The Merchants National Bank of Terre Haute, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$27,489,0001,248
Total interest expense$12,848,0001,294
Net interest income$14,641,0001,231
Provision for loan and lease losses$580,0001,402
Total noninterest income$3,028,0001,352
Gross Fiduciary activities income$332,000858
Service charges on deposit accounts$1,180,0001,128
Trading account gains and fees$0522
Additional Noninterest Income$1,516,0001,373
Total noninterest expense$9,336,0001,519
Salaries and employee benefits$5,029,0001,314
Premises and equipment expense$1,188,0001,700
Additional noninterest expense$3,119,0001,645
Pre-tax net operating income$7,753,0001,006
Securities gains (losses)$03,831
Applicable income taxes$2,702,000990
Income before extraordinary items$5,051,0001,060
Extraordinary gains, net$065
Net income$5,051,0001,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0001,680
Cash dividends$5,120,000622
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,051,0001,045
1994-12-31 (YTD Data)Rank
Total interest income$22,522,0001,378
Total interest expense$9,236,0001,411
Net interest income$13,286,0001,349
Provision for loan and lease losses$105,0004,433
Total noninterest income$3,799,0001,130
Gross Fiduciary activities income$1,496,000432
Service charges on deposit accounts$1,264,0001,047
Trading account gains and fees$0475
Additional Noninterest Income$1,039,0001,795
Total noninterest expense$10,436,0001,400
Salaries and employee benefits$5,485,0001,225
Premises and equipment expense$1,237,0001,677
Additional noninterest expense$3,714,0001,506
Pre-tax net operating income$6,544,0001,158
Securities gains (losses)$03,600
Applicable income taxes$2,093,0001,158
Income before extraordinary items$4,451,0001,138
Extraordinary gains, net$0249
Net income$4,451,0001,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,0001,825
Cash dividends$2,260,0001,002
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,451,0001,147
1993-12-31 (YTD Data)Rank
Total interest income$21,727,0001,449
Total interest expense$9,155,0001,462
Net interest income$12,572,0001,445
Provision for loan and lease losses$390,0002,506
Total noninterest income$3,655,0001,254
Gross Fiduciary activities income$1,390,000465
Service charges on deposit accounts$1,170,0001,148
Trading account gains and fees$0532
Additional Noninterest Income$1,095,0001,915
Total noninterest expense$9,659,0001,569
Salaries and employee benefits$5,045,0001,326
Premises and equipment expense$1,157,0001,812
Additional noninterest expense$3,457,0001,702
Pre-tax net operating income$6,178,0001,124
Securities gains (losses)$-66,00013,127
Applicable income taxes$1,909,0001,255
Income before extraordinary items$4,203,0001,215
Extraordinary gains, net$03,149
Net income$4,203,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0002,524
Cash dividends$1,900,0001,074
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,248,5401,116
1992-12-31 (YTD Data)Rank
Total interest income$23,724,0001,533
Total interest expense$10,607,0001,632
Net interest income$13,117,0001,411
Provision for loan and lease losses$810,0002,132
Total noninterest income$3,155,0001,371
Gross Fiduciary activities income$1,235,000492
Service charges on deposit accounts$1,056,0001,256
Trading account gains and fees$0504
Additional Noninterest Income$864,0002,203
Total noninterest expense$9,241,0001,646
Salaries and employee benefits$4,510,0001,470
Premises and equipment expense$1,156,0001,828
Additional noninterest expense$3,575,0001,726
Pre-tax net operating income$6,221,0001,052
Securities gains (losses)$-75,00013,740
Applicable income taxes$1,878,0001,183
Income before extraordinary items$4,268,0001,103
Extraordinary gains, net$01,422
Net income$4,268,0001,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0004,359
Cash dividends$1,780,000951
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,319,7501,002

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.