Home > The Merchants National Bank of Terre Haute > Assets and Liabilities
The Merchants National Bank of Terre Haute, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 230 | 737 |
| Assets and Liabilities | ||
| Total Assets: | $657,128,000 | 732 |
| Cash and due from depository institutions | $14,908,000 | 737 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $116,120,000 | 1,003 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $486,988,000 | 638 |
| Loan loss allowance | $5,339,000 | 760 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $8,755,000 | 857 |
| Other real estate owned | $493,000 | 737 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $29,864,000 | 425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $657,128,000 | 732 |
| Total liabilities | $602,027,000 | 724 |
| Total deposits | $500,036,000 | 732 |
| Interest-bearing deposits | $430,032,000 | 728 |
| Deposits held in domestic offices | $500,036,000 | 726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,509,000 | 494 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $49,605,000 | 609 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,877,000 | 802 |
| Total equity capital | $55,101,000 | 833 |
| Total bank equity capital | $55,101,000 | 833 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $9,555,000 | 365 |
| Surplus | $10,205,000 | 1,519 |
| Undivided profits | $35,341,000 | 734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,291,000 | 817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,978,000 | 689 |
| Earning assets | $603,108,000 | 731 |
| Long-term assets (5+ years) | $178,463,000 | 545 |
| Average Assets, year-to-date | $619,668,800 | 728 |
| Average Assets, quarterly | $644,270,000 | 730 |
| Volatile liabilities | $157,786,000 | 618 |
| Insider loans | $12,061,000 | 322 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $132,978,000 | 564 |
| Tier 1 (core) risk-based capital | $53,653,000 | 794 |
| Tier 2 risk-based capital | $5,339,000 | 700 |
| Total risk weighted assets | $454,342,600 | 684 |
| Total unused commitments | $132,978,000 | 567 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 235 | 760 |
| Assets and Liabilities | ||
| Total Assets: | $604,801,000 | 785 |
| Cash and due from depository institutions | $13,992,000 | 760 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $121,532,000 | 951 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $452,544,000 | 676 |
| Loan loss allowance | $5,753,000 | 739 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,299,000 | 1,045 |
| Other real estate owned | $26,000 | 760 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $9,408,000 | 910 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $604,801,000 | 785 |
| Total liabilities | $548,792,000 | 789 |
| Total deposits | $487,145,000 | 766 |
| Interest-bearing deposits | $424,986,000 | 751 |
| Deposits held in domestic offices | $487,145,000 | 759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,643,000 | 599 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $24,579,000 | 859 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,425,000 | 938 |
| Total equity capital | $56,009,000 | 826 |
| Total bank equity capital | $56,009,000 | 826 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $9,555,000 | 377 |
| Surplus | $10,205,000 | 1,512 |
| Undivided profits | $36,249,000 | 691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,404,000 | 1,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,898,000 | 759 |
| Earning assets | $574,076,000 | 775 |
| Long-term assets (5+ years) | $101,660,000 | 764 |
| Average Assets, year-to-date | $610,619,600 | 756 |
| Average Assets, quarterly | $607,780,500 | 770 |
| Volatile liabilities | $125,733,000 | 729 |
| Insider loans | $8,907,000 | 434 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $103,379,000 | 636 |
| Tier 1 (core) risk-based capital | $54,811,000 | 782 |
| Tier 2 risk-based capital | $5,098,120 | 705 |
| Total risk weighted assets | $407,194,820 | 750 |
| Total unused commitments | $103,379,000 | 641 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 224 | 835 |
| Assets and Liabilities | ||
| Total Assets: | $490,614,000 | 997 |
| Cash and due from depository institutions | $28,373,000 | 835 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $104,754,000 | 1,137 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $344,964,000 | 895 |
| Loan loss allowance | $4,014,000 | 1,052 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,749,000 | 1,673 |
