Home > The Merchants National Bank of Sacramento > Income and Expense
The Merchants National Bank of Sacramento, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,065,000 | 3,414 |
| Total interest expense | $663,000 | 3,535 |
| Net interest income | $5,402,000 | 3,353 |
| Provision for loan and lease losses | $50,000 | 3,480 |
| Total noninterest income | $112,000 | 4,972 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $12,000 | 5,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 4,575 |
| Total noninterest expense | $3,618,000 | 3,673 |
| Salaries and employee benefits | $2,179,000 | 3,532 |
| Premises and equipment expense | $170,000 | 4,686 |
| Additional noninterest expense | $1,269,000 | 3,481 |
| Pre-tax net operating income | $1,846,000 | 3,252 |
| Securities gains (losses) | $-3,000 | 4,159 |
| Applicable income taxes | $478,000 | 2,025 |
| Income before extraordinary items | $1,365,000 | 3,497 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,365,000 | 3,495 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,365,000 | 3,496 |
| Net charge-offs | $-1,000 | 4,181 |
| Cash dividends | $774,000 | 2,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,367,370 | 3,504 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,536,000 | 3,431 |
| Total interest expense | $493,000 | 3,485 |
| Net interest income | $4,043,000 | 3,385 |
| Provision for loan and lease losses | $45,000 | 3,238 |
| Total noninterest income | $90,000 | 5,000 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $9,000 | 5,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 4,594 |
| Total noninterest expense | $2,571,000 | 3,798 |
| Salaries and employee benefits | $1,561,000 | 3,623 |
| Premises and equipment expense | $123,000 | 4,759 |
| Additional noninterest expense | $887,000 | 3,630 |
| Pre-tax net operating income | $1,517,000 | 3,175 |
| Securities gains (losses) | $-3,000 | 4,544 |
| Applicable income taxes | $360,000 | 2,083 |
| Income before extraordinary items | $1,154,000 | 3,379 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,154,000 | 3,378 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,154,000 | 3,378 |
| Net charge-offs | $-1,000 | 4,015 |
| Cash dividends | $337,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,156,370 | 3,378 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 3,437 |
| Total interest expense | $328,000 | 3,431 |
| Net interest income | $2,678,000 | 3,387 |
| Provision for loan and lease losses | $30,000 | 3,103 |
| Total noninterest income | $68,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $7,000 | 5,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 4,541 |
| Total noninterest expense | $1,712,000 | 3,820 |
| Salaries and employee benefits | $1,035,000 | 3,650 |
| Premises and equipment expense | $79,000 | 4,829 |
| Additional noninterest expense | $598,000 | 3,624 |
| Pre-tax net operating income | $1,004,000 | 3,150 |
| Securities gains (losses) | $-3,000 | 4,784 |
| Applicable income taxes | $236,000 | 2,069 |
| Income before extraordinary items | $765,000 | 3,368 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $765,000 | 3,367 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $765,000 | 3,367 |
| Net charge-offs | $-1,000 | 3,891 |
| Cash dividends | $237,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $767,370 | 3,361 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 3,459 |
| Total interest expense | $161,000 | 3,404 |
| Net interest income | $1,329,000 | 3,408 |
| Provision for loan and lease losses | $15,000 | 2,913 |
| Total noninterest income | $25,000 | 5,197 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $4,000 | 5,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,812 |
| Total noninterest expense | $885,000 | 3,794 |
| Salaries and employee benefits | $541,000 | 3,608 |
| Premises and equipment expense | $40,000 | 4,863 |
| Additional noninterest expense | $304,000 | 3,618 |
| Pre-tax net operating income | $454,000 | 3,252 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $101,000 | 2,176 |
| Income before extraordinary items | $353,000 | 3,443 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $353,000 | 3,442 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $353,000 | 3,443 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $353,000 | 3,436 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,695,000 | 3,519 |
| Total interest expense | $465,000 | 3,793 |
| Net interest income | $5,230,000 | 3,450 |
| Provision for loan and lease losses | $60,000 | 3,409 |
| Total noninterest income | $139,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $13,000 | 5,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 4,626 |
| Total noninterest expense | $3,511,000 | 3,810 |
| Salaries and employee benefits | $2,095,000 | 3,667 |
| Premises and equipment expense | $170,000 | 4,892 |
| Additional noninterest expense | $1,246,000 | 3,593 |
| Pre-tax net operating income | $1,798,000 | 3,269 |
| Securities gains (losses) | $38,000 | 1,020 |
| Applicable income taxes | $1,048,000 | 1,829 |
| Income before extraordinary items | $788,000 | 4,029 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $788,000 | 4,029 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $788,000 | 4,029 |
| Net charge-offs | $-4,000 | 4,637 |
| Cash dividends | $489,000 | 2,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $763,680 | 4,040 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,276,000 | 3,535 |
| Total interest expense | $339,000 | 3,846 |
| Net interest income | $3,937,000 | 3,464 |
| Provision for loan and lease losses | $45,000 | 3,301 |
| Total noninterest income | $115,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $10,000 | 5,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 4,596 |
| Total noninterest expense | $2,629,000 | 3,830 |
| Salaries and employee benefits | $1,567,000 | 3,678 |
| Premises and equipment expense | $129,000 | 4,922 |
| Additional noninterest expense | $933,000 | 3,610 |
| Pre-tax net operating income | $1,378,000 | 3,315 |
| Securities gains (losses) | $38,000 | 1,005 |
| Applicable income taxes | $445,000 | 2,177 |
| Income before extraordinary items | $971,000 | 3,598 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $971,000 | 3,598 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $971,000 | 3,598 |
| Net charge-offs | $-4,000 | 4,505 |
| Cash dividends | $253,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $944,780 | 3,611 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,851,000 | 3,542 |
| Total interest expense | $215,000 | 3,901 |
| Net interest income | $2,636,000 | 3,461 |
| Provision for loan and lease losses | $30,000 | 3,129 |
| Total noninterest income | $70,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $7,000 | 5,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 4,715 |
| Total noninterest expense | $1,748,000 | 3,852 |
| Salaries and employee benefits | $1,037,000 | 3,716 |
| Premises and equipment expense | $86,000 | 4,944 |
| Additional noninterest expense | $625,000 | 3,610 |
| Pre-tax net operating income | $928,000 | 3,246 |
| Securities gains (losses) | $7,000 | 1,367 |
| Applicable income taxes | $279,000 | 2,206 |
| Income before extraordinary items | $656,000 | 3,523 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $656,000 | 3,522 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $656,000 | 3,523 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $228,000 | 2,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $651,100 | 3,513 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,404,000 | 3,580 |
| Total interest expense | $99,000 | 4,023 |
| Net interest income | $1,305,000 | 3,488 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $24,000 | 5,437 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $3,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 5,007 |
| Total noninterest expense | $884,000 | 3,865 |
| Salaries and employee benefits | $530,000 | 3,731 |
| Premises and equipment expense | $44,000 | 4,967 |
| Additional noninterest expense | $310,000 | 3,639 |
| Pre-tax net operating income | $430,000 | 3,328 |
| Securities gains (losses) | $7,000 | 747 |
| Applicable income taxes | $122,000 | 2,288 |
| Income before extraordinary items | $315,000 | 3,533 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $315,000 | 3,532 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $315,000 | 3,533 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $309,960 | 3,527 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,392,000 | 3,655 |
| Total interest expense | $336,000 | 4,305 |
| Net interest income | $5,056,000 | 3,554 |
| Provision for loan and lease losses | $150,000 | 2,726 |
| Total noninterest income | $120,000 | 5,397 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $12,000 | 5,653 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $108,000 | 4,917 |
| Total noninterest expense | $3,368,000 | 3,990 |
| Salaries and employee benefits | $1,927,000 | 3,907 |
| Premises and equipment expense | $168,000 | 5,082 |
| Additional noninterest expense | $1,273,000 | 3,684 |
| Pre-tax net operating income | $1,658,000 | 3,370 |
| Securities gains (losses) | $365,000 | 568 |
| Applicable income taxes | $684,000 | 1,982 |
| Income before extraordinary items | $1,339,000 | 3,454 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,339,000 | 3,452 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,339,000 | 3,453 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $499,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,098,100 | 3,712 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,979,000 | 3,703 |
| Total interest expense | $247,000 | 4,368 |
| Net interest income | $3,732,000 | 3,599 |
| Provision for loan and lease losses | $120,000 | 2,560 |
| Total noninterest income | $95,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $9,000 | 5,714 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $86,000 | 4,921 |
| Total noninterest expense | $2,577,000 | 3,976 |
| Salaries and employee benefits | $1,479,000 | 3,855 |
| Premises and equipment expense | $120,000 | 5,186 |
| Additional noninterest expense | $978,000 | 3,666 |
| Pre-tax net operating income | $1,130,000 | 3,551 |
| Securities gains (losses) | $350,000 | 544 |
| Applicable income taxes | $476,000 | 2,095 |
| Income before extraordinary items | $1,004,000 | 3,487 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,004,000 | 3,485 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,004,000 | 3,487 |
| Net charge-offs | $-1,000 | 4,445 |
| Cash dividends | $232,000 | 3,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $766,000 | 3,846 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 3,742 |
| Total interest expense | $159,000 | 4,440 |
| Net interest income | $2,468,000 | 3,633 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $70,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $6,000 | 5,777 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $64,000 | 4,870 |
| Total noninterest expense | $1,717,000 | 4,015 |
| Salaries and employee benefits | $985,000 | 3,885 |
| Premises and equipment expense | $76,000 | 5,268 |
| Additional noninterest expense | $656,000 | 3,673 |
| Pre-tax net operating income | $731,000 | 3,597 |
| Securities gains (losses) | $222,000 | 553 |
| Applicable income taxes | $294,000 | 2,149 |
| Income before extraordinary items | $659,000 | 3,515 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $659,000 | 3,511 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $659,000 | 3,513 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $232,000 | 2,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $505,820 | 3,864 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,316,000 | 3,744 |
| Total interest expense | $77,000 | 4,516 |
| Net interest income | $1,239,000 | 3,630 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $28,000 | 5,565 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $3,000 | 5,820 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $25,000 | 5,086 |
| Total noninterest expense | $868,000 | 4,008 |
| Salaries and employee benefits | $500,000 | 3,887 |
| Premises and equipment expense | $37,000 | 5,338 |
| Additional noninterest expense | $331,000 | 3,660 |
| Pre-tax net operating income | $339,000 | 3,673 |
| Securities gains (losses) | $88,000 | 585 |
| Applicable income taxes | $125,000 | 2,264 |
| Income before extraordinary items | $302,000 | 3,616 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $302,000 | 3,612 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $302,000 | 3,614 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $25,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $239,520 | 3,928 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,147,000 | 3,780 |
| Total interest expense | $299,000 | 4,619 |
| Net interest income | $4,848,000 | 3,651 |
| Provision for loan and lease losses | $-29,000 | 5,645 |
| Total noninterest income | $144,000 | 5,461 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $14,000 | 5,884 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $130,000 | 4,892 |
| Total noninterest expense | $3,339,000 | 4,100 |
| Salaries and employee benefits | $1,798,000 | 4,120 |
| Premises and equipment expense | $162,000 | 5,324 |
| Additional noninterest expense | $1,379,000 | 3,601 |
| Pre-tax net operating income | $1,682,000 | 3,305 |
| Securities gains (losses) | $426,000 | 405 |
| Applicable income taxes | $690,000 | 1,929 |
| Income before extraordinary items | $1,418,000 | 3,327 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,418,000 | 3,327 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,418,000 | 3,328 |
| Net charge-offs | $95,000 | 2,697 |
| Cash dividends | $545,000 | 2,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,132,580 | 3,671 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,884,000 | 3,812 |
| Total interest expense | $227,000 | 4,663 |
| Net interest income | $3,657,000 | 3,672 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $115,000 | 5,481 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $10,000 | 5,976 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 4,854 |
| Total noninterest expense | $2,414,000 | 4,206 |
| Salaries and employee benefits | $1,332,000 | 4,169 |
| Premises and equipment expense | $123,000 | 5,367 |
| Additional noninterest expense | $959,000 | 3,792 |
| Pre-tax net operating income | $1,358,000 | 3,253 |
| Securities gains (losses) | $330,000 | 441 |
| Applicable income taxes | $549,000 | 1,933 |
| Income before extraordinary items | $1,139,000 | 3,278 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,139,000 | 3,276 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,139,000 | 3,277 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $219,000 | 3,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $917,900 | 3,593 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,614,000 | 3,797 |
| Total interest expense | $154,000 | 4,678 |
| Net interest income | $2,460,000 | 3,664 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $68,000 | 5,609 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $7,000 | 6,027 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $61,000 | 5,013 |
| Total noninterest expense | $1,625,000 | 4,218 |
| Salaries and employee benefits | $900,000 | 4,175 |
| Premises and equipment expense | $77,000 | 5,486 |
| Additional noninterest expense | $648,000 | 3,790 |
| Pre-tax net operating income | $903,000 | 3,254 |
| Securities gains (losses) | $241,000 | 455 |
| Applicable income taxes | $368,000 | 1,929 |
| Income before extraordinary items | $776,000 | 3,220 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $776,000 | 3,220 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $776,000 | 3,221 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $209,000 | 2,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $612,120 | 3,584 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 3,826 |
| Total interest expense | $80,000 | 4,669 |
| Net interest income | $1,218,000 | 3,690 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $28,000 | 5,790 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $3,000 | 6,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $25,000 | 5,216 |
| Total noninterest expense | $810,000 | 4,269 |
| Salaries and employee benefits | $465,000 | 4,140 |
| Premises and equipment expense | $39,000 | 5,517 |
| Additional noninterest expense | $306,000 | 3,927 |
| Pre-tax net operating income | $436,000 | 3,247 |
| Securities gains (losses) | $129,000 | 497 |
| Applicable income taxes | $185,000 | 1,900 |
| Income before extraordinary items | $380,000 | 3,225 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $380,000 | 3,228 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $380,000 | 3,228 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $293,570 | 3,606 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,387,000 | 3,783 |
| Total interest expense | $355,000 | 4,671 |
| Net interest income | $5,032,000 | 3,631 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $134,000 | 5,755 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $13,000 | 6,221 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $121,000 | 5,075 |
| Total noninterest expense | $3,318,000 | 4,266 |
| Salaries and employee benefits | $1,885,000 | 4,111 |
| Premises and equipment expense | $160,000 | 5,606 |
| Additional noninterest expense | $1,273,000 | 3,927 |
| Pre-tax net operating income | $1,848,000 | 3,116 |
| Securities gains (losses) | $509,000 | 387 |
| Applicable income taxes | $783,000 | 1,787 |
| Income before extraordinary items | $1,574,000 | 3,159 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,574,000 | 3,159 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,574,000 | 3,160 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $523,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,232,970 | 3,513 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 3,812 |
| Total interest expense | $268,000 | 4,727 |
| Net interest income | $3,778,000 | 3,654 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $109,000 | 5,770 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $10,000 | 6,298 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $99,000 | 5,050 |
| Total noninterest expense | $2,486,000 | 4,286 |
| Salaries and employee benefits | $1,425,000 | 4,108 |
| Premises and equipment expense | $117,000 | 5,704 |
| Additional noninterest expense | $944,000 | 3,967 |
| Pre-tax net operating income | $1,401,000 | 3,163 |
