Home > The Middleburg Bank > Net charge- offs to loans
The Middleburg Bank, Net charge- offs to loans
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3522% | 24 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7828% | 16 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6919% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6492% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8764% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6085% | 170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.3711% | 43 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.1231% | 27 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 16.1231% | 20 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1783% | 1,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1559% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 0.6675% | 187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0376% | 1,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2086% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2489% | 4,290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3007% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3110% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1964% | 5,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1964% | 5,395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0162% | 4,939 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 4,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.8721% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0539% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1743% | 5,666 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3251% | 4,344 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1434% | 5,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0261% | 4,476 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2701% | 5,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2701% | 5,439 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0316% | 5,149 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 4,740 |
| Percentage Net Loans Charged-off:Construction & development | 1.2203% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0829% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2662% | 5,802 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4863% | 4,410 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2198% | 5,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0705% | 4,868 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4202% | 5,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4202% | 5,552 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0079% | 2,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 1,238 |
| Percentage Net Loans Charged-off:Construction & development | 3.3186% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 5,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3811% | 5,906 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5205% | 4,438 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3508% | 5,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0113% | 4,293 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9513% | 5,790 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9513% | 5,744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3912% | 732 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0478% | 5,498 |
| Percentage Net Loans Charged-off:Construction & development | -0.7086% | 5,433 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 5,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 5,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0890% | 707 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 5,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0104% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2521% | 2,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2521% | 2,310 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 4,774 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0675% | 5,661 |
| Percentage Net Loans Charged-off:Construction & development | -0.1633% | 5,197 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 5,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1183% | 5,874 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0794% | 4,355 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1291% | 5,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1969% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2858% | 2,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2858% | 1,966 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0217% | 5,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1225% | 5,881 |
| Percentage Net Loans Charged-off:Construction & development | -0.1850% | 5,282 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 5,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2326% | 6,050 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3167% | 4,557 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2087% | 6,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3070% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3759% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3759% | 1,535 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1118% | 1,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0299% | 5,478 |
| Percentage Net Loans Charged-off:Construction & development | -0.1032% | 5,284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0263% | 5,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 5,527 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0202% | 4,279 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 5,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6269% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3009% | 1,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3009% | 1,596 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4533% | 928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4360% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 2.8039% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2575% | 1,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3631% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1414% | 835 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4187% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6354% | 1,053 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3864% | 6,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3864% | 6,011 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5899% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5548% | 506 |
| Percentage Net Loans Charged-off:Construction & development | 4.0512% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3428% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3959% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1980% | 691 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4435% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8836% | 714 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5046% | 6,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5046% | 6,099 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7090% | 540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7168% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 4.0466% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5120% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5886% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3192% | 497 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6502% | 505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8322% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7695% | 6,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7695% | 6,239 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5136% | 719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6415% | 428 |
| Percentage Net Loans Charged-off:Construction & development | -0.6986% | 5,804 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9274% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6265% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6056% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6311% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0282% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8924% | 6,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8924% | 6,284 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1430% | 3,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1623% | 2,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.7491% | 935 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0242% | 2,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2013% | 2,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2749% | 934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1868% | 2,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0546% | 2,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0233% | 4,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0233% | 3,995 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1602% | 2,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1852% | 2,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.4318% | 1,019 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 2,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2779% | 1,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3736% | 757 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2594% | 1,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0348% | 2,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0824% | 3,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0824% | 3,350 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1779% | 2,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2024% | 2,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.3575% | 956 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0622% | 1,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2989% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1975% | 861 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3183% | 1,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0512% | 2,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1081% | 3,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1081% | 2,921 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3159% | 1,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3560% | 1,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.4153% | 700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1414% | 1,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5307% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1193% | 4,864 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6569% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1126% | 1,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1580% | 2,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1580% | 2,281 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4860% | 2,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5071% | 1,950 |
| Percentage Net Loans Charged-off:Construction & development | 4.5236% | 610 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2576% | 2,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1512% | 3,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2474% | 1,342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1331% | 3,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3731% | 2,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3147% | 2,959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3147% | 2,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4937% | 2,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5372% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | 4.3251% | 613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3280% | 1,692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1897% | 2,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2803% | 1,161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1726% | 2,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2441% | 2,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1741% | 3,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1741% | 3,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3093% | 2,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3111% | 2,402 |
| Percentage Net Loans Charged-off:Construction & development | 1.4147% | 1,131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1916% | 1,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2651% | 2,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3167% | 990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2552% | 2,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3375% | 1,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2907% | 2,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2467% | 2,327 |
