Home > The Middle Tennessee Bank > Income and Expense
The Middle Tennessee Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,279,000 | 1,998 |
| Total interest expense | $7,230,000 | 2,099 |
| Net interest income | $9,049,000 | 1,918 |
| Provision for loan and lease losses | $537,000 | 1,685 |
| Total noninterest income | $1,072,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $587,000 | 2,234 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $485,000 | 2,885 |
| Total noninterest expense | $6,473,000 | 1,997 |
| Salaries and employee benefits | $3,162,000 | 2,087 |
| Premises and equipment expense | $1,912,000 | 1,036 |
| Additional noninterest expense | $1,399,000 | 2,914 |
| Pre-tax net operating income | $3,111,000 | 2,408 |
| Securities gains (losses) | $-47,000 | 10,626 |
| Applicable income taxes | $1,063,000 | 2,315 |
| Income before extraordinary items | $2,001,000 | 2,592 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,001,000 | 2,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,914 |
| Cash dividends | $690,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,031,550 | 2,496 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,778,000 | 2,138 |
| Total interest expense | $7,409,000 | 2,117 |
| Net interest income | $8,369,000 | 2,145 |
| Provision for loan and lease losses | $322,000 | 2,444 |
| Total noninterest income | $1,043,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $532,000 | 2,554 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $511,000 | 2,873 |
| Total noninterest expense | $5,902,000 | 2,338 |
| Salaries and employee benefits | $3,044,000 | 2,197 |
| Premises and equipment expense | $1,351,000 | 1,498 |
| Additional noninterest expense | $1,507,000 | 3,102 |
| Pre-tax net operating income | $3,188,000 | 2,241 |
| Securities gains (losses) | $49,000 | 1,339 |
| Applicable income taxes | $1,205,000 | 1,988 |
| Income before extraordinary items | $2,032,000 | 2,423 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,032,000 | 2,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,786 |
| Cash dividends | $660,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,000,640 | 2,418 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,639,000 | 2,157 |
| Total interest expense | $7,164,000 | 2,163 |
| Net interest income | $8,475,000 | 2,120 |
| Provision for loan and lease losses | $114,000 | 4,327 |
| Total noninterest income | $938,000 | 3,262 |
| Gross Fiduciary activities income | $12,000 | 1,457 |
| Service charges on deposit accounts | $499,000 | 2,732 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $427,000 | 3,182 |
| Total noninterest expense | $5,301,000 | 2,560 |
| Salaries and employee benefits | $2,826,000 | 2,346 |
| Premises and equipment expense | $945,000 | 2,122 |
| Additional noninterest expense | $1,530,000 | 3,045 |
| Pre-tax net operating income | $3,998,000 | 1,847 |
| Securities gains (losses) | $23,000 | 1,804 |
| Applicable income taxes | $1,386,000 | 1,768 |
| Income before extraordinary items | $2,635,000 | 1,900 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,635,000 | 1,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,397 |
| Cash dividends | $645,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,619,820 | 1,894 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,898,000 | 2,206 |
| Total interest expense | $5,966,000 | 2,095 |
| Net interest income | $7,932,000 | 2,273 |
| Provision for loan and lease losses | $219,000 | 2,872 |
| Total noninterest income | $1,023,000 | 3,065 |
| Gross Fiduciary activities income | $8,000 | 1,489 |
| Service charges on deposit accounts | $522,000 | 2,608 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $493,000 | 2,973 |
| Total noninterest expense | $5,414,000 | 2,567 |
| Salaries and employee benefits | $2,809,000 | 2,383 |
| Premises and equipment expense | $844,000 | 2,405 |
| Additional noninterest expense | $1,761,000 | 2,887 |
| Pre-tax net operating income | $3,322,000 | 2,144 |
| Securities gains (losses) | $-417,000 | 12,199 |
| Applicable income taxes | $893,000 | 2,505 |
| Income before extraordinary items | $2,012,000 | 2,417 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,012,000 | 2,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,765 |
| Cash dividends | $630,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,299,730 | 2,141 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,935,000 | 2,236 |
| Total interest expense | $5,873,000 | 2,210 |
| Net interest income | $8,062,000 | 2,223 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $1,098,000 | 3,114 |
| Gross Fiduciary activities income | $6,000 | 1,545 |
| Service charges on deposit accounts | $481,000 | 2,908 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $611,000 | 2,858 |
| Total noninterest expense | $5,253,000 | 2,724 |
| Salaries and employee benefits | $2,796,000 | 2,382 |
| Premises and equipment expense | $801,000 | 2,553 |
| Additional noninterest expense | $1,656,000 | 3,217 |
| Pre-tax net operating income | $3,807,000 | 1,811 |
| Securities gains (losses) | $131,000 | 2,144 |
| Applicable income taxes | $1,311,000 | 1,782 |
| Income before extraordinary items | $2,627,000 | 1,905 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,627,000 | 1,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,900 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,539,230 | 1,854 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,754,000 | 2,242 |
| Total interest expense | $7,061,000 | 2,383 |
| Net interest income | $8,693,000 | 2,099 |
| Provision for loan and lease losses | $196,000 | 5,277 |
| Total noninterest income | $896,000 | 3,635 |
| Gross Fiduciary activities income | $8,000 | 1,554 |
| Service charges on deposit accounts | $483,000 | 2,885 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $405,000 | 3,680 |
| Total noninterest expense | $5,074,000 | 2,821 |
| Salaries and employee benefits | $2,713,000 | 2,386 |
| Premises and equipment expense | $709,000 | 2,892 |
| Additional noninterest expense | $1,652,000 | 3,307 |
| Pre-tax net operating income | $4,319,000 | 1,468 |
| Securities gains (losses) | $78,000 | 3,414 |
| Applicable income taxes | $1,443,000 | 1,490 |
| Income before extraordinary items | $2,954,000 | 1,562 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,954,000 | 1,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 4,024 |
| Cash dividends | $578,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,901,740 | 1,484 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.