| Securities gains (losses) | $383,000 | 391 |
| Applicable income taxes | $596,000 | 1,804 |
| Income before extraordinary items | $1,188,000 | 3,170 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,188,000 | 3,170 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,188,000 | 3,171 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $207,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $931,390 | 3,577 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,705,000 | 3,800 |
| Total interest expense | $178,000 | 4,785 |
| Net interest income | $2,527,000 | 3,642 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $81,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $7,000 | 6,336 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $74,000 | 4,916 |
| Total noninterest expense | $1,666,000 | 4,297 |
| Salaries and employee benefits | $968,000 | 4,081 |
| Premises and equipment expense | $76,000 | 5,790 |
| Additional noninterest expense | $622,000 | 4,017 |
| Pre-tax net operating income | $942,000 | 3,064 |
| Securities gains (losses) | $250,000 | 417 |
| Applicable income taxes | $395,000 | 1,775 |
| Income before extraordinary items | $797,000 | 3,100 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $797,000 | 3,106 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $797,000 | 3,106 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $207,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $629,500 | 3,484 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 3,797 |
| Total interest expense | $91,000 | 4,815 |
| Net interest income | $1,271,000 | 3,641 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $45,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $3,000 | 6,406 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $42,000 | 4,773 |
| Total noninterest expense | $828,000 | 4,354 |
| Salaries and employee benefits | $495,000 | 4,076 |
| Premises and equipment expense | $36,000 | 5,908 |
| Additional noninterest expense | $297,000 | 4,122 |
| Pre-tax net operating income | $488,000 | 2,944 |
| Securities gains (losses) | $124,000 | 373 |
| Applicable income taxes | $200,000 | 1,713 |
| Income before extraordinary items | $412,000 | 2,939 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $412,000 | 2,942 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $412,000 | 2,942 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $328,920 | 3,345 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 3,820 |
| Total interest expense | $412,000 | 4,851 |
| Net interest income | $5,142,000 | 3,640 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $157,000 | 5,866 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $14,000 | 6,485 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $143,000 | 4,995 |
| Total noninterest expense | $3,303,000 | 4,397 |
| Salaries and employee benefits | $1,963,000 | 4,130 |
| Premises and equipment expense | $149,000 | 5,928 |
| Additional noninterest expense | $1,191,000 | 4,214 |
| Pre-tax net operating income | $1,936,000 | 2,927 |
| Securities gains (losses) | $441,000 | 501 |
| Applicable income taxes | $771,000 | 1,715 |
| Income before extraordinary items | $1,606,000 | 3,032 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,606,000 | 3,034 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,606,000 | 3,035 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $518,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,306,120 | 3,359 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,161,000 | 3,854 |
| Total interest expense | $316,000 | 4,901 |
| Net interest income | $3,845,000 | 3,664 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $132,000 | 5,828 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $11,000 | 6,552 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $121,000 | 4,960 |
| Total noninterest expense | $2,470,000 | 4,425 |
| Salaries and employee benefits | $1,465,000 | 4,136 |
| Premises and equipment expense | $110,000 | 5,998 |
| Additional noninterest expense | $895,000 | 4,219 |
| Pre-tax net operating income | $1,447,000 | 2,979 |
| Securities gains (losses) | $314,000 | 612 |
| Applicable income taxes | $565,000 | 1,795 |
| Income before extraordinary items | $1,196,000 | 3,085 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,196,000 | 3,089 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,196,000 | 3,089 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $197,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $982,480 | 3,383 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 3,833 |
| Total interest expense | $218,000 | 4,896 |
| Net interest income | $2,587,000 | 3,641 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $101,000 | 5,722 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $7,000 | 6,596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $94,000 | 4,819 |
| Total noninterest expense | $1,651,000 | 4,430 |
| Salaries and employee benefits | $997,000 | 4,126 |
| Premises and equipment expense | $72,000 | 6,048 |
| Additional noninterest expense | $582,000 | 4,269 |
| Pre-tax net operating income | $977,000 | 2,945 |
| Securities gains (losses) | $222,000 | 694 |
| Applicable income taxes | $385,000 | 1,780 |
| Income before extraordinary items | $814,000 | 3,032 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $814,000 | 3,034 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $814,000 | 3,035 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $197,000 | 2,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $663,040 | 3,326 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 3,844 |
| Total interest expense | $112,000 | 4,924 |
| Net interest income | $1,303,000 | 3,643 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $26,000 | 6,315 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $4,000 | 6,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 5,600 |
| Total noninterest expense | $833,000 | 4,448 |
| Salaries and employee benefits | $519,000 | 4,071 |
| Premises and equipment expense | $36,000 | 6,088 |
| Additional noninterest expense | $278,000 | 4,400 |
| Pre-tax net operating income | $466,000 | 3,004 |
| Securities gains (losses) | $115,000 | 634 |
| Applicable income taxes | $184,000 | 1,800 |
| Income before extraordinary items | $397,000 | 3,038 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $397,000 | 3,038 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $397,000 | 3,040 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $318,800 | 3,363 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,085,000 | 3,794 |
| Total interest expense | $649,000 | 4,582 |
| Net interest income | $5,436,000 | 3,598 |
| Provision for loan and lease losses | $240,000 | 3,678 |
| Total noninterest income | $114,000 | 6,207 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $20,000 | 6,662 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $94,000 | 5,397 |
| Total noninterest expense | $3,172,000 | 4,609 |
| Salaries and employee benefits | $1,850,000 | 4,324 |
| Premises and equipment expense | $171,000 | 5,953 |
| Additional noninterest expense | $1,151,000 | 4,454 |
| Pre-tax net operating income | $2,138,000 | 2,690 |
| Securities gains (losses) | $497,000 | 945 |
| Applicable income taxes | $885,000 | 1,588 |
| Income before extraordinary items | $1,750,000 | 2,849 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,750,000 | 2,852 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,750,000 | 2,851 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $572,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,421,980 | 3,088 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,622,000 | 3,826 |
| Total interest expense | $512,000 | 4,596 |
| Net interest income | $4,110,000 | 3,647 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $89,000 | 6,258 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $16,000 | 6,731 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $73,000 | 5,444 |
| Total noninterest expense | $2,341,000 | 4,671 |
| Salaries and employee benefits | $1,367,000 | 4,390 |
| Premises and equipment expense | $126,000 | 6,041 |
| Additional noninterest expense | $848,000 | 4,532 |
| Pre-tax net operating income | $1,678,000 | 2,678 |
| Securities gains (losses) | $345,000 | 992 |
| Applicable income taxes | $681,000 | 1,612 |
| Income before extraordinary items | $1,342,000 | 2,853 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,342,000 | 2,854 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,342,000 | 2,853 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $197,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,114,300 | 3,075 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,114,000 | 3,829 |
| Total interest expense | $361,000 | 4,574 |
| Net interest income | $2,753,000 | 3,646 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $63,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $11,000 | 6,769 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 5,408 |
| Total noninterest expense | $1,564,000 | 4,700 |
| Salaries and employee benefits | $914,000 | 4,400 |
| Premises and equipment expense | $81,000 | 6,115 |
| Additional noninterest expense | $569,000 | 4,524 |
| Pre-tax net operating income | $1,132,000 | 2,620 |
| Securities gains (losses) | $253,000 | 963 |
| Applicable income taxes | $465,000 | 1,553 |
| Income before extraordinary items | $920,000 | 2,764 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $920,000 | 2,765 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $920,000 | 2,765 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $197,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $753,020 | 3,016 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 3,840 |
| Total interest expense | $188,000 | 4,587 |
| Net interest income | $1,389,000 | 3,648 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $5,000 | 6,835 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,771 |
| Total noninterest expense | $796,000 | 4,669 |
| Salaries and employee benefits | $452,000 | 4,460 |
| Premises and equipment expense | $43,000 | 6,083 |
| Additional noninterest expense | $301,000 | 4,377 |
| Pre-tax net operating income | $557,000 | 2,664 |
| Securities gains (losses) | $144,000 | 733 |
| Applicable income taxes | $238,000 | 1,537 |
| Income before extraordinary items | $463,000 | 2,770 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $463,000 | 2,772 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $463,000 | 2,773 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $367,960 | 3,089 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,612,000 | 3,817 |
| Total interest expense | $911,000 | 4,618 |
| Net interest income | $5,701,000 | 3,601 |
| Provision for loan and lease losses | $240,000 | 4,406 |
| Total noninterest income | $138,000 | 6,132 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $29,000 | 6,628 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $109,000 | 5,235 |
| Total noninterest expense | $3,339,000 | 4,604 |
| Salaries and employee benefits | $1,846,000 | 4,366 |
| Premises and equipment expense | $173,000 | 6,228 |
| Additional noninterest expense | $1,320,000 | 4,197 |
| Pre-tax net operating income | $2,260,000 | 2,283 |
| Securities gains (losses) | $387,000 | 955 |
| Applicable income taxes | $876,000 | 1,476 |
| Income before extraordinary items | $1,771,000 | 2,480 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,771,000 | 2,480 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,771,000 | 2,481 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $583,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,511,710 | 2,668 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,002,000 | 3,836 |
| Total interest expense | $707,000 | 4,649 |
| Net interest income | $4,295,000 | 3,598 |
| Provision for loan and lease losses | $180,000 | 4,271 |
| Total noninterest income | $109,000 | 6,192 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $23,000 | 6,647 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $86,000 | 5,263 |
| Total noninterest expense | $2,490,000 | 4,617 |
| Salaries and employee benefits | $1,356,000 | 4,431 |
| Premises and equipment expense | $127,000 | 6,299 |
| Additional noninterest expense | $1,007,000 | 4,162 |
| Pre-tax net operating income | $1,734,000 | 2,328 |
| Securities gains (losses) | $259,000 | 1,019 |
| Applicable income taxes | $656,000 | 1,484 |
| Income before extraordinary items | $1,337,000 | 2,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,337,000 | 2,527 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,337,000 | 2,527 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $197,000 | 2,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,163,470 | 2,681 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,351,000 | 3,857 |
| Total interest expense | $485,000 | 4,711 |
| Net interest income | $2,866,000 | 3,614 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $79,000 | 6,138 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $15,000 | 6,692 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 5,194 |
| Total noninterest expense | $1,684,000 | 4,630 |
| Salaries and employee benefits | $906,000 | 4,462 |
| Premises and equipment expense | $85,000 | 6,342 |
| Additional noninterest expense | $693,000 | 4,138 |
| Pre-tax net operating income | $1,141,000 | 2,320 |
| Securities gains (losses) | $160,000 | 850 |
| Applicable income taxes | $419,000 | 1,481 |
| Income before extraordinary items | $882,000 | 2,503 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $882,000 | 2,503 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $882,000 | 2,503 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $197,000 | 2,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $773,200 | 2,646 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 3,890 |
| Total interest expense | $244,000 | 4,813 |
| Net interest income | $1,429,000 | 3,603 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $29,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $8,000 | 6,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 5,759 |
| Total noninterest expense | $839,000 | 4,665 |
| Salaries and employee benefits | $461,000 | 4,450 |
| Premises and equipment expense | $38,000 | 6,532 |
| Additional noninterest expense | $340,000 | 4,175 |
| Pre-tax net operating income | $559,000 | 2,359 |
| Securities gains (losses) | $73,000 | 627 |
| Applicable income taxes | $198,000 | 1,524 |
| Income before extraordinary items | $434,000 | 2,502 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $434,000 | 2,501 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $434,000 | 2,502 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $383,630 | 2,694 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,608,000 | 4,058 |
| Total interest expense | $1,077,000 | 5,062 |
| Net interest income | $5,531,000 | 3,690 |
| Provision for loan and lease losses | $280,000 | 4,946 |
| Total noninterest income | $130,000 | 6,436 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $41,000 | 6,372 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $89,000 | 5,570 |
| Total noninterest expense | $3,400,000 | 4,673 |
| Salaries and employee benefits | $1,814,000 | 4,504 |
| Premises and equipment expense | $171,000 | 6,459 |
| Additional noninterest expense | $1,415,000 | 4,160 |
| Pre-tax net operating income | $1,981,000 | 2,261 |
| Securities gains (losses) | $432,000 | 1,001 |
| Applicable income taxes | $724,000 | 1,522 |
| Income before extraordinary items | $1,689,000 | 2,310 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,689,000 | 2,308 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,689,000 | 2,311 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $543,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,386,600 | 2,536 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 4,122 |
| Total interest expense | $815,000 | 5,183 |
| Net interest income | $4,157,000 | 3,731 |
| Provision for loan and lease losses | $220,000 | 4,766 |
| Total noninterest income | $102,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $32,000 | 6,416 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $70,000 | 5,647 |
| Total noninterest expense | $2,482,000 | 4,756 |
| Salaries and employee benefits | $1,368,000 | 4,521 |
| Premises and equipment expense | $106,000 | 6,784 |
| Additional noninterest expense | $1,008,000 | 4,280 |
| Pre-tax net operating income | $1,557,000 | 2,308 |
| Securities gains (losses) | $291,000 | 1,099 |
| Applicable income taxes | $550,000 | 1,578 |
| Income before extraordinary items | $1,298,000 | 2,407 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,298,000 | 2,404 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,298,000 | 2,408 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $197,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,094,300 | 2,597 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 4,168 |
| Total interest expense | $552,000 | 5,257 |
| Net interest income | $2,760,000 | 3,750 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $75,000 | 6,441 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $25,000 | 6,341 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $50,000 | 5,587 |
| Total noninterest expense | $1,637,000 | 4,796 |
| Salaries and employee benefits | $920,000 | 4,515 |
| Premises and equipment expense | $63,000 | 6,957 |
| Additional noninterest expense | $654,000 | 4,359 |
| Pre-tax net operating income | $1,078,000 | 2,235 |
| Securities gains (losses) | $173,000 | 1,031 |
| Applicable income taxes | $379,000 | 1,492 |
| Income before extraordinary items | $872,000 | 2,353 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $872,000 | 2,349 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $872,000 | 2,352 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $197,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $750,900 | 2,517 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 4,213 |
| Total interest expense | $291,000 | 5,260 |
| Net interest income | $1,372,000 | 3,787 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $34,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $21,000 | 5,888 |
| Total noninterest expense | $796,000 | 4,947 |
| Salaries and employee benefits | $470,000 | 4,523 |
| Premises and equipment expense | $43,000 | 6,642 |
| Additional noninterest expense | $283,000 | 4,747 |
| Pre-tax net operating income | $550,000 | 2,244 |
| Securities gains (losses) | $64,000 | 1,022 |
| Applicable income taxes | $185,000 | 1,500 |
| Income before extraordinary items | $429,000 | 2,436 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $429,000 | 2,434 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $429,000 | 2,436 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $384,200 | 2,519 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,271,000 | 4,482 |
| Total interest expense | $1,321,000 | 5,447 |
| Net interest income | $4,950,000 | 3,971 |
| Provision for loan and lease losses | $120,000 | 6,252 |
| Total noninterest income | $152,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $69,000 | 6,180 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $83,000 | 5,876 |
| Total noninterest expense | $3,256,000 | 4,941 |
| Salaries and employee benefits | $1,764,000 | 4,716 |
| Premises and equipment expense | $212,000 | 6,387 |
| Additional noninterest expense | $1,280,000 | 4,551 |
| Pre-tax net operating income | $1,726,000 | 2,150 |
| Securities gains (losses) | $377,000 | 1,052 |
| Applicable income taxes | $600,000 | 1,385 |
| Income before extraordinary items | $1,503,000 | 2,114 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,503,000 | 2,111 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,503,000 | 2,113 |
| Net charge-offs | $3,000 | 7,105 |
| Cash dividends | $553,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,235,330 | 2,381 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 4,605 |
| Total interest expense | $979,000 | 5,613 |
| Net interest income | $3,627,000 | 4,038 |
| Provision for loan and lease losses | $87,000 | 6,152 |
| Total noninterest income | $122,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $55,000 | 6,160 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $67,000 | 5,918 |
| Total noninterest expense | $2,408,000 | 4,992 |
| Salaries and employee benefits | $1,308,000 | 4,792 |
| Premises and equipment expense | $154,000 | 6,493 |
| Additional noninterest expense | $946,000 | 4,570 |
| Pre-tax net operating income | $1,254,000 | 2,360 |
| Securities gains (losses) | $280,000 | 1,047 |
| Applicable income taxes | $434,000 | 1,548 |
| Income before extraordinary items | $1,100,000 | 2,317 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,100,000 | 2,314 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,100,000 | 2,317 |
| Net charge-offs | $3,000 | 6,797 |
| Cash dividends | $197,000 | 3,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $898,400 | 2,614 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 4,697 |
| Total interest expense | $634,000 | 5,806 |
| Net interest income | $2,371,000 | 4,065 |
| Provision for loan and lease losses | $50,000 | 6,064 |
| Total noninterest income | $85,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $38,000 | 6,142 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $47,000 | 5,912 |
| Total noninterest expense | $1,589,000 | 5,077 |
| Salaries and employee benefits | $872,000 | 4,843 |
| Premises and equipment expense | $98,000 | 6,620 |
| Additional noninterest expense | $619,000 | 4,635 |
| Pre-tax net operating income | $817,000 | 2,481 |
| Securities gains (losses) | $193,000 | 1,036 |
| Applicable income taxes | $290,000 | 1,570 |
| Income before extraordinary items | $720,000 | 2,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $720,000 | 2,424 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $720,000 | 2,426 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $197,000 | 2,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $582,970 | 2,718 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 4,809 |
| Total interest expense | $302,000 | 5,998 |
| Net interest income | $1,169,000 | 4,098 |
| Provision for loan and lease losses | $25,000 | 5,698 |
| Total noninterest income | $37,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $20,000 | 6,060 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $750,000 | 5,184 |
| Salaries and employee benefits | $435,000 | 4,893 |
| Premises and equipment expense | $55,000 | 6,463 |
| Additional noninterest expense | $260,000 | 4,836 |
| Pre-tax net operating income | $431,000 | 2,660 |
| Securities gains (losses) | $101,000 | 987 |
| Applicable income taxes | $158,000 | 1,697 |
| Income before extraordinary items | $374,000 | 2,701 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $374,000 | 2,699 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $374,000 | 2,702 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $303,300 | 2,954 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,612,000 | 5,131 |
| Total interest expense | $1,320,000 | 6,234 |
| Net interest income | $4,292,000 | 4,360 |
| Provision for loan and lease losses | $68,000 | 6,355 |
| Total noninterest income | $164,000 | 6,766 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $68,000 | 6,372 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $96,000 | 5,974 |
| Total noninterest expense | $3,004,000 | 5,106 |
| Salaries and employee benefits | $1,802,000 | 4,788 |
| Premises and equipment expense | $247,000 | 6,272 |
| Additional noninterest expense | $955,000 | 4,969 |
| Pre-tax net operating income | $1,384,000 | 3,158 |
| Securities gains (losses) | $160,000 | 833 |
| Applicable income taxes | $385,000 | 2,120 |
| Income before extraordinary items | $1,159,000 | 2,995 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,159,000 | 2,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $395,000 | 3,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,039,000 | 3,367 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,164,000 | 5,238 |
| Total interest expense | $1,026,000 | 6,269 |
| Net interest income | $3,138,000 | 4,486 |
| Provision for loan and lease losses | $44,000 | 6,043 |
| Total noninterest income | $134,000 | 6,744 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $50,000 | 6,441 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 5,892 |
| Total noninterest expense | $2,231,000 | 5,129 |
| Salaries and employee benefits | $1,381,000 | 4,736 |
| Premises and equipment expense | $185,000 | 6,292 |
| Additional noninterest expense | $665,000 | 5,116 |
| Pre-tax net operating income | $997,000 | 3,682 |
| Securities gains (losses) | $101,000 | 963 |
| Applicable income taxes | $243,000 | 2,701 |
| Income before extraordinary items | $855,000 | 3,434 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $855,000 | 3,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $197,000 | 3,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $776,220 | 3,766 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 5,329 |
| Total interest expense | $740,000 | 6,244 |
| Net interest income | $2,021,000 | 4,590 |
| Provision for loan and lease losses | $19,000 | 6,013 |
| Total noninterest income | $92,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $32,000 | 6,500 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $60,000 | 5,860 |
| Total noninterest expense | $1,489,000 | 5,151 |
| Salaries and employee benefits | $934,000 | 4,738 |
| Premises and equipment expense | $115,000 | 6,480 |
| Additional noninterest expense | $440,000 | 5,130 |
| Pre-tax net operating income | $605,000 | 4,005 |
| Securities gains (losses) | $97,000 | 990 |
| Applicable income taxes | $141,000 | 3,094 |
| Income before extraordinary items | $561,000 | 3,775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $561,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $197,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $483,400 | 4,037 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 5,417 |
| Total interest expense | $404,000 | 6,235 |
| Net interest income | $976,000 | 4,702 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $35,000 | 7,145 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 6,395 |
| Total noninterest expense | $739,000 | 5,181 |
| Salaries and employee benefits | $479,000 | 4,695 |
| Premises and equipment expense | $55,000 | 6,593 |
| Additional noninterest expense | $205,000 | 5,302 |
| Pre-tax net operating income | $266,000 | 4,415 |
| Securities gains (losses) | $65,000 | 939 |
| Applicable income taxes | $59,000 | 3,384 |
| Income before extraordinary items | $272,000 | 4,018 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $272,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $218,700 | 4,382 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,396,000 | 5,509 |
| Total interest expense | $1,856,000 | 5,993 |
| Net interest income | $3,540,000 | 4,998 |
| Provision for loan and lease losses | $18,000 | 6,370 |
| Total noninterest income | $144,000 | 7,193 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $47,000 | 6,798 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $97,000 | 6,257 |
| Total noninterest expense | $2,807,000 | 5,213 |
| Salaries and employee benefits | $1,834,000 | 4,683 |
| Premises and equipment expense | $219,000 | 6,538 |
| Additional noninterest expense | $754,000 | 5,536 |
| Pre-tax net operating income | $859,000 | 5,046 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $31,000 | 5,211 |
| Income before extraordinary items | $828,000 | 4,714 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $828,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $1,170,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $828,000 | 4,697 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 5,543 |
| Total interest expense | $1,429,000 | 5,964 |
| Net interest income | $2,603,000 | 5,074 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $103,000 | 7,286 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $31,000 | 6,911 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $72,000 | 6,310 |
| Total noninterest expense | $2,051,000 | 5,281 |
| Salaries and employee benefits | $1,368,000 | 4,660 |
| Premises and equipment expense | $160,000 | 6,611 |
| Additional noninterest expense | $523,000 | 5,690 |
| Pre-tax net operating income | $637,000 | 5,319 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,000 | 5,991 |
| Income before extraordinary items | $634,000 | 4,900 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $634,000 | 4,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $972,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $634,000 | 4,890 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,676,000 | 5,585 |
| Total interest expense | $979,000 | 5,919 |
| Net interest income | $1,697,000 | 5,175 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $70,000 | 7,304 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $17,000 | 7,048 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $53,000 | 6,185 |
| Total noninterest expense | $1,350,000 | 5,356 |
| Salaries and employee benefits | $919,000 | 4,683 |
| Premises and equipment expense | $108,000 | 6,612 |
| Additional noninterest expense | $323,000 | 5,917 |
| Pre-tax net operating income | $402,000 | 5,512 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-12,000 | 8,159 |
| Income before extraordinary items | $414,000 | 4,985 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $414,000 | 4,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $972,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $414,000 | 4,980 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 5,635 |
| Total interest expense | $497,000 | 5,876 |
| Net interest income | $823,000 | 5,293 |
| Provision for loan and lease losses | $7,000 | 5,244 |
| Total noninterest income | $29,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $7,000 | 7,153 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $22,000 | 6,474 |
| Total noninterest expense | $664,000 | 5,431 |
| Salaries and employee benefits | $469,000 | 4,644 |
| Premises and equipment expense | $54,000 | 6,638 |
| Additional noninterest expense | $141,000 | 6,288 |
| Pre-tax net operating income | $181,000 | 5,704 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-7,000 | 8,230 |
| Income before extraordinary items | $188,000 | 5,210 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $188,000 | 5,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $188,000 | 5,193 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,112,000 | 5,492 |
| Total interest expense | $1,553,000 | 6,034 |
| Net interest income | $3,559,000 | 5,002 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $134,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $20,000 | 7,270 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $114,000 | 6,103 |
| Total noninterest expense | $2,735,000 | 5,188 |
| Salaries and employee benefits | $1,857,000 | 4,519 |
| Premises and equipment expense | $227,000 | 6,446 |
| Additional noninterest expense | $651,000 | 5,843 |
| Pre-tax net operating income | $958,000 | 5,297 |
| Securities gains (losses) | $9,000 | 1,119 |
| Applicable income taxes | $62,000 | 5,303 |
| Income before extraordinary items | $905,000 | 4,934 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $905,000 | 4,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $394,000 | 4,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $896,540 | 4,947 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,782,000 | 5,532 |
| Total interest expense | $1,105,000 | 6,109 |
| Net interest income | $2,677,000 | 5,040 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $122,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $14,000 | 7,366 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $108,000 | 5,705 |
| Total noninterest expense | $2,017,000 | 5,242 |
| Salaries and employee benefits | $1,388,000 | 4,504 |
| Premises and equipment expense | $155,000 | 6,679 |
| Additional noninterest expense | $474,000 | 5,918 |
| Pre-tax net operating income | $782,000 | 5,268 |
| Securities gains (losses) | $9,000 | 918 |
| Applicable income taxes | $64,000 | 5,278 |
| Income before extraordinary items | $727,000 | 4,931 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $727,000 | 4,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $197,000 | 4,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $718,720 | 4,945 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 5,518 |
| Total interest expense | $697,000 | 6,147 |
| Net interest income | $1,810,000 | 5,015 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $91,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $8,000 | 7,453 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $83,000 | 5,507 |
| Total noninterest expense | $1,330,000 | 5,286 |
| Salaries and employee benefits | $914,000 | 4,562 |
| Premises and equipment expense | $102,000 | 6,720 |
| Additional noninterest expense | $314,000 | 5,931 |
| Pre-tax net operating income | $571,000 | 5,117 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $63,000 | 5,020 |
| Income before extraordinary items | $508,000 | 4,834 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $508,000 | 4,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $197,000 | 3,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $508,000 | 4,830 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 5,513 |
| Total interest expense | $317,000 | 6,265 |
| Net interest income | $921,000 | 4,953 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $17,000 | 8,197 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,000 | 7,476 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $657,000 | 5,325 |
| Salaries and employee benefits | $460,000 | 4,561 |
| Premises and equipment expense | $46,000 | 6,927 |
| Additional noninterest expense | $151,000 | 6,040 |
| Pre-tax net operating income | $281,000 | 5,115 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $32,000 | 4,955 |
| Income before extraordinary items | $249,000 | 4,872 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $249,000 | 4,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $249,000 | 4,851 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 5,220 |
| Total interest expense | $922,000 | 6,483 |
| Net interest income | $3,969,000 | 4,647 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $70,000 | 8,253 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $10,000 | 7,594 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $60,000 | 7,171 |
| Total noninterest expense | $2,634,000 | 5,198 |
| Salaries and employee benefits | $1,838,000 | 4,399 |
| Premises and equipment expense | $179,000 | 6,956 |
| Additional noninterest expense | $617,000 | 5,975 |
| Pre-tax net operating income | $1,405,000 | 4,535 |
| Securities gains (losses) | $96,000 | 715 |
| Applicable income taxes | $298,000 | 4,147 |
| Income before extraordinary items | $1,203,000 | 4,343 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,203,000 | 4,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $593,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,126,200 | 4,453 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,654,000 | 5,203 |
| Total interest expense | $645,000 | 6,567 |
| Net interest income | $3,009,000 | 4,629 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $61,000 | 8,173 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,642 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,977 |
| Total noninterest expense | $1,947,000 | 5,230 |
| Salaries and employee benefits | $1,371,000 | 4,387 |
| Premises and equipment expense | $130,000 | 7,008 |
| Additional noninterest expense | $446,000 | 6,055 |
| Pre-tax net operating income | $1,123,000 | 4,488 |
| Securities gains (losses) | $96,000 | 675 |
| Applicable income taxes | $243,000 | 4,129 |
| Income before extraordinary items | $976,000 | 4,228 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $976,000 | 4,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $197,000 | 4,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $899,200 | 4,422 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 5,151 |
| Total interest expense | $395,000 | 6,629 |
| Net interest income | $2,034,000 | 4,559 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $43,000 | 8,121 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $5,000 | 7,657 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $38,000 | 6,863 |
| Total noninterest expense | $1,304,000 | 5,206 |
| Salaries and employee benefits | $916,000 | 4,355 |
| Premises and equipment expense | $83,000 | 7,078 |
| Additional noninterest expense | $305,000 | 5,950 |
| Pre-tax net operating income | $773,000 | 4,359 |
| Securities gains (losses) | $80,000 | 641 |
| Applicable income taxes | $178,000 | 3,989 |
| Income before extraordinary items | $675,000 | 4,092 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $675,000 | 4,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $197,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $611,800 | 4,316 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 5,176 |
| Total interest expense | $177,000 | 6,832 |
| Net interest income | $1,020,000 | 4,559 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $18,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $3,000 | 7,690 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $648,000 | 5,260 |
| Salaries and employee benefits | $459,000 | 4,374 |
| Premises and equipment expense | $39,000 | 7,270 |
| Additional noninterest expense | $150,000 | 6,007 |
| Pre-tax net operating income | $390,000 | 4,339 |
| Securities gains (losses) | $40,000 | 607 |
| Applicable income taxes | $93,000 | 3,886 |
| Income before extraordinary items | $337,000 | 4,057 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $337,000 | 4,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $305,800 | 4,280 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 5,188 |
| Total interest expense | $544,000 | 7,142 |
| Net interest income | $3,941,000 | 4,528 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $70,000 | 8,401 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $11,000 | 7,764 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $59,000 | 7,212 |
| Total noninterest expense | $2,614,000 | 5,142 |
| Salaries and employee benefits | $1,796,000 | 4,353 |
| Premises and equipment expense | $194,000 | 6,832 |
| Additional noninterest expense | $624,000 | 5,856 |
| Pre-tax net operating income | $1,397,000 | 4,431 |
| Securities gains (losses) | $191,000 | 850 |
| Applicable income taxes | $335,000 | 4,010 |
| Income before extraordinary items | $1,253,000 | 4,095 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,253,000 | 4,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $593,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,102,110 | 4,361 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 5,227 |
| Total interest expense | $395,000 | 7,226 |
| Net interest income | $2,917,000 | 4,568 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $57,000 | 8,384 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $8,000 | 7,809 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 7,081 |
| Total noninterest expense | $1,890,000 | 5,236 |
| Salaries and employee benefits | $1,279,000 | 4,467 |
| Premises and equipment expense | $140,000 | 6,884 |
| Additional noninterest expense | $471,000 | 5,804 |
| Pre-tax net operating income | $1,084,000 | 4,420 |
| Securities gains (losses) | $122,000 | 1,055 |
| Applicable income taxes | $243,000 | 4,136 |
| Income before extraordinary items | $963,000 | 4,100 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $963,000 | 4,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $198,000 | 4,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $865,400 | 4,315 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,180,000 | 5,274 |
| Total interest expense | $259,000 | 7,315 |
| Net interest income | $1,921,000 | 4,594 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $48,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $5,000 | 7,870 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 6,699 |
| Total noninterest expense | $1,247,000 | 5,299 |
| Salaries and employee benefits | $849,000 | 4,516 |
| Premises and equipment expense | $89,000 | 7,008 |
| Additional noninterest expense | $309,000 | 5,886 |
| Pre-tax net operating income | $722,000 | 4,384 |
| Securities gains (losses) | $72,000 | 1,234 |
| Applicable income taxes | $158,000 | 4,169 |
| Income before extraordinary items | $636,000 | 4,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $636,000 | 4,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $198,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $578,400 | 4,257 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 5,219 |
| Total interest expense | $128,000 | 7,392 |
| Net interest income | $985,000 | 4,532 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $20,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,000 | 7,856 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $635,000 | 5,251 |
| Salaries and employee benefits | $428,000 | 4,494 |
| Premises and equipment expense | $46,000 | 6,981 |
| Additional noninterest expense | $161,000 | 5,784 |
| Pre-tax net operating income | $370,000 | 4,284 |
| Securities gains (losses) | $47,000 | 1,239 |
| Applicable income taxes | $88,000 | 3,996 |
| Income before extraordinary items | $329,000 | 4,023 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $329,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $291,870 | 4,218 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 5,282 |
| Total interest expense | $647,000 | 7,236 |
| Net interest income | $3,806,000 | 4,526 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $38,000 | 8,875 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $10,000 | 7,936 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $28,000 | 8,187 |
| Total noninterest expense | $2,444,000 | 5,299 |
| Salaries and employee benefits | $1,626,000 | 4,583 |
| Premises and equipment expense | $188,000 | 6,931 |
| Additional noninterest expense | $630,000 | 5,825 |
| Pre-tax net operating income | $1,400,000 | 4,310 |
| Securities gains (losses) | $122,000 | 1,712 |
| Applicable income taxes | $368,000 | 3,943 |
| Income before extraordinary items | $1,154,000 | 4,239 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,154,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $607,000 | 3,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,061,280 | 4,304 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,375,000 | 5,301 |
| Total interest expense | $515,000 | 7,242 |
| Net interest income | $2,860,000 | 4,539 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $33,000 | 8,919 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $7,000 | 8,001 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,003 |
| Total noninterest expense | $1,787,000 | 5,360 |
| Salaries and employee benefits | $1,197,000 | 4,627 |
| Premises and equipment expense | $141,000 | 6,941 |
| Additional noninterest expense | $449,000 | 5,990 |
| Pre-tax net operating income | $1,106,000 | 4,292 |
| Securities gains (losses) | $111,000 | 1,663 |
| Applicable income taxes | $306,000 | 3,876 |
| Income before extraordinary items | $911,000 | 4,253 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $911,000 | 4,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $198,000 | 4,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $827,750 | 4,334 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,358,000 | 5,185 |
| Total interest expense | $376,000 | 7,147 |
| Net interest income | $1,982,000 | 4,426 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $21,000 | 8,957 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $5,000 | 8,028 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $1,196,000 | 5,343 |
| Salaries and employee benefits | $794,000 | 4,637 |
| Premises and equipment expense | $93,000 | 6,939 |
| Additional noninterest expense | $309,000 | 5,890 |
| Pre-tax net operating income | $807,000 | 4,031 |
| Securities gains (losses) | $54,000 | 1,961 |
| Applicable income taxes | $229,000 | 3,704 |
| Income before extraordinary items | $632,000 | 4,142 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $632,000 | 4,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $198,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $592,580 | 4,128 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 5,085 |
| Total interest expense | $202,000 | 7,045 |
| Net interest income | $1,019,000 | 4,346 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $11,000 | 8,960 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,000 | 8,071 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $600,000 | 5,335 |
| Salaries and employee benefits | $394,000 | 4,661 |
| Premises and equipment expense | $47,000 | 6,953 |
| Additional noninterest expense | $159,000 | 5,740 |
| Pre-tax net operating income | $430,000 | 3,873 |
| Securities gains (losses) | $31,000 | 1,674 |
| Applicable income taxes | $129,000 | 3,503 |
| Income before extraordinary items | $332,000 | 3,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $309,680 | 3,962 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,183,000 | 5,058 |
| Total interest expense | $1,124,000 | 6,608 |
| Net interest income | $4,059,000 | 4,306 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $57,000 | 8,906 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $15,000 | 8,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,814 |
| Total noninterest expense | $2,339,000 | 5,315 |
| Salaries and employee benefits | $1,507,000 | 4,679 |
| Premises and equipment expense | $218,000 | 6,549 |
| Additional noninterest expense | $614,000 | 5,837 |
| Pre-tax net operating income | $1,777,000 | 3,690 |
| Securities gains (losses) | $76,000 | 2,019 |
| Applicable income taxes | $574,000 | 3,193 |
| Income before extraordinary items | $1,279,000 | 3,917 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,279,000 | 3,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $607,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,226,560 | 3,920 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,493,000 | 5,297 |
| Total interest expense | $1,985,000 | 6,121 |
| Net interest income | $3,508,000 | 4,549 |
| Provision for loan and lease losses | $2,000 | 8,184 |
| Total noninterest income | $52,000 | 9,145 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $16,000 | 8,188 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $36,000 | 8,155 |
| Total noninterest expense | $2,113,000 | 5,535 |
| Salaries and employee benefits | $1,381,000 | 4,811 |
| Premises and equipment expense | $268,000 | 5,874 |
| Additional noninterest expense | $464,000 | 6,683 |
| Pre-tax net operating income | $1,445,000 | 3,953 |
| Securities gains (losses) | $67,000 | 2,086 |
| Applicable income taxes | $512,000 | 3,290 |
| Income before extraordinary items | $1,000,000 | 4,295 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,000,000 | 4,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,204 |
| Cash dividends | $594,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $955,780 | 4,286 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,557,000 | 5,352 |
| Total interest expense | $2,238,000 | 5,922 |
| Net interest income | $3,319,000 | 4,802 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $54,000 | 9,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,238 |
| Total noninterest expense | $1,926,000 | 5,811 |
| Salaries and employee benefits | $1,225,000 | 5,128 |
| Premises and equipment expense | $249,000 | 6,065 |
| Additional noninterest expense | $452,000 | 6,760 |
| Pre-tax net operating income | $1,435,000 | 4,189 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $534,000 | 3,338 |
| Income before extraordinary items | $900,000 | 4,682 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $900,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $607,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $900,640 | 4,681 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,093,000 | 5,506 |
| Total interest expense | $2,094,000 | 5,827 |
| Net interest income | $2,999,000 | 5,161 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $707,000 | 3,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $691,000 | 2,398 |
| Total noninterest expense | $2,560,000 | 4,791 |
| Salaries and employee benefits | $1,182,000 | 5,219 |
| Premises and equipment expense | $238,000 | 6,214 |
| Additional noninterest expense | $1,140,000 | 3,603 |
| Pre-tax net operating income | $1,131,000 | 4,950 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $194,000 | 5,775 |
| Income before extraordinary items | $937,000 | 4,627 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $937,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $608,000 | 3,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $937,000 | 4,590 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,803,000 | 5,836 |
| Total interest expense | $2,015,000 | 6,171 |
| Net interest income | $2,788,000 | 5,429 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $62,000 | 9,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 8,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,487 |
| Total noninterest expense | $1,753,000 | 6,120 |
| Salaries and employee benefits | $1,122,000 | 5,325 |
| Premises and equipment expense | $270,000 | 5,701 |
| Additional noninterest expense | $361,000 | 7,560 |
| Pre-tax net operating income | $1,097,000 | 5,147 |
| Securities gains (losses) | $21,000 | 2,394 |
| Applicable income taxes | $418,000 | 4,309 |
| Income before extraordinary items | $700,000 | 5,620 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $700,000 | 5,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $410,000 | 3,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $686,560 | 5,566 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,589,000 | 6,139 |
| Total interest expense | $1,761,000 | 6,753 |
| Net interest income | $2,828,000 | 5,540 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $57,000 | 10,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 9,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,136 |
| Total noninterest expense | $2,297,000 | 5,105 |
| Salaries and employee benefits | $1,179,000 | 5,178 |
| Premises and equipment expense | $216,000 | 6,556 |
| Additional noninterest expense | $902,000 | 4,304 |
| Pre-tax net operating income | $588,000 | 7,482 |
| Securities gains (losses) | $14,000 | 2,133 |
| Applicable income taxes | $202,000 | 6,846 |
| Income before extraordinary items | $400,000 | 7,636 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $400,000 | 7,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $425,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $390,760 | 7,652 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,308,000 | 6,572 |
| Total interest expense | $1,659,000 | 7,193 |
| Net interest income | $2,649,000 | 5,965 |
| Provision for loan and lease losses | $31,000 | 7,373 |
| Total noninterest income | $61,000 | 10,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 9,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,793 |
| Total noninterest expense | $2,329,000 | 5,294 |
| Salaries and employee benefits | $1,046,000 | 5,808 |
| Premises and equipment expense | $225,000 | 6,609 |
| Additional noninterest expense | $1,058,000 | 4,203 |
| Pre-tax net operating income | $350,000 | 8,809 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $51,000 | 9,675 |
| Income before extraordinary items | $300,000 | 8,425 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $300,000 | 8,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $406,000 | 3,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $299,150 | 8,378 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 6,828 |
| Total interest expense | $1,659,000 | 7,246 |
| Net interest income | $2,506,000 | 6,310 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $62,000 | 11,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 9,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $1,499,000 | 7,278 |
| Salaries and employee benefits | $1,039,000 | 5,860 |
| Premises and equipment expense | $174,000 | 7,727 |
| Additional noninterest expense | $286,000 | 9,391 |
| Pre-tax net operating income | $1,069,000 | 5,714 |
| Securities gains (losses) | $57,000 | 1,220 |
| Applicable income taxes | $376,000 | 5,161 |
| Income before extraordinary items | $750,000 | 5,715 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $750,000 | 5,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $4,331,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $711,810 | 5,901 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,143,000 | 6,532 |
| Total interest expense | $1,486,000 | 6,932 |
| Net interest income | $2,657,000 | 6,160 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $48,000 | 11,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 10,462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,176 |
| Total noninterest expense | $1,733,000 | 6,892 |
| Salaries and employee benefits | $1,105,000 | 5,620 |
| Premises and equipment expense | $161,000 | 8,273 |
| Additional noninterest expense | $467,000 | 8,184 |
| Pre-tax net operating income | $972,000 | 6,074 |
| Securities gains (losses) | $31,000 | 1,448 |
| Applicable income taxes | $302,000 | 5,856 |
| Income before extraordinary items | $701,000 | 5,907 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $701,000 | 5,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $679,300 | 6,105 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,306,000 | 6,518 |
| Total interest expense | $1,674,000 | 6,687 |
| Net interest income | $2,632,000 | 6,288 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $72,000 | 12,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 11,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $1,767,000 | 6,984 |
| Salaries and employee benefits | $1,114,000 | 5,576 |
| Premises and equipment expense | $187,000 | 7,960 |
| Additional noninterest expense | $466,000 | 8,552 |
| Pre-tax net operating income | $937,000 | 6,180 |
| Securities gains (losses) | $123,000 | 2,217 |
| Applicable income taxes | $278,000 | 6,368 |
| Income before extraordinary items | $782,000 | 5,661 |
| Extraordinary gains, net | $120,000 | 1,422 |
| Net income | $902,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $690,980 | 5,909 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,586,000 | 6,789 |
| Total interest expense | $1,897,000 | 7,361 |
| Net interest income | $2,689,000 | 6,231 |
| Provision for loan and lease losses | $566,000 | 2,744 |
| Total noninterest income | $117,000 | 11,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 11,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $1,562,000 | 7,699 |
| Salaries and employee benefits | $814,000 | 7,181 |
| Premises and equipment expense | $177,000 | 8,387 |
| Additional noninterest expense | $571,000 | 7,765 |
| Pre-tax net operating income | $678,000 | 7,227 |
| Securities gains (losses) | $76,000 | 3,457 |
| Applicable income taxes | $198,000 | 7,602 |
| Income before extraordinary items | $556,000 | 6,881 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $556,000 | 6,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 2,276 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $499,760 | 6,955 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.