| Percentage Net Loans Charged-off:Construction & development | 1.6663% | 800 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0295% | 6,686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2912% | 1,917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7096% | 598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2131% | 2,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6589% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1315% | 5,959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1315% | 5,884 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4421% | 3,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4376% | 2,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.8007% | 2,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1251% | 3,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6739% | 1,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4307% | 1,325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7249% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1777% | 3,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3882% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3425% | 556 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4449% | 2,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4317% | 2,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.7725% | 2,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1560% | 2,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6398% | 1,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6387% | 970 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6400% | 1,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1060% | 3,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2104% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1327% | 377 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4018% | 2,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3432% | 2,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.5845% | 1,856 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 6,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6502% | 1,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7653% | 826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6243% | 1,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1811% | 2,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6896% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5357% | 233 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4775% | 2,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3173% | 2,349 |
| Percentage Net Loans Charged-off:Construction & development | -0.2754% | 6,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0280% | 1,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7347% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0773% | 532 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6579% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4256% | 1,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.1272% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.6725% | 120 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8745% | 2,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7500% | 2,338 |
| Percentage Net Loans Charged-off:Construction & development | 1.6827% | 2,195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1762% | 2,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0165% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6229% | 1,142 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0991% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0084% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0971% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8763% | 2,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8755% | 1,934 |
| Percentage Net Loans Charged-off:Construction & development | 2.1553% | 1,799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0748% | 2,858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2303% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4717% | 1,135 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3909% | 917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3507% | 3,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3318% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3791% | 3,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3419% | 2,958 |
| Percentage Net Loans Charged-off:Construction & development | 1.5577% | 1,769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3306% | 2,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4371% | 1,022 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3074% | 2,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3283% | 2,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0222% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1405% | 4,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 3,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0864% | 2,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 2,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0194% | 1,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8116% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7912% | 2,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7261% | 2,380 |
| Percentage Net Loans Charged-off:Construction & development | 1.2872% | 2,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1585% | 2,600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9965% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3631% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5024% | 1,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7584% | 3,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2984% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8173% | 2,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7445% | 1,921 |
| Percentage Net Loans Charged-off:Construction & development | 1.0869% | 2,116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2122% | 1,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0418% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8871% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6635% | 1,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7827% | 2,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6131% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8889% | 1,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7843% | 1,627 |
| Percentage Net Loans Charged-off:Construction & development | 1.3369% | 1,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1884% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7079% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8846% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8668% | 2,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8553% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7503% | 1,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6564% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | 1.7956% | 995 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7781% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0529% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3125% | 1,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6984% | 1,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2282% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5831% | 2,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4460% | 1,815 |
| Percentage Net Loans Charged-off:Construction & development | 2.3925% | 978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0792% | 3,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2136% | 1,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 3,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1849% | 1,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9471% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6323% | 1,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4501% | 1,272 |
| Percentage Net Loans Charged-off:Construction & development | 2.3719% | 645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 2,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1728% | 849 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0662% | 2,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5835% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7475% | 235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8862% | 771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6297% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 3.3593% | 347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 1,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2596% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0626% | 2,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2168% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5721% | 140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0652% | 501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7626% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 4.2772% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6769% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.4721% | 89 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 5,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1840% | 2,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1160% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 4,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2532% | 2,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4062% | 3,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0101% | 4,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3622% | 2,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 4,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1571% | 3,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 5,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3792% | 3,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 5,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3990% | 2,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 4,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6566% | 1,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 3,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5349% | 2,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 6,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1332% | 5,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 6,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0588% | 5,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 7,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0612% | 7,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 4,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0724% | 1,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0994% | 3,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 7,962 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 8,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0506% | 8,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0571% | 8,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1163% | 7,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6289% | 3,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0180% | 7,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0330% | 8,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0708% | 8,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0792% | 8,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1511% | 7,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5495% | 3,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0566% | 8,278 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0514% | 8,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1124% | 8,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1249% | 8,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5394% | 8,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6448% | 2,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0252% | 7,619 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1059% | 8,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2317% | 8,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2565% | 8,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6553% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1097% | 4,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 2,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.1240% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0638% | 2,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 2,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5964% | 2,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5086% | 4,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1352% | 3,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0571% | 2,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.1415% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0848% | 1,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0920% | 1,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7980% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4502% | 4,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1967% | 2,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0958% | 1,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.3174% | 278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1280% | 1,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1392% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1899% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3210% | 4,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 4,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8441% | 2,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 6,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 7,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4675% | 4,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 6,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 2,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0507% | 2,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7130% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0358% | 8,882 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 6,357 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 7,012 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 6,657 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0903% | 5,705 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 6,888 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1609% | 4,473 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1092% | 11,483 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3225% | 3,989 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5132% | 4,158 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |