1413%522
Percentage Net Loans Charged-off: Credit card loans1.8824%515
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7058%309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0216%5,277
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.0121%3,621
Percentage Net Loans Charged-off: Loans to individuals0.6147%2,432
Percentage Net Loans Charged-off: Credit card loans2.2693%521
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5347%446
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0179%4,842
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.0061%3,076
Percentage Net Loans Charged-off: Loans to individuals0.5245%2,427
Percentage Net Loans Charged-off: Credit card loans2.8374%385
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4568%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0321%3,932
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0092%2,598
Percentage Net Loans Charged-off: Loans to individuals1.0712%1,182
Percentage Net Loans Charged-off: Credit card loans5.4299%163
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5213%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0477%2,884
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0184%1,674
Percentage Net Loans Charged-off: Loans to individuals1.5524%809
Percentage Net Loans Charged-off: Credit card loans5.8608%188
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8765%291
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0376%5,100
Percentage Net Loans Charged-off: Total real estate loans-0.0013%7,568
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%7,804
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0016%7,807
Percentage Net Loans Charged-off: Commercial and industrial0.0661%3,549
Percentage Net Loans Charged-off: Loans to individuals0.7686%2,489
Percentage Net Loans Charged-off: Credit card loans3.5431%460
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1648%1,151
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0495%4,218
Percentage Net Loans Charged-off: Total real estate loans0.0128%2,554
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0136%2,330
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0160%2,135
Percentage Net Loans Charged-off: Commercial and industrial0.0879%2,838
Percentage Net Loans Charged-off: Loans to individuals0.6217%2,639
Percentage Net Loans Charged-off: Credit card loans3.4286%427
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2167%941
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0602%3,648
Percentage Net Loans Charged-off: Total real estate loans0.0128%2,188
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0137%1,952
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0160%1,777
Percentage Net Loans Charged-off: Commercial and industrial0.1560%2,160
Percentage Net Loans Charged-off: Loans to individuals0.4039%3,227
Percentage Net Loans Charged-off: Credit card loans1.9905%698
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0055%6,801
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0073%6,763
Percentage Net Loans Charged-off: Loans to individuals-0.1365%7,453
Percentage Net Loans Charged-off: Credit card loans-0.5755%2,014
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0352%5,640
Percentage Net Loans Charged-off: Total real estate loans-0.0020%7,816
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%7,887
Percentage Net Loans Charged-off: Home equity loans-0.0180%5,986
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.0725%3,774
Percentage Net Loans Charged-off: Loans to individuals0.7536%2,790
Percentage Net Loans Charged-off: Credit card loans3.6369%518
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0033%6,374
Percentage Net Loans Charged-off: Total real estate loans-0.0027%7,790
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0029%7,887
Percentage Net Loans Charged-off: Home equity loans-0.0252%5,975
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial-0.0672%7,444
Percentage Net Loans Charged-off: Loans to individuals0.7733%2,455
Percentage Net Loans Charged-off: Credit card loans5.1155%310
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0140%7,706
Percentage Net Loans Charged-off: Total real estate loans-0.0041%7,856
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0044%7,979
Percentage Net Loans Charged-off: Home equity loans-0.0399%5,977
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial-0.0972%7,535
Percentage Net Loans Charged-off: Loans to individuals0.4204%3,532
Percentage Net Loans Charged-off: Credit card loans4.3945%418
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0122%4,723
Percentage Net Loans Charged-off: Total real estate loans-0.0082%8,062
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0089%8,160
Percentage Net Loans Charged-off: Home equity loans-0.0853%5,948
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.6903%2,438
Percentage Net Loans Charged-off: Credit card loans4.6681%413
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0512%5,877
Percentage Net Loans Charged-off: Total real estate loans0.0227%3,208
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0248%2,815
Percentage Net Loans Charged-off: Home equity loans0.1444%354
All other 1-4 family - Percent of loans charged-off, net0.0144%2,884
Percentage Net Loans Charged-off: Commercial and industrial0.1276%3,967
Percentage Net Loans Charged-off: Loans to individuals0.2841%5,415
Percentage Net Loans Charged-off: Credit card loans0.1507%1,828
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0066%6,675
Percentage Net Loans Charged-off: Total real estate loans0.0162%2,871
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0178%2,467
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0192%2,332
Percentage Net Loans Charged-off: Commercial and industrial-0.0713%7,812
Percentage Net Loans Charged-off: Loans to individuals0.2774%4,972
Percentage Net Loans Charged-off: Credit card loans0.4105%1,668
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0034%7,794
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial-0.0527%7,668
Percentage Net Loans Charged-off: Loans to individuals0.2279%4,846
Percentage Net Loans Charged-off: Credit card loans-0.9326%2,723
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0339%4,537
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0956%2,153
Percentage Net Loans Charged-off: Loans to individuals0.5248%3,121
Percentage Net Loans Charged-off: Credit card loans0.6130%1,183
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0378%6,441
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.1512%3,986
Percentage Net Loans Charged-off: Loans to individuals0.3708%4,974
Percentage Net Loans Charged-off: Credit card loans4.4615%596
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1010%5,084
Percentage Net Loans Charged-off: Total real estate loans0.0229%3,016
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.1262%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0200%2,686
Percentage Net Loans Charged-off: Home equity loans0.4937%194
All other 1-4 family - Percent of loans charged-off, net0.0010%3,099
Percentage Net Loans Charged-off: Commercial and industrial0.2804%3,337
Percentage Net Loans Charged-off: Loans to individuals1.0033%2,236
Percentage Net Loans Charged-off: Credit card loans4.0455%614
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0047%8,734
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0705%5,513
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0684%5,890
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0046%8,366
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3248%2,788
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0200%10,336
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0945%5,851
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0383%8,615
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2760%6,257
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA