Home > The Merchants National Bank of Terre Haute > Income and Expense
The Merchants National Bank of Terre Haute, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $46,848,000 | 720 |
| Total interest expense | $21,560,000 | 758 |
| Net interest income | $25,288,000 | 705 |
| Provision for loan and lease losses | $840,000 | 1,133 |
| Total noninterest income | $6,098,000 | 809 |
| Gross Fiduciary activities income | $890,000 | 491 |
| Service charges on deposit accounts | $1,837,000 | 669 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,371,000 | 846 |
| Total noninterest expense | $15,974,000 | 884 |
| Salaries and employee benefits | $8,294,000 | 797 |
| Premises and equipment expense | $1,661,000 | 1,150 |
| Additional noninterest expense | $6,019,000 | 841 |
| Pre-tax net operating income | $14,572,000 | 576 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $5,553,000 | 533 |
| Income before extraordinary items | $9,019,000 | 641 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,019,000 | 640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,254,000 | 633 |
| Cash dividends | $10,177,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,019,000 | 612 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $46,458,000 | 744 |
| Total interest expense | $21,850,000 | 749 |
| Net interest income | $24,608,000 | 738 |
| Provision for loan and lease losses | $1,800,000 | 635 |
| Total noninterest income | $4,779,000 | 955 |
| Gross Fiduciary activities income | $552,000 | 615 |
| Service charges on deposit accounts | $1,956,000 | 651 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,271,000 | 1,006 |
| Total noninterest expense | $15,366,000 | 916 |
| Salaries and employee benefits | $7,700,000 | 862 |
| Premises and equipment expense | $1,762,000 | 1,135 |
| Additional noninterest expense | $5,904,000 | 861 |
| Pre-tax net operating income | $12,221,000 | 688 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $4,143,000 | 702 |
| Income before extraordinary items | $8,078,000 | 708 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,078,000 | 708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $936,000 | 840 |
| Cash dividends | $8,811,000 | 404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,078,000 | 694 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $34,905,000 | 1,008 |
| Total interest expense | $15,705,000 | 1,051 |
| Net interest income | $19,200,000 | 958 |
| Provision for loan and lease losses | $1,148,000 | 928 |
| Total noninterest income | $4,283,000 | 1,058 |
| Gross Fiduciary activities income | $473,000 | 722 |
| Service charges on deposit accounts | $1,754,000 | 758 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,056,000 | 1,137 |
| Total noninterest expense | $12,264,000 | 1,190 |
| Salaries and employee benefits | $6,594,000 | 1,014 |
| Premises and equipment expense | $1,451,000 | 1,405 |
| Additional noninterest expense | $4,219,000 | 1,304 |
| Pre-tax net operating income | $10,071,000 | 783 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $3,506,000 | 771 |
| Income before extraordinary items | $6,568,000 | 822 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,568,000 | 823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $599,000 | 1,245 |
| Cash dividends | $6,180,000 | 584 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,566,050 | 799 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,097,000 | 5,135 |
| Total interest expense | $2,764,000 | 5,116 |
| Net interest income | $3,333,000 | 5,060 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $568,000 | 4,760 |
| Gross Fiduciary activities income | $11,000 | 1,466 |
| Service charges on deposit accounts | $345,000 | 3,820 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $212,000 | 4,962 |
| Total noninterest expense | $2,659,000 | 4,731 |
| Salaries and employee benefits | $1,468,000 | 4,369 |
| Premises and equipment expense | $287,000 | 5,828 |
| Additional noninterest expense | $904,000 | 4,749 |
| Pre-tax net operating income | $1,242,000 | 5,141 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $264,000 | 6,459 |
| Income before extraordinary items | $978,000 | 4,691 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $978,000 | 4,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,321 |
| Cash dividends | $13,050,000 | 337 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $978,000 | 4,664 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,301,000 | 4,652 |
| Total interest expense | $2,053,000 | 5,488 |
| Net interest income | $4,248,000 | 4,146 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $649,000 | 4,380 |
| Gross Fiduciary activities income | $20,000 | 1,416 |
| Service charges on deposit accounts | $320,000 | 4,135 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $309,000 | 4,007 |
| Total noninterest expense | $3,307,000 | 4,047 |
| Salaries and employee benefits | $1,956,000 | 3,354 |
| Premises and equipment expense | $294,000 | 5,808 |
| Additional noninterest expense | $1,057,000 | 4,498 |
| Pre-tax net operating income | $1,590,000 | 4,203 |
| Securities gains (losses) | $-104,000 | 11,552 |
| Applicable income taxes | $382,000 | 4,925 |
| Income before extraordinary items | $1,104,000 | 4,165 |
| Extraordinary gains, net | $52,000 | 159 |
| Net income | $1,156,000 | 4,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $3,424,000 | 735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,180,960 | 3,963 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,824,000 | 4,414 |
| Total interest expense | $2,157,000 | 5,483 |
| Net interest income | $4,667,000 | 3,804 |
| Provision for loan and lease losses | $42,000 | 7,871 |
| Total noninterest income | $599,000 | 4,967 |
| Gross Fiduciary activities income | $16,000 | 1,465 |
| Service charges on deposit accounts | $324,000 | 4,150 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $259,000 | 4,909 |
| Total noninterest expense | $3,160,000 | 4,310 |
| Salaries and employee benefits | $1,901,000 | 3,428 |
| Premises and equipment expense | $340,000 | 5,343 |
| Additional noninterest expense | $919,000 | 5,274 |
| Pre-tax net operating income | $2,064,000 | 3,213 |
| Securities gains (losses) | $77,000 | 2,843 |
| Applicable income taxes | $629,000 | 3,451 |
| Income before extraordinary items | $1,512,000 | 3,230 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,512,000 | 3,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $565,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,457,330 | 3,148 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,634,000 | 4,473 |
| Total interest expense | $2,839,000 | 5,406 |
| Net interest income | $4,795,000 | 3,790 |
| Provision for loan and lease losses | $33,000 | 9,854 |
| Total noninterest income | $533,000 | 5,401 |
| Gross Fiduciary activities income | $16,000 | 1,500 |
| Service charges on deposit accounts | $293,000 | 4,528 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $224,000 | 5,312 |
| Total noninterest expense | $3,083,000 | 4,408 |
| Salaries and employee benefits | $1,802,000 | 3,552 |
| Premises and equipment expense | $375,000 | 5,057 |
| Additional noninterest expense | $906,000 | 5,495 |
| Pre-tax net operating income | $2,212,000 | 2,821 |
| Securities gains (losses) | $34,000 | 4,785 |
| Applicable income taxes | $667,000 | 3,128 |
| Income before extraordinary items | $1,579,000 | 2,920 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,579,000 | 2,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $565,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,555,200 | 2,741 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.