| Other real estate owned | $84,000 | 835 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $7,690,000 | 1,121 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $490,614,000 | 997 |
| Total liabilities | $445,756,000 | 996 |
| Total deposits | $401,024,000 | 983 |
| Interest-bearing deposits | $338,141,000 | 1,004 |
| Deposits held in domestic offices | $401,024,000 | 976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,299,000 | 592 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,970,000 | 2,777 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,463,000 | 1,318 |
| Total equity capital | $44,858,000 | 1,019 |
| Total bank equity capital | $44,858,000 | 1,019 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $8,755,000 | 434 |
| Surplus | $8,755,000 | 1,818 |
| Undivided profits | $27,348,000 | 952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,539,000 | 1,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,052,000 | 1,062 |
| Earning assets | $449,718,000 | 995 |
| Long-term assets (5+ years) | $88,883,000 | 796 |
| Average Assets, year-to-date | $467,977,600 | 1,010 |
| Average Assets, quarterly | $478,843,500 | 1,010 |
| Volatile liabilities | $88,347,000 | 945 |
| Insider loans | $9,701,000 | 446 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $77,000 | 1,435 |
| Unused loan commitments | $79,910,000 | 777 |
| Tier 1 (core) risk-based capital | $44,600,000 | 962 |
| Tier 2 risk-based capital | $3,908,030 | 906 |
| Total risk weighted assets | $312,536,230 | 965 |
| Total unused commitments | $79,910,000 | 783 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 51 | 3,786 |
| Assets and Liabilities | ||
| Total Assets: | $91,837,000 | 4,762 |
| Cash and due from depository institutions | $3,930,000 | 3,786 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $47,839,000 | 2,642 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,868 |
| Net loans & leases | $36,000,000 | 6,260 |
| Loan loss allowance | $289,000 | 8,227 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $304,000 | 9,515 |
| Other real estate owned | $0 | 3,786 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,264,000 | 5,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,837,000 | 4,762 |
| Total liabilities | $82,709,000 | 4,748 |
| Total deposits | $82,140,000 | 4,576 |
| Interest-bearing deposits | $67,329,000 | 4,794 |
| Deposits held in domestic offices | $82,140,000 | 4,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $569,000 | 5,687 |
| Total equity capital | $9,128,000 | 4,691 |
| Total bank equity capital | $9,128,000 | 4,691 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,260,000 | 1,763 |
| Surplus | $2,000,000 | 5,494 |
| Undivided profits | $4,868,000 | 4,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 9,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,652 |
| Income earned, not collected on loans | $189,000 | 8,988 |
| Earning assets | $86,339,000 | 4,675 |
| Long-term assets (5+ years) | $34,385,000 | 1,616 |
| Average Assets, year-to-date | $94,884,600 | 4,460 |
| Average Assets, quarterly | $91,858,500 | 4,707 |
| Volatile liabilities | $5,170,000 | 6,811 |
| Insider loans | $107,000 | 9,058 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $669,000 | 9,663 |
| Tier 1 (core) risk-based capital | $8,939,000 | 4,630 |
| Tier 2 risk-based capital | $289,000 | 7,474 |
| Total risk weighted assets | $37,103,900 | 6,300 |
| Total unused commitments | $669,000 | 9,672 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 66 | 3,066 |
| Assets and Liabilities | ||
| Total Assets: | $99,748,000 | 4,384 |
| Cash and due from depository institutions | $8,531,000 | 3,066 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $53,284,000 | 2,473 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 1,994 |
| Net loans & leases | $31,590,000 | 6,811 |
| Loan loss allowance | $365,000 | 7,548 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $301,000 | 9,845 |
| Other real estate owned | $0 | 3,066 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,542,000 | 4,812 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,748,000 | 4,384 |
| Total liabilities | $79,503,000 | 4,885 |
| Total deposits | $79,301,000 | 4,685 |
| Interest-bearing deposits | $63,104,000 | 5,007 |
| Deposits held in domestic offices | $79,301,000 | 4,675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $202,000 | 8,974 |
| Total equity capital | $20,245,000 | 2,033 |
| Total bank equity capital | $20,245,000 | 2,033 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,260,000 | 1,809 |
| Surplus | $2,000,000 | 5,488 |
| Undivided profits | $15,985,000 | 1,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 9,860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $125,000 | 10,235 |
| Earning assets | $89,374,000 | 4,478 |
| Long-term assets (5+ years) | $30,706,000 | 1,801 |
| Average Assets, year-to-date | $103,361,600 | 4,150 |
| Average Assets, quarterly | $100,210,000 | 4,331 |
| Volatile liabilities | $3,600,000 | 7,874 |
| Insider loans | $136,000 | 8,947 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $818,000 | 9,554 |
| Tier 1 (core) risk-based capital | $21,011,000 | 1,980 |
| Tier 2 risk-based capital | $365,000 | 6,639 |
| Total risk weighted assets | $35,073,800 | 6,514 |
| Total unused commitments | $818,000 | 9,562 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 73 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $108,441,000 | 4,140 |
| Cash and due from depository institutions | $7,714,000 | 2,864 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $67,120,000 | 2,035 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 2,276 |
| Net loans & leases | $26,032,000 | 7,630 |
| Loan loss allowance | $373,000 | 7,721 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $365,000 | 9,678 |
| Other real estate owned | $222,000 | 2,864 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $888,000 | 6,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,441,000 | 4,140 |
| Total liabilities | $85,162,000 | 4,736 |
| Total deposits | $84,856,000 | 4,559 |
| Interest-bearing deposits | $68,893,000 | 4,800 |
| Deposits held in domestic offices | $84,856,000 | 4,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $306,000 | 7,449 |
| Total equity capital | $23,279,000 | 1,759 |
| Total bank equity capital | $23,279,000 | 1,759 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,260,000 | 1,833 |
| Surplus | $2,000,000 | 5,469 |
| Undivided profits | $19,019,000 | 1,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 11,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,865 |
| Income earned, not collected on loans | $9,000 | 13,067 |
| Earning assets | $99,252,000 | 4,150 |
| Long-term assets (5+ years) | $22,140,000 | 2,443 |
| Average Assets, year-to-date | $107,026,400 | 4,094 |
| Average Assets, quarterly | $106,792,500 | 4,159 |
| Volatile liabilities | $7,489,000 | 5,037 |
| Insider loans | $30,000 | 11,018 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $908,000 | 9,472 |
| Tier 1 (core) risk-based capital | $23,279,000 | 1,710 |
| Tier 2 risk-based capital | $362,840 | 6,707 |
| Total risk weighted assets | $29,016,640 | 7,435 |
| Total unused commitments | $908,000 | 9,498 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 75 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $111,315,000 | 4,107 |
| Cash and due from depository institutions | $7,646,000 | 2,864 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $65,794,000 | 2,057 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 2,438 |
| Net loans & leases | $29,710,000 | 7,111 |
| Loan loss allowance | $373,000 | 7,800 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $386,000 | 9,773 |
| Other real estate owned | $0 | 2,864 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $979,000 | 6,448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,315,000 | 4,107 |
| Total liabilities | $88,983,000 | 4,637 |
| Total deposits | $88,582,000 | 4,493 |
| Interest-bearing deposits | $72,946,000 | 4,711 |
| Deposits held in domestic offices | $88,582,000 | 4,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $401,000 | 6,807 |
| Total equity capital | $22,332,000 | 1,737 |
| Total bank equity capital | $22,332,000 | 1,737 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,260,000 | 1,889 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $18,072,000 | 1,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 9,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $11,000 | 13,672 |
| Earning assets | $102,304,000 | 4,087 |
| Long-term assets (5+ years) | $22,628,000 | 2,363 |
| Average Assets, year-to-date | $107,776,000 | 4,130 |
| Average Assets, quarterly | $108,904,500 | 4,160 |
| Volatile liabilities | $7,359,000 | 5,115 |
| Insider loans | $66,000 | 6,662 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $602,000 | 10,242 |
| Tier 1 (core) risk-based capital | $22,332,000 | 1,700 |
| Tier 2 risk-based capital | $373,000 | 6,572 |
| Total risk weighted assets | $29,912,300 | 7,337 |
| Total unused commitments | $602,000 | 10,266 |
| Derivatives | $0 | 651 |